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Challenging Apple Pay
The chain of banks behind Zelle — which is owned by seven banks total, including Chase (JPM) and Bank of America (BAC) — are planning to launch their own digital wallet. This wallet will jump into the increasingly-crowded field of digital wallets, dominated by the likes of Apple Pay (AAPL) and PayPal (PYPL).
For the tech companies that have so far led the market, this may be unwelcome news. But for consumers, it should end up being a good thing. Increased competition tends to result in more options and innovation, such as smoother checkout processes and increased security.
Cash, Credit, or App?
Digital payment options have also experienced a huge spike in usage since the pandemic, when consumers opted away from bacteria-ridden cash.
There are dozens of ways for consumers to buy goods digitally, including P2P apps like Zelle or Venmo, digital wallets like Apple Pay, and even Buy Now, Pay Later services like Affirm (AFRM) or Klarna.
The majority of Americans show a preference for digital payment options, with over 64% of the population using peer-to-peer payment apps such as CashApp (SQ) or the PayPal-owned Venmo. For younger adults, that number is up to 81%.
Protecting Your (Digital) Wallet
A collective of major trade associations found that over the past 5 years, 99.9% of the 5 billion transactions on Zelle went smoothly, with no report of fraud or scams. But that number may be misleading — mathematically, it means there were also 5 million instances of fraud during this time period.
While using digital payment options can be incredibly convenient, it’s still important to take measures to protect yourself,.
The easiest way to do so currently is by doing a test run before sending a large sum of money. In other words, send $1 to the receiver first to ensure that you are sending to the right address. Once they confirm that they’ve received the money, you can go ahead and send the full amount.
Sound slightly inconvenient? It may be. But ironically enough, these are the tradeoffs we must make in the name of innovative convenience.
Looking for more stories like this? Check out On the Money — SoFi’s one-stop-shop for news, trends, and tips!
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Back at your desk after the bank holiday weekend? Read up on the latest in our round up of digital news.
BREAKING FASHION NEWS; Comme des Garçons reveals new venture
The brand will launch a completely new brand this summer according to WWD reports. Spoiler? It nods to digital in a big way.
Read the article on: wwd.com
The new Artistic Director at Berluti is…
Belgian designer Kris Van Assche will be heading up departments such as shoes, leather goods, ready-to-wear and accessories. Looking forward to the January shows now? We are too.
Read the article on: vogue.co.uk
Mobile is the future for Google
The latest Google Shopping report shows future shopping habits of consumers.
Read the article on: fashionunited.uk
Vetements shuts down negative rumours
No, it’s not going down hill for Vetements (sorry haters) according to CEO Guram Gvasalia who shut down all negative reports last week with an open response via Instagram.
Read the article on: dazeddigital.com
Facebook; to delete or not to? That remains to be the big question
Perhaps these four stories will help you make a decision if you haven’t already.
Read the article on: refinery29.uk

domain: news


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Henry County, Ky., farm diversifies to stay ahead of the game
Rowlett’s Milkhouse Creamery opens
CAMPBELLSBURG, Ky. (March 2020) – In an effort to diversify their dairy production, brother and sister team Terry and Sharon Rowlett embarked upon a new venture that has steadily grown into a viable business with a bright future. Converting milk into cheese, butter and ice cream has been a labor of love well worth the effort.
Rowlett’s Milkhouse Creamery officially opened on Aug. 31, 2019, at 63 Commerce Dr., with a soft opening Labor Day weekend. “The community was wonderful to us,” said Sharon Rowlett, with visitors coming from Henry, Shelby, Trimble, Oldham and Franklin counties to try the family’s ice cream.
“We offer three main things,” she said. “Cheese (colby, cheddar and pepper jack), butter (salted and unsalted) and ice cream.” Fudge was a special addition for this past Christmas season as was different flavors of ice cream to complement the holidays.
Ice cream is sold by the scoop or cup or cone and in half-gallon containers, the latter being “one of our biggest sellers,” she said.
Sharon, 67, is a retired principal from Bedford Elementary School, and Terry, 70, is a farmer. They both attended Eastern Kentucky University, with Terry majoring in agriculture with a minor in business.
Photo by Don Ward
Sharon Rowlett displays some of the ice cream she sells at her family’s new Milkhouse Creamery, located in the Henry County Commerce Park on Hwy. 421.
Originally, the family owned a farm in Trimble County near the LG&E plant. “Our father bought a farm in Henry County in 1974,” said Sharon.
“I’ve always farmed,” said Terry. “I got out of college, then the military and came back home.” He sits on the area council of the Dairy Farmers of America as a representative from his district in Kentucky and was elected by his peers in the organization to sit on the corporate board of DFA as well.
There came a point in their lives when “the milk check was just not covering costs,” Sharon said. In 2017 after discussing it with her brother and sister-in-law, Sandra, they came up with the idea of making cheese based on the fact that they had a friend in eastern Kentucky who successfully made cheese. Sharon suggested doing ice cream, and her sister-in-law thought they could add butter to the list, and their business was born.
They purchased two lots from Henry County Fiscal Court, covering 2.23 acres in the Henry County Commerce Park in Campbellsburg. Next, they built the necessary buildings, and Terry takes care of production on location while Sharon handles the retail side of the business.
“Everything in the park has to have an agricultural theme to it,” said Sharon. The Rowletts did not set up their business on their own farm because the location in the Commerce Park already had natural gas and sewage hookup.
“We didn’t know what to expect when we opened,” she said. They actually ran out of ice cream during their Labor Day opening. Having enough of what they thought would last two weeks instead sold out within two days.
Their 2,160-square-foot facility contains a cheese vat, butter churn, ice cream freezer, milk receiving area, processing area and storefront. Terry had to become a certified milk truck hauler, and there were many rules and regulations to follow and inspections with the Health Department and Milk Safety Branch (Kentucky Cabinet for Health and Family Services) they had to go through before opening.
“When dairy and milk prices plummeted and feed prices escalated, we knew we had to do something to add value to our milk,” said Terry. “We thought it would be a good idea to open a creamery.”
The Rowletts use milk from their own dairy cows to make cheese. They currently milk around 60 cows, where they once milked 120. They also raise heifers and have a beef cattle herd.
“We have a contract with Dairy Farmers of America to sell all of our milk to them,” said Sharon. What milk is used at the creamery for cheese making, they buy back from DFA. The extra milk or cream needed is sourced from another Kentucky farm, Terry said.
Sharon credits her brother with making and developing new ideas for ice cream flavors. Maggie’s Garden & More in Milton just purchased some of their ice cream to sell, and they may work with the Farmers Market in the future to also sell their products.
They are close to getting their onsite lab certified. Until that point, Sharon has to take samples to Frankfort for inspection, which slows down production.
Before making cheese, both visited other facilities. Terry visited a cheese plant in eastern Kentucky, and Sharon checked out plants though Western Kentucky University. Rickey Gulley, a cheesemaker with Bluegrass Dairy & Food, drove three hours to walk through the process with Terry, said Sharon. They found a lot of people like Gulley who “are very willing to share their knowledge.”
At the present time, only the Rowletts run the business. They may hire a few employees in the spring or summer. “It’s been a lot of hard work,” said Sharon, who is there most days from 8 a.m. to 8 p.m. The business is closed on Mondays and open until 7 p.m. every other day.
Because they have land to expand, future plans call for building a sheltered seating area and bottling milk.
“We want to see how things go and get a full year in first with the products we currently have,” said Terry.
• For more information. contact Rowlett’s Milkhouse Creamery at (502) 532-7533 or visit their Facebook page.
Back to March 2020 Articles.


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Feel The Heat This Summer Through The Lion’s Gate
The heat is hotter than its been in a while this year and if you thought 2018 has been like a...August 18, 2018
Naomi Campbell to be Honored By Essence Magazine During NYFW
Naomi Campbell, the mother of fashion, will be honored by Essence Magazine during New York Fashion Week. According to Page Six:...August 15, 2018
Shannade Clermont Hire El Chapo’s Attorney After Violating Her Terms of Release…
Shannade Clermont, one half of the Clermont twins is in deep doo, doo with the law again after violating her terms...August 2, 2018
Kanye West’s Yeezy Model Arrested for Using Dead Man’s Debit Card
In Kanye West news, one of the main models that he uses for his fashion show is in a bit of...July 11, 2018
Forbes Claim Kylie Jenner Is A Self Made Woman Reaching Billionaire Status!
I really wonder how much Kris Jenner paid to get Kylie this cover…. ? According to Forbes Magazine, Kylie has made...July 11, 2018
Beyoncé & Balmain to Collaborate In New Capsule Collection
Beyoncé & Balmain are collaborating on a new collection that will make it’s debut on July 13th… They will launch a...July 10, 2018
Kendall Jenner and Ben Simmons Are Officially Living Together..
That was quick, they must’ve been dating for a minute, after breaking up with singer Tinashe, baller Ben Simmons and new...June 28, 2018
Kanye West Sends Love to Kate Spade’s Family While Admitting His Own Mental Health!
Kanye West is sending love and light to the family of Kate Spade in the wake of her untimely passing by...June 7, 2018
Fashion Designer Kate Spade Dies of Apparent Suicide!
Famed Fashion designer Kate Spade has died of an apparent suicide at the age of 55. For those who don’t know...June 5, 2018


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Conn. (WTNH) — Graduation season is here — which means it’s also time to find the perfect graduation outfit.
The retailer Karen Millen analyzed the number of average Google searches in each state for various graduation dress colors.
So, which color spoke to Connecticut residents the most?
White took the No. 1 spot.
“Given that it is a symbol of a fresh start, white is the perfect color dress to choose for graduation as you prepare for life after college,” a spokesperson at Karen Miller said. “Not only that, but it’s a timeless shade that will match lots of other colors, so it certainly won’t clash with your robe.”
Black — a classic color paired with almost any other color — took the second spot, followed by pink and gold. Red rounded out the top five list, as the bold color symbolizes strength and exudes confidence.
“Graduation Day is a special occasion for students across the country – not only is it an opportunity to celebrate your achievements with loved ones, but it’s a symbol of change,” a spokesperson said. “With that in mind, it’s important to find a dress that you’ll feel confident in to ensure the day is everything you’ve hoped for.”
Karen Millen’s graduation dress collection can be found here.
The question is: should you choose a popular color, stay on trend, or go against the grain and be unique?


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Vattenfall, European energy leader, and CAKE, producer of electric motorcycles, raise climate awareness by defining the carbon footprint with a cube. “Fossil-free vehicles mean that all part of the production must be decarbonized, regardless of the fuel they run on,” says Stefan Ytterborn, Founder and CEO of CAKE.
Vattenfall and CAKE today announced an innovative initiative to visualize carbon emissions from production. As part of the joint Cleanest Dirt Bike Ever project, CAKE and Vattenfall reveal the climate impact of producing a CAKE Kalk OR electric off-roader by placing it in an 8.6 meter high cube, which represents the volume of carbon emissions – 637 cubic meters, equal to 1186 kg of carbon dioxide.
“Fossil-free vehicles mean that all part of production must be decarbonized, regardless of the fuel they run on. In fact, far from all companies know the carbon footprint of their own products. To understand and manage our own impact, we have measured emissions from our entire production chain for a CAKE Kalk OR, and have started decarbonizing every step to a minimum by 2025. In doing so, our second most important contribution to the planet is to inspire other manufacturers to step up and do the same,” says Stefan Ytterborn, Founder and CEO of CAKE.
Annika Ramsköld, Head of Sustainability at Vattenfall, commented:
“Vattenfall strives to enable fossil-free living within a generation and is dedicated to finding partnerships that inspire and break down barriers. This is one of those projects, where our main contribution is the vast knowledge of fossil-free solutions and industrial electrification that we have acquired over decades from our own industries as well as other .
Cleanest Dirt Bike Ever – Revealing Climate Impact
As part of the Cleanest Dirt Bike Ever project, Vattenfall and CAKE have been collaborating since 2021 with the aim of producing the first-ever truly fossil-free vehicle – the CAKE Kalk OR electric off-roader. By taking the bike apart and questioning every component and material – and every step of the production chain – from a climate perspective, the decarbonization process has already begun.
The path to fossil-free production will involve both CAKE and its existing suppliers, as well as a number of innovative manufacturers of alternative components and materials that offer emissions to be further reduced. The Life Cycle Assessment (LCA) concluded that the production of a CAKE Kalk OR currently results in emissions of 1,186 kg of CO2, equal to a volume of 637 cubic meters. Each successful action leads to a reduction in the volume of emissions.
An integral part of the collaboration between Vattenfall and CAKE will be the cube, a three-dimensional visualization of the carbon footprint of production. The goal of the cube is to educate consumers and inspire the manufacturing industry in general.
For more details, please contact:
Magnus Kryssare, press officer, tel. +46 76-769 56 07, [email protected]
Vattenfall Press Office +46 (0)8 739 50 10, [email protected]
Christian Lundgren, tel. +46 76-392 83 00, [email protected]
Cake Press Room: ridecake.com


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Over the last week UK passed an historic milestone, with amount of UK electricity powered from coal falling to zero for the first time since 1882
On Tuesday May 10 the UK's electricity system hit a landmark, eliminating the use of coal-fired generation for the first time in more than 130 years. And just a day later it did it again. And then it did...
GoodFuels launches new initiative in bid to scale up nascent shipping biofuel market
Former UN climate chief confirmed as guest speaker for UK's most prestigious green business awards
Select Tesco stores will sell only reusable bags in a 10-week trial that could lead to the single-use bags being phased out in all of its stores
Eric Rondolat chats to BusinessGreen about shifting Philips Lighting from the dim world of incandescent bulbs to a bright future of smart, hyper-efficient illumination


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That’s according to a Tuesday story in the Wall Street Journal, which reports that Google is shiftingits Android strategy so that it will not only give selectmobile-device makers early access to new releases, but will alsosell the resulting devices unlocked directly to consumers. As many as five manufacturers may get privileged access to newreleases of the mobile operating system, in fact, with an eyetoward creating a portfolio of Nexus lead devices includingboth smartphones and tablets, the WSJ reported, citing a personfamiliar with the matter. Google aims to sell those gadgets online and contract-free directlyto consumers in the U.S., Europe, and Asia, but retailers may beinvolved as well, the report suggests. U.S. Thanksgiving isreportedly the target date for the launch. Vehicle Black Box Car Camera
So Long, Fragmentation While Android has clearly done enormously well, inconsistency and fragmentation are among the chief complaints about the Linux-based mobileoperating system. This new strategy could ensure that more Androidphones are running the latest version of the OS; it could also helpother manufacturers create their own custom builds more quickly. Such a strategy would also restore a significant degree of controlback to Google, which has long been at the mercy of wirelesscarriers for pushing updates to consumers, as well as for decisionsas to which apps can be included on the devices they carry. Verizon Wireless , for example, doesn’t allow the Google Wallet app on Samsung’sGalaxy Nexus device. China Night Vision IP Cameras
In addition, the new tactic could minimize device-makers’ concernsover Google’s pending Motorola Mobility acquisition, since it won’tbe just Motorola getting early access to new releases. Not Without Risks Bypassing wireless carriers, of course, has the potential to enragethe carriers themselves. Then, too, there’s the proven difficulty of selling handsets onlineto consumers, who have indicated in the past that they prefer to beable to touch them and try them out before buying. Still, the shift could be an exciting one, removing as it would anydisadvantage Android might face in its ongoing competition with Apple , which has always been at the opposite end of the spectrum when itcomes to controlling its ecosystem. A more unified front could also help in Google’s ongoing legal battles over Android. Vehicle Black Box Car Camera
Your Move, Tizen I spoke briefly with Google spokesman Christopher Katsaros thismorning for confirmation, but he declined to comment on the story. Meanwhile, I can’t help but wonder what effect all this may have onthe other mobile players, including most notably Linux-based (andSamsung-backed) Tizen along with Mozilla’s own Boot to Gecko . If nothing else, it seems to me it might encourage them to stepup their own efforts. It looks as though competition in the mobile market just becametighter.


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Updated. Netflix (s NFLX) has made a hire that could help put an end to some of its recent outages: Former Reddit Chief Architect Jeremy Edberg announced via Twitter that he has joined the streaming company as its Lead Cloud Reliability Engineer. The move comes about a month after Edberg said he was leaving Reddit.
Edberg had been with Reddit for about four-and-a-half years, as the first hire of the then-young startup and helped grow its traffic from 1.3 million unique users and 40 million page views a month to 18.8 million uniques and 1.2 billion page views by this May. According to his updated LinkedIn profile (s lnkd), Edberg will be leading up a new cloud reliability team within Netflix.
The hire reunites Edberg with Netflix Cloud Architect Adrian Cockcroft, as the two worked together at eBay. (s EBAY) Together, they’ll be hiring engineers to improve reliability of the Netflix service, which largely runs on Amazon Web Services (AWS).
The timing couldn’t be better, as Netflix suffered a long period of downtime Sunday evening that some say resulted in spotty availability for up to eight hours. It was just the latest in a series of outages that Netflix has suffered in recent months. The outage also came on the heels of an extremely unpopular change to the company’s price plans, which effectively raised the price of a combined streaming and DVD offering by 60 percent and left many subscribers outraged and threatening to quit.
That said, the move also comes about
three months after Reddit suffered an outage due to a degradation of service that hit one of Amazon’s (s AMZN) data centers in April. Those issues didn’t affect Netflix, which managed to stay up during the time of the outage. Reddit also went down a month earlier, in March, a problem it blamed in part on a performance issue with AWS’s Elastic Block Storage service — the same one that was at the root of the big AWS outage in April.


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Facebook stated that it is considering two new ad features: an in-app checkout activity for active ads appearing in the Facebook News Feed and the capacity to turn regular shopping guide on Instagram into an advertisement by Add administrator.
These new advertisements are based on the ways people currently like to find and acquire results on Facebook and Instagram, so the ad layout and activity will be easy.
In-app checkout for Facebook News Feed ads. Facebook is experimenting with a new native checkout point for dynamic ads, making it feasible for users to find a result via a compelling ad and buy the product from the ad.
Facebook experiments in-app checkout innovation for effective News Feed advertisements. This test is just being made accessible to a “small subset” of dealers on Facebook during the next weeks.
Using organic buying posts into Instagram ads. Facebook is also examining a new advertisement focus on Instagram, allowing advertisers to turn organic shopping posts into ads via the Facebook Ads Manager.
Businesses have found success with shopping posts and will be able to reach new targeted audiences in a way that’s familiar to people.
Facebook will be examining these advertisements over the next few months and said it intends to add the Instagram Checkout point to the advertisements eventuality.
Why we should care, Facebook measures friction in online checkout methods will cost U.S. businesses $213 billion this year.
With these most advanced tests, Facebook is trying to create a more effective e-commerce method across its family of apps, building out seamless online shopping expertise for companies and advertisers already on its programs.
Facebook has now added the in-app checkout feature on Instagram. By increasing in-app purchasing skills to its Facebook News Feed ads, the group is giving more advertisers reach to a user-friendly buying experience, all from within the Facebook ecosystem.
For Instagram advertisers, Facebook reports more than 130 million users to tap on tags in Instagram shopping columns. If a company sees a shopping post doing particularly well in terms of engagement, this latest test will make it easier to turn that post into an ad and amplify its reach.
Eventually, according to Facebook, businesses on Instagram will have the option to attach the in-app checkout feature to these ads as well, decreasing the time between product development and acquisition.
With our 14 years of digital and online marketing experience, you no longer need to depend on marketing expert. Now, you can easily hire us for Brand building, SEO, Social Media Marketing, Web Designing and Digital Marketing.


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Twitch streamer Matt “StaysafeTV” shared a revealing moment on his show yesterday after finding out that the release date of the new installment of World of Warcraft had been accidentally leaked on the homepage.
Matt and other users discovered the bug when the website revealed the game’s release date. When he responded to the website programmers’ error, he was confused.
Catching the situation, the streamer exclaimed:
“This is so damn.”
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Twitch streamer accuses Blizzard of falsely revealing upcoming title’s release date
While streaming, StaysafeTV was observed viewing the game’s online website, which showed the release date of World of Warcraft: Wrath of the Lich King graphically on the home page itself. The date, as seen, was September 26, 2022.
Without thinking much, the 32-year-old continued broadcasting until one of his viewers informed him that the date display was initially an error. He quickly realized that it was a technical error.
After refreshing the page, the broadcaster noticed that the date was gone. He asked rhetorically:
“So the idea is they didn’t want to put the date on the site and I when they updated it they removed it and now it won’t be here anymore?”
After seeing the date removed from the page, the American streamer continued:
“They removed it. Oh my god, Blizzard, that’s such a shit! Oh my god! Wow! Wow! They didn’t want us to know. They actually leaked it. That guy (the programmer) always gets fired !Fire him, fire this guy.”
The game was eagerly awaited by many fans. Regarding the game, Blizzard President Mike Ybarra said:
“We are excited to revisit one of the most beloved eras in Warcraft history with Wrath of the Lich King Classic. The original release of this expansion brought many improvements to the game along with a timeless villain and an epic story.”
Fans react to accidental data leaks
Viewers of the streamer gathered to share their opinions. The clip was shared on the popular subreddit r/LivestreamFail, which has since received many comments.
Many users commented on the game and what they thought of it. Here are some comments shared under the LSF post:
Some users also pointed out that the whole leak might just have been a marketing strategy:
Although the game’s leaked release date was September, players can still enjoy the beta version since it has been available since June.


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Surya Rugs Featured in Mercedes-Benz Star Lounge During New York Fashion Week
September 13, 2013,
The Mercedes-Benz Star Lounge
CALHOUN, Ga.-Surya's Antolya rugs were among the home furnishings items selected to decorate the Mercedes-Benz Star Lounge at New York's Mercedes-Benz Fashion Week, which ended yesterday. The lounge, located backstage at the Lincoln Center for the Performing Arts, hosted a number of notable guests--including Heidi Klum, Lil' Kim and the Jonas Brothers--throughout the week-long fashion event, Surya said.
Designed by the team at Wesley Cadle, Inc., in partnership with Architectural Digest, the lounge mixed glamour and gilded gold. Furnishings included handpainted panels from China, transitional furniture and luxurious accessories, as well as three of Surya's rugs from the Antolya collection, which is handknotted of semi-worsted New Zealand wool in India and has an antique wash that recreates a popular design from medieval-era Persia.
"Surya is constantly looking at the latest trends in fashion as a source of inspiration when developing our rug and accessory designs," said Satya Tiwari, president, Surya. "Fashion has always influenced home decor and those worlds are becoming increasingly entwined. We are honored to be a part of Mercedes-Benz Fashion Week and to help bring to life with our Antolya rugs the inspired vision that Wesley Cadle and Architectural Digest created for the Mercedes-Benz Star Lounge."
Other Articles By Author
HFN Launches Interactive Idea Book
HFN's DIGITAL EDITION
COVER STORY: HFN Turns 90
We commemorate HFN's 90th anniversary by paying tribute to the iconic retailer and supplier brands--and the people--that have helped the industry flourish, then and now.
ALSO IN THIS ISSUE:
- Up & Coming Leaders - The home industry is in capable and visionary hands as this year’s 40 Under 40 list attests. Today’s young leaders span all disciplines and varied levels of operation.
- Omnichannel Retailing - In the Mobile App World, Time is Money


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Everybody knows what challenging times we are living through with level three restrictions continuing to have an impact on what we can do and who…READ FULL STORY
Stories tagged with Tag: Shops
A Lerwick shop has applied for a licence to deliver beers, wines and spirits to customers who call or access an online app. Staney Hill…READ FULL STORY
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23 May 2022
CAPA is currently the leading report and documentary agency in France.
28 Abr 2022
It will be released this Friday 29th april at 22:00h in À Punt.
26 Abr 2022
The Spanish Netflix reality show will be released on May 19th.
18 Abr 2022
'Un país para reírlo' is back, produced by RTVE in collaboration with Hill Valley, the group's humor brand.
05 Oct 2021
Sara Fernández-Velasco, CEO of iZen, has participated in the first edition of Iberseries Platino Industria that took place at the Matadero de Madrid.
16 Sep 2021
'Insiders', the first Spanish Netflix reality show will release worldwide on October 21st.
06 Sep 2021
This Friday, Álvaro Díaz, Netflix's Entertainment Director, presented 'Insiders', a reality show produced by iZen at the Vitoria FesTVal..
23 Jun 2021
Amazon Prime Video has unveiled the official trailer and release date for the second season of the Amazon Original El Cid series
31 May 2021
After the successful launch of the first season, Jaime Lorente returns to the front of the great cast of the second season that will soon premiere.
12 May 2021
The actress Najwa Nimri (Money Heist and Vis a Vis) changes her skin to host Insiders, the first Netflix reality show in Spain.
27 Abr 2021
The audiovisual production group iZen has joined the French production company Newen, thus reinforcing its international projection.
14 Abr 2021
The most exciting nights return to Canal Sur where we will learn more Andalusian stories that deserve to be told. The program, hosted by the Malaga presenter Eva Ruiz, will have the Andalusians as the main protagonists. Anonymous stories that once again will have the opportunity to be known and recognized.


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Renishaw recently announced that David McMurtry and John Deer (pictured) — the founders of the company and executive chairman and non-executive deputy chairman respectively — have indicated to the company’s Board their intention to sell their shareholdings in Renishaw.
Sir David and Mr Deer, together with ‘certain persons connected with them’, own about 53% of the issued share capital of the company and have expressed a preference for the disposal of their entire combined shareholding.
The Board has unanimously concluded that it would be appropriate to investigate the sale of the company and is launching a formal sale process, saying that it intends to seek a buyer who will “respect the unique heritage and culture of the business, its commitment to the local communities in which its operations are based, and who will enable the company to continue to prosper in the long-term.”
Formed in 1973, the company has grown into one of the world’s leading engineering and scientific technology companies, with expertise in precision measurement and healthcare. At the heart of everything the company does “lies a culture of innovation and a fundamental belief that success comes from patented and innovative products and processes, high-quality manufacturing, and the ability to provide local customer support in all its markets around the globe”.
This culture has resulted in a long-term track record of strong operational and financial performance, bringing significant economic and social benefits to its local communities. UBS, a Swiss multinational investment bank and financial services company, is acting as sole financial adviser and corporate broker to the company in relation to the sale process.
Sir David and Mr Deer said: “We are both grateful for our continued good health; however, we recognise that neither of us is getting any younger. Now finding ourselves in our 80s, our thoughts have increasingly turned to considering the future of our shareholdings in the company and how we can actively contribute to securing the future success of the business.
“With that in mind, we approached the rest of the Board to indicate that we felt the time was now right to discuss the best way to achieve this.
“As the founders of Renishaw, we understand the importance of Renishaw’s culture, our place in the communities in which we operate, our commitment to research and development, and the loyalty of our staff, our suppliers, and the customers we serve; these together have been the foundation of our success for almost 50 years.
“With the Board, we are therefore focused on ensuring that we find the right new owner for our business — one who respects and will continue to nurture these important attributes.”
David Grant, senior independent non-executive director at Renishaw, added: “Sir David and John have been exceptional stewards and majority holders of Renishaw, as evidenced by the company’s long-term track record of innovation, success and value creation.
“Following the indication that they would like to sell their shares, my fellow directors and I have thoroughly considered various alternatives in partnership with our advisers and unanimously concluded that it would be appropriate to investigate the sale of the company, hence the launching of a formal sale process.”


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Smart home devices continue to appeal to consumers globally as they come with various advantages while serving different categories. Consequently, the ownership is distributed globally varies based on different aspects.
According to data acquired by Finbold, 24.9% of United Kingdom internet users own smart home devices. The figure is almost double the global average of 13.5% as of Q2 2021. Ireland is among countries above the global average with 22.2% to rank second overall. Canada and United States ownership accounts for a share of 21.2% and 20.2%, respectively.
Other notable countries ranking above the worldwide average include China (18.6%), Turkey (17.1%), Italy (17%), Spain (17%), and Vietnam (17%)
Elsewhere, the Netherlands, India, and Mexico’s smart home device ownership share is below the global average at 13.4%, 13.1%, and 13.1%, respectively.
Changing consumer behavior drives smart home device adoption
The report highlights some of the factors influencing the distribution of smart home device ownership globally. According to the research report:
Furthermore, the ownership share emerges amid changing consumer behavior mainly driven by the effects of the coronavirus pandemic. Amid the health crisis, most people spent money on technology-related services and devices. With most people staying indoors, smart home devices acted as enablers for a smooth stay at home amid the crisis.
In general, smart home device ownership is mainly driven by the desire to improve consumers’ lifestyles, convenience, comfort, and peace of mind.
However, the adoption of the devices is facing various challenges like data-related privacy concerns and the pricing aspect. Currently, smart devices are considered expensive, potentially keeping away possible clients.


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Some users have reported frustrations regarding the performance of their iPhones on their home wireless networks after the latest firmware update to Apple's wireless AirPort devices, 7.4.2.
Users have reported that the latest AirPort firmware update (7.4.2) has caused the external hard drives connected to their AirPort Extremes via USB to lose connectivity after only a few minutes of operation.
Apple has released a couple of updates today. The first is a firmware update for Time Capsule and Airport Base Station devices, and the second is an update for Final Cup Pro.
Disabling plug-ins, codecs and recreating the library are among today's fixes.
Some minor bugs have emerged already, though.
iTunes 7.4.2 released: addresses ringtone issue, other bugs
Volume goes quit, then loud, then quiet...
iTunes 7.4.2 breaks most third-party ringtones, causes problems with Apple's own
iPhone sync problems continue under iTunes 7.4.2: device not recognized, data doesn't transfer
Playback issues may be plug-in related.


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No need to go out and buy a new gadget; here's how to use your phone as a webcam.
Apple is moving away from Intel in upcoming Apple Silicon MacBook Pros, MacBooks and desktops, with its own chips. Here's what you need to know.
Intel Tiger Lake chips promise a big boost in integrated laptop graphics — here's what you need to know
Everything you need to know about Intel Evo, the chip-maker's latest brand for reliable performance.
Geekbench listings for the new i5 and i7 point to a big specs bump for Intel's upcoming laptop chips.
Hope you like the new Edge, Microsoft says you're keeping it, as it's just a part of Windows 10 now.
Apple's new 2020 iMac has new hardware and features, but skips the bigger changes that were rumored.
You too can say "goodbye Cortana," with the Windows 10 May 2020 Update. Here's what you need to know.
macOS Big Sur code suggests Apple is finally bringing its Face ID facial recognition tools to the Mac.
Tesla CEO Elon Musk wants to pipe music directly into your brain. Will his Neuralink project work or be vaporware?
A new report lowers expectations for Windows 10X, citing dual-screen delays and compatibility issues.
A new Windows 10 Wi-Fi internet connection error that isn't actually real is screwing up Spotify and other apps.
The new Dell S-Series brings a variety of designs and resolutions and promises great color performance.
A Chrome fix might be on the way that could seriously help your laptop last much longer while using the browser.
GeForce RTX 3080 Ti leak hints at a massively powerful graphics card to drive next-generation PC GPUs.
Apple won't ditch Intel chips just yet, as the iMac 2020 is set to use a customer Core i9 processor.
As Apple moves to ARM, we're keeping an eye on future versions of Microsoft's ARM-powered Surface Pro X.
Windows 10's recent updates are forcing unexpected reboots on users' PCs, and while Microsoft is working on the problem, it may not have a fix for everyone affected.
Apple oracle Ming-Chi Kuo predicts Apple ARM Macs will launch with a redesigned iMac and refreshed MacBook Pros.
Looking at the risks in the rumored plans for Apple to ditch Intel for ARM Macs. Professional creator applications, high-end gaming and other areas are at risk.
The Windows 10 May 2020 Update is here with fresh icons, new Cortana features and improved performance.
The 16-inch MacBook Pro now offers an AMD Radeon Pro 5600M GPU, which promises 75% faster performance.


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By Shelby Clark Petkus
Honoring the recent health trend of organic and vegan foods, Good Cakes and Bakes, LLC brings a variety of animal-free, locally sourced products to the “Avenue of Fashion” in Detroit. Michelle and April M. Anderson, recently married in New York, opened the bakery to bring joy and organic goods to the city.
April, who holds a MBA, attended Macomb Community College for Pastry Arts to expand on her love of baking. She left her previous job in social work to focus on baking for Good Cakes and Bakes, which she co-owns with Michelle.
Michelle currently works part-time at the bakery while serving as the Ruth Ellis Center’s director of residential and health services.
April decided to make the career change when she realized baking brought her more joy than her previous job. “There is nothing better to me than turning flour, sugar and a few other ingredients into delicious treats to share,” says April.
The couple’s personal joy with the business venture has only been furthered by the city’s enjoyment of their products. Having faced no struggles in opening the bakery, the couple have been thrilled by the warm reception from the city.
April notes, “The future is bright for LGBT businesses in the metro Detroit area; we hope to inspire and offer encouragement to LGBT business owners.”
Providing both baked goods and catering, the bakery plays host to cupcakes, cookies and other wholesome treats. The couple is open to requests and willing to bake anything from s’mores to cake pops.
For those hesitant to delve into the vegan/organic food market, April suggests trying their Gooey Butter Cake or their Vegan Red Velvet Cupcake: “Most people are pleasantly surprised and shocked to taste such a wonderful dairy free baked good!”
Good Cakes and Bakes, LLC is located at 19363 Livernois Ave., Detroit. For more information on the bakery, call 313-468-9915 or visit http://www.goodcakesandbakes.com.


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The Fire TV Recast is currently on sale for $50 to $60 off its regular price for Black Friday. While that’s a fantastic deal, considering the device was released less than a week ago, it has surely caused customers who pre-ordered the over-the-air DVR at full price to be upset. Amazon has voluntarily decided to make things right by giving all customers who paid full price for the Fire TV Recast a $50 to $60 refund credit, which makes their out-of-pocket cost equal to the current sale prices.
Customers who purchased the Fire TV Recast prior to today’s sale should be receiving an email titled “Important Information About Your Fire TV Recast Order,” shown above. The email explains that a promotional credit is automatically being applied to your account to refund the difference in the price that was paid and the current sale price. Customers who purchased the 2-tuner 500GB model at full price will receive a $50 credit and customers who purchased the 1TB 4-tuner model will receive a $60 credit, because the higher-end model is currently more deeply discounted. Customers don’t need to do anything to receive their refund credit.


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It's no secret that LG and Samsung are sworn enemies in the battle to be the best consumer technology manufacturer in the world. One sector where the two South Korean giants are fighting it out like Godzilla and Mothra is the mobile phone industry.
Samsung has had a great couple of years with handsets like the hugely popular SGH-D500 and. It's also pushed technological boundaries with phones like the impressive , which has a 3GB hard drive, and the , which features a whopping 10-megapixel camera lens.
Meanwhile LG has tried to compete with the plasticky 3G-enabled LG Chocolate phone, aka the LG KG800, launched in the UK last month. The phone has sold over 400,000 units in South Korea, making up around 7 per cent of the South Korean market this year. It could well be similarly successful in Europe and the US, which would bring LG to the forefront of the worldwide mobile phone market., and earlier this year the elusive, not yet on sale, clamshell phone, which has a 2-megapixel camera with autofocus. Fortunately, LG has now pulled its act together and designed the beautiful
Unsurprisingly, Samsung has hit back with a similar slider handset, the Samsung SGH-E900. According to Mobile, Samsung is launching the E900 six weeks early in a bid to outdo LG's Chocolate phone. But how do the two phones stand up side by side? Has Samsung created a Chocolate killer?
From what we know, the SGH-E900 has the same black glossy front as the Chocolate phone and also uses a touchpad. Unlike the Chocolate phone, it has EDGE support, a 2-megapixel camera (as opposed to the Chocolate's 1.3-megapixel camera) and an expandable microSD memory slot -- the Chocolate has no memory expansion at all. Based on features, the E900 packs more punch than the Chocolate phone, but it does weigh 10g more and in our opinion doesn't have the same wow factor in its appearance. We'll reserve our final judgement until we get one in, but first impressions suggest this might be a victory for LG. Expect a full review soon. -AL
Update: full reviews of the LG Chocolate phone and are now live.


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By Lindsay Carey
After a few incidents of vandalism and other appropriate behavior downtown, town officials met with business owners in town to discuss ways to make it safer.
Business owners made a couple of requests at the meeting, like a stronger police presence and training on the application of liquor laws.
Town Manager Garry Brumback expressed the concern of maintaining the image of downtown as a family oriented area.
“It’s perfectly fine to drink, but patrons and business owners need to do it responsibly,” said Brumback.
Town officials contacted The State of Connecticut Department of Consumer Protection Liquor Control Division for help in educating bar and restaurant owners about the laws and regulations regarding the sale of liquor.
The town partnered with the STEPS Coalition and Southington Police Department to host a two hour informational session at Hawk’s Landing Country Club on July 23.
Officer Tom Gallo described the meeting as a proactive measure on behalf of the town, so that bar and restaurant owners understand the processes and regulations before an incident occurs.
Agent Kevin Mercado, from the State of Connecticut Department of Consumer Protection Liquor Control Division, covered permitting processes, liquor regulations and penalties for violating regulations.
“There’s an apparent lack of training associated with getting a liquor license,” said Brumback. “It’s always beneficial to have a better understanding of what you’re expected to do.”
Representatives from Apple Valley Bowling, the Aqua Turf, Back 9 Tavern at Southignton Country Club, The New Mill, Blue Moon, Cadillac Ranch, the Groggy Frog, Hawks Landing Country Club, Hydeaway Café, J Lynn’s Pub, Machiavelli’s, Mount Southington, Smokin’ with Chris and Wood N’ Tap attended the information session.
The Groggy Frog Owner Mike Montana said he personally found the meeting very informative and well organized even though he felt that he was already well versed in everything Mercado discussed.
“I’m glad that the people who attended learned something,” said Montana. “I wish that all the rest of the bars in town came.”
Although all of the business didn’t come, Kelly Leppard, head of the STEPS Coalition, said that she was happy with the turnout.
“It was nice to see the bars and restaurants come out and take time out of their schedules to learn and work as a team to try to prevent some of these problems even before they start,” said Officer Gallo.
Gallo said many of the restaurant representatives asked some good questions, including questions regarding under aged drinking.
“Underage drinking is always a concern from alcohol poisoning to getting in a car and driving,” said Gallo. “Now they’re all up to date with the new laws and they have a face behind the name if they have questions.”
By Lindsay Carey


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CHARLESTON, W.Va. – West Virginia Attorney General Patrick Morrisey’s Office issued a release this week stating that it has received more than 850 inquiries on specific consumer issued related to COVID-19 since mid-March.
“Our Consumer Protection Division remains active and ready to assist consumers year round, but our diligent staff is working with increased vigor now that COVID-19 has hit our state,” Attorney General Morrisey said. “I urge consumers with any issues, don’t hesitate to call our office if they see anything suspicious.”
The release stated that the Attorney General’s Consumer Protection Hotline, at 1-800-368-8808, remains open to assist citizens who have any claims of price gouging, COVID-19 scams or any other ways in which bad actors may try to take advantage of consumers during the pandemic. Complaints can also be filed on the office’s website, according to the release.
The Attorney General’s Office said that among consumers’ inquiries and reports are questions about price gouging, particularly on household goods and groceries. The release stated that other popular concerns have involved landlord-tenant issues, vacation or event cancellations and the continued payment for services not received, such as daycare and gymnasium memberships.
The release stated that more than 30 of those reports have led to varying degrees of action. This includes subpoenas and numerous letters to businesses whose conduct may have violated the state’s price gouging law or landlords whose eviction threats may have underplayed the need for a court order, according to the release.
The Attorney General’s office also said that it has been monitoring scam activity to ensure that consumers are alerted to the latest coronavirus-related scams, including those involving utility imposters, stimulus check fraud and sham charities.
The office said that deceptive advertising of claims of “cures” for coronavirus have also circulated. For instance, the Attorney General’s Consumer Protection Division sent a cease-and-desist letter to a business that claimed CBD oil could cure coronavirus.
The release stated that Attorney General Morrisey is reminding consumers to never give out personal, identifiable information without verifying the other person’s legitimacy, whether it be they were contacted via phone call, email or text message.


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The Federal Trade Commission sued Bayer last year, alleging the company improperly claimed that the company's Colon Health helps lessen occasional constipation, diarrhea, gas and bloating. But U.S. District Judge Jose Linares disagreed.
From the tone and contents of the FTC's remarks, it seems unlikely that the commission will relax its regulation of OTC homeopathic product advertising.
Iowa Select Herbs is recalling products a variety of adulterated, misbranded herbal extracts after the FDA and Department of Justice sued the company in July.
Environmental seals and certifications can inadvertently deceive consumers by conveying more than a marketer intends. The FTC has warned several companies about seals that might not comply with its guidelines.
The agency correctly focused on the risk and not the technicalities, says Council for Responsible Nutrition President Steve Mister.
Association’s regulatory paper a response to three draft documents scheduled to restructure the dietary supplement industry.
Can we ideate and market our way out of dirty label land?


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The recent closure of shops belonging to Nigerian traders in Ghana highlights major hurdles to cross ahead of the borderless African Continental Free Trade Area (AfCFTA) billed to start in January 2021.
The Ghanaian Ministry of Trades recently demanded $1 million from each Nigerian trader for the Ghana Investment Promotion Council (GIPC) registration fee, locking up shops belonging to Nigerians who were unable to pay.
This amount demanded by Ghanaian authorities equals N470 million or GH₵5.78 million, which is large enough to set up 500 small businesses in Nigeria and Ghana.
Apart from the constant use of “foreigners” in Ghana when referring to Nigerian and West African traders, frequent harassment of Nigerian businesspeople by Ghana Union of Traders Association and ban on participation in retail business are pointers to obnoxious policies that could hurt the AfCFTA from January 2021.
“Trade integration is meant to give us more business access with one another, but it appears that we are not building that synergy,” Chijioke Ekechukwu, former director-general of Abuja Chamber of Commerce and Industry, told BusinessDay.
Ekechukwu said in the light of the AfCFTA, such row in trade relations could be detrimental to both countries.
The requirement for GIPC registration in Ghana is $1 million minimum foreign equity, while registration fee is 31,500 cedis, BusinessDay understands. But there is no clarity on these provisions as Ghanaian authorities constantly refer to this as tax which Nigerian traders must pay.
Ghanaian laws prohibit traders outside the country’s shores, who are referred as foreigners, from participating in retail trade.
“The row between Nigeria and Ghana is not good for our regional economic integration that we have through ECOWAS,” Monday Osasah, acting executive director, African Centre for Leadership, Strategy and Development, told BusinessDay.
Ghana President Nana Akufo-Addo said in December 2019 after an earlier lock-up of Nigerian shops in the country that the Ghana Union of Traders Association made no mistake in the interpretation of the law banning foreigners in the local retail market, according to BBC.
“We cannot make headway with AfCFTA when Ghana does not allow West African neighbours to trade in its country. I see it as a retaliation against Nigeria’s border closure,” Ike Ibeabuchi, managing director of MD Services, a manufacturing, trade and servicing outfit, said.
The closure of Nigeria-Benin border has hurt Ghanaian traders who trade along the corridor badly. As of the third quarter of 2019, Ghana was the biggest importer of Nigerian products. It imported 17.18 percent of made-in-Nigeria products within the period, beating the European Union and China, according to the National Bureau of Statistics(NBS) data.
In January 2020, Ghana President, Akufo-Addo pleaded with President Muhammadu Buhari to reopen the closed borders because of its major negative impact on Ghana’s economy. But this has not happened.
However, Ayoola Olukanni, director-general of the Nigerian Association of Chambers of Commerce, Industry, Mines and Agriculture (NACCIMA), said such challenges would have no impact on the AfCFTA.
He said the fact that the regional or continental trade is laced with critical problems does not mean that the AfCFTA would fail, disclosing that many Nigerian firms are already taking a long view on the trade treaty.
“I am not saying there are no major problems, but the AfCFTA is a strategic option for businesses, and these problems do not invalidate the visions of the AfCFTA,” Olukanni, an ambassador, said.
The AfCFTA seeks to liberalise trade among African countries. It is targeted at a ‘borderless’ Africa, with an eye on a single market for goods and services on the continent.
It is easily the largest trade agreement since the World Trade Organisation (WTO) in 1994 and a flagship project of Africa’s Agenda 2063, targeted at creating a single market for 1.2 billion people and exposing each country to a $3.4 trillion market opportunity on the continent.
Trade among West African countries is about 12 percent, which is relatively low when compared with other regions. On continental basis, trade among African countries is 16 percent, which is poor when compared with Europe’s 59 percent, Asia’s 51 percent, North America’s 37 percent, and Latin America’s 20 percent, data show.
There are concerns that the inclinations of several African nations could hurt the AfCFTA trade agreement that promises to make Africa a trading hub.
Recently, South African mobs chased away business owners, claiming that they were foreigners taking over their businesses and jobs. The Nigerian government has shut its border with neigbouring Benin Republic for one year.
In March 2019, Rwanda shut down borders against Uganda over diplomatic row that has seen the two countries suspecting each other.
In April 2019, Eritrea unilaterally closed all border crossings with neighbouring Ethiopia less than a year after the two countries made peace
In June 2019, Kenya shut its borders with Somalia for security reasons one week after outlawing along the coast near the Somalia border. Kenya authorities cited increased illegal trade, as well as human and drug trafficking in the area as major reasons for the latter action.
In August, Equatorial Guinea said it was building a Trump-like border wall to stop Cameroonians and West Africans from illegally entering its territory.
“There is already a dent in the way some African countries are going about this development. It is like we’re fighting each other more rather than concentrating on trading among ourselves despite our huge and burgeoning population,” Osasah, earlier quoted, further said.


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In addition to being the last year for current-generation Charger and Challenger production, 2023 marks the last year that Chrysler will produce the closely-related 300. The brand announced a limited run of 2200 new 300Cs to celebrate the end, a limited run that came to an end earlier this week.
That makes this red example the last Chrysler 300C, the end of the line for one of the most successful rear-wheel drive sedans built by an American company since the 1970s. The 300C wraps up its life 18 years after debuting for the 2005 model year. Back then, the 300C was powered by a 340 hp V-8. The final 300C packs 485 hp, far less than the most powerful Challengers but a substantial step up from the car's beginnings.
Even without the help of a new Hellcat-powered model, Chrysler parent company Stellantis says that the 300C's limited run sold out within 12 hours of its announcement. The 300, Charger, and Challenger may be very outdated as they wrap up a lifetime that lasted over parts of three decades, but enthusiasm for the models has lasted through the end.
This is not necessarily the final car built with a 300 badge, but Stellantis says that production of the current-generation, non-C 300 will wrap up "no later than December 31st, 2023." While the Dodge models seem primed for an electric replacement that may even have a gas-powered option, Chrysler has yet to announce any sort of plans for a 300 replacement.
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The health and wellness tourism industry in India is expected to generate revenues of INR315.4bn ($6.38bn) in 2016, with a compound annual growth rate (CAGR) of 25.6% over 2012-16, according to a BRICdata report.
A large number of health and wellness tourists are attracted to India due to the availability of low cost, advanced medical technology, qualified doctors, medical visas and various government initiatives.
The report observed that the industry, despite being smaller in size than developed countries, is developing rapidly on both a regional and national level.
In order to present India as a unique destination for spiritual healing, the Ministry of Tourism aims to capitalise on the potential of the country’s traditional systems of wellness and medicines such as ayurveda, siddha and yoga, the report noted.
The full report ‘Emerging Opportunities and Growth Prospects of Health and Wellness Tourism in India’ is available from BRICdata. Click here for more details.


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Nintendo’s E3 2021 Direct presentation was full of interesting reveals during this week. We got all sorts of new game reveals and announcements out of the show, and major among them was the announcement of a new Super Smash Bros. Ultimate DLC character. It’s Kazuya Mishima from Tekken, and not only did we get a glimpse of him in action, but Nintendo promised a follow-up presentation - a new Mr. Sakurai Presents - to show off Kazuya and give an in-depth look at what he’ll be able to do in Smash Bros. Ultimate.
Nintendo announced the upcoming Super Smash Bros. Ultimate Mr. Sakurai Presents Kazuya presentation shortly after it revealed the character as part of the Fighter Pass Vol. 2 DLC on June 15, 2021. Coming on June 28, 2021 at 7 a.m. PT / 10 a.m. ET on the Nintendo YouTube channel, the Mr. Sakurai Presents Kazuya presentation will feature about 40 minutes of details regarding Kazuya and what he’ll be able to do in Smash Bros. Ultimate.
Tune-in on 6/28 at 7am PT for a deeper look at the new Super #SmashBrosUltimate DLC fighter, Kazuya Mishima, with Director Masahiro Sakurai. He will also reveal the fighter’s release date! pic.twitter.com/nLGBE95UrI— Nintendo of America (@NintendoAmerica) June 15, 2021
Kazuya marks one of the final character reveals for Super Smash Bros. Ultimate. With his reveal, there is but a single Smash Bros. Ultimate Fighter Pass Vol. 2 DLC spot left. Earlier reveals for this bundle of fighters in Smash Bros. Ultimate featured Min Min from ARMA, Steve and Alex from Minecraft, Sephiroth from Final Fantasy 7, and Pyra and Mythra from Xenoblade Chronicles 2. Each of these characters features remarkably different styles too. As a fighter already, Kazuya has plenty of precedent for what his moveset might look like and how he plays.
We’ll find out for sure soon enough. Stay tuned at the end of this month as the Mr. Sakurai Presents Kazuya presentation goes live and we get to see the nuts and bolts of this Tekken classic character.


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Latest from The Spokesman-Review
OLYMPIA – For a political reporter, state initiatives have become gifts that just keep on giving.
There have always been plenty of unusual ideas for ballot measures that crop up every spring, sort of like dandelions in the political lawn, and knock-down campaign battles over the few that collect enough signatures to make the ballot.
Some measures manage to remain controversial long after voters approve or reject them. . .
To read the rest of this item, or to comment, continue inside the blog.
Majority Coalition members watch vote count on liquor sales bill. It passed 26-23.
OLYMPIA — In a fight over fixing problems with an initiative that got the state out of the liquor business, the Senate tried to make it cheaper for restaurants and bars to restock from local stores.
After much talk about the proper way to "level the playing field" and not "pick winners and losers", the Senate voted 26-23 to allow restaurants and bars to buy liquor from retail outlets without paying the 17 percent tax that other consumers pay. It was an expansion of a law passed last year that allowed them to avoid the tax by buying from the old "contract" stores the state had before Initiative 1183 ended the state's monopoly on wholesale and retail liquor sales.
Some senators wanted to remove the tax for all purchases, arguing the state should not pick winners and losers with its liquor tax policies, but an amendment to do that failed on a 21-28 vote. Others said they should only even out the laws for different retailers, not giving some stores an advantage in selling to bars and restaurants who need to restock certain items between deliveries by distributors.
SB 6220 now goes to the House, which must pass it in its current form before next Thursday or send any changes back to the Senate.
OLYMPIA — After dropping during the first month of private liquor sales, the amount of liquor sold and the taxes the state got for it went up in July.
The state Revenue Department said sales were up about 15 percent this July compared with July 2011, and sales for the second quarter of this year are up about 11 percent over last.
Liquor sales took a big jump in May as the deadline imposed by Initiative 1183 for switching from the state monopoly to private sales approached. Bars and restaurants in particular stocked up against the coming change.
Sales dropped about 9 percent in June, the first month the law took effect, compared to the previous June.
In all, Washington consumers bought 10.6 million liters of spirits for the second quarter, an increase of about 1.2 million liters. (For folks who don't do "metric", that's about 2.8 million gallons total and an increase of about 317,000 gallons.)
The state also collected $68 million in taxes and fees on liquor, an increase of about 15 percent. Prices were higher in July than in pre I-1183 days, but they did come down sligthly from June.
It's too soon to tell what kind of trend we're developing, the Revenue Department said.
Washington voters probably didn’t intend it, but they gave at least a temporary economic boost to Idaho liquor stores when taking their state out the booze business last year by passing Initiative 1183.
In June, the first month that I-1183 closed Washington’s state-owned liquor stores and raised the overall price of distilled spirits in the private outlets that took their place, Idaho state liquor stores just across the border saw more Evergreen State license plates in their parking lots and a jump in business.
The two Post Falls liquor stores saw a 58 percent increase in sales for June 2012 compared to the previous June, said Jeff Anderson, director of the Idaho State Liquor Division. Between Lewiston and Oldtown, the eight Idaho liquor stores just across the border are up 33 percent overall, or a total of $560,000.
“The numbers are a bit skewed,” Anderson said . . .
To read the rest of this story, or to comment, go inside the blog.
OLYMPIA — The state Supreme Court upheld Initiative 1183, a.k.a. get the state out of the booze business, on a 5-4 vote. (Here's a link to today's story.)
Or maybe it's better described a 5-3-1 vote, because Justice Tom Chambers disagreed with the majority on some points, but agreed with them on others.
For those who were worried that the court was going to throw a monkey wrench in plans to rush to your favorite discount store and stock up on cheap booze, here's the reason why the changeover to private liquor stores will proceed on schedule:
Justice Steven Gonzalez's majority opinion, signed by Chief Justice Barbara Madsen and Justices Susan Owens, James Johnson and Debra Stephens, can be found here.
Justice Charlie Wiggins' dissent, signed by Justices Charles Johnson and Mary Fairhurst, can be found here.
Justice Chambers' half and half, where he agrees that voters might've been hoodwinked by calling taxes fees, but agrees with the majority on some other things, can be found here.
As always, feel free to comment on what you think about I-1183, or the court's decision, by clicking here.
Wednesday's major SR business story is the summary of the variety of retailers (90 and counting) planning to sell booze come June 1, when I-1183 takes effect.
Here's an online map, tooled by the SR's Mike Tigas, that displays those 90 stores: http://data.spokesman.com/i1183-transition/liquor-retailer-licensees/
Also worth checking is the state list of all applicants to date, at http://liq.wa.gov/records/frequently-requested-lists and click on the link for "off-premises licensees." Note, that list includes applicants for both beer/wine and for spirits. You would need to sort the full list to see just the spirits applications.
Brian Smith, of the state liquor board, said the agency has been "working overtime" to add new names to the list. That list should be new every Monday, Smith said.
Good luck finding a store that DOESN'T sell liquor in June.
OLYMPIA — A union that represents some of the workers who will lose their jobs at state liquor stores is suing to block Initiative 1183, which will begin dismantling the state control of liquor sales next year.
The United Food and Commercial Workers Local 21 sued today in King County, saying I-1183 violates a state requirement that an initiative have only one subject. The ballot measure had more than that, the union contends: privatizing the state liquor system, changing laws for selling and distributing wine, changing the ability of the Liquor Control Board to regulate alcohol advertising; and creating new franchise protections for spirits distributors.
The union contends the initiative's sponsor, Costco, focused on the issue of privatizing the state system with its record advertising campaign and avoided the other points, which are designed to benefit the retail giant.
Costco may have spent the big bucks to get the initiative passed, but state taxpayers will pay the cost of defending it.
State law says the Attorney General's office defends an initiative the voters approve. Dan Sytman, a spokesman for Attorney General Rob McKenna, said the office "will vigorously defend this initiative" like other state laws.
One angle of Initiative 1183 that has not been the subject of millions of dollars worth of commercials for and against is choice – as in will my choice of liquor be better or worse if the measure passes?
With campaigns arguing over whether people will or won’t drink significantly more liquor, get into significantly more traffic accidents and have significantly more problems with alcohol abuse, it’s probably not surprising that neither side has the campaign equivalent of “Dos Equis Guy” saying “I don’t always drink single malt 20-year-old scotch, but when I do, I like shopping at Washington State liquor stores.”
But selection is likely to change, at least initially…
OLYMPIA – Led by a multi-million dollar battle for who controls liquor sales in Washington, initiatives and candidates on the Nov. 8 ballot have spent more than $18 million on trying to sway voters in the last three weeks.
This may come as no surprise to state residents who can’t turn on the television without seeing firefighters argue whether voters’ lives will be better or worse if state-run liquor stores go the way of the Model T. Other state initiative campaigns have their own TV messages, and campaigns big and small are filling mail boxes with slick mailers.
Campaigns were required this week to report all spending through Tuesday to the State Public Disclosure Commission. While more money will be spent by some campaigns that remain flush with cash, that won’t be reported until Dec. 12, when most bills are paid and many campaigns tally their final account.
Tuesday’s deadline covers some of the most intense spending of any campaign season…
OLYMPIA – In an effort to get voters to end the state's liquor monopoly, Costco this week made the largest contribution in history – nearly $9 million – to a state ballot campaign.
The discount retail giant based in Issaquah, Wash., nearly doubled down on its contributions this year to the Yes on Initiative 1183 campaign, on which it had already spent more than $12 million through cash contributions and in-kind services such as employee time for gathering signatures in less than a month to get the proposal on the Nov. 8 ballot…
The campaigns for and against the get-the-state-out-of-the-booze-biz initiative seem in a competition for “first responders” willing to endorse their stance.
It started with the ad by Protect Our Communities, the official name of the No on I-1183 committee, which enlisted a county sheriff, a city police chief and a pair of firefighters to denounce the proposal…
OLYMPIA — The Association of Washington Business, which is occupies the role of the state's chamber of commerce, likes the ballot measure to turn the state's liquor business over to private business.
It doesn't like the ballot measure to restrict tolling policies on roads and bridges. Nor does it like a measure to require extra training and background checks for long-term care workers.
At its "policy summit" meeting in Suncadia — that's a lodge on the eastern slope of the Cascades near Cle Elum — the AWB decided to come out in favor of I-1183, which would end the state monopoly on wholesale and retail liquor operations. Better than previous attempts, the group says, by keeping sales out of convenience stores in cities and bringing in more revenue for the state."
It doesn't like I-1163, which applies to health workers. Too expensive at a time when the state's budget is "$2 billion in the hole" and can least afford it.(Technically, the budget isn't $2 billion in the hole. The gap between projected revenue and scheduled expenses is $1.4 billion, or $1.27 billion if the state were to blow through its reserves in an effort to head off red ink. Gov. Chris Gregoire is asking the Legislature to come back starting Nov. 28 to cut $2 billion because by then the revenue projections may be worse and the state really needs to have reserves. But $2 billion probably is easier to remember.)
And it's against I-1125, which would restrict the use of tolls to the roads or bridges where they are levied, ban variable tolls for different times or days, and require tolls be set by the Legislature. It would jeopardize some big projects and cause "more delays and traffic headaches for Washington drivers," the group said.
OLYMPIA — For those who are Jonesing for some campaign-style polling, a Seattle political consulting firm is trying to supply a fix.
It has a new poll of 500 voters that suggest if the election were held today, Republican Rob McKenna would beat Democrat Jay Inslee for governor. And President Barack Obama would beat either of the two current GOP frontrunners, Rick Perry or Mitt Romney, for president in Washington state.
Two initiatives on this November's ballot would also pass, according to the Strategies 360 poll.
But there are some caveats and some details beneath the surface of the raw numbers, Kevin Ingham, the firm's vice president for polling, explained Monday morning in the big rollout of the numbers.
OLYMPIA – This year’s ballot measure to get state government out of the liquor business is shaping up as another multi-million dollar fight that will pit one of Washington’s largest discount retailers against alcohol wholesalers.
Also taking sides are the state’s grocery stores, with some big national chains like Safeway backing the proposal and some regional chains like Rosauer’s working against it.
OLYMPIA – Washington would collect more revenue if an initiative to privatize liquor sales passes, but could pay more for road projects if another ballot measure on toll roads succeeds.
That's the best estimate of the Office of Financial Management, which recently released its analyses of the three measures headed for the Nov. 8 ballot…
To read more about the analyses, and for links to the reports, click here to go inside the blog.
OLYMPIA — We may have to stop calling Initiative 1183, the ballot measure that would get the state out of the wholesale land retail liquor business, "The Costco Initiative."
The proposal now has another source of funding: Trader Joe's.
Costco is by far and away the biggest source of cash for I-1183, and this will be the discount giant's second attempt to change state liquor laws in a way that would allow it to sell and possibly distribute liquor in its stores.
Costco has put roughly $1,082637.40 in cash into the campaign. And that doesn't count more than $1.2 million it chalked up through in-kind contributions for things like employees who were paid for their time manning the signature gathering tables in the stores or the national petition gathering firm it hired on the way to setting a record for the fastest qualifying signature campaign in state historyo.
Late last month, Trader Joe's tossed $50,000 into the pot. So as of July 26, it became the 98 percent Costco initiative. The date May 26 on the PDC form, is wrong, but of course we all figured that because no one would let a check for 50K sit around for two months before taking it to the bank.
So what does this mean? Maybe if I-1183 passes, Washington residents won't have to pay a fee and join Costco to get a really good deal on booze.


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Presenting the conclusions of the High-Level Group on sugar at the working group meeting of the EU sugar sector social dialogue, representatives of the European Commission Directorate General for Agriculture & Rural Development once again offered no concrete, immediate actions to the most pressing question ever faced by the EU beet sugar sector: how to arrest the current serious, unprecedented, and prolonged market decline?
Discussions have been on-going since more than a year and no tangible steps have been taken to stabilise the EU sugar market. The EU price reporting is well below the EU reference threshold since January 2018.
The context is however quite straightforward: beet sugar factories, which concentrate skilled, remunerative industrial employment, are often the heart of the rural communities where they are situated. These factories generate important economic multipliers: supporting sugar beet farmers; secondary processors, with high-quality, sustainable sugar; the chemicals and fermentation industries, with bioethanol and molasses; and pastoral agriculture, with nourishing animal feed from beet pulp. It is no exaggeration to say that the closure of a single such factory can shatter the fortunes of an entire community. And this at a time when rural desertification shows no sign of letting up.
Number talks: 14 Jobs are supported for every direct job in a sugar factory.
EFFAT, representing employees of the EU sugar sector, and CEFS, representing EU sugar manufacturers urge the European Commission to implement market measures urgently.
The EU sugar industry matters. Ensuring the continued competitiveness and sustainability of our industry is vital to the livelihoods of hundreds of thousands of European citizens and some of our most fragile communities.


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This week on We Dig Plants, Alice Marcus Krieg is once again by herself interviewing Matthew Reich, the Vice President of City Harvest. City Harvest is a food rescue organization that saves surplus food from restaurants, retailers, and farmers and donates them to food pantries and soup kitchens all across the five boroughs. Tune in to learn about the food supply chain, and how much food is often wasted in all steps of the food production process. Hear how City Harvest has built relationships with farmers all across the country! Hear how City Harvest has geared up after Hurricane Sandy, and hear about how the Groundworks, Inc. garden fared in the storm. This episode has been sponsored by Hearst Ranch.
"In addition to food we rescue from restaurants, supermarkets, etc. - we have farmers who deliver food to us from all over the United States... about 50% of the food we ship out is fresh fruit and vegetables." [5:45]
"Surplus food exists in every part of the food supply chain- manufacturers, retailers, wholesalers- they all have surplus food." [8:45]
-- Matthew Reich on We Dig Plants


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This is now the third major artist to withhold a release from Spotify while giving preferential access to iTunes. And, the third major artist in a row to score a number one album release.
See the pattern here?
According to details tipped to Digital Music News by a major label executive, Queens of the Stone Age have now scored a number one album release with US-based sales of roughly 91,000 units. The album, titled …Like Clockwork, was technically released in the US on Tuesday, June 4th, though the iTunes Store featured a prominent streaming exclusive one full week prior.
And of course, an equally prominent pre-order button. Spotify told Digital Music News that this was just a ‘promotion’ before the ‘official release date,’ though another, equally valid description of reality might be an ‘iTunes streaming exclusive’. Here’s what the iTunes page for Queens of the Stone Age looked like prior to Spotify getting any access.
Which reaffirms the presence of a new release strategy, based on its recent practice by both Daft Punk and Vampire Weekend. Compared to these artists, the QOTSA approach is essentially cookie-cutter. Here are the approximate dates of arrival for all three artists on both iTunes and Spotify.


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With a market share of 31.5 percent, Nokia is still the largest vendor of handsets in the Indian market, followed by Chinese brand G’Five with about 10 percent share, IDC said on Wednesday.
No, I haven’t heard of G’Five either. The article goes on to say that there are 68 new vendors in the market accounting for 41% of total shipments. There were only five new vendors with a share of 1% in the first quarter of 2008.
It was not long ago that Nokia held over 70% of the Indian market. That market is now larger but the share for Nokia has dropped by half at least. The share was not lost to Samsung but to 63 new entrants. They managed to capture 40% of the market, roughly equal to what Nokia lost.
These new vendors will launch Android phones next year or the year after that. According to IDC, Android obtained 9.4% in the third quarter up from 2.9% y/y. The number of Android models went from 2 to 19 in the same time frame.


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Coca-Cola is telling Pepsi-Cola that when it comes to Super Bowl advertising, you can walk and chew gum at the same time.
Coca-Cola executives discussed how they intend to incorporate philanthropy and the social media into their Super Bowl ad plans. The social media component will come courtesy of Facebook, which is teaming up with Coca-Cola for the initiative.
Coca-Cola is scheduled to run two commercials during Super Bowl XLIV on CBS on Feb. 7. The company bought the time from CBS before Pepsi-Cola announced that it would skip the game.
Visitors to the Coca-Cola fan page on Facebook (facebook.com/livepositively) will be able to share virtual gifts with friends, after which three things are to take place:
* The gift recipients get an image of a Coke bottle that is displayed on their Facebook pages and news feed.
* The gift givers will get a 20-second sneak peek at one of the two Coca-Cola Super Bowl commercials.
* Coca-Cola will donate a dollar to the Boys and Girls Clubs of America.
The altruistic element to be added to the Super Bowl ad effort reflects a longtime corporate philosophy “to do a little good while you’re refreshing people,” Katie Bayne, chief marketing officer at Coca-Cola North America.
The philanthropy also fits in with a Coca-Cola corporate campaign carrying the theme “Live positively,” Ms. Bayne said, which discusses subjects like recycling, as well as with the campaign for the Coca-Cola brand, which carries the theme “Open happiness.”
For Coca-Cola, the Super Bowl represents a chance “to be part of the celebration,” she added, and to “make brand-equity deposits” with the large audience expected to watch the game.
The two Coke spots during the game, created by Wieden & Kennedy, are part of the “Open happiness” campaign. One features characters from “The Simpsons” and tells a story about Montgomery Burns, Homer Simpson’s stingy boss, losing his entire fortune.
The other Coke spot in the Super Bowl, set to a version of Ravel’s “Bolero,” shows a man sleepwalking through some scary moments in the African veldt.
Coca-Cola and Pepsi-Cola have zigged and zagged their way through many Super Bowls. In the early years, both brands bought spots during the game. Coke pulled out for many years after Pepsi-Cola kept outscoring Coke in the annual USA Today Ad Meter competition, in which consumers rank their favorite Super Bowl spots.
Coke returned to the Super Bowl in 2007 and the two brands went head-to-head again that year as well as in 2008 and 2009.
Ms. Bayne and Pio Schunker, senior vice president for creative excellence — yes, that is his title — at Coca-Cola North America, showed some Coca-Cola spots that will appear during other high-profile TV events in addition to the Super Bowl. The venues will include the Daytona 500 Nascar race and the Winter Olympics.
As the Webcast ended before 2 p.m. Eastern time, Ms. Bayne noted that 2,500 virtual Coke gifts had already been given away through Facebook.
There may have been much more but Coca-Cola’s timing was off: the Webcast was up against the introduction by Apple of the iPad.
Coca-Cola is smart to utilize social media instead of ads for advertising methods. This may be a better route in order to save money and use free sites such as Facebook. Also, it showcases Coke's philanthropic side and partners them with the Boys & Girls Club of America.


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Digital Assets Monetary Network Inc. (OTCMKTS: DATI) has provided an update to its shareholders regarding the way forward following disruptions due to the coronavirus pandemic.
DigitalAMN introduced measures to support small businesses
The company’s CEO, Ajene Watson, indicated they are delighted to create a highly rated ecosystem. They are determined to promote social empowerment, economic growth, and financial literacy in investment and business communities. He said that since 2017 the company has made massive progress, and it is looking forward to generating health cash flow in the next 24 months. Over the period, DigitalAMN has enhanced its business equity portfolio as well as fostered strategic alliances with VC’s angel investors and also private equity funds.
Ajene added that the company is doing much for the small business community, especially during this coronavirus period. For instance, its subsidiary unveiled a COVID-19 micro-funding initiative to support small businesses that have been affected by the COVID-19 pandemic. The company provided access to capital and resources as well as deferred or waived onboarding fees. The marketing services costs have been deferred, and DigitalAMN is covering costs attributed to third-party professional fees.
Easing of Reg. CF requirement helped DigitalAMN in offering support
The company’s initiative was dubbed “Keep The Light On,” and shortly after the launch of the program, the US SEC luckily eased Regulation Crowdfunding requirements. This offered conditional and temporary relief, which relaxed fundraising with Reg. CF. The CEO added that the SEC’s measures were important, especially during the COVID-19 crisis, and they helped the company validate the company’s continuing support for small businesses.
Going forward, DigitalAMN remains strong, and the company is striving to improve every facet of the company. This will help the company to remain financially and structurally sound during this crisis. Most importantly, in the last two and a half years, the company has experienced considerable growth. DigitalAMN’s YoY revenue has grown 197% and raised around $1.1 million since 2017. Similarly, it has minimized net losses by 58% and enhanced investments by growing its asset position by 246%.


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September 18, 2009
Trudeau garlic press recalled
The U.S. Consumer Product Safety Commission announced a voluntary recall of Trudeau Corp. garlic press-slicers due to a laceration hazard.
About 22,000 Trudeau Garlic Duo Slicers were imported from China by the Canadian company and sold for about $20, the commission said.The unit's slicer blades can break during use, presenting a risk of laceration.
The model numbers involved in the recall are 998009, 998010 and 998010CB. These numbers are printed on the packaging, but not on the product.
The garlic presses have
Trudeau printed on the side.
Consumers were advised to stop using the Garlic Duo and contact Trudeau for a free replacement.
Consumers can call 888-887-8332 for information.


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, the online comparison shopping site based in Los Angeles, reported today that it saw a 14 percent year-over-year growth in traffic from Thanksgiving to Cyber Monday shopping. The company said the growth indicates that more consumers are using the Internet for research, price comparisons, and purchasing gifts. The company said Cyber Monday was its biggest day last week, with 20 percent more traffic than Black Friday. PriceGrabber is not the only online comparison shopping, coupon, and other site to see gains this season; comScore reports overall industry traffic grew 28% on Black Friday and 17% on Cyber Monday; PayPal was reporting 190% increas in mobile payment volumes compared with last year; and coupon and deals site RetailMeNot reported 39% traffic growth in the same period.
posted on Friday, November 30, 2012
> PriceGrabber, eCost Report Big Cyber Monday Sales
> Black Monday Online Shopping Results Rise 26 Percent
> PriceGrabber Sees Surge In Video Game, Sporting Goods Shopping
> Online Holiday Sales Down 3 Percent
> Holiday Spending Up In December, So Far


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Learn about Scalarr's latest feature releases and product updates, new customers and partners. Find out all the news you need to know here.
Scalarr Results 2019: A Year in Review
For Scalarr, this year was full of achievements, stellar headlines, new discoveries, consistent growth, and challenges to learn from. Take a short trip down memory lane with us and l...
Scalarr Wins "The Most Effective Anti-fraud Solution" at the 2019 Effective Mobile Marketing Awards
Effective Mobile Marketing Awards named Scalarr the winner in "Most Effective Anti-fraud Solution"
Fraudsters found a new way to steal revenue from advertisers - Complex VTA Spoofing
Fraudsters have upped the ante and are now operating under a new scheme - Complex VTA Spoofing, which is the method of faking tracking links to spoof clicks as impressions
Scalarr Wins Silver Stevie® Award in 2019 International Business Awards® for Tech Startup of the Year
Yay! Scalarr Inc. named the winner of 1 Silver & 1 Bronze International Stevie® Award for Tech Startup of the Year and Startup of the Year.
Scalarr and mParticle cooperate to provide accurate fraud detection
Clients using Scalarr and mParticle can enrich existing data with valuable data points from first-, second-, and third-party sources, further increasing the accuracy and completeness...
Borys Pratsiuk joins Scalarr as CTO to contribute to strengthening the fight against mobile ad fraud
We are excited to announce that Borys Pratsiuk, former Head of R&D at Ciklum, has joined Scalarr as Chief Technology Officer
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The Home Depot (NYSE: HD) reported third quarter 2023 earnings results today.
Sales decreased 3% year-over-year to $37.7 billion. Comparable sales fell 3.1%.
Net earnings were $3.8 billion, or $3.81 per share, compared to $4.3 billion, or $4.24 per share, last year.
Revenue and earnings beat expectations.
For fiscal year 2023, the company expects sales and comparable sales to decline 3-4% and EPS to decline 9-11% YoY.
The stock was up over 1% in premarket hours on Tuesday.
Listen to the conference calls as they happen. Don't miss a beat! With AlphaStreet Intelligence, you can listen to live calls and interviews as they happen, so you never have to worry about missing out on important information.
Discount store chain Dollar General Corporation (NYSE: DG) will be reporting third-quarter results next week. Operating nearly 20,000 stores across the US, it is one of the largest supermarket chains
Shares of Dollar Tree, Inc. (NASDAQ: DLTR) were up over 1% on Thursday. The stock has dropped 13% year-to-date. The discount retailer delivered third-quarter 2023 earnings results that did not
The Kroger Co. (NYSE: KR) reported its third quarter 2023 earnings results today. Total company sales were $34 billion compared to $34.2 billion for the same period last year. Identical sales


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Over a thousand unregistered cars, lying at dealer stockyards in Bhiwandi and Taloja, were submerged in the floods that hit the city and its outskirts a fortnight back.
These cars -- a majority being Hyundai's Santro, Fiat's Palio and General Motors' Chevrolet -- will be repaired by dealers and then sold at a discount, says Mahendra Dhruva, national president, Surveyors' Association.
Most car dealers keep some stock outside Mumbai city limits to enable prospective customers buy cars without having to pay any octroi. The octroi charged for cars registered in Mumbai is 4.5 per cent of the value of a car.
Dealers will have to make a declaration to prospective buyers that these cars have been damaged in the floods and hence cannot be sold as brand new.
Discounts can run into Rs 100,000 and above depending on the model and the damage suffered. Car models in the stockyards at Vasai, a western suburb of Mumbai, were not much affected by the rains.
"Once the cars are delivered to dealers, auto manufacturers do not have any responsibility. Dealers do take a stock policy, which essentially is like a fire cover that protects their stocks in trade against floods among other disasters," says Dhruva.
Since the industry has taken a conscious decision not to declare cars affected by the floods as scrap, the stock policy taken by dealers will cover the repair cost of the cars.
Most automobile manufacturers, whose "unregistered" cars have been damaged in the floods, have advised their dealers to scrap the cars.
However, the dealers have decided to get the cars repaired instead to soften the blow of their losses.
Hyundai Plaza, one of the few dealerships in Bhiwandi belonging to the carmaker, is awaiting instructions from South Korea on what is to be done with the damaged cars."Till such a time these cars are sold, dealers cannot order fresh stock from manufacturers," says an industry executive. As each dealer tends to keep about 200 topline car models, the stock in trade affected by the floods can be worth Rs 8-10 crore (Rs 80-100 million), he adds.


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Innovation Guelph, in partnership with the Business Centre Guelph-Wellington, hosted the fourth annual Rhyze Awards on June 14 for local women-owned businesses, awarding a total of $22,000 in prizes.
Three Wellington County businesses received the accolade.
Prizes were awarded after the ten female entrepreneurs pitched their businesses to a panel of industry experts.
The 2018 Rhyze Award recipients are:
- – Julia Kitras, No Guff Automotive, Guelph’s first night garage – $10,000;
- – Chef Pam Fanjoy, Fan/Joy, the friendly chef of Hillsburgh – $5,000;
- – Caitlin Hall, Reroot Farm in Minto, certified organic produce, pastured meats and raw honey – $4,000; and
- – Annie Guimond, Green Bicycle Farm in Rockwood, non-mechanized micro farm – $3,000.
“We are proud to get behind The Rhyze Awards and help these female entrepreneurs take the next step in their businesses,” said Innovation Guelph executive director Anne Toner Fung.
“We heard from some very innovative businesses tonight, companies that, I believe, are poised to be the success stories of tomorrow.”
In addition to the cash prizes, each award recipient was given a matching line of credit from the title sponsor, Meridian Credit Union and a video business profile by Katie Green of Local Ladies.
All 10 finalists also received a one-year membership to Company of Women, courtesy of the organization’s founder, Anne Day.
The following also participated at The Rhyze Awards pitch event:
- – Mitra Amiri-Jami, Micro-Omega Pro in Guelph, a novel source of fish oil;
- – Dale McRae and Rosemary Smith, Wrist Walk of Guelph, a hands-free device for dogs and dog walkers;
- – Karla Andrews, Andrews In-Home Physiotherapy of Guelph;
- – Donna Grambow, Schmecken BBQ of Guelph, barbecue and catering ;
- – Sheri Copplestone, Confident Careplanners Inc. of Guelph, experts in the key focus areas for care planning; and
- – Joleen Constantis, Volumes of Space in Guelph, professional design services.
“I’ve personally been involved with the Rhyze Awards since we started, four years ago, and I continue to be impressed by the passion and creativity of all of the nominees,” said Business Centre Guelph-Wellington executive director Kristel Manes.


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By comparison, 1,6 million cheques were processed in 2015, 8 million in 2014, 2,1 million in 2013 and 2,2 million in 2012.
‘’The continuing downward trend in volume and value is mostly due to the shift to electronic means of payment and the less efficient nature of cheques as a payment instrument when compared to cards and electronic funds transfers (EFT), ’’ the Bank of Namibia reported.
The Namibian banking industry reduced the cheque limit from N$500,000 to N$100,000 at the beginning of 2016, with the view to eliminate cheques as a payment instrument by 31 December 2017
By contrast, EFT transactions processed by Namclear increased in 2016, compared to 2015.
Namclear processed 17, 3 million EFT transactions to the value of N$260 billion in 2016, compared to 15, 6 million EFT transactions valued at N$236 billion in 2015.
According to the central bank, this increase in EFT usage reflects its efficiency and security as a method of payment versus instruments such as cheques.
The card payment stream (NamSwitch) also increased in volume and value during the reporting year when compared to 2015.
Namclear, through the local card switch, NamSwitch, processed 17, 9 million card transactions to the total value of N$9, 7 billion in 2016, meaning that the volumes and values switched increased by 16,9 and 20,2 percent, respectively, compared to 2015.
The card payment stream has continued on an upward trend in terms of volumes and values processed since the switch was localised in 2013.
According to a recent edition of Money Matters, a financial edition column by Bank Windhoek, cheque usage has been declining for some years, both for point of sale transactions (for which credit cards and debit cards are increasingly preferred) and for third party payments (for example, bill payments), where the decline has been accelerated by the emergence of mobile banking and online banking.
According to Bank Windhoek, being paper-based, cheques are costly for banks to process in comparison to electronic payments, so banks in many countries now discourage the use of cheques, either by charging for cheques, or by making the alternatives more attractive to customers.
The rise of automated teller machines (ATMs) means those small amounts of cash are often easily accessible, making it unnecessary to write a cheque for such amounts.


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Good news readers.... ReelSEO is excited to announce that we are now a distribution partner for Daisy Whitney's New Media Minute show.
For those of you that may not be familiar with Daisy, she is a producer, on-air talent, podcaster and more than anything, an expert in the online video industry. Her weekly show, The New Media Minute, will appear on ReelSEO every Tuesday.
As Daisy puts it, the show covers
"...all the latest developments in the new media business with a special focus on online video and who's making money - that could be venture capital money flowing into the sector, it could be advertising money, and I also love to take a look at independent producers and how they are making a go at it with online video."
It is my belief that those interested in learning online video marketing should immerse themselves in knowledge of the online video space. With Daisy's help, we hope to become that much better at equipping you with all you need to know about the new media industry, latest trends, best practices, etc... We are happy to be joining the ranks of other distribution partners like Beet.TV, HuffingtonPost, Natpe.org, iMediaConnections, ABCnews.com, and a handful of others.
Stay tuned every Tuesday for the New Media Minute. Yipee
Thanks Daisy and PS - that is a cool shirt!