PRESENTED TO : PROF. DR. EDUARD HEINDL PRESENTED BY: MUHAMMAD ABUBAKAR ANWAR Introduction Mobile Commerce Advantages of Mobile Commerce Disadvantages of Mobile Commerce Important Keywords Bricks and Clicks Bricks and clicks refer to a business which has a physical location and also an online presence. Technology Acceptance Model TAM The technology acceptance model specifies the causal relationships between system design features, perceived usefulness, perceived ease of use, attitude toward using, and actual usage behaviour. Perceived Usefulness Behavioral Intention External Variables Actual System Use Perceived Ease of use Davis, F.D. (1989). “Perceived usefulness, perceived ease of use, and user acceptance of information technology”. MIS Quarterly, 13 (3), pp. 318-340 Wireless Internet for Mobile Devices Wireless internet via mobile devices (WIMD) has led the world into another spectrum of communication and conducting day to day business and life activities. Wireless internet is defined as the internet which is not connected by means of cables TAM for WIMD According to this TAM model for wireless internet, individual differences, technology complexity, facilitating conditions, social influences and wireless trust environment determines the user perceived short and long term usefulness and the ease of using WIMD. That in turn determines the user intention and the willingness to adopt WIMD Technology acceptance model for wireless Internet by June Lu' Chun-Sheng Yu; Chang Liu; James E Yao Internet Research; 2003; 13, 3; ABI/INFORM Global Page. 206 Country Percentage of Consumers Using in Increase 2010 2011 China 10 % 25 % 150 % Brazil 10 % 21 % 110 % Kenya 6% 18 % 200 % USA 11 % 22 % 100 % Factors Affecting Jordanian Consumers’ Adoption of Mobile Banking Services International Journal of Business and social science by Dr. Hamza Salim Khraim, Dr. Younes Ellyan and Dr Aymen Salim Khraim Volume No. 2 No. 20 November 2011 Three Predictors of Intention to Use Internet Banking 1.Trust 2. Compatibility 3. Ease of Use Critical Success Factors of Mobile Banking Adoption Determining the critical Success factors of Mobile Banking Adoption in Malaysia by Norzaidi Mohd Daud, Noorly Ezalin Mohd Kassim, Wan Seri Rahayu Wan Mohd Said, Mona Maria Mohd Noor Australian Journal of Basic and Applied Sciences, 5(9) 252265, 2011 Objectives of Study 1. Banks ◦ The ease of access to relevant information or service. ◦ Complete range of financial transactions. ◦ Value added services. Objectives of Study 2. Telecommunication Equipment ◦ The level of security in mobile. ◦ Cost of mobile devices with internet. ◦ Display Screen Size. Objectives of Study 3. Internet Service Providers ISP ◦ The level of security within the mobile network. ◦ Cost of subscription for the internet. ◦ The connection speed. Methodology Results and Findings Almost 67.1 % of the respondents perceive that the ease to access relevant information is the most important feature. 69.9 % of the total respondents think that complete range of financial transactions is also important. Value added services such as bill payments were perceived to be important by only 46 % . Results and Findings The level of security in mobile devices is an important issue that has been in huge debate and by the research it is clear that still majority of people believe that this is one of the most important thing which acts are a barrier to adopt mobile internet banking 59 % of the respondents believe that the cost of mobile phone is very expensive and hence it acts as a barrier to adopt the service. Results and Findings The display screen size is also an issue. Almost 70 % of the respondents think that the level of security while conducting transactions through mobile phones are unsatisfactory Cost of subscription is also very high and a factor that is acting as a barrier in adopting the mobile internet banking services. More than 50 % consider this to be very high. 54.9 % of the respondents believe that the connection speed is too low in mobile internet banking. Conclusion If you have any question? Please feel free to ask.