The first credit reporting agencies came into being in the 1950s and 1960s as a way of helping banks and retailers assess a consumer’s creditworthiness. Since that time, credit reports and credit scores have expanded in importance. A change in credit score can have significant impacts on the terms of a mortgage, and the details of a consumer’s credit history can serve as a gateway to everything from employment to health insurance.
Through opportunities such as financial literacy courses, individuals are empowered to make informed financial decisions based on what they’ve learned. Click on the icon above to learn more about financial literacy learning opportunities, and upcoming events and courses.