Nearly all of Ford 's second-quarter profit came from its Ford Credit finance arm , which earned $ 401 million , up 21.5 percent from a year earlier .
Nearly all of Ford 's second-quarter profit came from Ford Credit , which earned a net $ 401 million , up 21.5 percent .
osi layer 7. above presentation layer. all application specific. provides services for file transfers, email, and other network software service. basically, the desktop.