Is now the worst time to be a firsttime buyer?
Buyers now need about nine times their income to get onto the ladder  Getting on the property ladder was no picnic before the pandemic, but recently it has felt as though all the odds are stacked against first-time buyers. This week the building society Nationwide reported that house prices have increased to their highest level since 2004. If you failed to buy last year, you can expect to pay 13.4 per cent more on average to buy this year. Touted as the biggest sellers market in a decade, there isnt enough property on sale to meet the pent-up demand from families fleeing to the countryside, downsizers looking to be closer to their grandchildren, and investors