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Shares of Burger King were in huge demand for third day in a row after a stellar market debut on Monday. Burger King stock price rose by its daily maximum limit of 10 per cent to hit an intraday high of ₹ 219.15 on the BSE. Burger King’s three-day share sale via Initial Public Offering (IPO), which was open between December 2 and 4, was subscribed 157 times, receiving bids exceeding 1,100 crore compared with 7.45 crore shares on offer. The portion reserved for retail investors was subscribed over 30 times, the qualified institutional buyers (QIB) segment was subscribed 24 times and non-institutional investors (NII) category received subscription of 262 times.
Burger King shares have surged over three times from the issue price of ₹ 60 within three days of listing. The shares of the quick-service restaurant chain listed at ₹ 115.35 on the BSE, a 92.25 per cent premium over the issue price of ₹ 60. On the NSE, the shares debuted at ₹ 112.50, up 87.5 per cent.
Among other stellar listings in the recent past, Chemcon Speciality had surged 115 per cent and Happiest Minds Technologies had rallied 111 per cent on Day 1.


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Traditional Greeting Cards Struggle to Remain Relevant
By Dale Buss
If there’s been any time for Americans to express sentiments, the national crisis known as the Covid-19 pandemic has created a watershed moment unlike any seen for generations. There are all the condolences to communicate to survivors of the more than 100,000 who’ve died so far from the coronavirus; attaboys to shower on the front-line health-care workers and delivery drivers and others who’ve kept lives and the economy going for the duration; utterances of greater affections that have been achieved among family members and friends brought closer during the stay-at-home orders; and more.
The leaders of the greeting-card business recognized this. “The world needs connection and care now more than ever,” Mark Perry, CEO of industry giant Hallmark, wrote in April in a memo to employees that was obtained by the Wall Street Journal. “People need the ability to reach out – on purpose – to let others know they’re thinking about them. We can help. Never lose sight of the fact that what we do matters.”
But it apparently doesn’t matter enough. Any tide of sentiment-sharing among crisis-plagued Americans hasn’t been enough to reverse trends in the greeting-card industry that have plagued its major players for decades. Pandemic-inspired purchases, even those made electronically, haven’t been enough to revive sales for Hallmark, American Greetings and the many independent outfits that design and write formal messages for acknowledging occasions and expressing sentiments on paper and online. In fact, the effects of the spread of the coronavirus and the economic lockdowns by politicians have pretty much cratered the greeting-card business just like many other industries.
Hallmark, for example, which is the fourth-largest private employer in its hometown of Kansas City, experienced “rapid and steep declines” in U.S. retail sales stemming from the respiratory disease and uncertainties about when conditions would improve, Perry said in the note to employees. By the middle of the month, Hallmark had cut pay for its corporate workers, furloughed “non-business-critical” employees, and temporarily closed all manufacturing and distribution facilities and company-owned stores.
Meanwhile, No. 2 player American Greetings laid off employees across departments at its headquarters in Westlake, Ohio – including eliminating some positions in a voluntary early-retirement program – because of “changes in the retail marketplace,” according to a company statement.
Perry added in his note to Hallmark employees, “We don’t know when or how this massive disruption to our business will end. While we are working hard to resume operations where we can, each day there is a new set of challenges putting downward pressure on our business.”
The “challenges” and “downward pressure” on the industry began decades earlier, when the greeting-card business was among the first sectors of traditional retailing to manifest transformative new dynamics being introduced by the rise of giant bricks-and-mortar retailers such as Walmart and by the takeoff of e-commerce.
Hallmark and American Greetings were happy to get the broader distribution afforded by Walmart, Target and other discount superstores to add to traditional drug stores and brand-dedicated card stores, but capitalizing on the huge new retailing platforms eroded their cushy profit margins. Meanwhile, new digital “greeting-card” formats were undermining paper cards that had always defined the business.
“Greeting-card companies used to be highly profitable,” said Brad VanAuken, chief of BrandForward, based in Honeoye Falls, N.Y., and a former executive of Hallmark. “It was better than printing money, we said, the margins were so high. They negotiated three- to five-year contracts with store chains, owned the space in the stores, put up the fixtures and serviced the fixtures. They also had very sophisticated algorithms for which cards were selling where, according to demographics, and how to refill the spaces. All of this created high barriers to entry to startups.”
But big-box retailers “began to extract more and more [financial] concessions from greeting-card companies because they were able to,” VanAuken recalled. Even dollar stores, the biggest enemy of margins in any CPG business, took on a significant role in the greeting-card category.
Expanding greeting-card distribution beyond drug stores and its own chain of stores also hurt sales and margins at Hallmark’s licensed eponymous outlets. The company countered by consolidating the licensed stores under the management of the best operators and by giving a Gold Crown designation to them, but the ranks of these independently owned stores have dwindled to about 2,000 lately.
Meanwhile, though Hallmark actually had experimented with digital greetings in the 1990s – VanAuken was among the authors of the early software – its moves proved to be premature. “It was way ahead of its time,” he said. “There was no market for it back then.”
But over the subsequent many years, VanAuken said, various startups began popularizing online greetings and expanding the traditional “card” format, forcing legacy players Hallmark and American Greetings to play catchup even though, technologically, they had been in the vanguard of this development. “Now you’ve got really good platforms like Evite, and entertaining brands like JibJab, and everyone else, doing greetings online,” VanAuken said.
Startups have continued to add to the printed-card industry over the decades. Hallmark and American Greetings have responded in part by rolling out their own, higher-priced lines of specialty cards. But some of the newbies, such as Blue Mountain Arts, an alternative brand that became popular in the 1970s, exist today as strong digital players.
As they have transformed so many industries, millennial consumers are another factor in the troubles of greeting cards. Following what VanAuken called the example of the baby-boomer generation, whose members drastically curtailed Christmas-card writing compared with their parents’ generation, millennials and Generation Z disfavor paper cards and use digital means to express feelings that used to take Americans to the greeting-card aisle. But they’re not even bothering with the formality of looking up a digital platform.
“They’ll send a text, ‘Sorry for your loss,’ and that’s how things get done,” Alan Horvitz, owner of a Hallmark store in Orleans, Mass., that closed early this year, told the Journal. “You can’t sell a horse and buggy when cars are moving off the line.”
All of this has proved an existential threat to the traditional players, with overall sales of printed greeting cards falling by 13 percent in 2019 to an estimated $4.5 billion, per market-research company IbisWorld. In February, Clayton, Dubilier and Rice, a New York-based private-equity company, acquired 60 percent of American Greetings, while the remaining 40-percent share was retained by the Weiss family, descendants of Jacob Sapirstein, who founded the company in 1906.
Before Covid-19, Hallmark was trying to counter the trends by bulking up its own online offerings, focusing on its own digital cards, overhauling its app aimed at making it easier to buy and send personalized paper cards, opening new outlets in locations such as hospitals and hardware stores, and experimenting with new approaches for its company-owned bricks-and-mortar stores, which number in the hundreds.
It also was reasonable to hope that Covid-19 and its aftermath might provide some sort of respite – or even spark – to Hallmark and the rest of the greeting-card industry. There were reports that sympathy cards, in particular, were sold out quickly in the supermarket and other “essential” retail outlets that were still operating; but that surge essentially only offset a huge drop in purchases of wedding cards because the pandemic prompted the postponement of so many nuptials.
And in March, Hallmark launched an online giveaway of two million paper cards, with the intent of connecting loved ones amid the coronavirus crisis; it was so successful, with all the cards being claimed within a week, that the company quickly added the giveaway of another two million cards.
But the long-term trends remain unpromising for greeting cards. And while a re-opening of the U.S. economy and a return to “normal” may be welcomed by most businesses, that won’t be the case for the makers of greeting cards.

domain: news


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The Antitrust Week In Review
Here are some of the developments in antitrust news this past week that we found interesting and are following.
A Big Tech critic moves closer to leading the Justice Department’s antitrust division. A Senate committee on Thursday approved a critic of the tech giants to lead the Justice Department’s antitrust division, sending his nomination to the full Senate for a final vote. The Senate Judiciary Committee voted for Jonathan Kanter’s nomination to lead the division without taking a count of how each lawmaker voted. But one Republican senator, John Cornyn of Texas, asked to be marked down as voting against the nomination. Mr. Kanter said during his confirmation hearing that he supported “vigorous antitrust enforcement in the technology area.”
Easier cartel rules for packaging, logistics companies, EU’s Vestager says. Packaging and logistics companies may soon be able to cooperate on green projects without any fear of flouting cartel rules, EU antitrust chief Margrethe Vestager said on Friday. Under EU cartel rules, companies that collude to illegally fix prices or share markets can face fines up to 10% of their global turnover. Vestager made the comments during an event in Helsinki. “Consider an established market with some bad environmental habits – maybe to do with packaging or logistics. To break out of that rut, companies in that market might need to cooperate, in order to get to a better, more sustainable equilibrium,” she said.
Apple likely to face DOJ antitrust suit- The Information. The U.S. Department of Justice has accelerated its two-year-old antitrust probe on Apple Inc in the last several months, increasing the likelihood of a lawsuit, the Information reported. Lawyers for the DOJ have asked Apple, its customers and competitors questions about how the company maintains its strict control over the iPhone, the report said, citing two people with knowledge of the investigation.
Edited by Gary J. Malone


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Internet-driven business made up 8.3 percent of the UK's economy, a bigger slice than in any other Group of 20 nations, according to figures from Boston Consulting Group.
Internet-driven sales, investment and other business are worth £121bn, or more than 8 percent of the total economy, to the UK, according to a report.
E-commerce, online ads, cloud data storage and other internet-related spending contributed £121bn to the UK's gross domestic product in 2010, according to The $4.2 Trillion Opportunity report, published on Monday. The total is likely to rise to £225bn, or 12.4 percent, by 2016 — a feat that would see the UK keep the top spot, the management consultant firm said.
If it were formally categorised as a sector, the internet would be the fifth largest in the UK, ahead of education, healthcare and construction, according to the report.
"Around the world SMEs which embrace the internet are growing faster and adding more jobs than those that don't," co-author David Dean, a Boston Consulting Group senior partner, said in a statement. "By encouraging businesses to adopt the internet, countries can improve their competitiveness and growth prospects."
Online retail in the UK racked up $102bn, or just over £64bn, in the period — almost half the total for the UK internet economy as a whole. The internet directly accounted for 13.5 percent of the country's retail sector in 2010, a figure that should rise to 23 percent by 2016, Boston Consulting Group said.
However, those figures do not cover sales where people decided which product to buy online before going to the shops. The 'research online, purchase offline' (ROPO) share of the overall British retail sector was 11.5 percent, the report said. By comparison, in Germany online sales had a 7.1 percent share and ROPO sales, 16.2 percent.
G20 internet economy
According to Boston Consulting Group, the total size of the G20 internet economy was $2.3tn (£1.5tn) in 2010, or 4.1 percent of the total GDP for the group of major nations. It expects this to nearly double by 2016, to $4.2tn or 5.3 percent.
South Korea came second after the UK in the impact of the internet on its economy, followed by China, Japan and the US.
Boston Consulting Group reckons the annual growth rate of the UK internet economy will be around 10.9 percent through to 2016. This is impressive when compared with the 6.5 percent predicted for the US. However, the developing markets in the G20 are expected to see higher rates — Argentina is expected to maintain internet economy growth of 24.3 percent, for example.
The company also surveyed UK consumers about their attitudes to the internet, finding that respondents would on average demand £2,175 a year to live without internet access.
The report was fairly comprehensive, being based on three years of research that examined 90 percent of global GDP. The company's methodology involved the measurement of "total spending on finished goods and services", it said, noting that this covered consumption, investment, government spending and net exports.
Get the latest technology news and analysis, blogs and reviews delivered directly to your inbox with ZDNet UK's newsletters.


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Home > Lifestyle > Food > News
Friday May 2, 2014 MYT 7:25:00 AM
Monday May 5, 2014 MYT 1:59:39 PM
They (and other women too) are more interested in eating than sex – watch the video below for proof!
French women have a reputation for eating what they want – namely chocolate, cheese and bread – and staying slim. In fact, gourmet indulgence is so important to most French women that the majority of them prefer sitting down to a gourmet dinner over having sex, according to the results of a survey by Harris Interactive for the French edition of women’s magazine Grazia.
If there were a scale for rating pleasure, French women would place food at 7.1 out of 10.
“Chemically, the same thing happens in the brain during a ‘culinary orgasm’ and a sexual orgasm. In fact, when we are sad and we decide to eat chocolate, we are actually masturbating the hypothalamus,” sexologist Gérard Leleu explained to French Grazia.
French women seem to have understood this, as 74% of those surveyed said they preferred sitting down to a gourmet meal over a romp in the sack. Among the foods they go crazy for, the women surveyed were most likely to name chocolate (49%), followed by cheese (39%), foie gras (36%), oysters (33%) and strawberries (29%).
Some even take their love of food a step further: 25% of the women surveyed said they actually get more pleasure out of food than out of sex.
Unsurprisingly, male survey respondents were less likely to indicate the same order of preference. Only 13% of the French men surveyed said they enjoyed eating more than sex. Furthermore, 59% of them said they would prefer eating less and avoiding restaurants over forgoing sex.
The study was carried out from March 18 to 20, 2014 among 1,000 French respondents aged 18 and over.
It seems the phenomenon is not limited to the French. A 2012 study by Cancer Research UK asked women what would be the hardest thing to give up for a full month. The response: less than one in 10 women chose sex, while more than double that picked chocolate. – AFP Relaxnews
Tags / Keywords:
Lifestyle, French women, chocolate, eating, sex
Female mutilation a means of male power over women - UN rights chief
No trial in France over Scorpene, says leading French prosecutor
Give birth naturally, women urged
IMF's Lagarde questioned over French arbitration case
French minister criticises United States over BNP Paribas probe
Remembering Tsunami 2004: Phuket bounces back from disaster
Out to spread joy with Christmas carols
Depression can hide behind a smile
British guide believes rapid ascents of world’s tallest mountain are safer
Ladies, time to stand up and fight for your man
Looking out for your ears
Two N.Y. police officers slain in apparent retribution attack
The top tech trends for 2015
Johnson strikes late to earn Sunderland derby win
Copyright © 1995-2014 Star Publications (M) Bhd (Co No 10894-D)


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Although Android 11 has not yet been officially released, many vendors have started pushing for updates based on beta. Today Samsung took the first step in Android 11, launching the OneUI 3 developer test program in the U.S. and South Korea.
Citingmedia XDA, the OneUI 3 developer test program will be based on the Android 11 system and will be in the closed testing phase, not open to most users, and will require Samsung approval to apply before participating.
Currently, the program is only available to developers in the U.S. and South Korea, including unlocked versions of the Galaxy S20, S20 Plus, and S20 Ultra, as well as U.S. T-Mobile and Sprint, Korea, KT, LG U.S. and SKT models.
Later, Samsung will open the Android 11-based OneUI 3.0 public test program, which will be available to users of the Galaxy S20 series in China, Germany, India, Poland, South Korea, the United Kingdom and the United States.


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ZTE sub-brand Nubia is practically unknown in the West, so it will be surprising to many to see this impressive looking gaming phone launched by the Chinese firm. The Red Magic has been designed from the ground up with advanced gamers in mind. It has an ergonomic anodized aluminum chassis, an air convection cooling system, and that all-important LED light strip on the back.
Android gaming phones have had limited success up to now, with last year's Razer Phone being the most high-profile recent example. Despite its incredible 120Hz display, there were few plus points about that device. OEMs seemingly aren't going to give up, however, with Xiaomi recently announcing the Black Shark ahead of this latest attempt by Nubia.
|OS||Android 8.1 Oreo|
|Display||5.99" (18:9, 1080 x 2160, 403ppi)|
|CPU / GPU||Qualcomm Snapdragon 835 / Adreno 540|
|Storage||128GB (UFS2.1 2-LANE)|
|Rear Camera||24MP, f/1.7, 4K video at 30fps, slow-motion 720p at 120fps|
|Front Camera||8MP, f/2.0, 1080p video at 30fps|
|Sensors||Fingerprint, G-sensor, Electronic Compass, Gyroscope, Proximity, Ambient Light Sensor, Sensor Hub|
|Ports||USB 2.0, Type-C, Dual nano-SIM slot, 3.5mm audio jack|
|Dimensions||158.1 x 74.9 x 9.5(6.8) mm|
With 8GB of RAM, 128GB of storage, and a huge 3,800mAh battery, the internals of the Red Magic are mostly as you'd expect from a high-end device tasked with intensive gaming performance. It does use last year's Snapdragon 835 chip, unfortunately, unlike the Black Shark which packs the newer 845. Nubia also talks of a proprietary performance-enhancing feature called "GameBoost" that's meant to free up memory for gaming activities.
The Red Magic will go on sale initially through Indiegogo on April 26th for an early-bird price of $399, and it looks to be available globally. The only model mentioned on the site is the black one, but there appears to be a red version in the works too. More information about pricing and availability is expected soon.


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Event planners and corporations in Asia are slowly incorporating green ideas in their itineraries, but there is still a long way to go before they can be widely accepted by the meeting, incentives, conventions and exhibitions (MICE) sector.
The need to conserve and protect the environment has increased over the past few years, creating a steadily growing demand for green MICE globally, says Greg James, general manager of HRG Singapore, a corporate travel management company.
James says green ideas are frequently seen in meetings and conventions, such as going paperless or using eco-friendly materials to build booths, and companies in the technology and luxury industries have been keen to follow this trend.
He adds that many green ideas come under corporate social responsibility (CSR) initiatives, focusing on giving back to the community and society, such as helping senior citizens with household chores or hiking at nature reserves to promote healthy living.
But the uptake of these ideas is still slow in Asia, where the MICE industry is still developing and many activities are held for commercial purposes, according to David Ong, general manager of Off-Site Connections Event Management.
'Commercialism is still dictating the bulk of the business in this part of the world, and education and awareness on green initiatives are not as widely accepted or promoted. Providers and end users are conservative and do not want to take unnecessary risks to do things differently,' he says.
Ong notes that increasingly MICE planners and corporations are beginning to be more aware of green initiatives, and some are integrating them into their own CSR programmes. For example, an incentive or conference group heading to a beach resort would incorporate a beach clean-up activity.
In Hong Kong, event planners, such as Momentous Asia Travel & Events Company, are following the green trend closely.
'Many tropical destinations in Southeast Asia are offering eco-tours, but we can also minimise carbon emission by offering more walking and hiking tours in city destinations such as Hong Kong,' says general manager Doris Lam.
Last December, as part of a conference programme, the company organised a historical walking tour for a group 100 to Hong Kong's Central District.


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REDWOOD CITY, Calif., Aug. 5, 2020 /PRNewswire/ — Envestnet | Yodlee, (NYSE: ENV), a number one information aggregation and analytics platform powering dynamic, cloud-based innovation for digital monetary companies, at present introduced its Insights Options, designed to assist monetary establishments and FinTechs develop their market share by enabling hyper-personalized digital monetary experiences and offering the info wanted for buyer segmentation.
Envestnet | Yodlee’s new APIs allow monetary service suppliers to develop experiences that interact prospects proactively throughout their monetary wellness and monetary planning channels. The mix of actionable insights, distinctive peer benchmarking capabilities and customized views enable digital monetary experiences to offer well timed and impactful digital monetary help. These new options additionally empower monetary service suppliers to unlock the value of information to assist extra knowledgeable choice making, correct buyer segmentation and actionable steering for his or her prospects.
“Hyper-personalization is the brand new baseline for achievement, and monetary establishments and FinTechs who’ve a extra superior understanding of shoppers and tailor their choices accordingly could have a strategic and aggressive benefit, ” mentioned Brandon Rembe, SVP of Product at Envestnet | Yodlee.”By our Insights Options, monetary service suppliers could have entry to significant client insights quicker and extra affordably than by rising their very own information science group.”
A extra granular understanding of shoppers is not a ‘nice-to-have’ merchandise, however a enterprise crucial for monetary establishments and FinTechs. The value of hyper-personalization inside the monetary companies business is estimated at between $200 billion and $450 billion1. By machine studying methods and algorithms, monetary service suppliers can provide shoppers a 360-degree, customized view of their funds to assist them make higher choices in any respect phases of life reminiscent of saving for retirement, beginning an emergency fund or managing month-to-month bills.
Envestnet | Yodlee’s Insights Options supply a variety of monetary wellness insights serving to shoppers leverage actionable steering, reminiscent of:
- Predictive cash movement capabilities, together with projected warnings and forecasts
- Alerts primarily based on spending, classes, credit score limits and refund monitoring
- Spending insights that cowl subscriptions and frequently-used retailers
“Personalization in monetary companies marks a vital frontier for the business, and broader software of customized companies throughout sectors is accelerating client demand. A lot of these options signify an necessary leap ahead by supplying monetary service suppliers with the instruments they should present high-quality, customized buyer experiences that may make a significant influence on their monetary future,” mentioned Tiffani Montez, Senior Analyst at Aite Group.
The Envestnet | Yodlee Insights Options shall be obtainable within the third quarter of 2020.
Envestnet, Inc. (NYSE: ENV) is remodeling the best way monetary recommendation and wellness are delivered. Our mission is to empower advisors and monetary service suppliers with modern expertise, options, and intelligence to make monetary wellness a actuality for everybody. Over 103,000 advisors throughout greater than 4,900 firms together with 16 of the 20 largest U.S. banks, 46 of the 50 largest wealth administration and brokerage companies, over 500 of the biggest RIAs, and tons of of FinTech firms, leverage the Envestnet platform to develop their companies and consumer relationships.
For extra info on Envestnet | Yodlee, please go to www.yodlee.com, subscribe to our weblog, and comply with us on Twitter (@Yodlee) and LinkedIn.
SOURCE Envestnet | Yodlee


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I'm able to eat 25 Mcnuggets in a row and maintain total composure. It's important to note that I have zero useful skills and will be the third to perish once the country runs out of corn syrup and the end days begin. I have zero allegiances to any gaming company or platform and go where the games are. Anime is my domain and I am a lower tier noble with hopes of becoming a duke. Oh, and I majored in animation at Cal State University Fullerton with a minor in Geekdom.
Dapper Geek News brings you news with style on topics like video games, anime, comic books, movies, and technology.


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Maryland finance companies temporarily have ceased making consumer loans backed by real estate in the wake of an appeals court decision this week that held the firms were charging too much interest. Thousands of potential borrowers may be affected by the move.
The Maryland Court of Appeals ruled that the 18 percent annual interest rate on a $3,500 consumer loan made by Beneficial Finance in 1977 with a Mount Pleasant couple's house as collateral exceeded the state's 12 percent interest ceiling on second mortgage loans. Beneficial was following an opinion of the attorney general that such loans were valid. The company won in lower court, but that judgment was reversed by the higher court.
At a meeting in Baltimore yesterday of the Maryland Consumer Finance Association, a trade group, finance companies heard lawyers say they would advise them within two weeks on how the Beneficial decision affects them. Meanwhile, they have stopped making second trust loans.
The manager of a Finance America office remarked, "as soon as he heard the decision, our head honcho said stop!" Richard Bate, a senior vice president of Benefical Management Corp., who worked on the case, said it would be "imprudent" not to stop until the issue finally is decided.
Six other of the largest of Maryland's 45 finance companies all indicated yesterday they also had ceased this type of lending. None would say, however, how many customers had been turned away. They also declined to estimate how much business they expect to lose.
According to the Maryland commissioner of consumer credit, Alan Fell, 13 percent of all consumer loans made in the state last year were secured by real estate. The companies made a total of 269,462 loans valued at $440 million, of which 7,769 totaling $59 million were second trusts on the borrowers' house or other property.
Fell said he expected Maryland consumers who ordinarily would secure loans over $2,000 with second mortgages on their homes will now have a tough time obtaining loans. He expressed concern that some might be tempted to deal with "illegal lenders" (loan sharks).
The suit was filed in 1978 by Charles Slingluff of Frederick, attorney for Paul and Patricia Schmidt. Now that the case has been remanded to the lower court, that court must decide on the penalty, if warranted. The Schmidts have asked that interest on the loan be forfeited and that they receive three times the interest in damages. If the case had such an outcome, finance companies could expect a raft of lawsuits from those demanding refunds.
The case is being watched closely in other states that have laws similar to Maryland's. Fell feels that consumer loan activities in theses states "could be affected." However, an attorney for Beneficial offered the opinion that his firm's operations in other states would not be affected. Beneficial operates in all states, except Arkansas and Maine, as well as overseas.


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Nestled between State and Maynard streets, Nickels Arcade is a quaint outdoor walkway adorned with decorative columns, stone tiled floors and a glass atrium ceiling. The walkway is home to some of Ann Arbor’s oldest specialty shops. The offices there range from clothing stores to a hypnotherapy center to a law office.
But of all its shops, Nickels Arcade’s oldest is Van Boven’s, an upscale men’s clothing store. Pete Van Boven, a former University baseball player, and two of his friends founded the store in 1921.
The store replaced a butcher shop that opened in the same space five years earlier. It’s currently owned by second-generation members of the Van Boven family.
Van Boven’s salesman Leonard Edick said the store’s customers are mostly comprised of University students and faculty members.
He said older alumni often visit the store to see if it’s still around.
“There are still a lot of people visiting who remember the store from when they were students,” he said. “If they like what they see, they’ll buy.”
When asked how the store functions when students leave for the summer, Edick said the business operates just fine.
Sales aren’t what fluctuate most during the summer, he said.
“The energy level goes down when students leave,” Edick said.
Edick said it’s rare that a family-owned store like Van Boven’s, which won the 2007 Ann Arbor’s Choice Award for best men’s clothing, would stay in the same location for so long.
“There are few cities and towns that have stores like this,” Edick said. “This kind of store is disappearing fast. The larger stores are just too much competition. The smaller ones just can’t make it.”
The Van Boven Shoe Store, also in Nickels Arcade, was once owned by the Van Boven family, but it lost its ties to the men’s clothing shop when the family sold the store to different people.
The Van Bovens owned both the shoe store and men’s clothing shop at the same time for more than 50 years before the sale.


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With all the controversy over the Academy of Motion Picture Arts and Sciences alleged lack of diversity, the advertising industry is nervous about whether folks will tune in to the Academy Awards next month.
An understandable concern, now that a prestigious Oscar is being rendered little more than a participation trophy.
In response to no black actors being nominated this year, actor Will Smith and director Spike Lee, among others, announced they would not attend the awards show. This threat of a boycott prompted a knee-jerk reaction from the Academy, which caved to the shakedown from artists, by agreeing to “become less male and less white,” as The New York Times described their actions to increase diversity.
Ironically, the Academy’s tagline for this year’s show is “We all dream in gold” — given their capitulation to those who place more importance on the color of one’s skin than talent, perhaps they’ll change that to “We all dream in brown.”
But the boycott that matters may come from television viewers fed up with the race rift, not from entitled Hollywood moonbats, and that gives Madison Avenue a reason to worry, according to the New York Post.
And there’s a lot of money at stake, as the Post reported:
Broadcaster ABC took in $110 million in 2015, charging as much as $1.83 million for a single 30-second spot. This year advertisers are ponying up as much as $2.2 million for the third-most expensive live event on TV, after the Super Bowl and this weekend’s NFC Championship game, according to Kantar Media…
But ad sources told The Post that while there will be no discounts or rebates for ads bought this year, ABC will feel the pain during negotiations over next year’s show. Those talks typically start the day after the Oscars, set to air Feb. 28.
ABC may not be able to jack up the price — typically the cost per ad has risen around $200,000 a pop — as it has done in past years.
Retailer Kohl’s, a first-time sponsor of the event, replacing JC Penney after 14 years, invested heavily and was planning a “massive social presence” in the month leading up to the show, according to Advertising Age.
Talk about bad timing: that campaign should be launching right about now.
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You must have heard of the word ‘cyber security’ already and read many articles about the importance of ensuring cyber security in our daily lives. But do you know what is ‘cyber awareness’. Cyber awareness is being aware about the happenings in the cyber security world. Having information about the latest threat methods, new hacker groups, various new practices being implemented by companies and users, to secure themselves from hackers – is called cyber awareness. The term holds a lot of importance when it comes to cyber security. It is through cyber awareness, that we achieve security. To help you become cyber aware, a new app has been released into the market – Cyware. Cyware app publishes latest, cyber security news in summarized, easy-to-understand fashion, so that consumers can use this information to know about what actually is happening in the cyber security world. With this app (available in both Android and iOS platform), users can avoid scouring through newspapers and blog posts each day to find relevant information about information security, data breaches happening across the world, and new antivirus and safety tips to practice to secure from hackers.
This app is beneficial to both cyber security professionals and general internet users – as it contains information suitable to both parties. For security professionals, Cyware published in depth news analysis, expert opinions, reports and recently implemented laws, policies and regulations – all the information that helps professionals to take quick and timely action against new malware and implement good security policies in their organizations. For regular internet users, the app contains information about internet security tips, social media security and various measures one must take to ensure online security. As soon as you login into the app and fill in your preference (to cyber security professional or regular internet user), the app automatically regulates your news feed to only show you the news cards relevant to you. For senior management as well, Cyware regulates news cards and displays only the most relevant information which will help you make the best decisions for your organization. The app also has handy information such as, “Cyber Glossary”, “Important Facts” and “Interesting Tweets”alon with cyber security news.
Considering how cyber security has become an important part of all our lives, it is time we all take the step towards making sure not just us, but our entire ecosystem is secure. To facilitate this, the app also has a real-time sharing feature. Remember, your network is only as secure as the weakest user. Make sure everyone around you is aware of best cyber hygiene practices to follow.


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The foodies in San Francisco can now get their food delivered to doorsteps by robots. Marble, a robot delivery startup has joined hands with Yelp’s Eat24 to start deliver food items with robots.
During the initial period, the robot will be accompanied by a person so that nothing goes wrong. Also, only some of the customers of Eat24 will be able to avail the services at this moment. The company is planning to run a trial with just 10 robots and if successful, it could expand to other cities as well.


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As China’s fast-growing economy slowed down since July, Missouri’s export to its third largest trade partner suffered a 23 percent decrease in August.
Missouri’s growth in total export to China sunk from last year’s 17.6 percent to 3.6 percent in the first eight months of this year. The deal busters turned out to be big trade contributors including recyclable materials, non-electrical machinery and transportation equipment. The sales in each sector declined more than $20 million, according to Missouri Business Alert’s analysis on the data supplied by Missouri Economic Research and Information Center.
The silver lining among important export products with China was in primary metal manufacturing, where the eight-month export quadrupled the number of the same period in 2011. Sales in apparel and accessories surged to $182,000 from less than seven thousand dollars in the first eight months of 2011, the biggest year-on-year growth among all sectors.
Missouri Department of Economic Development did not respond to further questions on the export data supplied by its research division MERIC. The Department’s website listed schedules of exhibitions and fairs all the way up to December 2013. More than one third of the events are going to be held in China.


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Argos has already started looking for Christmas workers - and it's got thousands of jobs to fill before the festive season gets underway.
The homewares retailer will be looking to fill around 10,000 vacancies to help manage the influx of shoppers expected in the run up to December 25 - including the Walsall Crown Wharf store.
Around 9,800 customer advisors and stock assistants are being sought out to help 800 Argos stores meet customer demand for toys, electricals, video games, jewellery and other popular Christmas gifts.
Argos is also seeking around 1,000 fast track drivers to support its store to customer delivery service, which it says is highly popular with shoppers who appreciate the convenience of same-day delivery.
Recruits will be offered a minimum of 10 hours per week (minimum of six hours for weekend staff) with the potential for some roles to become permanent at the end of the season, where vacancies exist.
New team members will receive an hourly rate that starts at £7.31, but will be expected to work shifts over its busiest time of the year.
Steve Carson, Director of Retail and Cu stomer Operations at Argos, said: "Christmas is an extremely busy and exciting time of year for Argos with millions of customers visiting our stores over the festive season.
"We’re looking for enthusiastic, friendly and flexible people to deliver the personal service we are known for, whether customers are shopping in-store or buying online for home delivery.
"The work is fast-paced, varied and rewarding with the potential to learn a whole set of new skills. Many in the past have gone on to develop their career with us and progress to run a team, department or even store, helping to drive sales and deliver great customer service."
Argos handles around 110 million customer transactions throughout its branch network every year, it claims 95% of the population live within less than 10 miles of a local store.
To apply for one of the roles, head to Argos.careers.


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CANBERRA, Australia – About $13 million in bitcoins will be auctioned in Sydney in June after Australian police confiscated the digital currency as proceeds of crime, an official said Tuesday.
Ernst & Young was running the process, which is only the second such bitcoin auction in the world after the U.S. Marshals Service sold 144,000 bitcoins over a two-year period that had been confiscated from Ross Ulbricht, who founded the online drug bazaar Silk Road, the accountancy firm’s transaction partner Adam Nikitins said.
Bidders can register until June 7 for the 24,518 bitcoins on offer. The 48-hour sealed auction will take place from June 20.
Based on Tuesday’s bitcoin price of $533.80, the cryptocurrency is valued at almost $13.1 million.
Nikitins expects strong interest in the auction since the bitcoin price has become less volatile after the U.S. auctions. Ernst & Young has received expressions of interest from the United States, Europe and Australia, he said.
“Over the last few months, the price of bitcoins has been steadily rising and the volatility has gone out of it,” said Nikitins, adding that was expected to lead to greater interest.
Nikitins would not say who the bitcoins were confiscated from, but said registered bidders would be told.
The Victoria state government has confirmed that is had seized about 24,500 bitcoins in late 2013 from a Melbourne drug dealer.
Richard Pollard, 32, was sentenced in the Melbourne County Court in October to 11 years in prison after pleading guilty to drug trafficking on the Silk Road website.
Ulbricht, 32, was sentenced in the U.S. District Court in May last year to life in prison after he was convicted of charges accusing him of operating the website for nearly three years from 2011 until his 2013 arrest.
Like the U.S. auction, the Australian bitcoins will be mostly sold in lots of 2,000. One lot will contain 2,518.
Bitcoin is a digital currency that allows people to buy goods and services and exchange money without involving banks, credit card issuers or other third parties. The coins are created by users who “mine” them by lending computing power to verify other users’ transactions, receiving bitcoins in exchange.
Bitcoins also can be bought and sold on exchanges with U.S. dollars and other currencies. Their value has fluctuated over time. At its height in late 2013, a single bitcoin was valued above $1,100.


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The embattled retailing empire Wal-Mart is scaling back its core American superstore openings by almost a third as it struggles with waning sales, fashion failures and vigorous protests about its treatment of low-wage workers.
More than 17,000 people flocked to the company's annual meeting at the Arkansas Razorbacks' football stadium yesterday for a glitzy day of corporate self-congratulation which featured The Eagles, Jennifer Lopez and American Idol winner Jordin Sparks.
With 1.8 million staff and annual sales of $345bn (£173bn), Wal-Mart is the world's biggest retailer. But besieged by scandals over executive ethics and by attacks from politicians, Wal-Mart's top management admitted that times were tough - and that the company's growth plan would need to slow.
Chief financial officer Tom Schoewe said that instead of the planned 265 to 270 new superstores this year, Wal-Mart would only open between 190 and 200. The future rate of expansion will slow to 170 stores annually.
Mr Schoewe, who arrived on stage in a white jumpsuit surrounded by gymnasts before peeling off his outer layer to reveal a shirt and tie, said the firm was "moderating the rate of growth just a little bit", though he insisted: "The business model is rock solid."
Wall Street analysts have expressed concern that America's largest company has been raising its capital expenditure by almost 20% annually over the last decade - but that its sales have grown by an average of 13.2%. The company's shares jumped 4.75% to $49.86 on yesterday's announcement.
Such is the pressure on the company that Wal-Mart's founding family felt obliged to bestow a public vote of confidence on chief executive Lee Scott yesterday. Wal-Mart's chairman, Rob Walton, said: "The board and the Walton family have absolute confidence in your leadership, Lee. We appreciate you and we thank you."
Mr Walton, who is the son of Wal-Mart's late founder Sam Walton, conceded that things were difficult: "It hasn't been an easy year this last year but believe me, things weren't always easy for mother and dad either."
An attempt by Wal-Mart to move upscale with luxury lasagne, shag rugs and silk clothing has proved unsuccessful - an internal memo leaked this week concluded that the no-frills store environment deterred customers from expensive purchases.
Meanwhile, political pressure has intensified. The Democrat presidential candidate Barack Obama recently said he would never shop at Wal-Mart stores. Hillary Clinton, who is a former Wal-Mart director, characterised the company as a "mixed blessing" in a recent television debate.
Unions organised marches to coincide with yesterday's meeting to protest at low wages, modest healthcare benefits and alleged intimidation of organisers. New Jersey's supreme court recently gave the green light for a class action on behalf of 80,000 past and present staff who accuse Wal-Mart of forcing them to work off the clock and miss breaks.
Pressure groups and disgruntled shareholders put forward 11 resolutions which attracted up to 17% support. The company allowed a three-minute speech by the person proposing each motion but declined to answer any of them or to allow discussion, citing "time pressure".
Sister Susan Mika, a Benedictine nun who represents the Interfaith Centre on Corporate Responsibility, pointed out that Wal-Mart's chief executive received 600 times the average pay of the company's American employees: "From our perspective, that is a scandal."
A union activist, Jennifer O'Dell, accused the group of failing to promote a pay-for-performance principle. She said the Labourers' International Union had put forward similar resolutions at 60 companies in a year: "Wal-Mart is the only company which did not try to reach out to us and have a dialogue."
The stadium, in the small college town of Fayetteville, contained hundreds of overseas workers shipped in for the event by Wal-Mart. These included a noisy contingent from Asda, which is owned by the US group, who were in full uniform and who vigorously waved English, Welsh and Scottish flags.
In a stage-managed procession of Wal-Mart's international operations, Britain was represented by a woman in a kilt and a man dressed as a beefeater.
To the delight of the Asda contingent, Mr Scott singled out the British chain for praise, pointing out that it had attracted 1.2 million new customers since 2005. "Asda has turned around - in the last quarters, sales were up by double digits," said Mr Scott. "Brilliant Asda!"
Mr Scott is under pressure over his own ethics. It was alleged this week that he had purchased a diamond ring for his wife from a Wal-Mart supplier. He has been on holiday with the boss of another firm, Jacobs Trading, which does business with Wal-Mart and employs his son, Eric. Wal-Mart has stringent ethical guidelines on executives' relationships with companies with whom it does business. The allegations about Mr Scott have come from Julie Roehm, a senior advertising executive sacked by Wal-Mart for allegedly accepting gifts from outside firms and for having an affair with a subordinate.
Addressing shareholders, Mr Scott adopted a defiant tone: "The attacks from our opponents are just not working and they are not going to work."
There were "some people who'd like us to be better, some people who'd like us not to exist". But he insisted that environmental and social initiatives by Wal-Mart were bearing fruit: "People are starting to notice and they like what they see. In spite of aggressive attacks by special interest opponents, our image is improving in the US."
The number of people employed worldwide by Wal-Mart
The chain's sales in the year to January 31 2007
The number of stores operated in 13 markets outside the US
The number of customers a week throughout the world


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Users in some countries will receive a code that can be used to hunt for the next-generation PlayStation 5 console.
According to Engadget, Sony is still struggling to keep up with demand for the PlayStation 5 due to global chip shortages affecting many companies across industries. Recently, the company even removed its sales forecast and told analysts that the company expected PlayStation 5 to continue to be in short supply this year, especially in the first half of the year.
Now that the PlayStation 5 listings of retailers usually show ‘Out of stock’ or ‘Not Available’ all the time, getting the device is a race of profiteers and fanatics alike. . Now, Sony has launched a contest that gives everyone the last chance to own a PlayStation 5.
When a bounty code is available, which offers a chance to win a PlayStation 5, participants will have to enter the code into the promo page and then answer a question regarding where the code is shown before qualifying. to sue. The promotion is only available to players in countries such as Argentina, Canada, Chile, Mexico, USA, Hong Kong, Indonesia, Japan, Malaysia, Singapore, Korea, Taiwan, Thailand, Australia, Austria, Belgium, Croatia, Czech Republic, Denmark, Finland, France, Germany, Hungary, Ireland, Netherlands, Norway, Portugal, Russia, Saudi Arabia, Slovakia, Spain, Sweden, Sweden Switzerland, New Zealand, Poland, and the United Kingdom.


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Public Schools Should Require Uniforms.
More and more schools are making uniforms mandatory for students. Uniforms can help students in different ways. The children who cannot afford name brand clothes would not have to worry about getting picked on. Other students would be able to concentrate on their studies and not what everyone else is wearing. Uniforms can help decrease the discipline problems such as fights and theft. Last but not least, parents can save money by not buying high-priced clothing and put that money back into education. .
High-priced or name brand clothing are clothes that are popular now. For example brands like Tommy Gear, Timberland, Addis, and Nike are the popular names that most kids are wearing. These brands are outrageously high priced because of the name and the popularity that the students give them. The more the students buy these clothing the higher the prices and the more kids are going to want them. This clothing is no different from the clothing sold at Wal-Mart, but the students feel they must have them because of the brand name and peer pressure. All clothes cover your body the same. Students feel that they have to have expensive clothes instead of cheap ones.
One of the first public school districts to introduce a mandatory uniform policy was .
Long Beach, California. The policy came into effect in the 1994 dress code policy. Just a year after the schools adopted the uniform policy, fights and theft went down 80 percent and sexual offenses dropped 74 percent. Since then 176 schools, in the western United States, have adopted the uniform policy (PBS1). .
Katie Lane wrote an article entitled "School Uniforms: Too Expensive." She agrees that uniforms are good, but she states that they can be expensive. In her research she has found that some schools have a second-hand stock of uniforms to help those who are having trouble purchasing uniforms.


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The online business mission of German companies in the Omsk region began
On June 22 and 23, negotiations and presentations of economic potential are held in the form of video conferencing. Today, a presentation of German companies will take place within the framework of the conference “Opportunities for cooperation between Russia and Germany in the chemical and petrochemical industries”.
The online business mission is organized by the Russian-German Chamber of Commerce with the support of the Government of the Omsk Region, the Regional Agency for Development and Investments and the Omsk Chamber of Commerce.
According to the Ministry of Economy of the region, on June 22, everyone can get acquainted with the presentation of the German side. The online delegation includes 6 enterprises. It is headed by the Chairman of the Board of the Russian-German Chamber of Commerce Matthias Shepp.
On June 23, negotiations will be held between German enterprises and Omsk companies in the chemical and petrochemical industries. The contact exchange was worked out in advance, the German side expressed interest in cooperating with specific enterprises in the region.
Note, last year Germany took 4th place among 93 countries - foreign trade partners of the Omsk region. In 2019, the mutual foreign trade turnover amounted to 92.6 million US dollars. This is a 1.5 times increase. In 2019, the main share in the commodity structure of exports to Germany was the products of the chemical industry, and in the structure of imports to the Omsk region, engineering products.
“After preliminary negotiations with the German side, we identified promising niches for cooperation and prepared proposals with business. We hope that the online business mission will give a result that will positively affect the development of our cooperation, ”said Denis Kushner, Deputy Minister of Economy of the region.


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For some time now I have been writing articles talking about how China will stop sending us their cheap stuff and how it will affect the US economy as well as you the individual.
If you think that China’s implosion will not affect you, then you need to understand that metaphorically speaking, you are on a speeding train headed straight for a solid wall and the train is not going to win.
China is collapsing and the Chinese have concealed this so well, that the world is finally waking up to this shocking news.
When you look at China from a domestic or international point of view, the Chinese system is riddled with issues that are becoming increasingly evident.
Between economic issues, a crumbling political system, diminishing demographics, and a long list of other problems, China’s collapse should no longer surprise anyone.
To bring you up to speed, here is what is going on in China…
Xi Jinping Has Taken “The Cult of Personality” To a Whole New Playing Level
Xi Jinping has gutted the political system of ANYONE who could or would possibly rise up and run against him or become some sort of anti-Xi Jinping voice.
This is a three-fold problem…
First – anyone who had the knowledge of what is going on that could help the Chinese people have been terminated.
Second – everyone who is left is scared to literal death to bring any sort of news, good or bad, to Xi Jinping for fear of their lives being terminated by Xi Jinping for even speaking up.
Third – because everyone is dead, there isn’t any information that is being collected on what is truly going on in China, again for fear that it any information good or bad will upset Xi Jinping, and they would be terminated.
So, thanks to Xi Jinping, there isn’t anyone even in place to take over for this guy if he would suddenly croak or even if there was an internal revolution. Xi has killed anyone and everyone who could oppose him.
China’s One Child Policy Has Caught Up and They Do Not Have The Workers
The one-child policy was a population planning initiative in China implemented between 1979 and 2015 to curb the country’s population growth by restricting many families to a single child.
This in turn has now turned-on China and they now have the largest elderly population on earth and the smallest working age population.
In fact, it has recently come out that the census bureau in China has admitted that they over counted this demographic by 100 million people. That means 100 million people less than they first thought.
It was known that China’s younger population was smaller than expected, but this gross oversight has made this problem even worse.
But that is not all, the birthrate in China has dropped to 70% since 2017. This is the fastest drop in birthrate in recorded history…ever.
What this boils down to is that there are not enough people coming into the business / work sector to create goods and services that the Chinese people need, let alone what they wish to export to other countries.
This has taken such a bad turn that there are not enough people in China to support economic consumption to the level that they require to maintain their economy.
Already corporations are hustling to find other sources of workers and factories to take up the slack of China not producing as much as they were.
And the problem is this, because the world has depended on China for all these cheap Chinese goods for so long, there are very few factories and skilled workers to take up that slack.
What I am saying is that there could come a day in our very near future where shipments of cheap Chinese stuff just come to a halt.
China’s Economy is at Least Ten Times Worse Than Ours and Imploding Fast
Because of all the global noise about shutdowns, covid, lock ins, massive supply chain issues, wars and potential wars, no body has really been paying attention to what is really going on in China and what we are now realizing is that China’s economy is far worse than what we are dealing with here in the US.
In fact, it has only been within these last few months that this news had cut through all the clutter and noise that has been happening globally that we have finally started to pay attention to what is really going on in China.
Their housing market has all but imploded. When there are not enough up and coming families buying homes, then the housing market stops. Just in case you do not know, housing is a major driving force in any economy and its fingers stretch far with all that goes into building a single-family home.
Like the housing industry, their auto industry has also imploded. Yes China has the cheapest EV vehicles out there, but already support and spare parts are becoming slim not only in the Chinese economy, but with countries that have imported these vehicles.
Like with housing, there just isn’t enough demand to drive production of vehicles. The auto industry is another far reaching economic driver in an economy.
Remember the old saying “What’s good for GM is good for America?”
Well, kind of the same goes over there in China and their auto industry.
With both home and automotive industries being severely affected and just not enough of the population to drive production of both, it is literally killing the economy to the point that many are now saying that China is on the verge of a full-blown economic depression.
It has now become quite clear that China’s system is breaking down and the demographic collapse that I mentioned above is not correctable. There are literally not enough people under the age of forty to even try.
Because of this, we are now finally realizing that China has a serious problem of even being industrially competitive in the global arena… AND the world has become so addicted to their cheap Chinese stuff.
Like it or not, companies are finally coming to the realization that it is costing companies more money to have China build their stuff because the once cheap work force to do the job is no longer there.
AND… we are as a nation China’s largest economic trade partner.
So are you starting to get the big picture here and understand why I have been saying that sooner more than later that we should expect China to stop shipping us their products?
NOW…. Couple that with the Biden administration which is the most protectionist administration in the United States has had at least in a century far, more so than former President Donald Trump.
The Biden Administration has China is over a barrel, and you can now see how cheap Chinese stuff suddenly stops coming over from China. I mean why trade with folks who have made it increasingly difficult to even do business with you?
Wouldn’t it be easier to do business with friends vs those who have you over the barrel?
And This is Where BRICS Comes Into Play
The Chinese are getting hit from every angle. The chairman is paranoid, and he has purged everyone that could stand up against him. It’s an open question whether he can even become aware in a reasonable amount of time that something is even wrong.
This has been coming for a long time coming but because of all the noise we missed a lot of the signals in the last five years of just how quickly China’s collapse was coming.
I think this is one of the reasons why China has been pushing for BRICS and adding to the nations in the BRICS alliance.
China realizes that sooner or later they are going to have to replace the US as their number one trade partner for cheap Chinese stuff and find other markets and fast.
I mean it is only common sense that one would rather trade with people who are “friends” vs people who are hostile towards you and have you over a barrel… right?
And that is where BRICS comes into play.
Let me put it to you this way.
It means that…
1 – The BRICS nations combined will have more money and stronger economic health vs. the U.S.
2 – The BRICS nations combined will have more people, at an 11 to 1 ratio, purchasing goods and services vs. that of the U.S.
The U.S. has been the strongest economy with the most purchasing power globally.
Now with the BRICS Alliance coming together, not only do they beat the U.S. in economic health, but they will also beat us with the number of people who will buy goods and such, aka purchasing power.
This, in turn, will SEVERLY knock the U.S. out of that dominant purchasing power position.
So here is the big question…
What is Going To Happen When The US Can’t Get Their Chinese Stuff Anymore?
Bluntly stated, it puts us, The US out in the cold.
Not only is China not purchasing from the U.S., but many of the other BRICS countries are also following suit and canceling purchasing contracts as well.
All the while, the U.S. is still purchasing cheap Chinese goods from China and other BRICS nations.
That is a massive trade imbalance.
This also creates a HUGE ADDICTION to Chinese / BRICS-made imports.
And addictions can be leveraged; ask that heroin addict who needs that cheap fix.
People with addictions will do almost anything to ensure they get their cheap fix.
The question is, are you addicted to all this cheap Chinese / BRICS-made junk?
What would you do if you couldn’t get these Chinese / BRICS-made things anymore?
Have you reviewed your home and looked at all the “MADE IN” labels?
I am betting that 70% – 80% or more of the goods in your home are Chinese / BRICS-made imports.
Here is the big question, and people do not realize it is coming…
What will you do when you can’t get
Chinese / BRICS-made products,
OR…. you will have to pay
outrageous prices for said items?
What About The Mega-Corporations and All The Stuff They Make?
More importantly, what will mega-corporations do when they can’t get their Chinese / BRICS-made raw materials?
Can they make their goods anymore if they can’t get the raw materials?
You do know that only 11 mega-corporations make all the stuff we eat and use in the home, don’t you?
Don’t believe me?
Here you go…
Want to do more research? Google “the illusion of choice,” and you will be blown away.
Here is a big question – where do you think they get all their raw materials from?
Yes, some of it is made here, but many raw components that go into many of the things we use daily are sourced from China and BRICS nations.
How Addicted Do You Feel Now?
What will you do when you can’t get Chinese / BRICS-made products?
Do you know what you are going to do?
You are going to fight.
Fight for those baby wipes, shampoo, floor cleaner, laundry detergent, and all those other things you have in your home from China and BRICS nations.
Going to any big / small box store is going to be like going into a war zone.
Don’t believe me? Remember the toilet paper wars in the Walmart Isles?
Now take that to a bigger scale, and that is what 90% of the people will face in this nation. The 90% need to pay more attention or read articles like this.
The great news is that if you know of a place where you can purchase US-made goods that your household uses daily, you are good to go.
Our family has worked that one out with several solutions. We have created our own personal supply chain.
Have you created a personal supply chain for you and your family?
What We Are Doing at the Mhor Home
Personally, we have been creating alternate avenues to maintain our normalcy and creating our own personal supply chains to remain intact. We know a storm is coming, and we have been shoring up our “ark” for the long term.
We have been doing this in several ways…
– We are investing in tangible assets that we will need while our dollar still has buying power. Things like garden tools, kitchen tools, building tools, and other things that we will need in day-to-day life.
– We are looking at purchasing junk silver so that we can use that for barter and trade. Gold and silver prices are currently low, so now is an excellent time to hit up those mom-and-pop coin shops and stock up on junk silver.
– We have ripped up our backyard and growing a bigger garden than last year. We will also work on saving more seeds this year so that we can grow next year.
– We are working on connecting with local gardeners, farmers, ranchers, and farmer’s markets.
– We are leveraging apps like…
– nextdoor.com, where we can connect with other gardeners.
– publicsq.com, where we can connect with local family-owned businesses.
– preppernet.net, where we can connect with other preppers all over the U.S. and locally to help facilitate mutual assistance groups.
– We have also switched from buying 95% of our daily consumer goods from Walmart and other big box stores. We are now leveraging Patriot Switch, which has helped us replace all those goods we once got at Walmart and other box stores, and now we shop with a great family-owned online shopping club with nearly 500 daily consumer goods that are also US Made.
Folks, think about this for a moment, what would happen if the Walmart shelves became empty, or the products there cost so much that you can’t afford them because they are imported?
We need to identify our personal supply chains to have them in place in case the rug gets pulled out from under us.
For us, the biggest issue was finding a company that still produces US-made consumer goods, and we found a good one.
The great news is that they maintain our family’s values. No ESG with them. No WOKE agenda and No Chinese-made Chinese sourced junk.
If this is something that you want to leverage for you and your family, contact me, and I will zap you an email and send you a text when you fill out my Patriot Switch link.
I promise no Amway speeches or anything like that. Just me sharing what we are doing and how we made the switch.
Talk to me and join 20,000 other patriotic Americans with the Patriot Switch Movement – a great online shopping club – https://patriotswitch.com/thekiltedprepper
What’s The Alternative?
You will be put in a SHTF situation where you and your family cannot maintain some normalcy, where you could have jumped on what we are doing here at the Mhor home.
The thing is that right now, we still have time. If you wait to make all these changes I recommended above, well, to be blunt, it will suck big time for you and your family.
So, I suggest that you start doing these things now. Put your pride aside and start looking for alternatives to create your own personal supply chain that will produce American-made products so that you can maintain some normalcy for you and your family.
Start learning to garden, hunt, and fish.
Start using the apps mentioned above to create alliances to barter and trade with.
Start securing your daily consumer goods and finding American-made products by making the switch – https://patriotswitch.com/thekiltedprepper
If you have any questions, please feel free to reach out to me.
If you have not done so, sign up for my free newsletter and check out my Telegram newsgroup.
Sign up for Telegram News Channel ➜ https://t.me/thekiltedpreppernews
Sign up for our Free newsletter, which is delivered right to your inbox. Look for the box on the right-hand side ➜ https://raymondmhor.com/
Sign up for these right now, and I will talk to you again in my next article!
Cheers & Keep Pushing Forward!
The Kilted Prepper


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Have you seen that Google is going to start deleting accounts people aren't using?
The company has announced it plans to proceed with deleting accounts nobody has logged into for two years.
“Before deleting an account, we will send multiple notifications over the months leading up to deletion,” it said.
Sounds perfectly fair, but someone with a long corporate memory might pause.
After all, Gmail took off only after Hotmail began to squeeze its users.
In the early 2000s, Hotmail would let you store only 2MB of data in your account, deleting anything that didn’t fit under the limit, or bouncing emails back to sender.
It would delete your account if you didn't log in for two months. I lost firstname.lastname@example.org in one such purge and never went back.
This was precisely what let Google eat its lunch.
Hotmail had first-mover advantage and was trying to monetise that, but Gmail stole all the users with its promise of enormous storage (then 1GB, now 15GB).
Gmail was released to the public in 2004 using an invitation system (similar to that being used by BlueSky today) and soon became the dominant force in browser-based email, offering a compendium of useful, mostly free services.
But now the great giveaway is being shown to have its limits.
So why do tech services all suddenly seem to be getting worse, more expensive, or both?
There are two theories of what’s going on.
One is the viral concept of “ensh*ttification”. That theory was expounded by tech journo Cory Doctorow earlier this year and it goes like this:
“Here is how platforms die: first, they are good to their users; then they abuse their users to make things better for their business customers; finally, they abuse those business customers to claw back all the value for themselves. Then, they die.”
His is a life-cycle analysis. It’s not wrong, but it doesn’t explain the synchronous phenomenon we are seeing now.
Tech businesses everywhere are cutting costs and raising prices.
Google alone is raising prices for Google Workspace, YouTube Premium, and cloud storage.
Spotify is raising prices for Australian customers. Netflix is adding an ad-supported service. Twitter is charging for verification – and it’s all happening as the tech sector has been cutting jobs.
Across the tech space, there is a race to turn profit. Investors are no longer patient. They want returns now, and are willing to reward companies that provide them.
When Amazon beat profit expectations in the second quarter this year - by 89 per cent – its stock rose 10 per cent.
But this is exactly what we should expect in a time of rising interest rates – free things start to cost money, and/or get worse.
When interest rates are low, investors haven’t much better to do with their money than invest in long-term moonshots.
The alternative is making 0.1 per cent on Treasury bonds.
But when those bonds are paying 5 per cent interest they begin to look attractive compared to speculative longshots.
Companies that want to compete for investor dollars need to be spitting out cash.
It’s the opposite of the last few years where growth was everything and making money was almost frowned upon.
That is causing the great buffet of free and cheap online services that we've enjoyed over the last decade to tighten up.
It is why the Nasdaq has been outperformed by the broader stock market since the rate hiking cycle began – all those dull industrial firms with steady profits look a lot more interesting to investors now.
As the next chart shows, Google’s stock price began to sink in early 2022 as it became clear rates were set to rise and it hasn’t recovered its earlier highs.
Cory Doctorow’s life-cycle analysis is not totally wrong, but that’s because loose monetary conditions give birth to free, amazing online services, and later, tight monetary conditions help kill those same services off.
So long as interest rates remain high, expect more of this!
What was free will either get worse or stop being free, and many businesses that won a lot of customers but didn't grip them very tightly will shrink.
But if the US wins its fight against inflation soon, and interest rates can begin to fall once more, then online services can be generous again.
You may not lose that email account you haven’t logged into for two years!


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Equifax said that as a result of the deal, it expects to realized about $200 million in tax benefits over a 15-year period. The deal is expected to close by year end.
The company notes that CSC's Houston-based credit services business provides consumer credit services and related information to banks, mortgage companies, retail establishments, the automotive industry, medical entities, utility companies and other users of financial and credit information. CSC owns consumer credit files in 15 U.S. states covering about 20 percent of the U.S. population. The company notes that CSC has been Equifax's largest credit affiliate since 1988.
Equifax CEO Richard Smith said in a statement that the deal will generate incremental net operating revenue to Equifax in the range of $115 million to $125 million and EBITDA of $105 million to $110 million. The transaction is "expected to be solidly accretive to Equifax's adjusted earnings per share in 2013," he said, adding 45-50 cents a share in 2013.
Equifax said it intends to fund the purchase using debt and available cash. The company notes that on December 1 it signed a new $350 million revolving credit facility with a group of banks led by Bank of America.
CSC this morning is up $1.60, or 4.2%, to $39.66; EFX is up $2.11, or 4.1%, to $53.35.


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Amazon the winner as Apple, Samsung offer big phone discounts
24 March 2015
Apple and Samsung are bothselling smartphones at a discount on Amazon India, which seems to have become a battleground for both companies.
While Apple has slashed prices of its iPhone 5c by 30 per cent exclusively on Amazon, its rival Samsung has discounted by 23 per cent its Galaxy S4 smartphones on the same website.
It is estimated that the two companies have sold almost 1 lakh units together on Amazon - the highest ever for these models through a single point of sales.
As per latest estimates, Samsung continues to lead the Indian smartphone market, although its share is under pressure from Micromax.
In the Rs20,000-plus phone category, Samsung leads, followed by Apple, which has a third of the market.
An Amazon India spokesperson confirmed that sales of both Apple and Samsung devices had been exceptionally good.
Neither company commented on the matter.


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Apple is in talks with Canada’s six largest banks to smooth the way for Apple Pay’s debut up north this November.
According to a Friday report in the Wall Street Journal, Canada’s big banks are balking at Apple’s mobile payment service. Their biggest concerns, according to the WSJ’s sources, are Apple’s fees and security issues related to Apple Pay.
Apple picked Canada as its test case for expansion for two main reasons: iPhones are incredibly popular up north and Canadian merchants have already moved to Near-Field Communication-equipped payment terminals, which Apple Pay requires.
Apple is reportedly working to get the National Bank of Canada, Royal Bank of Canada, Bank of Montreal, Bank of Nova Scotia, the Toronto-Dominion Bank, and the Canadian Imperial Bank of Commerce on board, but the banks are concerned that Apple will potentially charge higher fees for Canadian card issuers than American ones, though Apple doesn’t disclose what those fees are.
The banks have also reportedly banded together and hired a firm to develop a plan to make Apple Pay more secure. Their concerns aren’t unfounded: Banks in the States have reportedly seen higher levels of fraud with Apple Pay than other transactions. However, the fraud has nothing to do with the tech behind Apple Pay, but rather the banks’ own card verification process. My colleague Glenn Fleishman has more detail here on how the banks’ own security processes are failing them when it comes to Apple Pay.
According to the WSJ, Canadian banks plan to address those security issues by adding two-factor authentication to verify cards before they can be used with Apple Pay, so users will have to enter a code, a PIN number, or log on to their mobile banking apps to prove their identities. That approach might work, but it will also add friction to the mobile payment experience, which is supposed to be quick and easy.


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ITALY: European Commission warns over bottled water rules
Italy and Euro Commission in water dispute
Italy imposes illegal controls on imports of bottled water from other European Union (EU) member states, the European Commission has said.
The Commission has threatened Italy with legal action at the European Court of Justice (ECJ).
Italian law, said the Commission yesterday (30 September), mandates “more stringent testing procedures than those provided in the EU drinking water directive 98/83/EC”. It said that this breaks EU trade rules.
“These requirements impose additional unjustified burdens on importers of bottled drinking water,” said the Commission. It gave Italy two months to promise liberalisation, or the country could face a case at the ECJ, which has the power to order action and levy heavy fines to secure compliance.
The dispute focuses on bottled drinking water, which the Commission defines as separate from mineral and spring water.
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The Narendra Modi government has embarked on a two-pronged approach to revive India’s embattled auto sector—formalise scrapyards and phase out older vehicles. The move, it is claimed, will curb pollution, and also indirectly boost sales.
On Oct. 14, the ministry of roads, transport and highways (pdf) proposed new guidelines for vehicle scrapping that will “protect the environment and promote a legally-compliant vehicle dismantling industry.” It has sought feedback on the guidelines by Nov. 15.
The suggestions complement another draft law, issued last month, to coerce owners to retire vehicles older than 15 years.
Whether these measures will achieve their aims is something to be looked at in detail.
The draft rules
Vehicle scrappage in India is almost entirely an unorganised industry. The only government-authorised scrapping centre in the country is the Mahindra Accelo facility in Noida, jointly run by auto major Mahindra & Mahindra and the Metal Scrap Trade Corporation (MSTC).
Automobiles sent to unregulated scrapyards contain hazardous materials such as heavy metals, plastic, waste oil, lubricants, and lead-acid batteries. In the absence of proper safeguards, their dismantling releases toxic gases, oil fumes, and dust into the environment.
The Modi government’s draft guidelines on vehicle scrappage aim to change this.
Entities dealing with scrap vehicles will now have to meet the technical requirements (pdf) prescribed by the central pollution control board (CPCB). The new scrapping facilities should, among other things, install certified equipment to detect polluting and radioactive emissions, and ensure environmentally-complaint parking of discarded vehicles. They must also be set up in a large area with adequate space for vehicular movement, the guidelines suggest.
The draft law on retiring obsolete vehicles, meanwhile, makes it difficult for owners to retain old vehicles. Vehicles older than 15 years must now undergo mandatory fitness renewal certificates every six months. Their re-registration fees will also be hiked.
“India is home to 22 of the world’s 30 cities with the highest levels of air pollution,” said Akhil Aryan, co-founder of ION Energy, a Mumbai-based vehicle battery management and intelligence platform. “It is only imperative that vehicles that are obsolete, or in a bad condition, be taken off the road.”
India’s beleaguered auto industry is also hopeful about this move.
“The vehicle scrappage initiative of the government will increase the demand for new vehicles that have better emission technology, and meet superior safety standards,” said Rajan Wadhera, president of the auto industry body Society of Indian Automobile Manufacturers (SIAM) in a press statement on Oct. 17.
Not everyone is optimistic, though.
Hit or miss?
“Retiring old vehicles can have only a small impact on air pollution. It’s the extensive use of vehicles that is contributing to increasingly poor air quality,” said Rohit Bansal, founder of Purelogic Labs India, a New Delhi-based air-quality monitoring firm.
On the other hand, implementing the new guidelines could be challenging.
For instance, old vehicles can still be plied in areas where monitoring is less stringent. “Locating and tracking vehicles older than 15 years could prove to be a huge task,” said Sunil Gupta, managing director at Avis India, a Gurugram-based car-rental company.
There is also the risk of discarded vehicles being given a makeover, with a new engine, chassis, or forged registration, and introduced on the road again. “For the policy to be effective, it has to be ensured that all parts of the dismantled vehicles are recycled,” said Bansal.
The new norms for scrapyards, too, are hard to implement. “There might be some opposition from existing, unorganised scrappage players when it comes to upgrading their processes and facilities,” Gupta said.
There are also difficulties in finding large open land parcels necessary for compliant scrapyards.
Thus, “the vehicle scrappage policy would improve demand for used commercial vehicles (CVs) but not contribute meaningfully to revive demand for new CVs in the short-term,” said the Mumbai-based India Ratings and Research in a note published on Oct. 15. The owner of a 20-year-old truck, for instance, is more likely to replace it with a 10-year-old one rather than a brand new vehicle.
A more nuanced approach, involving tweaks to the current guidelines, is needed to make the policy more effective.


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Netflix could be launching in Australia on March 31 at a starting price of $9.99 month, according to a report out of the International Consumer Electronic Show in Las Vegas today.
Tech Guide has reported of two separate sources confirming the information, though Netflix itself has refused to provide any details at all about its Australian version at the show.
"We do not comment on rumour or speculation," was the official response from Netflix regarding the reported pricing and launch details, stating that "details of the local Australian launch have yet to be announced."
Tell him he's streamin'
The rumoured price seems likely, as it would put the local Netflix directly in line the pricing of its U.S. counterpart, which currently charges US$8.99 a month for its standard service.
The pricing model would also match that of rival streaming service Stan, which announced a $10 monthly fee this past weekend.
While Netflix has already confirmed it would be launching in Australia in March, March 31 would mark the last possible day for the service to launch within Australia's first financial quarter.
- Check out the confirmed content line-up on Netflix Australia so far.


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LUDHIANA: The Prime Minister's Make in India campaign has left industrialists in city, who have been crying hoarse for a long time, thinking. Most of these industrialists are of the opinion that this dream is achievable, but the government needs to ... Times of India, 4 days ago
India, the world’s largest arms importer, is easing restrictions on procurement from defence manufacturers affected by graft allegations as prime minister Narendra Modi strives to bolster the nation’s military. Some purchases from six foreign companies, ...The Financial Chronicle, 2 weeks ago Modi Eases Graft-Linked Bans to Spur Arms Deals: Corporate India La Repubblica, 2 weeks ago Narendra Modi eases graft-linked curbs to boost arms deals in India Livemint.com, 2 weeks ago Modi Eases Graft-Linked Curbs to Spur Arms Deals in India Bloomberg, 2 weeks ago
ana's famous hosiery industry fears heavy financial losses because of floods in Kashmir as it is not hopeful of receiving payments for the supply of woollen items to the flood-ravaged valley, now seeking support from the Centre to bail it out.Business Standard India, 2 weeks ago
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NewSat has taken its rejection of a hostile bid by privately held company, EWC Payments, to the Federal Government's Takeovers Panel.
In a statement to the ASX, NewSat said it was seeking orders from the Takeovers Panel to cancel EWC's offer.
The Australian-owned satellite service provider stated it was seeking a "declaration of unacceptable circumstances" on the grounds that EWC's "purported takeover offer is a sham" and its "apparent inability to perform its obligations under the proposed offer".
NewSat wanted the Panel to direct EWC to make an announcement to its "shareholders advising them the bid was cancelled" and to pay the satellite provider's costs.
Victorian-based EWC made a formal off-market bid for the satellite service provider on September 3.
At the time the company proposed a scrip-for-scrip offer, which amounted to one EWC share for every 25 NewSat shares and one EWC option for every 29 NewSat options.
NewSat's statement said the bid took its board by surprise and it had no prior knowledge of the attempted takeover. The board also recommended its shareholder's reject the offer.
In a statement to the ASX - dated September 3 - Dr Matthew Starr, managing director at EWC said this was the company's second attempt at a take-over of NewSat.
Starr said that in 2003, EWC attempted a "reverse merger with NewSat" (then known as Multimedia Limited), which failed due to the company changing its focus to a satellite-only strategy.
Starr said EWC was a wholly-owned subsidiary of a Swiss multi-national corporation, headquartered in Geneva.
He stated EWC's revenue in 2008 was about "$474,000,000 in Australia, with a gross profit of about $17 million" (the majority of "retained earnings paid to its Swiss HQ in management fees").
ASIC records show EWC Payments became a registered company on the 12th of October 2006. The company also changed its name from Edelweiss Card to EWC under a "205A Notification of Resolution Changing Company Name" on 18th of March last year.
Edelweiss Card's website states the company was a private limited company, headquartered in Geneva Switzerland.
It was founded in 2006 "to provide online merchants and members a safe and efficient online payment gateway service".
CRN's calls to the Victorian phone numbers listed on the site could not be connected.
Adam Shapiro, CFO and company secretary at NewSat told CRN it was unable to make any comments to the media.


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A move by KU Bookstores to post its textbook-ordering information on the Internet is being criticized as unfair by one of its main competitors, who insists that the data be delivered the time-tested, old-fashioned way: on paper.
At issue is an announcement this week from KU Bookstores - the official textbook retailer affiliated with Kansas University - that it would post such information only at www.kubookstore.com.
The information comes from forms, known as "textbook adoption requests," that are filled out by KU instructors for each class that will be taught. The forms include the course title, estimated number of students to be enrolled and, often, each required textbook's International Standard Book Number, or ISBN.
Bookstores use the information to decide which books to order, how many to stock and how much to pay - if anything - for used books being resold by students.
Tim Norris, director for KU Bookstores, said that posting the information on the Internet would allow students to comparison shop with a multitude of competitors, simply by taking the ISBN to other bookstores - online or otherwise.
"They can use this information, as smart consumers, to find these books where they will get the best deals," Norris said. "I'm very confident they will shop in this store."
But Bill Muggy, owner of the off-campus Jayhawk Bookstore, sees it as a direct attempt to put him and other competing booksellers out of business.
Since opening "at the top of Naismith Hill" in 1978, Muggy has collected photocopies of each textbook adoption request from KU Bookstores. He's been paying 10 cents a copy for as many as 2,500 forms per semester since then, following a written agreement forged between himself and KU officials.
Now that the data will be searchable by course on the Internet, KU Bookstores no longer plans to make hard copies available. That rankles Muggy for one simple reason: Now he'll have to search the Web site for each course, each day, to see if a form has been submitted.
He also has doubts about finding data about enrollments, instructor names or whether used titles might be acceptable in place of new ones.
"It's like trying to find a needle in a haystack," Muggy said. "In a business sense, this caps what the university bookstore has been trying to do for 30 years, which is trying to put us out of business."
Muggy promises to keep supplying high-quality textbooks at competitive prices. He's just upset that the change - which becomes effective Monday - comes just as students begin the rush to sell back their textbooks from the spring semester.
Norris, for his part, doesn't understand what all the fuss is about. All Muggy needs to do is create an Excel spreadsheet, he said, and check the site daily for any changes.
It's time to save employees of KU Bookstores the time and energy necessary to make paper copies, he said, and instead move into the 21st century.
"It's just different," Norris said. "I don't know anybody who wouldn't rather go to a Web site, instead of getting countless pieces of paper."


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BTC/USD Jumps to Near the $9000 High - 28 May 2019
The BTC/USD price jumped to the $9000 high. The popularity of digitized digital currency has increased recently with the growing interest of major companies in dealing with Bitcoin. AT & T Inc. Last week said it would allow its customers to pay bills using Bitcoin or Bitcoin-cash. This follows news that Fidelity Investments is finalizing plans to buy and sell encrypted digital currency to enterprise customers. The world's first encrypted digital currency, Bitcoin, has risen nearly 70% this month despite concerns from some analysts around the world.
Bitcoin’s recent gains this year have increased following a painful downward trend that lasted most of last year. Speculators are betting that the race will continue as more enterprises begin to create their own encrypted currencies or launch projects using Block-chain technology.
On the daily chart and despite the gains of the BTC/USD pair, the price of the Bitcoin is still well below last year's highs, indicating that there may be room for testing higher levels. On the other hand, speculators are hoping that the BTC/USD pair will suffer from strong saturation levels, which could lead to a significant decline with profit taking.
- Currency Pairs


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