Can the Afghan government and the Taliban agree on a lasting peace deal?
The unseemly haste with which the US and its allies have completed their military withdrawal from Afghanistan raises serious concerns about the ability of the Afghan government and the Taliban to agree a lasting peace deal for the country. Under the terms of the original withdrawal policy that US President Joe Biden announced in April, all US forces were to be withdrawn from Afghanistan in September, in time for the twentieth anniversary of the September 11 attacks in 2001, which was the cause of Washingtons initial military intervention. Yet, such is the Biden administrations determination to end Washingtons long and costly involvement in the 20-year long Afghan conflict that the US withdrawal, together with the removal of the last remaining combat Nato forces, has been completed two months ahead of schedule. The US handover at the end of last week of the symbolic Bagram air base located north of the capital Kabul, and once the centre of the US-led coalition military effort, effectively means that US and other Nato combat operations are at an end. Moreover, the completion of the American withdrawal has been undertaken without a peace deal between Afghanistans democratically-elected government and the Taliban, which was supposed to be a key element of the agreement made last year between the Taliban and former US President Donald Trump. An Afghan security forces personnel stands guard along a road amid ongoing fighting with Taliban fighters in the western city of Qala -i Naw, the capital of Badghis province, on July 8. AP  In an attempt to end hostilities in a conflict that has been dubbed Americas longest war, Mr Trump agreed to withdraw American forces  which then stood at around 10,000  from Afghanistan by the spring of this year. In return, the Taliban undertook to enter negotiations with the government of Afghan President Ashraf Ghani to conclude a lasting peace deal. Mr Trump fulfilled his end of the bargain, reducing US forces to around 2,500 by the start of this year. But progress in the Qatar-sponsored peace talks has been painfully slow, not least because Taliban negotiators have shown little enthusiasm for constructive talks with their Afghan counterparts. For most of last year the talks stalled over the Talibans demand for the unconditional release of thousands of its fighters from detention, which was not accomplished until last autumn. More recently, the movement appears to have concentrated its efforts on strengthening its insurgency operations in Afghanistan with the aim of intensifying the pressure on Mr Ghanis government into making painful concessions. The Talibans procrastination tactics during the past year have certainly led to accusations from senior US officials that the Taliban are not honouring the peace deal agreed with the US last year, and have instead been responsible for an increase in violence throughout the country, carrying out a campaign of assassinations against prominent Afghan government officials and civil society activists, and mounting one of the largest Taliban offensives to date which the Afghan security forces are struggling to contain. According to the US think tank Foundation for the Defence of Democracies, Taliban forces now control 188 of 407 districts in the country. In such circumstances, with the Taliban blatantly violating the terms of their deal with the US, Mr Biden would have been fully justified in delaying the completion of Americas withdrawal or, at the very least, maintaining a residual military presence to maintain support for the beleaguered Afghan security forces. Instead, Mr Bidens decision to accelerate the withdrawal timetable raises serious questions about Washingtons future support for the Afghan people, and appears to have encouraged the Taliban in the belief that they can achieve their objectives through force of arms instead of focusing their efforts on a diplomatic resolution of the conflict. The Biden administration continues to insist that it remains committed to supporting the Afghan security forces. Earlier this week the Pentagon announced that it will establish an American command centre in Qatar to support the Afghan military. But the main activity of the new office will be to manage Washingtons financial support for the Afghan military, not providing the hard firepower the Afghans require to prevail against the Taliban. Furthermore, the manner of the Americans secretive departure from Bagram air base last week, where they left without even informing their Afghan allies of their intentions, highlights a worrying lack of trust between the US military and their erstwhile Afghan allies. According to local Afghan soldiers, who were at the base when the Americans withdrew last week, the first intimation they had that the move was taking place was when the electricity generators suddenly stopped working and all the lights went out.  It just went dark, Sgt Ehsanullah, an Afghan soldier stationed at the base at the time told the Wall Street Journal. Once the power went out, the water also stopped pumping. Afghan looters took advantage of the blackout to enter the facility and begin looting it before being driven away. To judge by the recent performance of some members of the Afghan forces, their willingness to maintain the fight against the Taliban is diminishing at an alarming rate. Many cases have been reported of Afghan security forces laying down their arms and surrendering territory to the Taliban, while earlier this week an estimated 1,000 Afghan troops based in the north of the country were reported to have fled across the border into neighbouring Tajikistan. The worsening security situation notwithstanding, Taliban officials continue to insist that despite the territorial gains they have made recently throughout the country they are still committed to the peace process. Earlier this week the Taliban said they intended to present a written peace proposal to the Afghan government as soon as next month. More from Con Coughlin How Biden can strike a better Iran deal  "The peace talks and process will be accelerated in the coming days... and they are expected to enter an important stage, naturally it will be about peace plans," said Taliban spokesperson Zabihullah Mujahid." Although we (Taliban) have the upper hand on the battlefield, we are very serious about talks and dialogue." As part of efforts to break the diplomatic impasse, Iran this week hosted a meeting of senior Taliban and Afghan government representatives in Tehran, with Iranian foreign minister Javad Zarif saying that Iranian mediation had become necessary because of the failure of the US in Afghanistan. Whether others can succeed where the Biden administration has so clearly failed remains to be seen. But the fact that the two sides in the conflict are still talking  albeit in Tehran  raises the faintest glimmer of hope that a return to all-out civil war in Afghanistan can still be avoided. Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Company Profile Company name: Yeepeey Started: Soft launch in November, 2020 Founders: Sagar Chandiramani, Jatin Sharma and Monish Chandiramani Based: Dubai Industry: E-grocery Initial investment: $150,000 Future plan: Raise $1.5m and enter Saudi Arabia next year  Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Key changes Commission caps For life insurance products with a savings component, Peter Hodgins of Clyde & Co said different caps apply to the saving and protection elements:  For the saving component, a cap of 4.5 per cent of the annualised premium per year (which may not exceed 90 per cent of the annualised premium over the policy term).  On the protection component, there is a cap of 10 per cent of the annualised premium per year (which may not exceed 160 per cent of the annualised premium over the policy term).  Indemnity commission, the amount of commission that can be advanced to a product salesperson, can be 50 per cent of the annualised premium for the first year or 50 per cent of the total commissions on the policy calculated.  The remaining commission after deduction of the indemnity commission is paid equally over the premium payment term.  For pure protection products, which only offer a life insurance component, the maximum commission will be 10 per cent of the annualised premium multiplied by the length of the policy in years. Disclosure Customers must now be provided with a full illustration of the product they are buying to ensure they understand the potential returns on savings products as well as the effects of any charges. There is also a free-look period of 30 days, where insurers must provide a full refund if the buyer wishes to cancel the policy. The illustration should provide for at least two scenarios to illustrate the performance of the product, said Mr Hodgins. All illustrations are required to be signed by the customer. Another illustration must outline surrender charges to ensure they understand the costs of exiting a fixed-term product early. Illustrations must also be kept updatedand insurers must provide information on the top five investment funds available annually, including at least five years' performance data. This may be segregated based on the risk appetite of the customer (in which case, the top five funds for each segment must be provided), said Mr Hodgins. Product providers must also disclose the ratio of protection benefit to savings benefits. If a protection benefit ratio is less than 10 per cent "the product must carry a warning stating that it has limited or no protection benefit" Mr Hodgins added. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. Cinco in numbers Dh3.7 million The estimated cost of Victoria Swarovskis gem-encrusted Michael Cinco wedding gown 46 The number, in kilograms, that Swarovskis wedding gown weighed. 1,000 The hours it took to create Cincos vermillion petal gown, as seen in his atelier [note, is the one hes playing with in the corner of a room] 50 How many looks Cinco has created in a new collection to celebrate Ballet Philippines 50th birthday 3,000 The hours needed to create the butterfly gown worn by Aishwarya Rai to the 2018 Cannes Film Festival. 1.1 million The number of followers that Michael Cincos Instagram account has garnered. The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  The past Palme d'Or winners 2018 Shoplifters, Hirokazu Kore-eda 2017 The Square, Ruben Ostlund 2016 I, Daniel Blake, Ken Loach 2015 Dheepan, Jacques Audiard 2014 Winter Sleep (K Uykusu), Nuri Bilge Ceylan 2013 Blue is the Warmest Colour (La Vie d'Adle: Chapitres 1 et 2), Abdellatif Kechiche, Adele Exarchopoulos and Lea Seydoux 2012 Amour, Michael Haneke 2011 The Tree of Life, Terrence Malick 2010 Uncle Boonmee Who Can Recall His Past Lives (Lung Bunmi Raluek Chat), Apichatpong Weerasethakul 2009 The White Ribbon (Eine deutsche Kindergeschichte), Michael Haneke 2008 The Class (Entre les murs), Laurent Cantet  Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Profile Company: Justmop.com Date started: December 2015 Founders: Kerem Kuyucu and Cagatay Ozcan Sector: Technology and home services Based: Jumeirah Lake Towers, Dubai Size: 55 employees and 100,000 cleaning requests a month Funding: The companys investors include Collective Spark, Faith Capital Holding, Oak Capital, VentureFriends, and 500 Startups. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. Company profile Name: Tabby Founded: August 2019; platform went live in February 2020 Founder/CEO: Hosam Arab, co-founder: Daniil Barkalov Based: Dubai, UAE Sector: Payments Size: 40-50 employees Stage: Series A Investors: Arbor Ventures, Mubadala Capital, Wamda Capital, STV, Raed Ventures, Global Founders Capital, JIMCO, Global Ventures, Venture Souq, Outliers VC, MSA Capital, HOF and AB Accelerator. 1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  1971: The Year The Music Changed Everything Director: Asif Kapadia 4/5  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  PREMIER LEAGUE FIXTURES Saturday (UAE kick-off times) Watford v Leicester City (3.30pm) Brighton v Arsenal (6pm) West Ham v Wolves (8.30pm) Bournemouth v Crystal Palace (10.45pm) Sunday Newcastle United v Sheffield United (5pm) Aston Villa v Chelsea (7.15pm) Everton v Liverpool (10pm) Monday Manchester City v Burnley (11pm)  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Review: Tomb Raider  Dir: Roar Uthaug  Starring: Alicia Vikander, Dominic West, Daniel Wu, Walter Goggins  two stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  Race 3 Produced: Salman Khan Films and Tips Films  Director: Remo DSouza  Cast: Salman Khan, Anil Kapoor, Jacqueline Fernandez, Bobby Deol, Daisy Shah, Saqib Salem  Rating: 2.5 stars  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  How to report a beggar Abu Dhabi  Call 999 or 8002626 (Aman Service) Dubai  Call 800243 Sharjah  Call 065632222 Ras Al Khaimah - Call 072053372 Ajman  Call 067401616 Umm Al Quwain  Call 999 Fujairah - Call 092051100 or 092224411  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is priceless Asayel camels - sleek, short-haired hound-like racers Majahim - chocolate-brown camels that can grow to weigh two tonnes. They were only valued for milk until camel pageantry took off in the 1990s Millions Street - the thoroughfare where camels are led and where white 4x4s throng throughout the festival  Know your Camel lingo The bairaq is a competition for the best herd of 50 camels, named for the banner its winner takes home Namoos - a word of congratulations reserved for falconry competitions, camel races and camel pageants. It best translates as 'the pride of victory' - and for competitors, it is pricel