If you’ve been searching around for loan information you surely have heard of the Department of Education loans. These loans are the ones that we will
be explaining in this article.
The US Department of Education
The US Department of Education concentrates almost all government aid for those who need finance to go to college. This department is known for being extremely precise and strict with its proceedings on loan application. You’ll need to be prepared and have all the information prior to applying for a loan. Otherwise you’ll be searching around for forms, and trying to collect all the documentation that you need over and over again.
When you want to apply for a Federal Loan, you’ll have to fill a form. This form is known as Free Application for Federal Student Aid Form (A.ka. FAFSA). Within this forms you’ll have to include a lot of personal and family information that’s necessary for the department to consider your application and to calculate the amount of money you’ll be able to request.
With all this information that will be thoroughly checked, the department will come to know with how much money the applicant’s family will be able to contribute to his education and what the total amount of money he will need will be. The difference between these numbers will usually be the sum the applicant will be able to request to the department of education.
These loans have specific requirements you’ll need to meet in order to get approved. If you fail to meet any of these requirements you’ll provably get declined. However, don’t despair as if you contact the department they’ll probably help you solve the problem. Following is a list of the most significant requirements:
1) US Citizenship
2) Valid Social Security Number
3) Feasible financial Need
4) Eligibility for Higher Education
5) No Defaults or Bankruptcy in credit report
6) No Convictions
7) High Grade Point Average
When it comes to the US Department of Education Aid, there are at least three possibilities that can be taken into account: Federal Grants, Student Loans and Student Work Programs.
Grants are a form of financial aid that doesn’t have to be paid back, the requirements for this type of loans focus on financial need and inability to obtain finance through other means. Usually, grants are processed on a first come – first served basis.
Student Loans have been explained in the above paragraphs and differ only with regular loans in the length of repayment and interest rate charged that tends to be significantly lower.
Student Work Programs imply that the applicant will be working for certain government agencies in order to pay for his education. The job will only take a couple of hours or if a fulltime job, only part of the salary will be deducted towards the payment of college.
Nowadays, it is impossible to get a job without a post secondary degree. The reason being that everyone has a degree so employers view having a post secondary degree as the new bare minimum. A
degree in higher education should therefore be your top priority after you graduate from highschool. Also, if you think the program of your choice
doesn't have an online equivalent, think again - there are over 1,500 different types of online degrees you can choose from.
1. Associate Degrees
The lowest form of post secondary education is the associate degree. While you will be able to get a good paying job with such a degree you won't necessarily be able to advance beyond that position into a position of more authority. For example, an associate degree in nursing might get you the night shift as a nurse, but not the lead nurse or hospital coordinator. This is equivalent to a two year program.
2. Bachelor's Degrees
As an undergraduate you will complete a major that lasts three or four years in study. The most common Bachelors that are awarded are in the arts and sciences.
3. PHD Masters Degree
A doctorate is the highest level of education and places you at the same level of knowledge and competancy as an instructor. With minimal additional training you would be qualified to teach the subject to students of your own.
4. About E-Learning
E-learning is an all-encompassing term generally used to refer to computer-enhanced learning, although it is often extended to include the use of mobile technologies such as PDAs and MP3 players. It may include the use of web-based teaching materials and hypermedia in general, multimedia CD-ROMs or web sites, discussion boards, collaborative software, e-mail, blogs, wikis, computer aided assessment, educational animation, simulations, games, learning management software, electronic voting systems and more, with possibly a combination of different methods being used.
Along with the terms learning technology and Educational Technology, the term is generally used to refer to the use of technology in learning in a much broader sense than the computer-based training or Computer Aided Instruction of the 1980s. It is also broader than the terms Online Learning or Online Education which generally refer to purely web-based learning. In cases where mobile technologies are used, the term M-learning has become more common.
Most parents understand the concept of sexual health education, but many do not consider classroom instructions on sexual health sufficient for their
children’s needs. Although basic information is shared during class, the teenager might not hear or understand everything that he or she needs to know. Sexual health education is a parent's responsibility, awkward as it may be. Still, society, by and large, relies on the formal school system to provide children with the
necessary biological and social background about sexuality. But by giving follow-up information and reinforcing what the teenager learned in school, parents can help their children in making wise
decisions when it comes to sex.
It's not easy for parents to talk to their own children about the sensitive topic of sex. Perennially waiting for the proverbial right moment can make parents miss opportunities to teach their children about the need for information, responsibility, and circumspect when it comes to sexual behavior. Rather than getting ready for this kind of talk, think of sexual health education as just another ongoing conversation. For example, seize the moment whenever a TV program raises issues on responsible sexual behavior, and use this to start the discussion. If in case a good topic comes up at a not-so- convenient time, simply say that talking about this later would be a good idea, and mean it by talking about it at a much later time.
Keeping sexual health education low-key may be a good idea. Never try to pressure the child to talk about sex. Simply bring up the topic whenever you are alone with your child or teenager. Everyday moments like car rides, grocery shopping, or during late night snacks can be the best opportunity to talk about sex. Also, being honest with your children is important. Admitting to them that, like them, you feel uncomfortable talking about sex but emphasize that it is a subject that you must discuss openly without pre-judgment or apprehensions. If ever the child asks a question that any of the parents don't have an answer to, offering to do research on the answers or looking them up together should be a good alternative.
When talking about sexual health education to kids, being direct is also needed for clear communication. Stating feelings and opinions on specific sex issues such as oral sex and intercourse, and presenting the risks involved objectively, including emotional pain, sexually transmitted diseases and unplanned pregnancy can open their eyes to possible risks when dealing with premarital sex. In addition, lecturing or giving out scare tactics won't do any good. Never lecture them or rely on scare tactics just to discourage them from doing any sexual activities. Instead, by listening carefully to what they have to say can help you understand the child's everyday pressures, challenges, and concerns with regards to sexual health.
In having the right sexual health education-related conversation with a teenager, it is essential to go beyond the facts. The child needs to know the right information, but still needs to open up to their feelings, their values, and attitudes. Try and examine ethical questions with responsibility in the context of the family's own personal or religious beliefs. And by inviting your children to have more discussions with you on sex and other issues that matter to them, you will also make your relationships with them more healthy, informative, and fun.
Home is you and your children’s primary school. In it cognitive, emotional, spiritual and social aspects are developed and honed. In fact, home contributed to the totality of your persona.
Home never ceases to be a school. It continues to be such in order to make and mold you. It can be a school ad infinitum.
Children are devoted to learn new things. This hunger for education exists within and outside the school. It is long-lasting and it follows the children. Thus, even if they are out of the basic institution for education they can learn a lot.
Even if you are not enrolled in a university, you can still acquire knowledge. In addition, this learning can be had without traveling much. Yes, you can have same knowledge that other students acquire even when you just stay at home. This system is called home schooling.
Home schooling, otherwise known as home education, is a curriculum designed for children to study at home. This is in contrary to the usual education offered by an education institution like the parochial or public school.
When parents feel that complete education can no way be acquired in private or public schools, they resort to home schooling.
Home schooling is legal in all parts of the United States. However, said laws may differ from one state to another. In fact, home schooling evolves around three categories. They are private school laws, equivalency laws and home education laws. Inquiry must be done first in order to know which of the three laws are suited to you and your children.
Home schooling is the focal point of a substantial minority in the United States. This minority is composed of parents who desire to give their children the best education that they can get.
Home schooling is also given to gifted children who are given special attention in connection with their talents and abilities. Most school failed to meet the attention necessary. Thus, parents resort to home schooling as a remedy. Another reason for home schooling is the preservation of values and religion.
Undeniably, home schooling is the most thrilling innovation in education nowadays.
Making your kids stay at home to study will not make them social misfits. This is because a crowd is not necessary to learn to adjust socially. Adequate exposure and proper guidance are the things necessary to make your children acquainted with the world.
The concept of home schooling has started way back in 1850 when most of the American children learned their lessons at home. It has been 156 years since its inception but said concept continue to astound both parents and students.
Great changes have occurred in the past 25 years. In fact, said revival in the concept of home schooling has resulted to more and more children learning at home. In fact, the number has increased to three million and still growing...
With home schooling around, you can select the subjects that you can teach your child. You need not worry about several fields of concentration since they can take care of them when they are already young adults or teenagers.
Learn first what your child is interested in learning. Also discover their skills and talents. From there, you can have the idea where to start. You will also be given the idea on what lessons and activities to give emphasis.
Teach your children to live their dreams. Start by giving them a good home schooling background.
Life in the fast lane presents many challenges. And, to keep abreast with changes in work culture and technology one has to learn continuously. However, with the conveniences of online colleges
and courses offered by many universities, education has come within the reach of the young and old.
In fact it is not just adults but even retired people who are registering for online courses as it presents them with an opportunity to spend time fruitfully, they can interact with people from the safety of their homes , and do not have to commute. The Internet has brought the class room to the doorstep and so people with families, full time jobs, an illness, and so on can further their education at their own convenience.
The options are many and one can learn for pleasure or to earn more. When retired people or elders learn it helps them stay mentally active and the sustained interest prevents many diseases as well as problems associated with memory and so on. With the seniors learning becomes a positive activity and the classrooms and chats as well as interactive forums give them a new lease in life and alleviate loneliness.
Online courses provide many options. One can earn degrees in the line of work you are in and open up avenues for promotions and pay increases or do courses in creative writing, history, literature, theater, or foreign languages.
Online learning protects adults and elders from peer ridicule and being the brunt of jokes. The instructors and teachers as well as counselors are specially trained to handle students from age 18-98 and more. The problems one can face in campus are just not there.
The benefits of an online education are many. It offers flexibility of schedule, the freedom to choose and do work using online libraries. It helps you keep a finger on the pulse of new developments and stay current with new business trends and technology. You have the luxury to learn at any place, or at any time. You can study when convenient and at the same time manage your home, kids, and a job. You will have the opportunity of interacting with professionals from all over the world and become secure and confident in your work environment.
Education is for one and all and online education has opened up many doors for those with a thirst for knowledge. All you need to do is find out what you are eligible to register for, check out the curriculum. You also need to find out if the institution is accredited and how many students have successfully completed the course. Then once you install a suitable computer system and net connection and you are all set to enter the world of “virtual learning.”
Online education is a classroom without walls and can be attempted by busy working adults who need to further their education to meet personal or career oriented goals. With an online education you don’t have to quit your job to go back to college or school; change your work schedule to accommodate classes; find a housekeeper or babysitter; or spend hours in traffic to reach the college. As a student of an online course you just need to create your own goals, be in touch with your instructor or counselor, complete assignments in time, and be dedicated enough to finish the degree.
So, the world has changed and now young and old can further their education without a second thought.
It is an excellent idea for schools to ask their students to rate teachers because of the benefits for both the teachers and the students. Teachers will be able to improve their teaching styles
and strategies and students will be able to become more positively involved in school and their studies.
On one hand, teachers who are evaluated can receive concrete advice from their very students on how to improve their teaching skills that would make it more responsive to the needs of the students.
* Teachers will learn about their own weaknesses and work harder to improve in those areas. To be a teacher is not an assurance that one is perfect when it comes to doing the profession. Evaluation will help instructors by reminding them that they must leave room for improvements.
* Hearing about what the students enjoy will encourage teachers tom prepare more interesting and interactive lesson plans. The preparation must be done in accordance with what kind of students a teacher has.
* Teachers could gain ideas for classroom activities from student suggestions. Nobody knows what they want but the students themselves. Their suggestions must be taken very well.
* Teachers would polish themselves to be more competitive. Thus, paving the way to a better educational system in every country. And, we know the world needs it so much.
On the other hand, students will become more interested and involved in their education.
* Students will think seriously about the quality of education they are receiving while writing evaluations. Some of students are passive but when they will be given the chance to evaluate, it will be time for them to realize the value of their studies- and the pay they give for education.
* Students will have the opportunity to play an active role in their education by expressing their concerns. Education is endless but necessary- it is something to be valued.
* They will be awakening to the fact that they need quality teachers and bear in mind that if they become professionals they have to pursue for excellence.
In conclusion, asking students to evaluate their teachers is an important step towards gaining and improving the quality of education. Teachers will gain insight into excellent teaching and also, student participation land performance will improve when students are given the chance to express their opinions. Evaluation is the best form of regulating the good from the poor quality of education.
A university education is one of the best possible ways to insure your earning power upon graduation. There are all kinds of fields and all kinds of
majors, some paying higher than others but as a rule, college graduates will earn more money over the course of their lifetimes than those who do not have a college education or degree.
We live in a world that increasingly demands more of its citizens. We need to have the ability to hold academic conversations on the corporate level that go well beyond the score in last nights basketball games. Companies' want well-rounded employees that epitomize all the great things that a four-year degree has to offer. For this reason, even those who have labored in order to gain an associate's degree are getting left behind in favor of those who have a more 'complete' education.
If you have already entered the work force there is still the time to increase your earning potential by seeking higher education. Colleges and universities today are offering more options for students wishing to return to college than ever before. In fact we are seeing an increasing number of college students that are classified as non-traditional students. We are seeing many more adults returning for the education they didn't receive the first time around, which is good news. It also means that more and more options are becoming available at night and on the weekends for those adults.
Even better is the fact that more and more often we are seeing courses being offered online for those who are seeking to complete their education. This allows even more options for those students who are desperately trying to balance careers, family, and education. As more and more opportunities such as these arise we will also see a growing number of graduate studies opportunities being offered in a similar fashion.
If you are thinking of returning to school after years of absence or perhaps attending for the very first time while managing an existing career there is no time like the present in order to do so. Not only will a college education give you greater earning potential in your lifetime it can also qualify you for promotions within the company for which you currently are employed.
The truth of the matter is that you really can't go wrong when it comes to going back to college and getting or finishing your degree. You can increase your earning potential, your promotion potential, and most importantly your self-image. There is something about having a degree that makes you feel better about yourself and your ability to provide for your family. Even if you never actually use your degree for anything other than a plaque on the wall, you will have the knowledge that you accomplished something that only a small percentage of the population ever gets around to completing.
If nothing else, your college education is worth every penny you will pay in order to have it for the wonderful sense of accomplishment that goes along with getting it. Your college degree won't make you a better person; just give you a better opinion of yourself as a person in many instances. If you need a confidence booster in your professional and your personal life, getting your college degree is often just the bump of confidence you need in order to accomplish many great things.
Throughout the years, homeschooling has come to be larger a part of the average families traditional activities. In any event, it didn't channel to be that way. If you think that homeschooling is
rare these days, think of the earliest families to homeschool?
When did homeschooling begin to commence and what prompted the public to embark on schooling their little kids in the home by preference of the middle school setting? There was a time where some states in actuality dictated by legislation that pupils must be schooled. In any event, the reasoning behind that mandate was to keep kids out of the struggle adversity and structure them to attend classes to gain an education. In the nineteenth century there were several books written to help lead parents through the education of their young people in their home sweet home.
As one may expect, from 1920 through the 1970's, homeschooling was relatively sparce and incognito to farms and ranches too far from their local bodies school. When 1970 came about, an author by the name of Ivan Illich wrote a book called "Deschooling America" that gained favor for its far out game plan's and stunning language. Regardless, it was this course book that caused a man named John Holt to launch making his large impact on the homeschooling fad.
In 1976, John Constrain wrote "By choice of Education: Ways to Facilitate Citzens Do Things Enrich." In this initial of his quite a few books, Holt encouraged others that are are bonus ways to instruct youngsters that what was being practiced in schools. He never once mentioned homeschooling, regardless as his course book gained popularity, he received letters from parents citing that he missed mentioning this option for coaching your son or daughter. Because of this, Holt began a magazine book called "Growing Without Knowledge" for those moms who were opting to homeschool their youth at home sweet home.
It is a great task of parents of today's generation to establish a fixed curriculum standard in getting their children started for a valuable formal education. The home handles the informal education of each individual from the time he is a toddler, after which parents
may choose the kind of school, that will later be a trademark institution linking him to wherever his objectives and goals bring him.
There are many highly exclusive schools for either gender. Educational settings of this kind are highly expensive, are opened to the rich and affluent. There are those simply private, inclusive of all coeds, a much more highly standardized than a public school. Public schools operational systems are based on the economic condition of a place.
Products of public schools of the third world and poorer countries, and those promoting scholarships of some kind don't meet the normal standard level in education. Institutional systems' lack of certain criteria fails to cope in developing confidence, and competitiveness in business, and harsh brutalities of life when they go their own, in job seeking, entrepreneurship, or raising a family.
The modern-day complexity in today's lifestyle, made possible the accreditation of various studies within the confines of a home. There are various reasons why it is done so, especially to exceptional cases in the nature of work, and the situations of life one has been drawn into. Examples of individuals that need apply a home schooling curriculum are those in the entertainment world, such as in the movies, television, theatres, and advertisements when there's no definite time in photo or filming footages.
Actors, especially children characters are left to study with tutors, and thru correspondence schools, where materials are sent to their homes in form of packages and mails for self- study, with a domestic teacher, or the parents themselves.
The home schooling curriculum opens opportunity for some parents to act fairly against any risk on drugs, travel, and social elemental influences in school environments today, and find themselves in direct management of their children in the home.
Home-based schools studies cater some cautious parents in giving education to their children up to some grade levels where they're mature enough to handle themselves. Leaflets of the well-based curriculum planned for home study are also delivered by the agencies of correspondent schools. Progress of the child is sent the same way around, or by mails.
A random study of families adapting this study method has run surveys to be positively favorable. Compared to all their peers among accredited schools, private or public, home schooling curriculum results of validating exams for college entry, favors 80% mark of competence against counterparts, rating only 50% in effectiveness survey.
Education, both formal and informal could still be at best, if outright guide or adviser of the child is the parent who has the definite full concern for him.
I assume that when most individuals go after their degree in education,they keep in mind the fact that they will be teaching minors. Anyway, this field
does seem to be getting more popular in recent times. In fact, a number of folks are taking full advantage of teaching opportunities simply due to the fresh approach school boards are taking. Now
days you can get your schooling paid for as long as you enter a contract to teach at a specific school for a certain number of years.That's a pretty sweet deal if you ask me. Well, unless of
course they stick you in the dangerous districts. That could get hairy.
Are you interested in a degree in education? It's kind of funny because my sister in-law did this for years, and then finally my brother joined in. He decided to go back to school for his degree in education and now he teaches 8th grade science. He admits that he absolutely loves it. He couldn't have asked for a better career. Then of course there are other who do not feel the same.
You know who you are;the folks at the other end of the spectrum. For example, I knew a young man of 25, who also went to college and acquired a degree in education. He wanted to be a high school math teacher. Well, despite his good intentions and positive attitude, his career as a teacher did not last long. He explained to me one night while we were closing up Hollywood Video, that teaching wasn't worth his effort. Sure he admitted that he loved the teaching and math aspects of it, but the work-load was not balanced with the pay. He was literally working his 9-5 shift and then coming home to grade papers. This is all for less that 30K a year. Yikes! I laughed when he told me that he made more as the assistant manager of Hollywood Video. That's sad! Now, keep in mind that this was in Oregon, which is sadly a place where education is not paramount.
So, if you are intending on achieving a degree in education, I would suggest doing some research first on the best districts to teach in. That degree in education may be worth its weight in gold if you're in the right location.