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Twitter and Square CEO Jack Dorsey presented a great project for developers with the development of the Bitcoin Ecosystem using open source technology.
‘Return’ to open Dorsey’s source
Dorsey said that “3-4 crypto engineers and designers” would be appointed in speculation of technology incorporating the technology of cryptocartier and the independent detection technology.
New employees have 18 months experience in dealing with Bitcoin transactions.
Unlike the existing Crypto-related projects of the company, new developers do not specifically target the creation of new products in the square.
“It’s going to be the first square free open source project from our business goals.” Dorsey’s tweets were described in the series.
These surveys are best suited for the crypto community and for individual economic empowerment. All the results will be there.
BitcoinTwitter and #CryptoTwitter! Square takes up 3-4 cryptos engineers and 1 designer to work full time on Open Source Contributions in Bitcoin / Crypto ecosystem. Work from anywhere, report directly, and we’ll pay you a bit too! Introducing @SqCrypto. Why?
2:58 AM – March 21, 2019
Twitter ad information and information
4,989 people are talking about it
SQUARE CRYPTO was born
Microsoft’s inspiration came from Scott’s Crypto Team, specifically Mike Brook, who said that “the development of a broad ecosystem” was the most powerful for Bitcoin society.
“We took a lot to get us here from the square open source community, and we’re not getting enough back,” Dorsey continued.
A short way to return is a matter related to our broader interests: more accessible global economic system for the Internet.
A new activity called ‘Square Crypto’ will be undertaken. Already there is a Twitter page and a Latin slogan in Bitcoin.
The announcement has gained praise from online commentators.
Bitcoin writes that Twitter is a personality WhalePanda: “How does this work for open source development?” “Successful companies donate to open-source software that builds their company, and sadly, most companies do not do this, and why the ICO / Pyramine / founder is not the best example of a reward.
Square Cash App
Twitter, Suwwar, Bitcoin integration
As early as 2019, Bitcoin made further progress in Bitcoin Bitcoin in the Dorsi Public Forums, as reported by Bitcoinist.
Executive people were surprised when Bitcoin predicted that it would become a Internet Internet currency within ten years after predicting.
Dorsey decided to discuss technology and its future futures in Twitter and square after taking part in the lightning torch transaction relay.
Lightning was formed in two companies, not ‘No’ or ‘When’.
At that time, he inquired what the most effective way to develop Bitcoin’s profile. And say somewhere else.
“I like this technology and community,” he continued.
I have found that I am deeply enthusiastic, meager, humorous, and calm. Like early internet! I’m really excited to learn more directly.
Applicants’ rubbikes that apply to the new developer terms are simply “contributing to Bitcoin core or other cryptoscopic projects currently free.”
This statement immediately praised the CryptoCardrine industry, calling Matt Oudel “awesome”, and the payment network in ABB CEO Bill Berhide described it as a “comprehensive step”.
At the same time, users can test their tweets using tipping memory through microphone.


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The official Resident Evil Youtube channel announced “Project Resistance.” The latest installment in the Resident Evil franchise. Capcom’s spin off entry into the Resident Evil universe was a bit spoiled by the leaked images a few months ago. Many people pointed out the possibility of a “multiplayer” Resident Evil and social media ran with the the theory.
Today that theory is confirmed with a minute teaser trailer for Project Resistance.
This isn’t Capcom’s first time creating a multiplayer Resident Evil. The first comparison could be 2004’s Resident Evil Outbreak. REO, came with co-op and multiplayer support. While the game received positive feedback in Japan and North America it lacked what many consider a basic-feature today, voice-chat. The European release was also poorly mishandled and an entire region of games (PAL) didn’t have the multiplayer feature by the default. That will all change with Resident Evil: Project Resistance. Digital-distribution is the norm and voice chat has numerous options. Resident Evil: Project Resistance will be one incredible-zombie-slaughtering game.
The announcement comes ahead of the 2019 Tokyo Game Show with promises of more information being released. The teaser trailer is certainly interesting. You have a handful of new characters with some basic starter weapons slaughtering zombies from the beginning. This is awesome. The Resident Evil universe was designed for multiplayer.
Resident Evil: Project Resistance will be available on the Playstation 4, Xbox One and PC. More news will be released at the Tokyo Game Show 2019.

domain: news


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Television is still a niche industry, but nonetheless, one of the most powerful story telling mediums in existence. Whether reporting news events, delivering educational seminars, or product reviews, television still outperforms all other mediums in terms of its ability to communicate to mass audiences.
The complexity of modern OTT and VOD distribution has increased massively in recent years. The adoption of internet streaming gives viewers unparalleled freedom to consume their favorite live and pre-recorded media when they want, where they want, and how they want. But these opportunities have also presented content owners with unfortunate challenges, typically piracy and overcoming illegal content copying.
Technical advances in regionalization and personalization for Ad insertion are helping broadcasters leverage revenues from OTT and VOD. Improved granularity in distribution facilitates refined targeting of advertising giving broadcasters and advertisers unprecedented access to discerning viewers.
Program delivery to mobile devices and smart televisions has fueled the growth for internet delivery. But one of the challenges broadcasters and media content providers face is that the internet was never originally designed to stream large amounts of video and audio with virtually no dropout or latency.
OTT delivery continues to expand to meet the relentless growing consumer demand. This trend shows no chance of abating and technologists are continually looking to innovation to scale infrastructures accordingly. But what does it mean to scale OTT? Where is the infrastructure? And who owns it?
New England Patriot quarterback, Tom Brady, entered Mercedes Benz stadium in Atlanta, GA on February 3rd having already won five Super Bowl games. And through four-quarters of play, all delivered by a television crew of hundreds of technicians, sports casters and engineers, about 100 million television viewers watched Brady add another victory to his historic play by setting the record for the most Super Bowl victories by any player in the league, now totaling six.
What broadcast engineer, video or audio technician or camera person hasn’t wanted to work the Super Bowl? Being part of the broadcast team for the most high-profile event in U.S. television is considered by many to be a career-crowning achievement. For those who do work the Super Bowl, it may be just another weekend football game—albeit one with an intensity that is off the chart!


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With the ease of shopping that e-commerce websites offer and how popular they’ve become, it’s a wonder that traditional brick and mortar stores are able to compete. And while some merchants have found ways to remain competitive by either offering their products and services online or by establishing extremely loyal customer bases, the future of brick and mortar stores is in jeopardy – or is it?
In the age of technology, everything seemingly comes fast and easy. For younger generations who were essentially raised to be technologically-savvy and comfortable growing up in a digital world, both Millennials and now members of Generation Z are quite comfortable buying online but surprisingly, large numbers of Generation Z shoppers are taking to retail storefronts to spend their money.
By most accounts, Generation Z is the name given to a segment of the population born between the late 1990’s to the early 2000’s with ages ranging from approximately 10 – 20 years old. And, as a recent study has indicated, these “post-millennials” are dragging their millennial parents out of the house and back into brick-and-mortar stores.
HRC Retail Advisory recently compared the shopping habits of 1,350 millennial shoppers (ages 18 to 41) and the aforementioned Generation Z (ages 10 to 20). Notable findings included that while the older crowd had shifted toward online shopping, relying less on physical retailers, the younger generation was swinging the opposite way, actually preferring to shop at brick-and-mortar establishments.
“While the latter generation (Generation Z) was born with a smartphone in hand, it doesn’t keep them from shopping – and even preferring to shop – in brick-and-mortar stores, as long as they have access to their ever-important social network,” according to Farla Efros, President of HRC in an interview with PYMNTS.com.
As Efros noted, social media plays a big role in the lives of Gen Z’ers – but also for Millennials, as both are increasingly relying on social media platforms to help them make purchases and even to return them. In a May article, PYMNTS.com reported that more than half of Millennial and Generation Z shoppers use social media to solicit opinions while shopping, which influences buying behavior in 40% of both age groups. Additionally, a quarter of Millennials admitted to returning purchases after receiving feedback on social media later, while Generation Z’s return rate was much higher – over 60%.
The high return rate can probably be attributed to the simple fact that younger generations have less life experience, choosing to trust the opinions and views of others rather than rely on their own personal experience. Younger shoppers are also more prone to rethinking or changing their minds after making a purchase.
Another interesting finding was that Generation Z and younger Millennials in general (18 to 34) are more likely to embrace emerging shopping technologies like in-store payment apps and Magic Mirrors, which allow shoppers to share outfits they try on in the fitting room with their social networks for input.
The PAYMNTS.com article also mentioned the fact that discounts actually drive down buying behavior in the beauty world as both groups said they were more likely to shop for beauty products at Amazon or other discount retailers like Walmart or Target, rather than at a traditional beauty specialty store like Sephora, Ulta, etc. And, even though Millennials and Generation Z shoppers take their inspiration from different places, when it comes to buying beauty products, Millennials tend to base their decisions on what is physically in the store. Generation Z looks more to friends and beauty experts on YouTube, Instagram, Snapchat, and other social media platforms for guidance.
Even with online becoming a preferred shopping method, brick and mortar stores will always have a place in the retail space and younger generations are helping to confirm this. To ensure that your store is ready and able to handle expanded customer bases including Generation Z shoppers, contact LOLA POS today. We’ve got the tools and support to make your business a successful one!


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In 2018, more than 700 new or updated immersive experiences were catalogued in North America alone. This excerpt is just one of the information, interrogations and reflections of a report published at the initiative of the Immersive Design Summit held in February in San Francisco, CA.
The report explained how the XR industry, divided into location-based entertainment (LBE) and home device markets, is valued at $3 billion market for 2018, with more developments to come:
- The VR LBE market
- The XR home device
- The Haunted Attraction Industry
- Escape Rooms
- Interactive art museum
- Immersive Theater
- Experiential marketing activations
The Immersive Entertainment Industry is a global industry valued in
2018 at more than $4.5 billion – not even factoring in the $45.2 billion
theme park industry.


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The company, which has sold its sugar-refining business to focus on ingredients, said demand for healthy sweeteners such as its zero-calorie Splenda had helped drive profits 34 per cent higher to £263million for the year ended March 31.
Revenues grew 7 per cent to £2.72billion. It raised its dividend 5 per cent. Its shares fell 1½p to 607p. It said a greater focus on healthier lifestyles in both the West and increasingly in emerging markets combined with high and volatile sugar prices had led more large food and drink manufacturers to seek out sugar-free products this year.
“The developing world is a big market,” said a spokesman. “Obesity and diabetes are becoming more prevalent in Asia and Latin America, with some countries mandating stricter labelling of sugar levels.”
Chief executive Javed Ahmed added: “In North America and Western Europe we have seen steady demand for our speciality food ingredients and have seen some pick-up in the economic downturn.”
As a result of the increased demand, Tate said it would reopen a mothballed Splenda manufacturing plant in Alabama, USA with production beginning in 2013. It will also increasingly target small and medium-sized food and drink manufacturers in the US and Europe to encourage them to use more sweeteners.
Bulk ingredient sales also rose as the firm said higher corn prices allowed it to sell corn-based animal feed and pet food at higher prices.
Ahmed said: “With a more focused business, a stronger balance sheet and a continuation of the steps we are taking to focus, fix and grow our business, we expect to deliver another year of profitable growth.”
Analysts Investec said the figures were a “marked achievement”. It said the company was becoming more aggressive and could be on the lookout for acquisitions.


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SMA and Publicis London have launched a new TV and online campaign for SMA Toddler Milk reminding parents that naughty behaviour is a sign that their toddlers are developing well.
The work is the next instalment in the You’re Doing Great brand campaign that launched in 2013, smashing the category cliché that life for parents with young children is always perfect.
The spot is accompanied by print executions released earlier this year.
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Farmers’ markets are booming across the country, says an August survey released by the United States Department of Agriculture (USDA). USDA Service Administrator Anne L. Alonzo stated that “there are over 8,400 farmers markets in USDA’s National Farmers Market Directory,” numbers she says proves how farmers’ markets “are thriving and expanding as they provide healthy, local fresh fruit and vegetables to America’s families.” The USDA gathered information from 1,400 farmers market managers, identifying how customer demand remains robust with 64 percent of managers reporting increased foot traffic and 85 percent of managers looking to expand vendors to meet these higher demands. In addition to increased access to fresh produce at markets, the USDA predicted that 2015 prices of fruit and vegetables will remain stable, making plant-based diets easier and cheaper than ever.
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A number of other analysts also recently issued reports on MEQ. TD Securities downgraded shares of Mainstreet Equity Corp. from a buy rating to a hold rating and cut their price objective for the company from C$42.00 to C$38.00 in a report on Thursday, December 8th.
What is Kliqqi?
Kliqqi is a new open source content management system, hosted by samweber.business.
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Apple is walking back some of its restrictive response to EU regulations that have forced it to make changes to the iPhone and iOS. When the EU said that Apple must allow third-party web browsers on the iPhone, the company responded by cutting off web apps for the EU. After developers and some users complained, the company has changed its policy and will again allow EU users to save a website as an app on their home screen.
Web apps harken back to the original days of the iPhone, when there was no App Store. Instead, you could pin a web page to your home screen and it worked just like an app. The feature evolved to allow web apps to save data and send push notifications to the user. Macrumors has a good walkthrough of how web apps work and why they are a benefit. A web app is much smaller than an app that you download from the App Store, for instance.
Notably, Xbox Cloud Gaming relies on a web app to function on the iPhone. You can play all of your Xbox games on your phone, using an Xbox controller, thanks to the Xbox website that acts as a web app. By adding this feature back into iOS 17.4, Apple has saved Xbox gamers who stream their game library through their iPhone. The software update will be available in early March, so we expect it any day now.
Web apps are a security problem, according to Apple
The problem with web apps, described by Apple, is that iOS is only designed to be secure when a Webkit browser creates the web app. Webkit is Apple’s own browser engine, different from Chromium browsers like Google Chrome and Microsoft Edge, and other browsing engines. If some third-party Chromium browser creates a web app on iOS, it might gain access to the camera, or install extra software without the user’s knowledge. To deal with that problem, Apple announced it was eliminating the ability to use web apps for EU users.
Thankfully, Apple says in a recent update that it has changed course and will allow third-party browsers to create web apps. When those apps are created and saved to the home screen, it seems they will run in Apple’s own Webkit browser engine instead of using the third-party browser. It’s unclear how this might affect performance, but it seems like a reasonable compromise for now.
“We have received requests to continue to offer support for Home Screen web apps in iOS, therefore we will continue to offer the existing Home Screen web apps capability in the EU. This support means Home Screen web apps continue to be built directly on WebKit and its security architecture, and align with the security and privacy model for native apps on iOS,” says Apple on its developer page.
Apple in the past said that web apps are not very popular, citing “very low user adoption of Home Screen web apps” as a reason why the feature was not worth the extra effort to develop a proper, secure fix for this issue.
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Phil Berne is a preeminent voice in consumer electronics reviews, having reviewed his first device (the Sony D-EJ01 Discman) more than 20 years ago for eTown.com. He has been writing about phones and mobile technology, since before the iPhone, for a variety of sites including PCMag, infoSync, PhoneScoop, and Slashgear. He holds an M.A. in Cultural Theory from Carnegie Mellon University.
Phil was the internal reviewer for Samsung Mobile, writing opinions and review predictions about top secret new devices months before launch. He left in 2017. He worked at an Apple Store near Boston, MA, at the height of iPod popularity. He has been a High School English teacher at Title I schools, and is a certified Lifeguard. His passion is smartphones and wearables, and he is sure that the next big thing will be phones we wear on our faces.


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Motivated Enjoyment has announced the start of two new online games with its long-standing spouse, Eurobet: Penalty Shoot Out (Rigori) and Marble Racing (Palline), obtainable in retail venues, on-line and on cellular. Eurobet Italia is component of Entain and manages much more than 850 betting retailers as well as a internet site committed to the Italian marketplace.
As well as launching on the web and on cellular, the new digital video games will be released on two further channels inside the retail venues, this means that, along with the current two channels, consumers can now guess on 4 unique digital sports activities functions on the same display.
Penalty Shoot Out is a new Digital Soccer format that lets gamers to have interaction in a head-to-head battle among two groups. This initial-to-current market penalties activity delivers the strain and pleasure of a penalty shootout to the digital world, as described by the supplier.
Marble Racing upgrades the typical sport through the introduction of a number of tracks filled with eye-catching road blocks and a large wide variety of bets. Ten marbles race down distinct tracks with several obstructions that can transform the race purchase at any moment, creating entertaining gatherings with unpredictable endings. Observe variants contain sand, snow, Halloween, Xmas and soccer-themed gatherings, making certain that the product or service stays relevant all yr round. A new attribute identified as “Catchzone Booster” enables an boost in winnings when a participant predicts which of the 5 capture zones the marbles will land in.
“Inspired’s concentrate on participant investigation and innovation has been at the foremost edge when it will come to creating award-winning virtual merchandise for the Italian marketplace due to the fact 2014,” explained Steve Rogers, Chief Professional Officer, Virtual Sporting activities for Influenced. “We have continued to evolve and make investments in our solutions for the Italian market place together with our companions, and we have a prolonged-time period expense system that will proceed to deliver new and interesting online games across both retail and on line channels.”
Rogers continued, “Entain is a critical strategic lover across the world and deploying these new products to their Italian small business via Eurobet is testament to the good results of our long-standing romance. We seem ahead to producing and deploying a lot more new content material with them in 2022 and past.”


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How reinsurers can be better prepared for cyber insurance
Above: Ransomware is a pressing cyber threat for businesses. The proportion of ransomware attacks jumped by 62% between 2019 and 2020. Source: Statista
One of the most obvious impacts of COVID-19 was the shift to remote working for non-essential workers. More than 18 months on, work from home arrangements remain for many amidst a bumpy COVID recovery.
As workloads continue to go cloud first, this places a bigger demand on security due to an increase in the number of attack surfaces, forcing companies to regard every user as a potential security threat. This flow-on effect makes Google and Amazon’s entry into cyber insurance coverage this year especially well-timed because the pandemic has jolted businesses into online security awareness - GWP of standalone cyber policies jumped by 29 % between 2019 and 2020. By 2025, this niche but rapidly growing sector is forecast to be worth over 20 billion USD, with a CAGR of 24.3% over the next five years.
At the same time, the market is being driven by a highly dynamic risk landscape, higher rates, and higher loss ratios, making cyber a business line that is not only fluid but potentially very lucrative. To be primed for entry into cyber risk, a reinsurer requires strong partnerships with third party experts to understand the characteristics of the newest cyber threat, to obtain valuable data fast so that cyber insurance pricing models can be promptly adjusted to account for the latest risk level.
API microservices provide the flexibility needed to meet these demands because of their serverless nature. Being fully configurable and customizable allows reinsurers fitted with API microservices to deploy their cyber products down the value chain with ease, updating cyber products with a mere few lines of code.
Moreover, having API microservices puts the reinsurer in a good position to collaborate with business partners utilizing the latest in cyber readiness or AI-based tools. Technological innovation has made it possible for firms to assess the risk of cyber attacks on their customers at the touch of a button and in real time. Leading analytics tools also exist for insurers, reinsurers, and brokers to estimate financial loss from cyber attacks, or model idealistic worst case scenarios and better understand how they can diversify their portfolio concentration. .
Due to the agility inherent within API microservices, reinsurers can improve their reporting and data governance, and redesign their products soon after synthesising disparate sources of information. The benefits that come from a serverless architecture places reinsurers in good stead for a future where risks will be amplified by remote working and an increased reliance on third party technology and appliances.
For more information, please contact PolicyDock here.


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Connecting the Dots without Missing the Opportunity: Back to the Future
- Technology is pointing back to the future in advertising and marketing.
- Phone leads have increased more than 40 percent compared to Internet leads.
Two news announcements recently caught my attention. Only one mentioned automotive, but both have implications for dealerships.
First, Apple introduced the iPhone 6 and Apple Watch, reminding us that the digital information revolution ushered in by the original iPhone is far from over. That brave new world of information is not only in the palm of our hands but now also on our wrists.
Second, a recent J.D. Power report concluded that consumers looking to purchase a new vehicle use traditional media content far more than most industry observers assume—but they often access it through digital devices. Digital devices have spurred the information revolution and, at the same time, enabled broader access to what many thought digital had replaced: traditional media and communications channels.
Those two seemingly disparate points of view carry several implications for dealers.
First, the proliferation of mobile devices with “always-on” access to the Internet and click-to-call convenience has increased the number of phone calls to traditional landlines in the dealership.
In the past two years, phone-call leads have increased more than 40 percent compared to Internet leads, which have remained relatively flat. That influx of calls puts more pressure on dealership personnel to manage and handle the increase effectively and more pressure on dealerships to implement the right processes and training for handling the calls.
It also points to the benefits of call management technologies.
Second, the proliferation of digital devices requires the constant rebalancing of the marketing and advertising mix between digital and traditional channels for dealerships.
Too often the internet and digital media channels are seen as alternatives to more traditional media. The J.D. Power study suggests the relationship is more balanced—digital channels are additional and complementary ways that consumers can access traditional media—and be reached with new digital content tailored to the individual and the channel.
Finally, digital devices have enabled social media to alter the relationship between consumers and the vehicle shopping, buying, and servicing experience. In the process, it’s also created a new dimension in marketing.
More than two-thirds of new vehicle shoppers access information on social media sites. And referrals from sites like Facebook and Twitter about a brand or shopping experience typically reach their followers in a matter of hours. That means someone standing in your showroom can recommend your dealership (or not recommend it) based on the experience then and there—and influence an individual planning to visit the dealership later that day.
That dynamic changes the definition of marketing and adds a new dimension to how dealerships value—and evaluate—every customer interaction.
While every new technology advancement points to the digital revolution as the future of advertising and marketing, it’s also pointing back to the future in advertising and marketing.
Dealers connecting the dots to keep both in sight—and balanced—will also gain the most from both.


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Already in the thick of future manufacturing in the machining sector, Sandvik Coromant has identified five areas where the company intends to lead development.
“Future manufacturing” seems to be the catchphrase everywhere these days. Governments all over the world are initiating programmes to ensure competitiveness through adaptation to digital transformation. In Germany the shift is called “Industry 4.0” and is supported by German Chancellor Angela Merkel. On the other side of the Atlantic, US President Barack Obama has proposed investing in competitiveness through regional manufacturing innovation hubs that bridge the gap between research and commercialisation. Future manufacturing is also high on the agenda in such markets as China, Japan and England.
Sandvik Coromant wants to lead this development in the machining sector. A key specialist in this area, Jan Edvardsson, a market analyst in Business Development, has recently presented a report with recommendations on how to embrace future challenges and opportunities.
Five key areas have been identified with massive impact on the future of manufacturing:
- Information and communications technology
- Intelligent manufacturing
- Materials, components and machining methods
- Human competence.
Sustainability and our society as a whole face a multitude of challenges due to a growing population, an expanding middle class and emerging megacities.
“The earth’s resources are scarce,” says Edvardsson. “Future manufacturing will have to be resource-neutral eventually. What we call waste today must be seen as raw material tomorrow.”
The objective is to obtain a “circular economy”, he says, which means “a minimum use of materials, energy and water in production, and also that all products should be designed to be easily disassembled, recycled and returned to the production system”.
“New standards and laws will drive companies in this direction,” Edvardsson continues, “but branding is another strong driver. Sustainable brands are attractive for both customers and employees.”
For Sandvik Coromant, sustainability encompasses much more than recycling inserts and regrinding drills, Edvardsson explains. In future, sustainability must be part of the company culture and a natural part of the entire value chain. “Sandvik has a leading role in one EU initiative where securing a raw material supply in a sustainable way is a major objective.”
Information and communication technology (ICT) will be the key driver, making it possible to monitor and optimise production processes. In combination with sensors, ICT makes manufacturing intelligent. With the Internet Protocol version 6 (IPv6), the world is leaping from 32-bit to 128-bit addresses, enabling ubiquitous connectivity. This is a prerequisite for the so-called Internet of Things, where machines, devices and cars will communicate with each other and with us. In our private lives we will have all information at our fingertips about what to eat, when to work out, what medicine to take and how much sleep we need.
In the manufacturing industry there will be a similar development with intelligent sensors, cyber-physical systems and machine-to-machine as well as machine-to-device communication playing a major role in a more autonomous production process. Standardization of interfaces will be crucial in enabling connected devices to “speak the same language”. Here Sandvik Coromant has been a key player in establishing an ISO standard (ISO 13399) for communicating product data.
“ICT is a great opportunity but also a big challenge,” says Edvardsson. “We are now working devotedly with ways of understanding how we can utilize this transition at its best. Adveon, InvoMilling and SpiroGrooving are only three examples where we use existing digital technology to help our customers work smarter and save time and costs.”
Materials that are lighter, stronger and more sustainable but that are often challenging to machine, such as new high-strength metal alloys, composites and hybrids of both, are called for to meet environmental concerns. Sandvik Coromant is constantly monitoring new material trends, new material developments and research initiatives to develop new tools, machining methods and solutions that make life easier for customers.
In terms of machining methods, cryogenic cooling is a process that combines sustainability and high productivity. Sandvik Coromant uses state-of-the-art cryogenic equipment at its research centre in Västberga, Sweden, and works closely with customers to develop efficient solutions, says Edvardsson. The company is also investigating additive manufacturing methods – 3D printing – together with the Sandvik Group in the new centre in Sandviken, Sweden.
“An interesting material for the future is graphene, which earned researchers a Nobel Prize in 2010,” he says. Sandvik is sponsoring the research led by Swedish Chalmers University in Gothenburg.
New competences and talents are required to meet the digital transformation, says Edvardsson. Robots can take over a number of manual operations, but they are still poor at creative thinking, innovation and unstructured problem-solving. Flexibility, entrepreneurship and innovative thinking will be success factors for future employees.
Schools and universities have a huge task ahead to prepare new generations with these skills. There is a constant “race between education and technology”, he continues. Industry will have to be prepared. Generation Z, growing up with smartphones, tablets, the Internet, social media and computer games, will have high expectations for their future working conditions.
Sandvik Coromant has always focused on R&D, and recent years are no exception. The centre in Sandviken, inaugurated in 2014, is equipped with the latest technologies, which are expected to attract young talent and form a good base for future innovation.
“Sandvik is collaborating with several world-class universities and research centres around the world,” says Edvardsson. “The Massachusetts Institute of Technology [in the United States] is the most recent partner. This gives us access to expertise in a broad range of competence areas and also the possibility of finding and attracting future talent.
“Together with most companies in the manufacturing industry, we have an interesting journey ahead,” he continues. “I consider the digital transformation to be the most challenging part. But we are embracing the new opportunities and will find ways of bringing the best out of them to help our customers stay competitive and sustainable in the future.”


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Autonomous cars will be the first innovation of new tech transport which will change our transport sectors. Google and Apple are using AI for some of the features for GPS and maps.
The pandemic has accelerated the digitalization of the economy around the world the development of many technologies in science business education and entertainment.
What technologies will change the world?. The technology can also be further able to update about the weather and traffic. The rise of cloud computing cloud storage Artificial intelligence and Machine learning is the example that we will be soon on the node that connects our body and capture the data of human activities in real-time. My personal favorites are GraphQL 5G which address the same problem – how to provide data better faster in the more accessible way.
CRISPR further opens the Pandoras box of. Online Holiday Shopping to Reach Record 910 Billion in 2021. From bionic human beings to technology that could fix the climate crisis these are some of the biggest of big ideas.
The world is becoming digital and every year more new technologies are coming. Let us check a few of the future technologies that will change the world. The answer would be different for each of us.
Hyperloop will be a new mode of transportation in which commuters travel through pods in a sealed pipe and the speed could reach 1200 kmhr. Entertainment news celebrities celeb news and celebrity gossip Latest entertainment news and gossip from the world of Hollywood Hollywood and regional film industries. Blockchain is one of the technologies that already took the world by.
Now lets analyze how exactly technology is changing the world. From quantum computers and 5G in action to managing cancer chronically here are their predictions for our near-term future. The future is an exciting place.
Life is far far more complex than any of the technologies humanity has ever created. A lot of people believe that eventually the world will become one culture and there will be little to no differences between cultures. Those are including driverless vehicles Quantum computing 3D printed food Robotic retail virtual workspaces influenced by mixed reality AR and VR clean energy revolution powered by digital twins and more.
The main trends of 2022 are named. Which one of those new technologies will have the biggest influence on our lives. There can be future technologies that can change the world Even more than it has already changed.
There are also a lot of technological innovations at the corner that are set to revolutionize the world. These printers typically shape objects by laying down materials such as wax or plaster one layer upon the other. The holy grail of artificial intelligence research is general AI a machine that is self-aware and commands intelligence equal to a persons.
How Futuristic Tech Will Re-Shape the World The. Cancer treatments will not have so many harmful side effects and will not be as painful and it is also. We live in an ever-evolving world especially when it comes to technology.
Weve put our futurologists far-seeing goggles on and put together a list of some of the most exciting future technology that will change our world. These are all relatively new inventions of technologies like Machine Learning Data Science IoT etc. In this article I have collected examples of demonstrated green technologies products that hold considerable promise regarding reducing our footprint on our planet.
These theoretical systems. We asked our 2020 intake of Technology Pioneers for their views on how technology will change the world in the next five years. The last decade changed the way we communicate smartphones watch television Netflix drive electric cars and shop Amazon.
The new decade is poised to bring more futuristic tech that may legitimately change the world. The invention and development of Technology have changed our. E-commerce sales between November and December are projected to grow 10 percent year-over-year according to.
For better or worse these techs and gadgets changed our lives in the past quarter century. But if these technologies exist now imagine what could exist another 20 years in the future. This article is part of the Pioneers of Change Summit.
Technology will radically change the world. Technology in todays world is not only changing the way health sectors function but is also heavily influencing it. Abrisam June 2 2021.
Health It is predicted that by 2025 dementia and Alzheimers will be little to non existent. 2020 is also a year when we are seeing now with the help of innovation in the health industry a pandemic can be overcome. 2 Stocks Pioneering 1 Technology That Will Change The World Forever.
That nobody even thought possible 20 years ago. As such it could make sense to use lifes building blocks to create an entirely new type of computational power. Three-D printing is changing the world of product design.
Voice and robot assistants. 10 Technologies That Are Changing the World. 3D printers sensor networks virtual humans and other technologies under development now will drastically change our world in the decade to come.
CRISPR is the ultimate doomsday technology. 10 Future Technologies That Will Change The World From screenless displays to wireless electricity I take a look at 10 future technologies that will change the world. 25 technologies that have changed the world.
Diseases like Alzheimers and dementia are predicted to be almost non-existent by 2025 thanks to modern technology. Below 12 tech industry leaders from Forbes Technology Council share their predictions on the technologies that will be game-changers in the months.


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Winick Starts Up Investment Sales
Winick Realty Group has launched an investment sales division to be headed by Urszula Zoletk who was hired to create the department.
“The investment sales market is red-hot right now, with a substantial amount of business that reaches pre-recession levels,” said Winick’s founding partner Tyler Bennett. “We believe it is the right time to launch a division to meet this demand.”
Bennett said the division will handle the range of investment-grade property types, including retail shopping centers.
Daniel Spector, also a founding partner, said Zoltek has experience in several states working with both private and institutional clients. She has worked in the New Jersey office of Marcus & Millichap and most recently served as Edgewood Properties’ leasing director.
For more, download the full article in PDF


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We've spent a great deal of time on this blog reporting MINI's plans for the consolidation of their vehicle lineup. A recent interview with head of MINI brand management Oliver Friedmann suggests that the MINI Paceman may be the next vehicle model to be discontinued in the relatively near future.
It’s been widely accepted for some time now that the MINI Roadster and MINI Coupe will soon be phased out, which was more or less confirmed again by Friedmann in his interview with Auto News when he said the models were probably, “not a priority.” A phaseout of the Paceman was not explicitly outlined in the interview, but MINI’s plans for moving forward with three flagship “hero” vehicles doesn’t seem to leave much room for the quirky two door.
MINI plans to move forward with a MINI Cooper hatchback model, the new MINI Clubman, and a larger, SUV-inspired MINI Countryman. Reducing the lineup to three models and three chassis is a clear move by MINI to increase profits by improving economies of scale. Fewer variants means more streamlined production and reduced production costs. Of course, there will be several variant models (think, MINI Convertible as a variant of the Hatchback), meaning there could be hope for the Paceman, but seeing as how MIN plans to increase the size of the Countryman, this does not seem likely.
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Apple has filed for two distinct figurative trademarks in Hong Kong, China and the United States for ‘Remote’ and ‘Apple News+.’
View the original article here: Apple Files Figurative Trademarks for 'Remote' and 'Apple News+'
The article was originally posted on Patently Apple.
Each article is copyrighted to their original authors. We do not own any rights to the news or the images used. Whilst every care is taken to ensure that the news posts published are accurate, we cannot guarantee the authenticity of the news article on every occasion. There’s no copyright infringement intended. The news is for informational purposes only and does not provide legal advice.


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iPhone 8 will finally bring wireless charging, according to one reliable analyst — but you’ll have to pay extra to enjoy it.
Although Qi charging technology is expected to be baked into every model as standard, iPhone 8 will not ship with the required charging pad.
On Monday, KGI Securities analyst Ming-Chi Kuo, who has an excellent track record for predicting Apple’s moves, reported some big details about the big iPhone refresh this fall.
As some reports have previously warned, iPhone 8 will not feature a Touch ID scanner at all, Kuo says; Apple is expected to rely on 3-D facial recognition instead. In addition, the new handset will come in fewer color options than the iPhone 7.
Another detail that emerged later is that iPhone 8 will feature wireless charging. Kuo expects it to use the same Qi charging technology already found in rival smartphones from the likes of Samsung and LG — not the revolutionary field charging developed by Energous.
If you already have a Qi charging pad, you’re all set to use wireless charging when iPhone 8 arrives. But if you don’t, you’ll have to pay extra for one; Kuo says Apple will not be shipping a wireless charging pad in the box for free.
The good news is that Qi charging pads are everywhere these days, and you can pick them up incredibly cheaply (if they don’t feature an Apple logo). It’s not yet clear whether iPhone 8 will support fast wireless charging like more recent Android flagships.
It will feature faster charging over a cable, however. Kuo claims Apple will integrate a USB-C power delivery chip that will allow the device to pull more juice from the same 5W power adapter we’re already familiar with.
That’s welcome news for all iPhone fans, given that Apple’s devices are currently some of the slowest-charging handsets money can buy.


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Trapani – a member of the Bulgari household – oversaw the sale of that enterprise to LVMH in March 2011. Yet the COVID-19 crisis proved to be a thorn within the facet of each companies, and the deal was left in tatters amid claims of monetary mismanagement and underhanded ways. Tiffany & Co. had remained proudly impartial for more than one hundred thirty years, with its signature blue packing containers and indelible New York id on the core of its strength as an international model. With state-of-the-art amenities and situated within the coronary heart of the town, across the street from the Bharat Diamond Bourse, the JWCC will provide a brand new expertise for exhibitors and visitors. One of the world’s main jewellery festivals, the India International Jewellery Show , is transferring location.
- India’s diamond trade plans to scale back its bank financing necessities by a 3rd, targeting $4 billion


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The signing of LeBron James has had an economic impact on Miami Heat employees: about 30 have been fired.
According to the Sun Sentinel, the Heat terminated season ticket sales on July 8, hours before James announced he would join the Heat. The team "set aside a quarter to a third of AmericanAirlines Arena's 19,600 seats to sell in mini-plans, to groups and as individual game tickets. The team started a waiting list which has thousands of names on it".
The Heat confirmed the layoffs indicating its season ticket inventory is "exhausted" and that it no longer "requires a season ticket sales team to sell tickets".
"While the decision to release part of our sales force was a difficult one, we greatly appreciate their contributions to the company," the statement continued. "We have also hired a placement service to assist those individuals find new employment."


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It’s the most wonderful time of the year – for fraud
The holiday shopping season always manages to sneak up on us. One day you’re preparing your costume for Halloween, then suddenly, end-of-year celebrations are right around the corner and you still have a dozen friends and relatives to shop for.
This accelerated timeline leaves many of us in scramble mode, which is exactly what fraudsters are counting on. Every holiday season, spikes in online web traffic from last-minute shoppers all over the world create new opportunities for bad actors to capitalize on. Camouflaged by the chaos of the holidays, fraudsters launch a series of sophisticated attacks and various scams designed to fool hurried shoppers and gain access to their sensitive data and credentials.
To combat these attacks, many businesses implement comprehensive security measures in their digital checkout process. But these heightened guardrails often come at the expense of a quality user experience, frustrating customers during the most important shopping time of the year.
The good news? It doesn’t have to be that way. With the right strategy, retailers can secure transactions without upsetting customers whose patience is already thin during the holidays — and they can use behavioral biometrics to do it.
The holiday shopping season can be just as frightful as the weather outside
Despite the chaos, the holidays are a lucrative time for retailers. It’s the season when they generate a big chunk of their annual sales and push to hit key revenue goals. And the holidays are only growing more and more financially important for retailers over time, as the value of holiday retail sales in the U.S. has risen every year since 2008, reaching $889 billion in 2021.
The holiday shopping season is also getting longer. In 2020, nudata monitored online traffic patterns and discovered that the holiday season started three weeks earlier than the previous year, beginning as early as October 11. The trend continued in 2021 and in 2022, as one quarter of consumers had already started their holiday shopping as early as September. In theory, this is good news for retailers. A longer holiday season means greater earning potential for brands that capture consumers’ attention. Unfortunately, these factors also offer bad actors additional opportunities for fraud.
As online traffic increases, customers often struggle to distinguish legitimate brand interactions from scams. Bad actors use tactics like fake holiday coupons, spoof websites, and deceptive package delivery updates to seamlessly blend in with the real holiday promotions customers see every day. They incorporate sophisticated attacks as well, imitating human behavior and sidestepping many of the traditional security measures retailers rely on to protect online shoppers. And even worse is that sophisticated attacks are on the rise, as nudata found that they accounted for 47% of all attack traffic in 2021.
Retailers know this is happening. In response, many retailers double down on traditional security measures, adding more friction to account modification and checkout processes. While this approach improves security, it hinders the user experience and creates unhappy shoppers who are usually in a hurry to complete their purchases. But a growing number of retailers are recognizing the importance of protecting customer data without frustrating shoppers with excessive security precautions.
That’s where behavioral biometrics enter the scene.
Behavioral biometrics are the key to a more secure holiday season
Behavioral biometrics go beyond device-based insights to enable your organization to develop user profiles based on behaviors like typing cadence, time spent on a webpage, and mouse movements As a customer interacts with the platform, their associated profile becomes more comprehensive. When the customer’s behavior deviates from what’s expected, your team can step in and introduce additional points of friction to verify the user’s identity and lock out potential fraudsters.
But these additional points of friction must align with customer expectations and promote a sense of security, rather than frustration. Every customer will accept a certain level of friction in retail transactions — but the amount of friction they’ll accept is determined by the context of the transaction itself. For example, a customer won’t mind completing extra security or login steps if they’re making a large purchase on a new website. But if they’re forced to jump through too many hoops to complete a routine purchase, there’s a good chance they’ll grow frustrated with the experience and the retailer.
If you fail to understand the importance of personalized user experiences and treat every user the same, you’ll upset trusted consumers in the process. But by investing in behavioral biometrics, your organization can strike the right balance between security and convenience during the holidays and throughout the entire year.
‘Tis the season to prepare for next holiday season
The holidays can make or break a retailer’s year. But if your customers are exposed to fraud or frustrated by one-size-fits-all security measures, your holiday shopping season won’t be as successful as it could be. Developing a thorough understanding of your customers and building digital security practices around those insights is the best way to prevent fraudsters from derailing your holiday retail season.
But it’s not enough to implement behavioral biometrics right before the holiday season kicks into high gear. The simple truth is that you should have multi-layered security solutions in place year-round, capable of accommodating spikes in fraudulent activity in real-time. So, as the holidays wrap up this year, consider whether your business — and your customers — could benefit from more personalized security measures in 2023 and beyond.


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As the calls of governments and public health advocates against anti-vaccination content proliferation online, more and more online platforms are starting to listen. This time, MailChimp, the famous email service company has banned the spread of anti-vaxx contents using its platform.
MailChimp, which recently announced its move to become a more holistic platform, has also recently taken out different anti-vaccination accounts from its email service platform as part of its renewed commitment against the proliferation of anti vaxx rhetoric.
According to the company, it has started removing anti-vaccination activists from its platform and will no longer allow them to be used as an email service for any anti-vaxx propaganda. The move to ban anti-vaxx accounts in its platforms follow the series of steps from other tech giants against the proliferation of anti vaxx contents on their networks.
The company has started implementing their new policy last week quietly and said that they have already removed a considerable number of anti-vaxx propaganda accounts.
“We trust the world’s leading health authorities, like the CDC, WHO, and the AAP, and follow their guidance when assessing this type of misuse of our platform,” the spokesperson said, referring to the Centers for Disease Control and Prevention, the World Health Organization and the American Academy of Pediatrics.
The advent of social media has allowed the proliferation of anti-vaxx propaganda online and has made it easier for those who have been campaigning against vaccination to reach more and more people; building the social media hemispheres the most critical tool of health misinformation.
2019 is the year the tech world heard calls against anti-vaxx rhetoric
This year, the echoing calls of different governments, public health institutions, and advocates for the tech world to respond to the growing epidemic of misinformation have seen various tech giants reacting positively. Earlier this year, Amazon has removed anti-vaxx documentaries from its Amazon Prime services.
The decision from Amazon to remove anti-vaccination contents from it platform follows a letter sent by Democrat Congressman Adam Schiff has sent a letter to Amazon’s CEO Jeff Bezos questioning why its online platform has become an enabler of misinformation regarding vaccination and asking them to help curb the spread of anti-vaccination content. The letter questions why Amazon is serving anti-vaccination content in its online store and accepting paid advertisements for anti-vaxx media.
“Every online platform, including Amazon, must act responsibly and ensure that they do not contribute to this growing public-health catastrophe,” Schiff wrote.
Similarly, a letter from the same lawmaker has urged Facebook to take a step against the proliferation of anti-vaxx rhetoric in the popular social media platform. Facebook began to stop advertising that spread “vaccine hoaxes” and said it planned to reduce the visibility of vaccine misinformation shared on its platform.
Facebook has become one of the most potent tools anti-vaxx advocates has to spread misinformation amongst members of anti-vaxx groups, which reports suggest include members in hundreds of thousands.
Twitter and Youtube also joined the ranks of Amazon and Facebook in curbing health and vaccine misinformation in their own social media platform. Twitter started directing users who actively searched for tweets related to vaccination to a post from the United States Department of Health and Human Services, linking them to several reliable sources of health information instead of anti-vaccination propaganda.
This follows the announcement made by the social media giant that it will be launching a new tool to help fight the rampant misinformation by prompting users to head to vaccines.org, a website ran by the Department of Health and Human Services.
“We’re committed to protecting the health of the public conversation on Twitter,” the blog post read. “Ensuring individuals can find information from authoritative sources is a key part of that mission.”
Youtube, too, has started demonetizing contents that proliferate anti-vaccination propaganda in the popular video streaming website. Earlier this year, Youtube confirmed that it would be removing ads from anti-vaccination videos citing that they are ‘dangerous and harmful’ materials.


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Suzuki Urges Govt To Adopt Scrapping Scheme
VEHICLE SCRAPPAGE SCHEMES have gained traction in Europe and the USA, now Suzuki’s local arm wants to see a similar program set up in Australia.
The importer says that such schemes have worked wonders for new car sales overseas, and that a similar strate
VEHICLE SCRAPPAGE SCHEMES have gained traction in Europe and the USA, now Suzuki's local arm wants to see a similar program set up in Australia.
The importer says that such schemes have worked wonders for new car sales overseas, and that a similar strategy backed by the Australian government would give manufacturers a well-needed boost.
Suzuki also favours making the level of incentive proportional to the environmental credentials of the car to be purchased, which would also help lower the nation's carbon output.
"We’ve been closely monitoring the results from countries that have introduced a scrappage scheme and cannot fathom why the idea meets with such resistance here," said Suzuki Australia General Manager Tony Devers.
"In the UK more than 35,000 vehicle orders were taken in the two weeks after introducing its scrappage subsidy.
"In Germany, its scrappage scheme has increased sales more than 20 per cent."
Mr Devers says a vehicle scrapping program would also improve road safety, with outdated cars being replaced by newer, more advanced vehicles. Many older cars on Australia's roads lack even the most basic of safety gear, such as ABS, front airbags and three-point seatbelts on every seat; so there's certainly some truth to the claim.
Suzuki isn't the only one calling for a scrappage scheme. The Motor Traders Association of New South Wales is also calling for an incentive program, estimating that it would cost the government 4.5 billion over three years to run - a figure which Suzuki says should be mostly covered by increased income from import duty, stamp duty and GST.
The Federal Chamber of Automotive Industries, however, thinks otherwise. According to the FCAI, buyers incentives are already in place in the form of investment tax breaks, which recently rose from 30 percent to 50 percent.


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A farmer in a Less Favoured Area turned to organic agriculture and began growing ancient varieties of cereals. He has achieved sustainability through niche, quality production.
Projects & Practice
Using RDP support to implement a sustainable model of agriculture that combines the production of high quality products and environmental protection. Winning initiative of the 2019 Rural Inspiration Awards in the 'Environment & Climate Action' category.
Bringing together public authorities, research institutes and farmers to explore low carbon emission production models in agriculture.
A family farm invested in a biogas plant to produce renewable energy while also purchasing a new tomato harvester to improve the farm’s overall income.
Protecting and promoting traditional vegetables can lead to increased incomes for farmers and environmental benefits for society.
In a rural area that is rather disadvantaged and in risk of abandonment, EAFRD and ESF support were combined in a project for the integration of migrants through work training.
The members of a cooperative in Tuscany, cooperated with a university to investigate the possibility to produce cheese, yogurt and possibly cosmetics from donkey milk.


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When you’re having your employer (allegedly) secretly defer $80 million in compensation, buy you homes in Beirut and Rio and Paris, and continually upgrade your private plane, why not also (allegedly) skim another few million or tens of millions for some yachts and a private investment vehicle to get your son off on the right foot in Silicon Valley? This, allegedly, is what former Nissan and Renault chief Carlos Ghosn thought, anyway.
The Oman-related criminal charge alleges Mr. Ghosn stole Nissan money by arranging for the auto maker to pay a Nissan distributor there $10 million, and then having $5 million of that amount kicked back to him by moving the funds through a Lebanon-based company…. Mr. Ghosn didn’t inform Nissan that he had started the investment business with an executive at a Nissan customer in Oman, according to people familiar with the matter.
Anyway, it (allegedly) goes a little something like this: Ghosn, who demanded his Gulfstreams due to his extremely harried schedule, was apparently not too busy running two car companies to also set up and run a California venture fund with his son, who was about to graduate from Stanford. But since he’d (allegedly) had to defer so much of his compensation to keep Nissan shareholders from throwing a fit about his pay, how would he finance it? This is where the Omani Nissan distributor (allegedly) comes in: It got some $43 million in sales incentives from Nissan and Renault between 2012 and 2018, during which time an executive at the distributor deposited $43.9 million into an investment company set up by Ghosn’s lawyer, of which $39.2 million wound up either with a yacht company employed by the Ghosns, or in the Ghosn’s Silicon Valley fund. And of the $27.2 million that wound up in the Valley, $14.7 million wound up in Ghosn’s son’s investment startup. Convenient! Unfortunately….
People close to Mr. Ghosn said the money transferred to Good Faith came from Mr. Kumar’s personal fortune.
People familiar with the investigations said it was improbable that Mr. Kumar had such funds, and are seeking to determine whether some of the money was illegally funneled out of Nissan accounts to Mr. Ghosn.
It also sounds not terribly dissimilar from the web of shell companies Ghosn (allegedly) used to pick up his sweet $15 million Beirut pad and $5.7 million Copacabana beachfront pied-a-terre, although in this case instead of (allegedly) using a company-owned “venture investments” subsidiary, he (allegedly) used an (allegedly) customer-owned company to (allegedly) funnel money to an actual venture fund, albeit this time one owned by himself.
Anyway, we’re sure it’ll all become clear next year.
“The prosecutors, in collaboration with Nissan, have stepped up their campaign to attack Mr. Ghosn and sully his reputation through leaked fabrications, falsehoods and misrepresentations. We intend to present our case in a court of law, not the press. Mr. Ghosn is innocent and will be vindicated if given a fair trial,” said a spokesman for Mr. Ghosn.


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“We’d consider ourselves a modern greengrocer,” says head buyer Ian Crees. “Apart from the odd store that stocks local cheese or local milk, all we sell is fresh produce and flowers. It’s been a huge success.”
By the mid-1990s, Stokes had reached a peak of 85 stores, which fell back to 65 as it ditched underperforming outlets.
“Seven or eight years ago supermarkets began to hit us with cheap prices, which at the time we tried to compete with,” says Crees. “We started stocking short-dated supermarket lines, but it wasn’t working for us.”
This time around, lessons have been learnt. Two years ago, a major review of the business led to Stokes closing half its 65 stores and focusing the remaining 32 – based mainly in the south west – on selling quality, locally sourced fruit and veg. The new-look business is leaner, more contemporary and no longer in direct competition with the multiples, says Crees.
“We’re positioned somewhere between a farm shop and a supermarket. The service at store level is better than a Tesco or a Sainsbury’s. There’s also a larger variety of slower-selling products in our range. For example, we stock yams on a regular basis, we have pak choi, okra, star fruit, passion fruit and thai chillis. Many of the supermarkets in the south west tend to be quite old-fashioned, so they can’t devote the same space to fresh produce as us.”
Stokes prides itself on the freshness and seasonality of its produce. Deliveries arrive five times a week and promotional offers revolve around fruit and veg that is in season. A key strength of the business is that it keeps to a minimum the time it takes to get produce from farm to shelf, says Crees.
“We can phone a flower supplier at 6.30am, they won’t cut them until they get the call and they’ll be in store by 2pm. It’s something we pride ourselves on.” If he’s concerned about the credit crunch, he hides his fears well. “It has only been positive for us so far. People don’t want to fill up the car and drive out of town to do their shopping.”
Nevertheless, he admits the business missed its summer sales targets, blaming the inclement weather. Sales for September, however, were ahead of last year. The business currently generates weekly sales of about £250,000 across its 32 stores. Unsurprisingly, given Stokes’ history, new store openings are low on the agenda.
“We’re currently working on more concessions, opening fresh fruit and flower stalls at train stations,” says Crees. “We’re also close to striking a deal with Wyevale to sell produce through its garden centres.”
The retailer is also upping the ante in wholesale, supplying local independent stores from its head office in Bristol and local businesses straight from store. But the days of taking on the supermarkets are gone. For Stokes at least, size doesn’t matter.


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Sen. Rand Paul, R-Ky., said Sunday that imposing more USA tariffs against China is a bad idea, and he has warned President Donald Trump's administration about the problem. The president also ordered tariffs to be raised on all remaining U.S. imports from China, which are valued at around $300 billion. The rates of additional tariffs on some of the products will now be increased to 25%, 20%, and 10%.
"This just got messier and more expensive to the global economy and until we get break here, markets are going to be under pressure", said Art Hogan, chief market strategist at National Securities in NY.
US officials said the Chinese negotiators have been reversing themselves on commitments made in earlier trade talks.
There were losses across the world after the Chinese Government announced overnight it would impose higher tariffs on a range of U.S. goods in a tit-for-tat retaliation to United States levies on China. The Dow and the S&P 500 each fell more than 2% as investors sold trade-sensitive shares.
Last Monday, China's stock market dropped 5 per cent after Trump announced the tariff hike on Twitter, but for hours Chinese media refrained from reporting the reason for the drop while some online comments were censored.
"Many Chinese scholars are discussing the possibility of dumping US Treasuries and how to do it specifically".
The S&P 500 on Friday racked up its worst weekly decline since December, as Washington raised tariffs on Chinese goods worth $200 billion to 25 per cent from 10 per cent.
The plunging of the Dow is in response to increasing tensions between Washington and Beijing. That's 70 per cent of the USA economy. "Both sides will pay", he told Fox News.
Trump also defended his administration's trade efforts with China as a model for US negotiations with other nations.
These measures "will get a lot of support in China, but will further undermine business confidence" overseas, said Jake Parker from the US-China Business Council.
The move comes after Beijing threatened "necessary countermeasures" for Trump's tariffs on Friday.
Laptops, tablets and phones may be affected by tariffs on goods imported from China.
After announcing the higher tariffs, the editor of the Communist Party-owned Chinese newspaper Global Times warned Beijing could also hit the U.S. by offloading Treasuries, ending U.S. agricultural purchases and reducing orders for Boeing airplanes.
Paul told ABC, "I know of a big, prominent company in Kentucky that said the tax cuts significantly helped them, but that the tariffs are nearly equal in punishing them". The VIX, however, is still far below the elevated levels it reached at the end of a year ago when the S&P 500 came extremely close to entering a bear market, meaning a decline of 20% or more from a recent peak.
"We're going to take the highest year, the biggest purchase that China has ever made with our farmers, which is about $15 billion, and do something reciprocal to our farmers so our farmers can do well", Trump said while speaking to reporters at the White House.
The United States is pressing China to change its policies on protections for intellectual property, as well as massive subsidies for state-owned firms, and to reduce the yawning trade deficit.


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Artificial Intelligence (AI) for ecommerce has been around for a few years now. Many biggies are slowly depending on AI to predict the exact number of conversions from the number of visitors. Intel India notes that by 2020, AI will be a part of all major applications. It is no wonder then, that leading companies are looking at their options to leverage AI.
Flipkart is mulling over developing its artificial intelligence wing to help efficiently route its resources. For its tenth birthday, it is planning to deep dive into customer behaviour and predict the exact number of units it will sell, says Krishnendu Chaudhury, principal scientist and head of image sciences at Flipkart.
“We are trying to predict how many units of what we will sell. This is a very complex thing that is dependent on a variety of inputs such as price, discount or if an event, such as Diwali or Christmas is coming up,” he continues, “it will also look at something like how much hype is being created in the media about a certain product. For example, iPhone sales depend hugely on the media hype. So, we have to capture all these things and it will make a very complex decision.”
Online marketplaces have tried to get the sales going by increasing convenience to the buyers (pick up products at common spots), giving out loans and grooming lessons to sellers, and increasingly turning to data analysis to help make prudent decisions.
Editor team is specialized in introducing the marketplace content targeting the Indian online sellers. They plan and coordinate to bring the appealing content for the small businesses on how to partner with the e-commerce sites like Amazon and Flipkart and strategies for improving their online business.


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Yes, summer is here in full steam and with that comes the need to stock your closet with trendy summer fashion wears. On Thursday evening, Anantam, a reputed multi-label fashion store that launched its second store at the tony South Extension-II market, hosted a preview of its Summer 2013 collection. Namrata Gupta, the lady behind Anantam said, “Summer 2013 collection boasts of a fusion of purism and sensual accents with minimalist shapes and absolute colours.” The collections by designers like Poonam Bhagat, Pankaj and Nidhi Ahuja, Anuradha Raman, Shyam Narayan Prasad and Pratima Pandey were indeed a treat for the eyes.
Seen stocking up summer fashion were Delhi’s stylistas like Aproova Gupta, beauty expert Puja Taluja, Nidhi Khurana, designer Anuradha Ramam, Poonam Bhagat, Pratima Pandey, Nida Mahmood, Sushmita Aggarwal among others.
The Sunday Standard


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The Abu Dhabi National Exhibitions Company (Adnec) is rebranding and has unveiled a new corporate identity to increase the visibility of the group’s six main business sectors: Venues, Events, Hotels, F&B along with Services and Tourism.
Strengthening its position as a leading events and leisure tourism player in Abu Dhabi, Adnec Group maximizes the social and economic benefits to Abu Dhabi’s business and tourism sectors through holistically managing a group of business entities that provide and maintain facilities and services according to the highest standards specialized in these vital sectors.
The new corporate identity also reflects the group’s refreshed vision and mission, as it seeks to expand both in business terms and geographically.
Adnec Group is playing a crucial role in driving Abu Dhabi’s economic diversification, positively supporting the evolving interests of businesses in the Emirate and across the UAE, while exploring new and innovative ways to showcase Abu Dhabi as a fast-growing and dynamic business and tourist destination.
A global hub for major events, Adnec centre has exceptional infrastructure, flexible teams and facilities to ensure long-term and sustainable development, along with key services through a number of companies specialised in Destination Management, catering, hotels and more.
Commenting on the rebranding, Humaid Matar Al Dhaheri, Managing Director and Group CEO of Adnec Group, said: “The new corporate identity of the group reflects our strategy to diversify our operations by focusing on a number of promising economic and investment sectors in the business and leisure tourism industries and achieving integration among them, which will contribute to enhancing our competitiveness on regional and international levels. It will also aim to increase the direct and indirect contributions of the group’s business units, to achieve an added value to the economy of the Emirate of Abu Dhabi and the country, in accordance with the aspirations and vision of our wise leadership for the next fifty years.”
“Our rebranding showcases our group of leading business entities with business interests in Abu Dhabi, Al Ain and London and Germany that perfectly align to our future growth plans across the UAE, Middle East and Europe. We bring business and leisure travelers together to create a valuable social and economic impact for Abu Dhabi, contributing to the sustainable growth of Abu Dhabi’s tourism industry,” added Al Dhaheri.
Adnec Group encompasses a number of specialized companies that synergistically operate in six main business sectors. These include ADNEC Venues, ADNEC Events, ADNEC Hotels, ADNEC Services, ADNEC F&B, and ADNEC Tourism.


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The NutriNet-Santé Study in France involving more than 101,257 healthy adults (21% men; 79% women) with an average age of 42 years, over a time span of 9 years, has yielded results linking higher consumption of sugary drinks and an increased risk of cancer. The findings add to a growing body of evidence indicating that limiting sugary drink consumption, together with taxation and marketing restrictions, might contribute to a reduction in cancer cases. Sugary Drinks have already been linked to obesity in the past, which is already a strong risk factor for many cancers.
The team of researchers based set out to assess the associations between the consumption of sugary drinks (sugar sweetened beverages and 100% fruit juices), artificially sweetened (diet) beverages, and risk of overall cancer, as well as breast, prostate, and bowel (colorectal) cancers. Well known risk factors for cancer, such as age, sex, educational level, family history of cancer, smoking status and physical activity levels, were taken into consideration.
The average daily consumption of sugary drinks was greater in men than in women (90.3 mL v 74.6 mL, respectively). During follow-up 2,194 first cases of cancer were diagnosed and validated (693 breast cancers, 292 prostrate cancers, and 166 colorectal cancers). Average age at cancer diagnosis was 59 years.
The research concluded that a 100 mL per day increase in the consumption of sugary drinks was associated with an 18.5% increased risk of overall cancer and a 22.5% increased risk of breast cancer.
When the group of sugary drinks was split into fruit juices and other sugary drinks, the consumption of both beverage types was associated with a higher risk of overall cancer. No association was found for prostate and colorectal cancers, but numbers of cases were more limited for these cancer locations.
Possible reasons for these results include the effect of the sugar contained in sugary drinks on visceral fat (stored around vital organs such as the liver and pancreas), blood sugar levels, and inflammatory markers, all of which are linked to increased cancer risk.
Results and data from this study support the relevance of existing nutritional recommendations to limit sugary drink consumption, including 100% fruit juice, as well as policy actions, such as taxation and marketing restrictions targeting sugary drinks, which might potentially contribute to the reduction of cancer incidence.
Reference: Sugary drink consumption and risk of cancer: results from NutriNet-Sante,prospective cohort , BMJ (2019). DOI: 10.1136/bmj.l2408 , https://www.bmj.com/content/366/bmj.l2408


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Bounty, Mars, Snickers, Milky Way, Galaxy, Maltesers: which chocolate would you choose first from a box of Celebrations?
Perhaps more importantly, which would you shun?
Every household has its favourite from a giant box of chocolates, and there is usually one type of sweet left languishing in the box at the end.
Mars Wrigley is to trial removing Bounty bars from its Celebrations chocolate tubs in a pre-Christmas test after finding that 39 per cent of consumers want the coconut-flavoured treats banished.
Customers at selected Tesco Christmas Market sites in the UK will be able to exchange tubs bought in store that day for a new “No Bounty” alternative until December 18.
The limited-edition tubs will include additional sweets to make up for the missing Bounty bars.
Mars Wrigley said its research of 2,000 Britons aged between 18 and 65 suggested that 18 per cent would feel irritated to find only Bounty bars were left in the tub, while 58 per cent believed it would lead to a family argument.
While 39 per cent wanted the bars gone for good, 22 per cent liked Bounty the least of all the tub’s options.
About 28 per cent were of the opinion that coconut had no place in a chocolate bar at all.
However, Mars Wrigley said it was not prepared to make a final decision yet after 18 per cent said the Bounty was their favourite.
Polling suggested it was popular with a more mature palette, with 38 per cent of over-55s choosing it as their preferred bar.
It follows a Bounty return scheme last year, in which Bounty-haters were able to return their unwanted chocolates and swap them for Maltesers after the Christmas period.
Celebrations senior brand manager Emily Owen said: “Last year, we gave customers the opportunity to return their unwanted Bounty chocolates. Now, off the back of public demand, we’re trialling taking them out of the tub altogether.
“You don’t know what you’ve got until it’s gone. And to those loyal ― and secret ― Bounty lovers out there, there’s still a chance they’ll make a return after the trial.”
The trial, which many will see as a convenient PR stunt, will run at 40 Tesco Christmas Market locations between November 8 and December 18.
Updated: November 03, 2022, 9:41 AM


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The problem – apparently caused by delivery problems – has left just one branch of the Colonel’s empire open in West Sussex.
Bognor’s KFC is among a short list of nationwide branches that are still open.
A KFC spokesman said: “We’ve brought a new delivery partner onboard, but they’ve had a couple of teething problems – getting fresh chicken out to 900 restaurants across the country is pretty complex!
“We won’t compromise on quality, so no deliveries has meant some of our restaurants are closed, and others are operating a limited menu, or shortened hours.
“We know that this might have inconvenienced some of you over the last few days, and disappointed you when you wanted your fried chicken fix - we’re really sorry about that.
“Shout out to our restaurant teams who are working flat out to get us back up and running again.”
Have you been affected by the closures? Let us know in the Facebook comments.
KFC fans may also be interested to hear that the Colonel plans to open a new branch in Fontwell.


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America's top designer Tommy Hilfiger apparently loves to watch Bollywood movies and what more, the designer's favourite actor in the industry is none other than Sonam Kapoor.
Speaking about Bollywood movies he says,"I have followed Bollywood films and enjoyed the complete aura of fashionably dressed actors dancing around the trees." The world famous designer was in the country to celebrate 10 years of his brand in the country.
On quizzing if he has any favourite among the actor or actresses in Bollywood who he loves and follows, the designer was quick to reply, saying, ""Sonam Kapoor is amazing. She is beautiful, smart and incredible."
Tommy has spent close to 30 years in the fashion industry creating new trends and his brand is quite big in our country as well. His trademark design lies in his cool but casual designs and he has created a niche clientele all over the world for his brand.
For his 10 year celebration, the designer had invited Sonam Kapoor to Delhi where the actresses sported a clothing from his collection. Making use of the occasion he launched two limited-edition pieces - a shawl for women and traditional bandi for men.
The iconic Indian garments were reinterpreted with Hilfiger's signature preppy spirit.


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LAS VEGAS -- ICAST, or the International Convention of Allied Sportfishing Trades, gets under way tomorrow in Las Vegas. It’s where manufacturers big and small roll out their latest wares for the upcoming year to wow anglers and the angling media.
The 2012 show reported a total of 9,000 attendees, which included 3,000 buyers and more than 760 media representatives. Overall, there was a 23 percent increase in attendance and a 25 percent increase in buyers from years past.
Over the next three days, Bassmaster.com will be bringing you nearly live up-to-the-minute reports of great finds of new products, as well as celebrity sightings (Elite Series pro Ott DeFoe saw Bill Dance riding first-class from Tennessee en route to Las Vegas) and info on the state of the industry. Look for input from pundits and industry veterans such as Dave Precht, the long-time editor of Bassmaster Magazine. Our on-the-floor reporters will also be giving you the latest in the Live Blog.
See you in Vegas.


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In the latest development of a saga that gets weirder by the second, TMZ.com is reporting that Elin Woods is “very close” to signing a deal with Puma, the athletic wear company whose arch rival is Nike, the brand her husband has represented for more than a decade. An official from Puma confirmed to the website that they are in “internal discussions” to sign Elin as a spokesperson for a new Swedish-inspired clothing line called Trentorn.
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Today started off big for Microsoft’s mobile arm, with Nokia announcing promising figures regarding its sales of Lumia devices, while Juniper Research supported the positive information, though still leaving the Finnish device maker a fair amount behind Samsung and Apple. While this grabbed headlines, it was not the only noteworthy event for the platform.
IT Pros benefit from the first of today’s two announcements. Microsoft’s Robert Hoover let it be known that the company has “launched a set of community forums for IT professionals to post technical questions about Windows Phone 8”. He goes on to explain that “the new Windows Phone IT Pro forum is launching on TechNet with three categories – General Questions, Security, Mobile Device Management – and will be monitored by Microsoft folks who can answer your questions.”
The new forums join those already present for both consumers and app developers and Microsoft invites you to get started on them right away, as the mobile OS has gained a bit of traction and would love to welcome enterprise to the table.
Second, the software giant also unveiled an update to Viber that is available right now. The free messaging app today moves to version 3.1. According to Michael Stroh, this “adds a fresh look and handy new features like call transferring to Viber desktop, battery saving alerts, and lock screen notifications for new messages. You can also now pin contacts or conversations to your Start screen via Live Tiles to quickly pick up where you left off.”
Both updates could help to propel the mobile platform to a higher level of usage and acceptance as a valid competitor to Apple and Google alternatives. IT support is especially critical, given Microsoft’s large presence in that market.


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When I opened the door, I heard energetic barking and saw different colored bodies running towards me. Some smaller dogs snuggled up and jumped onto my lap.
This is “HOGOKEN CAFE®” (shelter dog cafe) which harbors dogs and cats abandoned by their owners or taken from breeders because of their age or health. The store is not only a place to interact with pets, but also to match them with potential foster owners.
The cafe was opened eight years ago by the non-profit organization “Love Five,” headquartered in Higashinari-ku, Osaka. The NPO has 9 stores all over Japan, with about 15 animals enrolled in each store at the time of the interview.
The stores get about 250 visitors a day nationwide, including those who come to adopt them. Happily, more than 16,000 pets have found new homes here so far.
Adopted dogs may also come with their foster owner to play at the dog cafe.
On the day we visited, a 54 year old woman had dropped by the store with her pet, a toy poodle. She had previously adopted her pet, Cocoa, when the animal was retired from a breeder.
At the time, the woman also had an aging dog named Milk who had lost her eyesight. Initially Cocoa was aggressive toward her new owner, biting the woman’s hand no matter how many times she was told not to. Yet she was kind to Milk, who couldn’t see, walking in front of the older dog to lead the way when they went for walks. When Milk had to have her vocal cords removed due to a chronic illness, she was left with no voice but managed to let out a sound to communicate with her owner.
Cocoa is also getting older now. Her eyesight has deteriorated and she is therefore afraid to go for a walk. But on this day she appeared calm, resting comfortably in her owner’s arms. “I’m really grateful she came to me,” Cocoa’s owner reflected.
Junya Yoshii, 37, a Love Five board member, voiced the NPO’s concerns about the current situation. The COVID-19 containment measures imposed since 2020 have increased the demand for pets as more people looked to them for comfort.
Once the pandemic subsides, people will go back to their jobs and resume their daily life, making time for their hobbies. “I’m afraid that more people will give up taking care of their pets and let them go when that happens,” Yoshii said. “In any event, one needs to be determined to make them [pets] happy until the end. We would like people to be prepared to welcome pets into their lives.”
(Read the Sankei Shimbun column in Japanese at this link.)
Author: Yuka Sudani, Photojournalism Department


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Everyone loves a good idiot story, especially when irony and shame are involved.
Read This Article
Mercedes-Benz brings production of the new C-Class to Tuscaloosa.
Famed truck maker Mercedes-Benz has announced that it has built its two-millionth SUV, which includes its G-Class, M-Class, R-Class, GL-Class and GLK-Class models.
Photos of the new 2015 Mercedes-Benz C-Class leak before official debut.


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The demand for live broadcasts among social media is rising. This year, live streaming is expected to reach $70 billion in revenue. Twitter launched “Live” videos in 2016. “Go Live” allows users to share what’s happening in their lives through one-touch broadcasting. Last March 2020, the platform enabled inviting guests before doing a live stream. Today, Twitter disables such a function.
Twitter disables inviting guests on live streams to give way for better broadcast quality. As Twitter experimented with a new media editor, the platform finds it better to just fit a single user on a live stream frame. Alternatively, Twitter users can invite audio guests on Spaces. These are live audio rooms that allow co-hosting.
Twitter disables inviting guests on live streams as of 05 October 2021.
Implications for Marketers:
Twitter is set to improve user experience on the platform. Disabling the inviting of guests on live streams means better broadcast quality. As such, marketers can perfectly use live streaming for promoting and selling products and services.


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AUSTIN, Texas – When it comes to the burgeoning world of smartphones and tablets, Dell isn’t looking to become the market leader anytime soon. However, the company is trying a different approach to this market by targeting business users instead of consumers.
For years, Dell grew its business on the backs of clients, specifically PCs and servers. While Dell always offered a mix of consumer PCs-a portfolio that has been revamped in the past 18 months-the company focused on selling desktops and then notebooks to enterprises, large businesses, local, state and federal governments, educational institutions and health care providers. And for the most part, that strategy worked. IDC in April said Dell was the second-largest PC vendor in the world in the first quarter, behind rival Hewlett-Packard.
Now, Dell is looking to focus on both the smartphone and tablet markets with the same approach. During the company’s June 29 investor conference here, Jeff Clarke, Dell’s vice chairman for global operations and end-user computing, told analysts that the company plans to target “prosumers”-those who use the same technology for work and for personal use-and business users.
However, Dell is not solely focused on devices. Indeed, the company has only released a handful of smartphones and one tablet-the Android-based Streak-and most of these have been offered overseas. Dell executives also confirmed that the Streak 10 Pro, which will also use Android, is launching in China first before the United States.
Still, by targeting prosumers and business clients, Dell is hoping to sell additional services and software on top of the actual devices itself. Or, if customers want to stick with a more traditional BlackBerry or even an iPhone, Dell can still sell services, such as mobile-device management, security and data management.
“It really is about participating in the growth markets,” said Clarke. “It’s about participating in the growth markets in the mobile space in a very, very different way. It’s not about being another consumer player in smartphones and tablets. It’s about taking our company’s core strength in the middle market. It’s about targeting our tablets and smartphones for those usage models. It’s about building a set of solutions and services around that, and that includes device management, security management.”
Overall, Clarke wants the customers totally connected to Dell from the smartphone and tablet, through the PC and into the data center with the company’s servers and storage. This strategy also allows Dell to sell its data center technology to those telecommunication and other businesses that have to support all the data that these mobile devices are generating each day.
The day before the conference began, CEO Michael Dell echoed those same sentiments during an informal discussion with analysts.
“We are very much focused on that business and offering a total solution to customers not just devices,” said Michael Dell. “We’re looking to offer systems management, application development, security and other types of integration.”
To make sure the world knows it’s serious about this plan, Dell began trading in its BlackBerry devices early this year for its own Venue Pro smartphone, which runs Windows Phone 7. Almost all Dell employees in the conference here had one.
Indeed, Dell doesn’t have much a stake in the growing smartphone and tablet markets to warrant a big device push right now. In April, ABI Research estimated that Apple’s iPad controlled about 85 percent of the global tablet market, with Samsung a distant second. Right now, the Android tablet market, which includes Dell, remains fractured.
A better indication of what Dell might do in the tablet market may come next year, when Microsoft releases Windows 8, the next version of its operating system that is optimized for tablets and can run on ARM-based devices.
“I think [Windows 8] will help in tablets,” said Dell. “I think there is a large user group of Windows users looking for a tablet.”


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Ford Motor Co. posted strong November retail sales, which increased 20 percent compared with a year ago.
The Dearborn, Mich.-based automaker estimates its retail market share has averaged 15 percent over the past three months, the highest level in five years.
Including sales to fleet customers, Ford (NYSE: F) sold 166,865 vehicles during November, according to a news release. That was an increase of 13.3 percent compared to November of 2010.
For the year, Ford has sold 1.94 million vehicles, up 11 percent from the same period a year ago.
Sales of the Escape SUV continued to boost sales. Ford sold 21,823 Escapes in November, up 46 percent from last year. Year-to-date sales of the Escape have increased 33 percent.
Ford is building the next-generation Escape at its Louisville Assembly Plant, following a $600 million investment in plant improvements. The company also is hiring 1,800 new employees to produce the vehicle.
Sales of F-Series trucks, which include the Super Duty models built at Kentucky Truck Plant in Louisville, were up 24 percent in January. F-Series sales have increased 9 percent for the year-to-date period.
Ford plans to build 675,000 vehicles in the first quarter of 2012, or 18,000 more than it build during the first quarter this year. Ford’s production for the fourth quarter of 2011 will be 674,000, or 14,000 more than was forecast.
“The industry sales rate has exceeded 13 million in each of the last three months,” Ken Czubay, Ford’s vice president of U.S. marketing, sales and service, said in the release.


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Normally we say that a law is as strong as its enforcement. On February 7, however, the Consumer Financial Protection Bureau raised questions about the enduring strength of the consumer financial laws in its third Request for Information under Acting Director Mick Mulvaney. This time, the topic is CFPB enforcement. It is not hard to guess where this third "RFI" is headed, insofar as only two new enforcement orders have been entered under Mr. Mulvaney to date. In contrast, from the CFPB's inception through November 2017 (when Mr. Mulvaney took office), the Bureau brought a total of 200 public enforcement actions.
Continue reading "CFPB Enforcement Paralyzed" »
In a recent oral argument before the U.S. Supreme Court, conservatives urged the Court to outlaw the use of administrative law judges (ALJs) in agency enforcement actions. The Consumer Financial Protection Bureau is paying notice. On January 31, 2018, the CFPB reprised the ALJ debate in its second Request for Information under Acting Director Mick Mulvaney. This RFI asked: should the CFPB shift course to litigate all of its enforcement cases in federal court and none before ALJs? Suffice it to say, there is less here than meets the eye.
Continue reading "Shakespeare Meets ALJs: Much Ado About Nothing" »
While Acting Director Mick Mulvaney is apparently on a tear to defang the Consumer Financial Protection Bureau, some of his actions have flown under the radar. In this and future guest blog posts, I will shine light on one key initiative that largely has gone unnoticed: namely, the twelve Requests for Information that Mr. Mulvaney launched on January 26. These notices, dubbed "RFIs," seek public comment on scaling back every core function of the CFPB, from enforcement and supervision to rulemaking and consumer complaints.
Although the RFIs provide the veneer of public participation, in reality they are slanted toward industry. Many are couched in such vague language that consumers and consumer advocates cannot tell which rollbacks are gaining traction behind closed doors. Just last week, Mr. Mulvaney raised new concerns that the RFI process is infected with bias when he personally pressed bankers attending a meeting of the National Association of Realtors to file responses to the RFIs.
Continue reading "How to Tie CFPB Enforcement Up in Knots" »