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Airpods, Holiday World Tickets Are Raffle Prizes for Blood Donors at the 44NEWS Rewrite the Stars Blood Drive & Carnival
With vacations and activities, the summer months are usually the toughest to get blood donors
But people will have the chance to donate and have fun with games and prizes at the Rewrite the Stars Blood Drive and Carnival this Wednesday.
“This is the worst that we’ve seen in term of shortages,” said Ashley Hughes, district manager for donor recruitment.
As an added incentive, blood donors will be entered to win prizes like free Holiday World tickets, even Apple Airpods.
While the first 50 health care heroes to arrive will receive a complimentary gift from Dillards.
“As an individual who is in health care,” Hughes said. “Man has it been a year plus, right.”
The hope, is that younger donors will show out as well.
“As we see our older generation of donors become blood recipients rather than blood donors,” Hughes said. “We need that fresh crop of people.”
Paul Gehlhausen, who has been donating blood platelets for the past forty years, along with his wife, drives over an hour from his town in Celestine, Indiana just to come to Evansville.
And it’s worth it, knowing they are helping cancer patients especially.
“They have to depend on people like me or you to come down here and do it for them,” he said. “Because with out us, their life is much shorter.”
And while the pandemic has kept some people away from donating, Gehlhausen said it’s only made him more dedicated.
“The people needing it aren’t going away unless they are being buried,” he said.
The blood drive takes place from 9 a.m. to 7 p.m. Wednesday at Washington Square Mall.
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Toy industry needs to look at new, untapped opportunities for growth says NPD.
We chat to Egmont’s Nicole Pearson about the growth of gaming brands in publishing.
16 licensed products were purchased every second of the year in the UK in 2017.
Retailer running offer for fans to pick up a new Xbox One S All-Digital
David Riley shares an insight into the top book brands and authors.
Game on for retailer as it reveals new collection of apparel and accessories.
The retailer’s Julia Redman talks Peter Rabbit, The Gruffalo, Pokémon & sequins.
Licensee has sold over one million annuals so far this year.
‘One stop shop’ for licensing is proving a great success, says retailer’s Kate Callender.

domain: news


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With a YTD gain of 20 percent, Apple (AAPL) is the third best-performing FAANG in 2021. The stock is trading near its all-time highs. Despite showing some weakness in the year, AAPL has managed to recoup the lost ground and the returns are in line with the S&P 500. The company has scheduled its event for Sept. 14. What’s the forecast for AAPL stock and how high could it go?
Apple was the best-performing FAANG stock in 2019 and 2020. The company’s market cap fell below $1 trillion during the stock market sell-off in the third quarter of 2018. However, it has rebounded smartly and now has a market cap of $2.6 trillion.
Will Apple’s market cap hit $3 trillion?
Apple was the first company to hit $1 trillion and then a $2 trillion market cap. Looking at the momentum, the stock could become the first company to hit a $3 trillion market cap. Gene Munster, who to his credit correctly predicted Apple’s market cap hitting $2 trillion, forecast in 2020 that its market cap would hit $3 trillion.
How high can Apple stock go?
If Munster’s prediction turns out to be true, it would mean Apple stock rising another around 17 percent from these levels. The street high target price for AAPL stock is $190, which would mean an upside of over 22 percent. If the stock hits the street high target price, its market cap would have surpassed $3 trillion.
Apple stock forecast
The forecast for Apple stock looks bullish and 32 of the 44 analysts covering it rate it as a buy or some equivalent. Apple stock has 10 hold and two sell ratings. APPL’s median target price of $169.28 is a premium of 9 percent.
Apple’s long-term forecast also looks positive. We're in a smartphone supercycle. The increased adoption of 5G phones also bodes well for smartphone companies like Apple. The biggest driver for Apple would be the services business that has been growing fast.
The stock has seen a valuation rerating amid the digital transformation and it's being increasingly seen as a software and tech company rather than a gadget maker.
Warren Buffett on AAPL stock
Warren Buffett is among the biggest Apple bulls. While the Oracle of Omaha has sold some Apple shares over the last two years, he regrets the decision. Buffett wanted to buy more Apple shares at a lower price. Unfortunately for him, the stock didn’t fall to the levels that he wanted.
Apple electric cars
Apple is also said to be planning a foray into electric cars and autonomous driving. Not many details are known since the project is secretive. However, there have been reports of Apple unsuccessfully trying to partner with automakers for its electric car project. Looking at Apple’s tech expertise and deep pockets, the company could be a formidable competitor to Tesla.
What to expect from Apple’s event
Apple events attract a lot of attention, just like the launch of new Tesla products. There's speculation that the company would announce satellite connectivity to the upcoming iPhone model. According to Ming-Chi Kuo, the iPhone 13 might have four phones. CNET speculates that the new model would have a new design, battery, and upgraded cameras.
Since 2012, the event has been held in September, which is the last month of the company's fiscal year. 2020 was an exception and the event was delayed to October. As a result, the company didn't see the typical year-end boost in revenues from the new models. Apple's revenues surged in the next quarter.
AAPL stock valuation
Like 2020, the Apple event will be held online in 2021 due to the COVID-19 pandemic. However, if the company can come up with products that please markets, it could rise to new highs. The stock trades at an NTM PE ratio of 28.2x.
While that’s way above the 10-year average of 15.8x, it's reflective of the new dynamics. The stock can sustain a bit higher multiple, which can drive the shares even higher.


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Ever since the financial services industry has existed, unscrupulous entities have found ways to exploit weak spots for personal gain. Fraud itself is nothing new, but as the financial system becomes more decentralized, online criminals are becoming more sophisticated in how they breach security protocols.
In this article, we’ll look at why financial fraud is on the rise and discuss how businesses in the financial industry can protect themselves with in-depth due diligence tools, including a review of their credit history and criminal risk. existing and potential customers.
Financial fraud increases in 2022
Over the past decade or so, we’ve seen the proliferation of fintechs developing technologies aimed at accelerating, simplifying and decentralizing financial processes. These advances allow us to perform transactions that would have been unthinkable 20 years ago, such as making instant transfers around the world or obtaining small personal loans outside bank opening hours.
With these technological advancements, businesses are able to automate processes, like loan approval or money transfer, that previously would have required laborious paper-based credit checks. This has allowed them to reduce administrative costs, increase efficiency and reduce reliance on large financial institutions to act as intermediaries, but it has also exposed them to increased financial risk.
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Studies have shown that fraud occurs in fintechs like neobanks to roughly double the rate credit card companies. Financial crime rates such as fraud, blackmail and extortion have been increasing for a number of years; South Australian Police have reported an increase in financial crime of 29% between 2020 and 2021.
How to protect your business from fraud
There is no doubt that recent innovations have helped companies increase their efficiency and achieve growth. But protecting your finances doesn’t mean you have to give up these benefits altogether; it just means you need to be strategic about which transactions you automate and only use the best systems available.
It is important to do your due diligence before taking on a new client. The best way to protect your business when extending credit is to start with a credit check. Yet, not all credit checks are created equal. For example, CreditorWatch’s credit check processes combine and analyze data from a wide range of sources to produce valuable insights and predictions about every business in Australia.
We have developed a unique suite of financial tools that use advanced AI automation to accurately calculate the credit risk posed by a potential debtor. RiskScore is the most predictive corporate credit scoring and scoring system available in Australia. It uses over 50 data points to generate a comprehensive credit report on any business, including credit and payment history and any high-risk indicators.
ApplyEasy is our onboarding tool that simplifies the credit application process into a single online form. Businesses can streamline and personalize their credit approval process, automating credit checks and trade reference changes, to increase efficiency and security. We verify entity information immediately, ensuring you know exactly who you are bringing in as a new client.
Always-on credit monitoring and alerts are also offered for all companies in your portfolio. We will notify you in real time of any adverse behavior that could affect your debtor’s ability to meet its financial obligations. Meanwhile, our interactive commercial payment program, DebtorLogic, analyzes your Aged Trial Balance (ATB) to measure changes in payment behavior over time and across markets, alerting you to unwanted behavior so you can take a proactive approach to debtor management.
Finally, we may include features designed specifically to help businesses identify and prevent financial crime. Our Know Your Customer (KYC) and Anti-Money Laundering (AML) features give everyone the power to perform advanced screening of their trading partners.
Our AML reports include politically exposed person (PEP) checks and sanctions to identify involvement in bribery or corruption. They also include adverse media checks to reveal any negative news or coverage associated with the entity, as well as identity verification checks (VOI) and document verification services (DVS) to prevent fraud. These procedures help protect your business against illegal activities such as corruption, money laundering, tax evasion, theft and other financial crimes.


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Wireless company Qualcomm announced on Thursday that it is acquiring start-up Iridigm Display, developer of a brighter, low-cost alternative to LCD screens.
The San Diego-based company said it has signed a definitive deal to buy an 86 percent stake in privately held Iridigm for $170 million in cash. The completion of the sale is subject to regulatory approval and other undisclosed conditions. Once the deal is closed, Iridigm will be a wholly owned subsidiary of Qualcomm, which previously had a stake in the start-up.
Iridigm, which is based in San Francisco, has developed a new reflective screen technology using a microelectromechanical system (MEMS) device that the company calls "Interferometric Modulator," or "iMoD."
The device promises to boost screen brightness to three times that of market-leading liquid-crystal displays (LCDs), while consuming less power in portable devices, Iridium has said.
The Iridium displays should also prove to cost less than LCDs, which will be an important factor for handset manufacturers and device makers looking to add cellular technology to their newest gadgets. The display is often one of the most expensive components in a device, and lowering the price of the component could help boost handset sales and help cellular technology proliferate, Qualcomm said.
"The convergence of consumer electronics products, including cameras, MP3 players, camcorders, GPS receivers and game consoles, into wireless devices is driving the increased adoption of 3G CDMA," Paul E. Jacobs, executive vice president and president of Qualcomm Wireless & Internet Group, said in a statement.
Qualcomm is one of the leading technology companies in the cellular industry and has patents for Code Division Multiple Access (CDMA), which brings in royalties from licensees.
Founded in 1996, the company recently closed a $25.6 million Series B round of funding. While Iridigm's technology is promising, it also faces competition from other start-ups with similarly innovative display technologies, analysts said.
Electronic ink and organic light-emitting diode (OLED) displays are but two of the more well-known screen technologies in development at a number of small companies.


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Cyber security is not a problem you can ignore. As technology advances, so do the threats to your company and data. It’s no longer just about preventing viruses, it’s about patching software as soon as an exploit is discovered. And with more IoT devices coming online all the time, companies need to be prepared for bigger breaches than ever before. Fortunately, awareness of hacking is on the rise and cybersecurity professionals are responding with new innovations in technology to help safeguard critical assets from cyber attacks. Bob’s business has helped bring awareness training about cyber security.
This article will outline 12 reasons why cyber security awareness will be essential in 2023 and how we can prepare for it now before it becomes a major issue that could potentially result in severe consequences for companies around the world.
1. There will be more attacks than ever before
According to the Center for Strategic and International Studies (CSIS), there were over 7,500 cyber security breaches in 2017, with each one resulting in an average cost of $3.62 million. Cybercrime is a multi-billion dollar industry and as technology continues to advance, so do the capabilities of hackers. As a result, people have become more aware of the potential threats that exist online. In 2018, PCMag reported that 46% of Americans were concerned about cyber security compared to just 33% in 2014. This trend is expected to continue as hackers continue to grow their arsenal of tools and methods available to them.
2. There will be more breaches than ever before
Another major reason why cyber security awareness will be on the rise is because of the number of cyber attacks. This year, it’s expected that over 300 billion records will be breached. The International Data Corporation (IDC) predicts that ransomware attacks will continue to rise by about 80% in 2019 and occur in nearly 90% of business enterprises. The IDC predicts that by 2023 breaches will cost businesses an average of $9 million each and affect more than 18 million records across all industries.
3. Earlier breaches will have greater consequences
The increase in cyber attacks and the growing sophistication of hackers will result in more data breaches hitting the news. Companies that have been breached before now know what to expect when an attack happens and so are more equipped to deal with it.
4. Gamers will be the first to test systems
Gamers are always looking for ways to cheat online, especially when dealing with battle royale games. It’s not uncommon for gamers to use a compromised computer as a tool for cheating and stealing sensitive information, including credit card details. In October 2018, a video game developer discovered that “Fortnite” players were connecting malware-infected consoles with known botnet infrastructure. The hacker used the consoles to mine Bitcoin, infect other players’ computers, and perform Distributed Denial-of-Service (DDoS) attacks on unsuspecting gamers.
5. Data will be even more valuable than before
The value of data will continue to rise in line with the sophistication of hackers who play an increasingly important role in obtaining it. Cybercrime is a multi-billion dollar global industry and, according to Interpol, cyber criminals already have access to more funds than ever before.
6. Cybercrime will continue to grow
The number of cyber attacks will continue to rise in line with the growing sophistication of hackers. In 2015, it was estimated that cybercrime could cost as much as $6 trillion per year by 2023. The reason for this is that more devices are being connected to the internet, from toys to cars and power plants. This creates a huge vulnerability for hackers and means that there’s more data than ever to be stolen.
7. IoT devices will continue to increase the threat
The Internet of Things (IoT) is expected to grow from 5 billion devices in 2017 to an estimated 20 billion by 2023. The growth of IoT has brought with it the problems that come with an increased number of connected devices, including appliances, refrigerators, and even light bulbs. Companies are investing in new security solutions to help protect their IoT systems but hackers are also improving their techniques to get around them.
8. More will be spent on cyber security than ever before
It’s estimated that by 2023 companies will spend close to $100 billion on cybersecurity. This amount is expected to keep growing as more attacks are reported and the cost of data breaches continue to increase.
9. Cyber security awareness will be a skill designed into education systems
The growing popularity of cybercrime will lead to an increased focus on cyber security awareness in schools and online. Companies that want to attract the best talent will need to take steps now to provide training and information about how they protect themselves from hackers. This could be a way for companies with strong security programs (and who can demonstrate their success) stand out against their competitors in a crowded marketplace.
10. Cyber security awareness will be required on the job
Companies will expect their employees to be online at all times, checking in and connected to their work email accounts. In line with this, companies will likely require employees to have a cyber security awareness program that they can show they’ve completed. This is expected to become standard practice by 2023 and will impact how much training companies need to provide.
11. Cyber Security Awareness will be mandatory for public sector
Governments around the world are investing heavily in cybersecurity and this trend is expected to continue until 2023. This focus is aimed at protecting government facilities from cyber attacks. It’s estimated that there are nearly four million records stolen every year in the US alone.
12. The cost to breaches will continue to rise
As more companies become connected and more devices become connected, so too do the risks of being hacked or facing a data breach. It’s estimated that each breach costs $3.62 million on average, although this can vary depending on what type of data was stolen.


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Apple has proposed a simpler process for paying songwriters and publishers for streaming their music – and even if you use one of Apple’s competing music services like Spotify, it’ll likely still affect you.
Apple’s preliminary proposal, which has been submitted to the U.S. Copyright Royalty Board, details an ‘all-in’ payment of $0.00091 per stream, which after 100 streams, would equal the payment services make for made for one regular song downloaded via iTunes or a similar service.
The proposal might make it simpler for Apple and more lucrative for artists, but it’s likely to make it harder for competing services to offer a free tier, or push up the prices of their paid one.
The key difference between the model Apple is proposing and the current one that most streaming services use is artists would now be paid based on the number of times their song is played, as opposed to based on their total revenue. Royalties for streaming are currently calculated and paid to royalty collectors and publishers who then distribute the money. Furthermore, streaming companies only pay out between about 10.5-12 percent of their overall revenue – not a huge amount.
If the move goes through (which could take a year or two after review) it is highly likely to be a huge benefit to the overall music industry.
It was announced that Apple Music would be overhauled in iOS 10 at Apple’s Worldwide Developer Conference in June – catch up with our roundup of all the key announcements from the event.


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Aetna, Akamai, Citrix, H&R Block: U.S. Equity Movers
Shares of the following companies had unusual moves in U.S. trading. Stock symbols are in parentheses, and prices are as of 4 p.m. in New York.
Aetna Inc. (AET) fell 8.2 percent, the most since April 2009, to $45.31. The third-largest U.S. health insurer reported first-quarter earnings excluding some items of $1.34 a share, falling short of the average analyst estimate of $1.40.
Akamai Technologies Inc. (AKAM) declined 14 percent, the most since July 28 to $33.15. The operator of a server network said Chief Executive Officer Paul Sagan will leave by the end of 2013.
Alcatel-Lucent SA (ALALF) slumped 15 percent to $1.64, the lowest price since March 21. France’s largest telecommunications equipment supplier reported a first-quarter loss as sales missed estimates because European clients withheld spending.
Ancestry.com Inc. (ACOM US) gained 5.2 percent to $25.71, the highest price since Feb. 15. The world’s largest online provider of family histories reported first-quarter earnings of 30 cents a share, beating the average analyst estimate of 23 cents.
Arris Group Inc. (ARRS) rose 7.8 percent, the most since July 28, to $12.61. The maker of Internet equipment forecast second-quarter revenue of at least $330 million, exceeding the average analyst estimate of $313.6 million.
AXT Inc. (AXTI) sank 15 percent, the most since Oct. 27, to $5.15. The Fremont, California-based maker of products in wireless telecommunications had its rating cut at B Riley & Co. and Northland Securities Inc.
Celgene Corp. (CELG) fell 6.4 percent, the most since February 2011, to $72.92. The biopharmaceutical company reported first-quarter earnings excluding some items of $1.08 a share, missing the average analyst estimate of $1.13.
Cirrus Logic Inc. (CRUS) climbed 19 percent to $27.39, the highest price since July 2001. The supplier of parts for Apple’s iPhone and iPad posted fourth-quarter profit of 36 cents a share, beating the 34-cent earnings estimate by analysts on average.
Citrix Systems Inc. (CTXS) surged 12 percent, the most in the Standard & Poor’s 500 Index, to $86.76. The software maker forecast earnings in 2012 will be at least $2.75 a share, topping the average analyst estimate of $2.72.
Crocs Inc. (CROX) fell 8.1 percent, the most since Oct. 18, to $20.26. The plastic-clogs maker projected second-quarter adjusted earnings of no more than 63 cents a share, falling short of the 65-cent profit estimated by analysts on average.
Equinix Inc. (EQIX) rallied 13 percent to $169.28, highest price since at least 2003. The operator of Internet data centers raised its full-year sales forecast and said BT Group Plc (BT/A LN) picked its data centers to provide interconnectivity between trading venues throughout the world’s top financial markets.
Furiex Pharmaceuticals Inc. (FURX) slumped 23 percent, the second-most in the Russell 2000 Index, to $15.10. The drug company’s partner, Takeda Pharmaceutical Co. (4502 JT), failed to win clearance to sell its new diabetes treatment in the U.S., with regulators asking for more information on the use of the medicine in other countries.
HeartWare International Inc. (HTWR) rose 12 percent, the most since November 2010, to $77.52. The company’s implantable pump for heart-transplant candidates won the backing of U.S. advisory panel members who said the device would provide dying patients a lifeline.
H&R Block Inc. (HRB) plunged 11 percent to $14.95 for the third-largest retreat in the S&P 500. The biggest U.S. tax preparer plans to cut 350 jobs and close about 200 company-owned offices as part of a realignment. The Kansas City, Missouri-based company also forecast sales in 2012 will be about $2.9 billion, missing the average analyst estimate of $3.11 billion.
L-3 Communications Holdings Inc. (LLL) climbed 5.1 percent, the most since January 2011, to $73.59. The maker of military communications and electronics equipment boosted its full-year profit forecast.
Logitech International SA (LOGI) surged 21 percent, the most since October 2007, to $9.46. The world’s biggest maker of computer mice reported earnings that beat estimates and announced measures including job cuts to save about $80 million a year.
MarineMax Inc. (HZO) jumped 24 percent, the most since April 2009, to $11.06. The U.S. retailer of recreational boats said same-store sales rose 26 percent in the second quarter.
MetroPCS Communications Inc. (PCS US) slumped 11 percent to $7.08, the lowest price since March 2010. The Richardson, Texas-based pay-as-you-go wireless carrier reported first-quarter earnings and subscriber figures missed estimates.
Smaller rival Leap Wireless International Inc. (LEAP US) plunged 20 percent to $6.14 after reporting a wider loss than analysts expected during the first quarter.
Monster Worldwide Inc. (MWW) increased 9.7 percent, the most since March 6, to $8.95. The online recruiting service reported first-quarter profit, excluding some items, of 4 cents a share, beating estimates.
Netgear Inc. (NTGR) jumped 14 percent to $38.49, the highest price since March 28. The maker of modems and routers posted first-quarter sales of $325.6 million, beating the average analyst estimate of $317.3 million.
NII Holdings Inc. (NIHD) tumbled 23 percent, the most in the Russell 1000 Index, to $14.41. The mobile-phone carrier that sells in Latin America under the Nextel brand said it earned 6 cents a share in the first quarter. Analysts, on average, estimated 22 cents, according to a Bloomberg survey.
Nuance Communications Inc. (NUAN) rose 9.3 percent, the most since November 2009, to $24.91. The maker of speech-recognition software reported preliminary second-quarter profit and revenue that topped analysts’ estimates.
O’Reilly Automotive Inc. (ORLY) advanced 6.2 percent to $102.64, the highest price since it went public in 1993. The U.S. auto-parts chain reported first-quarter sales and profit that beat analysts’ estimates.
PulteGroup Inc. (PHM) gained 10 percent, the most since Dec. 20, to $9.58. The largest U.S. homebuilder by revenue reported a narrower first-quarter loss as it reduced costs and sold houses at higher prices.
Regeneron Pharmaceuticals Inc. (REGN) rose 9 percent to $138.60, the highest price since at least 1991. The drugmaker increased its 2012 sales forecast for the eye drug Eylea for a second time since February.
Skechers U.S.A. Inc. (SKX) gained 14 percent, the most since July 28, to $16.96. The maker of Shape-ups toning shoes reported a first-quarter loss of 7 cents a share, narrower than the 27-cent loss predicted by analysts on average.
SolarWinds Inc. (SWI) advanced 20 percent to $45.38, the highest price since it went public in 2009. The provider of network management software reported earnings that beat the average analyst estimate by 18 percent, according to data compiled by Bloomberg.
TriQuint Semiconductor Inc. (TQNT) fell 13 percent, the most since Oct. 27, to $4.81. The chipmaker forecast a second-quarter loss of at least 10 cents a share, compared with the 4-cent profit estimated by analysts on average.
United Parcel Service Inc. (UPS) slipped 1.8 percent, the most since Dec. 8, to $78.25. The world’s largest package-delivery company reported first-quarter profit that trailed analysts’ estimates amid slowing growth in overseas shipping.
Valassis Communications Inc. (VCI US) declined 16 percent, the most since April 2009, to $18.91. The provider of targeted-mail services reported first-quarter earnings of 60 cents a share, missing the average analyst estimate by 10 percent, according to data compiled by Bloomberg.
Varian Medical Systems Inc. (VAR) slipped 8.9 percent, the most since Aug. 8, to $63.60. The maker of radiation equipment forecast third-quarter profit of no more than 95 cents a share, missing the average analyst estimate of $1.02.
Vasco Data Security Inc. (VDSI) sank 22 percent, the most since February 2009, to $7.57. The maker of security software said first-quarter earnings and revenue missed the average analyst projection because of the timing of the receipt of new orders and production delays.
Watson Pharmaceuticals Inc. (WPI US) increased 6.8 percent to $74.41, the highest price since it went public in 1993. The Parsippany, New Jersey-based generic-drug maker said it will acquire closely held Actavis Group HF for 4.25 billion euros ($5.62 billion).
Xilinx Inc. (XLNX) rose 6.8 percent, the most since December 2008, to $36.65. The maker of programmable chips used in mobile-phone base stations forecast sales this quarter that may beat some analysts’ estimates.
To contact the reporter on this story: Whitney Kisling in New York at email@example.com
To contact the editor responsible for this story: Nick Baker at firstname.lastname@example.org


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In today's bit of good news/bad news, Valve's Dota team says a "major improvement" to the Dota 2 engine is in the works and will be released sometime during the first half of 2015, enabling the ability to quickly create entirely new game modes. Unfortunately, that means Frostivus won't be happening this year.
Frostivus is a seasonal Dota 2 in-game event that first took place in 2012, offering new maps, game modes, unique items, and even bits of holiday-themed lore. It was actually canceled last year, as you may recall, to make room for the resurrection of the Wraith King, and the year before, for "the Greeviling." And now it's been canceled for 2014 as well, but this time for more pragmatic (and, unfortunately, less entertaining) considerations: The amount of work required to build the updated game modes for Frostivus was prohibitive, especially since it would all need to be completely rebuilt once the engine update is released.
"With [the annual Halloween event] Diretide this year, we decided that it didn’t make sense to build another one of those resource-intensive game modes," the developers wrote in an update. "Now that Frostivus is on the horizon, we find ourselves facing a similar choice and, after some thought, we believe that once again the right choice is to not develop a Frostivus game mode."
"We will continue to avoid building new game modes until the engine improvements come along," it added, but that doesn't mean there will be a complete absence of fun stuff between now and then: The developers are already working on the New Bloom Festival, scheduled for February.


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The IP networking market has re-emerged in the last year. Valuations for top-tier companies are on the rise and these companies, particularly Cisco Systems, are once again shopping for acquisitions. Cisco acquired nine companies in the first half of 2005, including WiFi switching player Airespace for $450 million. Telecom convergence is driving much of the growth in this sector. Wireless and wireline carriers and cable companies are upgrading their networks to IP-based systems. As this trend plays out, the demand for new IP-based networking systems will continue to grow.
For more on the resurgence of the IP networking market:
- check out this piece from CNET


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UPDATE: December 28, 2017 9:30 a.m. ET] Apple has posted a formal apology to its customers via its official website citing a “misunderstanding” about the battery life of older iPhone models. As well as providing information about why rechargeable batteries become less effective over time, the tech giant has made it explicitly clear that Apple would “never do anything to intentionally shorten the life of any Apple product, or degrade the user experience to drive customer upgrades.”
To further address the issue, and hopefully stave off any more trillion dollar lawsuits, the cost of replacement batteries will be reduced from $79 to $29, beginning in late January 2018.
Following allegations that Apple was “slowing down” older phones, the company now faces eight class action suits, one of which asks for almost $1 trillion in damages.
As Patently Apple reports, the $999 billion lawsuit was filed by one Violetta Mailyan in California, stating that “each member of the Class had to buy a newer iPhone model because the performance of their older iPhone model had slowed down as a result of [the] Defendant’s purposeful conduct.”
Mailyan’s suit goes on to claim that, had Apple disclosed that it slowed down iPhones, Class members could have obtained new batteries rather than replace their devices. Other plaintiffs reiterate that the “throttle” defect forced them into upgrading their handsets.
Meanwhile, Reuters states that the lawsuits have been filed in California, New York, and Illinois, while the newspaper Haaretz reported a similar case was lodged in an Israeli court on Monday.
Apple has yet to comment on the filings but insisted last week that it did not “slow down” older phones. The company said that iOS updates released in 2016 for the iPhone 6, iPhone 6s, iPhone SE and iPhone 7 arrived with a tweak which would “smooth out” the power supply from batteries that are cold, old or low on charge.
Despite the quixotic figure, Apple will need to put up a defense in court. Chris Hoofnagle, faculty director for the Berkeley Center for Law & Technology, told Reuters that he believes the company may not have done anything wrong. “We still haven’t come to consumer protection norms around aging products,” Hoofnagle wrote. Citing a phone with a security flaw as an example, he continued, “the ethical approach could include degrading or even disabling functionality.”
Stay posted for further information.
In other Cupertino news, new AirPods are coming in the new year.


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The rumours might be half true
Earlier this week we wrote how Intel had assigned an army of minions to get its modem under the bonnet of the iPhone 7, however there is one elephant in the room which makes this nearly impossible – CDMA.
Wall Street warns
Wall Street analysts have downgraded Micron technology’s value after Intel’s announcement that it will expand investment in NAND.
Converts its China plant
Intel wants to step up its involvement in the memory market by converting one of its Chinese plants to make memory chips.
ASRock Rack announced today the new series of workstation motherboards feature with the latest Intel Greenlow platform which features Skylake processor
Will work for Bannahnah
Intel has apparently an army of minions working on an LTE chip for Apple.
That was fast
Intel’s new 14nm Atoms have already made their way to commoditised tablets, and the entry level Atom x5-Z8300 will power $99 tablets.
No longer just bare bones
Intel has started selling its barebone NUC mini PC prebuilt for a $255 price tag.
Two-in-ones show the way
While the rest of the world is experiencing a downturn in PC sales, it appears that Australia is bucking the trend.
Keeps the Intel 750 SSD cool
EK Water Blocks, liquid cooling specialist from Slovenia, has unveiled its first ever solid-state drive (SSD) water block, the EK-FC I750 SSD.


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With all these changes and newsbites in mind, business decision-makers might wonder how their potential customers are reacting. And, if their spending habits could be changing in the near future as a result?
While we don’t know if we’ll head into a recession, this post aims to help brands and marketers prepare to continue to meet consumers where they are – even in uncertain times.
To give readers insight on how spending behaviors are or could be shifting, we surveyed more than 200 U.S. consumers across all age groups.
Before we dive in, we’ll briefly explain the concept of a recession:
Recessions are a normal part of the business cycle and can be induced by global economic shocks, changes in consumer confidence, and other large-scale economic changes.
But this year, in particular, there are a select few factors that have spurred concern about a potential recession, although one still hasn’t been declared or confirmed.
Although a recession is not yet certain, most respondents are purchasing less and spending money more concisely than they were in previous months.
Rising costs of goods and services often cause consumers to become more cautious in frivolous spending, and we’re sure Americans are feeling the effects arise quickly.
As a marketer or brand leader, now might be a good time to consider discounts, sales, deals, or freemium marketing. While people are potentially tightening their wallets, they still might purchase items, services or experiences that are affordable or provide bang for their buck.
Unsurprisingly, most consumers polled (64%) say they’d decrease or continue to decrease their home budget if a recession was declared.
If you market B2C brands, or products that would be used specifically in the home, this is important to keep in mind if financial uncertainty continues. While you shouldn’t panic and change your whole marketing strategy over just one small survey, you might want to consider strategies like marketing your most affordable, discounted, or essential products over higher-priced or luxury items.
We also asked consumers to reflect on their purchasing behavior in previous economic eras with the question, “During uncertain financial times (such as past recessions or during the COVID-19 pandemic), what did you spend the most money on?”
When surveyed, the most prominent goods consumers have bought in uncertain times are typically considered basic necessities.
The data reflects a shift to self-preservation and less on shopping for pleasure or taking on risks comes as no surprise. By eliminating costs for leisure or entertainment, people can ensure their families are taken care of before taking their dollar to do things like start a business, take a stroll to the movies, or invest in an unpredictable market.
The good news? This doesn’t necessarily mean there will be a complete pause in retail, entertainment, or other non-essential services. More than 10% still plan to invest in digital or online entertainment, around 7% would still invest in restaurants and bar outings – as well as education and academics, and over 16% would invest in clothing and apparel, So, unlike the pandemic, we probably won’t see entire economies close up completely for months at a time.
There are a few key differences between this recession and that of 2008, mainly in the factors that caused it and its projected duration.
The 2008 recession was due to debt-related excesses built up in housing infrastructure, which took the economy nearly a decade to absorb. By contrast, excess liquidity, not debt, is the most likely catalyst for a recession today.
As marketers, we’re not experts in financial markets and shouldn’t be seen as a source for investment, HR, and legal advice. And, no one ever knows for certain if or when there will be a recession.
It’s also to keep in mind that, while the results above can certainly help you navigate how to market your brand, they’re just a portion of one small survey and a brief look into the eyes of consumers. Before making any major decisions about your marketing department, spend, or business, you absolutely should do your research, analyze multiple data points, and consult experts in your industry.
While your decisions should be based on a deep dive of data, the survey results above do show that marketers should be cautious about how their efforts might need to pivot with changing consumer needs or trends.
Here are a few takeaways to keep in mind.


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NEW YORK, August 31. /TASS/. The President of the United States Donald trump considers not good enough the EU’s proposal to waive duties on car imports if Washington will do the same. The head of the White house said Thursday in an interview with Bloomberg.
Earlier, as notes Agency, the European Commissioner for trade Cecilia Malmstrom said that the EU would be ready to “nullify” their import duties on cars, if the United States will do the same.
“It [the EC proposal] is good enough,” said the US President. “Habits of their consumers are that they buy their [European] cars, not ours,” explained trump.
He claimed, in matters of trade, “the European Union is almost as bad as China”. While trump did not indicate what sentence he would be satisfied.
The U.S. Department of Commerce in June at the direction of trump announced the initiation of an investigation designed to determine whether a threat to American national security of supply of vehicles and components from other countries. The administration trump is considering the introduction of 25% of the total fees supplied to US cars. Trade Minister Wilbur Ross earlier told the newspaper The Wall Street Journal that the conduct of this investigation is delayed, denoting the possible date of its completion.


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- Snap is aggressively looking into options for enabling artists to display their digital creations using Snapchat’s AR filters.
- Similar to Twitter, Instagram, and Facebook, Snap has no intention of charging artists a fee to advertise their digital wares.
- Instagram said in May that only a select group of creators would be authorized to display NFTs in their Feeds, Stories, and Messages.
Traditional tech companies are looking into the idea of investing in the cryptocurrency industry even though it may be in the middle of its longest winter. Snap is actively exploring options for letting artists use Snapchat’s AR filters to showcase their digital works.
The business plans to start this trial in August with a restricted number of manufacturers, according to a Financial Times report. In this test, creators will be allowed to create and mint NFTs on a different platform before importing them as Snapchat Lenses.
The Financial Times reports that Snap, like Twitter, Instagram, and Facebook, has no plans to charge artists a fee to display their digital goods. Instead, it involves considering how such artists might make money from their creations.
Social media platforms have employed a variety of NFT tactics while utilizing the distinctive characteristics of each platform. Twitter was one of the first businesses to get on the NFT bandwagon by allowing its paying customers to utilize digital objects as their avatars.
A restricted set of creators would be able to show NFTs in their Feeds, Stories, and Messages, Instagram stated in May. Last month, Facebook conducted its initial test of a similar set of features on a small number of American users. Reddit’s own NFT marketplace, where you can pay a set amount in fiat cash to buy digital avatars, just launched last week.
Given that the firm has already stated that it plans to use its SparkAR technology to bring them into the “real world,” Meta would be Snap’s main competition in the NFT market. Additionally, Stephane Kasriel, the head of fintech at Meta, stated the company’s goal in an interview with FT:
We want to build a market for digital collectibles that can be utilized in the metaverse.


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Square’s Cash App now supports automatic recurring purchases of Bitcoin, either by the day, week or every two weeks.
Consumers will now be able to make automatic purchases of bitcoin via Cash App, and in smaller satoshi denominations that.
4 Apr 2018.
The app in the UK will not yet allow users to buy or sell bitcoin, as US users can, Square said, and the company will not immediately offer UK.
How to send money on Cash App? Here is all you need to know about how to send money using Cash app & more. Learn the.
1 Feb 2018.
Twitter founder and Square CEO Jack Dorsey has announced that users of Cash App – Square's payment app – will now be able to buy and sell.
5 Mar 2018.
San Francisco-based payment service app Square is planning to extend its support for Bitcoin. Learn more about the Square app planings.
Freebtc.website PagesOtherBrandWebsitePersonal BlogFree BTC Link. English (US) · Español · Português (Brasil) · Français (France) · Deutsch. Privacy · Terms · Advertising. Bitcoin Day Trading Live Bitcoin Price (BTC USD): Get all information on the Bitcoin to US-Dollar Exchange Rate including Charts, News and. News; Commodities Live; Gold; Oil ; Copper. Day Low. 10,322.62. Day High.
How Many Times Has Bitcoin Split It’s too late to make plans for the next financial crisis – it’s already here. And it looks like, it isn’t going to be. Bitcoin Day Trading Live Bitcoin Price (BTC USD): Get all information on the Bitcoin to US-Dollar Exchange Rate including Charts, News and. News; Commodities Live; Gold; Oil ; Copper. Day Low.
Payments company Square’s Cash App now lets users schedule automatic Bitcoin (BTC) purchases at set time intervals.
14 Aug 2018.
The Cash App let users make purchases with bitcoin starting in January, but it didn't offer support in New York, Georgia, Hawaii, and Wyoming.
11 Apr 2019.
Selling Bitcoin using Cash App is as easy as ABC. This article is going to provide you with a step-by-step guideline, but first, let's look a bit into.
31 Jan 2018.
Cash isn't the first iOS app to let you quickly buy and sell BTC, but it does have the benefit of already being used by tons of users. Cash originally.


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- City Fajr Shuruq Duhr Asr Magrib Isha
- Dubai 04:50 06:04 12:15 15:39 18:20 19:34
Leading UAE-headquartered diversified conglomerate Al-Futtaim and John Lewis have signed an agreement which paves the way for the Middle East launch of the UK retailer’s stores.
The deal strengthens Dubai’s status as a major shopping destination and an attractive proposal for foreign retail majors to have presence in the emirate.
According to the deal, John Lewis’ home department will spearhead Dubai Festival City Mall’s new flagship Robinsons store scheduled for a spring 2017 opening. Spanning over 15,000 sqft, John Lewis’s home department in Dubai will be the UK retailer’s largest overseas shop-in-shop.
At its Robinson’s shop-in-shop, John Lewis will be doubling its product assortment compared to its existing international collaborations offering Dubai Festival City Mall’s shoppers its label furniture, cookware, textiles, glassware and nursery products in addition to the retailer’s household bed, bath, living and gifting assortments.
Al-Futtaim and John Lewis have also agreed to further extend their existing partnership with Robinsons currently limited in Singapore, by exporting the concept to neighbouring Malaysia with next month’s opening of a 630 sqft John Lewis shop-in-shop at Robinson’s Kuala Lumpur store.
John Lewis said in December it would enter continental Europe, opening seven outlets within De Bijenkorf department stores in the Netherlands throughout this year and 2017.
"The success of our existing international shop-in-shops has given us the confidence to open in the Middle East and increase both the scale of the space and product assortment," said John Lewis managing director Andy Street.
The John Lewis department in Dubai will stock bed, bath, living and gifting assortments as well as own brand furniture, cookware, textiles, glassware and nursery products.
Follow Emirates 24|7 on Google News.


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Facebook looks to crack e-money industry in Ireland
- Sarah Drake
- Contributor- Silicon Valley Business Journal
Facebook Inc. is weeks away from receiving a regulatory thumbs up in Ireland to begin facilitating financial services in the form of electronic money and remittances, enabling users of the social network to store cash on Facebook and use it to pay others, the Financial Times reported.
Becoming an e-money institution would enable Facebook to issue stored "e-money" that would be valid across Europe, according to the article. The Menlo Park-based company is said to be in partnership talks with at least three London startups that offer online and mobile international money transfer services.
Securing e-money authorization in Ireland would require Facebook to hold at least €350,000 in funds and separate capital equal to the amount it has issued.
Tapping into e-money and remittances would position Facebook to become more relevant in emerging markets and build up its momentum to move into those markets. Asian rivals and Internet companies Alibaba and Tencent already offer mobile payment options.
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The Tulsa-based Society Burger opened a new location Tuesday in the Tiger Hill shopping center in Broken Arrow.
The restaurant, a concept created by the firm behind Rib Crib Barbecue and Foxy Tacos, is at 935 E. Kenosha St.
Society Burger specializes in burgers, with offerings such as the Okie Burger, with onions fried into the double beef patties and haystack onions piled on top, but also serves fried chicken sandwiches, steaks, salads and more.
The restaurant uses Rose Rock Microcreamery ice cream for its shakes, gets its buns from Pancho Anaya bakery and sources its meats from Walke Brothers in Claremore.
Hours for the new location are 11 a.m.-10 p.m. Monday-Thursday, 11 a.m.-11 p.m. Friday, 10 a.m.-11 p.m. Saturday, 10 a.m.-10 p.m. Sunday. See societyburger.com for more.
1907 Cantina in works
1907 Barbecue, which earlier this year moved into the Mother Road Market, plans to open a new Tex-Mex concept called 1907 Cantina in downtown Bixby later this summer.
People are also reading…
It will take over the space recently vacated by Brick Bros. Pizza, at 2 W. Dawes St.
A post on the 1907 Barbecue Facebook page states: “We will specialize in Tex-Mex style tacos, BBQ-influenced of course, and craft cocktails. Stay tuned for opening date, menu, cocktail menu and giveaways. Also big thanks to the team at Mother Road Market for helping us execute on a vision. See ya soon Bixby!”
Tulsa World Scene podcast: Don’t call me vintage


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New Zealand wineries count cost of earthquake
The recent earthquake in New Zealand led to the loss of around 2% of Marlborough’s total wine production, however a record 2016 harvest means this will not impact supply, or the 2017 vintage, says New Zealand Winegrowers.
The Kaikoura earthquake hit the North Canterbury region on South Island just after midnight on Monday, 14 November, and measured 7.5 of the Richter scale. The epicentre of the main quake was northeast of Christchurch, near the town of Kaikoura, with tremors felt as far away as Wellington on the North Island.
Two people died following the quake and a tsunami warning led to thousands of residents being evacuated from their homes. The earthquake caused severe damage to roads and buildings, while a large river dammed up by a landslide also breached its banks. More than 100 aftershocks have followed the original earthquake, including one single quake with a magnitude of 6.3.
While damage caused to the wine industry was thankfully minimal, with the majority of wineries describing damage caused as minor.
The major impact was caused to winery tanks, causing the loss of some wine – the equivalent of 2% of Marlborough’s total wine production – according to New Zealand Winegrowers CEO Philip Gregan.
“We have completed our survey of the impact of the earthquake on our members,” said Gregan in an updated statement on the aftermath of the quake for the wine industry.
“It is clear there was some wine loss as a result of the earthquake but it amounts to only a little over 2% of Marlborough’s total production. “While this is frustrating, this is not a major concern as vintage 2016 was a near record one. This means there is plenty of wine available to continue our market growth.”
New Zealand Winegrowers said many wineries had escaped with “no damage at all”, with 80% of tank capacity in Marlborough undamaged. The priority for wineries with damaged tanks is to repair or replace the tanks they need to have in working condition for vintage 2017.
“The process of tank repair is already underway but it is going to be a big task which will continue for many months,” added Gregan. “We have been liaising with affected wineries, engineers, tank manufacturers, the government and the Marlborough District Council to ensure there are no unnecessary impediments to that process proceeding as quickly and safely as possible.”
Huia Vineyards in Raupara, Marlborough, posted an image on its Instagram page showing several steel tanks in its cellar which had been overturned or had their supports buckled by the force of the quake.
There were reports of damage at the Riverlands Industrial Estate, south of Blenheim, where tanks holding around 240,000 litres of wine were overturned, sending wine over the road, according to stuff.co.nz.
Meanwhile Yealands Wine Group operating manager Michael Wentworth reported that the company’s Seaview winery, near Seddon, had been without power.


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Trader Joe’s Just Leaked Info on 6 New Items (Hopefully) Hitting Shelves Soon
In the latest episode, hosts Tara Miller and Matt Sloan sit down with eight students — Kian, Maddie, Katherine, Talia, Ana, Jess, Betsy, and Liv — who are members of their high schools’ “fully sanctioned” Trader Joe’s clubs. Of course, they chat about some of the most iconic snacks, desserts, and dinner shortcuts. The group also samples six totally never-before-seen (or publicly discussed) products. These items are so new, the TJ’s tasting panel hasn’t even tried them yet! Here’s everything they tried and what we can all look forward to sampling for ourselves in the near-ish future.
1. Peanut Brittle
It was at least one student’s first time ever having peanut brittle. While they might not have grown up with the crunchy candy, after sampling a few bites it definitely grew on them. Katherine doesn’t love the brittle at first, “but then the aftertaste of peanut butter hits,” which she describes as “so amazing.” Matt also seems skeptical of the name: “Brittle just sounds like it’s like too many dental challenges.” So if (and when!) this sweet treat hits shelves, I expect it’ll be called something like Crunchy Peanutty Candy.
2. Australian Licorice
Next up, inspiration from the land down under. “Licorice is a big deal in Australia,” says Matt. The TJ’s test versions are filled with “a sherbet fizz” and come in “green apple and maybe a raspberry flavor.” Another hit with the students, although Ana and Betsy disagree on one thing — which flavor is the standout. (Ana is team green, Betsy thinks both are good, but the raspberry is “really, really good.”)
3. Banana Mousse Cakes
Similar to the raspberry mousse cakes, these are shaped like a banana and made with banana mousse (TJ’s loves a theme!). And it’s truly a hit with almost all the teens. “This is probably one of my favorite things that we’ve tried so far. It’s very light, very airy. All the textures just go well, very well together,” says Liv. Maddie likes “the inside a lot,” but isn’t 100% on board with the fondant covering the cake. “That’s a good note,” says Matt. Maybe he’ll pass it along to the R&D team?
4. Brookie Clusters
The name of these Trader Joe’s Brookie Clusters remains a work in progress, according to Tara. But the snack is a complete masterpiece. Talia, Katherine, Maddie, Kian, Liv, and Betsy are all in agreement, although many felt calling it a “brookie” (part brownie, part chocolate chip cookie) is misleading. “You’re getting caramel, you’re getting a crunch, but there’s no brownie,” says Maddie. Name aside, it’s already a contender to be featured at a future Trader Joe’s Club meeting, explains Katherine.
5. Shrimp Pops
Finally, we head to the sea and overseas for a sampling of Shrimp Pops, which are inspired by a popular dish in Vietnam. The shrimp appetizers are served on sugarcane sticks and are heated in the air fryer before sampling. There wasn’t a lot of discussion about these (at least that made it to air), but Betsy is a fan!
6. “Shrimp Dumpling-y Spring Rolls”
The second and final appetizer is what Tara calls “a shrimp dumpling-y spring roll in a triangle form.” (I’m guessing this name is also a work in progress.) It too is heated in the air fryer and is the clear favorite between the duo of appetizers. Ana says that “the triangle slapped.” I look forward to doing my own taste test between the two … as soon as they hit shelves.
Which product are you looking forward to trying the most? Let us know in the comments.


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SHARES NEWS & ANALYSIS
28 July 2015Games Workshop has resumed dividend payments following a lengthy company-wide restructuring.
28 July 2015A strong boost from e-commerce has helped the logistics company post eye-catching figures for its first year as a listed business.
27 July 2015The company is doing its best to reduce its exposure to the oil and gas sector
24 July 2015A summary of key company announcements expected in the coming week
22 July 2015IG Group took a one-off hit from the franc's sudden rise, but a wider product offering bodes well for the future
22 July 2015The consumer goods company sees positive underlying trends but strong currency moves remain a challenge


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WESTMONT — Mia Curtiss was happy with her life as a hairdresser. It was a profession she worked at for more than 20 years and even kept while raising her four children.
But five years ago a breast cancer diagnosis ended up changing the way she looked at her life, including her career goals. So she opened her own clothing consignment shop with the goal of helping women going through hardships similar to the ones she faced by providing them with fashionable clothes at a reasonable price.
Curtiss, of Westmont, is set to open her new store, Cash Closet, at 37B W. Quincy Ave. in Westmont within the next couple of weeks.
The clothing consignment shop will focus on resale and new high-end women’s fashion, and will also carry some men’s and children’s clothing as well, selling clothes and apparel that she describes as “old, funky and cool.”
“I have always had a good sense of fashion and style, and once I started going through my own clothes, I realized that they could be resold. This is were the name Cash Closet came from,” Curtiss said. “The idea just took off from there, and now is a new career for me.”
The store will also be used to share her story of overcoming the disease and her new mission to raise money and awareness for cancer charities — it will feature a “cancer wall” where customers can post pictures of people they know who fought cancer.
“We’ll probably get a lot of people just stopping in to talk, and to share their stories and experiences,” Curtiss said.
While other consignment stores in downtown Westmont have not been able to survive — two others recently have closed in less than two years after opening — Curtiss believes she can make Cash Closet successful.
And if she can’t make it work, Curtiss said she will still be proud of being able to open her own business after all she has gone through with her health.
“After surviving cancer, I’m grateful just to be able to get up each morning,” she said. “I appreciate so much more now, with my family, and the little things in life.”
Curtiss is accepting clothing. Anyone looking to sell clothing can visit her website at www.cashcloset.net.


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STAYNER - Stayner Minor Hockey is looking for vendors who are interested in renting a booth at the league's atom/peewee tournament Dec. 7-9 at the Stayner Arena.
The league will be hosting a bazaar during the tournament. Vendors selling a variety of products, such as Avon, will be on hand.
The tournament will have 16 teams in attendance, along with their friends and family.
To book space or for more information call Leann McQuay at 705-795-3545 or e-mail firstname.lastname@example.org or Jen Martin at 705-730-4880 or e-mail email@example.com.


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Alan Greenspan's announcement of a 50-basis-point decrease in the targeted Federal Funds rate went off like a skyrocket, lighting up the economic firmament from Wall Street to the mall. Typically enough, the action was viewed in the press as a move from "fighting inflation" to "fighting an economic slowdown." The truth of the matter is that the Fed has overstayed its fight against inflation and ended up sponsoring a deflation.
The fighting Fed
The Federal Reserve may not admit it, but it's in a battle to reflate the sagging U.S. economy
To believers in the Quantity Theory of Money, the deflationary phenomenon has been visible for some time. Year-over-year, the Fed's holdings of government securities, which are the basis for the money supply, have been growing very slowly--not nearly fast enough to accommodate a rapidly growing economy. Currency in circulation has actually been declining over the past year. Nevertheless, the Fed insisted through the end of 2000 and a week into the New Year that inflation was a threat to the economy, so the fight continued.
The U.S. Department of Commerce has, in fact, continued to report low-level inflation. In the third quarter, inflation was reported to be proceeding at a 2% rate. Digging deeper into the numbers reveals a more varied situation. Some sectors of the economy have been showing price increases, but others have been showing declines, some quite steep.
Prices of consumer durable goods have been declining for several years now, lately at an accelerating rate. Prices of consumer non-durable goods, as a group, were reported to be going up, but prices of apparel, which is part of the group, have been going down. Add apparel to consumer durable goods and you discover that prices of "general merchandise" have been going down.
The observation should cast new light on the recent poor Christmas shopping season. Attention has been focused on total dollar retail sales, with a preliminary estimate showing only a 0.1% improvement. Department store sales were actually reported down 0.8%, while sales at specialty clothing stores were up 0.9%.
But what about the deep discounts of 10% to 40% that started the day after Thanksgiving and have continued in January? No one provides counts on the hundreds of thousands of stocking units that crossed the scanning registers. If they could, a fair-minded referee of the holiday-season sales game would have to report, "After careful review, the ruling on the field has been reversed. Consumers had a fantastic Christmas shopping season. Merchants are penalized more than half the distance to their (profit) goals."
Consumers bought everything they wanted at low prices. The stores were big losers.


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GDP 2013: 3 Most Important Things You Need to Know About 2.5% U.S. GDP Growth
The U.S. Bureau of Economic Analysis announced that GDP, which stands for gross domestic product or "the output of goods and services produced by labor and property located in the United States," grew by 2.5% in the first three months of 2013.
Despite a big bump from the personal consumption expenditures showing significant improvement from the fourth quarter's 0.4% GDP growth, the first quarter performance was lower than estimates. Nonetheless there are some significant improvements in consumer spending. Here are the three most important things you should know.
1. Consumers Are Making a Comeback:
Consistent growth in the economy for the last 15 consecutive quarters is considered weak because it averages only 2%, however the numbers released today show that consumers stood strong against the higher taxes and increased gas prices that kicked off 2013. Consumer spending rose by 3.2% in the first quarter which is the strongest growth since 2010.
Purchases of "durable goods" or long-lasting household products like washing machines, refrigerators, dishwashers etc were mostly responsible for this increase. People are buying higher-ticket items again after cutting back, which means that households are feeling more financially secure. People are also importing more goods, which despite being negative for GDP shows a healthy domestic demand.
2. Apartment buildings are fueling the housing recovery:
A significant jump in the construction sector shows that housing's recovery isn't just a temporary rebound. Not only are construction company stocks booming again, multi-family homes are leading the charge to recovery.
As consumers delay purchasing a house, whether because of limited finances or young adults who prefer to rent and avoid debt, construction of apartment buildings is hitting its "pre-recession peak," sending rental prices skyrocketing. Further pushing the boom is the lower likelihood of default on multi-family homes and decreased home-ownership after the Great Recession.
3. Business & government is bringing us down:
The consumer sector's growth was dragged down by sharp decreases in business investment — down to 3% in the first three months of 2013 from 11.8% at the end of 2012. Businesses decreasing their investing, especially in things like equipment and software is a sign that the businesses do not see enough revenue to offset continual growth in their services. Despite the increase in exports showing a stronger global demand for U.S. goods, the decrease in investments is something to watch for as the year progresses.
The extensive cuts in public-sector investment because of the tax deal of 2012 or sequestration will significantly hamper growth. The 4.1% growth is the ninth decline in the past ten quarters. Defense spending showed the biggest cuts, decreasing spending at 11.5% after a 22.1% reduction at the end of 2012. This could be considered a positive signal as we pull out of Afghanistan and become a smarter military. However, if these funds are not being diverted to programs that will spur the economy, then the reduced investments will start having a negative impact on consumers and businesses providing government services.


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In the United States, a large number of Americans will decide to make donations to a charity of their choice every single year. People will go out of their way to ensure they are helping military families, helping disabled veterans, and also helping families in need. Donations make people feel good and allow them to feel like they are giving back to the community.
For plenty of Americans, they will also make donations because it comes back to them for tax write-offs. As a matter of fact, even simply donating a coffee maker can help them get up to $15 in terms of a tax write-off. However, one of
Every year, the average person in the United States throws away a large amount of clothing, household textiles, and other types of material. Recent figures show that this may amount to about 70 pounds per person. On an annual basis, this means that a staggering 10.5 million tons of material is deposited into American landfills.
Rather than throwing clothing and other materials away, nearly 100% can be donated instead. It’s important to note that the condition of these items usually doesn’t matter, either. Even though about 45% of the clothing that is donated is worn again, the remainder can be recycled and/or otherwise repurposed.
On an annual basis, 4.7 billion pounds of clothes are donated by Americans, many of which are then sold at charitable stores. Due to people purchasing used clothing in 2


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Pakistan Bureau of Statistics released the monthly trade data where textile exports for the month of April’2021 registered a growth of 231%YoY to stand at US$1.34bn marking signs of upbeat sales amid the arrival of the spring season.
Segment–wise breakup shows that both value and non-value added segments witnessed a stark increase in exports with 245%YoY and 186%YoY increase respectively. The increase in non-value added segment happened due to both yarn/cotton cloth exports rising by 165%/200%YoY as local manufacturers look to intensify efforts in capturing US textile imports from China after order cancellation from Xinjiang due to human rights violation.
International cotton prices remained buoyant in 2021 though have declined by 1% in April-2021. The recent decline in Cotton prices is due to partial correction in international markets.
Cotton Crop outlook in Pakistan
In Pakistan, the cotton crop is expected to be sowed on 1.5/4 mn acres in Sindh/Punjab this year. The Government has set the cotton production target at 10.5 million bales for the current year as compared to an actual production level of 5.6 million last year. Pertinent to note is that Cotton production hit a 30-year low-level last year. Analyst opined that cotton target set by the government for the current year is very aggressive as lower rains and low seed quality will impact the production while costly pesticides and other requirements will lead to lower sowing area. Hence, shortfall is expected to continue.
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- Nishat Chunian Ltd: 1QFY24 profit rises 13 percent to PKR 500mn - October 31, 2023


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Shares of Torrent Pharmaceuticals were down 14 per cent to Rs 2,705 on the BSE in Thursday’s intraday trade after the company reported disappointing December quarter (Q3FY22) results on the margins front. Profit after tax (PAT) declined 16 per cent year on year (YoY) to Rs 249 crore.
In Q3FY22, earnings before interest tax and depreciation and amortization (EBITDA) margins declined 490 bps YoY to 25.5 per cent driven by price erosion in US. The management said due to the prolonged delays in reinspection of US facilities on account of the pandemic, coupled with higher than anticipated pricing pressure, the company’s US business has been adversely affected during this quarter. “We have initiated cost optimisation measures which should help us get back on track with respect to margins in the upcoming quarters. Our India business continues to be on a strong footing delivering significantly higher than market growth during the quarter,” the management said.
Revenues grew 5.7 per cent YoY to Rs 2,108 crore, on back of 15 per cent YoY growth in domestic formulations business to Rs 1,072 crore. This was largely offset by 19.5 per cent YoY decline in the US due to price erosion in the base business and lack of new approvals amid pending re-inspection of facilities. Germany business de-grew 10.6 per cent YoY to Rs 237 crore mainly impacted by muted market growth and increasing competition in tender segment.
ICICI Securities maintains HOLD rating given the visible persisting challenges in the US business besides lower margin of safety (maintaining margins at high level) given high valuation.
In India, Torrent is expected to increase specialty focus, new introductions to leverage patent expiry. It is expanding field strength by ~500 MRs. Also, it forayed into fast growing trade generic segment for acute therapies. Torrent has a good presence in Brazil and expects traction in the branded markets with Germany expected to recover in FY23. The contributions from manufacturing facility at Levittown, US to start in FY23 are key triggers for future price performance, the brokerage firm said.


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Scotch lamb on the menu
Scottish meat bosses are continuing to forge a path into Europe with Scotch Lamb set to star at Europe's biggest food fair for catering professionals.
As part of QMS support for Scotch Beef and Lamb in Europe, staff are taking part in the large food international hotel catering and food trade exhibition SIRHA in Lyon, France, from 20 to 24 January.
Current statistics show that in October approximately 25,000 tonnes of beef, worth about £56 million have been exported from the UK to Europe since the lifting of the ban last year.
As well as the opportunity to meet European chefs and foodservice wholesalers, the major event at this year's fair is the signing of an agreement with the French members of top chef association Euro-Toques to recognise Scotch Beef and Lamb as a distinct product and to use it for all their demonstrations.
Laurent Vernet, Head of Marketing at QMS, said: "Events such as these give us the rare opportunity to let some of the world's leading chef experience the quality of Scotch Lamb for themselves.
"I think it's testament to the work of the Scottish producers that they create a product being recognised as one of the best in the world."
In another boost to the Scottish Industry, a leading European carvery equipment supplier, Enodis, has decided to use Scotch Beef as its sole product in its demonstrations.
27 October, 2016, 8:30
Next steps for tackling obesity: prevention, sugar consumption a
01 - 03 November, 2016
China Foodtech 2017
07 November, 2016
Butcher’s Shop of the Year
01 December, 2016, 8:30 - 13:30
Policy priorities for the UK food, drink and farming industry


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Government and industry officials have reassured consumers that legitimate debt collectors would never threaten a consumer with arrest.
Consumers should be on the lookout for fake debt collection calls from scammers posing as collection attorneys, warns Alabama Attorney General Luther Strange.
According to a press release, the scammers source publicly available documents about consumers who have filed for bankruptcy. They then “spoof” the Caller ID system to make their phone number appear to be that of an attorney. Once the consumer answers the phone, scammers demand wire payments for nonexistent debts – sometimes threatening the consumer with arrest.
“Under no circumstances would a bankruptcy attorney or a staff member telephone a client and ask for a wire transfer to immediately satisfy a debt,” the National Association of Consumer Bankruptcy Attorneys stated in the press release. “Nor would the bankruptcy attorney and staff ever threaten arrest if a debt isn’t paid.”
Similar scams involving callers pretending to be affiliated with debt collectors have also occurred recently in Nebraska and Ohio, ACA International reported. The Nebraska Department of Banking and Finance warned residents of a debt collection scam involving calls to consumers about a past payday loan and threats of possible arrest if they do not make an immediate payment. And in Ohio – where identity theft has been the top form of consumer fraud – identity thieves posing as debt collectors have used consumers’ personally identifiable information (PII) to trick them into paying debts they don’t owe.
Legitimate debt collectors are not consumers’ enemies and are not interested in a debt that is not owed and it is illegal to make such threats as arrest or a lawsuit. By law, the collector must inform you of your right to dispute the debt and request written verification if requested. Once sought, all collection activity stops until this proof is provided.
ACA International’s Ask Doctor Debt website has resources for consumers to better understand debt collection and their rights.


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Menswear trends: the latest men's fashion trends
For the latest season's menswear fashion trends. Keep up to date with the latest men's fashion.
Designer directions Autumn 10
Although grey continued to dominate the colour palette on the autumn 10 menswear catwalks in Milan and Paris, camel emerged as a new classic while contrast sleeves and track pants were fresh trends.
Pitti Uomo Autumn 10
High street preview
Smart tailoring meets the great outdoors for a season of cosy fabrics, luxurious textures and subtle, masculine patterns.
Danish designers revealed their latest menswear collections last week, with highlights including Soulland’s all-over floral prints, Astrid Andersen’s athletic sportwear looks and Henrik Vibskov’s avant garde patterns.
Outdoor brand The North Face has revealed plans to open up to 120 franchise stores in the UK and Europe over the next three to four years.
Hunter has opened its first company-owned store at 83-85 Regent Street as a showcase for its newly-extended range that now includes outerwear and knitwear.


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(PRWEB) June 22, 2002
Atlanta, GA Â June 3, 2002 Â BrightHouse Institute for Thought Sciences emerged from stealth mode today and announced its intentions of revolutionizing the marketing industry.
Thought Sciences bridges the gap between business and science and provides its clients with unprecedented insight into their consumersÂ minds. The company plans to change the marketing world forever by using science to observe and understand the true drivers of consumer behavior. The Thought Sciences team uses functional Magnetic Resonance Imaging (fMRI), a safe and non-invasive technique, to identify patterns of brain activity that reveal how a consumer is actually evaluating a product, object or advertisement. Thought Sciences marketing analysts use this information to more accurately measure consumer preference, and then apply this knowledge to help marketers better create products and services and to design more effective marketing campaigns.
For years marketers have tried to understand why consumers make purchase decisions. Although marketers have tested ad campaigns and PR efforts through surveys and focus groups, they still have not uncovered the emotional drivers behind the decision. Many other companies have recognized the value of using science to uncover the drivers of human behavior, but have yet to breakthrough with an effective model to predict consumer behavior. Thought Sciences made a giant step in the ÂneuromarketingÂ industry by identifying sections of the brain that respond to preferences. According to Brian Hankin, President of Thought Sciences, marketers will now be able to understand, for the first time ever, the drivers of their consumersÂ behavior.
ÂImagine being able to observe and quantify a consumerÂs true response to something without the influence of groupthink and other biases that plague current research approaches,Â says Hankin. ÂThis could not only help marketers truly understand why specific marketing efforts are effective, but it could also help societal concerns such as identifying why the current anti-drug campaign has not effectively deterred our youth from using drugs.Â
Thought SciencesÂ team customizes each study to meet their clients needs. In a recent study, volunteers were used to test responses to food, advertisements, cars, and other topic categories. At the beginning of the study, the volunteers filled out a survey identifying likes and dislikes in eight different categories. Then, the volunteers were placed under the fMRI scanner and shown an item on a screen. While viewing the stimuli, Thought Sciences researchers took a picture of the volunteerÂs brain and compared the response of the brain to the response on the survey. From the results, the researchers pinpointed the preference area of the brain. Using this data, the Thought Sciences team can now help their client to design better products and services and a more effective marketing campaign.
ÂFingerprinting the preference will lead us to great discoveries,Â said Dr. Justine Meaux, Director of Research for Thought Sciences. ÂThis is just the beginning.Â
Although Thought Sciences has only completed one study, they have already landed a top consumer products company as their first client. Joey Reiman, Thought Sciences Chairman of the Board, believes many companies will follow.
ÂNeuromarketing is the wave of the future,Â says Reiman. ÂBusinesses are using science to gain the competitive edge. Those who donÂt will be left behind.Â
Thought Sciences will change the marketing paradigm as we know it. Marketers will be proactive instead of reactive with their marketing campaigns. They can use Thought SciencesÂ approach to design and evaluate effective marketing communications that will motivate consumers to behave rather than just peak their interest.
ÂWe are crossing the chasm,Â explains Adam Koval, Thought SciencesÂ Chief Operating Officer, Âand bringing a new paradigm in analytic rigor to the world of marketing and advertising. We will enable our clients and partners to design advertising, marketing campaigns Â and eventually products Â that will more effectively engage and drive their target audienceÂs behavior.Â
Marketers currently base their ad campaigns on whether they capture an audienceÂs interest. Unfortunately interest alone does not drive people to buy or act. ÂFor the first time,Â says Koval, Âwe will provide our clients with insight into what actually will drive action.Â
About BrightHouse Institute for Thought Sciences
The BrightHouse Institute for Thought Sciences was formed to extend studies of the mind into areas beyond science and academia. Thought Sciences uses neuroimaging as a measurement tool to aid in the enhancement and creation of more thoughtful products and services. Thought Sciences has partnered with leading neuroscience professors from Emory University to better understand human thought and apply the knowledge to societal and business concerns.