An economist of the caliber of Bernard Schmitt finds strange lyrical words to characterize this flow of infinite debt: an instantaneous creative flow that the banks create spontaneously as a debt owing to themselves, a creation ex nihilo that, instead of transferring a pre existing currency as means of payment, hollows out at one extreme of the full body a negative money (a debt entered as a liability of the banks), and projects at the other extreme a positive money (a credit granted the productive economy by the banks) a flow possessing a power of mutation that does not enter into income and is not assigned to purchases, a pure availability, nonpossession and nonwealth.s