Q-2: Define Disablement in according with the payment of wages act. What are its main types?
Disablement means the reduction in earning capacity of an employee due to an employment accident or injury, which is certified by an authorized medical practitioner. This disablement can be minor, partial or total or may be temporary or permanent.
TYPES OF DISABLEMENT
There are three main types of disablement, which as follows: (a) Minor disablement (b) Partial disablement (c) Total disablement
(a) MINOR DISABLEMENT
When the loss earning capacity of an employee is twenty percent or less, this disablement is treated as minor disablement and it is of temporary of permanent nature.
(b) PARTIAL DISABLEMENT
Partial disablement means such sort of injury to the workman reduces the earning capacity of the worker in the employment in which he was engaged at time of accident. This loss earning capacity is in between twenty one to sixty percent and it is of the following two kinds.
(i) TEMPORARY PARTIAL DISABLEMENT
This disablement reduces the earning capacity of the workmen temporarily at time of accident,
(ii) PERMANENT PARTIAL DISABLEMENT
Permanent partial disablement is that disablement which reduces the earning capacity of a worker permanently.
(iii) TOTAL DISABLEMENT
Total disablement means such sort of disablement, which makes the workmen incapable to do all types of works, which he was capable to perform before the disablement, such as loss of the sight of both eyes etc. generally when the loss of earning capacity is more than sixty percent that is tr eated as total disablement. It may also be of temporary or treatment nature.
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