Before the government releases or approves a subsidy from the Intermediate and Long Term Care (ILTC), a patient or individual aspiring for the subsidy should first undergo means testing. Means testing is an effective technique used to determine the individual’s income. Naturally, individuals or households with lower income are approved higher subsidies. Determining of the subsidy will depend on the means testing framework. The framework is grounded on the six level.
The subsidy rate will depend on the monthly income and the citizenship. For example, if the individual is in a community hospital with a monthly income of below S$700, the subsidy rate for Singapore citizens is 75% while PRs get 50%. If the monthly income of the individual is S$701-S$1100, the subsidy rate for citizens is 60% while PRs get 40%. If the monthly income of the individual is S$1101-S$1800, the subsidy rate for citizens is 50% while PRs get 30%. If the monthly income of the individual is S$1801-S$2600, the subsidy rate for citizens is 45% while PRs get 25%. If the monthly income of the individual is S$2602-S$3100, the subsidy rate for citizens is 40% while PRs get 20%. Lastly, if an individual has above S$3,101 of monthly income, the subsidy rate for citizens is 20% while PRs get 10%.
The rate will differ when you talk about residential services, non-residential services and haemo and peritoneal dialysis. Aside from these subsidies, the government also conducts means testing for other healthcare schemes like the Community Health Assist Schemes and the Seniors’ Mobility and Enabling Fund. Indeed the government will not let you suffer alone. Elders for example played an important role in building a better and brighter Singapore. They deserve nothing but the best.