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India's Adani Gas Q1 Profit Slumps
Indian gas retailer Adani Gas, a part of the Adani group, reported a 42% yr/yr drop in net profit during the three months to June 20 (Q1) owing to a decline in the volumes of gas sold, it said on August 5.
The company’s net profit was rupees 460mn ($6mn) versus rupees 790mn in the same period of last year. The gas sales volume during the quarter dropped 53% yr/yr thanks to the nationwide lockdown. Compressed natural gas sales dropped 66% yr/yr while piped natural gas sales declined 40% yr/yr. Adani Gas’ revenue from operations stood at rupees 2.07bn, down from rupees 4.79bn in the corresponding period of last year.
Last year, the company won additional geographical areas (GA) in the ninth and tenth rounds of city gas distribution (CGD) bidding. It is now authorised for 19 GAs and its joint venture with state-run Indian Oil is now authorised for 19 GAs for natural gas network development and distribution, making it one of the leading CGD players in the country.


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FARGO, ND (KFGO AM) -- Panicked brides are scrambling to find dresses after "The Bridal Shop" in Fargo suddenly closed its doors.
Some say they only have weeks to find new dresses for themselves and their bridesmaids.
At least one store is offering them help.
David's Bridal is offering 40 percent off to anyone who ordered from the Bridal Shop.
David's bridal dresses can be shipped within two weeks.
The 40 percent discount will be going until September 8.
Brides to be have to bring in their receipts from The Bridal Shop to get the discount.
Some brides are still waiting for a response from "The Bridal Shop", while others have been refunded.
It's been difficult for brides to be to get ahold of "The Bridal Shop".
Many say they've tried calling but the message inbox is full and the doors to the store are locked.

domain: news


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For the modern marketer, data has shed its foreign language status. Not only has data has crept into the vernacular, but it has cemented itself as one of the primary tools needed to compete in the digital marketing space.
Craig Miller, CMO for Shopify — a software platform for creating and managing online storefronts — doesn't think that quantitative know-how is just temporarily in vogue. With a background in engineering and 10 years of on-the-job marketing experience, he believes understanding analytics is fundamental to his work.
“For the last decade, there has been a focus on the quantitative side versus the qualitative side,” Miller told Marketing Dive in an interview. “Once upon a time, it was innovative to have digital marketers, but now I think if you don't have that, you're missing out.”
Miller talks about how it used to be that the loudest voice in the boardroom was rewarded with their idea tapped for the campaign. But now reality favors the data scientist.
In order for marketers to optimize their purchase funnels, they have to test different theories — a process rooted in the scientific method. “As a marketer, you always have to think about what's the latest thing that hasn't saturated [the space] and hasn't become noise,” Miller said.
The rise of the Chief Marketing Technology Officer (CMTO) to the C-Suite shows how brands' needs have shifted. As Marketing Dive has reported, the CMTO role helps companies find "a middle ground where marketers can still keep up with latest technology offerings to make their lives easier, while still placing a certain amount of rigor in the technology purchasing process." According to Gartner research, 80% of businesses have someone filling the CMTO role or an equivalent — even if they don't have an employee with that exact title.
Data is increasingly becoming an important tool for businesses of all types. EMarketer points to a February 2015 CA Technologies study conducted by B2B tech market research firm Vanson Bourne that found for IT managers worldwide, increasing top-line revenue growth (46%) and keeping up with competitors (41%) were among the top factors driving data adoption. However, a May 2015 poll by enterprise cloud company 2nd Watch found that U.S. business and IT execs say lack of skills and poor technology are hurdles for implementing big data strategies.
Miller is not alone in his belief that data is the secret to modern marketing. Last week, newly-minted Alibaba CEO Daniel Zhang told an audience of marketers and media professionals at Nielsen’s Consumer 360 Conference that “data is oil in the new economy,” and that fuel will drive digital marketing. And in an article for Re/code, Nielsen’s CEO Mitch Barns writes: “As advertising becomes more precise, it will become more efficient, which will drive up its ROI. This higher ROI will then lead to more investment in advertising.” That, Barns argues, can only happen if marketers take to big data — something that Miller does in his job every day.
Shopify's data-driven marketing: From 'buy' buttons to brand growth
Programmatic ad buying is one popular example of how data can be put to work in B2B digital marketing. At Shopify, talk centers around buy buttons as vehicles for data gathering and merchant growth.
The Ottawa-based e-commerce company has forged partnerships with Facebook and Pinterest to power their freshly-announced buy buttons. For Facebook, long loved by advertisers for its targeting data and reach, the buy buttons could allow Shopify’s smaller merchants to better understand their customer base. On Pinterest, “Buy It” pins could help brands see how their pinned content drives sales.
Shopify sees the buy button opportunity as a way to help merchants take a step forward and test ad interactions, as users perform actions on the ads themselves, instead of simply clicking on ads. Rather than redirecting users to another website, consumers can shop directly within the brand's ad without ever leaving the window. Miller says buy buttons produce wins for advertisers and consumers because of their utility, specifically on mobile, where he argues the e-commerce experience still lags behind desktop.
“It’s kind of like an arms race, looking for the latest experimental thing no one else is doing,” Miller explained.
The secret to being a modern marketer
Miller did not take the traditional route to becoming a CMO. He learned to code at a young age and “dabbled in marketing on the side” in college, eventually landing a job with eBay where he handled marketing for the online marketplace before moving over to Shopify five years later.
“I told [Shopify] my background is more engineering, data and numbers, and that was exactly what they wanted,” Miller told Marketing Dive. “And that's the trend we're seeing [in marketing] — we’re looking for people with a quantitative skillset.”
In a May 2014 tweet Miller currently has pinned to the top of his feed, he posted an image of an email exchange with a young marketer seeking advice. One nugget of wisdom that stands out reads: "Learn to code. It's a great way to organize your brain, and being able to speak to a developer in their own language will pay off in spades."
My advice to a young marketer. pic.twitter.com/L02wo5Vu3B— Craig Miller (@craigmillr) May 16, 2014
In the four years since Miller joined Shopify, the company has grown from 70 employees and 15,000 merchants to some 700 employees and 165,000 (and growing) customers. The Canadian e-commerce solutions provider, which began trading on the New York Stock Exchange in May, rose 51% to $28.74 per share in its debut and was recently trading in the $34 to $36 range.
But when asked what the most successful ad campaign has been for Shopify, Miller's response strikes a stark contrast between the traditional marketer's perspective and that of a modern, data-savvy marketer's approach.
“I don't think we've ever done something we see as incredibly strong,” Miller said, explaining that “it's more incremental, like compound interest. You build on top of your efforts.”
In fact, for Shopify, the thinking goes more like this: How do you make Shopify 5% better each week steadily, rather than having it spike and flat line?
He adds that some of the best marketers he knows are “nimble” and constantly devouring the latest announcements, looking for ways to take advantage of new tools in new ways.
“That’s really the secret for the modern day marketer: Learning about the latest ‘thing’ and figuring out how to use it before it becomes table stakes,” he said.


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with prices rumoured to start below the INR 6 lakh (~RM 34,472) mark, likely undercutting the Maruti Suzuki
The Suzuki Jimny is a lovable and capable off-roader and Daihatsu wants a piece of that action.
Suzuki Motor Thailand has just launched the updated 2021 Suzuki Ciaz in the Kingdom.
Rendered imageAs part of Toyota and Suzuki’s ongoing partnership, both companies have rolled out
The fourth-generation Suzuki Swift was introduced in late-2016 and went on sale in most markets by 2017
Regular Suzuki Ertiga pictured.
Say hello to Suzuki’s latest Toyota rebadge, the superbly-named Suzuki Swace (possibly rhymes with
Toyota takes 4.94 percent of Suzuki Suzuki acquires 0.2 percent of Toyota Suzuki to gain Toyota&rsquo
As Suzuki is preparing to make its return to Malaysia with Naza Eastern Motors, Suzuki’s operations
It is a rebadged Maruti Suzuki Vitara Brezza which is the sub-4-metre little brother of the global Suzuki
Naza has confirmed that it will be taking over the Suzuki distributorship in Malaysia.
Toyota and Suzuki’s partnership continues to deepen, as Toyota India has confirmed that they will
Suzuki’s return to the Malaysian market is a blessing for fans of the famed S-badge.
Suzuki has just introduced the 2020 Suzuki Across, its latest plug-in hybrid SUV based on the Toyota
When Suzuki unveiled the all-new fourth-generation Jimny a few years ago, it was only available as a
Suzuki Indonesia has begun exporting 140 units of the Suzuki Ertiga MPV for the Bruneian market.
At the ongoing 2021 Bangkok International Motor Show, Suzuki Motor Thailand is showcasing its entire
The Berjaya Group could be reviving the Suzuki marque in Malaysia, three years after the Japanese brand
The all-new fourth-generation Suzuki Jimny made its global debut in July 2018 and gradually made its
It is official – Naza Eastern Motors, Suzuki’s official distributor in Malaysia, has confirmed
Toyota and Suzuki announced their plans for collaboration way back in 2017.
With rumours circulating that Suzuki could be returning to Malaysia under the Naza Group of Companies
Photo credit: CarGuide.phBack in January, we reported that Suzuki has commenced production of the Suzuki
credit: BestCarWebWhile Malaysians haven’t had the opportunity to experience the fourth-generation Suzuki
: Suzuki starts export of India-made Suzuki Jimny, is Malaysia on the recipient list?
While everyone is focused on the lack of a six-speed manual on the recently-introduced 2021 Suzuki Swift
Production of the Suzuki Jimny started at Maruti Suzuki’s plant in Gurugram earlier this month,
Naza Eastern Motors, the newly-appointed distributor for Suzuki vehicles in Malaysia, has mentioned that
After a week of teasers and countdown posts, Suzuki Philippines has launched the 2021 Suzuki Vitara AllGrip
With talks of the Suzuki Jimny being locally assembled in Indonesia, Autonetmagz mentioned that the waiting
Невероятно насыщенный день по съёмкам Suzuki Vitara S 🚙💨❄ #suzuki #vitara #vitaras #test #testdrive #snow #winter #kharkov #ukraine #dreamcar #dreamcarua Watch #Instavideo:https://t.co/zYmCnPBnSM https://t.co/QQ4oastccc
Новый кроссовер Suzuki Vitara дебютирует в Париже http://t.co/6miDBJSSJE #авто #новости #Ukraine #Suzuki
Разбили УАЗ на RFC Ukraine (Suzuki Vitara, Нива, Land Rover Defender) - [Off-Road 4x4] https://t.co/SSEBjT1dka
Suzuki Vitara😎 #carpathians #karpaty #booking #rakhivplai #rakhiv #suzuki #vitara #suzukivitara #foto_ukraine #рахів #рахівплай #карпати #мандри #мандруйукраїною @ Carpathians. Rakhiv Plai https://t.co/G4JqNAVeGE
Нова Suzuki Vitara представила в оновленому образі та запросила нас на свої тести! І ось галерея звідти! SUZUKI Ukraine Suzuki #Viltara https://t.co/fIyp0kEPVd
Me gustó un video de @YouTube de @off_road_contro https://t.co/sGb8iKNnoS ► Разбили УАЗ на RFC Ukraine (Suzuki Vitara,
Еще один эпизод с #SUZUKI Vitara продолжается..🎬 SUZUKI Ukraine https://t.co/yleXbxtgKY
No, Suzuki Vitara doesn't have ISOFIX.
No, Suzuki Vitara doesn't have Rear Air-con.
No, Suzuki Vitara isn't available in Security Alarm.


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Plantation, FL (February 15th, 2016) – Chetu Inc., one of the nation’s fastest growing software development providers, joined over 3,500 industry professionals in New York City for Inman Connect, the premiere real estate technology conference, where leaders gathered from around the world to define the future of real estate.
With a focus on the latest technology and strategies aimed at making real estate professionals more successful, Inman Connect equips professionals like (Attendee/Group Name) with the insights they need to make their clients successful amidst changing market and consumer trends.
Highlights from this year’s event include: a keynote talk by Best-Selling Author, Seth Godin, over 100 sessions led by 200+ speakers on what’s next for brokers, agents, the MLS and digital marketing, and over 100 exhibitors ranging from emerging tech companies to long-standing industry providers.
Real estate is rapidly changing, and participants at Inman Connect come with a focus on improving the consumer experience and creating value for their clients. Brad Inman, creator of Connect, said, “Connect attendees are the best and the brightest of the real estate industry. They come from around the world to learn what’s next and how to deliver more value to their clients.”
Connect is the place that fosters and encourages innovation among a community of doers, rebels, entrepreneurs and disruptors. Inman Connect celebrates it’s 20th Anniversary this year, with another week-long conference in San Francisco - August 2-5, 2016.
Chetu is a leading software development provider that delivers World-Class IT Solutions serving entrepreneurs to Fortune 500 clients. With a growing team of over 800 skilled engineers spread across seven global locations, it is able to provide a unique delivery model that blends an onsite / offsite team in a setting that fits customer's budget, yet does not compromise on local interaction or real time collaboration. Beyond providing IT resources, Chetu also excels in providing industry specific and niche technology solutions. Be it Healthcare, Retail, Finance, Telecom, Gaming, Hospitality, Travel, E-Learning, Supply chain or others. Its services include process and systems design, package implementation, custom development, business intelligence and reporting, systems integration, as well as testing, maintenance and support. Chetu's expertise spans across the entire IT spectrum.


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Gigi Hadid, who has studied criminal psychology, emerges as potential juror for Harvey Weinstein's rape trial
The supermodel told the judge that she'd be able to 'keep an open mind on the facts'.
FOMO driving consumer stocks higher, says Deepak Shenoy
We are also very fond of City Union Bank and Bandhan Bank, says Shenoy.
Want to explore new destinations like a local? Sign up for heritage walks and guided city trails
Agra, Amritsar, Bhopal are excellent options for heritage walks.
Distracted driving: Chandigarh, Amritsar lead global city pack
A study, which analysed 6 million Snapchat posts across 173 cities for over a month, has found that along with Chandigarh and Amritsar, Lucknow, Delhi, Kanpur, Jaipur and Surat are among the top 20 cities when it comes to instances where users are creating content such as live videos while driving, and posting them online.
L&T Infrastructure Finance to provide Rs 518 crore loan to AG&P for city gas projects
AG&P is the largest foreign player in the city gas distribution business after it won licenses to retail compressed natural gas to automobiles and piped cooking gas to households in 12 cities in Andhra Pradesh, Karnataka, Kerala, Rajasthan and Tamil Nadu.
China's TCL Electronics targets smaller cities, towns to raise market share in India
The company, which introduced new range of TV and air conditioners for Indian consumers, also plans to enhance its presence in the smaller cities and towns in the country to increase its overall market share. The company currently only caters to TV and AC segments in the country. The company sold 3 lakh TV units in 2018 and have closed last year with 10 lakh units.
Citi expects Maruti Suzuki stock to rally 15% post December sales
Citi added that new models and weak base aided volume growth during the month.
Gaurs Group raises rs 450 crore to pare debt, complete mall
The group, which is developing projects in Noida, Greater Noida West, Ghaziabad and Yamuna Expressway, has a debt of Rs 2,000 crore of which Rs 700 crore is Lease Rental Discounting (LRD), while Rs 1,300 crore is from NBFCs and banks. In March 2019, it had raised Rs 500 crore from Kotak Mahindra Bank.
US plumbing systems maker Sloan eyes smart cities, airports to expand in India
In India, where it operates through a wholly-owned subsidiary, the company plans to launch products that will help meet the water crisis staring several states.
Buy City Union Bank, price target Rs 250: Chandan Taparia
The analyst suggested a stop loss at Rs 228.
City to drive Honda’s India sales in FY21: Gaku Nakanishi
The carmaker, whose sales fell by more than a third in the first eight months of the fiscal year to a little over 77,000 units, expects the market to pick up from the next festive season, said Honda Cars India president and CEO Gaku Nakanishi.
Gurpreet Singh Sandhu impressed with the sandstone city of Petra; footballer also learnt drift racing in Jordan
Sandhu also saw some historical sites in the Hashemite Kingdom.
Harvey Weinstein's trial: Judge refuses to step aside, says there was nothing improper about his rebuke
Weinstein's lawyers blasted the judge's comments as "prejudicial and inflammatory".
Government approves 2,636 new charging stations in 62 cities: Prakash Javadekar
The Department of Heavy Industry had invited the Expressions of Interest from large cities, smart cities, state/union territory capitals and cities from special category states for submission of proposal for availing incentives under FAME India Scheme Phase II for deployment of EV charging infrastructure within cities.
Copyright © 2020 Bennett, Coleman & Co. Ltd. All rights reserved. For reprint rights: Times Syndication Service


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Panasonic is on the ground in Las Vegas, Nevada, showing things off at this year's CES. They aren’t the only ones, of course. A ridiculous number of other companies are in the same area, vying for the attention of a tidal wave of journalists, videographers, tech enthusiasts, and others. But, as I start writing this, Panasonic has a majority share in the attention market at the moment. Why? Because the company just unveiled a tablet that, well, isn't really a tablet at all.
First, can I just say that we have to stop just throwing terms or titles around? Please? This is getting out of hand. Actually, it has been getting out of hand for quite some time, and this particular tablet is just proof of that. Last year, a 13-inch tablet made me scratch my head in confusion, and now that size has even been dwarfed. We’re now looking at a table that is 20-inches!
That’s what Panasonic unveiled today at CES. As you can see in the image above, courtesy of Engadget, that’s a display that’s as big as that man’s torso. Actually, I think that image is quite fitting for the point that needs to be made about names, devices, and the combination of the two. Look at how he’s holding that “tablet.” It just looks awkward, and it should! It’s 20-inches! No one in their right mind is going to be carrying around a 20-inch tablet. No one’s going to be shoving that in a (huge) bag, and drop it on a coffee shop’s table to get some work done. It’s too big. And, there’s no way it doesn’t have some weight to it.
Like I said, this is getting out of hand. Panasonic could have shown off this particular device as, maybe, an all-in-one PC. It is running a full version of Microsoft’s Windows 8, after all. Because it should be an all-in-one PC. It isn’t a tablet. In fact, it’s a device that actually contradicts the very nature of the tablet market. Portable. Lightweight (hopefully). Even if Panasonic figured out a way to make the 20-inch tablet “lightweight” for a 20-inch tablet, it’s still not going to be light enough to actually be portable.
And, in all honesty, I’d never choose that device over, say, a 10-inch tablet. And even if I can’t keep a tablet, I’d never choose a 20-inch tablet over a 7-inch, or similarly sized tablet. It just wouldn’t happen. Sitting on the couch and holding a 20-inch display on my legs doesn’t sound fun. I don’t care how good the display is.
Ah, the display. Yes, that’s another selling point to this particular “tablet.” It’s got a 4K resolution display. That’s the next stage of high definition for our TVs, and apparently our “mobile” computing devices. Some companies have tagged it as “Ultra HD,” which certainly has a ring to it. This particular 20-inch display has an amazing resolution, and I’m sure images displayed on it would be jaw-dropping to see in person. But it’s still 20-inches. It’s still not a tablet. And I’d much prefer to keep it on my desk.
This is a gimmick, and nothing else. It’s a gimmick to call it a tablet, and everyone at Panasonic has to know full well that no one is going to be carrying it around. The company is now selling an all-in-one PC that doesn’t come with a keyboard and mouse. (It has a touchscreen, though, along with a stylus, so that’s something.)
Back at the end of 2011, Taylor Martin asked you how big a tablet should be, and I’m essentially resurrecting that question. I’m going to say it right now that a 20-inch tablet is too big. It isn’t’ a tablet anymore. It shouldn’t be marketed as such. At 20-inches it’s an inch smaller than the size of my desktop’s display. That’s just . . . Well, that’s ridiculous.
So I’m asking you, Dear Reader. Do you see a purpose to a 20-inch display? Even with one that has 4K resolution? Is that something you’d buy as a tablet? Or, would you plant it on your desk and keep it there? Let me know what you think!


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Podcasts & RSS Feeds
Most Active Stories
- This ballot proposal is critical to Michigan's economy, but most people won't bother to vote on it
- What explains Michigan's large Arab American community?
- Some think their immigrant ancestors were the last that should be allowed in the U.S.
- Michigan Republican Party's tactics remind me of Watergate, because both were unnecessary
- Michigan's campaign for governor gets weird as Republicans deploy spyglasses
Tue August 27, 2013
US car sales are up but customer satisfaction is down
There's been lots to celebrate in terms of sales for the U.S. car makers, bouncing back in a big way from their near-death experiences.
But those strong sales have the auto companies and their suppliers boosting production at a fast rate. And that could be having an unwanted effect---declining customer satisfaction with the vehicles they're turning out.
Claes Fornell, founder of the American Customer Satisfaction Index, joined us today to talk about the latest survey results.
Listen to the full interview above.


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Epic Games pulled a huge power move for the PC gaming community when they announced last month that they are going up against Steam for the online library niche in video games. With Fortnite's record-breaking success that continues to pump out strong numbers, the studio wants to take that and make it even bigger with their own launcher for both their games and third-party titles. Pair that with their incredible developer split and free games offered, it's already proven it's a huge contender. But how is it's refund policy? And local currency support?
Former SteamSpy Sergey Galyonkin has also switched over to Team Epic Games and has let the PC community know exactly what their refund policy is and how it stacks up. Most importantly, it supports up to 30 different regions, 130 countries total, for regional prices. Though he mentioned they don't have local pricing for everything though the team is working hard to ensure that number grows even more.
Epic Games store now supports 30 different regions (130 countries in total) for regional prices. We don't have local pricing for all the countries yet, but that's a start.
We use US Dollars for now for most of them because adding regional currencies will take time.— Sergey Galyonkin (@galyonkin) January 11, 2019
Galyonkin also added that Epic Games changed their refund policy to match more that of Steam, though again - they are working on making it even better and more self-service oriented:
We also changed our refund policy. Unlimited refunds within 14 days of purchase and under 2 hours played. The team is working on the self-service solution, but for now, you'll have to go through player support.— Sergey Galyonkin (@galyonkin) January 11, 2019
It will be done automatically by your payment provider.— Sergey Galyonkin (@galyonkin) January 11, 2019
The Unreal Engine website updated their blog with the big announcement with a move that could shake up the PC community immensely. "For the past five years, we've been building tools enabling Epic to bring our games directly to players," read the latest reveal. "We built the Epic Games launcher on PC and Mac featuring Fortnite and Unreal Engine; we built a worldwide digital commerce ecosystem supporting dozens of payment methods; and we gained great economies of scale thanks to Fortnite's growth."
They mentioned that they had two visions for this undertaking: a store that offered "fair" economics as well as a direct relationship with their player base. Since Epic Games is already known for being incredibly hands-on with their gaming community, it's not a shock to see that be a priority for the studio.0comments
The latest announcement also shared some important notes about how this will work, including what it means for developers. According to Epic Games, "Developers receive 88% of revenue. There are no tiers or thresholds. Epic takes 12%. And if you’re using Unreal Engine, Epic will cover the 5% engine royalty for sales on the Epic Games store, out of Epic’s 12%."
Thoughts on the state of the Epic Games Store so far? What would you like to see them bring to the table? Join in on the conversation in the comment section below, or hit me up over on Twitter @DirtyEffinHippy!


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One of the most valued Employers SME for years
Again GEORG has been ranked among the Top Employers.
The business magazine Focus-Business, in cooperation with the employer evaluation platform kununu.com, has published its current study on the top employers for SME in 2021 (issue no. 04/2020). The result: GEORG ranks 2 among the most estimated SME machine and plant manufacturers in Germany. The entire study was based on more than 950,000 companies in Germany.
Previously, the trade journal "MM Maschinenmarkt" had named GEORG Germany's best employer in the mechanical engineering sector in its survey this year. And in its 2019 survey, the media brand "freundin" also hoisted the Kreuztal-based high-tech company onto the winner's podium as the most family-friendly employer in its industry.
GEORG is also at the forefront in the DACH region, which includes Germany, Austria and Switzerland. Here, GEORG achieved 3rd place in mechanical and plant engineering, according to the result of the study among the 1,300 most popular medium-sized employers in the German-speaking region, which Focus-Business carried out for the first time in 2018 in cooperation with kununu.com, the employer evaluation platform for employees, trainees and applicants.
For the Kreuztal-based company, this top-ranking means again a proof that an open and employee-oriented company culture pays well-off. Mark Georg, managing partner and in the third generation responsible for the family company, is delighted: “This award encourages us that the chosen way of active employee and effort encouragement is the right one. With us, performance is demanded and promoted and also rewarded. The evaluation results, which have been good over the years, show a consistency that makes me proud, but which also has to be worked out anew every day."


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Target National Meeting Spotlights Customer Experience and One Republic
Target Center went red Wednesday as Target Corp. employees filled the arena for the Minneapolis-based retailer’s National Fall Meeting, an annual pep rally that kicks off the critical fourth quarter with team building speeches from executives and celebrity appearances like Will Smith as well as performances by Dancing With the Stars alum Derek Hough, Beck and Imagine Dragons.
— Dr. Ashley Godbold ð OC6 (@ashleygodbold) September 11, 2019
— Dana Hazen (@Tundra969) September 11, 2019
The meeting, attended by the corporate team as well as some store employees from across the country, is notoriously off-limits to media. But this year for the first time, Target announced it in advance on its corporate news site. The company shared highlights of the event in real time through its social channels.
The crowd is on their feet as CEO Brian Cornell opens @Target’s Fall National mtg. “It’s been 5 years since I walked onto this stage for the first time, and I’m humbled—because what our team members have achieved during that time is nothing short of amazing.” #WeAreTarget pic.twitter.com/pizfdXrACi
— Target News (@TargetNews) September 11, 2019
Target chairman and CEO Brian Cornell received a standing ovation, according to the @TargetNews twitter feed, as he stepped on stage in a red puffer vest and jeans. “It’s been 5 years since I walked onto this stage for the first time, and I’m humbled—because what our team members have achieved during that time is nothing short of amazing.”
Cornell credited his team’s “passion, drive and relentless optimism.” “They had the courage to change almost everything in order to build a company that helps millions of families discover joy in their everyday lives.” He went on to say he’s proud of Target’s progress, but the work isn’t done. “We have to keep doing even better. We’ll continue coming up with new and exciting ways to inspire our guests, improve how work gets done, and invest in our culture.”
Chief Stores Officer Janna Potts used her stage time to remind employees that Target is “putting the guest at the center of everything that we do.” Chief Operations Officer John Mulligan added that technology is enabling Target to serve the guests with more “precision and reliability” than ever. Chief Marketing and Digital Officer Rick Gomez touted Target’s new loyalty program, announced earlier this week, as a way to better engage with more guests. Called Target Circle, the program, which gives cash back and special offers to consumrs, rolls out Oct. 6.
Chief Culture Diversity and Inclusion Officer Caroline Wanga reported that Target has met its diversity and inclusion goals for three years running. “But our work will never be done,” she said. “In order to deliver moments that matter to guests, our team must all listen courageously, get comfortable being uncomfortable and honor our truths.”
On the heels of the meeting, Target is gearing up for a big weekend with the launch of its buzzed about 20th anniversary Design for All collection celebrating 20 top designer collaborations on Saturday followed by the first wave of new owned food brand Good & Gather hitting stores on Sunday.
Target also announced this week that 130,000 seasonal jobs are available now.


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Hyundai has revealed its first all-electric touring car, the Veloster N ETCR, which is designed specifically to compete in the all-new ETCR series from 2020.
The South Korean manufacturer had been linked to an entry into the forthcoming ETCR series for some time, and the car has now been revealed at the Frankfurt International Motor Show (IAA) on Tuesday.
A statement from the company said that “the Veloster N ETCR heralds an exciting new era for Hyundai Motorsport, which will see electric racing become one of the pillars of the company.”
After developing the successful i30 N TCR and Veloster N TCR in the past two years, Hyundai, through its Hyundai Motor Sport group (HMSG) has been developing the new car throughout 2019.
The car, built in Alzenau in Germany, is fully electric, rear-wheel drive with a mid-mounted motor, in line with the ETCR technical regulations.
A full testing programme will begin later this month, supported by Hyundai Motorsport’s trained and experienced engineers.
“Today, we have experienced another special milestone in the history of Hyundai Motorsport,” said Thomas Schemera, Head of Product division, Executive Vice President of Hyundai Motor Group.
“We are proud to reveal the Hyundai Veloster N ETCR, our first electric race car, designed specifically for ETCR regulations.
“We have been anticipating this moment for some time and we are thrilled to open this exciting new chapter for our company.
“Through our successful Customer Racing division, we have spent many years honing our skills in touring car racing, which has resulted in two packages capable of competing for championships around the world.
“ETCR is the natural next step in our journey, and one that aligns perfectly to Hyundai’s global strategy for electric vehicle production.
“We have a detailed test program for the Veloster N ETCR, supported by the fully trained and experienced team of engineers at Hyundai Motorsport; we can’t wait to see the car in action for the first time.
“The Veloster N ETCR will make an ideal addition to our ongoing commitment to WRC and to Customer Racing through the i20 R5, i30 N TCR and Veloster N TCR.”


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The joint Samsung/Google event to introduce Android Ice Cream Sandwich and Samsung Nexus Prime is due to take place on October 19.
Nokia unveiled its Meego phone N9 back in June. Now Nokia has announced that it has started shipping N9. N9 offers a major shift away from traditional phones introducing the buttonless handset with an intuitive UI controlled by swipe gestures.
Samsung has announced Galaxy 8.9 is now available for pre-order and will ship on October 2nd. The Tab was first announced in March this year along with Galaxy Tab 10.1 and was expected to be released in summer.
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With a new relationship, Bragg Gaming Group, a well-known gaming and technology supplier, is able to further solidify its position in the New Jersey online casino sector. The business has partnered with WynnBET Casino and Sportsbook to broaden its market and bolster its relationship with Wynn. This tactical move demonstrates Bragg’s dedication to provide players in the very competitive New Jersey market with cutting-edge gaming material.
Reaching a wider audience in New Jersey
Bragg Gaming Group now has a bigger presence in the booming New Jersey online casino sector thanks to the recent deal with WynnBET. For Bragg, this relationship represents an important turning point since it shows Wynn’s faith in the enterprise. In Michigan, Wynn gamers already receive content from Bragg, demonstrating the effectiveness of their existing partnership.
Providing an Outstanding Gaming Experience
Kunal Mishra, the Chief Operating Officer for Bragg Gaming Group in the Americas, expressed delight regarding the increased partnership with WynnBET and the chance to make their new games available to gamers in New Jersey. Mishra thinks WynnBET’s player engagement will improve thanks to Bragg’s proprietary and exclusive third-party games. By offering cutting-edge game material to top North American iGaming operators, the company hopes to grow steadily and over the long term.
Driving Success in the Online Casino sector
WynnBET’s agreement with Bragg Gaming Group is in keeping with their strategy objective of taking a commanding position in the thriving New Jersey online casino sector. The potential for success is clear given that the state’s online casinos generated $158.9 million in revenue in April, an increase of 16.1% over the previous year. Bragg wants to take advantage of this expansion and make sure that its content is engaging for gamers, adding to the general success of its partner operators.
Bragg Gaming Group has other initiatives in the New Jersey online casino business in addition to its partnership with WynnBET. A recent cooperation between the business with Caesars Sportsbook & Casino has strengthened its position in the region. Caesars players in New Jersey have access to fresh and intriguing material thanks to Bragg’s Atomic Slot Lab studio. Popular video game franchises including Egyptian Magic, Fairy Dust, and The Girl with the Golden Eyes are among the company’s expanding portfolio along with exclusive material from collaborator studios.
Global Online Casino Presence
In addition to having a significant presence in New Jersey, Bragg Gaming Group also conducts business in a number of internationally licensed online casino regions. Players in Pennsylvania, Michigan, Ontario, the UK, Italy, the Netherlands, Germany, Sweden, Spain, Malta, and Colombia can access the company’s gaming material. Due to its extensive global presence, Bragg is able to compete successfully in the global iGaming market.
The post Bragg Gaming Group Expands Online Casino Presence with WynnBET Partnership in New Jersey appeared first on iGaming.org.


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UNTIL last week, brand-new PCs were generally reckoned to have a life of 18
months before being rendered obsolete by the demands of the latest software. But
for proud owners of Pentium PCs bought earlier this month, that period of grace
fell to as little as 18 hours.
When Intel launched its MMX Pentium chip last week, a range of MMX-compatible
software went on sale the same day as the machines built around the new chip.
None of the new software will run properly, if at all, on ordinary Pentium PCs
bought the previous day.
The company describes MMX as “the most significant enhancement in processor
architecture for 10 years”. An MMX Pentium uses parallel processing to handle
blocks of eight bytes simultaneously. This gives a sixfold increase in the speed
at which graphic images are generated on-screen, so moving pictures run much
more smoothly. With the new software, the chip can also make videoconference
phone calls, fill the screen with moving video or process high quality sound,
all without extra hardware.
Intel has been discussing MMX with software developers and PC manufacturers
for the past 18 months, but none of the companies wanted to launch their new
products before Christmas.
Ian Wilson, Intel’s European technical manager, claims that hundreds of
software developers are working on MMX titles, and that they will arrive during
1997. This software will look very jerky on ordinary Pentium PCs or not work at
all. And despite the abrupt change of system, Intel still has no firm plans for
an “overdrive” upgrade chip for existing PCs.
But Wilson has admitted that some Pentium PCs will not be upgradable,
especially the older models. “PC owners must discuss this with the
manufacturer,” he says. “We have no price for an overdrive yet, and no date for
availability,” adds Wilson.


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The U.S. Federal Trade Commission (FTC) has settled ten consumer fraud lawsuits against companies selling acai berry weight-loss products.
The most recent is against Central Coast, which has been banned from claiming that its acai products cause weight-loss.
The company has also been banned from offering “free trials,” or “introductory offers,” because consumers who signed up for the offers were automatically charged unless they canceled shipments or immediately returned the product. The FTC is cracking down on fraudulent internet marketing paid for by the company.
Central Coast, the company selling a variety of acai dietary supplements, was forced to pay $1.5 million in refunds to customers. The companies had hired third party vendors to make fake “news sites” that promoted acai berry products for weight loss. They also falsely claimed that celebrities such as Oprah Winfrey and Rachael Ray had endorsed the products. They claimed that anyone who requested a refund would receive one, when in reality, it was very difficult for people to get refunds after their credit/debit cards had been charged without their consent. They also falsely implied that the acai products could treat, prevent, or cure diseases.
The Better Business Bureau was flooded with complaints from people who had signed up for the “free trials,” and then been charged without their consent, and were unable to get a refund. Part of the FTC decision against the company will force it to give refunds to everyone who signed up for the trials.
The FTC has warned the company that it cannot make weight loss claims until there are two well-controlled human clinical trials. Supporters of acai berry health benefits are disappointed in the firms making bogus weight loss claims, because they could take away from the berry’s actual health benefits. Acai berries are high in antioxidants, they may eliminate free-radicals, and they may have cardiovascular benefits. They may also be able to help reduce atherosclerotic lesions in arteries, increase dexterity, and reduce pain in some individuals.
But there is no scientific evidence that acai can help with weight-loss. Companies that claim acai can help people lose weight are making claims that are not backed up by clinical studies or scientific evidence.
The Central Coast lawsuit is just one of many lawsuits against acai berry dietary supplement vendors. The FTC settlement includes an $80 million judgment, which will be waived if the president and CEO of Central Coast pays $1.5 million on personal assets.
The settlement would also require that the FTC receive all of the estimated $600,000 that remains in the accounts of Central Coast Nutraceuticals and its affiliates after all other expenses have been paid.


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ROI Basmati Rice is renowned for exquisite aroma, superfine kernels, great taste and Silky Texture. We, at Raj Exim, value our clients and endeavor to not only foresee their demands but also provide world class services along with products. We are one of the leading exporters of Basmati Rice and Non Basmati Rice marching ahead with premium quality of international standards. We are known as a renowned exporters offering variety and quality.
Grown only in Himalayan Region of India and nurtured by snow-fed rivers, Basmati is without a shadow of a doubt the King of all Rice in the world.
Rice other than basmati rice is called non- basmati rice. Some names of non basmati rice are shaped like basmati rice and PR, 104 IR8, IR 64, Masuri.
We are exporting Basmati Rice to USA, Europe, South East Asian, Middle East, Saudi Arabia, UAE and African Countries. Our Office are spread in various parts of the globe including Dubai and India.
We cater to all varieties Traditional Basmati, Pusa Basmati, 1121 Basmati Sharbati Basmati and in all forms – Brown, Milled Raw, Steamed, Par-boiled / Sella – White / Golden. Non-Basmati varieties are PR 14, PR11, PR 106, IR 64, IR14 and in all forms – Brown, Milled Raw, Steamed, Par-boiled / Sella – White / Golden. Ponni varieties are Chella Ponni, Kalsar Ponni, Andra Ponni, and Karnataka Ponni, Swarna Masuri and Idly Rice Ambai 16. Has the capability to pack in all forms of packaging materials.
Commerce and Industry Ministry Piyush Goyal addresses a press conference in New Delhi on Sunday Wheat exports to countries hit by Ukraine war to continue; likely to cross 10 mt in 2022-23, says Goyal.
India’s exports in 2021-22 touched an all time high of $417.8 billion, a 43 per cent growth over the previous fiscal, Commerce and Industry Minister Piyush Goyal said. Exports in March recorded the highest monthly value of $40 billion.
“Every sector of the economy, every farmer, every entrepreneur, every MSME and State governments worked together to achieve this lucrative goal. India’s diversified export portfolio in 2021-22 shows its manufacturing abilities as well as growth in hi-tech goods, electronics and agricultural products,” Goyal said addressing the media on Sunday.
As a 13 per cent increase in minimum support price (MSP) for paddy slows down India’s rice exports in the current financial year, the Centre has announced incentive to boost the shipments of the cereal. Read More…
Shipments of basmati rice, the largest product in the country’s farm-export basket, touched a record high in volumes and rupee value terms in 2018-19 on account of aggressive buying by Iran and a weak currency. Read More…


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Tesla is currently stuck in “production hell” with Model 3 delays, as Elon Musk describes it.
But Winston Churchill had a great quote about facing what seems like insurmountable adversity: “If you’re going through hell, keep going”. This is certainly a maxim that Musk and Tesla will need to live by in order to realize the company’s longstanding mission, which is to accelerate the world’s transition to sustainable energy.
Rise of Tesla: The Future Vision (Part 3 of 3)
Today’s giant infographic comes to us from Global Energy Metals, and it is the final part of our three-part Rise of Tesla Series, which is a definitive source for everything you ever wanted to know about the company.
Part 3 shows Elon Musk’s future vision, and what it holds for the company once it can get past current production issues.
To understand Tesla’s ambitions for the future, you need to know two things:
1. Tesla’s Mission Statement: “To accelerate the world’s transition to sustainable energy.”
Tesla can accomplish this by making electric vehicles, batteries, and energy solutions – and by finding ways seamlessly integrate them all together.
2. Tesla’s Strategy: “The competitive strength of Tesla long-term is not going to be the car, it’s going to be the factory.”
Tesla aims to productize the factory, so that vehicle assembly can be automated at a revolutionary pace.
In other words, Tesla wants to perfect the making of the “machine that builds the machine”. It wants to use these factories to pump out EVs at a pace never before seen. It aims to change the world.
The Future of Tesla
If Elon Musk has his way and everything goes according to plan, this is how the future of Tesla will unfold.
Note: Keep in mind that Tesla sometimes overpromises – and that the following is an extrapolation of Tesla’s vision and announced plans as of Spring 2018.
A Sustainable Energy Powerhouse
Tesla’s goal is to accelerate the world’s transition to sustainable energy – but simply making a few electric cars is not going to be enough to put a dent into this.
That’s why the future of Tesla will be defined by bigger and bolder moves:
The Tesla Semi: Tesla has unveiled the Tesla Semi, which can go 0-60 mph with 80,000 lbs (36 tonnes) in just 20 seconds. Fully electric, and with a 200 kWh battery pack, Musk says that it would be “economic suicide” for trucking companies to continue driving diesel trucks.
Mass Transit: Elon Musk said in his Master Plan, Part Deux blog post that he wants to design “high passenger-density urban transport”. It’s anticipated that this will come in the form of an autonomous minibus, built off the Model X concept.
A New Energy Paradigm: Tesla is not just building cars – it’s democratizing green energy by creating a self-dependent ecosystem of products. This way, homeowners can ensure their appliances and cars are running off of green energy, and even sell it back to the grid if they like.
As Tesla works on this sustainable future, the company isn’t afraid to show off its battery tech in the interim. The company even built the world’s largest lithium-ion battery farm (100 MW) in South Australia to win a bet, in fewer than 100 days.
Other New Models
Elon Musk says that Tesla plans to “address all major segments” of the auto market.
Model Y: This will be a crossover vehicle built on the Model 3 platform, expected to go into production in 2019. It will round out the “S3XY” product line of Tesla’s first four post-Roadster vehicles.
Pickup Truck: This will be Tesla’s priority after the Model Y, and Musk says he is “dying to build it”. Musk says it’ll be the same size of a Ford F-150 (or bigger) to account for a “game-changing” feature he wants to add, but has not yet revealed.
Ultra Low-Cost Model: Tesla has also announced that it will need a model cheaper than the Model 3 in the near future. This would allow Tesla to compete against a much wider segment of the auto market, and the future of Tesla hinges on its success.
Tesla already has two: Gigafactory I in Reno, NV (Batteries), and Gigafactory II in Buffalo, NY (Solar panels).
The Gigafactory I started battery cell production in 2017. It will eventually produce enough batteries to power 500,000 cars per year. Meanwhile, the second factory is operated by Tesla’s SolarCity subsidiary, producing photovoltaic modules for solar panels, and solar shingles for Tesla’s solar roof product.
Tesla said in 2017 that there will be “probably four” more battery Gigafactories in locations that would “address a global market”, including one in Europe. This makes sense, since the need for lithium-ion batteries to power these EVs is exploding. An important component of Tesla’s future will also be source the raw materials needed for these Gigafactories, such as cobalt, lithium, graphite, and nickel.
The Chinese Market
The good news: Tesla already owns about 81% of the market for imported plug-in EVs in China.
The bad news: That’s only about 2.5% of the total Chinese EV market, when accounting for domestically made EVs.
China is the largest auto market in the world – and make no mistake about it, Tesla wants to own a large chunk of it. In 2017, China accounted for 24.7 million passenger vehicle sales, amounting to 31% of the global auto market.
Automation and the Sharing Economy
Finally, Tesla wants its vehicles to be fully autonomous, and to have shared fleets that drive around to transport people.
Autonomous: Tesla aims to develop a self-driving capability that is 10X safer than manual via massive fleet learning.
Shared: Most cars are only used by their owner for only 5% of each day. With self-driving cars, a car can reach its true potential utility by being shared between multiple users.
The future of Tesla is ambitious, and the company’s strategy is even considered naïve by some.
But if Elon Musk and Tesla are able to perfect the building of the “machine that builds the machine”, all bets will be off.
That concludes our three-part Rise of Tesla Series – don’t forget to see Part 1 (Origin Story) and Part 2 (Rapid Growth). We’d also like to offer a special thanks to Global Energy Metals for making this series possible, as well.
How Much Oil is in an Electric Vehicle?
It is counterintuitive, but electric vehicles are not possible without oil – these petrochemicals bring down the weight of cars to make EVs possible.
How Much Oil is in an Electric Vehicle?
When most people think about oil and natural gas, the first thing that comes to mind is the gas in the tank of their car. But there is actually much more to oil’s role, than meets the eye…
Oil, along with natural gas, has hundreds of different uses in a modern vehicle through petrochemicals.
Today’s infographic comes to us from American Fuel & Petrochemicals Manufacturers, and covers why oil is a critical material in making the EV revolution possible.
It turns out the many everyday materials we rely on from synthetic rubber to plastics to lubricants all come from petrochemicals.
The use of various polymers and plastics has several advantages for manufacturers and consumers:
- Easy to Shape
- Flame Retardant
Today, plastics can make up to 50% of a vehicle’s volume but only 10% of its weight. These plastics can be as strong as steel, but light enough to save on fuel and still maintain structural integrity.
This was not always the case, as oil’s use has evolved and grown over time.
Not Your Granddaddy’s Caddy
Plastics were not always a critical material in auto manufacturing industry, but over time plastics such as polypropylene and polyurethane became indispensable in the production of cars.
Rolls Royce was one of the first car manufacturers to boast about the use of plastics in its car interior. Over time, plastics have evolved into a critical material for reducing the overall weight of vehicles, allowing for more power and conveniences.
Rolls Royce uses phenol formaldehyde resin in its car interiors
Henry Ford experiments with an “all-plastic” car
About 20 lbs. of plastics is used in the average car
Manufacturers begin using plastic for interior decorations
Headlights, bumpers, fenders and tailgates become plastic
Engineered polymers first appear in semi-structural parts of the vehicle
The average car uses over 1000 plastic parts
Electric Dreams: Petrochemicals for EV Innovation
Plastics and other materials made using petrochemicals make vehicles more efficient by reducing a vehicle’s weight, and this comes at a very reasonable cost.
For every 10% in weight reduction, the fuel economy of a car improves roughly 5% to 7%. EV’s need to achieve weight reductions because the battery packs that power them can weigh over 1000 lbs, requiring more power.
Today, plastics and polymers are used for hundreds of individual parts in an electric vehicle.
Oil and the EV Future
Oil is most known as a source of fuel, but petrochemicals also have many other useful physical properties.
In fact, petrochemicals will play a critical role in the mass adoption of electric vehicles by reducing their weight and improving their ranges and efficiency. In According to IHS Chemical, the average car will use 775 lbs of plastic by 2020.
Although it seems counterintuitive, petrochemicals derived from oil and natural gas make the major advancements by today’s EVs possible – and the continued use of petrochemicals will mean that both EVS and traditional vehicles will become even lighter, faster, and more efficient.
The Hydrogen City: How Hydrogen Can Help to Achieve Zero Emissions
Cities are drivers of growth and prosperity, but also the main contributors of pollution. Can hydrogen fuel the growth of cities with clean power?
In the modern context, cities create somewhat of a paradox.
While cities are the main drivers for improving the lives of people and entire nations, they also tend to be the main contributors of pollution and CO2 emissions.
How can we encourage this growth, while also making city energy use sustainable?
Resolving the Paradox
Today’s infographic comes to us from the Canadian Hydrogen and Fuel Cell Association and it outlines hydrogen technology as a sustainable fuel for keeping urban economic engines running effectively for the future.
The Urban Economic Engine
Today, more than half of the world’s population lives in cities, and according to U.N. estimates, that number will grow to 6.7 billion by 2050 – or about 68% of the global population.
Simultaneously, it is projected that developing economies such as India, Nigeria, Indonesia, Brazil, China, Malaysia, Kenya, Egypt, Turkey, and South Africa will drive global growth.
Development leads to urbanization which leads to increased economic activity:
The difficulty in this will be achieving a balance between growth and sustainability.
Currently, cities consume over two-thirds of the world’s energy and account for more than 70% of global CO2 emissions to produce 80% of global GDP.
Further, it’s projected by the McKinsey Global Institute that the economic output of the 600 largest cities and urban regions globally could grow $30 trillion by the year 2050, comprising for two-thirds of all economic growth.
With this growth will come increased demand for energy and C02 emissions.
The Hydrogen Fueled City
Hydrogen, along with fuel cell technology, may provide a flexible energy solution that could replace the many ways fossils fuels are used today for heat, power, and transportation.
When used, it creates water vapor and oxygen, instead of harmful smog in congested urban areas.
According to the Hydrogen Council, by 2050, hydrogen could each year generate:
- 1,500 TWh of electricity
- 10% of the heat and power required by households
- Power for a fleet of 400 million cars
The infrastructure requirements for hydrogen make it easy to distribute at scale. Meanwhile, for heat and power, low concentrations of hydrogen can be blended into natural gas networks with ease.
Hydrogen can play a role in improving the resilience of renewable energy sources such as wind and solar, by being an energy carrier. By taking surplus electricity to generate hydrogen through electrolysis, energy can be stored for later use.
In short, hydrogen has the potential to provide the clean energy needed to keep cities running and growing while working towards zero emissions.
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PlayStation 5 (or PS5, for friends) would be about to finally invade store shelves, leaving behind the well-known problems of stocks. Furthermore, there would also be some really interesting new bundles.
on the horizon
PS5 is in fact still difficult to purchase at human prices on Amazon, at least in Italy, although it seems that the Sony console already has some tricks up its sleeve.
After all, Sony recently unveiled the 23 most anticipated video games of 2023 on PlayStation 5, a list that has certainly raised the antennae of many players.
Now, however, as also reported by PSU, new bundle with two DualSense would be about to land on store shelves.
According to an announcement on EB Games Australia, Sony is in fact preparing the release of two new bundles dedicated to the PS5 during the next month of February.
The new bundles cover the standard PS5 and the Digital-Only Edition and, unlike the previous ones, will include two DualSense controllers.
The two pads are referred to as CFI-1216A and CFI-1216B and include the 6nm chips. The release date would be set for February 3, 2023, although at the moment there is still no official announcement. Below is the complete list of contents:
- PlayStation 5 console (model with and without player)
- 2 DualSense wireless controllers
- HDMI cable
- AC power cord
- USB cable
- Printed material
- ASTRO’s PLAYROOM (pre-installed game).
Staying on the subject, if you too are part of that group of enthusiasts who prefer to keep their PS5 in an upright position, from now on you might want to seriously rethink your approach.
But that’s not all: let’s find out which are the best games available for less than 10 euros through the many offers with the new PlayStation Store discounts.
Finally, after more than two years of stock shortage, the turning point seems to have arrived: Sony ensures the availability of PS5 all over the world, news that has certainly made many of you happy.


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Apple to track you as you shop (0:46)
Nov. 18 - Apple will soon install sensors at its stores to boost sales and improve service, according to 9to5mac. Fred Katayama reports. ( Transcript )
Hard-edged reporting, insight and analysis, Reuters TV breaks ground creating informative news and financial videos. Showcasing Reuters’ 3000 award-winning journalists, Reuters TV delivers high-energy investigative journalism with concise explanations. Check it out and let us know what you think.


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Earlier today we reported that OnePlus might be the latest company to add support for the notch. While the company didn’t disclose any dates for the release, it looks like we don’t have to wait too long for the device. According to the latest filing, OnePlus 6 has already passed through Wi-Fi certification.
This was spotted by smartphone insider, Roland Quandt who shared his findings on Twitter.
— Roland Quandt (@rquandt) April 2, 2018
According to the Wi-Fi certifications, it looks like OnePlus 6 will be running on Android 8.1 and will support both 2.4 and 5 GHz Wi-Fi bands. The certification doesn’t share much apart from this but OnePlus 6 is rumoured to have a 6-inch screen with 18:9 aspect ratio and 6 GB RAM. Apart from this, the device is also rumoured to have an in-display fingerprint scanner and a notch on the top.
OnePlus is planning a summer launch so it won’t be long enough before the phone is unveiled.


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Here’s yet another reminder that you should always have some “burner” email address accounts handy for interactions with e-commerce websites.
I’ve confirmed that shoppers at Saks Fifth Avenue who had asked the firm for notifications when sold-out items were available had their personal information exposed by the firm.
Some 80,000 email addresses and/or phone numbers were exposed, along with other personal nuggets—hints at where the victims worked, and what items they ordered, for example.
The data was shared with me last weekend by Bill Dedman at PowerReporting.com. It was visible to the public during much of the weekend, but appeared to be removed from public view by Sunday, March 19.
High-value information leaked
While the leak did not include payment information, a list of devoted Saks shoppers would be a useful tool for would-be hackers and ID thieves. Presumably, most would be high-net-worth individuals, and all of them would be waiting for an email from Saks with good news about a wanted item—ideal for a phishing scam.
The list also potentially could be embarrassing for some. There are 90 .gov emails listed, for example, suggesting government workers might be shopping while at work—or at least using taxpayer-supported computers for personal affairs.
NIH, IRS, USAID, NASA, and FERC domains were all spotted on the list. Several New York City school domains also were on the list. And at least one DHS email also was spotted, which raises the additional risk of compromising someone working in homeland security, then using that attack to gain other sensitive privileges.
SKUs for wait-listed items also were included, meaning someone could look up the dress, shoes or even lingerie that customers were hoping to buy from Saks.
Keep spare account for purchases
At a bare minimum, better digital hygiene (a spare Gmail account) would prevent such users from having potentially embarrassing conversations with their bosses.
For its part, Saks acknowledged the leak and said the problem that caused it has been fixed. It confirmed that the emails included customers who had signed up for “waiting list” notifications, and a few other less common circumstances. The firm’s general mailing list was not impacted.
“We take this matter seriously,” Saks said in a statement to me. “We want to reassure our customers that no credit, payment or password information was ever exposed. The security of our customers is of utmost priority, and we are moving quickly and aggressively to resolve the situation, which is limited to a low, single-digit percentage of email addresses. We have resolved any issue related to customer phone numbers, which was an even smaller percent.”
It was unclear if Saks used a third-party firm to maintain the waiting list email databases; many retailers offer similar wait-list features.
No widespread fraud at this time
There is no indication people on the list have been victims of a fraud. It’s likely that the tool used to set up waiting list notifications was simply misconfigured and the discovery was made by a white-hat hacker, who passed it along to Dedman.
Still, Saks customers should use extra skepticism when opening emails for quite some time—from Saks, or from anyone else. It would be easy to construct a very tempting email that said, “Caitlin: The dress you wanted is now in stock! We could call you at 646 -XXX-XXX or simply click here to order.”
And everyone reading this story should have a free, spare email address that they use for such interactions with e-commerce firms—an address that wouldn’t put you at great risk if it were hacked some day, or overrun with spam.
This article originally appeared on Thirdcertainty.com and was written by Bob Sullivan.


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The RCN Corporation and Lycos Inc. said today that they had formed a business alliance that would marry Web content developed by Lycos with RCN's high-speed telecommunications network.
In the alliance, RCN, which is based in Princeton, an operator of a fiber optic network, will gain content for its 500,000 residential customers, most of them concentrated in the Boston-to-Washington corridor.
For its part, Lycos, an Internet portal operator based in Waltham, Mass., will position itself for entry into the developing Internet broadband market.
''The game will be won or lost, and brands will be made or not, in the analog environment,'' the chief executive of Lycos, Robert J. Davis, said in an interview.
High-speed access ''is an important component of our strategy now in the sense we're building broadband products,'' Mr. Davis added, ''but as it relates to users it still has a few years ahead of it.''
Although it will be ''another three, four, five years before broadband really hits its stride,'' Mr. Davis said, Lycos is using deals like the partnership with RCN to position itself as early as possible.Continue reading the main story


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Digital advances are transforming the consumer sector – and there's potential for greater change and revenue growth if participants manage technology and data platforms effectively.
Data and technology are top priorities for the consumer sector and are rapidly transforming business models, according to KPMG’s 2014 Top of Mind survey. This shift in focus is imperative. The rapid proliferation of social and digital media has empowered customers as never before, prompting a retail industry that must be open to serve customers anytime, anywhere, and in any way they choose to shop.
At the same time, these new media channels allow for direct engagement with customers, enabling organisations not only to better serve them, but to generate massive amounts of data. This wealth of information holds the potential to drive real frontline differentiation and bottom-line growth.
To fully realise this potential, consumer sector participants need to focus on managing security and customer trust issues. The more data and information companies have to leverage, the greater the risks and costs associated with cyber-theft or misuse become.
Our survey found that 'data security and privacy' was identified as a very or critical strategic area for only 47 percent of respondents. This appears low given the increasing occurrence of highly publicised data security breaches in the industry, and the potential downside risk.
One of the biggest concerns is that consumer companies will lose the confidence of their customers. The misuse of data – or being vulnerable to piracy or hacking – can have enormous consequences, harming the reputation of manufacturers and retailers and eroding customer trust. However, organisations can capably manage these risks – and effective risk management can end up delivering reputational advantage I the marketplace.
Big data presents a huge opportunity to refine strategies around products, solutions and channels. And those who manage the data best will be in the best position to translate this information into competitive advantage. More than half of respondents cited data analytics as being 'very' or 'critically' important to their strategy over the next 12 months. Yet we believe the majority of retailers do not know how to get their arms around the volumes of data, or the new innovations in the analytics space.
The key fundamental of data and analytics should not be about spending more on technology. The driving forces to collating and collecting this data is investing in meaningful insight and defining how this insight can help businesses differentiate the services they provide to their customers. This is the heart of the opportunity for consumer sector participants.
Our survey reveals a number of companies have highly optimistic growth projections. To actually achieve these targets, companies need to focus on boosting key capabilities such as digital strategy, supply chain and talent.
While 65 percent said their strategies exploited key consumer trends, only 56 percent believe they have the right portfolio mix to achieve their growth targets, and only 50 percent the appropriate resource allocation and necessary competitive advantage. With some recalibration of the portfolio and refining of resource allocation, consumer organisations will be in a better position to see real bottom-line growth.
A longer-term outlook would also create more opportunity for sustainable growth. Many companies are leaning towards shorter-term growth strategies such as promotion and pricing, but focusing on longer-term strategies, such as multi-channel effectiveness, would reap real rewards in the future.
It is not surprising that supply chain was the number one area where respondents said they would increase investment the most over the next 12 months. This reflects the fact that consumer companies are now expected to deliver anytime, anywhere.
As supply chains continue to become even more complex due to expansion and new business models, greater collaboration between suppliers and retailers and deeper integration of data analytics into supply chain management will help with agility, visibility, flexibility and planning.


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By Michael Campbell
It’s no secret that the college textbook industry is a multi-billion dollar enterprise. According to the Wall Street Journal, the average college student can plan to spend up to a thousand dollars each year on schoolbooks. Prices per book can increase greatly depending on year of school and college major. Many classes use the textbooks infrequently, which often frustrates students for spending large amounts of money without getting the use out of what they paid for.
Many students try and save money through renting books. However, some bookstore books cannot be rented. This can be very expensive. Alex Nivus, a senior at the New England School of Communications (NESCom), a school within Husson University, spends well under the average but books still cost several hundred dollars each year.
“I spend around 150 per semester. I rent first. That’s my first option,” said Nivus. “If I absolutely can’t, then I buy. There aren’t many books that I actually use thought. That’s what really bothers me. I truly feel that in my six semesters here, I’ve really only need three. I hate that our math homework is done online. You truly learn math by doing it on paper.”
With the prevalence of electronic readers, such as e-books or Kindles, more and more students are abandoning the traditional print books all together and going for the lighter alternatives from their wallets and in their backpacks. To combat the prices of books from bookstores, several students, including students at Husson, are looking for cheaper ways to pay for books. Taylor Evans, a senior from the Web Media department at NESCom said that she starting using an e-book some time ago. She said that she used the bookstore when she first started college but gradually made changes.
“I only used the bookstore for the physical copy years ago when I was a freshman. But as I progressed further into college I started looking into less costly options such as Amazon student accounts,” said Evans, in an e-mail. Evans said that using an e-book has made a few things more difficult but the decision has been worth it.
“With the e-reader, it’s really easy and helpful to just type “ctrl, F” and search for a chapter or topic within seconds. But on the flip side, I find it harder to read the text via computer rather than a physical book. The small text hurts me eyes,” said Evans. While Evans uses e-books, Nivus is among the majority of Husson students who still go to the bookstore for print books.
According to Janet Francoeur, the manager of the Husson bookstore, the majority of students still goes with traditional print books, but offer many e-books. Francoeur said that as Husson students go more digital, the bookstore will be prepared.
“The Husson Bookstore is the best single source for a wide and growing variety of digital course materials, including Follett’s BryteWave digital reader, Pearson MyLabs, McGraw Hill LearnSmart, Cengage’s Aplia and many more,” said Francoeur in an e-mail. “Digital materials provide students anytime, anywhere access and often feature interactive learning tools, like video, animation and models.”
According to USA Today, from 2002 to 2012, textbooks prices nearly doubled, rising by almost 82 percent. In that same amount of time, tuition has risen by 89 percent. By comparison, the average price of a tablet is under 200 dollars. In addition to having books on e-readers, many programs exist for students to obtain books.
For students who don’t use traditional bookstores, a popular destination is Chegg.com. Chegg.com is one of the country’s largest online sites for students to rent books. While Chegg started by just renting books, more and more Chegg offers prices that are considerably less than buying used books or renting books from a college bookstore. Other popular sites include Amazon.com and Barnes and Noble.
According to the Amazon website, students can save as much as 80 percent on books as compared to more traditional methods. John Fillmore, the vice president of college services for Chegg said that Chegg not only offers an e-book service but has created an app, Chegg Study, that allows students to connect with Chegg staff.
“One of the biggest advantages to using Chegg is the price difference from the college bookstore. However, e-books get a huge value on a digital level,” said Fillmore. “For instance, say you’re working on your homework on your e-book with one of our biology textbooks, we’re able to see that. If you get stuck on a question, you can ask Chegg to help.” Fillmore also said that students can connect directly to Chegg.com when they use books rented using their e-book service.
Chegg started renting print books in the early 2000s and started renting them through e-books about three to four years ago. Chegg Study, the program that helps students with e-books, has over one million subscribers. Fillmore said that Chegg is working on expanding to eventually become entirely based through digital media.
“We’re going to be partnering with Ingram, the largest book warehouse company in the world,” said Fillmore. “Ingram will handle distributing print textbooks for any student who would prefer having a physical copy.” Fillmore also believes that the prevalence of e-books will be taking off even more so over the next several years.
“We’re watching new transitions [when it comes to new technology]. Some of them like the iPod took off right away. Others like 3-D television haven’t really taken off quite yet,” said Fillmore. “It’s going to take a couple of years.”
E-book services are also available at several of the other colleges in the greater Bangor area including Eastern Maine Community College and the University of Maine at Augusta-Bangor campus.


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BusyEvent, the Chesterfield-based mobile app developer that builds other mobile apps for its users, has added two new C-level executives to its team.
BusyEvent co-founder Brian Slawin said the company had previously used advisors in those roles. But with BusyEvent’s client base expanding, the company is bringing most of its leadership team in house, he said.
Pimmel previously worked as an auditing consultant with RubinBrown. Abraham, meanwhile, in 2007 founded Framwork Internet Solutions, a boutique web development firm.
Slawin said the company is focusing on large event production for local and national brands.
Using BusyEvent, event organizers can build a mobile app for those attending their events. Event organizers may choose from features such as event agendas, attendees and social streams to include in the app, which can be downloaded in order to find more information about an event.
BusyEvent released a new mobile app in November, which is expected to boost its annual revenue from $500,000 per year to $1.4 million by the end of 2014, said BusyEvent co-founder and CEO David Schenberg.
Previously, BusyEvent had raised more than $2 million in Missouri from angel investors, including the St. Louis University Billiken Angel Network.


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World of Warcraft Mist of Pandaria Available Starting September 25, 2012By Menard Osena on Jul 26, 2012 in Gaming, Internet, North America, Software, Technology, United States, World •
Blizzard Entertainment announced on Wednesday, July 25, 2012 that the Mist of Pandaria expansion for the World of Warcraft massively multiplayer online role-playing game (MMORPG) will be available in stores and online starting September 25, 2012.
“Mists of Pandaria contains the biggest variety of new content we’ve ever created for a World of Warcraft expansion, with features that will appeal to new players, veterans, and everyone in between,” Mike Morhaime, CEO and co-founder of Blizzard Entertainment, was quoted at Blizzard.com.
“We’ve received a lot of great feedback from players during our most extensive beta test yet, and we hope they enjoy exploring everything Pandaria has to offer when the expansion comes out in September,” add Mr. Morhaime.
World of Warcraft: Mists of Pandaria will be available on DVD-ROM and via digital download for Windows XP/Vista/7 and Macintosh platforms at a suggested retail price of $39.99 USD.
Blizzard is also offering a special Mists of Pandaria Collector’s Edition packaged with bonus items and it will be available exclusively in retail stores for $79.99 USD.
The gaming company also announced that they are offering a Mists of Pandaria Digital Deluxe version for $59.99 USD which is available online at www.WorldofWarcraft.com.
As reported earlier, Blizzard filed for a trademark for Mists of Pandaria at the United States Trademark and Patent Office last July 28, 2011.
The company confirmed that “Mist of Pandaria” is the fourth expansion for World of Warcraft MMORPG during the Blizzcon 2011 conference in Anaheim, California last October.
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Dogecoin core developer Patrick Lodder made his point that the 1.14.7 update should be done before the 1.21 release. He believes that 1.21 cannot be released as a 1.14.7 update, as it will contain big features that are already coded but intended to be released in 1.21.1 or later.
Lodder explained the nature of the 1.21 update as a foundation for the future, Dogecoin never needs to survive, as update 1.14.6 is enough to make it work as intended and use it as a base for bug fixes and small features.
According to Lodder, the suggested timeline for the 1.21 update is March 2023. On the other hand, the developer expects 1.14.7 to be released this year, as he plans to have a release strategy as soon as more fixes and features are released, making it a significant release, added.


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Negotiations underway on Section 301 tariffs on Chinese imports
Three days of trade talks with China to address tariffs concluded on Jan. 10 without a significant breakthrough or details on when talks would continue. China’s Ministry of Commerce issued a statement saying that there were “detailed exchanges” and that both sides would “maintain close contact.” Neither party offered specifics.
On Dec. 3, 2018, President Trump put a 90-day hold on a planned increase in tariffs on $200 billion worth of goods from 10 percent to 25 percent to allow time for negotiations. The increase will take effect March 2, unless an agreement is reached.


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“A coconut ice pop fully dipped in milk chocolate, topped with M&Ms and chunks of bananas, or a coffee ice pop dipped with powdered chili and chamoy, topped with Cocoa pebbles and chunks of watermelon. Delicious, right? They’re paletas, or eye-catching Mexican popsicles.” K. Allen, Navajo Times, Jan 21 2022
Excerpt: A taste of home: Diné entrepreneur set to open Paleta Bar store in Mesa, By Krista Allen, Navajo Times, Jan 21 2022
“And a store where people can buy these popsicles is opening Saturday in Mesa, Arizona (1917 S. Signal Butte Rd.).
At The Paleta Bar, Diné entrepreneur Franklin Yazzie said, it’s the customer’s choice. And there are many choices, each described as gourmet, fresh and made-to-order.
‘The Paleta Bar brand originated out of Albuquerque,’ explained Yazzie, 24, who’s a co-owner. ‘We recently started expanding into other states.’
Yazzie, who’s Bitáá’chii’nii, is originally from Naat’áanii Nééz-Tsé Bit’a’í. He’s a Navajo Prep alumnus.
Yazzie said after graduating from high school in 2015, he enrolled at Central New Mexico Community College in Albuquerque.
When he decided that he didn’t have academic strength to finish college, he dropped out to take an entrepreneurial route because he knew he could operate a business instead…The Paleta Bar serves all kinds of paletas, said Yazzie. They’re frozen dessert, but visitors on Saturday might be able to warm up these unique paletas.”


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Svetlana Rud has been working as a freelance writer , with experience gained at several media outlets around the world.
Gold dealer APMEX announced that payments in Bitcoin would be accepted by integrating BitPay into its website.
Over the past year, Bitcoin proved that it could be not only the best method of wealth storage, but could be used as a payment instrument.
One of the largest online gold dealers APMEX announced that payments in Bitcoin would be accepted.
APMEX took this decision in order to speed the process of precious metals’ purchase and extend the boundaries of such purchases.
“Because bitcoin works like cash for the Internet, customers enjoy a quick process… Additionally, all eligible bitcoin orders will be processed and shipped within one business day of your payment’s clearing and processing with the QuickShip® guarantee,” the company said.
Now customers have opportunity to buy Gold, Silver and other precious metals by Bitcoin that is called “digital gold”. This new payment method was integrated on APMEX website by payment processor BitPay.
Moreover, APMEX assures that “many customers prefer Bitcoin payment because of the anonymity offered by a blockchain purchase”.
It should be added, that APMEX encourages future customers, providing temporary 4.0% cash discount for orders paid both by digital currency and by fiat money.
Anyway, APMEX is hardly the only precious metal dealer that has accepted payment in Bitcoin. The pioneer in this sphere was Veldt Gold (known as Agora Commodities). The company started working with Bitcoin in 2015.
Later in March 2016, JM Bullion, online bullion dealer in the United States, announced its readiness to accept payments in Bitcoin. This adoption helped to eliminate problems with payment fraud and reduce transaction fees.
“The bitcoin serves as the single uniform piece of currency within the system, and enables people from different nations to make their purchases without having to concern themselves with current exchange rates. Understandably, it has become a popular means of payment among businesses that deal internationally, including precious metals dealers,” JM Bullion said.
In November 2016, the Royal Mint with collaboration of CME Group announced the launching of Royal Mint Gold (RMG), a new digital gold spot product. “An RMG is a digital representation of real gold sitting in the Royal Mint vaults,” the head of digitization at CME Group Sandra Ro said.
In 2017 Singapore-based crypto project GoldMint took a step further and presented new type of digital currency, called GOLD. GOLD was described as a 100% gold-backed token and a stable, transparent means to save crypto portfolio from market fluctuation.


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Sports sponsorship in India grew by 14.1% in 2017, to INR 7,300 crore ($1106n), according to GroupM's entertainment and sports arm ESPproperties and SportzPower (a sports business news company).
It grew from the from INR 6,400 crore ($941n) garnered in 2016, according to the research.
Meanwhile, overall ad spend for the media sector registered in the year stood at INR 61,263 cr ($9282m). Despite GST and demonetisation, with ad spending in India touching INR 61,263 cr ($9282m) in 2017, sports sponsorship made up 11.9% of the overall advertising pie, a step up from the 11.5% market share registered in 2016.
The report further highlighted the growth in team sponsorship, which has grown by 17.1%. Mobile brand Oppo secured team India Sponsorship at INR 1079 cr (April 2017 to March 2022), of which its 117% incremental value from a previous deal resulted in a 20.6% growth in cricket sponsorship overall. Meanwhile, non-cricketing sports like football team sponsorship too has grown by 41.4%.
Indian Super League (ISL) team sponsorship grew by 22% as the number of matches has gone up. Franchise fee too has grown by 24.8%.
Cricket endorsement has further grown by 15.5% with Indian cricket captain Virat Kohli leading from the front with 19 brands and 150+ crore worth of endorsement value. PV Sindhu lead the non-cricket endorsement space with 11 brands and over 30 crore worth of endorsement value.
Meanwhile, some Indian brands looked beyond Indian athletes. Kanakia Spaces signed up with Zinedine Zidane and MRF, Mont Blanc and Maruti signed AB De Villiers.
Vinit Karnik, business head, ESP Properties, said: “2017 was truly the ‘big’ year for the business of sports. With Pro Kabaddi League emerging as the second-most popular league in India after the Indian Premier League, and the India edition of U-17 Football World Cup creating history in terms of audience attendance, sports sponsorship enjoyed a bull run.
Thomas Abraham, co-founder, SportzPower, said: “With the 2017 momentum and the economy also looking up and set to grow at 7.3% in 2018-19, sports is looking at an even bigger year. As the industry anticipates clarity on the structure of club football in India, among the new leagues on the horizon, volleyball seems the most promising.
“In the media firmament, while new revenue benchmarks are expected from television, it will be traction in the digital arena that provides real pointers to where the industry is going over the next few years.”


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Kuzak Elected President of State Store Association
Mike Kuzak (Bookstore) was recently elected president of the Michigan Association of College Stores. He is responsible for organizing and conducting meetings, leading the decision-making process on issues impacting the organization, and promoting professional development to MACS members through networking and education.
“The college store business is challenging,” Kuzak said. “There are so many unique things to deal with, and the rate of change continues to accelerate, especially in the area of competition. It used to be that college stores were the only ones willing to touch textbooks, but now you can get them on the Internet. And many of the supplies we stock are available at other stores in the community. Textbooks still account for the bulk of our sales – 67 percent – but there is significant competition in every phase of our business now. The support that comes from our state association is invaluable. I’ve been grateful to have the MACS as a resource and I’m honored to be elected its president.”
The MACS holds two meetings each year. The fall gathering features a large trade show with education sessions. Kuzak said the organization is comprised of 107 college stores in Michigan and 87 vendors. Based on his experience and observations, he said the NMU Bookstore ranks among the best in the state – if not the country – in terms of size, functionality and design.
“There have been three renovations since I’ve been here,” Kuzak said. “The store has a loading dock out the back door and ample space in front for cash registers and potential expansion. We’ve been wired from the start by injecting technology and keeping up with the latest developments. Ours was one of the first college stores in the country to use scanners. The administration has been supportive in helping us do things right without having to beg. It’s the kind of visionary leadership you like to have, and one of the big reasons I’ve stayed at Northern this long.”
Kuzak was hired as assistant manager of the NMU Bookstore in 1974 and moved up to the manager position in 1993. He previously served as treasurer for the Michigan Association of College Stores before assuming the three-year commitment associated with serving as its president.


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IN 2022 MIGRANTS sent home nearly $800bn, according to data from the World Bank. Around 80% of these remittances were sent to low- and middle-income countries. India received $100bn; Mexico got $60bn. Remittances were the biggest source of capital inflow for low- and middle-income countries in 2022, exceeding foreign direct investment and aid. Their importance is growing. In 2023, global remittances are expected to increase to $815bn. Can that money help drive growth in recipient countries?
In theory it should. In many places, cash from abroad is as large as a share of GDP. Tonga, for instance, received remittances worth 50% of its GDP in 2022. Big injections of money can boost consumption by allowing households to spend more on things such as food, education and transportation—all of which could aid growth. They can also spur investment. In poor countries with large informal sectors and limited access to credit, remittances can provide the start-up capital needed to spur entrepreneurship.
But remittances can also have bad effects. One is the risk of “Dutch disease”. The concept coined by The Economist In 1977, described how the inflow of foreign currency into the Netherlands following the discovery of natural-gas deposits pushed up the value of the local currency, making exports less competitive and hurting markets. Remittances could have a similar effect.
Estimating the overall effects of remittances on growth, then, is tricky. But according to an analysis of 95 studies published in World Development, a journal, in 2020, on balance they have a small but positive effect on growth. That finding, however, masks significant variation. According to a study published in Economic Modellinganother journal, in 2022, a 1% increase in remittances increased real GDP by 0.6% in the Dominican Republic but decreased it by 0.5% in Bosnia and Herzegovina.
Although the impact of remittances on an economy is ambiguous, the effect on poverty is clearer. Remittances allow recipients to spend more on nutritious food or children’s education. Another important benefit is allowing people to build up savings. During the covid-19 pandemic, for instance, remittances provided additional cash that helped cushion the impact of lockdown-induced slowdowns. Several studies have found that increases in remittances are associated with reductions in poverty.
These effects could be made more powerful yet. For a start, the volume of remittances could increase if countries let in more immigrants (though few rich countries seem keen to relax immigration rules). And reforms could help remittance recipients keep more of the money their relatives send. According to the World Bank, in 2022 the average cost of sending $200 to low-and middle-income countries was $12, or 6%. For transfers to sub-Saharan Africa, that figure is 8%.
Developments in payment technologies should lower costs. M–PESA, a Kenyan mobile-payments platform that provides low-cost transfers, has spawned imitators and is expanding globally, targeting the remittance market. India has similar ambitions for the Unified Payments Interface (UPI), its national payments platform. From March 31st Indian migrants in Singapore will be able to send money home using UPI. Should such plans succeed, they will bring transfer costs closer to the UN target of 3%. If that had happened in 2022, recipients’ remittances would have been $24bn richer, collectively. ■


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Bitcoin predictions reddit
So it is my personal feeling that anybody who claims that they can make an exact prediction is lying.
Tim Draper’s 2018 Bitcoin Price Prediction Still Unlikely
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