text:
FinTech has transformed the way people interact with money. LendTech is one of the latest innovations that have grabbed the spotlight and is here to stay.
Increasingly, people are looking for services at their fingertips– getting a loan is no exception.
Fintech start-ups are creating new ways for consumers to access banking services that would otherwise be challenging with brick-and-mortar banks. Less than 34% of the adults globally have a credit score, making them the only ones who can access credit in a traditional banking system.
However, the World Bank reports that around 67% of underserved individuals globally have a mobile device. McKinsey further confirms that the MENA region is increasingly going toward digital banking, while UAE and KSA are leading the way, with 80-90% of survey participants saying they already handle their finances digitally.
LendTech, a fintech innovation, has found a way to alleviate the challenges of providing access to moderate-income consumers– those who have needed to mostly count on non-traditional sources, including family members and relatives, loan sharks, pawnbrokers, and so on.
The new lending technology can quickly and reliably evaluate potential consumers' credit history and consider background checks and other indicators to generate approval for a credit application. A recent report by Electronic Commerce Research affirms that people are increasingly more confident applying for credit through a fintech-based application.
Can LendTech become the first stop for companies to assess their potential consumers' creditworthiness? Below, we will dive deeper into the biggest questions on LendTech.
A brief review: The influence of technology on finance
Progressive financial services business firms (like TSLC) are constantly looking for innovations to improve effectiveness and speed of service.
Rapid technological development has prompted companies to adopt and, thus, transform the financial services industry through consumer experience management.
According to many financial services experts, improving consumer experience is the primary driver of digitization in banking.
The arrival of smart analytics allows financial services companies to analyze generous amounts of customer data to listen to and serve consumers better. Technology has also helped companies develop innovative financial services that have made a change for good.
The advancement of better payment systems is a key challenge for businesses, while there is also the chance that Robo-advisory will see significant usage in the near future. Additionally, blockchain-based services will take the spotlight in the coming years.
Digitization of financial services is more of a journey than a destination. Financial services firms can use cloud computing to improve transparency and collaboration.
Evolving technologically is at the heart of efforts to serve consumers better; thus, adopting these innovations is essential for companies. The future of finance is modular, cloud-based technology, and fintech companies that aren't embracing it will fall behind.
Lending technology: Introduction to LendTech in finance
Lending technology, or LendTech, is an ecosystem in which non-traditional companies use technology to provide access to credit and financially serve individuals that legacy banking sees as “unqualified.” These credit providers combine digitally native services with speed, convenience, and improved consumer experiences to simplify the lending process.
An alternative credit scoring system is the clearest example of how a LendTech company gives a second chance to new-to-credit (NTC) and credit invisible individuals– those with non-existent or low credit scores.
An alternative credit score is usually generated by leveraging the power of artificial intelligence(AI) and machine learning(ML) algorithms that run through numerous kinds of data, such as:
- Bank account information
- Phone and utility bills payments
- Housing payments
- Social media usage data
- Smartphone usage
- Contacts list
- GPS locations, and more.
Records from these activities reveal the applicant's behavior and propensity to pay back, default or decline. Often, this depicts an individual's creditworthiness more accurately than a traditional credit history would.
For example, TSLC’s AI/ML-powered Social Loan Quotient (SLQ) technology collects accurate consumer data and provides credit approval within minutes. It also allows a faster, more convenient experience, usually through a few clicks on a mobile app.
5 Reasons why LendTech is thriving (and will keep doing so!)
There are five main reasons LendTech platforms are now in the right place at the right time. Let’s go through them deeper.
1. The impact of powerful data analytics
LendTech platforms can make quicker and more accurate decisions based on open data sources. They collect data beyond historical performance, forecasts, or current financial resources, expanding to include mobile and social media data usage, contacts list, and even GPS locations.
The time to approve and disburse credit is reduced from weeks to hours, and the quality of lenders' decision-making is massively improved.
2. A seamless consumer experience
The LendTech ecosystem provides efficient services that meet individuals' expectations. Unlike traditional banks, AI/ML-powered alternative credit scoring providers have remained in an enviable position to design their processes and user interfaces with consumers in mind. Simple, paperless, and accessible apps can make applying for a loan as simple as shopping online.
For example, Dhaka Bank's eRin app, which provides access to credit for millions of Bangladeshi Gen-Zers and millennials, needs less than five minutes to approve loans.
LendTech companies can conveniently and flexibly provide app-based loans, invoice financing, and revolving credit lines.
Some, like CASHe in India, clearly show how much more credit you're eligible for and can do all this by a simple text on WhatsApp. There are nearly 500 million WhatsApp users in India, and by offering the service through the biggest instant messaging provider, CASHe offers its consumers speed, security, and convenience.
4. Reaching the underserved
Individuals that the traditional banking system would have rejected can be better evaluated and catered for by alternative credit scoring systems that consider a more comprehensive range of factors and data. Studies suggest that many loan applications by banks are rejected because individuals fail to fulfill the traditional system's basic criteria. LendTech firms succeed because they reach more consumers that match their profiles with terms and interest rates tailored to their needs.
Like SMEs (small-and-medium-sized enterprises), individuals can recondition their credit score by effectively repaying their installments on time– creating the ideal environment to get more funds in the future.
5. Offering more
LendTech firms know they will attract more consumer loyalty and business if they can create ‘hubs’ for their consumers. Instead of having a merely credit-focused relationship with consumers, they can become a go-to source for anything around their needs to lead more fulfilled financial lives.
This can include providing beneficial market insights and additional services, like spending management, know-your-customer (KYC) assessments, best tips on managing finances, great products and features that may interest them, and so on. Not only will this promote consumer loyalty, but it will also attract potential leads.
The impact of LendTech on closing the gap in financial inclusion
Technology is at the heart of the existing success of lendtech applications– from their potential to function as hubs by partnering with other companies in their ecosystem to helping new-to-credit and credit-invisible consumers access to credit.
Source: FinDev Gateway
Lendtech platforms play an essential role: By designing new ideas for providing credit to moderate-income individuals, LendTech firms are not just filling a gap but also unlocking massive potential in the global economy. LendTech's future will see even more innovation as open banking and cooperation between accounting software providers, banks, and LendTech companies continues to evolve.
Diya Singh, an unemployed cook living in Mumbai, India, was refused credit from traditional banks due to a lack of credit history.
“The system is not set up to meet the needs of millions like her,” said TSLC’s Global CMO Shagorika Heryani.
After getting approved for her $100 loan through a digital lending app, Diya bought the necessary equipment and ingredients to make Gulab Jamun, a well-known Indian delicacy made of fired milk balls soaked in sweet syrup. She started making sales and soon achieved her desired weekly profit of $5(~400 INR). Realizing the potential, Diya sought to increase her credit limit to grow her business.
“From a starting loan of 8,000 rupees, I’m now making a regular income by taking a loan through a few simple taps on the app,“ Diya said.
In three years, she’s increased her credit limit to over $500 (~40,000 INR).
How TSLC’s AI/ML-based platform is transforming the lendtech landscape
The global economic downturn encouraged banks to tighten their lending requirements to avoid the risk of further losses, making it even more challenging for individuals to access credit. As a result, many innovative start-ups and fintech companies have emerged to help people meet their goals and needs.
Alternative credit scoring models have already been recognized in well-established countries and have greatly benefited both companies and consumers to access credit. WE Forum predicts that LendTech and alternative credit scoring systems will change the financing landscape in emerging countries.
The Social Loan Company, a leading LendTech platform, is made of a unique AI/ML-powered credit decisioning engine. Its advanced technology has already been recognized twice, including "AI & Machine Learning Initiative Of The Year - UAE" and “LendTech Innovator Of The Year - MENAT 2022.” This is what makes TSLC’s technology unique:
- Social Loan Quotient (SLQ) - SLQ is a scalable, alternate credit scoring system based on artificial intelligence(AI) and machine learning(ML). The system uses alternative data sources– mobile phone and metadata, social media footprints, education, career path, and income– to assess consumers’ credit scores. Social Loan Quotient (SLQ) mechanism considers 100+ macro and 2,500+ micro data points from each user.
- Goodness Measure (GM) - The Goodness Measure evaluates the liability of credit payback, helping accelerate the credit approval process. Our AI/ML-powered alternative credit scoring system evaluates each applicant on different attributes to give credit-thin, new-to-credit, and credit-invisible consumers a better chance of accessing funds.
- Open Source - We use a unique open-source, cloud-native software that allows us to write fewer codes. We write our own code whenever possible, growing our TSLC-owned intellectual property and improving our consumers’ experiences.
As technology advances and interest in fintech-based services rises, LendTech may well replace the traditional lending model. By leveraging the power of an advanced lendtech, TSLC aims to serve the financially underserved consumers in MEASA and beyond, helping them unravel the complete advantages and potential.


text:
It’s going to be a huge sales night for many pizzeria operators. Pizzerias’ social media accounts are a buzz today and it’s all about college basketball and keeping their shops names top of mind with their fans by promoting game-time party packages, highlighting game-watching venue features and menu specials.
As University of Connecticut and University of Kentucky square off for the NCAA Championships, pizza operations are set for a high-volume night, especially delivery.
Domino’s Pizza anticipates delivering more than 1.7 million pizzas today. The pizza chain also expects to see an increase in digital orders over a typical Monday.
For operators in the Dallas-Arlington area, direct spending is estimated to exceed $140 million with restaurants experiencing double-digit increases in business over the Final Four weekend.
While Monday night may be the slowest night of the week, tonight is your opportunity to come through for your patrons with your top-notch quality product and service. Execute tonight effectively and you may even earn new customers. Be on your game.
July 16, 2018 | Videos
July 11, 2018 | Pizza Headlines
That’s A Some Pizza’s 120-Year-Old Sourdough Starter Inducted into Puratos World Heritage Sourdough Library
Based in Belgium, unique library is dedicated to cataloging and saving sourdough from all over the world It’s a Monday morning on Bainbridge Island in Washington State. The spring sun is trying its best to break through stubborn Pacific Northwest storm clouds and, except for the sound of commuters making their way to the Seattle ferry,… Read More ›
July 10, 2018 | Pizza Headlines
Go inside the anti-plastic straw trend Starbucks is the latest company to announce that the coffee giant will eliminate single-use plastic straws in all of its stores by 2020. That adds up to the elimination of more than one billion plastic straws per year. In Starbucks’ official release, President and CEO Kevin Johnson said, “For… Read More ›

domain: news


text:
Engility names new SVP for business development and strategic planning
- By Hannah Lang
- Aug 22, 2016
Engility Holdings, Inc. has named Michael Grasso senior vice president for business development and strategic planning.
In his new role, Grasso will manage opportunities for the company’s growth and continued success and will report to Lynn Dugle, Engility’s chief executive officer, the company said in a release.
Grasso was most recently the vice president of government relations at Lockheed Martin, where he worked for 35 years. He also served as the vice president of business development for the Information & Global Services’ Civil Business Segment and as the vice president of business development for the company’s Aeronautics Global Sustainment business.
Hannah Lang is an intern with Washington Technology. You can reach out to her at firstname.lastname@example.org.


text:
Action Alert: Urge Congress to Pass Landmark Bill to Protect Egg-Laying Hens
The vast majority of eggs in the United States come from hens confined for nearly their entire lives to barren battery cages so small they are unable to fully stretch their wings or engage in most other natural behaviors. These cages are so cruel they have been condemned by animal welfare experts worldwide, banned in the entire European Union, as well as in California and Michigan, and shunned by major food retailers, including Wolfgang Puck and Whole Foods.
Congress is now considering a landmark, precedent-setting federal bill—the Egg Products Inspection Act Amendment of 2012 (H.R. 3798/S.B. 3239)—that would ban barren battery cages nationwide and reduce the suffering of hundreds of millions of animals every year in the United States. Please help ensure this important bill passes by contacting your representatives in Congress today.
If passed, the newly introduced Egg Products Inspection Act Amendment of 2012 would:
- Require all egg farms in the country to replace barren battery cages with new, enriched colony housing systems that provide each egg-laying hen nearly double the amount of space, as well as perches, nesting boxes, and scratching areas, that will allow hens to express more natural behaviors;
- Mandate labeling on all egg cartons nationwide to inform consumers of the method used to produce the eggs: “eggs from caged hens,” “eggs from cage-free hens,” and “eggs from free-range hens.” This undoubtedly would reduce the demand for eggs from hens kept in cages and inspire many people to explore vegan options;
- Outlaw the practice of starving hens in order to shock their bodies into another laying cycle (every year, millions of egg-laying hens are denied access to any food for up to two weeks);
- Reduce noxious ammonia levels in henhouses; and
- Prohibit the transport and sale of eggs and egg products nationwide that don’t meet these requirements.
Most of the provisions of the Egg Products Inspection Act Amendment of 2012 (H.R. 3798/S.B. 3239) would take effect immediately. This bill could help reduce the suffering of hundreds of millions of animals who currently receive little legal protection from even the most egregious abuses. This proposed federal legislation would provide a path for improving conditions for hens in states in which there is virtually no hope of ever passing laws to help egg-laying hens or other farmed animals. In major egg-producing states like Iowa, Minnesota, Indiana and Pennsylvania, voter-initiated ballot measures are not allowed, and there is no means for concerned citizens to ban cruel battery cages or pass other laws to protect farmed animals.
What You Can Do:
Please help ensure this landmark bill is passed by contacting your representatives in Congress and encouraging them to vote in favor of the Egg Products Inspection Act Amendment of 2012 (H.R. 3798/S.B. 3239). Legislators receive a lot of emails, so be sure to personalize your message so it stands out.
Thank you for getting active to help egg-laying hens!


text:
Enthusiastic Gavin ready to get down to business
What is certain at this stage is Gavin’s keenness to begin collective training, especially considering his reservations about the entire concept of a training ban.
“I don’t think it should be in place,” he said. “I think each manager should view his squad and tailor each programme, manage each player, as an individual rather than as a collective.
“I still would have given players time off. I’m acutely aware of the benefits of managing their fatigue and letting them have some off-time, letting them get some work-sport-life balance.
“That’s the way it needs to be approached. I understand where the GAA have come from, though, but if I had my way, we wouldn’t have a ban on collective training, no. Some players need to work in that off-season as well.
“But the energy has been superb. We’ve been very impressed with the atmosphere and signals we’ve got from the players. They’re a very committed, very ambitious group of men. We look forward to working with them from Saturday.”
Another man Gavin has also been speaking to is former 1995 All-Ireland winning team-mate Dessie Farrell, who took over the role as Dublin Under-21 manager, and whose task is to defend the All-Ireland Under-21 title won by Gavin’s crew earlier this year.
“The priority has to be the under-21 championship. I’ve experienced this in the past. For me, the Dublin Under-21s being successful will certainly support the senior team’s aims.”
Capital change: Dublin launch new jersey
It may be a case of trying to spot the difference from the old one, but a new Dublin jersey will be in all good sports shops from tomorrow – and despite the county footballers failing to defend their All-Ireland title, it’s expected to maintain its position as one of the top-selling jerseys on the market.
The last time Dublin redesigned its jersey was almost three years ago, in January 2010, to coincide with a new agreement with sponsors Vodafone: the 2013 edition, which features more navy colouring, stripes on the sleeve, the traditional collar, plus a “honeycomb” pattern on the sky-blue front, will retail for €60. Dublin typically sell around 40,000 units of the jersey every year, although stronger sales inevitably come with a re-launch, which means some 120,000 units of the old jersey have been sold.


text:
NEW DELHI: India’s mercantile exports in September grew by 4.82% at $35.45 billion compared to $33.81 billion in the same month last year notwithstanding the slump in global demands, even as its imports saw 8.66% year-on-year growth at $61.16 billion mainly on inputs, signifying domestic value addition.
While higher imports left $25.71 billion trade deficit in the month of September this year, a jump of over 14%, it has been significantly balanced out due to increased services exports, according to the data released by the commerce ministry on Friday.
Services exports grew 18.72% in September at $25.65 billion compared to $21.61 billion in the same month a year ago. Import of services was, however, up 20% at $15.10 billion in September 2022 compared to $12.58 billion in September 2021. The $10.56 billion surplus in services trade helped in reducing the overall trade deficit.
India’s overall exports (merchandise and services combined) in September 2022 are estimated to be $61.10 billion, exhibiting a positive growth of 10.24% over the same period last year. Overall imports in September 2022 are estimated to be $76.26 billion, exhibiting a positive growth of 10.73% over the same period last year, the official statement said.
It explained that the latest data for the services sector released by the Reserve Bank of India is for August 2022 and the data for September 2022 is an estimation, which would be revised based on RBI’s subsequent release. “Data for April-September2021 and April-June 2022 has been revised on a pro-rata basis using quarterly balance of payments data,” it added.
Experts said India’s economic performance is better than many major economies as there has been a decline in the value of petroleum and gold imports while there is growth in imports of raw materials, signifying value addition.
According to the data, imports of petroleum crude and products fell by 5.38% to $15.9 billion and gold imports plunged 24.62% to $3.9 billion in September 2022 vis-a-vis September 2021. On the other hand, inbound shipments of coal, coke and briquettes jumped by 60.82% to $3.5 billion in September 2022.
Ajay Sahai, director general and chief executive of the Federation of Indian Export Organisations (FIEO) said, “Despite the modest growth, the exports of the country are in positive territory while many competing countries are showing a deep decline.”
He said exports of some items fell because of the government’s conscious policy to tame inflation.
Exports of iron ore in September declined by about 97% at $2.72 million because the government raised duty on these items in May this year to keep input costs low for Indian micro, small and medium enterprises (MSMEs).
“The restrictions on exports including the imposition of exports duty on many products, to maintain domestic price stability both for food and industrial goods, has also marginal share in pulling down exports,” Sahai said.
According to the data, exports of several key sectors like engineering, ready-made garments, plastic, cashew and carpets recorded negative growth in September 2022. But, exports of gems and jewellery, petroleum products, pharmaceuticals, chemicals, leather and rice saw positive growth.
FIEO president A Sakthivel said goods exports in September further consolidate on the back of 17 major product export categories including petroleum products, electronic goods, gems and jewellery, drugs and pharmaceuticals, organic and inorganic chemicals, and agri products showing progressive growth trend.


text:
Duane Reade wins IBM Retail User Group’s Retail Innovation Award
Strongsville, Ohio -- The IBM Retail User Group announced Thursday that drugstore retailer Duane Reade is the winner of its 2011 Retail Innovation Award.
The award, which was accepted by Richard Gilbert, director of store systems for Duane Reade, was presented at the User Group’s 34th annual conference in Orlando, Fla., in May.
The innovative solution provider Retail Tech jointly with RTC Group and Agilysys were also honored with the 2011 Retail Solution Innovation Award.
The award was based on Duane Reade’s replacement of hardware and software to comply with the parent company directive to interface to a common pharmacy solution, in a limited span of time, with a limited budget.


text:
Want to know more about the handset? Here's everything we have so far.
Samsung Galaxy Nexus UK release date
The Samsung Galaxy Nexus UK release date is November, if an erroneous flyer from Japanese Network DoCoMo is to be believed. We definitely know it'll be available on Vodafone as the network has been in contact with TechRadar to confirm. However, we don't know if it will be exclusive as older Nexus devices were.
Samsung Galaxy Nexus price
Phones4U is the first to offer up a Samsung Galaxy Nexus UK price, and, while we knew it would be sold at a premium, we didn't expect you'd be paying a whopping £46 per month to get the phone for free – though we're not currently sure how many minutes, texts and how much data that includes. For a £30 up front cost, you can reduce this to £41 a month.
Galaxy Nexus processor
The new handset has a dual-core 1.2GHz Texus Instruments OMAP4460 processor, the same speed as the chip used in Samsung's Galaxy S2. Indeed, several of the Nexus Prime's core specs mirror that of Samsung's existing top end Android handset.
Galaxy Nexus operating system
The Galaxy Nexus is the first handset to feature Android 4.0, otherwise known as Ice Cream Sandwich. The OS will be coming to other high end Android handsets including the Nexus S. Ice Cream Sandwich is designed to bridge the gap between the user experience on Android 2.x phones and Android 3.0 Honeycomb tablets – the same operating system will now run on both types of hardware.
Galaxy Nexus memory
Like the Galaxy S2, there will be 1GB of system memory on board the handset. That's double the amount inside an iPhone 4S.
Galaxy Nexus display
The huge 4.65-inch Super AMOLED screen boasts 720p resolution. It's bigger than the 4.27-inch display found on the Galaxy S2 (and the same as that found on the S2 HD LTE in the US) but thankfully smaller than the whacking great 5.3-inch display found on the Samsung Galaxy Note.
The device follows a similar form factor to its predecessor, the Samsung Nexus S, but is thinner at just 8.94mm thick and weighs in just a little heavier at 135g. The footprint? 36 x 68mm.
Galaxy Nexus Design
As you can see, the design language apes the previous Nexus S and Samsung Galaxy S2 with the lip at the bottom of the phone.
A button-less display may confuse some always looking to hit the Home key to get back to the main menu, but Google wanted to create a slick, edge-to-edge front to the phone.
While more rounded than the Galaxy S2, the Galaxy Nexus is almost the non-identical twin to the current darling of Android users.
Galaxy Nexus camera and video
The Galaxy Nexus shoots 1080p video, just like the iPhone 4S and Galaxy S2, and has a 5-megapixel rear camera with an LED flash. The front-facing snapper is a 1.3-megapixel unit. There's also a panorama mode plus, according to Samsung, no shutter lag.
Galaxy Nexus mobile payments
As expected, NFC tech remains on board from the Nexus S – though the tech is still slow to roll-out across other handsets.
Galaxy Nexus connectivity and sensors
The handset also boasts Bluetooth 3.0, 802.11n Wi-Fi and HSPA+ (enabling download speeds of up to 21Mbps) over 4G networks, rolling out in the US at the moment. Unfortunately, we won't see these in the UK quite yet. There's also a proximity sensor as you'd expect and, strangely enough, a barometer. We could do with a few other phones featuring that.
Galaxy Nexus storage
The handset will be available in two versions featuring 16GB or 32GB of internal storage.
Galaxy Nexus storage
The handset features a 1,750 mAh battery – far better than the 1,420 mAh unit in the iPhone 4S.
The Samsung Galaxy Nexus isn't branded as being from Google
Although the handset still carries the name of the search giant on its rear, this is the first Nexus device not to have the word 'Google' as part of its name, following the Google Nexus One and Nexus S. It also isn't called the Nexus Prime, as was rumoured.
Here are the rumours we reported on leading up to the conference:
Google's third Nexus Android phone, officially announced back in May, is expected to be manufactured by Samsung, with many, many recent rumours claiming a model known as the "Galaxy Nexus" - or the Google Nexus Prime, also known as the Samsung GT-I9250, as some outlets have speculated - will be the new flagship Android 4.0 Ice Cream Sandwich phone.
Samsung itself has already confirmed that a phone under the name "Nexus Prime" exists, thanks to a list of settings discovered on its own site - but the odd mixture of specifications it contained led some to believe it was simply a placeholder, prior to the announcement of the Galaxy Nexus.
And it looks highly likely now that it will actually launch under the name Galaxy Nexus, and the Galaxy Nexus UK release date will be early November 2011. On 11 October it was rumoured that the Nexus Prime UK release date is 3 November.
As for an announcement, Samsung pulled its Unpacked event from an 11 October slot at CTIA, said to be due to the death of Steve Jobs though other rumours are suggesting that a patent dispute over Android 4.0 could be to blame with other rumours now pointing toward a Galaxy Nexus announcement on 18 October, along with Google's latest Android operating system, known as Ice Cream Sandwich.
Here's what else we know about the Galaxy Nexus handset itself.
Samsung Galaxy Nexus or Google Nexus Prime?
With the impending launch of Google's Ice Cream Sandwich Android OS seemingly confirming that the new phone will be launched too, it's likley the name of the phone will be the Galaxy Nexus rather than the Nexus Prime.
Boy Genius Reports is... reporting that the phone will be announced as the Samsung Galaxy Nexus, complete with the undoctored Google OS, despite the Samsung moniker.
Like the way the Motorola Xoom and the Samsung Galaxy Tab 10.1 both were seen as the flagship models for Android Honeycomb, it's therefore possible Google is looking to ditch its name from the phone in order to make it appeal more to the mass market.
Galaxy Nexus specs
It's no surprise to learn the Galaxy Nexus will offer a decent leap above current Android phone specs. We're expecting it to be the first to arrive with a 720p resolution display (unless LG beats everyone to it with its HD LU6200, which now seems highly unlikely).
Tech specs are all, of course, unconfirmed, but the most recent leak claims it'll arrive powered by a Texas Instruments OMAP processor - which is dual-core - running with a dual core 1.5GHz processor. It'd better have a big battery as well.
Update: it looks like we've got some information from a leaked flyer ahead of the event - the Galaxy Nexus looks set to debut with a dual-core 1.2Ghz processor, 5MP camera and that much-rumoured large screen with HD resolution.
And if it's going to support HD material, it'll need a big screen - the Galaxy Nexus is currently rumoured to feature a whopping great 4.65" Super AMOLED display, running at that HD 1280x720 resolution.
We're expecting Ice Cream Sandwich to completely remove the requirement for phone to have Back, Home and Menu buttons, meaning the Galaxy Nexus should arrive without any front-facing buttons whatsoever. Unless Samsung sticks a big, round Home button in the middle, just to annoy Apple.
We've also seen a possible video of the device from Mobilissimo - whether it's genuine or not, it gives an interesting take on the new handset:
UPDATE: it seems the Google / Samsung Galaxy Nexus will be unveiled in Hong Kong on 19 October, with Google confirming that the new OS is going to be launched on that date.
This sits with what Google has previously said about the Ice Cream Sandwich release date being in October or November, so it's safe to assume that, as has happened in previous years with the Nexus One and Nexus S, the Galaxy Nexus will be the hardware flagship for this exciting new Android OS release and will launch simultaneously with the software onboard.
Samsung Romania also made a little error on Twitter, claiming the Samsung-made Nexus Prime would launch in late 2011 with Android 4.0.
Galaxy Nexus will debut with Ice Cream Sandwich
Google has done a remarkably good job of keeping its Ice Cream Sandwich Android update under wraps. We've heard that it'll combine the mobile and tablet versions of the OS, bringing the Honeycomb "holographic" interface to mobiles, unifying the current mobile and tablet versions of the OS – although the oddly disappointing supposed early leaked images of ICS suggested a rather underwhelming, minimal change.
Google always likes to debut a big Android update alongside a piece of hardware that shows it off to its best extent, so we fully expect ICS and the Galaxy Nexus to be announced and shipped on the same day.
Galaxy Nexus price
We can but guess. So we'll guess. Given the cutting-edge nature of the rumoured spec sheet, the size of the screen and the fact that Samsung's Galaxy S II commanded a huge £499 price on release, it's safe to assume you'll need to find at least that much for a Galaxy Nexus if buying outside of a contract.
On monthly contracts, the Galaxy Nexus is bound to arrive at the top end - meaning at least £35 per month. At least, for the first few weeks while demand is still high. If you wait a few months you'll save yourself piles of cash - the Nexus S launched for £429 late last December, but was swiftly chopped down to around £300 a few months after launch. So don't get too excited and spaff loads of cash too soon.
Other, older rumours have claimed LG may have been in the running to make it, plus, of course, it was HTC which made the original Nexus One. But we're 99 percent sure that 2011 will be Samsung's turn. Again.
Galaxy Nexus rivals
Samsung's bitter local rival LG has been making a lot of noise about its plans for future "HD" Android phones, even going so far as announcing the fact it's signed Capcom's Street Fighter IV as an exclusive for an as yet unnamed future smartphone. Plus LG has its HD LU6200 - although that's not yet running Ice Cream Sandwich.
Persistent rumours claim Sony Ericsson may be about to launch a dual-core Android phone, with its unannounced Nozomi regularly popping up in many internet leaks. But again, there's no official word on ICS support there.
The other big unknown is HTC. We've seen plenty of future HTC phones leak - like the HTC Bass and HTC Ruby - but they appear to be standard Android 2.3 phones with buttons rather than buttonless Ice Cream Sandwich handsets. It'll have something, but we don't know what. Yet.


text:
When Dale Anderson joined the team at Sue Ryder’s Nottingham Goose Gate store he was looking for some work experience in the retail sector, but what he found was so much more.
This Friday 4th September, Sue Ryder will open a brand new charity shop in Alston Retail Park in Keighley for shoppers looking for a more budget-friendly and sustainable way to shop while supporting the local Sue Ryder Manorlands Hospice.
Sue Ryder hosted a free conference on human rights in end of life care on Thursday 27th June 2019 in London, exploring further how applying a human rights approach to practice can help deliver person-centred and compassionate care.
People with neurological conditions in England are being let down by the very health and care systems that are supposed to be supporting them – that’s the finding of our new report Time to get it right, writes our Policy and Public Affairs Manager (England) Duncan Lugton.
We were delighted to welcome our regular blogger, Richard Littledale, as keynote speaker at the Sue Ryder annual lecture last week. The event was hosted by Rachel Reeves MP at the House of Commons and discussed the topic of bereavement.
What happens when someone you love has died, leaving their belongings behind? How do you decide what to keep and – at what is such a painful time – work out which items ‘spark joy’? After watching the Tidying Up with Marie Kondo episode ‘Sparking Joy After A Loss’, Julia Cook reflects on losing her parents-in-law and how she navigated the difficult process of sorting through their effects.
“Initially, I thought no one could help me as no one could change what happened, but I’ve discovered that that isn't really the point of counselling at all.” Blogger Jess reflects on how, five years after her Dad’s death, counselling and therapy have helped her come to terms with her loss.
Famous faces, including Eddie Redmayne, Kate Moss, Gillian Anderson and Daniel Radcliffe, have donated personal items to a new Sue Ryder pop-up shop that will be open in Mayfair for one day only.
Can you really go from couch to half marathon in 39 days? Our Events Fundraiser and Team Incredible Captain Henry Fleming is attempting just that – despite not having even touched his trainers in months... Join him as he starts his training for the Royal Parks Half next month.


text:
WorldRemit, signs an agreement to become Arsenal’s first official online money transfer partner. Worldremit was founded by Ismail Ahmed, a UK-based entrepreneur from Somaliland, in 2010.
The leading digital money transfer business offers a better way to send small sums of money to family and friends around the world, with services available in 50 countries, offering money transfers to more than 140 destinations across Europe, Asia, Africa, Australia and the Americas.
The global partnership will support WorldRemit’s ambitious growth plans, by generating awareness at Arsenal’s home Premier League matches which will help the brand to reach and connect with over 74 million followers across the club’s official digital and social channels.
WorldRemit will work with first-team players to create unique content to engage Arsenal fans and potential customers around the world. In addition, exclusive events and experiences will be offered to WorldRemit customers, including competitions to win travel to London and tickets to watch the team play at Emirates Stadium.
Ismail Ahmed, WorldRemit chief executive officer, said: “Football is a language that everyone understands. Growing up in Somaliland, you would always see kids playing football – even during the war. It’s a passion which connects people all over the world and we are proud to sponsor a club whose values are so closely aligned to our own and those of our customers.
This partnership with Arsenal creates opportunities for us to thank and reward our loyal customers and to connect with new audiences around the world. We look forward to using the power of football to support and inspire young people to fulfil their potential and to the opportunities which we can create together.”
Vinai Venkatesham, Arsenal’s chief commercial officer, said: “This is an exciting new partnership with WorldRemit who, under their inspirational CEO, are looking to transform the way people can transfer money to family and friends around the world.
“We share mutual values and look forward to working together to build their global presence through our broadcast, social and digital channels, which reach millions around the world. We look forward to a long and successful partnership.”


text:
Need proof the economy is strong? Just look at all the unique concepts finding full funding via crowdsourcing campaigns. Either that or the one-percent just really loves buying things via crowdsourcing. In the past month alone, we’ve seen Kickstarter and Indiegogo campaigns for everything from artisanal astronaut ice cream to a home cidermaking appliance to a dedicated six-at-a-time tortilla toaster. Alright, maybe one of those didn’t find funding… (Good luck guessing which one.) But regardless, crowdfunding has become a legitimate way for companies to launch new ideas – often gaining far more attention than they might at traditional retail outlets.
The moral is that even though some bad apple Kickstarter campaigns have caused skepticism (you know who I’m talking about, Coolest Cooler), other companies are using sites like Indiegogo to move products that probably would find a market regardless. For instance, this week, Louisville-based FirstBuild launched an Indiegogo campaign for its Prisma Cold Brew Coffee machine that miraculously claims to spit out ready-to-drink cold brew in just “10 minutes or less” – speeding up a process that typically takes an entire night or more. It might sound like another too-good-to-be-true crowdsourced gadget – until you learn that FirstBuild is backed by GE Appliances with millions of dollars’ worth of Indiegogo sales under its belt already.
Related: ARE YOU ICING YOUR COFFEE ALL WRONG


text:
Profits panacea for GlaxoSmith-Kline as swine flu vaccine orders soar
Drugs giant GlaxoSmith-Kline is cashing in on demand for its swine flu vaccine, revealing it has won a further 22 government orders in the past two months.
This takes the total number of doses ordered for the H1N1 vaccine from the company to 440m, worth some £2.2bn. The pharmaceuticals group now has orders from 72 governments around the world, including Japan and China.
In its latest update, Glaxo said an additional 149m doses had been ordered since August 4, indicating the group is in line for a big profit windfall because of the pandemic.
Cashing in: The drugs giant has now sold 440m doses
Kevin Wilson, analyst at Citigroup, said: 'We believe that pandemic sales will lead to potential earnings surprises through the fourth quarter of 2009 to the second quarter of 2010.
Glaxo said first supplies of the medication will be shipped to governments this week, as countries prepare to start mass immunisation programmes ahead of a feared second wave of infection this winter.
The Japanese government said yesterday that it intends to buy enough of the H1N1 vaccine from Glaxo and Switzerland's Novartis to treat almost 50m people.
Japan said it had reached a deal with the two drugs groups, with a contract totalling £792m.
It did not specify how much it would buy from each, but it is thought Glaxo will scoop the lion's share of the deal.
Experts predict that a third of the global population - about 2bn people - will eventually be infected with H1N1, which was first detected in March in California and Mexico.
Glaxo (up 17p at 1236p) was given a second boost after Europe's top court said EU competition regulators must review their veto of the group's request to raise its drug prices in Spain to stop wholesalers from taking advantage of low prices there.
In 2001, the European Commission turned down the pharmaceutical company's request to raise prices in Spain in an attempt to stamp out so-called 'parallel trade' - where wholesalers buy drugs in low-priced markets and resell them at a mark-up in other countries.
But, the European Court of Justice yesterday said the commission had failed to consider Glaxo's evidence properly and urged it to reconsider. The commission said it would study the ruling carefully.
Glaxo said: 'This vindicates GSK's position.'
Parallel trade accounts for £4.2bn of the EU's £120bn prescription drugs market.
Most watched Money videos
- Citroen unveil the My Ami Cargo, a dinky electric van
- New £2m electric Nevera: The fastest accelerating car in the world
- Learn more about the electric features of the Ford F-150 Lightning
- What the frunk!? Ford Lightning features a trunk on the front
- Cupra Born: First all-electric hot hatch from Spain
- Rare 1960 crashed Jaguar sells at auction for £90,000
- Will investors see a Roaring Twenties on the stock market?
- The all-new 7-seater SUV Kia Sorento with a panoramic sunroof
- Ineos Grenadier 4X4 is tested for sturdiness on the toughest roads
- Highway England catch dangerous drivers using unmarked supercabs
- Europe's most powerful EV charging hub to be installed in Oxford
- Take a look at £3.3 million Bugatti Chiron Super Sport hypercar
No comments have so far been submitted. Why not be the first to send us your thoughts, or debate this issue live on our message boards.
We are no longer accepting comments on this article.


text:
Published: 11:37, 01 November 2019
| Updated: 11:50, 01 November 2019
With the festive period drawing closer, Westwood Cross shopping centre has announced its Christmas opening hours.
Whether you're searching for the perfect secret Santa gift or fancy soaking up the holiday season shopping atmosphere, the centre in Broadstairs will be open right up until the big day.
From Tuesday, December 17, Westwood Cross will be open from 9.30am until 8pm until Monday 23 - except for on Sunday 22 when hours will be from 10m until 4pm.
On Christmas Eve, the centre will welcoming shoppers hoping to bag a last minute bargain from 9.30am until 6pm.
It will be closed on Christmas Day.
Francesca Donovan, centre manager at Westwood Cross, said: "We are expecting to welcome thousands of shoppers over the Christmas season and our extended opening hours will make shopping for Christmas gifts even easier this year.
"We have also announced the return of our toy fort grotto, with its six-metre high turrets.
"Open from November 9 at midday, children can meet the Father Christmas and receive a special gift. It is recommended to book early, as the magical experience is expected to be extremely popular.”
Last month, it was announced 5ive will be joining kmfm on stage at the centre's lights switch on. The event will begin at 4pm on Friday, November 22, with the lights flicked on at 6pm.
On Boxing Day, the sales are expected to draw huge crowds between 10am and 5pm.
The centre will be open on both New Year's Eve and New Year's Day, from 9.30am until 6pm and from 10am until 5pm respectively.
Standard hours will resume from Tuesday, January 2.
Individual store opening times may vary. Click here for details.
More by this authorKatie Davis


text:
CM Downton has secured a new contract with the plastics division of DS Smith following a tender process. Under the £500,000-a year deal, Downton will deliver its Correx brand of plastic products across the UK from DS Smith’s manufacturing plant in Gloucester. DS Smith, which separately has its own fleet of vehicles for other areas of the business, does not run any vehicles from the site. Consignments will range from one or two pallets up to full loads of plastic […]
BVG Airflo has awarded a two-year parcel delivery contract for two of its home, clothing and footwear brands to Hermes.
ATF Operators Association (AOA) president and Boleyn Transport MD Stephen Smith says he is optimistic plans by Vosa to clamp down on operators of authorised testing facilities can be thwarted, after taking legal advice on the matter.
Stourbridge, West Midlands firm Andyfreight has confirmed a three-year extension to a UK-wide distribution contract with US company Newell Rubbermaid.


text:
Perks matter. Companies in today’s work culture compete for the best talent in the world by trying to one-up each other with abundant benefits and extras for their employees. And with good reason: jobs site Glassdoor reports that in 2017, 57% of job seekers in its surveys listed perks among their top considerations before taking a new job.
Gone are the days of simply offering summer Fridays, free snacks, and unlimited vacation to lure in recruits. Now companies are ponying up for free restaurant-level meals and spa treatments to get employees excited about the daily grind. From Silicon Valley giants to American Express, here are the most indulgent perks at companies right now.
Airbnb’s free vacations
Airbnb wants employees to enjoy getting around the world as much as its customers. The vacation rental listing site offers staffers an annual $2,000 stipend to travel and stay in an Airbnb spot anywhere.
Reebok’s Crossfit classes
The sportswear company’s commitment to athletics extends to its staff: Reebok provides an onsite gym, which includes free Crossfit classes. One employee told Glassdoor, “It’s ok to take an hour for fitness throughout the day and fitness events are encouraged to participate in.”
Genentech’s onsite spa and car wash
Running errands gets a lot easier if you work at Genentech. The biotechnology company includes lavish onsite services for employees, including car washes, haircuts, spa treatments, and even a dentist.
Spotify’s free egg freezing
The streaming company is well-known for its dedication to music culture, offering employees free concerts from top performers like Weezer and Miguel with its Spotify Sessions. But it also has an abundant benefits package for new parents or those working toward becoming parents. Spotify offers six months of paid parental leave, in addition to one month of flexible work options for parents coming back to the office. The company also covers egg freezing and fertility assistance, which can cost more than $10,000.
Netflix’s unlimited parental leave
No one else does parental benefits quite like Netflix. The streaming company recently started offering unlimited parental leave, according to Huffington Post. Netflix CEO Reed Hastings takes six weeks of vacation every year and encourages his employees to do the same. When you are in the office, though, you can enjoy a 200-person onsite theater that showcases upcoming Netflix series and movies.
Ikea’s paid parental leave, even for part-timers
Ikea has a generous policy for new parents: The company offers up to four months of paid parental leave for employees who have worked there at least a year, and it isn’t just for full-time staffers—part-timers get the perk, too. And it doesn’t matter if you work at one of Ikea’s retail stores or at its headquarters. One employee told Glassdoor, “Great pay, amazing benefits, and company culture is strong.”
Goldman Sachs’ All-Night Scavenger Hunt
The financial giant treats its employees to a wide-range of sweet perks, from five-day-a-week pilates and tai-chi, to bubble tea in the cafeteria. But they also give workers a fun way to raise money for charity by way of an all-night scavenger hunt in New York City. Described by The Atlantic in 2013 as "part performance art, part nerd Olympics, and part urban scavenger hunt," it has raised more than a million dollars in a single outing.
Goldman has also shown its commitment to the LGBTQ community, Goldman Sachs has been offering coverage for gender reassignment surgery since 2008.
American Express’s commitment to new moms
American Express gives up to five months of paid leave for new mothers and fathers. Birthing mothers can get an additional six to eight weeks for paid medical leave. Plus employees get all-day access to a lactation consultant, and moms who are traveling for work can ship their breast milk home on the company’s dime.
Starbucks’s full tuition reimbursement
The coffee chain is known for treating its employees well. Starbucks offers full tuition reimbursement for those taking on more education. “They treat you like a human being,” one former barista told Glassdoor of working there.
In-N-Out’s free burgers
It might not be the most costly benefit, but if you’re going to be flipping burgers, you can’t do better than In-N-Out’s free Double-Double burger and fries offered to employees on every shift.
Facebook’s free housing for interns
You can ditch an unpaid internship that feels like indentured servitude if you can get your way into Facebook. Many interns for the technology company report earning more than $7,000 per month. That’s on top of the fact that Facebook offers its interns free housing and healthcare coverage.
Google’s free gourmet breakfast, lunch, and dinner
Google is one of the biggest tech companies in the world, and that shows in its well-reported perks. The famous Googleplex headquarters in Mountain View, California, offers seemingly endless free food options. Employees can eat every meal free at the campus restaurants and cafes—and save a ton of money. One staffer told Business Insider , “One of my favorites is the chocolate mousse in the La Place cafe. It's served every day at lunch, and it's absolutely heavenly. Sometimes I'll stash away some mousse for a mid-afternoon 'mousse break' with co-workers." Google also has a gym with free workout classes, plus free cooking classes. And it happens to have incredibly generous death benefits, paying the spouse or partner of a deceased employee 50% of their salary for 10 years.


text:
There are good reasons why owning your own data is becoming a thing these days. And you know what – blockchain could help with this trend… a lot. So we are not surprised to see not one, but few companies working to solve this conundrum to eventually kick data brokers outside of the picture. Today we’ll be talking about one of those companies which, if successful, could help all of us regain ownership of our data.
Monetize your own data
The name of that company is Datawallet and it aims to help the public own and monetize their data, which would mean you and I would be able to know and decide who sees our information and which details they can access.
This solution, the company argues, is a win-win for both consumers and advertisers, the latter of which are apparently wasting billions of dollars on what amounts to “bad data.”
In contrast, Datawallet’s solution would enable companies to access types of data that used to be “entirely inaccessible,” and would be devoid of the biases regularly seen in the data captured through conventional means. On the other hand, consumers would have a piece of mind by knowing their data wasn’t just sold to the third party, and was rather provided to them [third parties] anonymized in the form of “high-level analyses.”
Beyond advertising, Datawallet’s system could also serve as a “passport for internet 3.0,” allowing users to fully personalize new services in an instant by sharing “a few relevant data points.” For what it matters, this is something currently the likes of Google and Facebook are doing.
In addition, the company believes its solution could also prove useful for car insurance companies, which would be able to provide better quotes to good (safe) drivers. By knowing user’s driving habits, they wouldn’t have to spread the risk among all of their members.
A promising start…
Datawallet’s white paper has been selected for presentation at this year’s International Joint Conference on Neural Networks (IJCNN), taking place in Rio de Janeiro from July 8 to July 13.
“This recognition validates the work we’ve done to date and is further proof of what we stand for: real substance, uncompromising quality, and the long-term vision of building a data ecosystem that gives ownership back to users,” Datawallet’s founder and CEO Lion Engel told Cointelegraph.
Perhaps more important is that the company has managed to get investors’ attention, having successfully raised $40 million. These proceeds are going to be put towards developing Datawallet’s blockchain and accompanying software.
Data becoming a valuable resource
It is estimated that data of an average US internet user is worth $7,600, and is set to further grow to $10,100 per user, making it the “most valuable resource on Earth.”
You may think it sounds ludicrous, but just remember what happened during Presidential elections when Cambridge Analytica managed to use all that data (from Facebook users) to help Donald Trump win. And even if you supported Trump, you still should want to know who’s accessing your data and what it is doing with it. Right?


text:
After preliminary discussions with potential investors, Oyo Hotels & Homes is reportedly targeting a valuation of $9 billion in its forthcoming initial public offering (IPO), reports Economic Times.
The Ritesh Agarwal-led startup is likely to get go-ahead for the IPO this week or next after filing its draft red herring prospectus (DRHP) with the Securities and Exchange Board of India (SEBI) last year.
The company was earlier expected to go with a $10 billion valuation, which it had already hit back in 2019.
However, the pandemic-hit firm is now contemplating offering a discount of as much as 15 per cent on $10 billion valuation suggested by bankers during early discussions.
Oyo’s financial struggles amidst the Covid-19 pandemic along with Paytm’s disappointing listing in the stock market late last year are among the reasons behind the startup’s measured expectations from their upcoming IPO.
Founded in 2013, the company has planned to raise about Rs 8,340 crore from their listing by selling new shares as well as some secondary shares.
As the pandemic halted the company’s expansion, Oyo revamped its business model and is now focusing on selling its software and support services to hotel operators, homeowners and resorts while simultaneously providing a platform for travellers to book lodging.
As you are no doubt aware, Swarajya is a media product that is directly dependent on support from its readers in the form of subscriptions. We do not have the muscle and backing of a large media conglomerate nor are we playing for the large advertisement sweep-stake.
Our business model is you and your subscription. And in challenging times like these, we need your support now more than ever.
We deliver over 10 - 15 high quality articles with expert insights and views. From 7AM in the morning to 10PM late night we operate to ensure you, the reader, get to see what is just right.
Becoming a Patron or a subscriber for as little as Rs 1200/year is the best way you can support our efforts.


text:
Consumer groups file legal action asking that lead acetate be banned from hair dye for men. They say it’s harming both men and children.
In the name of looking younger, men may be exposing themselves to dangerous amounts of lead.
In response, a group of consumer advocacy organizations is taking legal action to help prevent that.
The ingredient at the center of the group’s concern is a compound called lead acetate.
Lead acetate is a component in some “progressive” hair dyes, cosmetic products that are designed to gradually darken gray.
In February, several leading consumer groups, including the Environmental Defense Fund, Earthjustice, and the Environmental Working Group, filed a petition with the U.S. Food and Drug Administration (FDA) requesting the agency ban the use of lead acetate.
The compound, which is found in Youthair and Grecian Formula products, is considered a neurotoxin.
Neurotoxins can damage organ systems, but they are particularly destructive to the nervous system.
Prolonged exposure to lead can result in brain damage, nerve damage, and neurological disorders, among other problems.
Unborn babies, children, and pregnant women are particularly vulnerable to the effects of lead.
The Centers for Disease Control and Prevention (CDC) also labels lead acetate as a likely carcinogen.
To be approved as an additive, companies had to prove that lead acetate was safe under proper use circumstances.
During the study phase, blood samples were drawn from people using the product and tested to monitor lead levels.
According to the FDA’s review of these findings, “no significant increase in blood levels of lead was seen in the trial subjects and the lead was not shown to be absorbed into the body through such use.”
However, in Canada and the European Union, the additive has been prohibited for almost a decade.
In its decision to ban lead acetate, Health Canada wrote, “The results showed that relatively small incremental exposures, such as those which would occur with regular use of hair dyes containing lead acetate, could result in the accumulation of potentially harmful body burdens of lead.”
For now, the compound remains legal in the United States, but hair products must print this warning to customers on the products’ boxes:
“Caution: Contains lead acetate. For external use only. Keep this product out of children’s reach. Do not use on cut or abraded scalp. If skin irritation develops, discontinue use. Do not use to color mustaches, eyelashes, eyebrows, or hair on parts of the body other than the scalp. Do not get in eyes. Follow instructions carefully and wash hands thoroughly after use.”
Progressive hair dyes need to be reapplied for proper maintenance of color.
That leads to continued exposure to the compound.
Plus, people don’t always follow the directions. Product packages advise people not to use these dye products on anything but their scalp, but not everyone heeds the warning.
A 2014 case study listed in the recent legal filing detailed the account of a man who had applied hair dye that contained lead acetate to his head and beard for seven months. He experienced tingling and numbness in his feet and hands, and his blood tests revealed the lead levels were 14 times higher than average blood lead levels.
His doctor recognized the neurotoxin in his hair dye and instructed him to stop using it. Once he ceased using the lead-containing product, levels of lead in his blood returned to normal within six months. His neurological symptoms were also gone within a year.
It’s not just the men coloring their hair who are at risk of lead exposure.
In 1997, researchers from Xavier University of Louisiana concluded that lead contamination extends to common surfaces. Men can transfer lead to faucets, handles, bottles, hair dryers, and more. Family members can easily pick up the traces of lead throughout the home.
For example, the study states that the progressive hair dye products coat hands with 150 to 700 micrograms of lead per hand. And there were up to 100 micrograms of lead on the surfaces men touched.
Washing hands with soap and water does not completely remove the lead.
In addition, running hands through the hair can also spread lead to the hands. Hand-to-mouth or hand-to-surface contamination is possible and likely quite common.
To put those numbers into context, the Environmental Protection Agency (EPA) states that 40 micrograms of lead per square foot on the floor is considered hazardous to children.
In countries where lead acetate is banned, brands like Grecian Formula and Youthair have created products that are lead-free. Some of those products are available in the United States, but the lead-containing products remain.
In December, the FDA
The FDA is now seeking comment from the public on the petition to ban lead acetate or allow it to remain an approved additive.
If the FDA were to ban the use of lead acetate in hair dyes and companies had lead-free alternatives available, the shift likely wouldn’t be a big market disruption. Still, manufacturers believe the ban would be an unnecessary restriction.
Combe, the company that manufactures Grecian Formula, told CBS in a statement that research on hand-to-mouth transmission of lead is “insufficient” and “lead acetate has been used safely as a color additive in ‘progressive’ hair dye products for decades based on extensive scientific studies.”


text:
Today, 36% of U.S. workers are in the gig economy, according to Gallup, meaning approximately 57 million of them are hired as independent workers for short-term or temporary assignments. This workforce is currently expanding three times faster than the traditional workforce in the U.S, and recent studies and trend reports indicate that the number of those pursuing a “side hustle” is predicted to continue growing. For example, Intuit CEO Brad Smith expects the gig economy to reach 43% by the year 2020.
The gig economy is “a thing” now, but it’s not exactly a new idea. Go back nearly a century ago when the word hustle entered our language, followed by the origin of side-hustle in the 1950s when baby boomers were using their skills to work for themselves. As for the resurging trend we are seeing today, some industry analysts and research firms pinpoint the return trend as having started momentum about a decade ago. It was five years even before that point when Blake Mallen, a Millennial lifestyle entrepreneur, started questioning his own career path and if what he was told he was ‘supposed to do’ was really what he was ‘meant to do.’ He noticed an increasing number of people, especially other fellow Millennials who shared the same desire to find career paths that gave them financial opportunity, workplace flexibility and freedom.
Realizing that so many others felt the same way, and having strong intuition that the trend would only increase, Mallen decided to capitalize on it with his business partner Nick Sarnicola, by building platforms designed to helped fuel the gig economy explosion. Over the next 15 years, those brands have inspired and equipped more than three hundred thousand independent solopreneurs and entrepreneurs across 16 countries to build their own business in their spare time or part-time, until they achieved the freedom to pursue their passion full time.
Vi, a global healthy lifestyle brand, was the first company Mallen co-founded in March 2005 and proved the power of the gig economy. Very early on, he and Sarnicola wanted to disrupt the direct sales industry in ways that leveraged innovative marketing and early social networking platforms to create a fun social way for people to not only start their own side gig, but turn it into a lucrative lifestyle.
“If you think about it, direct sales was the original side gig; it’s just not what people called it decades ago,” says Mallen. “Early on, people saw the industry as taboo—because it was a big shift from the traditional 9-to-5 corporate or factory job that we’d all go to school for, and work hard to get. Back when I first got started, being in direct sales wasn’t exactly what you would call “cool” for Millennials like myself who were just graduating from high school or college and wanted to find a way to financial independence while maintaining some degree of time and creative freedom. I agree with the initial perception: When I first got started, there wasn’t much that had really changed in the direct sales / network marketing industry since the good old days of ‘Avon calling’, Tupperware parties, or the Fuller Brush man knocking on your door.”
But, Mallen and Sarnicola realized that it wasn’t the business model that deterred many young people; it was the lack of innovation and any sort of ‘cool factor’. It’s why Mallen and his partners architected a new type of viral message that made them one of the very first companies in the world to lead with people “accepting a challenge” as the initial introduction to the brand. The message was then amplified by an early adoption of social media marketing practices as the Facebook platform was just beginning to build momentum.
The right message and right media strategy, together propelled the company to nearly $2 billion in cumulative revenue, with the #1 most sold meal replacement shakes in both the U.S and Canada for multiple years, and the title as the ‘#1 weight-loss and fitness challenge in North America’ at the time. The company has since gone onto expanding internationally and is now replicating the North America success throughout Europe and Latin America. Fast forward to today, where a new “challenge” seems to be announced everyday online, and one could say that the “Challenge Marketing” strategy Mallen and his team originated is one of the most impactful marketing innovations of the last decade, and a large contributor to the return of the gig economy trend.
Having already proven success in building a brand around the gig economy, Mallen has recently launched with Sarnicola a new lifestyle platform that once again caters to those looking for a fun and lucrative side hustle, but this time in an entirely new category. Currently in growth mode in North America, their new start up, Liv is a platform providing extraordinary curated life experiences to the everyday person, with
a mission to inspire people to trade in the notion of the “Bucket List” (all the things most people keep putting off until “someday”), for a “Liv List” full of moments and memories of a life fully Liv’d.
“The gig economy is booming right now, and companies like Uber, Lyft, Airbnb, Amazon, eBay, Etsy, and Fiverr are enabling people to generate a steady stream of significant income on the side—without leaving their home or their car!” says Mallen. “I think millions are pursuing independent side hustles not only because it puts them in control of their income, but it provides flexible hours, remote workplaces, new connections, and can be tied to something they’re really passionate about.”
Adds Mallen, “I just love creating! And what I love creating most are disruptive business models that can really help people and make an impact. It’s why I innovated a new Challenge Marketing strategy years ago, and why I’m so passionate about building platforms in other emerging categories like Liv that make it simpler for aspiring and thriving gig entrepreneurs to achieve the freedom and lifestyle that are possible today.”
Connect with Blake directly at BlakeMallen.com and Instagram @BlakeMallen.


text:
Hermes and Starship to start delivery robot tests this month
Hermes is set to start trialing the use of Starship Technologies’ delivery robots in Germany at the end of this month. As previously reported by Post&Parcel, the delivery company and the robot manufacturer announced their new partnership back in June.
Now, in a statement posted on its website yesterday (4 August), Hermes said that the test operations will be conducted in the Hamburg region, using three Starship robots.
The initial test will run through to the end of the year, and will involve delivering packages from Hermes PaketShops to selected test customers.
According to the Hermes statement, the robot service can make deliveries within 30 minutes. When the robot arrives at its delivery destination, the customers receives an SMS notification and can use a unique encrypted code to open the parcel compartment. The robot has technology onboard which means that its location and status can be constantly monitored.


text:
Jun 09, 2015, 09:00 ET
ST. LOUIS, June 9, 2015 /PRNewswire/ -- Due to an overwhelmingly positive response, National Car Rental is extending its summer promotion for an additional 30 days. Last month, National, a premium, internationally recognized brand serving the daily rental needs of frequent airport travelers, began offering a 10 percent discount off its retail base rates for customers who book a weekly or weekend rental. Today, National announced it will extend the offer to rentals booked on or before July 14.
"The success we've seen thus far with the National promotion indicates that consumers are looking for ways to reduce travel costs during the busy summer season," said Rob Connors, vice president of brand marketing, National Car Rental. "We're thrilled to extend the offer so that more of our customers can take advantage of savings when they hit the road this summer."
The summer promotion applies to all car classes, including luxury vehicles, and no blackout dates apply. Customers who wish to receive the discount should visit www.nationalcar.com/summer to reserve a vehicle. The discount is valid off the base retail rate for car rentals booked for pick up today through August 31, 2015, at participating locations in the United States and Canada.*
With National, time-sensitive customers in the United States are able to quickly choose their own vehicles, based upon their advance reservation and requested car class, and then simply drive away from the airport. National Car Rental is owned and operated by Enterprise Holdings, which has some of the industry's youngest vehicles with an average odometer reading of less than 16,000 miles and an age of less than eight months.
About National Car Rental
Founded in 1947, National Car Rental is a premium, internationally recognized brand serving the daily rental needs of the frequent airport traveler. National – which launched the car rental industry's first comprehensive frequent-renter program – further expedites the rental process for Emerald Club members by offering counter bypass as well as access to National's "Emerald Aisle," an exclusive section of the lot where members can select any vehicle as long as they reserve a mid-sized car. National has been recognized as a J.D. Power 2014 Customer Champion, and Executive Travel magazine recognized the company for the second time as the top rental car service in the travel industry, honoring National with a 2013 "Leading Edge Award." For more information about National, visit www.nationalcar.com, www.facebook.com/NationalCarRental or follow @NationalPro on Twitter.
*Additional terms apply
Logo - http://photos.prnewswire.com/prnh/20130730/MM55552LOGO-c
SOURCE National Car Rental
Share this article


text:
Bosch and Siemens’s latest dishwashers will automatically order more detergent from Amazon when they are running low.
The company’s newest Wi-Fi connected dishwasher appliances – the Bosch Series 6 and Series 8, and Siemens iQ500 and iQ700 – are the latest to adopt Amazon’s Dash Replenishment Programme, which uses sensors to inform the online retail giant when you need a refill and orders them for you.
Customers link up their Amazon account to their appliance and the order is processed and dispatched without them needing to intervene.
“By integrating Dash Replenishment into our Home Connect mobile app, owners of our range of Wi-Fi-enabled, connected dishwashers can choose to automate re-ordering detergent so running out becomes a thing of the past and there’s less shopping to carry home,” said Andrew Jones, marketing director of BSH Home Appliances.
Amazon Dash Replenishment provides automation to your KYOCERA Device, allowing it to reorder automatically when it detects a low toner level. Just register and keep productive while #TonerIsComing! https://t.co/FzqLw4hp5q pic.twitter.com/OCXRmiglEg
— KYOCERA_DS_UK (@KYOCERADUK) July 23, 2018
Dash Replenishment, which first launched in 2016, works on a number of appliances, including printers. KYOCERA has announced that its latest printers will reorder ink and toner via Amazon whenever they are low.
Candy, Haier, Hoover and Sharp are already developing new washing machines that re-order laundry detergent and fabric softener for customers.
Meanwhile, Toshiba will be the first brand in the UK to release a TV remote control that automatically re-orders batteries.


text:
SOUTHFIELD, Mich., April 16, 2014 /PRNewswire/ -- The Mars Agency, formerly known as MARS Advertising, the new-age leader in next generation shopper marketing, has rolled out an international corporate rebrand impacting all of its entities throughout the U.S., U.K, and Canada. This reinvention is instrumental in the company's commitment to drive growth for its clients, itself and its community by continuing to create marketing solutions that challenge the status quo, deliver meaningful brand experiences and ultimately create consumer desire and change shopper purchasing habits.
"At one point in time, advertising simply meant producing an ad and placing it," said Ken Barnett, global CEO of The Mars Agency. "Today the discipline of marketing has moved beyond traditional advertising and must incorporate every medium that connects brands with consumers and shoppers, including digital and social. We're redefining our role to provide broad solutions that impact our clients and grow their businesses at every point of the marketing spectrum."
For over four decades, The Mars Agency has pioneered and transformed the shopper marketing landscape as instigators of change with innovative ideas, collaboration and creativity that has consistently pushed its clients past the point of profit. This trend continues as the brand reinvents itself to adapt to the ever-evolving landscape where advancements in technology and consumer and shopper behavior are changing how brands and retailers deliver meaningful experiences.
"As behavior and shopping patterns continually evolve, so do the business solutions The Mars Agency creates," said Rob Rivenburgh, COO at The Mars Agency. "Whether it's leveraging new technologies and mobile applications or recognizing new shopping preferences, our ability to inspire change, drive growth and create impact comes from our deep understanding of the whole person and the buying experience."
The agency's vision has expanded far beyond the traditional definition of shopper marketing to lead the charge in next generation integrated marketing. "Staying out front of the curve The Mars Agency pushes the boundaries while maintaining its status as one of the top agencies in North America," says Derek Joynt, senior vice president, general manager of The Mars Agency in Toronto, Canada.
This announcement comes on the heels of several international client wins and the addition of talented executives to the team as well as being recognized by The Hub Magazine for the seventh consecutive year as the only independent shopper marketing agency to be ranked in first or second place in the magazine's annual survey. "Our growth and industry-leading approach to shopper marketing is felt across the agency all the way to our offices here in London," says Darren Keen, managing director of The Mars Agency London, UK. "The launch of this singular global voice creates real impact across the world including all of our European clients who benefit from the knowledge sharing of the global agency."
Together, The Mars Agency has a strengthened new vision and mission, further reinforcing the agency's commitment to sustaining rapid growth and continued success for its clients and itself.
About The Mars Agency
The Mars Agency is a leading shopper marketing agency that designs brand experiences that create impact. Founded in 1972 as MARS Advertising Inc., the agency has over 42 years of experience and a proven track record for creating big ideas and results that accelerate sustainable, profitable growth for clients. Known for driving consumer desire and shopper behavior, The Mars Agency has been rated one of the top shopper marketing agencies for the past seven years, according to The Hub Magazine. The Mars Agency is proudly certified by the Women's Business Enterprise National Council (WBENC), the largest third-party certifier of businesses owned and operated by women in the U.S.
Liz Grimes / Overit for The Mars Agency / [email protected] / 518.465.8829 x 213
SOURCE The Mars Agency


text:
People wearing protective face masks walk beneath a light installation as part of Christmas decorations outside a mall in Bangkok, Thailand.
Malls and local stores use festive decorations hoping to attract customers and revive businesses hurt by the COVID-19 coronavirus pandemic.
Thailand is testing tens of thousands of people for Covid-19 after an outbreak at a shrimp market led to the biggest surge in cases in the country, which had appeared to have almost eradicated the virus.
More than 1,000 people have tested positive over recent days, mostly migrant workers in Samut Sakhon, where coronavirus was detected late last week. Cases have since been reported elsewhere, including in Bangkok, which is 45km away by road.
Prime Minister Prayut Chan-ocha said the virus was under control but urged people to wear masks and practice social distancing. “We will have to cut the epidemic cycle quickly. We already have experience in handling it,” he wrote in a post on Facebook
Via EPA-EFE/DIEGO AZUBEL


text:
Today, Apple released its second EEO-1 diversity report, which shows the percentage of employees from different genders and ethnicities. But you’re going to have to look really closely to see the differences, which might make your heart hurt a little.
Gender diversity has moved just 1 percent, and the number of non-white employees also moved 1 percent.
In case you didn’t know, Apple has pledged to take diversity seriously. Tim Cook wrote in the report:
Diversity is critical to innovation and it is essential to Apple’s future. We aspire to do more than just make our company as diverse as the talent available to hire. We must address the broad underlying challenges, offer new opportunities, and create a future generation of employees as diverse as the world around us. We also aspire to make a difference beyond Apple.
And it’s true that, to its credit, Apple has tried to promote diversity from many angles. Cook lists investment in women-and-minority owned businesses, and supporting education through the Thurgood Marshall Fund. He also mentioned outfitting underprivileged students with technology through its ConnectED program. These are just slices of diversity-oriented programs that Apple has lent its name and time to — CODE2040 is another that comes to mind.
So Apple is talking the talk pretty well, and it is trying to walk the walk. According to Cook, Apple “hired over 11,000 women globally, which is 65 percent more than in the previous year. In the United States, we hired more than 2,200 Black employees — a 50 percent increase over last year — and 2,700 Hispanic employees, a 66 percent increase.”
Cook says that Apple is doing more than ever before, hiring more than ever before, and working towards diversity, so what gives? The numbers certainly don’t show it.
Global gender now sits at a 69/31 split, a percent difference between last years 70/30 ratio. Despite hiring more women than ever this year, female employees still count for three of every 10 employees overall. In tech roles, it’s worse: women count for 22 percent of employees in tech roles, a 2 percent jump from the straight-up 80/20 split in 2014. In leadership roles, women continue to have just 28 percent of positions — just more than 1 in 4.
The U.S. ethnicity breakdown in 2015 shows that 54 percent of overall employees at Apple are white — down from 55 percent last year. The biggest group to see a bump was the Asian ethnic group, which saw an increase of 3 percent over last year. Hispanic and Black employees stayed fixed from last year, as did those who describe themselves as multiracial or “other.”
In tech roles, white people also maintain 53 percent of roles. In leadership, white people account for 63 percent of all roles — nearly two out of every three leaders in Apple are white.
In his closing statement, Tim Cook said, “Some people will read this page and see our progress. Others will recognize how much farther we have to go. We see both.”
He’s not wrong, but if this is progress, I’m not sure what it says about changing the systematic issues regarding tech diversity in Silicon Valley. The road to addressing diversity is undoubtedly long and hard, and repeatedly looking at these numbers year after year will likely cause fatigue among minorities who want change to come sooner.
In the case of Apple doing more, I posit this: the biggest way that Apple can promote its progress of diversity is by doing it where it counts, onstage at events. At WWDC this year, Apple showed eight men and two women. The only people of color were The Weeknd and Drake, both musicians promoting Beats 1.
So Apple, if you’re serious about diversity, show off those underrepresented leaders of different genders and ethnicities. Prove that they’re worthy of displaying their hard work. I love Craig Federighi as much as the next person, but put him alongside others.
If the road to diversity is going to be done in baby steps, then Apple should take more of them.


text:
Commonwealth, State and Territory Consumer Affairs Ministers met on Friday 24 November 2023 with a renewed commitment to collaboration across borders and to strengthen consumer protections.
Ministers attending the meeting, chaired by New South Wales Minister for Better Regulation and Fair Trading, the Hon Anoulack Chanthivong, discussed and agreed on priorities for future work, which include:
- consumer guarantees and supplier indemnification provisions
- protecting consumers and small business from unfair trading practices across the economy
- improved collaboration to combat scams and online fraud
- establishing a designated complaints mechanism within the Australian Competition and Consumer Commission for consumer and small business advocacy groups to raise systemic issues under consumer law
- implementation of the unfair contract terms reforms and Australian Consumer Law penalties harmonisation.
“Ministers are committed to ensuring that consumers will benefit from improvements to protections, at a state, territory and national level, as part of a nationally coordinated approach,” Minister Chanthivong said.
“It is important that we remain focused on progressing reforms to the Australian Consumer Law to strengthen protections for consumers and small business and improve consumer confidence.”
“The agreed priorities for 2024 build on the important enhancements to consumer protections that have been delivered in 2023, such as strengthening Unfair Contract Term Protections, increasing penalties for breaches of the competition and consumer laws, and establishing the National Anti-Scam Centre.”
Ministers heard from the Consumers’ Federation Australia, the peak body for consumer organisations in Australia, about key issues impacting consumers and possible areas for policy and law reform.
Ministers welcomed the impending release of the 2023 Australian Consumer Survey, which contains insights from consumers and businesses into existing consumer issues, including lessons to be learned from the COVID-19 pandemic. Results from the survey will be published on the Australian Consumer Law website (https://consumerlaw.gov.au/) in coming weeks.
Ministers further welcomed work to develop industry codes outlining the responsibilities of the private sector in relation to scams.
Australian Ministers also committed to improving transparency for consumers by supporting the introduction of country-of-origin labelling requirements for seafood in hospitality settings.
Australian Ministers further agreed to allow tobacco legislation currently administered under the Australian Consumer Law to be consolidated under a more streamlined national tobacco control legislation.
Ministers look forward to continuing to work together closely on progressing these issues.
Attendees to the meeting included:
- Commonwealth Assistant Treasurer and Minister for Financial Services, Stephen Jones
- Queensland Attorney-General and Minister for Justice, Yvette D’Ath
- South Australian Minister for Consumer and Business Affairs, Andrea Michaels
- Tasmanian Minister for Workplace Safety and Consumer Affairs, Madeleine Ogilvie
- Victorian Minister for Consumer Affairs, Gabrielle Williams
- Western Australian Minister for Commerce, Sue Ellery.
Senior departmental officials from the Australian Capital Territory and Northern Territory were also in attendance.


text:
In 2024, darknet markets brought in a total of darknet bitcoin market billion worth of cryptocurrency, as stated by a Chainalysis Crypto Crime Report. In recent years, INTERPOL has witnessed a sharp rise of phenomena such as DarkNet markets, cryptocurrencies and specific Bitcoin mixers and tumblers. World's largest darknet market Hydra brought down, 543 BTC seized darknet marketplace, seizing over 25 million worth of BTC in the. First used bitcoins to purchase drugs from the darknet market. Cannahome Darknet Markets - CannaHome is a darknet markets place that is primarily focused on. They have been a vendor on various darknet markets for over on the following markets: Abraxas,Alphabay,Crypto and Dream. By A Afilipoaie 2024 Cited by 19 This is done to make sure that the bitcoins acquired cannot be traced by law enforcement to the bitcoin exchange market and thus to the buyer's identity. To do. Chainalysis report gives a breakdown of darknet market trends in 2024, around the globe spending darknet bitcoin market billion in cryptocurrency. Dark net drug dealers want a currency more anonymous than bitcoin, On Monday, AlphaBaythe largest online market for drugs and other.
Bitcoins amounting to about 25 million were seized, which were attributed to the Hydra marketplace. At the same time, the darknet bitcoin market. Department of. Bitcoin has been the de facto currency of the Dark Web the 'hidden' Internet accessible only by Tor since the pioneering marketplace. "Hydra is a big driver of Eastern Europe's unique crypto crime landscape. Eastern Europe has one of the highest rates of cryptocurrency transaction volume. This action should be a strong deterrent to anyone who thinks asap market darknet that they can facilitate ransomware, dark net drug sales, or conduct other. The dark-web marketplace Wallstreet Market has for some time now been an and other illicit goods and services with cryptocurrency. Cryptocurrency has been hailed as the fuel for the dark web and, so far, steal thousands of Bitcoins (or million of dollars) from a darknet marketplace. An April 2024 outage of the Dream Market Web site, and what appeared to some users as the loss of their Bitcoin or other cryptocurrency funds. None of the material should be considered as investment advice. US sanctions Russia's largest darknet market and crypto exchange Garantex. News.
All leading crypto exchanges, including WazirX, CoinDCX, ZebPay and CoinSwitch Kuber, are currently members of the BACC. Crypto Trading, A Tech. Crypto exchange Binance among investors to bail out heist victims Crypto Russia-based darknet market site and a cryptocurrency exchange. Law enforcement seized server infrastructure and 543 Bitcoins Hydra Market platform had about 17 million client accounts. First used bitcoins to purchase drugs from the darknet market. Cannahome Darknet Markets - CannaHome is a darknet markets asap darknet market place that is primarily focused on. The world's largest illegal darknet marketplace has been shut down with police in Germany seizing 543 Bitcoin. Hydra Market has been accused of. By F PIAZZA Cited by asap link 26 Indeed, virtual currencies offer a peer-to-peer exchange reality present in the Dark Web and the role of Bitcoin in those criminal. HYDRA MARKET: RUSSIA'S MOST PROMINENT DARKNET MARKET of the illicit Bitcoin received directly by Russian virtual currency exchanges in. World's largest darknet market by revenue Russia-based Hydra Market, along with Russian crypto exchange were sanctioned by regulators.
Even fully decentralized markets have emerged. Of course, we are talking about OpenBazaar. The Dark Web is, suddenly, unstoppable. In addition. A darknet club drug kingpin who sold the likes of ecstasy, access to Le's electronic Bitcoin wallet in a March 2024 archetyp url currency exchange. Police have busted two enormous dark web drug markets - the Wall Street Market and Silkkietie - which ran on Bitcoin and Monero. By A ElBahrawy 2024 Cited by 24 We analyse 24 separate episodes of unexpected marketplace closure by inspecting 133 million Bitcoin transactions among 38 million users. Purchases are made using the decentralised virtual currency Bitcoin, which can also be used relatively anonymously. Since its first survey in 2024, Global Drug. Bitcoins amounting to about 25 million were seized, which were attributed to the Hydra marketplace. At the same time, the darknet bitcoin market. Department of. By S Kethineni 2024 Cited by 83 Although most Bitcoin transactions take place online, a growing number of physical businesses have begun to accept bitcoins in exchange for. Gox online bitcoin exchange. Also, experts suggest the bitcoin currency can be gamed by speculators as more people adopt the currency. The value.
In this explainer piece, we'll cover what a darknet marketplace (DNM) is, was the invention of Bitcoin and other virtual currencies. Dark net drug dealers want a currency more anonymous than bitcoin, On Monday, AlphaBaythe largest online market for drugs and other. To protect the anonymity of users, darknet markets only transact in cryptocurrency. Research by Chainanalysis shows that bitcoin. The "Joker's Stash" marketplace, where stolen credit cards and identity data traded hands for bitcoin and other digital coins. Dark web black market technologies and tools. Cold storage: A secure offline wallet for your Bitcoins or archetyp market other cryptocurrencies. One of the biggest Darknet Bitcoin market place was shutdown by the Germany police on Monday. The German law enforcement reported seizing. Even fully decentralized markets have emerged. Of course, we are talking about OpenBazaar. The Dark Web is, suddenly, unstoppable. In addition. First used bitcoins to purchase drugs from the darknet market. Cannahome Darknet Markets - CannaHome is a darknet markets place that is primarily focused on.
It is a concoction of soda water, sweets and cold medicine, and is drunk due to cold medicines high codeine content, which gives the user a woozy feeling. There is some uncertainty about how many of the cards are actually still active and available for cybercriminals to use. The following graphic illustrates some examples for price ranges of known software components. By 2000, original deep Web content is estimated to have exceeded print by a factor of seven and is projected to exceed print content by a factor of sixty three by 2003. Someone is impersonating Web asking for money in exchange of advertising and other services. In the same way that a drug lab may be set up by conventional criminals in disused space, you need to think about a darknet operation in terms of the hard, physical gear required in the same way you would a meth lab. This article has been updated to reflect comments from Nexon denying that it is in talks to acquire Bithumb. On July 31, the Italian police in conjunction with Europol shut down the Italian language Babylon darknet market seizing 11,254 bitcoin wallet addresses and 1 million euros.
“At the same time, dark web website publishers are also anonymous thanks to special encryptions provided by the protocol. Additionally, has partnered up with DNM Avengers, a team of volunteers who try and test various products and vendors, making sure the products are pure and legit, and so are the vendors.”
Cryptonia Market lists drugs, digital products, software, accounts, CVV, weapons, guns and many more. Telegram has now introduced voice archetyp market link chats for channels that can have unlimited participants so channel admins can conduct live voice chat archetyp market url sessions. Der Blick auf ähnliche Fälle lohnt aber, um zu verstehen, wie die Justiz mit solchen Bitcoin-Schätzen umgeht. European Firearms Experts, EMPACT Firearms, South-East Europe Firearms Expert Network and its embedded South-East Europe Firearms Expert Group, Joint Committee of firearms experts from the EU and Western Balkan partners. Customers do not realize that the orders are not being fulfilled until after the operator or seller has already made off with the money from unshipped orders. Complete with exercises that separate the "master" from the "disaster" couples, And Baby Makes Three helps new parents positively manage the strain that comes along with their bundle of joy.


text:
The new device is looking much different from its predecessors. A lot more sleek, in my opinion. Much more rounded and thinner. I must admit, the device is actually looking very nice!
It has been reported by various sources the iPhone 6 will be launched on 9th September 2014.
Here are some further images of the iPhone 6:
Since I reported the Samsung Galaxy Note 4 pictures, it’s only fair I do the same for the iPhone 6.
These pictures were reported by The Independent and photos are taken from TechRadar.
I claim no ownership of these pictures.
Anyway, on to the iPhone, it does look a tad slimmer and smoother… almost as slick as it could ever look. It’ll be interesting to see what the specs are like.
Full thoughts soon to come.
Check out the leaked pictures below: Continue reading
There may be a dictionary definition out there somewhere. I ain’t interested in that.
I had to trim this down quite a bit to make it an article to read on-the-go.
Here’s a purely subjective article from my point of view at what makes a smartphone smart:
- It has an app-store – I think this is the most important feature that makes a smartphone smart. It means that the phone will be compatible with most of these applications and therefore can do a lot more than just call/text. The smartphone goes hand-in-hand with being able to use apps. Continue reading
Fingerprint technology will be introduced on the 2013 variants of Apple’s largely popular iPhones.
I saw someone tweet earlier, “If You’re not willing to give your fingerprints to the state willingly without cause, then you may want to stay well away from the iPhones 5S&5C”
That’s some food for thought…
It’s one step further than face recognition and I must admit, that is innovative. But fact remains, that the phone software will store the data of your print. Continue reading


text:
Day trading is not for the faint of heart. Most beginner investors are better suited for longer-term positions, such as mutual funds, exchange-traded funds, and
Tesla’s ($TSLA) been having a great week so far. Stock prices jumped from $208.76 to $230 on Tuesday and have been rising since. Furthermore, Tesla’s
Director of Marketing There’s work and there’s your life’s work. The kind of work that has your fingerprints all over it. The kind of work
There are only a handful of notable earnings calls this week. As per usual, you can find the full list here. Tuesday 2/25: Macy’s Inc
Continuing with yesterday’s article about their new Android phone line, this week’s Trivia Tuesday will be dedicated to Nokia. Keep reading for three fun facts
The Mobile World Congress is taking place in Barcelona right now, and there have been many exciting announcements so far. Perhaps the most noteworthy is
Over the past decade, the genomics revolution has led to the emergence of numerous groundbreaking personalized medicine as well as multiple diagnostic and therapeutic targets.
Remember when everyone thought Facebook was crazy for trying to acquire Snapchat for $3 billion? Well, news has just come out that Facebook bought Snapchat’s
On Feb. 20th, 2014, the banking company BBVA purchased the banking startup Simple for about $117 million. Now for those of you who don’t really
The Console Wars Sooo….the next-gen console war between Sony and Microsoft to take over your living room has been raging for a couple of months.
Investing in a franchise opportunity can be an exciting challenge requiring an extensive amount of research, responsibility, and funds to get started. Many of the
King Digital Entertainment, the maker of mobile games including Candy Crush Saga, Pet Rescue Saga, Farm Heroes Saga, and Papa Pear Saga, has filed to