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Cell phone chip markets and ranking
November 17, 2010 // Peter Clarke
The silicon chips and other components that go into cell phones are set to make up an almost $50 billion market in 2010 and it is expected to reach a size of $71 billion in 2014, according to market research firm Forward Concepts. This represents a compound annual growth rate of 9.5 percent over the period 2010 to 2014.
The most expensive component in a cellphone is the LCD display which accounts for 31 percent of the $49.7 billion market. The digital baseband is next at 14 percent of the market followed by the image sensor worth 8 percent of the market. RF radio and communications processor each account for 7 percent while MEMS devices capture 6 percent and power management ICs are responsible for 5 percent.
The company ranking is measured against the 2009 cell phone chip market, which is estimated to have been worth about $25 billion.
Qualcomm was the cellular handset chip market leader in 2009 with a 20 percent market share. Texas Instruments was second with 14 percent, ST-Ericsson third with 10 percent and Infineon, soon to be part of Intel, had 9 percent. Next in line are MediaTek, Broadcom and Samsung, RFMD and Aptina followed by almost two dozen significant vendors of a great variety of chip types.
Other findings from Forward Concepts include: smartphone shipments are predicted to grow by 42 percent in 2010; touch screen phone shipments grew from 14 percent of all cellphone shipments in 2009 to an estimated 27 percent in 2010; and the cellphone MEMS market is expanding from basic accelerometers into microphones, gyroscopes, compasses, and RF switches so that it is collectively forecasted to reach the $6 billion level in 2014.
A 594-page study of the cellphone component market discusses over 100 companies and includes 106 figures and 99 tables. The study is priced at $3,750 for a single copy and $6,500 for an enterprise license. Details are available at: http://fwdconcepts.com/Cellchip10
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This month, Oscium is giving away three of its iMSO-204L dual analogue iOS oscilloscopes, worth USD400 each. Designed with native Lightning compatibility, the iMSO-204L transforms the iPad, iPhone, and iPod touch into an ultra-portable, two-channel oscilloscope.
Since Apple changed its connector, Oscium has been working to bring native compatibility to its customers. The third generation...MORE INFO AND LAST MONTH' WINNERS...
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Unique Ser/Des technology supports encrypted video and audio content with full duplex bi-directional control channel over a single wire interface.


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21 April 2013 | Worldreader Mobile has launched, giving feature phone users in the developing world with a 2G connection to read 1,400 books for free.
Feature phones are omnipresent in the developing world. They're people's lifelines; they're where they get their access to payments and the Internet," Susan Moody, Worldreader's director of marketing and communications, tellsMashable. IPhones and similar smartphones may be buzzworthy, she says, but they apply to a proportionally small number of people. Five billion people are using feature phones that run on 2G networks.
Via ET Russell

domain: news


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Headquartered in Gurugram, a legal tech startup Leegality, has raised a confidential amount in funding from Mumbai Angels Network, Chandigarh angels, and HNIs. The startup plans to use the funds to enhance their technology, scale operations, and accelerate growth.
An e-signing and digital document workflow platform was founded in 2016 by Shivam Singla, Prakhar Agrawal, and Sapan Parekh. The online platform Leegality, claims to digitise and automate document signing, thereby, eliminating heavy paperwork and streamlining operations.
It aims to provide secure, legally acceptable, quick Aadhaar card, as well as e-sign and e-stamping facilities to all kinds of businesses.
“We believe Leegality has tremendous opportunity as a tech disruptor for customers and enterprises as electronic signatures provide convenience, security and ease of use. Digital technology has enabled communication to go online and in order to stay relevant and competitive all industries must also go digital,” Nandini Mansinghka, CEO of Mumbai Angels Network said.
“We see, digitised transactions for any type of business completely online, from start to finish, in a secure environment for anyone, anywhere, a strong space to invest and are excited to welcome Leegality to the growing MA Network portfolio,” she added.
The legal documentation market in India is estimated at a $4 billion.
Other legal tech competitors which are gaining prominent in India are LawRato, VakilSearch, NearLaw, LegalDesk, Lawyered, E-Weblog, iProbono, and Nyaaya.


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Gourmet burgers and craft beers will be among the menu items at The Burg & Barrel, set to open in Overland Park in mid-February.
Jake Chappelow, co-owner of Bar West in Shawnee and Conroy's Public House in Overland Park, and Amanda Chambers, who has been in the area restaurant and bar business for a dozen years, are partners in the new restaurant and pub which is opening in a space that formerly housed The Peanut on 76th at 7042 W. 76th St. The space is being extensively remodeled and will have a dozen beers on tap, including several beers by Boulevard Brewing Co. A Feb. 15 opening is planned.
The Burg & Barrel will be open daily from 11 a.m. to 2 a.m. serving lunch and dinner, along with a hoppy hour menu.
To reach Joyce Smith, call 816-234-4692 or send email to email@example.com. Follow her on Facebook and Twitter at JoyceKC.


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After analyzing over 15 million used car sales from January to August of this year, we found some surprises in the luxury car sales numbers presented. When expressed as a percentage of overall used car sales in each state, there are some interesting numbers found in some parts of the country.
Top 10 States with the Largest Share of Used Luxury Cars
|Rank||State||% Luxury||Median Income Rank|
The number one state for used luxury car sales is New Jersey, where almost 26 percent of used vehicle sales are luxury makes. California is a close second at 24 percent and Connecticut is right behind that at almost 22 percent. Judging by average income, though, these top three states are no surprise as they are in the top five states nationally for median income.
The median income in New Jersey is $69,825, making it the second-highest in the country after Maryland. What makes for a surprise, however, is that Maryland, which ranks as the highest income in the country, is tenth on our list of Top 10 Used Luxury Car Sales States, tying with Virginia. Virginia being that low on the list is also a surprise given that it’s median income ranks it as number seven in the country. Others on the list, such as Hawaii and Massachusetts, are also ranked 8 and 5 (respectively) for median income.
The other surprises come from states whose median income as far lower, but where either perception of status or a wide income divide seem to play a key role in used luxury vehicle sales numbers. Number four on our list of top states for used luxury vehicle sales is Florida, whose median income is only 37th in the nation – far below the national average. Georgia, which is number eight on our list for used luxury sales, is 33rd in the nation for median income. The ranking of these states is a conundrum.
Likewise, other states where incomes are far higher are not on our top ten list. The District of Columbia, for example, ties for the number four spot in median income but doesn’t appear in our Top 10 Used Luxury Car Sales States at all. Neither does Minnesota or Alaska, both within the top ten for median income.
Our suspicion is that cultural ideals make all the difference here. In Alaska, for example, many vehicles are parked for a good portion of the year due to weather constraints and Alaska, while it has a booming tourism industry, does not have the number (per capita) of dual residency homes (those who live there part time) as do many other states. California and Florida, for example, lead the nation in that regard (per the Census data) and both are in our top five states for used luxury vehicle purchases. Maryland, on the other hand, has far fewer (per capita) dual residents and is on the bottom of our used luxury vehicle buyers list.
There is also a difference in population makeup in different portions of the country. In some ethnic cultures, what the U.S. market considers to be luxury vehicles, including makes such as Mercedes-Benz and BMW, other global cultures do not consider luxurious. We note that states in our top five for used luxury car purchases are states with a high mix of ethnicity. That very likely plays a role in these sales percentages.
Turning to the new car market, we wrap up by noting that although used luxury car sales are very high, making up a quarter of the market in some states, new luxury vehicles as a whole are seeing a sales downturn nationally. This shows that the used market may be gaining traction as the go-to place to get a luxury vehicle right now.


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|By PR Newswire||
|January 7, 2013 04:30 AM EST||
DALLAS, January 7, 2013 /PRNewswire/ --
According to a new market research report of "Global Capacitive Sensors Market (2013 - 2018) By - Sensing Applications (Touch, Motion, Pressure, Proximity); Devices (Touchpad, Buttons, Slider, Screens); Verticals (Factory Automation, Medical, Consumer Electronics, Automotive), 2013-2018" published by MarketsandMarkets (http://www.marketsandmarkets.com) is expected to grow at a CAGR of 15% from 2013 to 2018 and reach $17.89 billion in 2018.
Browse 104 market data tables with 49 figures spread through 280 pages and in-depth TOC on "Global Capacitive Sensors Market (2013 - 2018) By - Sensing Applications (Touch, Motion, Pressure, Proximity); Devices (Touchpad, Buttons, Slider, Screens); Verticals (Factory Automation, Medical, Consumer Electronics, Automotive)"
Early buyers will receive 10% customization on reports.
The capacitive sensor is one of the booming sensing technologies in the sensors industry. Capacitive sensors are continuously replacing other sensors in different applications that are used in various industry verticals. The report covers all the major applications of the capacitive sensors; namely touch sensing, motion sensing, position sensing, and capacity measurement applications.
In different industry verticals, different capacitive sensing applications are used. The report also covers the major industry verticals like consumer electronics sector and non-consumer electronics sector. The non-consumer electronics sector is further segmented into commercial and factory automation industry. The sub-segments of each and every sector are also described in the report. Capacitive sensors are penetrating in the overall market of level sensors, flow sensors, and position sensors. The penetration rates of the capacitive sensors along with the total available market for each application are discussed in the report.
Smartphones and tablets market is expected to boost up the sales of the capacitive touch sensors market in the present sensors industry. Reducing price of the other similar technologies like gesture recognition is expected to be a major threat for the capacitive sensors market. Various other drivers, restraints and opportunities for the capacitive sensors market are also described in details in the report. The market for capacitive sensors is expected to show a linear growth in the subsequent five years because of the continuous technological advancements and improvements in the features of capacitive sensors.
Geographical split for every application is included in the report as the market share of different applications of capacitive sensors varies from one region to another. Food & beverages, pharmaceuticals, petroleum, oil & gas are some of the major industries which are expected to take a hit in the capacitive sensors market in the coming years.
This report describes the overall market into four major geographical segments, namely, North America, Europe, APAC, and ROW. All the four major regions are further segmented into the major countries. APAC is the market leader in the overall capacitive sensors market; followed by North America and Europe. In ROW, Middle East, and Africa are the largest contributors.
MarketsandMarkets is a global market research and consulting company based in the U.S. We publish strategically analyzed market research reports and serve as a business intelligence partner to Fortune 500 companies across the world.
MarketsandMarkets also provides multi-client reports, company profiles, databases, and custom research services. MarketsandMarkets covers thirteen industry verticals; including advanced materials, automotives and transportation, banking and financial services, biotechnology, chemicals, consumer goods, energy and power, food and beverages, industrial automation, medical devices, pharmaceuticals, semiconductor and electronics [ http://www.marketsandmarkets.com/semiconductorand-electonics-market-research-87.html ], aerospace & defence and telecommunications and IT.
We at MarketsandMarkets are inspired to help our clients grow by providing apt business insight with our huge market intelligence repository. To know more about us and our reports, please visit our website http://www.marketsandmarkets.com.
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Aug. 30, 2016 07:15 PM EDT Reads: 341
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Aug. 30, 2016 06:15 PM EDT Reads: 367
DevOps at Cloud Expo – being held November 1-3, 2016, at the Santa Clara Convention Center in Santa Clara, CA – announces that its Call for Papers is open. Born out of proven success in agile development, cloud computing, and process automation, DevOps is a macro trend you cannot afford to miss. From showcase success stories from early adopters and web-scale businesses, DevOps is expanding to organizations of all sizes, including the world's largest enterprises – and delivering real results. Am...
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Traditional on-premises data centers have long been the domain of modern data platforms like Apache Hadoop, meaning companies who build their business on public cloud were challenged to run Big Data processing and analytics at scale. But recent advancements in Hadoop performance, security, and most importantly cloud-native integrations, are giving organizations the ability to truly gain value from all their data. In his session at 19th Cloud Expo, David Tishgart, Director of Product Marketing ...
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KT to commercialize VoLTE
By Cho Mu-hyun
Mobile carrier KT announced Tuesday that it will commercialize its voice over long-term evolution (VoLTE) service in October.
Current voice calls are all transmitted through third generation (3G) networks but will use LTE networks once the service starts, allowing better quality and faster connectivity, company officials said.
KT, though last to establish LTE services among the nation’s three mobile carriers, was the fastest in building a nationwide network. It was completed in March and took a mere four months to complete compared to the year for its rivals.
The company is also in an advantageous position with its accumulated knowhow in 3G services such as WiBro to provide uninterrupted connectivity for areas with a poor signal or users on the move. As the No. 1 provider of fixed-line services and 3G prior to the launch of LTE, KT is the most financially stable among its competitors.
“Consumers want high quality images and videos, not just texts.” said Pyo Hyun-myung, president of the company’s mobile business, at a press conference at Olleh Square in Gwanghwamun, Seoul. “We conducted a survey of what consumers wanted and the results indicated more data availability, better call quality and faster connectivity.”
“We have taken these demands into consideration, and will provide the fastest LTE network.”
KT currently has 1.4 million LTE subscribers with a goal to secure 2 million by the end of the year. According to officials, the company has already sold 700,000 LTE handsets this month, and considers its target as virtually achieved.
Pyo also took the opportunity to boast of achieving the highest network speed among carriers, boasting that his company would crush rivals if a speed test was conducted by the Korea Communications Commission or Fair Trade Commission. He also slammed LG Uplus’ demand to share a frequency bandwidth, saying “maybe in the 5G era. It should have asked before starting construction of its LTE network.”
Pyo also announced that it will apply multi-carrier technology, which uses two bandwidths, a 1.8 gigahertz and a 900 megahertz one, to ease data traffic. Carrier aggregation, or combing bandwidths, will be applied from the third quarter next year to further increase connectivity speed.
Multi-carrier technology will start consumer testing on July 23, and spread nationwide starting with the Seoul metropolitan area.
A Rich Communication Suite (RCS), which will allow voice and video calls, short messages, chatting and data transfer simultaneously, is slated to start in October.
The company’s competitors have all revealed outlines of their VoLTE services and given a rough commercialization date. SK Telecom and LG Uplus, first and second in LTE subscriber numbers respectively with 3.5 million and 2.9 million, have both stated that they will start in September. SK said RCS will start in August, while LG did not release a concrete date.
Originally slated for release near the end of the year, the launch date has been pushed forward as mobile carriers face stalling profits from market saturation and competing in new services like free Internet calls.
KT also announced a new fee for the current LTE services in a roll over policy that will allow unused voice call time to automatically carry over to the next month. It is the first among telecommunications companies to do so for LTE.
The main issue surrounding VoLTE is the fee. None of the three firms have revealed the price for the future service, though they estimate it will only be slightly higher than voice calls.
Broadband providers here are betting hard on increased subscribers for LTE networks, which cost billion of won to build, and marketing costs that led them to expect their worst-ever operating profit for the second quarter.
All three carriers are developing multi-carrier technology. Their shared goal is to eventually apply carrier aggregation in which bandwidths will be combined, allowing download speeds of up to 150 megabytes per second.


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It’s hard to imagine there is market demand for yet another new flavored vodka. The number of SKUs is staggering and there’s no end in sight. According to several industry sources, the popularity of flavored vodkas is soaring. Between 2010 and 2012, volume increased 38 percent. Of the 171 vodkas introduced in 2012, 122 were flavored. Experts say 2013 will be another banner year.
So, where do these flavor ideas come from? While many are concocted first as drinks in bars and restaurants, more and more distillers are hiring food scientists and researchers to develop new flavors. According to industry watchers, fruit flavors are seen as perennially popular, the recent “indulgent and sweet” trend is now giving way to spicy hot and herbal.
Truth be told, flavor trends are coming from everywhere. Color chips? Yes, the lime flavor trend started when the Color Institute identified a lime-green color pantone color as coming into favor, er flavor. Some trend spotters look to cultural anthropology, global trends and even art. Growing interest in Latin cuisine and an increasing Hispanic population are driving flavor choices in theU.S.
The race to win legal age Millennials is also driving flavor trends. This group grew up with a more global outlook and are said to have a more exotic palate. But, they’re both global and local, they like buying worldly fare at Whole Foods and Trader Joe’s, but they’re also drawn to locally grown co-ops and farmer’s markets. So, watch for more “local” sourcing to become a trend – perhaps not sourced down the street, but ingredient origin is important to them.
The newest twist? Absolut Tune, a sparkling fusion of premium vodka and New Zealand Sauvignon Blanc: Spirits flavored vodka. Absolut led the way with one of the first vodka hybrids. Introduced in eight markets in October 2012, it is now distributed nationally and considered a huge success.
Absolut senior marketing manager Shefali Murdia says Absolut Tune gives consumers a sparkling drink with the extra oomph of vodka, creating an entirely new category in the overcrowded flavored vodka space. The new hybrid was inspired by consumers tired of the tried and true and looking for the next new thing. And, others are quickly jumping in. In fact, just last month Exclusiv Vodka launched its brandy flavored vodka, XO Napoleon in eight states.
What’s next? Well, Absolut just introduced cilantro flavor. Perhaps cardamom vodka is on the horizon!


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Super Mario Run opens pre-registration for Android users; to be out soon
Nintendo's latest game Super Mario Run looks to be out soon for Android users as it starts pre-registration.
Nintendo's Super Mario Run for Android devices is expected to be released soon. The company has now allowed Android users to pre-register for a notification as to when the game will be out.
In a tweet Nintendo said, “Attention Android users: Pre-register now to be notified when the official Super Mario Run is available on Google Play.”
The setting up of a pre-registration for Android users means that the launch could be sometime soon. There is already a Super Mario Run page set up on Google Play.
Recently Nintendo President Tatsumi Kimishima told a Japanese newspaper confirmed Super Mario Run for Android will be available next year. The company will also be launching two to three smartphone games a year from 2017 onward.
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MASKargo and Ethiopian form cargo partnership for Kuala Lumpur operations
08 / 04 / 2020
MASkargo has announced Ethiopian Airlines as its new business partner for its operations at Kuala Lumpur International Airport.
The two companies will partner on a weekly service that will utilise Ethiopian Cargo’s Boeing 777 freighters on the route: Brussels—Dubai—Kuala Lumpur—Brussels.
Speaking about the new partnership, Ibrahim Mohamed Salleh, MASkargo chief executive, said: “The MASkargo team is happy to welcome Ethiopian Airlines as part of our family.
“This exciting partnership, while supplementing our own services, will help us in expanding our reach into Europe thus offering our customers options for their cargo movement.”
This week, Ethiopian Airlines freighter flight ET3638 (pictured) — the first flight from the new partnership, which had flown in from Dubai with 96 tonnes of cargo — was greeted at the air side by Jamaludin Ismail, MASkargo’s operations general manager, and other MASKargo associates.


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Square Enix announced a release date for Kingdom Hearts 3D: Dream Drop Distance in Japan today — the game is slated for release on March 29th, and will get its own special limited edition Nintendo 3DS bundle as well. Here’s what the special 3DS looks like.
While a price for the 3DS bundle hasn’t been announced yet, the regular edition of the game will cost 6,090 yen. The first-print run will come with a Dream Eater AR card that can be used to unlock a rare Dream Eater within the game.
Square Enix will also release a Kingdom Hearts 10th Anniversary Box, although they haven’t said what will be inside it or announced a price for this collector’s item.


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Survey shows that consumers are showing strong interest in mobile commerce but remain concerned regarding security
Bain & Company, a global management consulting firm, has released the results of a new survey that focuses on mobile commerce. Throughout the world, mobile shopping and payments have become quite popular among consumers. These people tend to be quite reliant on their mobile devices, using smartphones and tablets quite frequently in their daily life. The survey from Bain & Co. accounts for 25,000 respondents across five countries and aims to shed light on how their view mobile commerce as it exists today.
Consumers show they are somewhat unwilling to make mobile purchases in a physical store
According to the survey, more than half of respondents noted that they were aware of mobile payments. This awareness is highest in Western Europe, where 70% of respondents noted that they knew what mobile payments were and how to make a payment from a smartphone or tablet. While awareness is high, only a quarter of respondents to the survey said that they were willing to make mobile payments in stores. Online payments were considered more attractive and many respondents suggested that paying online from a mobile device was more secure than using a device in a physical store.
Security concerns prevent many people from participating in mobile commerce
Security is one of the most significant challenges that face the widespread adoption of mobile commerce today. Many consumers are worried that by participating in mobile commerce their financial information will be exposed to exploitation. While consumers are concerned for the security of their financial information, the survey shows that as much as 27% of respondents were willing to make a mobile payment in-store.
High profile crimes keep people wary of mobile commerce and shopping in general
Mobile commerce is becoming more accessible, but ongoing concerns regarding security are likely to inhibit widespread adoption for some time. Some of the security concerns that consumers have are somewhat misguided. These concerns are, however, augmented by recent spates of high profile data theft and hacking. Such events tend to spark serious doubt on mobile initiatives.


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The recent and upcoming IPO push would help add $400 billion to the overall market capitalisation over the next three years, Goldman Sachs said in its latest report. The estimate follows a surge in IPO activities in the past months. Companies have been able to raise $10 billion from public markets since the beginning of the year which is greater than the money raised three years prior.
The North American banker expects the IPO pipeloine to remain robust over the next 12-24 months. It adds, the number of 'unicorns, which refers to companies having a valuation of US$1 or above have spiked in the country in recent years. This was made possible by rise of the internet ecosystem, availibility of private capital and favourable regulatory enviornment. "We estimate nearly USD 400 billion of market cap could be added from new IPOs over the next 2-3 years. India's market cap could increase from USD 3.5 trillion currently to over USD 5 trillion by 2024, making it the 5th largest market by capitalization," the report stated. This could make India the fifth largest country in terms of market capitalisation ,surpassing United Kingdom and the Middle East.
Last week, India surpassed France to be the country with the sixth highest market capitalisation.
Indian equity indices are believed to be the oldest in the region. The average listing age exceeds 20 years and is held largely by old-economy sectors. However, the report states, with the recent IPO surge, the new economy sector's exposure could rise from the present 5 per-cent to 12 per-cent (at 50 per-cent float) and 16 per-cent (full inclusion) over the next 2-3 years.
Online restaurant aggregator Zomato IPO-ed recently with many online or app-based service providers such as Paytm, Ola and Flipkart in the waiting.
"Investors can find attractive return opportunities, as long as they don't overpay for growth, as evidenced by significant outperformance of China's new economy stocks over the past decade. Financial intermediaries may have substantial revenue opportunities from growth in issuance-related activities," it added.
What particularly provides optimism to the 'new economy' is the increased telephone subscriber base. As per the latest available data from TRAI, telephone subscribers in India increased from 1,198.50 million at the end of May 2021 to 1,202.57 million at the end of June-21, a monthly growth rate of 0.34%
India's tariff charges are the amongst the cheapest in the world. The COVID-19 pandemic obligated transition of services such as buying essentials and grocery, education and digital payments to the online world.
(With inputs from PTI)


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Mohawk’s engineers have devised a process that allows the mill to continue creating sheets using rapidly renewable resources. The fibres Mohawk has chosen for its line are all annual crops, which regenerate in a year or less. By using scraps that would’ve otherwise been disposed of, Mohawk is reducing waste and pollution while creating something beautiful.
‘The introduction of Mohawk Renewal represents a new chapter in our environmental story,’ said Chris Harrold, Senior Vice President of Marketing at Mohawk. ‘We see this as a journey of a thousand steps, and with each step, we make progress toward a more sustainable future.’
Mohawk was among the first paper companies to experiment with post-consumer recycled fibres in the 1990’s. In the 2000’s, it embraced responsible virgin fibre sourcing, obtained Forest Stewardship Council (FSC) chain of custody certification and became the first in its industry to use renewable wind power. Mohawk Renewal grew from a desire to redefine the contours of fibre sourcing by rediscovering legacy materials like hemp, straw and cotton rag — in essence, looking to the papermaking methods of the past to chart a more sustainable future for the industry.
‘Mohawk Renewal is an expression of our ongoing commitment to environmental leadership in our industry and our community,’ said Melissa Stevens, Chief Revenue Officer at Mohawk. ‘In developing this portfolio, we have embraced new technology, new supply chains, and new uses for raw materials. We’re proud to take on the risks and challenges of being the first to bring truly sustainable fine papers to market.’
The Mohawk Renewal portfolio includes:
Hemp fibre was an agricultural staple in Colonial America, used extensively in the manufacture of fabric, rope and paper. Then it was outlawed in the 1930’s. Today, depression-era laws have been rolled back and the CBD and cannabis industries are growing rapidly — which means hemp farming is, too. But the infrastructure for its processing is still in its infancy. By driving demand for hemp fibre production, Mohawk is playing a leading role in helping this exceptional material take hold as an everyday resource once again. Those in the CBD and cannabis packaging industries have already demonstrated that they are ready to embrace hemp-based papers as a way to amplify their brand messaging and express a commitment to sustainability.
Mohawk Renewal Hemp papers are available in three shades: Clean White, Fibre White and Flower, a natural green. Each shade contains 30 percent hemp fibre blended with post consumer paper waste and/or responsible virgin fibres. These fibre blends give each basis weight the ability to perform across printing processes and end-use applications.
Straw is a byproduct of wheat farming that is typically disposed of as waste. Every year, thousands of acres of this rapidly renewable fibre are either burned off or plowed under, contributing to CO2 emissions and soil erosion.
Now that impact is being mitigated by harvesting straw for paper pulp. Mohawk Renewal Straw is made using straw fibre harvested by Columbia Pulp in Eastern Washington, where they have built a new mill to process straw fibres into viable paper pulp. Blended with responsibly sourced wood fibres, Renewal Straw has been engineered to perform on every press platform Mohawk serves today, from letterpress to digital and offset.
Each sheet of Mohawk Renewal Straw tells an origin story. Both Harvest White and Wheat shades take their cue from the 30 percent straw fibres used in each sheet. With subtle fibre inclusions, these papers are unique in the market.
Cotton textiles have been recycled to make paper for centuries. In fact, it was the primary paper technology before wood pulp took over. Strong yet soft, cotton fibres make beautiful paper. Mohawk Renewal Recycled Cotton uses two sources for its cotton fibre: white T-shirts and blue denim. By making the most of these waste materials as a new pulp source, Mohawk is taking pressure off landfills while making fine paper with a story.
Both shades of Mohawk Renewal Recycled Cotton are a direct reflection of their input materials. T-Shirt White is unbleached white and pure cotton textile waste, while Denim is made from 30 percent denim thread and 70 percent cotton T-shirt textile.
To submit your news please, contact firstname.lastname@example.org


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Tesla says it should flip Shanghai into “the world’s largest automobile export hub” with a brand new manufacturing facility able to producing 450,000 electrical autos per 12 months, subsequent to the present plant.
Gigafactory Shanghai is an enormous success for Tesla and enabled the automaker to develop at a powerful fee through the pandemic whereas the remainder of the auto trade slowed down.
Final 12 months, CEO Elon Musk disclosed that Gigafactory Shanghai has now surpassed Fremont Manufacturing facility in manufacturing capability, and Tesla has made the Chinese language manufacturing facility its new primary export hub. The manufacturing facility appeared unstoppable, till it was shut down for many of final month as a result of critical COVID-19 restrictions in Shanghai.
Tesla lastly managed to restart manufacturing just a few weeks in the past, and now we realized that it acquired vital assist from the native authorities.
In a letter that Tesla despatched to authorities on Might 1 and obtained by Reuters, the automaker thanks native authorities in Shanghai’s Lingang Particular Space for his or her assist in transporting greater than 6,000 staff and doing disinfection work to reopen Gigafactory Shanghai.
The town reportedly offered buses to assist carry the workers to the office and function in a “closed-loop” system with staff sleeping on the plant.
Extra apparently, Tesla talked about within the letter the brand new manufacturing facility that they’re constructing subsequent to Gigafactory Shanghai and confirmed that they plan to construct Mannequin 3 and Mannequin Y autos there. In response to the letter,
The corporate will construct a brand new plant on close by land in the identical space, which is poised so as to add an annual capability of 450,000 vehicles, together with Mannequin 3s and Mannequin Ys, turning into “the world’s largest automobile export hub.
Again in February, there have been a number of indications that Tesla deliberate to make use of the land subsequent to Giga Shanghai to construct both a model new manufacturing facility or a serious enlargement to the present plant.
There’s no clear timeline for the enlargement, however it appears like it should carry Tesla’s capability in Shanghai to 1 million vehicles per 12 months as soon as accomplished.
It is a wild enlargement.
Together with Giga Shanghai, Tesla can be concurrently planning an analogous capability in Berlin and Texas, however the firm plans to additionally begin with a capability of 500,000 autos per 12 months at every manufacturing facility. We’re speaking about 1.5 to 2.5 million autos of annual manufacturing capability to be added within the subsequent two to a few years.
That’s why I believe Tesla goes to maintain its lead in electrification for the foreseeable future. If it actually can construct the provision chain round that capability, Tesla could have an EV manufacturing capability of greater than two million autos by the tip of subsequent 12 months.
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Editors are becoming much more comfortable about publishing in both newsprint and on screen. Concerns about cannibalisation are diminishing as editors come to recognise the complementary nature of online and offline content.
That's one of the key findings to emerge about the state of newspapers' online operations in a new study, entitled Paid content strategies for news website: An empirical study of British newspapers online business models, published in the journal Journalism Practice.
The research into the business models of British newspapers' online operations was carried out by Neil Thurman and Jack Herbert of London's City University. (Declaration of interest: I teach at the university). They interviewed the editors or managers of all the UK national newspaper websites, plus The Scotsman and London Evening Standard.
One of the other fascinating discoveries is the change of mind by editors who once supported the practice of charging for editorial content. According to the authors, those papers currently charging for news stories and columnists - such as the FT.com and Independent.co.uk - now see the virtue of dropping the pay walls. Archive content is also being freed up to make sites, such as Timesonline, more visible to search engines.
The authors argue that the move towards more free content is a reflection of the demand for traffic in a buoyant advertising market. Although they have confirmed that advertising is the main online revenue stream online, accounting for at least 90% of total revenue in some cases, other revenue sources are growing. The most obvious examples are online services and commercial partnerships. For example, revenue from this area is growing by 20-30% a year at the GuardianUnlimited and telegraph.co.uk, contributing close to a third of the total profits.
Other findings: digital editions are only providing marginal revenue streams and see them as an imperfect technology (no surprise there); email services are a growing area and editors are excited about their future revenue potential; all editors recognise the need to diversify revenue streams, and to expand commercial services. (You need to keep in mind that these are online editors. I'd guess that the editors themselves would be unlikely to be so candid about commercial aspirations).
Anyway, despite the need to obtain a subscription to read the whole study, it's worth reading in detail. It clearly shows that online journalism is being taken more seriously than ever before, especially by the people who really count... our readers.


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Production on 'Detective Pikachu' Epic Set for 2017
July 21, 2016
Legendary Entertainment has won a spirited bidding war and acquired the rights to create a live-action film based on the long-lived (and recently reinvigorated) Pokemon franchise.
Boosters, Elite Trainer Box, and More for 'Pokemon Trading Card Game'; Images Unveiled!
July 24, 2020
The Pokémon Company International announced Champion’s Path, the latest expansion for the Pokemon Trading Card Game, set to hit retail stores on September 25.
A Treasure Chest Packed With Goodies for 'Pokemon TCG' Fans
September 3, 2020
The Pokemon Company International revealed Pokemon TCG: Fall 2020 Collector Chest for release on November 13.
Hammer Drops at a Whopping $360,000
November 20, 2020
Heritage Auctions sold a sealed Pokemon 1st Edition Base Set Sealed Booster Box at auction for a whopping $360,000.
'Pokemon TCG' Expansion Coming in March; New Card Images Included!
December 15, 2020
The Pokemon Company International announced that Sword & Shield: Battle Styles will be releasing on March 19, 2021.
Column by Scott Thorne
January 17, 2021
This week, Scott Thorne offers some thoughts on the current Pokemon craze, and on a recent promotion.
Pokemon Bigger than Star Wars
May 8, 2001
In its first quarter report issued late last month, Hasbro reported a quarterly loss of $25 million, far worse than Wall Street estimates, and attributed the shortfall to rapidly falling sales of the Pokemon CCG.


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China issued 4.89 million certificates of origin, commercial certificates and other certificates in connection with the Regional Comprehensive Economic Partnership (RCEP) from January to November in 2022, up 4.69 percent compared with the first half of the year, a spokesperson of the China Council for the Promotion of International Trade (CCPIT) said at a press conference on Tuesday.
The certificates helped to cut about $9 million worth of tariffs on Chinese goods, reflecting the strong momentum for growth that the RCEP has played in supply chain stability between China and the RCEP members, experts said.
The total value of certificates of non-preferential origin issued by the national trade promotion system was $325.41 billion, a year-on-year increase of 17.26 percent. The value of preferential origin certificates was $55.97 billion, a year-on-year increase of 32.1 percent.
In the first 11 months of the year, 16,487 RCEP certificates of origin were issued to 3,062 companies with the overall value of $599 million.
It is estimated that a total of $9 million in tariff cuts or exemptions was achieved for Chinese products in RCEP import member countries, CCPIT spokesperson Yang Fan said at the press conference.
With tariff cuts and other trade facilitation measures, the RCEP has played a key role in bolstering economic and trade ties between China and the participating countries, particularly in Southeast Asia, where China's huge market and resilient supply chain have contributed to the regional economic recovery in the post-epidemic era, Song Wei, professor at the School of International Relations and Diplomacy, Beijing Foreign Studies University, told the Global Times on Tuesday.
In the first 11 months, China's total trade with ASEAN increased by 15.5 percent year-on-year, higher than the overall growth rate of China's foreign trade. China is still ASEAN's largest trading partner, and ASEAN's position as China's largest trading partner has been further consolidated.
"Trade between China and ASEAN continues to grow, which is conducive to the implementation of the RCEP by further reducing the cost of regional trade cooperation, promoting trade facilitation, and deepening regional industry and supply chain cooperation in the region and beyond," Song said.
Despite a resurgence of the COVID-19 epidemic and the complicated global economic situation, the RCEP continues to release dividends and help accelerate the upgrading of regional economic and trade cooperation, experts said.
The Asian Development Bank has raised its estimate of economic growth for Southeast Asia in 2022 from 5.1 percent to 5.5 percent, partially reflecting the RCEP's function in stimulating the regional economy, according to media reports.


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Well, we called it back when Activision leapt onto the stage with Sony at the PS4 presser. This morning's burblings from the rumour mill suggest that EA and Respawn Entertainment's upcoming shooter might well be coming exclusively to the Xbox 360 and its as-yet unannounced successor.
Kotaku reports that Resp.awn's debut will release on Xbox 360 and Durango, and will not be gracing the rival consoles of Sony and Nintendo. Moreover, it will be a multiplayer shooter that requires a permanent internet connection...
According to "two unrelated sources familiar with the game", that is.
Here's a blurb from the report:
"The new game from Respawn is a futuristic multiplayer-centric online shooter, one of our sources says. The source describes the game as a battle of Davids and Goliaths. The Davids are heavily-armed foot soldiers. The Goliaths are the giant exosekeltons—Titans—that these soldiers can pilot. These Titans are big mech-style walkers that move with an agility not seen in games like Mechwarrior or Steel Battalions."
The number of Titans per match will be limited for the sake of balance, and Respawn filed a trademark for the "Titan" name earlier this month.
Elsewhere in the report, it's alleged that the game has been constructed using a modified version of the Source engine, and thus doesn't quite sparkle as much as Battlefield 4. The game will apparently support up to sixteen players, but the developers are also apparently going to be slipping AI drones into the action to make things a more frenetic. Additionally, Respawn themselves are only beavering away on the Durango version, according to the sources. The Xbox 360 will be farmed out to a different studio.
Perhaps most curious, however, is the suggestion towards the end of the report that Microsoft "is as much as six months behind in producing content for the new console, despite an expected late-2013 launch" and that the company has been "aggressively trying to sign exclusive games for Durango". Given Microsoft's incredibly poor history at nurturing in-house talent (compared to Nintendo and Sony), and their predilection for contract-based exclusives, it's unsurprising.
Frankly, the now-confirmed May 21st presser appears to have been so rushed that we wouldn't be surprised if it takes place in a village hall with cardboard cut-out props.
Actually that might be better than Ballmer mincing about a super shiny stage and talking at length about very little.


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(PRWEB) September 28, 2005
YR re-brands Â a declaration of Independents
Mobile specialists YR Media have today announced their intention to re-brand as Indie Mobile to highlight their focus on promoting and distributing music from the independent labels.
YR Media originally started as YourRelease Ltd in 2000, providing online and mobile marketing services for record labels. The company launched award winning agency brand YR Media in 2002, making a strategic decision to focus exclusively on mobile. Since this launch YR has become one of the leading mobile music aggregators in the UK representing over 75 labels and 60,000 tracks.
The company is being re-branded as Indie Mobile following a management buyout by Marketing Director Seth Jackson and a team of private equity investors.
ÂWe have always been a music focused companyÂ says Seth, Âthis re-brand shows our absolute commitment to Independent music and our belief that the 26% market share of the independents can be directly translated into mobile revenuesÂ.
ÂMobile is now a serious revenue stream, a strong content showcase and one of the most powerful and personal methods of marketing communication available. It has taken a long time for the labels to wake up to the potential of mobile but I think that time is finally here and I like to think that we played a part in that education processÂ
Indie Mobile has recently announced mobile deals across 32 territories to distribute realtones, full track downloads, video and ringback tones from labels such as Ninja Tune, Skint, Wall of Sound and Hed Kandi. They licence music from over 70 labels in the UK and run over 40 mobile content portals selling direct to fans on artist and label web and WAP sites.
For more information please contact:
0870 90 90 500


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Out-of-town family footwear retailer Brantano has returned to profit for the first time since 2005 but warned that the current year is “tougher”
The 144-store retailer reported pre-tax profits of £920,000 for the year to December 31, 2010 compared with a pre-tax loss of £4.6m the year before. Sales dipped 2% to £105.4m.
Brantano managing director David Short said: “We are very pleased with the results and it is particularly significant given the climate we are working in at the moment.”
But he said trading this year was “tougher than last year”.
“It is probably the toughest year since I took over this business,” he said. “Footfall is down significantly but where people do shop the conversion rate is up, but not enough to make up for the fall in footfall.”
He said Brantano, owned by Dutch retail conglomerate Macintosh Retail Group, which bought Jones Bootmaker this year, returned to profit largely due to the closure of eight poorly performing stores coupled with better buying strategies and efficiency improvements.
Brantano now sources 70% of its own-label product directly from southeast Asia compared with 10% three years ago, leading to greater cost savings.
Short said Brantano needed to improve its online offer. He said: “Online has been the most disappointing part of our business.”
The retailer, which stocks brands such as, Hush Puppies and Clarks as well as its own-brand, will relaunch its transactional website in mid-August and aims to double online sales within a year after that.
Brantano wants to increase store numbers by 50 over the next three years. This year it has opened two shops, and wants to open a further six to eight, then next year it wants to open 20.
In addition, it refitted 11 of its stores last year, and a further 30 in the first half of this year. Short said around 40% of the portfolio has been refitted and he expects all stores to have undergone a refit by 2013.


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At the beginning of this year, it seemed to us that smartphone manufacturers will not surprise us any more, but they once again managed to turn the notion of their favorite gadget
Mostly, they worked on two issues – the transition to full screen models and the development of artificial intelligence, writes Samuel Gibbs for The Guardian .
In particular, the Samsung Galaxy S8 novelty presented in spring had a minimized front panel and, correspondingly, a much larger screen with the same size of the device itself.
Trend supported in Apple, releasing in November full-screen iPhone X. Although the screen is recognized as the most perfect in the history of the brand, the experience of cloudless can not be called. After all, as the tests showed, the device is, however, the easiest to break.
Despite justified fears, experts predict full screen long future. Like, next year the demand for such models will increase significantly, which means that the novelties-2018 will also work on a full screen.
THINK WITHOUT INTERNET
A much more interesting trend is the use of artificial intelligence.
The head of the research department of the Norwegian telecommunications company Telenor Tel Sandberg claims that in 2018 machine learning will continue to develop when machines form the algorithms of action, based on their own experience. Next year, artificial intelligence will analyze giant data sets that will affect a wide range of topics from health care to energy, the Channel News Asia researcher quotes. It would be appropriate to talk about the intellect of version 2.0.
In addition, according to Sandberg forecasts, the use of artificial intelligence will cease to be the prerogative of Internet giants, and in the smartphone market in general will become a condition for survival.
“We come to a point where the quality of the photos is already so good that the buyer starts to focus on additional options,” – said Google vice president Mario Kueiroz.
It is logical that now the primary task of manufacturers is to make gadgets faster and smarter.
For example, one of the simplest technologies that is being actively developed now is “smart” word selection. In particular, companies plan to offer variants of meanings when typing text. And not by the already existing principle of T9, but by the logic of machine intelligence. So, if most often the word “palace” is combined with “Buckingham”, or the user is in the immediate vicinity of the building, after entering the first word, the smartphone should logically offer him a second one.
With the appropriate settings – for example, immediately redirect the user to the account of Buckingham Palace in the social network.
The cardinal innovation is that it will not be Google or another server, as before, but, in fact, the “intellect” of the device itself. So, you can receive the necessary information and prompts without access to the Internet. That is faster and safer, because personal data does not go beyond the operating system of the smartphone.
“Speed is the determining factor, but confidentiality is also important, we need to work on increasing the list of opportunities that can be realized exclusively on the device,” says Kuyroz.
As an example, the Now Playing option is displayed on the Google Pixel 2 smartphone. So, the program operates on its own database, which allows you to find the selected melody, and Google uses the search engine only if the user needs more information about the song.
By the way, artificial intelligence can even make a perfect photo. In particular, a subsidiary of Huawei Honor in December released a smartphone Honor View 10, said The Verge . The artificial intelligence of the device “works” with the scenery in which the user wants to be photographed. In particular, he himself “directs” the ideal frame.
Another popular technology is animated smileys. The device tracks the expression of a person’s face in various circumstances, and then creates a cartoon character with a similar facial expression. Option, previously presented in the new iPhone is available in Honor View 10.
Flirting with fans of toys and social networks is not the only thing. According to the forecasts of the research and consulting company Gartner , smartphones will turn into serious tools and even supplant human labor.
In particular, applications can partially replace nurses in a hospital, PCmag accentuates. If earlier the machines only helped to make an appointment and systematize the data, now applications are being designed that determine the patient’s condition and give recommendations.
For the work of artificial intelligence use special chips, which have already released Google, Huawei and Apple.
Also artificial intelligence can make all processes easier and faster in performance, experts predict that the batteries will keep the charge much longer.
There are less unequivocal predictions. In particular, according to analysts TheNextWeb Android, which holds more than 84% of the market, will retain, and possibly strengthen the position. In turn, competition with IOS will traditionally continue to accelerate the development of both systems. In particular, after Apple, other companies have begun to introduce pleasant technologies like wireless charging and water resistance.


text: I see from the Independent this morning that the owner of Southpoint Mall has declared bankruptcy. It says their malls will continue to operate while they reorganize. I don’t really know, but it seems to me that SouthPoint seems to be doing ok. At the very least, it’s always hard to find a parking spot there. It looks like mall performance wasn’t what did the company in, but rather that they financed their growth using short term loans and were unable to roll over the debt into new loans. So, now, they’re looking to sell malls to pay off their debts. Here’s hoping that a buyer for SouthPoint can be found soon.


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Michigan stores can start accepting bottle, can returns immediately
DETROIT Michigan stores can start accepting bottle and can returns, effective immediately, according to state officials. Bottle and can returns have been shut down in Michigan due to the ongoing coronavirus (COVID-19) pandemic. All supermarkets with bottle return machines are required to start accepting returns by June 15, but the Michigan Department of Environment, Great Lakes, and Energy announced Friday that stores can start doing so immediately. Establish special or limited hours of operation for bottle returns. Periodically close bottle deposit facilities as needed for cleaning and supply management.


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We would all love to own an invisibility cloak. But new research suggests that if they do ever exist they won't be perfect: They will be more like Predator, less like Harry Potter.
Tagged With invisibility
Scientists now have a way to method of cloaking something very small, making it effectively invisible. But what if scientists and engineers created a much larger version? What if we all had access to invisibility cloaks?
AVG is a name well-known in the Windows world for its decent and free anti-virus software, but the company is apparently looking to expand outside of just software and protect people's privacy in the real world now. At Mobile World Congress, AVG is demoing a concept pair of glasses that both foil facial recognition software, and make it difficult for someone to snap a photo of your face.
Invisibility is perhaps the most ubiquitous of sci-fi dreams: Spy movies, video games, and classic cartoons all tantalise us with this trick. Researchers at the University of Rochester still haven't unlocked the secret to that elusive invisibility cloak either, I'm afraid. But they made a very cool optical illusion that looks the part.
The last time Keio University was in the news it was for a prototype wearable cloaking device developed by a team of researchers at the school. A decade later you still can't go out and buy one, but the research has inspired another brilliant use for the technology — invisible car interiors that let you see everything outside when backing up.
Mercedes claims that its new fuel cell technology results in vehicles with no omissions, so it's as if they're invisible to the environment. And to drive this fact home, literally, they created a vehicle that was invisible to everything else.
Hiding behind a life-sized negative of yourself won't actually turn you invisible. But researchers at the University of Texas at Austin have figured out how to use that same idea to make real-world objects vanish when shot with microwave energy.
What a preposterous world we live in, where developments in invisibility cloak tech are common enough to draw yawns. Fine, you unmovable automatons, how about a time cloak? Is that something you might be interested in?
The Invisibility app is indeed magical. It takes a mediocre camera on your iPad 2 and turns it into something incredible.
Watch very closely as the camera pans around this landscape and try to locate the horde of soldiers - 20? 30? - hiding in plain sight. Apparently, some people in the military need no stinking magic cloaking technology to become invisible.
Invisibility cloak project is back on! It's from a different team of scientists that were using silver-plated nanoparticles in water though, with these latest Harry Potter enthusiasts using photonic metamaterials to change light rays.


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[Hong Kong, July 9, 2018] – Honor, the trendsetting, young smartphone e-brand, introduced GPU Turbo, a revolutionary graphics processing acceleration technology in Beijing in June. The ground-breaking technology received recognition from a range of global media outlets, who were impressed with GPU Turbo’s capability to boost performance and its energy consumption efficiency.
"Better graphics performance usually comes at the expense of battery life, but not anymore. GPU Turbo delivers dramatically better gaming performance while also reducing power consumption," said Mr. George Zhao, President of Honor. "We're honored that our innovation has been so well-received by reviewers and journalists around the world."
GPU Turbo is a hardware-software integrated graphics processing acceleration technology. It reconstructs the traditional graphics processing framework at a lower-layer system, greatly enhancing the user experience. The technology improves graphics processing efficiency by 60% while reducing SoC (System on Chip) energy consumption by 30%, upending the traditional trade-offs between smartphone performance and energy consumption. GPU Turbo will particularly benefit users who play mobile games that demand high graphics processing efficiency, enhancing performance and optimizing users’ gaming experience dramatically.
This new innovation by Honor received praise from global business and technology media. South China Morning Post, an influential business newspaper based in Hong Kong, highlighted that “Huawei (Honor) makes play for mobile gamers with ‘turbocharged’ technology that beats all Android competitors, as well as Apple.” Android Authority, a US-based top-tier international technology news site, was similarly impressed, “Game longer, better with Honor’s new GPU Turbo tech.” T3, a top-tier technology media outlet based in the UK, said, “Honor’s new ‘GPU Turbo’ tech to offer enhanced mobile gaming performance.” Tech Radar, the largest UK-based consumer technology news site, featured, “That’s (GPU Turbo) certainly an impressive feat.” Gizmo China, a famous technical blog, also highlighted that “A revolutionary technology called GPU Turbo that’ll change the way we look at smartphone graphics.”
Media Praise for Honor GPU Turbo
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SAN FRANCISCO (MarketWatch) -- Ford Motor Co. F, -0.12% said Monday it has begun production of dedicated hydrogen-fueled V-10 engines. Detroit-based Ford said it is the first automaker to begin making the engines, which will be used in its E-450 hydrogen-fueled shuttle buses. The buses are scheduled to be delivered to customers later this year, the company said.
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A key measure of profitability at banks' credit card operations plummeted last year to its lowest level in more than two decades, though these units continued to outperform the rest of the industry, according to the Federal Reserve.
The card sector's profitability is coming under pressure from federal regulations issued in December and a law enacted last month. Both are scheduled to take effect next year and will likely shrink the market — and its potential returns.
But even before the government started clamping down, mounting chargeoffs had cut the return on assets at large U.S. "credit card banks" almost in half.
"They'll still be profitable, but far less profitable than what has been enjoyed in the past," said Robert Hammer, the chairman and chief executive of the card advisory firm R.K. Hammer in Thousand Oaks, Calif. The industry continues to suffer from "the difficult economy, which is still troughing up, consumers that are wary [of spending], regulations that are really hamstringing what issuers can do. … It's going to be a tough year."
The return on assets for credit card banks declined 132 basis points from 2007, to 1.43% last year, the Fed said in a report published last week. That's the lowest figure recorded since 1986, a few years before the Fed starting sending Congress an annual report on the profitability of banks' credit card operations. (The Fed defined credit card banks as those "established primarily to issue and service credit card accounts"; observers said that likely includes the card units of larger banking companies.)
"The 2008 rate of return is very low by historic standards; well below the average rate of return of 3.03% since 1986," the report said. "Much of the decline in net earnings can be traced to deterioration in credit quality."
The historical comparison is not exact, the report noted, because the ranks of credit card issuers have expanded and contracted since 1986. (The Fed report was based on data from 18 banks established "primarily to issue and service credit card accounts" with more than $200 million each in assets. At the end of last year, the report said, those 18 banks accounted for roughly 77% of credit card balances on the books of commercial banks or in securitized pools.)
Even after last year's drop in profitability, credit cards continue to perform better than most other parts of the banking sector, according to the Fed. "Credit card earnings have been consistently higher than returns on all commercial bank activities," the report said. For all commercial banks, return on assets plummeted 137 basis points from 2007, to a paltry 0.04% last year, the report said.
Observers said higher-than-average returns are necessary for card issuers to manage the risk of these unsecured loans.
"There's a long history of people who said, 'I'm going to do this, too,' and did it wrong, proving that there's a specialized skill set" to issuing cards, said Leigh Allen, the principal of the New York consulting firm Global Consumer Finance Advisory LLC. "The problem with most other banking products is it's far too easy for others to do, and the barrier to entry isn't there."
He pointed out that the card industry also has some flexibility in its overhead: though collections costs have risen in tandem with losses, for example, issuers have sharply cut back on direct mailings. The Fed report cited a survey by Synovate, a market research unit of Aegis Group PLC, that found direct mailings dropped to 3.8 billion in 2008, down by 1.4 billion from 2007.
Though the Fed report describes "recent regulatory actions" and "recent congressional actions," it does not forecast how they will affect the industry's returns.
Observers have predicted a negative impact, but said Monday that the sector should remain profitable — and will continue to outperform other banking products.
"While the industry is likely to be somewhat smaller and less profitable after new laws are put in place, we still believe credit cards will continue to provide one of the most lucrative returns of the asset classes within banks' portfolios," Sanjay Sakhrani, an analyst at KBW Inc.'s Keefe, Bruyette & Woods Inc., wrote to clients Monday. "From late February onward (when the guidelines of the law are implemented), we think it really comes down to where we are in the cycle as far as the extent of the impact the law will have on profitability."
He predicted that the industry could shrink as much as 20% to 30% from its peak, and estimated that its return on assets could fall by about 50 basis points. In an interview, Sakhrani said the average return on assets for the large issuers (including Citigroup Inc., Discover Financial Services and JPMorgan Chase & Co.) was closer to 2% last year than the Fed's figure. In addition, "provision levels were pretty high as issuers were building up reserves ahead of a deteriorating landscape" at the end of the year, he said. "I think that '1.43' was negatively impacted by that phenomena."
Despite ongoing losses and the new regulations, "the underpinnings of the industry are strong," he said. "You're still able to reprice, maybe not as dynamically as in the past, but there's still a fair amount of utility in the product and consumers are still going to want the product."


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Kylie Jenner’s pout is flawless! At Ulta Beauty in Los Angeles on Wednesday night, the 25-year-old beauty entrepreneur’s illustrious family and friends celebrated her most recent Kylie Lip Kits release.
To celebrate the youngest member of the Kardashian-Jenner clan’s $1 billion company, Kris Jenner, Kim Kardashian, Khloé Kardashian, Kourtney Kardashian, and Kendall Jenner were present at the Westwood celebration. Stormi, Kylie’s 4-year-old daughter, was also there.
Kylie sported a blousy, white unbuttoned shirtdress, loose long sleeves, and a form-fitting shirt, which she accessorized with white, futuristic thick-framed sunglasses and a vivid, huge sequin purse in the style of a lipstick. With an asymmetrical silver top and matching skirt,
wrap-around sunglasses, and a tiny triangular-shaped purse, Stormi proudly mirrored her mom’s mod style. While Kim and Kourtney opted for minimalist all-black looks, Khloé, 38, and Kris, 66, evoked a similar Barbiecore mood in bright pink pantsuits. The Poosh creator, 43, wore a black leather corset top with black jeans, while the Skims entrepreneur, 41,
looked stylish in a black halter top, leather pants, and over-the-knee boots. The 26-year-old Kendall donned a black slip dress with a futuristic cyborg motif and strappy black shoes. As seen on Kylie Cosmetics’ Instagram Stories, the all-pink party offered its attendees drinks, activities, and lots of merchandise.
The lip kit that kick-started it all for Kylie Cosmetics was highlighted at the presentation. Previous iterations of the product were packed in a millennial pink box with the Kylie Cosmetics logo and a lip. a liquid matte lipstick and a pencil.
The product underwent a makeover last year with new packaging and improved formulae that adhere to clean and vegan requirements. Since Coty acquired a 51% investment in Jenner’s cosmetics and skincare companies in November 2019,
the corporation and the entrepreneur (who continues to have creative control over her brands) have collaborated closely to update Kylie Cosmetics. Jenner also disclosed that her daughter would inherit her self-made enterprise if she choose to take the helm in the future at the time of the relaunch. My legacy is Stormi.
She will grow up to be intelligent, compassionate, and ambitious. She could eventually take over Kylie Cosmetics. If she chooses to, “In a special issue of tmrw magazine, Jenner made a statement. Jenner rejected allegations made earlier this month regarding images she purportedly captured inside an Italian cosmetics factory.
The influencer encountered criticism after posting a series of images shot in what looked to be a manufacturing lab in Milan, Italy, that provided her fans a peek at how her well-known cosmetics brand was created.
Fans immediately confronted the celebrity about the photos, asking why she wasn’t using personal protection equipment like gloves, a mask, or a hair net. The self-made millionaire continued,
saying she created the content in “a little personal place” that is “nowhere near the mass manufacturing,” where she also takes images for content and makes “my own fun samples.”


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Feb 20, 2018, 11:59 pm268 ptsAT&T is finally willing to say exactly where you'll see mobile 5G in 2018. The carrier has confirmed that "parts" of Atlanta, Waco and its home turf of Dallas will adopt the standards-based service when it goes live before the end of the year....
The Instagram founders snubbed Mark Zuckerberg in their original goodbye letter Business Insider 139
Instagram’s co-founders are leaving Facebook The Next Web 107
75 banks have joined JPMorgan's blockchain payments 'party' Business Insider 89


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Skoda will unveil the next generation 2015 Fabia towards the end of this year, and possibly at the Paris Motor Show. Production of the new Fabia is reported to start from the fourth quarter of this year at Skoda's Czech manufacturing site in Mlada, Boleslav.
We previously reported that the new Fabia will not use VW's modular MQB platform. Instead, Just Auto reports that Skoda will adapt a new variant of this platform which will fit compact cars the size of the Fabia, Polo and the Seat Ibiza. The architecture is rumored to be known as 'NQV', and the next generation models of the above mentioned cars would also use it.
Skoda's head of development, Dr. Frank Welsch, had earlier revealed that the new Fabia will not change much in terms of its size. Dr. Welsch was quoted saying that the new car would be more attractive in terms of design, while being lower and sporting a wider stance (rumored to be 50 mm wider).
Skoda has acknowledged that the current Fabia traditionally appeals to an older set of audience. The brand aims to balance this by introducing necessary features to give it a 'youthful' appeal.
[Source - Just Auto]


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Bitcoin technology startup Coinkite has announced it is winding down its web wallet in an effort to focus on enterprise hardware products.
The phasing out of the product, Coinkite said in a blog post, will take place over the course of 30 days, after which users logging into the site will automatically have their balances withdrawn. The company indicated there would be an additional process for any unclaimed funds leftover from the transaction.
In interview, Coinkite CEO Rodolfo Novak said that the startup is keen to move away from software, as he indicated resources are being drained at the company by the “amount of bullshit” involved in offering the service.
Novak told CoinDesk:
“We want to write software, not deal with lawyers and DDoSing.”
Novak also cited the high cost of offering reliable free software services as another pain point considered in the transition.
Founded in 2012, Coinkite has long offered prominent developer tools, including API and wallet products that the company once lauded as more decentralized and more privacy-friendly than alternatives.
“One of the main issues with SaaS is all the free users and need support and we want to provide good support. All these


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Fannie Mae boosts size of latest CAS deal
Surging demand for US structured products, MBS in particular, has led Fannie Mae to increase the size of its latest credit risk transfer (CRT) deal to $1.2bn after originally looking to sell $700m-$900m of bonds.
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Shanghai Pharmaceutical Accelerates Retail Restructuring
This article was originally published in PharmAsia News
As part of its restructuring, Shanghai Pharmaceutical (Group) has started consolidating since January its three major pharmaceutical retail companies - Sine Pharmacy, Leiyunshang Pharmacy and Huashi Pharmacy. As the flagship brand, Huashi Pharmacy will serve as the consolidation platform, overseeing Sine and Leiyunshang Pharmacy. Meanwhile, Shanghai Pharma is pumping assets into Huashi to increase the latter's capital. An inside source disclosed that the group's plan for the next three years focuses on accelerating the development of its direct pharmaceutical retail chain business. According to the three-step program, Shanghai Pharma will first complete integration of the group's internal retail business within 2009; it will then adopt a development model of direct selling stores, followed by ways of exploring international collaborations. (Click here for more - Chinese Language)
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The Environmental Working Group and Scientific Analytical Institute say inadequate testing of talc-containing personal-care products is to blame for findings of asbestos in cosmetics, including three of 21 powder-based cosmetics SAI analyzed at EWG’s request. They continue to push for updated testing standards that include electron microscopy as a core component.
Can Atlas Biomed unlock Japan's self-care market with its direct-to-consumer DNA and microbiome tests? HBW Insight catches up with the company's co-founder and CEO to discuss this and also how Atlas has been driving its European expansion plans despite coronavirus.
France's ANSES warns women using oral contraceptives not to use a supplement marketed by UK firm Hairburst after linking the product's consumption to two cases of severe acute hepatitis.


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India Yamaha Motor Pvt. Ltd. has launched a new Matt Green colour
for their Saluto 125cc motorcycle for a starting price of Rs. 53,600
(ex-showroom Delhi). Closing in on the festival season the two wheeler
manufacturer has brought out a new colour scheme to cater to varied customer
demands. The bike will be available in both drum and disc brake variants.
The Saluto will be available with the new Matt Green colour
across all of its authorised dealerships in India in one weeks time. The new
colour variant will be manufactured by India Yamaha Motor Pvt. Ltd. and will be
marketed by Yamaha Motor India Sales Pvt. Ltd.
The Saluto is Yamaha’s key offering in the commuter segment
and offers a mileage figure of 78kmpl. The bike has a kerg weight of 113kgs
making it the lightest in its class of motorcycle. It is powered by a 125cc,
air cooled, 4-stroke, SOHC engine which has been developed around Yamaha’s Blue
Core technology. The disc brake variant of the Saluto will cost Rs. 56,100
Designed with a unique abrasive film for higher performance, TVS Apache, a friction brand of Brakes India, launched platinum brake pads for the luxury car range which have been designed for comfort an...
Uno Minda, a leading Tier 1 supplier of proprietary automotive solutions to original equipment manufacturers (OEMs), has announced the launch of its BS VI -compliant automotive engine oils for two-whe...
Vida, powered by Hero, the emerging mobility brand of Hero MotoCorp, has initiated operations of its public charging infrastructure in Bengaluru, Delhi and Jaipur. The brand has set up nearly 300 cha...


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Monday, April 2, 2012
Rising Security Concerns in E-Commerce
E-Commerce is popular tool to handle online transaction securely and speedily. It has transformed virtual web world from data and information hub to business-market-commerce hub. E-Commerce is a tool that connects banking and transaction system to Internet and facilitates purchase and selling of products and services at the touch of the button. Today, any individual from the comfort of his home can shop to spend and work to earn without any hassle.
But the biggest rising concern in this sweet story is security concerns in E-Commerce web solutions India due to recent cyber attack that could initiate cyber war in near future. Though E-Commerce is rarely affected by cyber attack, and we have very few ignorable cases of attack on it. Nevertheless, its security could be under threat after the Citibank’s account security breach at such a large scale.
However, this could be averted in your case if you select a highly experienced software development company that can offer you best web solutions India supported with excellent E-Commerce system at competitive rates.


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Mumbai: Honda Motorcycle & Scooter India, the second largest two-wheeler maker, today said it has sold more than 15,000 units of its latest scooter Grazia in just 21 days of the launch.
The advanced urban scooter was launched nationally in the first week of November at a price of Rs 57,897, which is marginally higher than the existing Activa, which has been the largest selling two-wheeler in the country since May 2015.
Scooters contribute almost 65 per cent of the volumes for Honda, which has set a 20 per cent volume growth this fiscal. In the first seven months of the fiscal, the company sold over 14 per cent more units.
Elaborating on the response, Yadvinder Singh Guleria, senior vice-president for sales & marketing, said, “the feature-loaded Grazia has taken the style and performance loving customers by a storm.
“We are overwhelmed by the initial response and are confident that with its expanded scooter portfolio, Grazia will take our leadership to the next level.”
The 125-cc Grazia is the first scooter to come with full LED headlamp and a 3-step eco speed indicator that gets better fuel efficiency.
The new scooter also sports other advanced features like a 4-in-1 lock with seat opener switch, all-digital instrumentation and a utility front pocket with optional smartphone charging among others.


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You are here
Brian Chappatta: Fed will all but guarantee negative real yields
By Brian Chappatta
Monday, July 27, 2020
Federal Reserve Chair Jerome Powell has likely heard it all about negative U.S. real yields: How they're devastating for pensions and life insurers, causing equity valuations to outpace the economic recovery, encouraging a stampede into gold and out of the dollar, and giving the green light for American companies to gorge on cheap debt once again.
The message he and his colleagues are likely to convey at their meeting this week: That's all fine with us.
... Dispatch continues below ...
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Money Metals Exchange, a national bullion dealer recently voted "Best in the USA" by a worldwide ratings group --
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For months now the benchmark 10-year U.S. Treasury yield has been stuck around 0.6%. Bond traders have had little reason to wager it'll change much, given that the Fed is still purchasing $80 billion of Treasuries each month and keeping the door open to yield-curve control, which would ensure that short-term rates are pinned near zero.
Meanwhile, the market's inflation expectations for the coming decade have marched gradually higher in the wake of fiscal relief efforts across the globe, reaching 1.5% last week for the first time since February.
The difference between the two is the "real" 10-year U.S. yield. Last week it fell to -0.93%, breaking through the all-time low closing level of -0.92% set in December 2012, which was part of an unprecedented 382-trading-day stretch from November 2011 to June 2013 in which the inflation-adjusted 10-year yield never closed above zero.
If the Fed has its way, the current 87-day streak of negative real yields should easily last at least 300 more days -- if not longer -- to smash that record. Bank of America Corp. strategists are among those who say real rates could drop to -1% if the coronavirus pandemic looms over the economic recovery and encourages central bankers to strengthen their forward guidance. ...
... For the remainder of the commentary:
Toast to a free gold market
with great GATA-label wine
Wine carrying the label of the Gold Anti-Trust Action Committee, cases of which were awarded to three lucky donors in GATA's recent fundraising campaign, are now available for purchase by the case from Fay J Winery LLC in Texarkana, Texas. Each case has 12 bottles and the cost is $240, which includes shipping via Federal Express.
Here's what the bottles look like:
Buyers can compose their case by choosing as many as four varietals from the list here:
GATA will receive a commission on each case of GATA-label wine sold. So if you like wine and buy it anyway, why not buy it in a way that supports our work to achieve free and transparent markets in the monetary metals?
To order a case of GATA-label wine, please e-mail Fay J Winery at firstname.lastname@example.org.
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"Rigged" is a concise explanation of government's currency market rigging policy and extensively credits GATA's work exposing it. Ten percent of sales proceeds are contributed to GATA. Buy a copy for $14.99 through Amazon --
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Jit, a startup that helps developers automate product security by codifying their security plans and workflows as code that can then be managed in a code repository like GitHub, today announced that i
It’s almost Shakespearean. Juul, the e-cigarette company that took the U.S. by storm five years ago — and which was valued at its peak at $38 billion — is about to get kicked out of
CloudQuery CEO and co-founder Yevgeny Pats helped launch the startup because he needed a tool to give him visibility into his cloud infrastructure resources, and he couldn’t find one on the open mar
Mono is building a fully digital bank with accounts that can be opened in around 15 minutes versus an average of two weeks at an incumbent bank.
Over the past year, marketplace customers jumped from 300 to 7,000, while gross merchandise volume grew 1,000%.
CRED is raising $140 million in a new financing round, its fourth funding in the past year and a half, as the Indian fintech startup courts millions of high credit score customers and broadens its off
Online education continues to get a lot of attention in the wake of COVID-19 and the shift it brought to how people can learn. And to underscore that fact, Go1 — one of the rising stars in the w
This is the most critical impact of downturns: Venture capital funds will have a more challenging time raising money to invest, which translates into less capital being available to founders.
Whenever pro-rata rights are involved, you can always smell some drama.
Slice, a fintech startup that is bringing credit card features to millions of Indians, has raised $50 million in a new financing round as it looks to scale its recently launched UPI payments product a
HitPay has almost everything SMEs need to run their businesses. In addition to being an online payment gateway, it also offers tools like point-of-sale software with card readers, plugins, payment lin
Indonesia’s sprawling archipelago has long been a headache for logistics companies, but there’s no lack of brave challengers. Jarkata-based Astro, which provides 15-minute grocery delivery
Indian fintech Jar, which closed a $32 million financing round in February this year, is in talks to raise new funding as it looks to scale its product and expand its offerings. The Bengaluru-headquar
More venture capital keeps trooping into Africa’s B2B e-commerce retail, a space where startups are digitizing informal trade to get thousands of merchants to operate more efficiently. This time, it
Government tends to struggle when it comes to keeping up with tech innovation. The past U.S. tax season that just wrapped up in April was particularly stressful for investors and the Internal Revenue
If a kid is having trouble at school, one of the standard steps is to schedule an assessment for conditions like dyslexia, ADHD or anything else that might require a special approach. But with teacher
The company delivers a package every 20 seconds and services customers of all sizes, from AB inBev and Red Bull to small Shopify merchants.
Cars24, a marketplace for used cars, has laid off about 600 people just five months after closing a $400 million financing round, the latest Indian unicorn to cut its workforce as it attempts to steer
Slice is adding the popular railroad UPI on its eponymous app as the Indian fintech looks to broaden its offerings and pushes to become a one-stop payments app for consumers in the world’s second la
Hello and welcome back to Equity, TechCrunch’s venture capital-focused podcast where we unpack the numbers and nuance behind the headlines. This week we recorded live, which is always good fun,


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More than two million Brits have found a better bank account using a super-speedy switching service in the last two years.
The free Current Account Switch Service helps customers hop between bank accounts within seven days. Incoming and outgoing payments are moved automatically as well.
It was launched in September 2013.
Nicolas Frankcom, money expert at uSwitch, said: “The seven day switching service has made it even easier to change banks, and getting two million people to switch is a great start.
"But less than 5% of current accounts were switched in the last two years and more has to be done to convince consumers that, when it comes to banking, loyalty simply doesn't pay.
"The good news is that it's never been a better time to switch. Increased competition between providers means consumers can really benefit from moving their current account."
How does the Current Account Switch Service work?
- You find a better deal on a current account
- You agree a switch date with the new current account provider
- Your account and payments are moved
- For the next 36 months, the service will automatically redirect any payments
- If anything goes wrong, you will get a refund of the interest lost and any charges
Find a better deal on your current account
Think you’d be better off with a different bank? You can find out exactly how much you can make using this tool here.
You can compare current account using a comparison site like MoneySupermarket.
Or look for the perks. Some current account providers are promising cash upfront to lure you in. You can find out more about what is available elsewhere here.
If you’re more bothered about customer service, check out which providers made the grade here.


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MyPillow CEO Mike Lindell said that Costco has stopped selling his products, becoming the latest in a string of retailers to do so.
“Costco basically did a slow cancellation, slower than the other stores,” Lindell said, adding that Costco's decision will cost MyPillow between $4 million and $10 million annually.
What's more, he said, about 40 sales staff will be affected by the decision.
Lindell, a vocal supporter of former President Donald Trump, said he believes Costco is engaging in "cancel culture" and following the influence of other companies that won't sell his products anymore.
Costco “said they were going to discontinue us but they were going to honor their contract, which I’m not sure what that means,” Lindell said, according to the NY Post.
The Epoch Times has contacted Costco for comment.
In February, Lindell told the Conservative Political Action Conference (CPAC) that two-dozen retailers have pulled his products from their shelves.
Sam’s Club, Kohl’s, Bed Bath & Beyond, Kroger, and JCPenney have also reportedly stopped selling MyPillow products.
Last week, Lindell told the NY Post that a petition with more than 100,000 signatures to urge major retailers to cut ties with the company is the work of "bots and trolls" and added he's hired a private investigator.
“This petition was put up by companies that are full of bots and trolls,” Lindell said on April 7. “All they’ve done is attack retailers. These are hired groups to attack retailers.”
“I’ve hired investigators out of my own pocket, huge companies to investigate who’s behind these because somebody ordered these attacks,” the added. “Change.org, they’re probably another attack group. We’re gonna find out who’s doing this to our country.”
But Change.org said that the signatures are authentic and were started by a real person.
“If we are made aware of any fraudulent signatures, we remove them immediately — and in this case, we can confirm that the signatures on this petition are not fraudulent," a spokesperson for the website told news outlets last week.