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Wall Street liked Paypal Holdings, Inc. PYPL’s quarterly print, as investors boosted the payment company’s stock to a new 52-week high Thursday and sell-side analysts praised continuing growth in mobile payment platform Venmo. PayPal’s latest quarterly results were within guidance and largely in-line with consensus estimates.
Analysts liked what they saw, particularly in Venmo, the company’s driving story right now. Venmo’s total payment volume grew 73 percent in the first quarter to $21.3 billion, only slightly slower than the 80 percent growth it saw in the previous three months. Overall, PayPal added more than 9 million net new active accounts, with the 17 percent growth also a little better than expected.
- Wells Fargo’s Timothy Willi raised the price target on Paypal from $105 to $120, keeping an Outperform rating on the stock.
- Canaccord Genuity’s Michael Graham kept a Hold rating on the stock, and raised the target price from $88 to $105.
- Guggenheim’s Jeff Cantwell remains Neutral on PayPal.
- Wedbush analyst Moshe Katri is keeping PayPal at Outperform, raising the price target from $110 to $125.
- Raymond James analyst John Davis maintained an Outperform rating on PayPal, boosting the target price from $104 to $116.
Wells Fargo's Willi expects sustained momentum through 2020, noting Venmo topped 40 million users higher than the market had expected. He also noted Venmo’s annualized revenue rate is up 50 percent just since the end of the fourth quarter of 2018, going from $200 million to $300 million.
While Graham liked the Venmo growth, he did note PayPal continues to have a headwind with one of its older units, eBay Inc EBAY, where total payment volume was down 3.6 percent year-over-year.
Cantwell remains concerned about headwinds from eBay, though a PayPal payment partnership with Instagram is good news, and could eventually offset eBay sluggishness.
“Meanwhile, the Venmo customer base is much larger than we anticipated, which bodes well from a future monetization perspective,” Cantwell wrote in a note. “Given its size, we believe the question ultimately will become: when will that platform evolve into a significant engine of profitability for the company?”
Katri stays bullish based on in-line results, strong expectations for Venmo, the company’s stated efforts to minimize the effects of eBay contraction, and a pending announcement of a strategic agreement with Latin American e-commerce retailer MercadoLibre Inc MELI, as well as expectations for ongoing “hyper growth” in mobile payments.
“While the quarter was mildly disappointing, underlying trends (active customers plus engagement) were encouraging and Venmo monetization is nicely ahead of our expectations,” Davis wrote to investors.
PayPal's stock was up 2.6 percent to $110.03 per share at publication time.
© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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Areas of interest for the nutraceutical industry and consumers include digestive health, omega-3, superfruits, and weight management, according to this article in Nutraingredients.com | Europe.
The probiotic market has grown past â‚¬500 million ($696 million) from virtually zero less than 5 years ago.
Julian Mellentin, consultant and editor of the trade journal New Nutrition Business claims “Digestive health is… more important to consumers than heart health or cholesterol-lowering or any other medicalized issue.”
Adding omega-3 fatty acids to functional foods is still in its infancy.
Documented brain, heart, and other health benefits support its expanded use.
As product formulations improve, there will be the potential for high-dose functional foods.
There’s greater awareness of dietary pitfalls.
Combine this with endless government “improve your lifestyle” campaigns and the soon to come “obesity tax” in New York State, and we’re likely to see more food additives to help achieve weight control.
There’s also a market for the non-obese who seek to control their weight or body shape.
More plant extracts and proteins, as well as salt, fat, and sugar substitutes will be positioned to offer calorie burning, fat burning, or satiety benefits.
Consumers are willing to pay a premium for cranberry, pomegranate, goji, and acai.
“Ten years from now, if science can substantiate the many benefits now emerging, the term ‘superfruit’ may become redundant – and fruit, like dairy, may be a vehicle for delivering a wide array of health benefits to consumers,” according to Mr. Mellentin.
The bottom line?
It’s unlikely that vitamins, minerals, antioxidants, herbs, and other nutrients will cure cancer; but their inclusion in supplements, cosmeceuticals, and functional foods and drinks is likely to increase.
Hopefully, supporting research will accompany this trend.
John Russo, Jr., PharmD, is president of The MedCom Resource, Inc. Previously, he was senior vice president of medical communications at www.Vicus.com, a complementary and alternative medicine website.

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Eating nuts may produce beneficial effects on cholesterol and other heart-related fats, a new study suggests. (Photo: Dayoo.com)
LOS ANGELES, May 10 (Xinhua) -- Eating nuts may produce beneficial effects on cholesterol and other heart-related fats, a new study suggests.
Researchers at the Loma Linda University School of Public Health in California came to the conclusion after analyzing data on 583 men and women who had participated in 25 nut consumption trials.
The results showed that eating about 2.3 ounces of nuts a day -- a third of a cupful -- reduced total cholesterol levels by 5.1 percent and "bad" LDL cholesterol by 7.4 percent.
That amount of nut eating also improved the ratio of LDL cholesterol to "good" HDL cholesterol by 8.3 percent and caused a decrease of 10.2 percent in triglyceride levels among people with high levels of those blood fats, according to the study published on Monday in Archives of Internal Medicine.
The benefits from eating nuts was greatest among thin people, those with high LDL cholesterol and those consuming a fat-rich diet, said the study.
The study provides "the best evidence yet that eating nuts reduces LDL cholesterol and improves the blood lipids profile," said Dr. Joan Sabate, who chairs the nutrition department at the university.
Sabata said the type of nuts eaten doesn't seem to matter. The study found essentially the same results for walnuts, almonds, peanuts, pecans, hazelnuts, macadamias and pistachios.
"Nuts are a matrix of healthy nutrients, and the most obvious reason for the cholesterol-lowering effect is their unsaturated fat content," Sabate said. "Nuts also contain fiber, vegetable protein, phytoesterols and other antioxidants."
The best evidence for the beneficial effect of nuts, though, has come from studies of walnuts and almonds, he added.
But enthusiasm for nuts should be restrained, because they are highly caloric, and thus can contribute to obesity, said Sabate.
The researchers recommend a 3-ounce-a-day limit.


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O2 seems set to attract some iPhone customers to its broadband services as its broadband service wins critical praise.
The poll measures key satisfaction areas for customers, including speed, reliability and customer service, asking users to score each provider.
Thinkbroadband.com compares services from all the main ISPs and when compared with AOL (UK), Orange, TalkTalk Broadband, BT Broadband and Sky Broadband, O2 Broadband scored the highest in each of the three categories, with 74 per cent, 72 per cent and 79 per cent for speed, reliability and customer service respectively.
In a separate survey conducted by Intrepid Research, 100 per cent of customers that switched from Orange and PlusNet thought the O2 service was “better” than their previous service. 86 per cent of ex-AOL customers and 85 per cent of ex-Virgin Media customers thought the same. Overall, 81 per cent of customers questioned were very satisfied with the service and likely to recommend it to their friends.
“We launched O2 Broadband with a commitment to creating an overall quality of experience that sets a new standard in the market,” said Sally Cowdry, marketing director, O2 UK. “We’re delighted that just over one month since launch independent research from experts shows that we are delivering on this promise.”
Sebastien Lahtinen, Co-founder of thinkbroadband.com added, "O2 has entered a very competitive market with highly compelling services and our users have clearly indicated that they currently perform very well in all three categories against the large established operators."
Three price plans are available for O2 Pay Monthly customers: Standard Package, £7.50/month for up to 8 meg; Premium, £10 per month for up to 16 meg and the Ultimate at £15 per month for speeds of up to 20 meg. Non O2 Pay Monthly and non-O2 customers pay £10 per month more for each package.


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Granarolo S.p.A. has released a bottle of milk in Italy that is made from 20% recycled plastic. Granarolo is one of the leading Italian-owned agro-industrial operators in the country, and their new milk bottle is the first of its kind.
This project is a part of Granarolo’s ongoing commitment to better the environment given the fact that 25.8 million tonnes of plastic waste is produced each year in Europe alone.
Earlier this year, in January, the European Commission launched a new strategy that aimed to reach 100 percent recyclable packaging by 2030. Granarolo has long been involved in the reduction of plastic in its packaging, and intend to continue reducing plastic wastage wherever possible.
The new milk bottles are the first step towards reducing waste and are out in stores now. During the latter half of 2019, the bottles will become 25 percent recycled plastic.
Gianpiero Calzolari, Granarolo president, said, “Granarolo achieved many projects related to packaging in 2018 and will continue to respond to the environmental appeal in 2019. This is the first of a series of important initiatives. The European document is a very important challenge. Industry, citizens and governments must face it together, laying the foundations for a new circular economy of plastic.”


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Here's September 2016s Monthly Indicators report from the Greater Boston Association of Realtors showing Boston real estate market trends.
September 2016 Greater Boston Real Estate Market Trends
As anticipated at the outset of the year, demand has remained high through the first three quarters of 2016, propping up sales and prices despite heavy reductions in inventory and months of supply across the country. With rental prices and employment opportunities in a consistent climb, year-over-year increases in home buying are probable for the rest of the year but not guaranteed.
- September condo sales UP +4.4%
- Median prices UP +19.2% ($507,000)
- Condo inventory DOWN -18.6% to 1,716
- Listings added to the market UP +2.3% over last year (1,473 from 1,440 in 2015)
- September single-family home sales DOWN -6.0%
- Median prices UP +3.3% ($508,000)
- Single-family inventory DOWN -22.7% to 3,021
- Listings added to the market DOWN -3.2% over last year (1,890 from 1,953 in 2015)
- September multi-family home sales DOWN -15.8%
- Median prices DOWN -2.5% ($577,250)
- Multi-family inventory DOWN -49.5% over last year (333 from 659 in 2015)
- Listings added to market DOWN -12.7% over last year (302 from 346 in 2015)


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Here’s today’s AdExchanger.com news round-up… Want it by email? Sign-up here.
FTC Recommending Self-Regulation
According to MediaPost’s Wendy Davis, it looks like the U.S. Federal Trade Commission will recommend that the online advertising industry continue to move forward with new, perhaps improved, self-regulation efforts rather than recommending Congressional action and new laws. Quoting FTC member Julie Brill at a privacy convergence on Tuesday, Davis writes, “The Commission isn’t calling for regulation right now. (…) We’re talking about a new self-regulatory framework.” Read more.
Expandables And The Exchange
Rich media expandales in the an exchange-like environment is a coming trend and Pointroll announced yesterday that it will be rolling out this offering to other sell- and buy-side opportunities but, initially, it is “enabling more inventory to be available within AdMeld through DataXu for expandable ads.” Read more on PointRoll’s site. It would follow that with improved engagement through expandable ads, the bidding could go up for publisher inventory in a non-guaranteed environment. Good for publishers as long as they have controls around expandable inventory they might consider too intrusive. On the buy-side, implementing this type of creative could be more costly. Regardless, non-guaranteed takes a step forward. Is digital, addressable TV inventory through an exchange that far away?
Adknowledge Talks Affiliate Business
After buying affiliate network Hydra Networks, Adknowledge released some data on Tuesday which it says shows that in the three months since the purchase, 81 former Hydra clients are running CPC offers and are happy campers. What’s more, the company says it is taking steps to clean up its affliate business with “guidelines (that) have recently been distributed to account management teams to ensure affiliate violations are kept to a minimum.” Read more.
In the U.S., social advertising reach was 62% on Facebook in September according to new ComScore data which is available grapically on the ComScore Data mine site. Facebook is nearly triple the reach of its nearest social competitor, MySpace. Read more. It should be noted that traditional ad networks still are a better opportunity for sheer reach as the top 25 ad networks “reached” better than Facebook in August (ComScore release), for example.
The New Pay Wall?
You’ve likely heard of the recent brouhaha regarding “carriage fees” between cable and content provider such as Cablevision and News Corp. On Slate, Farhad Manjoo ruminates about the war coming to the web and offers this use case with Yahoo! as a content provider who could demand a fee from Internet Service Providers (ISPs) in order to give the ISP’s users access: “[Yahoo] has long struggled financially, but it’s still one of the most beloved sites online. If Yahoo demanded that ISPs fork over $1 a month per customer, would the providers balk? I doubt it. For many people, the Web without Yahoo isn’t the Web at all—if ISPs want to offer the full Web to their subscribers, they’d have no choice but to pay the carriage fee.” Read more.
Display Engine Marketing
In an interview, Mexad’s Sacha Berlik (AdExchanger.com Q&A) tells eConsultancy that he’s positioning his company as a Display Engine Marketing (DEM) agency, “Mexad is providing auction based bid management across multiple ad exchanges and yield managers. We offer this as a full service. (…) Our business model is comparable to SEM, Search Engine Marketing: we buy display media synchronised on behalf of agencies/advertisers across auction based technologies. We make a fixed commission for our service.” Read more. Display engine marketing was originally coined, to my knowledge, by AppNexus CTO Mike Nolet on his personal blog in February 2010. Read why he created the phrase.
Big Data Philosophy
IA Ventures Roger Ehrenberg reveals some of his thinking around investments in companies focused on unlocking big data. Ehrenberg writes on his blog: “At IA Ventures we structure our thinking about Big Data around three buckets: Visualization; Learning; and Scaling…” and then pointing to the opportunity, he writes, “The inexorable drop in the costs of storage, compute and bandwidth, with a related increase in network access has led us to a point where, in the words of Mike Driscoll, CTO and Co-founder at Metamarkets and author of the blog Dataspora, “The economic value of Big Data finally exceeds its extractions costs.'” Read more.
Massive Officially Redeployed
On the Microsoft Advertising blog, the closing of in-game advertising company was made official as Microsoft’s Rik van der Kooi discusses the “redeployment” of the Massive assets and employees including, “We will take the best of what Massive has to offer and redeploy its ad serving technology on one “customer platform” within Microsoft. In the future, game oriented advertisers will find it easier to do business with all Microsoft properties with a singular focus, unified sales force and unique advertising opportunities across a suite of gaming properties.” Read all the bullet points.
Frequency Capping Isn’t Child’s Play
Last month on DMNews, XA.net CEO Rob Leathern discussed why finding the best frequency for delivering ads to your target is difficult. He writes, “Part of this is the fault of legacy ad-serving technologies. (…) The result is a mishmash of data with no clear concept of how often a person is being exposed to a specific message.” Read more.
Brands Need Direct
Union Square Ventures partner Albert Wenger argues on his personal blog that he is fed up with brands and he isn’t going to take it anymore! … ok, maybe his rant is not “Network” quality as he writes, “The logic seems to be mostly around “I am going to shift my advertising from offline to online” with some “social” thrown in for good measure.” He says it’s time for brand marketers to take part in the unique one-to-one communication with the consumer that the Internet affords. Read more.


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Fantasy MMORPG 'Tera' Gets Open Beta in March for PS4 and Xbox One; New Trailer
En Masse Entertainment reveals dates for the Open Beta of the MMORPG Tera on PlayStation 4 and Xbox One.
En Masse Entertainment announced that the high fantasy MMORPG Tera will receive an Open Beta for PlayStation 4 and Xbox One on March 9.
The Tera Open Beta will be available to the aforementioned console owners via their respective digital stores from March 9 6:00 a.m. PST until March 12 12:00 a.m. PST.
“Tera’s development team at Bluehole, Inc. has taken great care to adapt the vast world of Tera and it’s best-in-genre action combat to console platforms,” said Matt Denomme, Sr. Product Manager at En Masse Entertainment. “We feel the results speak for themselves and we’re excited to get the game in the hands of players during our upcoming Open Beta event weekend. Consoles need a solid MMORPG and Tera is prepared to deliver.”
Originally exclusive to PC, Tera allows players to explore a massive in-game world where they will encounter many Big Ass Monsters (BAMs). During combat, players are able to dodge and launch a series of attacks and skills to create combos and take the monsters down. Additionally, multiple characters will be available to match various player play styles, which will support whether they prefer to quest alone or with friends.
Tera will launch on PlayStation 4 and Xbox One in Spring of 2018.
You can check out the new trailer and screenshots from a previous beta below:


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Progress in negotiations between the US and China has reduced the risk of further escalation of the trade war between the two countries. However, the complexity of Chinese industrial policy and disagreements over its future direction mean that a comprehensive deal remains unlikely.
During the course of last year, the Trump administration has already imposed tariffs on $250bn of imports from China. The tariff rate on $200bn of these goods is currently set at 10 percent, with the threatened increase to 25 percent having now been delayed twice to make room for continued bilateral negotiations. A 90 day cease fire was announced in early December, extended indefinitely on the 24th February, and we now expect a deal of some kind to be done in April.
The US has a strong negotiating position because it imports significantly more from China than China imports from the US . Indeed, the US has already threatened to impose tariffs on a further $267bn worth of Chinese imports.
The tariffs already imposed, and the threat of further escalation, are one of the main headwinds and risks facing the global economy. This is because tariffs force consumers to pay higher costs for imported goods, at least in the short term. Governments choose to impose tariffs because they want to protect local producers of goods from foreign competitors producing similar goods.
The delay in raising tariffs on imports from China suggests that the US believes a deal is now both possible and desirable. Trump’s statement pointed to substantial progress on “important structural issues including intellectual property protection, technology transfer, services, currency and many other issues”.
Detailed negotiations are being conducted by China’s Vice Premier Liu He, US Trade Representative Robert Lighthizer and Treasury Secretary Steven Mnuchin. They have reportedly put together memorandums of understanding on: agriculture, currency, forced technology transfer and cybertheft, intellectual-property rights and non-tariff barriers to trade.
Agreement in some areas (agriculture and currency) is relatively easy and a common understanding has been reached. To help reduce the bilateral trade imbalance China has agreed to buy substantial amounts of agricultural products and energy from the US, notably LNG and soy beans. US concerns about a potential further weakening of the Chinese currency should not be a major obstacle as FX stability is in China’s own interest.
However, agreement in other areas is much harder to achieve. This is especially the case regarding China’s industrial policy, which the US argues involves: forced technology transfer and cybertheft, abuse of intellectual-property rights, and non-tariff barriers to trade.
In addition, the US believes that China’s subsidies and financing for state-owned enterprises continues to create an uneven playing field for foreign investors and the private sector.
China views industrial policy as a core part of its development strategy and is unlikely to cede ground easily. Made in China (MIC) 2025 is China’s strategic plan to move up the value chain. MIC 2025 focuses on high-tech fields including the pharmaceutical industry, automotive industry, aerospace industry, semiconductors, IT and robotics, with the intent to gain know-how via extensive state support.
Specifically, MIC 2025 sought to raise the domestic content of core components and materials to 40 percent by 2020 and 70 percent by 2025. China’s end goal is to be self-sufficient and to enable Chinese companies to better compete in global markets.
US Trade Representative Robert Lighthizer has insisted that the agreement must include enforcement provisions that would allow the US to impose tariffs or other sanctions if China doesn’t follow through on its promises. This means that a durable resolution and de-escalation of the trade conflict will remain dependent on political judgments of the US administration.
China has recently passed legislation to help prevent forced technology transfer and has promised to make further progress in this area, but that requires complex structural and institutional reforms.
Trump clearly wants a deal rather than escalation, saying on the 14th March that: “We’ll have news on China. Probably one way or the other, we’re going to know over the next three to four weeks”. China is also keen to do a deal, which would most likely be finalized and signed in a face to face meeting between the two Presidents in April.
It is therefore our base case that a deal gets done to take further escalation (threatened additional tariffs and increase in tariff rates) off the table for the foreseeable future, but residual issues mean existing tariffs will remain in place for a substantial period of time.
A deal and the increased likelihood of a more lasting agreement are clearly positive for international trade and business in both countries, as well as the global economy more generally. It reduces some of the uncertainty that has been hanging over international trade and investment.
Source from: The Peninsula


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Apple is reportedly planning to launch three iPhone models this year including the largest iPhone ever. The other two iPhone models will include an upgraded handset with same screen-size as the iPhone X and a cheaper model. These iPhone models will be unveiled this fall (autumn).
According to a report in Bloomberg, the Cupertino-based company wants a pie of the growing number of consumers, who love large-screen phones. The popularity of Android phones with almost 6-inch or larger screen-sizes has shown that there are millions of consumers, who have no problem using such large-screen phones and in fact prefer them.
Until the launch of the iPhone X last year with a 5.8-inch screen, the biggest display in any iPhone used to be 5.5-inch and that continued to be the case for three-generations of iPhones. So, it is good to see Apple thinking of going larger than even iPhone X so quickly.
Largest ever iPhone
Bloomberg notes that the upcoming “largest ever iPhone” is codenamed D33 internally and may include a display size close to 6.5-inch. Some of the prototypes seen by Bloomberg sources had 1242 x 2688p resolution, which will make the phone almost as sharp (455 PPI) the iPhone X (462 PPI). The display tech will also be OLED, same as the iPhone X, and not the IPS LCD, which is used in other iPhone models.
Despite such a large-screen, the upcoming iPhone will keep the overall size similar to the existing iPhone 8 Plus model, thanks to a bezeless design.
Among other features, the phone will use the next-gen A12 processor and pack Face ID support. The D33 will run on the updated iOS version (most probably called iOS12), which is rumoured to include enhanced AR capabilities, deeper Siri integration, digital health monitoring and Animojis support in FaceTime chat.
iPhone X successor
The second incoming iPhone, which is likely to keep the display size same as the existing iPhone X, is codenamed D32. It will also be powered by the A12 chip and use iOS 12 operating system.
Bloomberg is reporting that the third of the upcoming trio of iPhone models will feature a bezel-less design like the other two iPhones, but will pack a LCD screen to keep the costs down. It will also support Face ID and run on iOS 12.
Gold colour option, E-SIM & dual-SIM support
In other plans that may not see the light of the day, Apple is said to be considering to bring a Gold colour option for the iPhone X successor and the 6.5-inch iPhone as well as dual-SIM support in select regions. The company is also courting the telecom operators to remove the need of physical SIM cards altogether by adding e-SIM support, but the company has seen resistance from the operators in the past, so the chances of this being a reality are slim.


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Following in the footsteps of Instagram Reels, YouTube unveiled a new video feature called YouTube Shorts.
Though TikTok’s future in the U.S. seems secure for now, if a ban does go into effect, YouTube is prepared to fill in with its new platform dedicated to 15-second videos. YouTube Shorts allows users to create and view quick videos on YouTube. The clips are designed for a mobile viewing experience, with users able to swipe down to watch a succession of videos, similar to TikTok’s interface. YouTube Shorts, which can be viewed on the platform’s new Shorts tab, includes a series of creator features to upgrade clips, such as video speed controls, a library of music to record with, and a multi segment camera allowing several video clips to be edited together.
Though YouTube could go head-to-head with Reels and TikTok in the U.S., it’s first rolling out in India this month. There, it could take advantage of the country’s rapidly growing streaming audience and fill the gap left by TikTok. YouTube Shorts could make its way to the U.S. by the end of the year, and if its test-run in India is successful, could quickly expand to other parts of the world, too. With teenagers in the U.S. spending an average of nine hours a day on their phones, YouTube Shorts could provide a new, mobile entertainment outlet for them, particularly during the ongoing Coronavirus pandemic. Additionally, more than half of YouTube’s video views come from mobile users, marking an opportunity to convert loyal, long-form mobile viewers into YouTube Shorts fans. YouTube’s record engagement rates and high interactivity levels could also make YouTube Shorts an appealing advertising destination for brands, according to a Gartner report on the topic.
Though the video streaming market continues to crowd, YouTube’s role as an original, digital streaming platform could help Shorts stand out and appeal to longtime viewers from around the world. Additionally, the rising popularity of short-form video content could help YouTube Shorts attract a new audience, including loyal TikTok and Reels users looking to decide on the best video platform on the market.


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Cooper Tire Announces Temporary Shutdown of Manufacturing Facilities
Cooper Tire and Rubber Company announced today it will temporarily shut down its facilities including Texarkana.
According to the press release today March 21, Cooper Tire & Rubber Company (NYSE: CTB) today announced it will temporarily shut down its tire manufacturing facilities in the United States and Mexico to protect the health and safety of employees and respond to market demand that has been impacted by coronavirus.
The process of phasing down production at the plants will begin today and proceed on a rolling schedule over the coming week, with facilities expected to be closed for two to three weeks. Cooper will continue to closely monitor the situation and adjust timelines as necessary.
The company is currently assessing plans for its Europe operations. Cooper’s plants in China, which reopened several weeks ago, and have continued to ramp up production, remain in operation.
Cooper is closely monitoring supply chain and product inventory levels as the company focuses on continuing to serve customers. Cooper believes it currently has sufficient supply of product, and will continue to operate distribution centers until further notice to meet customer needs.
As the coronavirus has continued to spread across the globe, Cooper has put in place measures to protect employees and meet the needs of all stakeholders including travel restrictions, remote working, social distancing, additional cleaning and disinfecting of facilities, limited visitor access and other necessary steps, which all remain in effect.


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Nov 20, 2019
(LOUISVILLE, Ky.) – Louisville Gas and Electric Company and Kentucky Utilities Company are again joining their industry partners in Utilities United Against Scams (UUAS) to recognize the fourth annual Utility Scam Awareness Day on Wednesday, November 20. Utility Scam Awareness Day is part of the week-long National Scam Awareness Week, an advocacy and awareness campaign focused on educating customers and exposing the tactics used by scammers. This year’s theme is ‘It Happened to Me, Don’t Let it Happen to You.’
“We know that perpetrators of scams against utility customers of all kinds continue to become more and more savvy,” said Beth McFarland, LG&E and KU vice president-Customer Services. “With the collective efforts we employ with our UUAS partners, we continue to work to raise awareness of the types of scams targeting customers, to encourage customers to stay vigilant and protect themselves and to put scammers on notice as we keep the safety and security of our customers a top priority for our company.”
UUAS, a consortium of more than 140 U.S. and Canadian electric, water, and natural gas utilities and their respective trade associations, has helped to create awareness of common and new scam tactics and to cease operations of nearly 5,000 toll-free numbers used against utility customers by scammers.
“While our Utilities United Against Scams consortium has made significant progress during our four years of work to educate and protect customers, the criminals targeting our communities continuously adapt and occasionally fool even the most sophisticated customers. While it is heartbreaking to hear from individuals and businesses who have lost money to scammers, we appreciate their willingness to share their experiences so that others might not fall victim,” said Jared Lawrence, vice president of customer operations at Duke Energy, and UUAS founder and executive committee chair.
"Utilities United Against Scams wants to stress that anyone from small business owner to senior citizen can fall victim to a utility impostor scam, in fact roughly 60 percent of scams reported to our members are from business customers,” said UUAS Executive Director Monica Martinez, who was a former regulator at the Michigan Public Service Commission. “Education is the best way to stop these fraudulent scams."
Customers are encouraged to be aware of these signs of potential scam activity.
LG&E and KU work with law enforcement investigating these types of crimes and offer the following SAFE advice to residential and business customers.
The Federal Trade Commission website also offers helpful tips for protecting personal information.
Louisville Gas and Electric Company and Kentucky Utilities Company, part of the PPL Corporation (NYSE: PPL) family of companies, are regulated utilities that serve nearly 1.3 million customers and have consistently ranked among the best companies for customer service in the United States. LG&E serves 328,000 natural gas and 414,000 electric customers in Louisville and 16 surrounding counties. KU serves 555,000 customers in 77 Kentucky counties and five counties in Virginia. More information is available at www.lge-ku.com and www.pplweb.com.


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He says: "About half of our dealers have yet to secure any corporate business. However, they are sitting on a potentially lucrative business opportunity as companies that run fleets – both large and small – surround them.
"It is my aim to help them tap into that huge marketplace this year. By defining the fleet opportunity to them, and by them discovering how some of our other franchises have secured both local small business opportunities and larger fleet success, we can grow the Mazda brand together."
One of the dealers Mazda will no doubt be using to highlight the strengths of fleet business is Robinsons Mazda in Leicester, the highest-volume Mazda fleet retailer in the UK. Last year, it sold 1,400 cars into the corporate sector, led by the Mazda6, MX-5 and RX-8.
The family-run business launched its fleet operation four years ago and to service its move into the segment the company also opened its own PDI centre at nearby Bruntingthorpe. In addition, the company acquired a fleet of transporters and employed drivers to handle national corporate business.
Two-thirds of fleet sales at Robinsons are to customers all over the country, but 2005 is seeing a major focus on increasing corporate business with companies in Leicester and the surrounding area.
Dealer development manager Sam Robinson, who launched the fleet operation, says: "Being successful in fleet is all about customer relationship management – that is what we believe in, it is one of our strengths.
"As a family business and with only the one franchise, we are totally focused on Mazda. Our response times to customers are very quick and that is why we are successful."
The firm has stressed the importance of customer relations in all its dealings and believes this has helped drive forward fleet volumes.
Robinson added: "Our national fleet business has evolved over the last four years and much of our success has been down to client recommendation."
But it is not just in the Midlands that Mazda is encouraging its dealer network to innovate and push for fleet business.
Mitchell Group, in Chester, opened a new £2.5 million dealership complex last year and has built a £40,000 customer lounge, including internet café, plasma TV screens and all-day hot and cold refreshments.
There is also an eight-seat boardroom available free of charge, while the dealership’s investment in servicing includes a 20-bay workshop and a target of turning around vehicles in one hour. Mark Mitchell, group managing director at Mitchell Mazda says: "Everything we offer is critical to maintaining strong and long-lasting relationships with fleet customers."
Border Cars, in Dumfries, now opens on Saturdays and Sundays for servicing, while all dealers say they believe service is essential to retain fleet business.
Mike Fusco, dealer principal of Border Cars Mazda, says: "Business people are very busy and although we run a shuttle service to and from their place of work, and will supply a loan car, sometimes that is inconvenient.
"Opening our workshops on Saturdays and Sundays means SMR work can be undertaken at a time to suit our customers. It is all part of the service."


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The present is clear, the future of marketing is in digital media , the great scope that these channels have is an added value that brands appreciate and for which, today they bet more than never. Only Facebook and Twitter add among their users almost 2 billion people registered on their platforms, according to company data Macedonia Phone Number List, and according to a study carried out by eMarketer, spending on digital advertising in 2013 will reach 660 million dollars, trend that will suffer an increase of 35 percent next year with the realization of the World Cup in Brazil.
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The study indicates that by 2015 the investment in digital advertising will reach one billion dollars, in the middle of the year another report by IAB Mexico, indicated that during 2012 the investment in internet grew by 38 percent being the industries automotive Phone Number List, finance, government, utilities and telecommunications were the biggest spenders.
For its part, the Confederation of the Marketing Communication Industry highlighted in another report that advertisements on the web represented nine percent of total marketing spending.


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If you had told me after the release of the iPhone 5 and 5s that Apple would sell 10 million iPhone 6’s in 72 hours and that they’d set a new record for the most number of Mac’s sold in a quarter, I’d have probably laughed at you. However in the last quarter especially it seems that Apple is beginning to fight back towards Steve Job’s levels of domination as it has seen the release of the iPhone 6 and 6+, and much more recently the release of the new iPad and iPad Mini.
With iPhone sales seemingly higher than ever as people flock in to upgrade to Apple’s new models, a simple refresh and price drop for it’s Mac line has seen sales hit their highest in the lines 19 year history. “We established an all-time quarterly record for Mac sales with revenue growing 18% year-over-year, thanks in particular to the very strong performance of our portables” said Tim Cook in his Q4 Earnings Conference Call, before going on to say “we are especially proud of our Mac results considering the overall contraction of the global PC market this year and we achieved our highest quarterly market share since 1995”. And a lot of Mac’s it was too, 5.5 million of them in fact, a hugely impressive number especially when you consider that the PC market is shrinking, as Cook was keen to point out.
iPhone sales aren’t just seemingly higher than ever either, Cook pointed out that Apple have had their strongest growth in seven quarters and that Apple has never had a higher amount of revenue come in for the September Quarter, and this was down largely due to a huge number iPhone sales saying “We generated our strongest revenue growth rate in seven quarters far surpassing our expectations we communicated in July and establishing a new record for Apple’s September quarter revenue. We’re also reporting gross margin of 38% compared to 37% last year, leading to a very strong EPS growth of 20%. Fueled by the launch of iPhone 6 and 6 Plus and strong demand for our previous iPhone models, we set a new September quarter record for iPhone with revenue growth of 21% year-over-year. Demand for iPhone was strong across all geographies with global unit sell-through growth of 26% and we exited the quarter with significant backlog for both iPhone 6 and 6 Plus.”
Personally I think after seeing the huge sales for the new iPhone and this quarters Mac sales, and now the impressive looking release of the new iPad, that Apple may be getting back on the ball.
What do you think? Have you bought any of Apple’s new products? And are you at all surprised by the sheer volume of units they’ve sold? Let us know.


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Crown Crafts adds to procurement operation in China
Home & Textiles Today Staff -- Home Textiles Today, September 24, 2013
Gonzales, La. - Crown Crafts Infant Products, a subsidiary of Crown Crafts Inc., has named Lynn Zhou vp of procurement to oversee sourcing and quality control functions as well as managing Crown Crafts' office in Shanghai.
Most recently she was vp of global sourcing and product development at Kids Line, a subsidiary of Kid Brands Inc. Previously, she was an overseas manager for a toy company and an export project manager for a machinery and equipment company.
"As we continue our focus on product diversification, Lynn's experience will be invaluable in helping us source newly created products," said Nanci Freeman, president and chief executive officer of Crown Craft Infant Products.
"We are excited to have Lynn join the Company in such a vital role. Her vast knowledge of foreign operations and sourcing as well as the infant and juvenile industry will help to ensure the company's continued success," said E. Randall Chestnut, president and chief executive officer of Crown Crafts Inc.
Celebrity Branding at NY Home Fashions Market


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As revealed by Whale Alert, the website that keeps a close eye on huge crypto transactions, Tether minted a whopping $300 mln worth of USDT. The tweet provoked a knee-jerk suggestion that the Bitcoin price would inevitably pump with freshly injected USDT.
There is a pervasive conspiracy theory that Tether prints might be responsible for pushing the price of Bitcoin, and many suspected that this $300 mln mint could send the BTC price through the roof.
However, later, Whale Alert clarified that the latest issuance was simply a chain swap (from Omnichain to Ethereum ERC-20).
Tether, the flagship stablecoin issuer, now uses relies on different platforms, such as Tron and EOS. Bloomberg reported that it could move to more obscure Blockchains in order to obfuscate its transactions.


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Make In India
Terming e-commerce firms "global economic terrorist" and "economic intruders, tax offenders and policy & law violators", the Confederation of All India Traders (CAIT) in a letter sent to Commerce Minister Piyush Goyal demanded early enforcement of e-commerce policy and national retail policy. It also called for constituting an e-commerce ombudsman.
In addition, departments are looking into suggestions of waiving the requirement for global tender for government procurement in sectors where it thinks there is sufficient domestic capacity to execute a contract, sources told TOI. Several ministries such as textiles, electronics and IT and commerce and industry have been asked to initiate action on the identified list of products.
Gross revenue for the quarter stood at Rs11,750 crore, representing a growth of 6%, driven mainly by paperboards, hotels and FMCG-others (excluding the lifestyle retailing business) segments.
India jumped 14 places to rank 63rd on the World Bank's ease of doing business ranking released earlier in the day. NITI Aayog CEO hailed these numbers, but believes that a lot needs to be done. The report ranks 190 countries.
Import substitution has been a key theme of commerce and industry minister Piyush Goyal ever since he moved into Udyog Bhawan in June.
Prasad, who has been aggressively pushing electronics and mobile manufacturing in the country, had met captains of the industry earlier this week to hardsell India as a global production hub.
The new measures are in line with a series of steps being taken by the NDA-II to arrest the slowing pace of economic activity witnessed across sectors.
The open cell LED TV panel is the most critical component used in LED TV manufacturing accounting for 65-70% of the total production cost.
The move is hurting the generation of employment and income in the country, the ministry has said in a strongly-worded letter to the ministry of electronics and information technology (Meity).
Spanning 1.59 lakh sq. ft, the facility will further expand Flex’s manufacturing operations in India.
Success in India will not only drive e-commerce growth, but also a big role in growing the SME base.
The Japanese giant now plans to use India as a base to foray into emerging markets such as Africa. Yoshihiro Mineno, senior executive officer & general manager, global operations division, Daikin Industries, talks to TOI about the company’s plans.
The aim is to emerge as an attractive investment destination for companies looking to diversify manufacturing operations from China.
The plan will help grow India’s manufacturing base and will aid Modi’s flagship ‘Make in India’ initiative.
Flipkart has moved a big proportion of manufacturing and sourcing for in-house brands from China and Malaysia to India
To get economy back on track, govt readies plans to simplify taxes, ease compliance, spur demand.
Entrepreneurs say draft e-commerce policy appears to take protectionist approach and deters global investors.
Creating an institutional framework for SMEs to raise equity financing can help them solve the challenge of meeting their needs of technology funding.
To begin with, Apple will open one large outlet each in Delhi and Mumbai to gauge the response to the experiment before adding more stores, said a top Mumbai mall executive.
Beginning February 1, import of LCD (display panel) assembly, vibrator motor and touch panel were scheduled to attract 12.5% countervailing duty (CVD) on imports and excise duty of 1% without input tax credit.
Editor's Picks ›
Trends to watch out for in the e-commerce sector 2020 / Reliance Retail Q3 pre-tax profit up 62% to Rs 2,727cr / Amazon plans to create a million jobs in India by 2025 / 5 trends that will shape offline retail in 2020 / Mars Wrigley India appoints Kalpesh Parmar as new GM / Rajeev Bakshi joins Ola Foods in advisory role / Cycle Pure Agarbathies launches online personalization service for its incense sticks / Traders body seeks permission to protest against Bezos visit to India / Compaq to bring smart televisions to India / Demand continued to be challenging but expect gradual recovery


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BMW Plans to Expand in China
The People’s Republic of China is getting more and more attention from car manufacturers from all over the world because of the rapid pace the car market there grows and BMW has big plans for the country: it wants to become the leader of the luxury car segment there and has a plan to achieve [...]Related posts:
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The European Chamber of Commerce in Taipei (ECCT) yesterday released its latest WTO Monitoring project, singling out several areas where it said Taiwan was still not fulfilling pledges made when it entered the world trade body in 2002.
This is the fifth consecutive year the ECCT has conducted a review of Taiwan's compliance with WTO commitments.
In the review, which was conducted by Baker & McKenzie, the ECCT said Taiwan was failing to comply with the WTO in opening procurement to foreign bidders, removing import bans on items from China, as well as automobile testing and fuel economy standards, and the nation's new alcohol import barriers.
Taiwan had promised to accede to the WTO Agreement on Government Procurement by January 2003, but political bickering with China regarding the wording of certain documents has delayed the adoption.
Regarding imports from China, the government lifted import restrictions on 82 items last year, but still bans 2,400 items, citing national security concerns and potential injury to domestic industries.
The report also said the pharmaceutical sector should ensure that certain manufacturing validation procedures are in line with international norms.
The ECCT report also said that the nation's sanitary and phytosanitary standards for the import of food products are unnecessarily restrictive.
Enforcement of intellectual property rights cases also warranted further monitoring after the government revised civil and criminal remedies in the Copyright, Trademark and Patent Act, the report said.


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Columbus Day 2023, which is also celebrated as Indigenous Peoples’ Day in some communities, lands on Monday, Oct. 9.
The holiday is celebrated on the second Monday of October.
Here’s everything you need to know about store hours on Monday for Columbus Day 2023.
What stores are open on the Columbus Day 2023? When do stores close?
Here is a list of many popular retailers that are confirmed to be open on the Columbus Day 2023, along with their store hours, according to their websites and Holiday Shopping Hours.
Shoppers should ultimately check with their local store in the event hours vary by location.


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News By Tag
News By Location
North Union Farmers Market Announces the Opening of its Cleveland Clinic Main Campus Market
North Union Farmers Market is pleased to open its Wednesday market in partnership with the Cleveland Clinic and the Fairfax Renaissance Development Corp. on June 6, 2012, at 10:30am located on the Crile Mall on the Cleveland Clinic Campus.
NORTH UNION FARMERS MARKET ANNOUNCES THE OPENING OF ITS CLEVELAND CLINIC MAIN CAMPUS MARKET
June 1, 2012–Cleveland Clinic—Cleveland–
Beginning at 10:30am and running until 1:30pm on Wednesdays June 6 through October 24, the market will open with fresh strawberries!
Live music by Panic! Trinidad Steel Drum Band will make this occasion fun and festive. Stop by for lunch prepared by LOCAL restaurants!
North Union Farmers Market is proud to announce that we will be accepting SNAP (Supplemental Nutrition Assistance Program) Cards at the Cleveland Clinic Market. SNAP recipients may bring their Electronic Benefit Transfer (EBT) cards to the farmers market and obtain tokens which may be used to purchase fresh, local vegetables, fruits, dairy products, meat products, honey, preserves, baked goods, plants used to produce food at home and much more. SNAP recipients should first visit the “Market Information”
This year, North Union Farmers Market is pleased to participate in the Produce Perks Incentive Program of the Cleveland-Cuyahoga County Food Policy Coalition. The incentive is a dollar-for-dollar match to every dollar spent (up to $10) using an Ohio Direction Card at the market. There is no minimum purchase amount to qualify for the incentives and as the name suggests, Produce Perks are only good for purchasing fruits and vegetables. All other tokens purchased with the Ohio Direction Card are good to use on eligible items at the market.
North Union Farmers Market at Cleveland Clinic opens on Wednesday, June 6th from 10:30am to 1:30pm, rain or shine, at the Crile Mall on East 100th Street near Carnegie Ave. It continues every Wednesday through October 24th, supplying locally grown fresh produce from Ohio farmers.
North Union Farmers Market is a 501(c)(3) nonprofit organization whose mission is to champion the local foods of Northeast Ohio and promote their environmental, economic and health benefits by connecting certified producers with consumers through a network of markets.


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Peruvian agro-exports reached US$4.359 billion between January and October 2017, thus registering an 8% increase over the same period last year, the Association of Peruvian Exporters (Adex) reported Wednesday.
In this regard, Adex Agriculture Section Manager Paula Carrion pointed out agricultural shipments
amounted to US$593.673 million, an 8% drop compared to the similar period in 2016 (US$645.212 million).
During the analyzed period, Peruvian agricultural products arrived in 55 countries, being the United States the main export destination (US$145.193 million), followed by Germany (US$125.419 million), and Belgium (US$54.172 million).
According to the Adex Data Trade Business Intelligence System, major export companies were Perales Huancaruna S.A.C., Olam Agro Perú S.A.C., Procesadora del Sur S.A., Compañía Internacional del Café S.A.C. and Cafetalera Amazónica S.A.C.
On the other hand, the farming and agro-industrial subsector reached US$3.945 billion during the first 10 months of 2017, thus registering a 10.8% increase from the same period last year.
Such expansion was mainly underpinned by higher shipments of avocadoes
(+45.2%), grapes (4.1%), blueberries
(48.8%), and animal feed (43.1%).
Within this framework, the United States
(US$1.208 billion) and the Netherlands
(US$640.9 million) stood out as main target markets by receiving 46.8% of total shipments.
Other top destinations for Peruvian products were Egypt (+536.8%), Croatia (+369.9%), and Algeria (+256.9%).
Countries such as Spain, Ecuador, the United Kingdom, Chile, and China offer a great potential to said products due to their healthy eating trends.


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Non-profit organization Stellar Development Foundation (SDF) has just launched a $30 million fund to support blockchain-focused projects in the early stages.
The new fund is part of the Enterprise Fund structure from SDF, a venture branch that invests in startups in the Stellar ecosystem. According to the statement made by the company:
“The Stellar ecosystem is working to address issues such as inflation, affordable remittances, and the high cost of capital.”
The first investments of the fund will be made into cross-border payment platform Trace Finance, payroll service Bitwage, Afriex, a blockchain payment application targeted at users from Nigeria, Ghana, Kenya and Uganda and NFT project Fanvestor, which uses the crowdfunding model.
Denelle Dixon, SDF’s CEO and Executive Director, has said:
“We need to be more nimble and inclusive in order to truly build an industry that reaches more people with better access to financial services. The way we choose to fund and support companies in their early days is a big part of that, and at SDF, we are very intentionally building out and incentivizing investments in real use cases of blockchain that help everyday people. We invite companies to apply and see how Stellar’s dynamic global ecosystem can support your growth.”


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Bon Jovi’s new album titled “The Cirlce” scheduled to be released on November 17th, 2009, has legally been made available this morning for mp3 download exclusively via TunesPro.com
According to Jake Davis, managing director of public relations for TunesPro.com, the site is licensed to sell only 25,000 copies of Bon Jovi’s album . “Due to licensing restrictions, we are only authorized to sell 25,000 copies” confirmed Davis in a recent press interview – while adding with a grin “First come – First Served”.
TunesPro.com has become increasingly popular for its unusually low prices – selling individual songs for 19 cents while full-albums average around $2. The niche of the mp3 website is focused on selling limited “non-released” music.
The music delivered via the website does not contain any DRM (Digital Rights Management) restrictions which means the music can immediately be burned to CD and/or played back via iPhones, iPods, Computers, Webservers, etc. The TunesPro.com catalog includes over 6 million songs and growing daily. This week the site also pre-released 15k copies of Robbie Williams new album titled “Reality Killed the Video Star” and Carrie Underwood’s new album “Carry On”, both scheduled to be released in retail stores and on competing music sites during the third week of November.
Fans who miss the opportunity to purchase the full albums for $2 can pre-order the deluxe album via Amazon for £12.98 or $21 USD.
Click here to Buy Bon Jovi – The Circle Album


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Tiger Beer Multimedia LCD Chillers
A first of its kind Multimedia LCD Chiller was launched by Singapore’s internationally acclaimed Tiger Beer, for its packaged beer in 7-Eleven stores – aimed at engaging consumers and enhances their overall purchasing experience.
The chiller is built with a 47-inch transparent LCD embedded in its sleek glass door and will serve as a digital media platform for the brand to broadcast on-going advertisements and in- store promotions directly to patrons of 7-Eleven. With a Full High-Definition (FHD) display, it allows Tiger Beer to engage consumers in its latest brand campaigns.
Created by award-winning company iDisplay Systems, the first chiller has been introduced in the 7-Eleven outlet at Marina Bay Sands – at No. 2, Bayfront Avenue #01-74/76 The Shoppes at Marina Bay Sands S(018972) – before a nationwide rollout to 19 other selected 7-Eleven outlets.
All Trademarks mentioned in the article belong to their respective owners and the Brand names are mentioned or included for identification purposes only.
SingaporeanLifeStyle.com is an independent website and is not related to Asia Pacific Breweries Limited and their associates


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kdawson from the eddie-and-the-beav dept.
paltemalte writes "Simon Marlow has posted an announcement of Haskell 2010, a new revision of the Haskell purely functional programming language. Good news for everyone interested in SMP and concurrency programming."
"Just think of a computer as hardware you can program."
-- Nigel de la Tierre


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Android is gaining acceptance in business at the cost of Apple's iOS popularity while Microsoft languishes at the bottom.
Apple-IBM Deal: 9 Moves Rivals Should Make
(Click image for larger view and slideshow.)
To hear Apple CEO Tim Cook tell it, the company's iPhone and iPad dominate mobile hardware for enterprises.
"...[O]ver 98% of the Fortune 500 and over 92% of the Global 500 [are] using iOS devices in their business today," Cook said in a statement introducing his company's enterprise mobility partnership with IBM last month.
But businesses also are using competing mobile devices, running Android, Windows Phone, or BlackBerry -- or all three -- often alongside iOS devices. Just because 98% of Fortune 500 companies use iOS doesn't mean that Apple's iOS accounts for 98% of the mobile enterprise market.
It appears that Apple's hold on the enterprise mobile market is slipping, although the company remains far ahead of the competition and its deal with IBM looks likely to fortify, if not improve, its position.
According to Good Technology, Android device activations among its 5,000 worldwide enterprise clients during the second quarter of 2014 reached 32% of total activations, an increase of five percentage points. Activations during this period for iOS devices, meanwhile, declined five percentage points to 67% of total activations. That leaves 1% for Windows Phone, which has remained flat for the past five quarters. BlackBerry activations are not tracked by Good Technology.
Android also is advancing in number of app activations, though it clearly has far to go. Android apps accounted for 12% of total app activations, a gain of four percentage points that comes from iOS app activations, which dropped from 92% in the first quarter of 2014 to 88% in the second quarter.
Assuming there's some lag between activating a device and actually using it for corporate work, app activations appear to reflect current device usage while device activations appear to indicate potential future device usage.
The good news for Apple is that its iPad remains the enterprise favorite, accounting for 90% of tablet activations. Android tablets represented 10% of activations, consistent with the third quarter of 2013 but down from 16% in the second quarter of 2013.
But Android phones are finding more fans among enterprise customers. They represented 30% of enterprise device activations, an increase of four percentage points. Apple's iPhone remained flat at 51% of all enterprise device activations.
Apple's leadership in the enterprise mobility market looks like it will continue for years, but Android is making slow, steady progress. It's Microsoft that should be most concerned about Good Technology's findings. To survive in the mobile enterprise market, Microsoft has to start winning more than 1% of enterprise mobile device activations.
Consumerization means CIOs must grant personal devices access to corporate data and networks. Here's how to avoid loss and corruption. Get the new Mobile Security Action Plan issue of InformationWeek Tech Digest today (free registration required).
Thomas Claburn has been writing about business and technology since 1996, for publications such as New Architect, PC Computing, InformationWeek, Salon, Wired, and Ziff Davis Smart Business. Before that, he worked in film and television, having earned a not particularly useful ... View Full Bio
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Cybersecurity Strategies for the Digital EraAt its core, digital business relies on strong security practices. In addition, leveraging security intelligence and integrating security with operations and developer teams can help organizations push the boundaries of innovation.


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This year, a large number of businesses added new stores, websites, and digital content to serve their customers, but accessibility initiatives did not keep up. In 2020 the number of digital accessibility lawsuits increased by 23%, amounting to almost 10 lawsuits everyday, according to a new report from UsableNet, a digital accessibility company.
In addition to the influx of new digital spaces that could have accessibility issues, plaintiff firms have gotten more efficient at building and filing claims.
Over the course of 2020, there was a slowdown in the number of cases being filed when lockdowns first started happening in March and April. They then started picking back up again over the next months, rising over 50% from March to the end of the year.
RELATED CONTENT: Accessibility in software development
When it comes to who is targeted most in these lawsuits, retailers have it the worst. 77.55% of accessibility lawsuits were associated with retail businesses. Food service had 7.77% of lawsuits, education had 2.45%, and another 3.38% were grouped into an “other” category. All other industries had two percent of lawsuits or less. “In 2020, thousands of retailers have websites and apps. Those websites are complicated. For retailers, web and app content changes happen often. At the same time, web teams have limited resources,” Jason Taylor, chief innovation strategist at UsableNet, wrote in a blog post explaining the report’s results.
There were also a number of repeat lawsuits this year, indicating that even when businesses are reported for accessibility issues, they might still not invest in fixing those issues. Over 20% of the lawsuits this year were for companies that already have been sued in the past two years.
In 2020, 3235 claims were for desktop websites, 296 were for mobile apps, 150 were for video accessibility, 16 were for a combination of web and app, and 3 were for mobile websites. “The type of digital experiences listed in ADA claims are starting to get broader. Video accessibility appeared in digital accessibility lawsuits more often in 2020. It’s easy to argue that missing closed captions or audio descriptions violate the ADA,” Taylor wrote.
In addition, widgets and overlays that are being used to eliminate or reduce accessibility issues don’t always protect companies. According to the report, over 250 claims were filed against companies using such a solution.


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(BlockBar) It’s interesting to see new reasons emerge to help with the adoption of crypto. Zulu Republic recently announced the launch of a new bot built for the popular messenger platform WhatsApp through which users can send and receive cryptocurrencies within the messenger. The bot in the messenger works with the Lite.IM digital currency platform and allows users to receive and send Bitcoin through the chat window. Users will be able to see transactions in their wallet, and can also be able to change settings and export the wallet.
It’s only a few days since Facebook has registered a new fintech company called Libra Networks in Switzerland. Most likely for their upcoming blockchain project; possibly a stable coin for the social network giant. Trade analysts suggest that Facebook’s blockchain project is also planned to be used to send and receive funds through WhatsApp. If that becomes true, the new Lite.im platform will have to compete with the upcoming token of Facebook itself.
WhatsApp messenger said to be having more than 1 billion users across over 180 countries. The application is mainly used by people to stay in touch with friends and family, anytime and anywhere. So having been able to transfer funds instantly within the app will be a great add on. In addition to bitcoin, the bot will also help users to transfer litecoin and ethereum along with the native token of the Zulu Republic platform.
To start sending funds users will have to install the bot. Once the bot is added, users will receive instructions that allow to easily exchange cryptocurrencies. The the developers have earlier launched a similar service for the telegram messenger and later added support for Facebook Messenger. Bringing cryptocurrency transfers within social networks and instant messengers is considered to be one of the important steps towards mass adoption. Hopefully, these new developments bring new users to the market.


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Beef economists have been perplexed all year by robust beef demand in the face of ever higher retail beef prices.
Counting cattle and calculating beef supplies in the pipeline is an exercise economists perform weekly. Harder to measure, and even harder to project, is consumer demand. This year, the task has been made more difficult by trends that run counter to normal supply and demand principles. Specifically, economists have watched cattle and beef prices climb to dizzying heights without a corresponding weakening of demand.
Strong consumer demand despite higher retail beef prices can be attributed to several factors. The U.S. economy, for instance, is growing modestly. Unemployment is also declining, and for most of the year, competing meats have not offered significantly lower-priced alternatives to beef.
Credit for vigorous beef demand must also be given to the beef checkoff program. Specifically, to the money invested in product research and development.
Two decades ago, the beef industry recognized it had a problem with modern consumers. The 1991 National Beef Quality Audit revealed one out of every four beef eating experiences was unsatisfactory. Checkoff-funded research and development programs began creating products that fit into modern lifestyles while increasing the value of the beef carcass.
It’s not a rapid process, but we can now look back on that investment and find dramatic positive results. Your checkoff funded muscle-profiling research in the late 1990s at the Universities of Florida
and Nebraska led to a noteworthy success story—the flat iron steak. Cut from the shoulder clod portion of the chuck, the flat iron is the second-most tender muscle in the beef carcass. Rather than grinding the chuck for hamburger, packers now carve much of the shoulder clod into steaks, including the flat iron. The steaks sell for $8 per pound, about double the price of hamburger.
For the past 10 years, the flat iron has grown in popularity in both restaurants and retail outlets. This past year, for instance, the industry sold about 71 million pounds of flat iron steaks, topping the combined total of 65 million pounds of porterhouse and T-bone steaks sold.
Today, the checkoff-funded Beef Innovations Group continues to research and develop markets for innovative cuts, both from the chuck and round, and from middle meats, such as the sirloin and
rib-eye. Some new names that you’ll find at retail and restaurants in the near future include the ranch steak, shoulder center steak, America’s beef roast, Sierra cut and the Denver steak.
What does that mean to your bottom-line? A CattleFax analysis of these new shoulder clod cuts conducted a few years ago suggests these new products added $50 to $70 to the value of a beef carcass. That’s how we’ve grown U.S. beef demand even as beef prices increase.
Editorial Director, Beef Today, writes from Mission, Kan.


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While the Coca-Cola will remain unique at McDonald's, the way you get an ice cold cup of soda or other fountain beverage is set to shift at the fast food eatery. The global chain with headquarters in Chicago just announced that self-serve beverage stations will soon be phased out in all stores. Beverages will now be poured by crew behind the counter, says McDonald's. The move is aimed at creating a more consistent experience for diners. Currently, drive-thru beverages are poured by McDonald's workers and in-store beverages are filled by the customer. This creates, according to McDonald's, too much variation in the overall beverage experience. Additionally, the company notes that having crew members fill beverages will ultimately lead to a quicker, simpler interaction for both crew and customers as well as cleaner public areas in its restaurants.
McDonald's locations in its home state of Illinois have already begun the transition. Other stores will be updated in coming years with a goal of having all McDonald's beverage stations located behind counters by 2032.
Read more: 25 Fast Food Fries, Ranked Worst To Best
Consistency And Loyalty
The move may upset some customers who want control over the amount of ice they put in their drink or enjoy mixing soda flavors. But if the past is prologue, then McDonald's should weather any tempest just fine. The brand has proved resilient and enjoys an astounding level of loyalty from its devoted customer base. As evidence, the restaurant chain announced in 2022 that despite a nearly 10% price hike, it saw a 6.1% growth in sales. McDonald's attributed this to its highly-cultivated image as an affordable dining option.
The company is doing so well, in fact, that they announced in July that they will launch a spin-off restaurant. Based around a character McDonald's introduced in the 1980s, CosMc's is set to open a few stores in early 2024, and customers should expect a similar feel to McDonald's though with a unique personality. Specifics surrounding CosMc's, including whether or not customers will be able to pour their own beverages, have not yet been released.
Read the original article on Tasting Table.


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With the holidays right around the corner, the spirit of giving and caring seems to go hand in hand. December 1st is World AIDS Day and in the spirit of helping to raise awareness, IHG’s World Class Beverage Program just announced the “Project Red Promotion” to help raise awareness and funds to combat AIDS in Africa.
The World Class Beverage Programs partners with many stellar beverage brands and Treasury Wine Estates and Moët Hennessy have joined forces to create the Project Red Promotion. Treasury Wine Estates portfolio includes Penfolds Koonunga Hill Shiraz and Moët Hennessy’s includes Belvedere Vodka. Both of these products are proud to be a part of the WCBP.
All InterContinental, Hotel Indigo and Crowne Plaza hotels will launch this promotion on December 1st, 2011, which is World AIDS Day. Everyone can make difference by doing what they do every day. Every customer that purchases one glass of wine or a cocktail can help make a difference too! The promotion will launch on December 1st and run through February 28, 2012. Hotels are welcome to continue with the promotion and donations will continue to be generated but the staff incentive will close at the end of February.
(PRODUCT)REDTM was founded by U2 frontman and activist Bono to engage everyone in raising awareness and funds to help eliminate AIDS in Africa. Today, there are 33 million people in the world with HIV. Of those suffering, 67% (22 million) call Africa home. And each day, 3,600 of these people die. The goal is that by 2015 we can have a world where no child is born with HIV. Eliminate AIDS in Africa. A portion of the profit made by the sale of these products (Penfolds Koonunga Hill Shiraz and Bevedere Vodka) goes towards Project Red.
More information can be found at www.penfoldsred.com. Join IHG and the World Class Beverage Program in the fight against a global epidemic.


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A village in the Scottish Borders has geared itself up to provide a warm welcome to cyclists, with local businesses signing up to a pilot scheme from the national tourist board to meet the needs of those touring the area on two wheels.
Newcastleton, about 30 kilometres northeast of Gretna, is reported by the newspaper Scotland on Sunday to have become the first village in the country to have signed up to a new VisitScotland initiative, ‘Cyclists Welcome’ – there’s also a sister scheme, ‘Wakers Welcome’ – with local pubs, shops, hotels and guest houses all signing up to the scheme.
Drawn up following consultation with national cyclist’ organisation CTC and the Scottish Cyclists Union, the Cyclists Welcome scheme requires businesses to meet a number of cycle-friendly criteria such as, in the case of accommodation providers, secure bike storage, facilities for drying clothes, late evening meals and early breakfasts.
Other businesses within the village have embraced the initiative to provide services such bike-washing and free tyre inflation and water bottle top-ups at the local garage, cycle parking outside the local shops on Douglas Squar, where there are also toilets and showers.
A spokeswoman for VisitScotland, which says the scheme is designed to help encourage entire communities to take cyclists’ needs into consideration, told Scotland on Sunday: "Visitors who enjoy cycling like to be made to feel welcome. They may arrive wet, tired or frustrated by a cycle breakdown.
“They appreciate having a place to keep their wet clothes, the option to set off early in the morning without missing breakfast, or simply a welcoming cup of tea on arrival. Businesses in the scheme are expected to simply commit to anticipating cyclists' needs."
According to VisitScotland, cyclists bring at least £200 million per year to the Scottish economy, part of the reason they splash the cash while out and about being because they carry few supplies with them and therefore need to stock up on the road. Obviously, you can add to that the fact that the very nature of cycling makes it vital to refuel regularly.
Barbara Elborn, operator self-catering accommodation in Newcastleton and a member of the village's business forum, said that the amount of trade due to cyclists had allowed her to stay open throughout the year, leading to her being "converted to the cause."
She added: "We have a huge amount of bike traffic and there is a great deal of enthusiasm and goodwill among local businesses. Our economy is hugely dependent on the bike leisure market. We recognised the opportunity and grabbed it with both hands."
Cycling Scotland chief executive Ian Aitken said that the initiative is "a fantastic scheme. It's great to see local businesses are looking to nurture this growing industry by making cyclists feel as welcome as possible.
The scheme has also been launched in England, Wales and in both Northern Ireland and the Republic of Ireland.
Simon joined road.cc as news editor in 2009 and is now the site’s community editor, acting as a link between the team producing the content and our readers. A law and languages graduate, published translator and former retail analyst, he has reported on issues as diverse as cycling-related court cases, anti-doping investigations, the latest developments in the bike industry and the sport’s biggest races. Now back in London full-time after 15 years living in Oxford and Cambridge, he loves cycling along the Thames but misses having his former riding buddy, Elodie the miniature schnauzer, in the basket in front of him.


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Hellon continues gold streak in Dublin
Finnish service design company Hellon has been awarded gold for its project with Irish retail company Musgrave.
The award was presented at the Service Design Global Conference in Dublin, where Hellon won gold for the third time. The awarded project was done for the Irish grocery retail and wholesale company Musgrave with the aim of growing the families and parents segment by improving customer experience.
Hellon’s solution included the Parent VIP Hour, parking solutions tailored for parents, free fruit for children and an updated checkout procedure. According to the company, the service design project increased Musgrave’s annual revenue by almost five million euros.
“As designers, we need to understand what creates the best possible customer experience, and what the expectations and needs of different target groups are,” says Lotta Julkunen, lead service designer at Hellon. “Transforming the shopping experience at Musgrave is a concrete example of how the successful everyday shopping experience can be improved significantly by utilising service design,” Julkunen continues.
The company was founded in 2009 and set up shop in London in 2015. Claiming gold for the third time makes the company the most lauded in the awards’ history. Hellon’s customer references include Vodafone, Volkswagen and Tesco.
“Since the 1930s, Finland has been internationally recognised as a country of design. It’s great to see that Finnish service design expertise now continues this legacy. Our design methodology and innovative approach are proven to be the best in the world” says Timo Pätiälä, managing director of Hellon London.


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Listeria outbreak in the United States has led to a nationwide recall of plums and peaches distributed by HMC Farms. They have resulted in 11 illnesses, including 10 hospitalizations and one death, authorities confirmed on Monday. The U.S. Centers for Disease Control and Prevention (CDC) linked the disease to fruit or products made with these fruits.
“Investigators are working to determine if any additional fruit or products made with this fruit may be contaminated,” the U.S. Centers for Disease Control and Prevention stated in a food safety alert.
HMC Farms, which is based in Kingsburg, California, is now recalling its peaches and plums and products sold between May 1 and November 15, 2023 and during the same period last year, the company said in a notice posted by the Food and Drug Administration (FDA) on Friday.
Related News |
The FDA found listeria in testing a sample of HMC Farms peaches in late October, the CDC said.
What is listeria?
Listeria is bacteria that contaminates food and causes an infection called listeriosis. It can be fatal for people with weakened immune systems.
Symptoms of listeriosis : Fever, Diarrhea, Muscle aches, Nausea, Vomiting, Headache, Stiff neck, Confusion, Loss of balance, Convulsions.
Related News |
HMC Farms products were sold by big chain retailers including Walmart and Sam’s Clubs. The infection, as of November 17, affected seven states: California, Colorado, Florida, Illinois, Kansas, Michigan and Ohio, according to the CDC. One person died in California and another became sick while pregnant and had preterm labor, the agency noted.


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Updated from 1:53 p.m. EDT
Citadel Security Software
were among the worst-performing technology stocks Friday, falling 42% after the company lowered its 2004 earnings and sales outlook.
The software maker now expects sales of $15.2 million to $16 million, down from its previous guidance of $18.5 million to $21 million. As a result of the sales outlook, the company now says that it will not meet its second-half earnings guidance of $1 million to $2 million. The company said that several large deals it expected to close in 2004 are now more likely to close during the first half of 2005. Analysts polled by Thomson First Call are expecting a 2004 loss of 10 cents a share on sales of $20.2 million. Shares traded down $1.80 to $2.49.
fell 22.2% after the company posted in-line second-quarter earnings and warned that third-quarter earnings and sales would miss the mark by a wide margin. Excluding items, the maker of handheld computers posted second-quarter earnings of $27.2 million, or 53 cents a share, on sales of $376.2 million. Analysts were expecting earnings of 53 cents a share on sales of $372.1 million. A year ago the company earned $5.5 million, or 14 cents a share, on sales of $271.2 million. Looking ahead, palmOne forecast third-quarter earnings of 21 cents a share on sales of $280 million, well below the 34 cents a share in earnings and $318.1 million in sales that analysts are expecting. Shares traded down $9.44 to $33.11.
fell 9.6% after the company said it would sell almost 5.5 million shares of stock at $1.05 apiece. Wave Systems said it would use the $5.8 million in proceeds for general corporate purposes. The selling price represents a 23% discount to Thursday's closing price of $1.36. The stock sale comes just a day after the company said it received an order from the U.S. Military Academy's IT Operations Center to provide a suite of technology products for West Point's Secure Dissemination and Data Retrieval Computer System project. Shares traded down 13 cents to $1.23.
Electronics for Imaging
fell 9% after the company warned that fourth-quarter results would fall short of expectations. Excluding items, the maker of digital imaging and print management products said it expects to earn 5 cents a share on sales of $81 million. Analysts had been expecting earnings of 17 cents a share on sales of $97.7 million. "Our very disappointing results are a direct reflection of the slowing demand for high performance color copiers and tight inventory management by our OEM partners," the company said. Shares traded down $1.63 to $16.48.
fell 13.9% after the maker of technology-based educational toys warned that fourth-quarter results would fall below expectations. "Retail sales in the U.S., particularly since Thanksgiving, have been significantly below market expectations. Therefore we have not received the expected level or reorders from retailers," the company said. LeapFrog did not provide a new estimate, saying only that results would be "significantly below what we had stated in our last conference call in October." In October, the company said it would earn 40 cents to 60 cents a share on sales of $680 million to $710 million. Ahead of Thursday's warning, analysts had been expecting 2004 earnings of 47 cents a share on sales of $699.9 million. Shares traded down $1.99 to $12.38.
Other technology volume leaders included
, down 20 cents to $26.96;
Sirius Satellite Radio
, up 50 cents to $7.68;
, down 41 cents to $18.99;
, down 10 cents to $22.77; and
, down 11 cents to $13.98; and
, up 4 cents to $3.77.


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The affected products contain whey powder, and the supplier of whey powder has recalled the ingredient because it may possibly contain Salmonella. The recall was issued after 20 people in four states fell ill after consuming the salad. Of those, 23,000 cases are serious enough that the patient had to be hospitalized. You can find out more about the recall on. Healthy individuals who become infected often have a fever, nausea, abdominal pain, vomiting, and diarrhea which may be bloody. Below you can find a list of the products that are available at retail stores nationwide.
Some of the Ritz Crackers products have been recalled in the U. It's a snack and a key dessert ingredient! How does salmonella get into food? Salmonella can cause serious and sometimes fatal infections in young children, frail or elderly people, and others with weakened immune systems. Mondelez Global warns consumers to not eat any of the listed products and they should get rid of them. Symptoms of infection include diarrhea, fever and abdominal cramps that occur between 12 and 72 hours after infection, according to the Centers for Disease Control and Prevention. On Saturday July 21 , the company announced it was voluntarily recalling 16 varieties of Ritz Cracker Sandwiches and Ritz Bits products, all of which have cheese in them. My kids have long outgrown the stage where you're impressed that they can feed themselves my oldest being 13 but we still rush to Target when we realize we're running low on the fish-shaped Pepperidge Farm snacks.
Virgin Islands, of certain Ritz Cracker Sandwiches and Ritz Bits product. A separate salmonella alert warns of at least 212 recent cases of in 44 states. Although treatable, the illness can be more serious if contracted by children or adults with a weakened immune system, in which case, leaving the Salmonella untreated can be fatal. Mondelez Global, the manufacturer, says the products contain whey powder, which the whey supplier has recalled because of the salmonella risk. Salmonella bacteria is present in the intestines and feces of many humans and animals, including chickens and other poultry. Ritz crackers are displayed on a store shelf July 1, 2003 in Miami, Florida.
These products contain whey powder as an ingredient, which the whey powder supplier has recalled due to the potential presence of Salmonella. Wheat Thins These classic crackers are little nutty, salty, and easy to pair with just about anything — peanut butter, hummus or guacamole. Note: This cracker does contain whey protein but hasn't been included in any recalls. The recall follows an outbreak of Salmonella across 31 states last month that was linked to breakfast cereal produced by the Kellogg Corporation. Certain Ritz crackers are being recalled. This is the latest food company to issue a recall associated with Salmonella this year. The products have expiration dates of January 14, 2019 to April 13, 2019.
Earlier this month, after health officials pointed to the menu items as the possible source of a parasitic illness outbreak that has sickened 163 people across 10 states. She also holds a Bachelor of Science in molecular biology and a Master of Science in biology from the University of California, San Diego. Here's what you need to know about this potentially serious health issue. Several people have fallen ill after eating recalled Ritz Crackers, according to news reports. Food and Drug Administration issued a public alert warning of the possibility of more recalls for what appear to be the potential reason: products containing whey. This recall is limited exclusively to the products listed in the grid below, available at retail stores nationwide. Symptoms of salmonella Infection with the salmonella bacteria often leads to diarrhea, fever, and abdominal cramps.
Previously, in connection to an outbreak in at least 33 U. In elderly people or young children with weakened immune systems, it can cause serious illness and sometimes death. The products from Mondelez Global contain whey powder, which its supplier has recalled due to the potential presence of salmonella. In rare circumstances, infection with Salmonella can result in the organism getting into the bloodstream and producing more severe illnesses such as arterial infections i. The Associated Press contributed to this report. Earlier in 2018, more than 206 million eggs packaged under brand names including Food Lion, Crystal Farms, and Great Value. The company recalled 11 million of boxes of the Honey Smacks cereal believed to have been the vector of the illness.
Ritz is recalling products due to food-poisoning fears. These products contain an ingredient called , but Mondelēz's supplier of whey powder has recalled this ingredient because it may be contaminated with Salmonella, the company. . Currently, people to avoid kratom-containing products because of the salmonella risk. Salmonella symptoms Eating undercooked eggs can put you at risk of salmonella.
However, some cases turn so severe that patients need to be hospitalized. Now with possible salmonella contamination causing voluntary recalls of Goldfish and the ever popular Ritz Crackers, parents must find alternative snacks to satisfy the hungry mouths in the house. Ritz Bits Cheese are one of several snack products being recalled over fears of a potential salmonella outbreak. Consumers who bought the recalled products should not eat them and should throw the products away, the statement said. Symptoms typically develop between 12 and 72 hours after infection, and the illness usually lasts about four to seven days. The illness is known as salmonellosis. Poultry, , meat and dairy products are common culprits.