5 CREDIT SCORE FACTORS:
HOW IT WORKS
The FICO credit score was first introduced in 1989 by FICO, then called Fair, Isaac, and Company. The FICO model is used by the vast majority of banks and credit grantors.The FICO credit score is based on consumer credit files from information reported to three national credit bureaus: Experian, Equifax and TransUnion. Each one of the credit bureaus have their own criteria, and credit scores may differ between bureaus. When you work with Heartland Credit Restoration, you’ll learn how to manage your credit effectively.