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Dear reader, Imagine getting front-row access to nearly 15 of Asia’s top financial and investment experts... And learning their top strategies that are working right now in the real world. Better yet — go h...
Invitation To Interview With Jim Rogers (No Charge)!
Singapore Post (SingPost) reported a 7.6 percent year-on-year rise in total revenue to $441.4 million for 3Q19. Total net profit attributable to shareholders rose 15.6 percent to $50.2 million, mainly due to an exceptional item of $31.8 million relating to the gain on dilution of interest in 4PX, an associated company.
Y Ventures debut with a hot IPO on the Catalist Board in early July 2017 with 35 million placement shares at $0.22 each. The stock opened on July 11, 2017 at S$0.27, and closed the day at $0.255. Fast forward to today, and post earnings restatement, the stock currently trades at $0.080 as of 8 February 2019. What happened to the stock and are there any red flags?
Japanese cuisine is quickly gaining popularity amongst Singaporeans. We examine how Singapore-listed players like Sakae Holdings and Japan Foods Holdings fare as they compete with each other a piece of the pie among Japanese food lovers in Singapore.
Warren Buffett once quipped that "uncertainty is the friend of the buyer of long-term values". What implications do shifting geopolitics have on stocks' fundamentals? What uncertainties should long-term investors endure? What opportunities lay in plain sight?!
With Courts Asia’s recent proposed takeover offer from the listed Japanese electronics retailer, Nojima on 18 January 2019, market attention has turned to other electronics retailers (both non-public and public-listed) to understand if market consolidation has now set upon these electronics retailers. Are privatisations or deep restructuring plans needed to ensure the continued sustainability among the various players in the electronics retailing industry?
As a cumulative preference shareholder of the beleaguered Hyflux, I have the privilege to attend the second town hall meeting organised jointly by the Securities Investors Association Singapore (SIAS) and Hyflux on the evening of 18 January 2019. Here is a brief synopsis of the proceedings during the meeting.
Procurri Corporation (Procurri), a company providing data centre equipment and information technology (IT) lifecycle services, disclosed on 07 January 2019 that a potential party is still conducting due diligence on the Company’s financials and operations, and is still considering a possible transaction, including the various forms of implementing the potential transactions.
Hi-P International (Hi-P) is one of the major suppliers for Apple’s. According to the AppleInsider.com, Hi-P was an existing supplier of the plastic chassis. However, there were no official disclosures of the estimates of the supply and earnings exposures of Hi-P’s commercial relationship with AAPL.


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Forbes released the 14 personal finance checks to make in the new year -from looking at how you spent in the past year to creating a budget for the New Year. #5 on that list is a suggestion to check your credit, provided by founder of Self Financial, James Garvey.
“It’s important to review the information contained in your credit report and verify that it’s accurate. While an incorrect balance or missed payment can negatively affect your score, an unknown credit inquiry or open account could be the first sign of identity theft. Consumers are entitled to a free credit report annually at annualcreditreport.com. – James Garvey, Self Financial, Inc.”

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Over the weekend, hacking group Lapsus$ claimed to have penetrated Samsung’s servers and made off with 200GB of compressed data. The South Korean business conglomerate confirmed in a statement to Bloomberg that internal company data, including Galaxy smartphone source code, had been exposed.
Samsung Electronics suffers a cybersecurity breach that exposed internal company data, including source code for the operation of its Galaxy smartphones https://t.co/0BZeHGnVxFMarch 7, 2022
According to Samsung, customer data or personal information is not at risk. “There was a security breach relating to certain internal company data,” reads Samsung’s statement, which does not identify the attackers. “According to our initial analysis, the breach involves some source code relating to the operation of Galaxy devices, but does not include the personal information of our consumers or employees. Currently, we do not anticipate any impact to our business or customers. We have implemented measures to prevent further such incidents and will continue to serve our customers without disruption.”
A torrent file containing nearly 200GB of data was posted to the hacking group’s Telegram channel late last week, purportedly filled with Samsung source code for device security, including biometric security algorithms and the bootloader. Lapsus$ also claimed to have extracted Knox authentication code, plus details regarding online services and Samsung accounts.
The same group, which appears to be based in South America, attacked Nvidia last week. It claimed to have acquired tens of thousands of employee email details plus two expired code-signing certificates, which are allegedly already in use to sign malware.
Despite the company’s assurances that no user data was stolen and tighter security measures have been put in place, it might be a good idea to change your Samsung passwords and enable two-factor authentication (if you haven’t already). With hackers seemingly on a relentless pursuit of corporate data for extortion purposes, keeping your personal details secure has never been more important. Be sure to also check out our guides to changing passwords in Linux and Windows.
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YOUNG business brains have come up with plans to breathe life back into empty shops in Sheffield city centre.
More than 500 pupils from All Saints High School, Fir Vale School, High Storrs School, Stocksbridge School and Tapton School were asked to think of ideas to transform the former Oasis shop in Chapel Walk into a vibrant space.
The challenge was organised as part of Sheffield’s School Enterprise Champion’s entrepreneurship week.
The top six teams were shortlisted for the final stage of the enterprise competition and had to present ideas to a panel of judges.
Spotlight, a team from Tapton School, came out on top, winning shopping vouchers and a trophy.
Imogen Laycock, a Spotlight member and Year 10 pupil, said: “Our business idea was to create a shop that had lots of different pop-up shops inside.
“One floor would be for lads and the other for lasses.”


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(Image of racist Aunt Jemima products in Michael Bennet’s new campaign ad)
In his latest campaign advertisement, Democratic Senator Michael Bennet says, “I know it feels like sometimes no one is listening.”
Unfortunately, for Senator Bennet, it also seems like no one was looking at the product placement in his new ad either.
Bennet’s latest campaign ad prominently features footage of racist Aunt Jemima products on grocery store shelves in one key part of the ad that attempts to inoculate the liberal Senator against his support for Joe Biden’s inflation boosting policies.
While Bennet’s voice narrates a line about Coloradans facing record prices, viewers are subjected to visuals of store shelves stacked with Aunt Jemima products, or what a National Public Radio report once referred to as a “racist stereotype.”
Similarly, in June 2020, a Vox headline blared, “Aunt Jemima and the long-overdue rebrand of racist stereotypes.”
A CNN headline published on that same day declared, “The Aunt Jemima brand, acknowledging its racist past, will be retired.”
While Quaker Oats has since retired and replaced the Aunt Jemima brand with a new brand called Pearl Milling Company, Senator Michael Bennet has instead chosen to feature the Aunt Jemima products in his reelection ad.
Bennet’s puzzling decision seems to directly contradict a statement he made on June 2, 2020 when he said, “We will never heal as a country until we fully confront and dismantle the systemic racism that plagues every aspect of our society. As a white male and a United States senator, it is my duty to use my platform and position to do this.”
It is unclear if Bennet, a white male and United States senator, will continue to use his platform to promote racist Aunt Jemima products on air with millions of dollars in campaign spending, or switch out the footage and feature less racist pancake mixes.
You can watch the full ad featuring the racist Aunt Jemima products below:
🔥 CAMPFIRE: Michael Bennet Bought One-Day Fishing License To Film Fake Campaign Ad – READ MORE


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Free family-friendly event
The Field to Fork Festival is a family-friendly event that’s fast becoming an annual highlight in the Shropshire calendar – and it’s free to attend.
Founded to celebrate the country’s single biggest manufacturing sector – food, this will be the second annual event of its kind and it’s once again expected to attract thousands of visitors from across the region.
With fruit firmly at the heart of our global fresh produce world, which is headquartered in the heart of the Shropshire countryside, we’re delighted that this celebration of food is returning to Newport on Saturday, May 4.
A cart full of free apples at the Farmers’ Market
To support the event, and to help encourage more families to eat more fresh produce, we’ll have an apple cart parked up at the entrance to the festival’s Farmers’ Market where children will be able to help themselves to a free apple on us.
Our CEO Mark said: “As a Shropshire company that celebrates having full traceability of our fresh produce from seed to shelf, we’re delighted to hear that this festival, which celebrates food from field to fork, is returning for a second year running.
“Encouraging young people to develop a love of fruit and other fresh produce from an early age is something that’s close to our hearts too, so we hope that our cart of apples will prove to be a refreshing treat for children attending the summer festival.”
Encouraging healthier lifestyles across the globe
Encouraging families to consume more fruit and lead healthier lives is something we’re proud to be pro-active about here at Jupiter Group.
But our efforts to help families eat more healthily isn’t just something we restrict to Newport, Shropshire, or the UK for that matter, as we support community projects that help families in need across the globe through our Nancy Tweddle Foundation, including in South Africa.
And, earlier this year, we also revealed that we are in full support of the UK’s landmark Eat Them to Defeat Them campaign to tackle childhood obesity from ITV and Veg Power.
The Field to Fork Festival will be held on a 635-hectare farm at Harper Adams University, which has teamed up with Shropshire Festivals to stage the event.
As well as a Farmers’ Market the event is set to feature interactive entertainment, educational exhibits and presentations, kids’ activities, tasting sessions, tractor-trailer rides, robot making, vintage tractors and animal interaction.
A festival spokesman said: “The day promises to champion the story of our food and educate all on the incredible industries that rear, grow and produce the food that ends up on our plate.”
You can register for free tickets and get more information at www.fieldtoforkfestival.com
Based in the UK, Jupiter Group is a leader in the global fresh produce market. Ranked 22nd in the 2019 The Sunday Times International Track 200, Jupiter grows and supplies new varieties of grapes alongside a global supply of citrus, top fruit, stone fruit and kiwi.
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text: Photo Gallery of Ford Ranger XLT Facebook Twitter WhatsApp Pinterest Uploaded by: $$$The best$$$ Date: 22.10.2018 Image "HEX" Code: #2681938 Image size: 1500x938 You can download photo Ford Ranger XLT or use this pic as wallpaper or poster for desktop. Full size link https://carlakes.com/data_images/models/ford-ranger-xlt/ford-ranger-xlt-08.jpg We have more photo of Ford Ranger XLT in our gallery. If you interesting to view them, you can follow on links below. Also you can see full gallery of Ford Ranger XLT on this page. If you have your own good photos of Ford Ranger XLT, you can upload them on our website and become one of our authors. See more photos Ford Ranger XLT from our users Recent automotive trends, reviews, test drives and the latest news from the world of cars Porsche confirms engine swap of the 785 911 GT3 sold End of mystery. Porsche announced a problem with the fixation of the engine connecting rods caused the two fires drives her 2014 911 GT3 model earlier this year. Panoz Esperante launches Spyder 25h Birthday The Panoz wants to celebrate her 25th birthday in style, for that it will offer a limited edition of its Esperante Spyder model. Mercedes-Benz V Class presents The Mercedes-Benz presented on Wednesday (5), the second day of press conferences of the Geneva Motor Show, the new Class V. The van hit the market to replace the Viano with a simple guideline: provide comfort to passengers. Jaguar F-Type launch considers Targa The Jaguar is considering the development of an F-Type Targa. The information was revealed by Ian Callum, Director of Design for the manufacturer, in an interview with Auto Express website.


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Companies in the West Midlands are being given an opportunity to learn from a quartet of manufacturers in March.
The Inside Manufacturing Enterprise (IME) Programme, which has assisted more than 650 firms since its launch in 2003, has announced a line up of best practice factory tours that will tackle current industry challenges.
The next will take place at PP Electrical Systems on March 6, looking at lean manufacturing and implementing a training roadmap followed by a visit to Coventry’s FARO UK on March 15 that will focus on non contact measuring in a manufacturing environment.
Funded by the Manufacturing Advisory Service (MAS) and delivered by Coventry University Enterprise, the programme will continue on March 20 at Alcon Components (business management performance and working with MAS) before coming to a close on March 28 at Reinshaw.
The last visit will focus on the important topics of introducing new products and manufacturing philosophy and control.
Michelle Connors, IME Project Officer, said: “Our visits offer unique insights into the different issues and challenges facing companies in the region and how they have been overcome, warts and all.
“They highlight the successes, but also potential pitfalls that can be encountered when adopting new practices.
“There is also the opportunity to network with likeminded individuals to gain inspiration and practical advice to common problems and with our technology showcase we are inviting companies to bring parts along that they are struggling to measure.”


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Samsung may be getting out of display supplier deal with Apple next year
A report in the Korea Times suggests Samsung will sever its contract with Apple and will no longer supply LCD panels to the Cupertino company, starting in 2013. An unnamed senior industry source told the newspaper that the company is not making enough money off the panels that it is selling to Apple.
We are unable to supply our flat-screens to Apple with huge price discounts. Samsung has already cut our portion of shipments to Apple and next year we will stop shipping displays.
Samsung is reportedly shipping fewer and fewer panels to Apple each quarter, with the Korean company expected to supply Apple with only 4.5 million LCD panels in the second half of the year. This is down from the 15 million panels that Samsung sent to Apple in the first six months of 2012. Samsung will reportedly turn to Amazon and its own handset division to make up for the loss of orders from Apple.
Apple sources components from many companies, including displays from LG and Sharp as well as Samsung.
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As Hongkongers struggle with rising inflation, the city’s most vulnerable are the hardest hit
SCMP, 04 Dec 2021
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Driven by the Covid-19 pandemic and other factors, rising inflation has emerged as a problem around the world including in Hong Kong. The city’s consumer price index posted a year-on-year increase of 1.7 per cent in October, 2021, making life of underprivileged residents even harder. Among those bearing the brunt of soaring costs are underprivileged people like Chan Chuen-bui. The retired auto mechanic says he has been struggling to get by on his wife’s income to pay for food for the family and tutorials for their 12-year-old daughter, even with very careful bargain-hunting at the local market.
Surging food and utility bills spark inflation warning in Hong Kong https://sc.mp/oske
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Just three countries—the U.S., Saudi Arabia and Russia—make up the lion’s share of global oil supply. Here are the biggest...
The supply chain is key for the renewable energy revolution, and this chart visualizes where the world's solar panels are manufactured.
Global EV sales have grown exponentially, more than doubling in 2021 to 6.8 million units. Here's a look at EV sales by country since 2011.
Natural gas prices have risen since Russia's invasion of Ukraine. This visualization highlights the world’s largest natural gas producers.
Each year the average American consumes more than 23 barrels of petroleum products. What does a lifetime of fossil fuel consumption look like?


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Shell Malaysia has announced that customers can now use the ShopeePay mobile wallet at all Shell stations nationwide, when making payments for purchases of fuel or other goods.
To mark this partnership between the fuels retailer and the online platform, Shopee users will be rewarded with RM4 in cashback when they spend a minimum of RM30 and pay with ShopeePay at any participating Shell station. The cashback deal is valid for a limited time from July 15 to August 15, 2021, and is limited to the first 250,000 transactions.
Meanwhile, ahead of the Shopee 8.8 Brands Festival, customers can also take the opportunity to purchase Shell lubricants for both cars and motorcycles at special prices from the Shell Lubes Official Store on Shopee.
“Our site heroes continue to work on the front lines, serving Malaysians’ daily needs even during the lockdowns. Through out partnership with one of Malaysia’s fastest-growing mobile wallets, ShopeePay, we are adding an extra worry-free contactless payment experience at all participating Shell stations nationwide,” said Shell Malaysia Trading managing director Shairan Huzani Husain.
“We are seeing a growing adoption of our ShopeePay mobile wallet, and on the Shopee app, users an also find the best offerings in the vicinity from participating merchants through our location-based feature, Deals Near Me, where they can enjoy more savings while performing contactless payments,” said head of ShopeePay Alain Yee.
The post Shell stations nationwide now accepting ShopeePay appeared first on Paul Tan’s Automotive News.


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Serbia mostly exports and imports from Germany, News
Last year, the export of goods from Serbia was worth more than 17 billion euros, while the import reached 22.9 billion euros, a billion less than a year earlier, according to the data of the Republic Bureau of Statistics.
Almost 90 percent of the total export from Serbia is the work of the processing industry, and the value of the goods that went outside the country’s borders is 15.3 billion euros. We mostly exported food products, electrical equipment, motor vehicles, rubber and plastic products. At the same time, Serbia imported the most products of the processing industry, worth 18 billion euros. Cereals, vegetables and fruits were among the biggest export trump cards of Serbia last year, and fruits and vegetables from the food sector were the largest item on the list of imported products, for which 477.6 million euros were spent in 2020.
Almost twice as many exports as imports are recorded in agriculture, where products worth 1.2 billion euros went outside Serbia, while only 631 million euros were worth the import of those goods in 2020. We exported more drinks and tobacco than we imported last year, just like vegetable fats, rubber, wood.
Viewed by sectors, we imported the most pharmaceutical products during 2020, worth 1.1 billion euros, more than a billion was spent on imports of oil, industrial machinery, road vehicles and electric machinery. The value of the electric machines we imported was a little less than 1.6 billion euros, while the export of these goods was worth 2.1 billion euros. More than 10 percent of imports in 2020 were unclassified goods, such were purchased in the value of 2.7 billion euros.
By far the largest trade partner of Serbia is Europe, to which more than 91 percent of exports went, while goods worth 17.65 billion euros entered Serbia from European countries in 2020, a little less than 80 percent of total imports. Looking at countries, most were imported from Germany (3.1 billion euros), China (2.8), Italy (1.9) and Russia (1.3), while exports were highest to Germany, Italy, BiH and Romania. These are the only four countries to which Serbia sold goods worth more than a billion euros, in the case of Germany, exports were 2.1 billion euros, Danas reports.
- August 13, 2022 Growth in turnover on the Product Exchange
- August 12, 2022 Inflation in July reached a record 12.8 percent
- August 12, 2022 Serbia will pay in full for the gas shortage and the Russian price


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Independent businesses accelerator Mission Ventures has teamed up with bakery brand Warburtons to support SMEs and start-ups in the UK producing innovative bakery-led products. The joint initiative - Batch Ventures - aims to give up to five UK businesses the opportunity to receive equity funding alongside advice and support from industry professionals to help them launch, accelerate and become national brands themselves. Businesses that incorporate baking in their production process are encouraged to apply via the Mission Ventures website, with initial selection planned over the summer.
John Stapleton, co-founder & director of Mission Ventures, said, “At Mission Ventures we are “By Entrepreneurs for Entrepreneurs” and we are proud to be the only independent Accelerator in the UK food and drink space. Our Batch Ventures partnership with Warburtons establishes a very supportive environment with considerable value-add for small brands in this category. Batch Ventures are looking for brands that have innovative, new, exciting, entrepreneurial ideas with strong entrepreneurs who have the vision and ambition to grow quickly. The product could belong to any of these categories: bread, cakes, traditional baked goods, biscuits, cookie dough, baking kits or snacks. Any business that employs a baking step in the manufacturing process will be considered.”
CEO Paddy Willis added, “We see this as a smart way for the industry to build compelling challenger brands that deliver true innovation. This partnership leverages our team’s experience as excited food entrepreneurs and six years of running food and drink accelerator programmes, together with the depth of industry experience that comes from Warburtons.”
The Christmas season is set to look a lot different this year – and independents are keen to let customers know that it’s business as usual, but with enhanced benefits
Stay connected and receive the latest news, analysis and insights from our industry's top commentators


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After the leaks began exactly one month ago, ASUS has just made the ASUS PadFone official in Taiwan and Milan. If you have missed what the PadFone 2 is about, here’s a quick overview: the PadFone concept is a smartphone that can turn into a 10.1″ (1280×800) tablet called PadFone Station, by snapping the phone into a tablet shell. While the phone is connected to the PadFone station, it gets charged at the same time, thanks to the 5000mAh tablet battery.
The ASUS PadFone 2 comes with a 2140mAh battery (not user replaceable), a 4.7″ (1280×720, 550 nits) Super IPS+ display a Snapdragon S4 Pro (+external modem), which is one of the fastest chip available right now. In the back, there is a 13 Megapixel camera with a large f2.4 aperture, which should perform nicely in low-light. The fact that the camera can capture video at 60FPS in 720p caught my attention as 60FPS can make a huge difference, especially for sports videos.
As we said earlier, the PadFone Station is a 10.1″ tablet shell that is also equipped with an IPS display and a pair of cameras (1 Megapixel and 13 Megapixel). It has a 3.5mm audio and a proprietary ASUS 13-pin connector. Interestingly, the PadFone Station also serves as an antenna booster for the phone and has extended antennas for all the radios, including WiFi, GSM, WCDMA and LTE. Finally, the Pad Station has its own speaker system which ASUS says is “high-quality”.
Here’s the availability notes from the ASUS press release: ” PadFone 2 will be launched before the end of 2012 in Europe (Bulgaria, Denmark, Finland, Germany, Hungary, Italy, Poland, Portugal, Romania, Spain, Sweden) and Asia (Hong Kong, India, Japan, Malaysia, Singapore, Taiwan, Thailand, U.A.E). Availability in other countries will be announced at a later date.”
Also, keep in mind that because there are 41 LTE bands in the world, each country may require a different hardware, so that’s why it takes time to build new models and get approved by the local authorities.
In the end, ASUS has come up with an impressive concept, which is nicely designed and implemented. Let’s hope that the economics work out too! Talking about this, the prices mentioned during the Taiwanese launch, prices go from around $650 for the non-contract version. The PadFone Station costs around $200 – and keep in mind that there is an IPS display and a 5000mAh battery in there. What do you think?


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Just a bit over a year ago, we were tearing into Motorola for launching the i776, the ugliest iDEN (Push-to-talk) handset we’d ever seen. A good few months later, they launched the iDEN Clutch ; while it wouldn’t take home any beauty pageant tiaras, it was a huge step up from the monstrosity it followed.
Now it seems that Motorola has really started to get this iDEN phone thing down – which, considering that iDEN is their technology, probably shouldn’t’ have taken this long. With that said, Motorola’s new Debut i856 for Boost Mobile is a slider with a bit of visual charm, layered on top of a 1.3 megapixel camera, Stereo Bluetooth, microSD, and GPS. It’ll set you back $169 (this is Boost Mobile, so no contracts) – and if that means you’re the only contractor on the block with a phone that doesn’t look like it’s from another planet, its probably well worth it.


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It is easy to be downcast about the state of global trade. It has faced stiff headwinds in recent years: in 2016, for the first time in 15 years, it grew more slowly than the world economy. Regional and global trade deals are going nowhere, slowly. And America's new president has promised to protect his country from trade-inflicted "carnage".
Amid all this gloom, optimism seems foolhardy. But in Asia's export dynamos, trade is picking up steam. In January, Chinese exports rose year-on-year for the first time in 10 months; South Korean shipments have increased for three months in a row. Surveys reveal strong export pipelines in Japan, Singapore and Taiwan. Healthy order books for Asia's manufacturers normally bode well for global trade and indeed the global economy. It is too soon to declare a definitive upturn in global trade, but it looks like more than a blip.
The simplest explanation for the rebound is that global demand is itself on solid ground. Global growth is still slower than before the financial crisis of 2008, but is heading in the right direction. Both the IMF and the World Bank think it will speed up a bit this year. Investors have turned more bullish: the MSCI all-world index, which covers 46 different markets, hit a record high this week. The rebound in Asian exports is more reason for bullishness.
Structural changes may also be at play in Asia. A much-cited factor behind the slowdown in global trade in recent years has been China's tightening grip on complex supply chains. As more production takes place inside a single country, fewer cross-border transactions are needed to produce final goods. Yet this consolidation within China is starting to meet more friction.
There are also good reasons to restrain the optimism. The rebound in exports from Asia's commodity producers such as Indonesia and Malaysia is mainly the result of higher prices for oil and metals.
Growth in their trade volumes has been much slower. For Asia's high-tech economies, the rebound's durability hinges on the fickle tastes of consumers. Both Samsung and Apple are expected to launch shiny new gadgets this year. Semiconductor makers around the region have gone into overdrive in anticipation. If demand falls short of expectations, exports of electronics will quickly dive again.


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India’s June Quarter Q1 GDP estimates for the fiscal year 2018-19 at 8.2% and it may indicate due to filthy the implementation of GST and after effects of demonetization.
But does the same apply correctly for small and medium-sized enterprises (SMEs), which form a significant part of the country’s informal economy?
The implementation of GST came close to increase in demonetization.SMEs were among the worst hit. It has been more than a year still firms have not overcome with this twin of the blow.
Their profit and sales growth haven’t recovered, consequently impairing their ability to hire.
It should be noted that the GDP data does not capture the contribution of the informal economy given the data collection-related constraints to measure their performances.
In such a situation, survey-based measures become important. The Crisil-Sidbi MSE Sentiment Index, a quarterly survey conducted by rating agency Crisil Ltd and SIDBI (Small Industries Development Bank of India) showed that although business sentiment has improved, new job additions have remained slightly warm.
Nearly 79% of the respondents reported that their employee base remained unchanged, in April-June Quarter while 17% added more staff. It showed only 4% either let go or did not replace outgoing employees.
The sample is a diversified one of 1,100 MSEs with revenue of up to RS. 25 crores across industries. However, the situation is improving. In July-September, 71% of SMEs intend to continue with their current employee base with no net additions, while only 3% foresee a reduction and 26% said they intend to hire, added the survey.
“Sectors with relatively subdued hiring are food products, textiles, healthcare, logistics and metals & mining, while few players in construction and leather & leather goods reported a reduction in employee base,” said R. Vasudevan, senior director for SME Ratings at Crisil.
Same as the key benchmark indices are regularly increasing in its peak. A large number of mid-cap and small-cap companies continue to trade in the negative figure.
A CARE Ratings Ltd’s analysis of 700 listed companies showed that those in the RS. 50-100 crore, RS.100-250 crores, and RS. 500-1,000 crores sales slab reported negative employment growth in FY18. On the other hand, large companies with an annual turnover of RS. 1,000-5,000 crores saw better employment growth.
It is due to the fallout of dismal sales growth.
“Growth in sales was muted for these companies and hence did not result in more hiring. Companies at the lower end had to rationalize staff especially when production activity was affected by both demonetization and GST which made them scale back operations. Even in Q1FY19 companies with less than RS.100 crores, annual turnover witnessed negative sales growth,” said Madan Sabnavis, chief economist at CARE Ratings.
In spite of improved demand conditions, many small-sized firms are still struggling to meet their increased working capital needs. So, economists are not too convinced about the ability of SMEs to generate employment at least in the near term. In short, small is still not beautiful and it may remain so for a while.


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In June 2023, a cybersecurity company released a report detailing that over 101,000 ChatGPT accounts had been compromised due to malware on users’ systems. This incident was not a breach of ChatGPT itself.
Below, you’ll find a full timeline of ChatGPT data breaches and security incidents, starting with the most recent.
June 2023: Report Identifies Over 101k Hacked ChatGPT Accounts
A threat intelligence team at Group-IB released a report indicating that over 101,000 ChatGPT credentials were stolen by malware over a 12-month period. These researchers found these accounts on the dark web, available for sale alongside other stolen data.
These accounts were compromised by malware on users’ devices; they were not stolen in a breach of ChatGPT itself.
March 2023: ChatGPT Bug Exposes User Data
On March 24, 2023, OpenAI, the company behind ChatGPT, reported a data breach on their blog. In the post, they noted that a bug had allowed users to see some chat history and partial payment data for other active users. The exposed payment data included payment address, credit card type, credit card expiration date, and the last four digits of the credit card number.
OpenAI fixed the bug soon after discovering the incident, and in April, they announced a bug bounty program to help detect future issues.
So far, these are the only reported security incidents attributed to ChatGPT or OpenAI. We’ll keep this space updated if and when any future breaches should occur.


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Action Fraud, the City of London Police and Get Safe Online are warning consumers to take extra care when shopping online for tablets, games consoles, electrical items and other Christmas gifts.
Last Christmas, fraudsters conned consumers out of more than £12 million through online shopping and auction scams. Action Fraud received more than 10,000 reports, with the average loss to victims more than £1,700.
Record numbers are expected to log-on for Christmas shopping this year, in turn creating opportunities for retailers and bargain hunters but also presenting opportunities for fraudsters.
Security minister James Brokenshire said: “We are taking the fight to cyber criminals with the newly-created National Cyber Crime Unit, which is part of the National Crime Agency, but the public should also stay vigilant to ensure they don’t lose their hard-earned money on fakes and frauds. Following straightforward steps while shopping online will help the public to avoid cyber fraudsters.”
Brokenshire added: “Shoppers can find great bargains online ahead of Christmas, and this time of year provides a welcome boost to retailers, but shoppers should remember if something looks too good to be true that’s often the case.”
Looking out for the warning signs
Action Fraud experts say that even the most confident online shopper can be caught out by professional fraudsters. Fraudsters often target vulnerable shoppers who are unsure in using modern technology.
Consumers should look out for the warning signs that a website may not be secure. Action Fraud, Get Safe Online and the City of London Police (who run the National Fraud Intelligence Bureau) encourage online shoppers to be particularly careful when using new websites and sites that offer deals that look too good to be true.
By following these simple tips you can keep fraudsters at bay this Christmas:
1. Trust your instincts: if an offer looks too good to be true it usually is. Legitimate popular technology and designer items are rarely discounted
2. Check the URL in the web browser. Don’t be fooled by spoof websites where the address is slightly different
3. Ensure the website address begins ‘https’ at the payment stage (this indicates a secure payment)
4. Don’t access links in unsolicited e-mails. Always type in the website address or use a search engine to find a site
5. Only deal with reputable sellers. Only use sites you know or ones that have been recommended to you
6. Avoid paying by money transfers direct to people you don’t know. Use an online payment option such as PayPal which helps to protect you
7. Watch out for pop-ups appearing asking you to confirm your card details before you’re on the payment stage. Never enter your PIN number online
8. If your bid for an online auction item is unsuccessful, don’t be tempted to trade off-site if another seller approaches you with a similar item. This is likely to be a scam and you will not be covered
9. Keep security software and firewalls up-to-date. Regularly update your Internet browser when a new patch (security update) is released
10. Keep receipts and check these against your statement. If you spot a transaction you did not authorise speak to your card company immediately.
Scams change and adapt
Tony Neate, CEO of Get Safe Online, said: “£12.4 million is a huge amount of money to be lost to online fraud but, unfortunately, it’s the type of figure I see every year. The problem is, scams change and adapt as trends come and go. Scammers have also become more sophisticated as we get wiser to what is and isn’t legitimate so it’s understandable that people sometimes get caught out.”
Neate added: “We know how busy and stressful Christmas can be so we don’t want to overwhelm people with complicated advice, but we urge consumers to keep the basics in mind as a good preventative measure. It’s easy to get carried away when you spot a bargain online for that gift you’ve been all over the High Street trying to find, but take a step back and think before you buy it. Is it too good to be true?”
Detective Chief Superintendent Dave Clark, director of the National Fraud Intelligence Bureau, commented: “Online shopping has revolutionised the way in which we buy our Christmas presents, with each year more and more people choosing to search for gifts over the Internet rather than heading to the shops. However, the result is that online fraud is top of the festive scam list.”
He continued: “To reverse this trend, we all need to be extra careful about what we’re buying online and from whom, especially if it is popular technology at a reduced price. By carrying out all the necessary checks you should guarantee that your presents will be enjoyed by friends and family and not lost to fraudsters.”
Items most at risk from fraud
Based on an analysis from last year, the items most sought after – and therefore most at risk from fraud – are smart phones. However, electronic goods in general, including computers, tablets, laptops, games consoles and e-readers were also very popular.
In January, the Government and partners will be launching a new campaign to increase public and small and medium enterprises’ confidence online by helping them to adopt simple changes to their online behaviour.
Private sector partners who have joined the campaign include Financial Fraud Action UK, Sophos, the RBS Group, Trend Micro and Facebook who are providing investment and support.
If you or someone you know has been a victim of this type of fraud, report it to Action Fraud so that the incident can be passed to the police.
Christmas shopping tips from Get Safe Online


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Online real estate agency eMoov.co.uk announced yesterday that it has surpassed its £1 million crowdfunding target with eight days of the campaign left to go.
The firm launched the capital-raising campaign, which valued the business at £20 million, on September 1 and had received £1.43 million as of 13:59 BST today. 446 investors have pledged support, with the biggest single investment at £350,000. eMoov is continuing to accept investment until the end of the month.
“More than a third of our workforce have invested their own money into the business, while existing investors have committed £470,000 so far with more promised,” said Russell Quirk, CEO and Founder of eMoov. “We've had bankers invest, VC funds, and PWC accountants from Singapore. Plus a number of industry insiders.”
The latest crowdfunding campaign follows a £2 million investment by Simon Murdoch’s venture capital firm Episode 1 earlier this year, the VC behind Zoopla and LOVEFiLM.
The real estate agency plans a further raise in early 2016 via an IPO or private sale anticipated thereafter, eMoov has said.
The firm expects turnover to grow to nearly £3 million in 2015, up from less than £1 million two years ago.
According to eMoov, online agencies now facilitate eight percent of all house sales and lettings and are likely to exceed 50 percent by 2020.
eMoov’s latest round of fundraising this month follows recent multi-million pound campaigns from rivals Purple Bricks, Estates Direct and easyProperty.


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EPIC has filed an amicus brief in a case concerning the privacy and public safety risks of “connected” cars. EPIC warned that connected cars "expose American drivers to the risks of data breach, auto theft, and physical injury.” EPIC said a lower court was wrong to dismiss the case. EPIC urged a federal appeals court to allow consumers to "the opportunity to present legal claims stemming from the defendants’ sale of vehicles that place them at risk." This week researchers at Black Hat revealed new vulnerabilities in networked vehicles as Senators Blumenthal and Markey urged the FCC to establish “robust safety, cybersecurity, and privacy protections before automakers deploy vehicle-2-vehicle . . . communication technologies.” EPIC has filed several amicus briefs defending consumers' rights to enforce their privacy rights.
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In the next wave of tokenization of real world assets, we are witnessing precious metals ‘being codified on the blockchain’.
Paxos, the company behind fiat-collateralized USD stablecoin PAX, announced its plans to launch a gold-pegged token later this year. This makes Paxos the first US-based company to tokenize gold on the blockchain. Similar to how every PAX USD stablecoin is backed by a dollar that is deposited in a bank account, Paxos’ gold-pegged token will be backed by a certain quantity of physical gold bars stored in vaults. Investing in a gold-pegged stablecoin provides an investor an interesting alternative to investing in Gold ETFs, access to which is constrained by geographical limitations. By virtue of their design, which is underpinned by censorship resistance, gold-pegged tokens can be transferred between users across geographical borders in a fast and low-cost manner. Of course, it is key that all users here have to go through KYC/AML filters to first get on-board the platform.
Outside the US, there are multiple projects that have tokenized gold and other precious metals, including DGX that will soon be tradeable on ForDeX. Most, however, have failed to scale up in a manner that stablecoins have scaled up to in the past few years. Having a reputable company like Paxos, which is affiliated with Itbit, a major crypto exchange, and whose USD stablecoin, PAX market cap stands at $170 million, launch a gold token could draw meaningful interest from investors across the globe. To estimate the size of opportunity for gold tokenization, note that the world’s largest gold ETF has a market cap of $32B and the total market size of gold is estimated to be over $5 Trillion.
“Elwood To Start Offering Digital Asset Products For Institutional Investors” Elwood Asset Management, owned by hedge-fund billionaire Alan Howard, plans a range of products to lure big institutional investors into digital assets. The company said the new regulated products will cover the full spectrum of crypto-assets, Chief Executive Officer Bin Ren said in a phone interview. Elwood and Invesco Ltd. have already launched an exchange-traded fund tied to companies that are developing blockchain technology, the ledger tool first created to facilitate Bitcoin transactions. Some institutional investors are looking at crypto investments, but most have steered clear because of an uncertain regulatory outlook and concerns over money laundering and market manipulation. Ren said that makes blockchain an easier sell right now, though Elwood also plans to develop investments tied to the trading of digital assets, and may eventually offer exposure to cryptocurrencies such as Bitcoin and Ethereum.
“Thai Regulator Approves An ICO Portal” Thailand’s securities regulator has approved the first initial coin offering (ICO) portal in the country. The Thai Securities and Exchange Commission’s (SEC) board of directors has reportedly authorized the first ICO portal that allows to screen ICOs, perform due diligence, confirm smart contract source codes and conduct Know Your Customer (KYC) procedures. The operator of the ICO portal is reportedly a foreign entity.
“Ripple and Forte Launch $100 Million Fund For Blockchain Video Games”The cryptocurrency company Ripple on Tuesday announced an ambitious project to integrate blockchain technology into video games. The plan, which features a $100 million fund for developers, could remake the gaming industry by creating a new way to create in-game marketplaces for digital goods. The fund will be overseen by Forte, a San Francisco company founded this year by prominent gaming executives, and which is backed and advised by a host of big Silicon Valley names, including Andreesen Horowitz, Coinbase Ventures and Battery Ventures.
“Bcause To Use NASDAQ Tech For Trading”Bcause LLC, a self-described “full-stack cryptocurrency ecosystem,” plans to use Nasdaq technology to operate its markets. The company announced Wednesday that it would be using Nasdaq’s matching engine, clearing and market surveillance tools through the Nasdaq Financial Framework platform to operate a spot cryptocurrency market, to be launched within the next few months. Bcause has also filed to become a designated contract market and to launch a derivatives clearing organization with the U.S. Commodity Futures Trading Commission (CFTC).


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The U.S. says Russia continues to undermine the Black Sea Grain Initiative, a global food lifeline also key for world fertilizer supplies.
State Department Spokesman Vedant Patel says the Black Sea Grain Initiative has helped stabilize world grain prices and saved millions from starvation. “Over nine months, the Initiative has moved 28 million tons of food onto the global market.”
But Patel says Russia is again trying to undermine the recently extended Initiative. “Twice in the last two weeks, the Russian Federation’s delegation at the Joint Coordination Center in Istanbul has prevented the continued inspection of ships seeking to sail into Ukraine ports to collect grain.”
Now, Patel says Russian representatives are threatening the safety of commercial ships involved in the grain deal, further undermining global food security.
“By delaying shipments, restricting supplies, and keeping prices high for food-importing countries, As the G-7 foreign ministers made clear in their communique issued Tuesday from Karuizawa, Russia must stop using the world’s food as a weapon.”
Russia blockaded Ukraine’s Black Sea ports early in the war and destroyed farm facilities, driving up prices for wheat, corn, and fertilizer.


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JCPenney has a whole new look—now going by simply "jcp" in ads—so it's offering a whole new look for many women in our community.
In recognition of Breast Cancer Awareness month JCPenney hair salons nationwide are offering a free haircut and style to breast cancer survivors during October.
JCPenney salons closest to Los Altos are:
- JCPenney Vallco Shopping Center (aka Cupertino Square), 10150 N. Wolfe Rd., 408-446-9600
- NewPark Mall, 500 Newpark Mall, Newark, (510) 796-6160.
Survivors can visit their local jcp salon during operating hours for a complimentary cut, styling tips and a Sephora gift card good for a free mini lipstick and express service to complete the look.
Additionally, jcp will donate $1 for every free haircut it gives, up to $50,000, to Breast Cancer Research Foundation.


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LAS VEGAS -- Educational software programs are fast becoming mass-market products and CD-ROM is now the dominant platform for them, according to a panel at the Winter Consumer Electronics Show. "The growth in this category is clearly in CD-ROM [compact disk-read only memory] and it's at an unexpected level," said William P. Wilde, vice president of marketing and sales at MECC, Minneapolis.
Sales of software on floppy disk was flat last year for better titles and down for weaker ones, Wilde said. "That's no surprise, but it was more than offset by the unexpected growth of CDs." Strong promotional activity helped build success, even for borderline CD-ROM titles. "We are concluding that it is becoming a mass-market in the sense that if you have a good, sensible promotion that stimulates consumers, and it is executed well at retail, it will work," Wilde said. As CD-ROMs quickly obtain a strong mass-market presence, they will become viable products for supermarkets, especially lower-priced CD-ROMs offered for sell-through, said industry observers. Meanwhile, retailers with video departments will offer more of the better-known and higher-priced titles for rent, they said. This Christmas season saw significant CD-ROM sales at mass merchants like Wal-Mart, Kmart, Target and Sears, said Joseph E. Adney III, marketing manager at Walt Disney Computer Software, Burbank, Calif. About 30% of the 200,000 units of "Disney's Animated StoryBook: The Lion King" were sold through these stores, he noted. "We are starting to see software move in those outlets," said Adney. New to the software industry, but old hat to Disney, was the amount of promotion the company put behind the title. Components of the marketing push were advertising in computer magazines and on television, sweatshirt and plush toy giveaways at select retailers, a sweepstakes offering a trip to Walt Disney World and a free "Lion King" mouse pad in every package, said Adney. Retailers responded with large product displays. "In-store, we looked for ways to support the retailers, make things more fun and add more value to the experience for the consumer," he said. Coming up for Disney Software are CD-ROM projects based on "Winnie the Pooh" and "Pocahontas," he said. "The numbers we are talking about are pretty significant. This market is here,"Adney said. While CD-ROM is growing fast for all computer software categories, this is especially true for educational software aimed at children -- called "edutainment" by many. CD-ROM has now eclipsed floppy disks for this market, the panelists said. Most of Disney's software is offered on CD-ROM, said Adney. "But we still have some product categories that fit better on floppy," he said. "We are not making any titles anymore on floppy. Going forward, 100% of everything we are making is CD-ROM," said Hope Nieman, vice president of marketing at Knowledge Adventure, La Crescenta, Calif. In the 1994 holiday season, MECC's sales were 60% CD-ROM, said Wilde, who predicted that this will rise to 80% in 1995. Part of the reason for this growth is the penetration of CD-ROM into schools, he said. "We all know that it's gone from being a niche market to being a market segment," Wilde said.


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FDA to probe website DTC risk/benefit
May 13 2011
The FDA announced plans to study online consumer advertising for prescription drugs in order to resolve "a number of questions ...
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MediaMath adds first Asia-Pacific director to leadership ranks
- 16 January, 2015 09:10
MediaMath APAC managing director, Rahul Vasudev
Data management and marketing technology vendor, MediaMath, has appointed its first Asia-Pacific leader as it seeks to grow its presence across the region.
New managing director, Rahul Vasudev, was previously head of digital for MediaCom in Asia-Pacific for two years, and was promoted after four years working on Proctor and Gamble’s digital initiatives. Prior to joining MediaCom in 2006, he worked in Internet marketing at Indian ecommerce company, Futurebazaar, and media buying at Indian online marketing company, MediaTurf.
At MediaMath, Vasudev will oversee all Asia-Pacific operations and will be based in Singapore.
In a statement, MediaMath’s chief revenue officer, Erich Wasserman, highlighted Vasudev’s regional expertise, agency business knowledge and understanding of the publisher and technology landscape as key attributes.
“Rahul is highly and fondly regarded throughout the digital media landscape, having been recognised by clients, peers and partners with numerous accolades,” he said. “His unparalleled understanding of the digital ecosystem will accelerate the next wave of our expansion across APAC. We are delighted to welcome him to the team.”
Vasudev said it was an exciting time to be joining MediaMath, which he described as “revolutionising marketing technology.
“Agencies and advertisers seeking powerful marketing results look upon MediaMath as a genuine partner,” he said. “I look forward to further building the APAC team and growing MediaMath in the region.”
Earlier this week, MediaMath also appointed former Oracle marketing and social business leader in EMEA, Richard Beattie, as senior vice-president of commercial for EMEA.
In 2014, MediaMath raised US$175 million to help fund global growth.
More MediaMath news
- MediaMath snaps up second acquisition in a group with ad and media management vendor, Rare Crowds
- MediaMath acquires Upcast Social to expand DMP stack
- MediaMath taps Rubicon chief as new Aussie leader
- MediaMath raises US$175 million to ramp up global growth


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Tags: Doosan Portable Power makes three pink models available for breast cancer awareness
Doosan Portable Power has joined the mission to find a cure for breast cancer by making three pink products available to North American dealers. Breast cancer is the most frequently diagnosed cancer and is the leading cause of cancer-related death ...
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Make sure your books are clean come tax time – or elseRenovation Contractor
The Canada Revenue Agency is trolling commercial accounts in the hunt for tax cheats.
Earlier this year, Home Depot Canada commercial clients received a letter warning them that the Canada Revenue Agency (CRA) would be auditing their books in an attempt to uncover under-reported income by contractors and homebuilders.
The letter stated that a federal court ordered had compelled Home Depot Canada to provide the CRA with the business names and annual transactions charged to every commercial account client between January 1, 2013 and December 31, 2016. That data will be crosschecked against each business’s reported income for those four years. If the CRA suspects under-reported income based on the volume of materials purchased, those companies will be contacted for more information, and potentially audited.
“It’s a very clever way for CRA to find out who is cheating,” says David Rotfleisch, a Toronto-based tax lawyer.
Home Depot Canada customers aren’t the only ones being looked at by the CRA. The agency has also issued “Unnamed Persons Requirements” to Rona, Roofmart, Canac-Marquis Grenier, Service Financier Groupe BMR, and Watson Building Supplies.
“Multiple home improvement retailers received requests for customer information from the CRA, and when The Home Depot Canada received such a request for information, it not only disagreed with, but pushed back on the CRA request for over 3 years,” says Paul Berto, Home Depot Canada’s director of corporate communications. “Following the ruling of the courts affirming the right of the CRA to require such information from retailers, The Home Depot Canada complied with the Federal Court Order and the law.”
Now we assume that all readers of Renovation Contractor are fully on the up-and-up when it comes to reporting their income…but, if you do know a guy who might have something to worry about, there is one option to help mitigate some of the penalties: file a voluntary disclosure. Voluntary disclosures are something of a “do over” for your taxes, where you admit to under-reporting your income and are willing to face the consequences.
“If it’s accepted, there will be no prosecution and you may get a break on the taxes and penalties,” says Rotfleisch.
Penalties for tax evasion can include fines up to 200% of the original tax owning, and up to five years in jail. Those convicted for the more severe crime of tax fraud could face up to 14 years in jail.
“There will be prosecutions to set an example,” assures Rotfleisch.


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Med City Discount closes doors, owners blame water damage
ROCHESTER, Minn. (KTTC) – Fairly new Rochester business, Med City Discount has closed its doors.
Owners Jason and Katie Grabow said the store unfortunately flooded twice within a month and a half due to warmer temperatures and a quick thaw of snow. The owners initially planned on renting an offsite warehouse until repairs could be completed but said it was not financially feasible with high labor costs of moving and transporting merchandise.
We gave our lives to the store for nearly nine months. Although we weren’t open seven days a week, we worked seven days a week.
After the first flood, owners said it was hard to recover, but the second sealed the stores fate.
The owners said it was a difficult decision to close the store and are planning on eventually reopening in a different location but said Rochester is an expensive city to run a small business. Jason and Katie Grabow said this is heartbreaking for them.
Copyright 2023 KTTC. All rights reserved.


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Presstek Reports Improved Third Quarter Results
Presstek, a supplier of digital offset printing solutions to the printing and communications industries, reported financial and operating results for the third quarter ended Oct. 2. In the quarter, the company reported total revenue of $31.4 million, a decline of 5 percent from the amount reported in the third quarter of 2009, and adjusted EBITDA of $1.3 million, an improvement of $2.4 million when compared to the prior year third quarter.
The company also reported it has received the initial order for its new 75DI digital offset press. The 75DI press, which has been engineered to produce pages at a cost of below a penny per page, had a very successful North American debut at the Graph Expo tradeshow in Chicago, receiving considerable interest from customers and accolades from the industry.
In the third quarter of 2010 the company had an operating loss of $1.3 million, a $4.8 million improvement from the loss in the 2009 third quarter. Excluding a one-time inventory-related charge of $2.7 million in the third quarter of 2009, operating income improved by $2.1 million from 2009 levels. During the third quarter of 2010, the company incurred a net loss from continuing operations of $1.5 million, or $0.04 per share, compared to a net loss from continuing operations of $6.6 million, or $0.18 per share, in the third quarter of 2009.
Third Quarter 2010 Financial Results Total revenue in the third quarter of 2010 was $31.4 million, a decrease of $1.6 million from the third quarter of 2009. On a sequential quarter basis, total revenue remained relatively stable.
Equipment revenue increased 31 percent, or $1.1 million, to $4.8 million in the third quarter of 2010, compared with the same period last year. The increase versus the prior year's quarter is due primarily to an increase in DI press revenue of $0.7 million. The DI increase is caused by a favorable shift in product mix with increased sales of 52DI units.


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The global increase in fraud has caused many people to lose trust in accountants. However, experts in the field of Forensic Accounting, such as Certified Fraud Examiners, are restoring ethics and trust by fighting to deter white-collar crimes. The most prevalent type of fraud encountered is occupational fraud. Under occupational fraud the most common and consequential schemes are asset misappropriation and fraudulent statements. Due to the rapid increase of occupational fraud, organizations have implemented anti-fraud controls. Statistics have shown that these controls have helped to decrease the likelihood of fraud. This examination of Forensic Accounting points out the importance of Certified Fraud Examiners in the economic, business, and financial fields within the International Community.
Forensic Accounting: Fighting White Collar Crime
When asked about ethical issues in the field of accounting, Raymond Reisig, both a Certified Public Accountant (CPA) and Certified Fraud Examiner (CFE), stated that ethics is the foundation which accounting stands on because “Our whole profession depends on people trusting us.” However, due to the lack of ethics in many large companies involved with fraud, the public has lost faith in the accounting profession. Hoping to restore the trust of society, many companies worldwide have incorporated Forensic Accounting into their industries. Essentially, the secret to uncovering fraud is by following a trail of money that will eventually lead to evidence that proves where the money has gone. This has been the job of Certified Fraud Examiners for years. A number of different types of frauds occur daily, but the most prevalent type of fraud that seems to catch the public’s eye is occupational fraud. Everyday, Certified Fraud Examiners are working hard to fight off occupational fraud in corporate America. According to the Association of Certified Fraud Examiners (ACFE), occupational fraud is “the use of one’s occupation for personal enrichment through the deliberate misuse or misapplication of the employing organization’s resources or assets” (2010, p. 6). Occupational fraud has now become a global problem, which has substantially increased the demand for forensic accounting. Forensic accounting is one of the many branches in accounting; under this specific branch exists Certified Fraud Examiners. Certified Fraud Examiners are experts specifically trained to find fraud, detect the ways in which the fraud was committed, and uncover who may have committed the crime. Two of the many schemes under occupational fraud that certified fraud examiners are confronted with are asset misappropriation and fraudulent statements. “Report to the Nations”, a worldwide study of 1,843 cases of occupational fraud from 2008-2009, found that in the U.S. “Asset misappropriation schemes were the most common form of fraud… representing 90% of all cases” (ACFE, 2010, p. 4). Asset misappropriations range from conspiracies like skimming, when an employee does not record a sale and instead pockets the money, to schemes like check tampering, when an employee steals blank checks from the company and writes them out to himself. However, the most common fraud is billing. Billing happens when an employee deceives his employer to make false payments by submitting invoices for fictitious goods or services. One example of this could be found in a recent report in The New York Times. Anita Collins, 67, who is being charged for grand larceny in the first degree, for embezzling over $ 1 million over seven years from the Archdiocese of New York. Anita was able to skillfully delude the Catholic Church by sending fictitious invoices to the Archdiocese and issuing 468 checks to accounts she controlled (Otterman 2010). Billing alone can cause an organization to lose, on average, $128,000 annually. Although Asset misappropriation is the most common type of fraud, according to “Report to The Nations” it is...
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Samsung Galaxy M34 5G is expected to launch in a few months' time and while Samsung hasn't revealed anything on this front, new renders have come out showing the design.
The Galaxy M5x series has never seen a handsome design and has instead mostly focused on the specifications. The original Galaxy M51 came with the most popular midrange Snapdragon chip of its time and a massive 7000mAh battery.
In 2023, Samsung is expected to bring the Galaxy M54 to the market.Usually the Galaxy M5x series comes up months after its Galaxy A series cousin and hence, we don't expect it to launch anytime soon.
However, a new report from MySmartprice now reveals the first look at the official renders of the Galaxy M54 5G. The phone is wearing the same design as seen on the current crop of affordable Galaxy A series devices.The leaked renders now show the Galaxy M54 wearing the modern Samsung Galaxy design, having the isolated lens design from the Galaxy S22 Ultra.Read more on tech.hindustantimes.com


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HONG KONG — An official survey released Saturday said that China’s factory activity expanded last month at the fastest pace in five years, as the country’s vital manufacturing sector stepped up production to meet strong demand.
The official manufacturing purchasing managers’ index rose to 52.4 in September, up from 51.7 in the previous month and the highest level since April 2012.
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The report by the Federation of Logistics & Purchasing said production, new export orders and overall new orders grew at a faster pace for the month.
“The manufacturing sector continues to maintain a steady development trend and the pace is accelerating,” said Zhao Qinghe, senior statistician at the National Bureau of Statistics, which released the data. Zhao noted that the report found both domestic and global demand have improved.
However, in a separate report, the private Caixin/Markit manufacturing PMI slipped to 51.0 from 51.6, as factories reported that production and new orders expanded at slower rates last month.


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Staff had submitted a cost-saving plan to the American-owned firm
Staff at the Air Products factory near Wrexham have been told the site is to close, with the loss of 200 jobs.
The company, which plans to move production of gas plant equipment to China, said the decision to close the plant was made with "great sadness".
Workers at the factory, who have helped train staff in China, had launched a Downing Street petition to save jobs.
The Unite union said it was disappointed and would seek to maintain a manufacturing base at Wrexham.
Union officials and staff met with management at the plant earlier this month in the hope of securing a deal to save it.
However, on Tuesday, Laurence O'Donnell, the factory's general manager, said: "It is with great sadness that today we announced to our people the decision to close our manufacturing facility in Acrefair, north Wales.
"We recognise the impact this will have on our employees, their families and the local community.
"We will now continue to consult with them regarding the impact of this decision.
Air Products supplies items such as gas used in the welding process
"We will also be working with organisations such as Job Centre Plus to put in place dedicated support for our employees."
Mr O'Donnell said employees had put forward a "comprehensive and thorough" counter-proposal, and the company had held talks with MPs, AMs and Wrexham council.
He said the decision had been made "in response to on-going cost pressures and the changing demand for our products which is shifting to other parts of the world, notably Asia".
He added: "Our manufacturing facility in Acrefair has a tradition of great workmanship and professionalism. I would like to pay tribute to our employees for their unceasing commitment throughout this time."
The plant, which opened in 1950, employs 140 craftsmen and 50 in management and administration.
Graham Rogers, of the Unite Union, said: "It goes without saying that we're disappointed.
"We will be holding a meeting on site next week in relation to whether or not we can meet with MPs to discuss what they can do to maintain a manufacturing base in Wrexham, even if it means downsizing."
North Wales AM Janet Ryder said: "It's a black day for the local economy of Wrexham. We need to maintain these kind of skilled jobs and the research and development that was on-site at Acrefair.
"It will feel like a betrayal of a skilled workforce that has been consistently profitable for the parent company."
Air Products, an American-owned company, supplies gas and related equipment to a wide range of industries.
Its products include equipment for air separation, natural gas liquefaction and hydrogen purification.
Martyn Jones, MP for Clwyd South, said: "Today's decision is a big blow, there can be no doubt about that.
"None of us wanted it to come to this.
"But in co-operation with local trade unions and local job centres every measure possible to curb the effect of the recession is being put into place."


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U.S. health regulators on Tuesday OK'd the first coronavirus test that allows people to collect their own sample at home, a new approach that could help expand testing options in most states.
The test from LabCorp will initially only be available to health care workers and first responders under a doctor's orders. The sample will still have to be shipped for processing back to LabCorp, which operates diagnostic labs throughout the U.S.
Allowing people to self-swab at home would help reduce infection risks for front-line health care workers and help conserve protective gear.
For the home test, people are initially screened with an online questionnaire. If authorized by a physician, LabCorp will ship a testing kit to their home. The kit includes cotton swabs, a collection tube, an insulated pouch and box to ship the specimen back to LabCorp. To take a sample, a cotton swab is swirled in each nostril. The test results are posted online to a secure company website.
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The company said it will make the test available in the coming weeks. Each kit will cost $119. The kits will not be available in Maryland, New Jersey, New York and Rhode Island. Those states have laws prohibiting testing with at-home sample collection kits, according to LabCorp.
Initially, the Food and Drug Administration required health care workers wearing masks, gloves and other protective gear to collect all samples from potential coronavirus patients, usually by sticking a long swab down their nose or throat.
More recently, the FDA has endorsed the self-swab method. LabCorp's test is the first that allows it to be done at home without professional supervision.
FDA Commissioner Stephen Hahn said in a statement the agency authorized the self-swab test based on data showing it is “as safe and accurate as sample collection at a doctor's office, hospital or other testing site.”
The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Department of Science Education. The AP is solely responsible for all content.


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Automotive giant General Motors has launched a new division providing energy storage and energy management solutions.
The new division, GM Energy, will provide three initial products. New residential and commercial & industrial (V&I) energy storage and management solutions, Ultium Home and Ultium Commercial, join Ultium Charge 360, its existing EV charging solution. Ultium is the firm’s proprietary battery co-developed with LG Chem.
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The solutions are designed to provide customers with more seamless and integrated energy management and help improve grid resiliency, the company said. All three will come under General Motors’ Energy Services Cloud, which houses data and energy management tools.
It said that a growing number of large companies across the US have already signed on to receive the solutions and collaborate with the company to expand its offering.
One of those is solar energy company SunPower, which will work with General Motors to develop a home energy system consisting of integrated EV and battery solutions, solar PV panels and home energy storage. This will enable drivers to use vehicle-to-home (V2H) technology to power their homes with their EV battery, providing backup or peak shaving power.
SunPower will also be the preferred installer for the home energy system and offer customers the opportunity to add solar to their homes. The home energy system launch in 2024 will coincide with the launch of the Chevrolet Silverado EV, expected to begin production in fall 2023.
Another collaboration is with California investor-owned utility PG&E around V2H applications, previously reported by Energy-Storage.news. The scheme will allow customers to use their EV batteries to provide backup power for essential home needs during power outages. After initial lab tests, the two companies expect to be able to offer this to a subset of PG&E customers in 2023.
GM Energy is also working with utility Con Edison, construction firm Graniterock and member-owned utility New Hampshire Electric Cooperative (NHEC) to help deliver energy solutions to customers.
“The reliability of the US electrical power grid has never been more important,” said Travis Hester, vice president of GM EV Growth Operations. “GM Energy has the opportunity to help deliver sustainable energy products and services that can help mitigate the effect of power outages and provide customers with resilient and cost-effective energy management.”
GM Energy has launched with its own website, where it describes itself as an ‘electric ecosystem’.


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At an event in San Francisco, Google announced that it has partnered with Huawei and LG to make the new Nexus 5X and Nexus 6P smartphones, respectively. The former will cost $ 379, whereas the latter will be available for $ 499; both will be up for preorder starting next today in the US and next week in other markets. There was no word on the India launch of the two smartphones.
The all-new Nexus 6P has a 5.7-inch AMOLED display with QHD (1440x2560p) resolution and comes with the integrated Nexus Imprint fingerprint sensor. The smartphone has a 12.3MP rear camera that supports 4K recording and can capture videos at 240 frames per second. On the front is an 8MP camera, the highest resolution for selfie camera for a Nexus smartphone yet. The smartphone features an all-metal body in white, grey and aluminium finishes and comes with front-facing stereo speakers.
Nexus 5X has a 5.2-inch screen and runs on a 64-bit processor. Its camera has a 1.55micron sensor that captures more light, thus delivering better lowlight photos. The camera, which is backed by a laser autofocus for faster capturing, can shoot videos high-resolution 4K videos as well 120fps videos. Google said the smartphone will come with a Smart Burst feature that captures shots at 30fps, and can be used to create GIF images. Available in black, white and blue colours, the smartphone has a 2,700mAh battery.
Both smartphones sport the reversible Type C USB and supports fast-charging; the Nexus 6P charges twice as fast as iPhone 6S Plus, Google said. Android Marshmallow will be preloaded on both Nexus models.
Talking about the fingerprint sensor, Google said it will be built right into Android; named Nexus Imprint, it can recognize fingerprints in less than 600 milliseconds. This means that it can not only unlock the handset, but also works with other apps; it also authenticates app downloads in Play Store and payments in Android Pay.
The new Nexus 5X and Nexus 6P smartphones will have an integrated Android Sensor Hub that Google said will track “sensor fusion, activity recognition, gesture recognition, movements and low power times.” A use-case Google spoke was that Android Sensor Hub will track when you pick up the handset and turn on the ambient display automatically.


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It was earlier reported that a new Hero MotoCorp 125cc scooter, along with the much awaited XTreme 200, would arrive to the Indian market on December 18. While no such event took place on December 18, we will see one on December 21.
Hero MotoCorp has announced that it will launch three ‘New Motorcycles’ in the Indian market on December 21, 2017. However, details are scarce as the two-wheeler manufacturer has remained tight-lipped about any further information about the upcoming models that would arrive on December 21. We expect to see the new Hero MotoCorp Xtreme 200 to arrive on the aforementioned date. As reported earlier, Hero MotoCorp plans to launch the new Xtreme 200 before the 2018 Auto Expo in Delhi, while the manufacturer has shelved the HX250R project.
The new Xtreme 200 S is a muscular street fighter which, in the concept form, came equipped with a rear mono suspension instead of the conventional two-sided unit on previous variants. The new Xtreme 200 will be built on a diamond type chassis design and come equipped with front and rear disc brakes, and LED lights. The motorcycle will draw power from an air cooled, single cylinder, 4-stroke 200cc engine, that will deliver maximum power of 18.6 PS at 8500 rpm and maximum torque of 17.2 Nm at 6000 rpm.
We’re not sure if the aforementioned 125cc scooter will arrive on the same date as the invite clearly mentions ‘New Motorcycles’. So apart from the new Xtreme 200, we may also see a refreshed variant of an existing product from Hero MotoCorp’s portfolio.
The launch even will be followed by a test ride so make sure you tune into Motoroids on December 21, 2017 for a detailed take on the new models.


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Afterthought: The Scourge of Cause Marketing
Corporate social responsibility efforts deserve more public scrutiny
Columns / February 28, 2019
Everybody likes to buy things. Everybody likes to feel moral validation. Why not do both at the same time?
Lucky for us consumers, there’s cause marketing, the practice of combining corporate promotion with the advancement of social causes. As it has become more commonplace for people to give their money to companies who commit to ethical practices that they agree with, corporations have increasingly turned to cause-related marketing to maintain their brand and goodwill with the public.
However, unless we as consumers take it upon ourselves to look into a company’s cause marketing efforts within the context of their general business practices, it can be tough to discern whether their dedication to curing cancer or solving world hunger comes from a genuine desire to improve people’s lives or cynical self-interest in maintaining a positive public image.
For example, Walmart donates to numerous food bank programs through the Walmart Foundation while simultaneously paying employees wages below the U.S. federal poverty line, oftentimes forcing them to rely on food stamp programs across the country.
The President’s Choice Children’s Charity contributes money to food programs for children in school, even though its parent company Loblaws was caught participating in an illegal price-fixing scheme that increased the cost of bread for over a decade.
The Indigo Love of Reading Foundation’s Literacy Fund grant, which the company proudly describes as a $1.5 million investment in high-needs elementary school libraries, was distributed across 30 schools in Canada. One of those institutions was Surrey’s Bridgeview Elementary school, which was granted $30,000.
Now, the basic description of this grant sounds like an impressive philanthropic effort in the hopes of improving child literacy.
The catch is that Indigo pays each school 10 per cent of the grant over three years, and the other 90 per cent comes in the form of a corporate account which schools can use to purchase books from Indigo, Chapters, and Coles at a 30 per cent discount. That’s a discount that, by the way, did not exist prior to a 2015 CBC investigation that criticized the Foundation for a lack of funding transparency.
We should question the motivation behind these initiatives and hold companies to account rather than freely giving them the public license they’re trying to buy through cause marketing. Instead of retweeting platitudes about de-stigmatizing the conversation around mental health, people should use Bell Let’s Talk Day as a time for self-reflection. When’s the last time you had a conversation about mental health without being prompted by a hashtag sponsored by a multi-billion dollar corporation?
Are you really putting effort into trying to change society for the better? Or are you more interested in the feeling of self-gratification that comes from donating five cents to a cause through a campaign of commodified virtue signalling?
It’s important to scrutinize these kinds of things instead of letting ourselves be convinced that we’re being ethical people when we donate a dollar at a grocery store checkout. If you want to donate to BC Children’s’ Hospital, it’s easy enough to do that through their website. You gain eligibility for a charitable donation tax credit. And best of all, you don’t have to subsidize a corporate public relations strategy.


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Apparently crazy from the heat, Apple Texas, a franchise partner of Applebee’s Neighborhood Grill & Bar with 67 restaurants in the state, is making a bold move in the casual dining segment: offering its best-selling 10 oz. Margarita for a buck for an entire month. The aptly-named DollaRita is available during all open hours in the restaurant and bar at Apple Texas-owned Applebee’s in Austin, East Texas, Dallas, Fort Worth, Waco and surrounding areas in July.
“We are in the midst of our hot Texas summer and we wanted to treat our valued guests to an unbelievable deal on our most popular margarita, which we call the ‘DollaRita,’” said Chris Dharod, Chief Operating Officer of Apple Texas, a subsidiary of SSCP Management, owned by Dallas businessman and philanthropist Sunil Dharod. “We always want to be a great neighbor in our community and this promotion will allow us to see more of our neighbors more often and we could not be more excited by that.”
All 67 Applebee’s in DFW, Houston, Austin, Waco, East Texas, and surrounding locations will offer margaritas for a dollar during July 2017 (July 2 – July 31). On July 1, Applebee’s will double down with $.50 margaritas. Guests with questions are encouraged to call their neighborhood Applebee’s for more information.
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In grocery stores around the state you can find signs highlighting food from Colorado. Some even tout farmer bios -- showing off their local cred. But one new shop is taking the ‘eat local’ trend to an extreme. And as Colorado Public Radio’s Megan Verlee found out for our Backyard Farming series, going local isn’t always easy.
Market Takes Local to a New Level
By Megan Verlee Jul 20, 2010
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Stay connected to CPR while you're on the go, with the free Colorado Public Radio app for smartphones and tablets.
Double Your Gift To CPR
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Thursday, December 2, 2010
MapQuest Expands In The Netherlands, Switzerland
Denver-based MapQuest, the online mapping site of AOL, said today that it has opened up two new sites, covering the Netherlands and Switzerland. MapQuest said the two new sites are based on the OpenStreetMap (OSM) database. MapQuest said the new mapping sites are build on the open tools it has made available on its MapQuest Developer Network. The two new sites bring the company's total to 10, OpenStreetMap based websites.


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Hoops are here to stay
PUBLISHED: 11:22 26 March 2008 | UPDATED: 13:14 24 August 2010
2008 Getty Images
QPR owner Flavio Briatore has confirmed that next season s shirts will retain the famous blue and white hoops after announcing a new kit deal with Lotto Sport Italia. I am delighted with the design of the new team strip, which maintains the QPR traditio
QPR owner Flavio Briatore has confirmed that next season's shirts will retain the famous blue and white hoops after announcing a new kit deal with Lotto Sport Italia.
"I am delighted with the design of the new team strip, which maintains the QPR tradition of blue and white hoops," said Briatore.
"I know how important it is to the fans that the hoops remain, and that was always going to be the case."
The deal could be worth as much as £20m over five seasons, depending on the club's success - the most lucrative sponsorship deal in QPR's history.
Briatore, who announced the new agreement at a press conference at Loftus Road on Tuesday, added: "This is the first significant new partnership for the club since I became involved, and I am very excited about it.
"Lotto Sport Italia are the perfect fit as our new kit supplier, and I look forward to working with them over the next five years as we aim to achieve our objective of returning QPR to the Premiership."
The new kit design will be revealed at a later date, along with a shirt sponsor to replace Car Giant, the main sponsors for the past two seasons.
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KALAMAZOO, Mich. — Love a good mystery? Well, Oreo is bringing back its ‘Mystery Oreo’ competition and anyone who can correctly identify the limited edition mystery flavor could be eligible for a chance to win $50,000.
You’ll be able to start solving the mystery September 15, according to Oreo.
The company says the flavor could be one new flavor or a combination of two flavors. They also say that each package of cookies will contain one of three clues.
Cookie sleuths can taste test the cookie and submit their guesses on MysteryOREO.com until November 10. Participants can also make a new guess every day to increase your chances of winning, so don’t feel compelled to only pick one potential flavor.
There are also three ways participants can earn bonus sweepstakes entries — completing a Facebook referral, sharing on Twitter and a mail in. Click here for more on bonus entries and the official rules of the competition.
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@gatenm123 is no stranger to mystery. So, we’ve tapped his detective skills to solve the flavor of the new Mystery OREO! Check out his profile and follow along as he challenges our next detective to solve the case! ⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀⠀⠀ Only available in the United States and Canada.
It’s been two years since the company released a limited-edition secret treat. The last mystery flavor was revealed to be Fruity Pebbles.


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American Shaman Opens CBD Dispensary Inside Grocery Retailer
Thanks to their anxiousness- and strain-relieving properties and calming effects, CBD solutions have been especially well-liked because the COVID outbreak.
As people today attempt to distance themselves, they commit a lot more time purchasing on-line and do not linger about shops as a lot as they applied to. This leads to skyrocketing on-line sales of CBD solutions, albeit in-retailer sales have began declining.
Standing out in today’s industry is an not possible job, specifically taking into consideration the sheer quantity of organizations. But, American Shaman identified a new answer.
One particular of the major CBD organizations in the sector has partnered up with Kansas City-primarily based Balls Meals’s Price tag Chopper and opened a dispensary inside a single of their grocery shops on Barry Road in Kansas City, Missouri.
Significant retailers like CVS, Kroger, and Complete Foods Market place sell only CBD topicals, so retailers like Balls’ Price tag Chopper can offer you a wider choice of CBD edibles, vapes, capsules, oil, and so on.
As the demand for CBD solutions continues to mount, a CBD retailer inside a supermarket will deliver each American Shaman and Price tag Chopper a opportunity to interact with shoppers in a new and exclusive way. Additionally, this is also a neat chance to discover and appeal to new markets, making new income flows for each organizations involved.
In turn, shoppers will also advantage from this union as they’ll have a improved chance to educate themselves on CBD, pose queries, study a lot more about the solutions, and uncover the ideal a single for their certain requires.
The retailer-inside-a-retailer notion is each welcoming and inviting. It presents an intimate atmosphere exactly where shoppers can really feel a lot more relaxed and can freely inquire about the many solutions and samples American Shaman has to offer you.
We’re pretty specific this cross-category partnership is going to come to be the most up-to-date trend!