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The ongoing digital transformation, fuelled by the pandemic, has made several startups revisit their growth strategies, and going public is a natural choice for many. Like in 2020, tech companies continue to dominate the IPO market, which is probably headed for the biggest year ever.
Software firm EverCommerce Inc. is all set to become a public entity as it seeks to take growth to the next level. In an official statement submitted to the SEC, the management revealed plans to list the stock on the Nasdaq Global Select Market under the ticker symbol EVCM. It will be offering 19.1 million common shares at a price in the range of $16 to $18 per share. The financial institutions that manage the offering include Goldman Sachs, JP Morgan, and RBC Capital.
The offering is expected to generate proceeds of about $296 million — at the midpoint of the price range — and value the company at $3.5 billion. The management intends to use the amount, together with cash-on-hand, mainly to repay debt and support business growth through various initiatives including strategic acquisitions.
Focus on SMBs
The Denver-headquartered tech firm is a leading provider of integrated SaaS solutions for service-based small/medium businesses, primarily in the areas of business management, payment acceptance, marketing technology, and customer engagement. It was founded in 2016 by Eric Remer who has also served as the chief executive officer since then. Post-IPO, Remer will assume the additional role of chairman of the board.
According to Remer, EverCommerce was born out of the need to offer better tools to service-based small businesses to operate effectively. Encouraged by the successful journey so far, the company is currently targeting the huge $1-trillion global market. It is estimated that SMBs represent the single largest employer and employee category accounting for about 40% of GDP, with service businesses representing most of it.
The company witnessed strong adoption of its offerings during the pandemic as customers embraced digital technologies to align their businesses with the changed market conditions and customer preferences. The other factors that add to the tailwind are the shift of commerce to mobile devices, the prevalence of electronic payment, and the emergence of digital marketing as the preferred mode of business promotion.
Reflecting the high demand, revenues grew at a compound annual rate of 61% in the past two years. At, $337.5 million, the top-line remained mostly unaffected by the pandemic in fiscal 2020, growing 39% year-over-year. As a result, net loss narrowed sharply to $60 million from $94 million in fiscal 2019.
A few months ago, EverCommerce acquired New Zealand-based business-management software provider Timely LTD for about $95 million. More recently, the company clinched a deal with Silver Lake to sell around $75 million of common stock in a private placement. So far, its key milestones include growing the customer base to over 500,000 — across the core verticals of Home Services, Health Services, and Fitness & Wellness Services — and tie-ups with funding partners Providence Strategic Growth and Silver Lake.
Going forward, the main challenge facing the management would be to take the company to profitability in the highly competitive and volatile market, with investments in the business adding to the pressure on the bottom line.
Stocks you may like:
Information technology solutions provider Hewlett Packard Enterprise (NYSE: HPE) Tuesday reported higher earnings and revenues for the fourth quarter of 2022. The bottom line also exceeded analysts' forecasts. Fourth-quarter profit,
Intuit (NASDAQ: INTU) reported first quarter 2023 earnings results today. Total revenue grew 29% year-over-year to $2.6 billion. Net income was $40 million, or $0.14 per share, compared to $228
Shares of Pinterest Inc. (NYSE: PINS) were down on Tuesday. The stock has dropped 33% year-to-date and 39% over the past 12 months. Pinterest was one of the stocks that


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While Triumph Motorcycles India was contemplating on launching its pre-owned motorcycle company ‘Triumph Approved’ in the previously component of 2020, the ideas have been delayed by a couple months.
The iconic British bike maker has now confirmed to HT Auto on a telephonic conversation that it aims to start advertising pre-owned Triumph bikes in India in October. Triumph has mentioned that it will completely retail only Triumph bikes by using its pre-owned business and the bikes will offered for acquire at the company’s formal dealerships.
(Also Browse: Triumph Trident layout prototype breaks address, will rival Kawasaki Z650, CB650R)
The made use of bikes will be thoroughly checked, serviced and refurbished by Triumph. “In October we are likely to start our utilized bicycle plan which is known as ‘Triumph Approved’. We would be acquiring, refurbishing and marketing accepted used Triumph bikes by way of our dealerships. This would give a fantastic entry price point to our consumers, the place we will set guarantee on people bikes and perform needed specialized checks so that consumers can have the required peace of mind when obtaining a employed Triumph bike,” Shoeb Farooq, Enterprise Head for Triumph Motorcycles India, told HT Auto.
(Also Study: Triumph commemorates Bonneville’s 61st birthday with absolutely free accessories worthy of 61k)
Triumph on Thursday released the new Rocket 3 GT power cruiser in the Indian sector setting up at ₹18.40 lakh. The bicycle costs ₹40,000 in addition to the regular Rocket 3 bike which was introduced final yr and retails at ₹18.00 Lakh. (Much more information right here)
(All prices, ex-showroom, India)

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'I don't like stable. I like growing.' – Larry's AutoWorks owner
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Larry’s AutoWorks repairs cars in one of the country’s hottest high-tech jobs centers, Mountain View. But the growth of companies like Google Inc., LinkedIn Corp. and Intuit Corp. hasn’t helped owner Larry Moore with much ripple effect.
Business at the 10-person shop has recovered from the depths of the recession. Yet revenue, having stabilized at an expected $2 million this year, is still down from peak of about $2.5 million in 2008.
“We’re on exactly the same pace this year as we were on last year,” Moore said. “We’re stable, but I don’t like stable. I like growing.”
Larry’s trend lines show that while the region’s economy is minting millionaires and billion-dollar startup valuations, service-sector small businesses aren’t all being lifted by the tech. These are not go-go days for the auto-repair world, even if the shop is next door to Google. (Partly to blame: Googlers have a lower car-ownership rate than those at earlier Mountain View companies.)
Moore, 69, started the business in 1972, when the Googleplex was still farmland. Its niche: Local middle-class managers who are looking to take care of their sensible cars. The business, at at 2526 Leghorn St., historically did well in economic downturns when customers aimed to stretch every last mile from their vehicles. Not so in the most recent recession.
“This time, I had customers who were out of work for two years,” Moore said. “Now we’re coming back to where people are saying, ‘You know, I need to take care of this car, but I don’t want to go overboard.’ People are happy they have jobs, but they got burned not long ago, so they’re cautious.”
Nathan Donato-Weinstein covers commercial real estate and transportation for the Silicon Valley Business Journal.
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The biggest causes of a restless night's sleep include feeling stressed, fretting over finances and never being quite the right temperature.
A study of 2,000 adults found 38% suffer from poor sleep due to having an uncomfortable mattress, while 36% struggle because of their partner’s snoring.
Sleep patterns are also often ruined by traffic noise, light coming in from the window and caffeinated drinks before bedtime.
Mobile phones also have a big impact, with scrolling through social media (14%), playing games (12%), and reading (13%) on their devices pre-bedtime also leading to a bad night.
Dr David Lee, clinical director at Sleep Unlimited and author of 'Teaching the World to Sleep', said: “We’ve seen big changes to people’s routines as a result of the pandemic. It is no surprise that many people are struggling to maintain or establish a good bedtime routine. Bad sleepers need to declutter the bedroom by establishing the bedroom as simply for sleep.
"Get dressed in a different room, read in a different room, use electrical devices in a different room. Then, over time, you’ll start to associate the bed in the bedroom with nothing but sleep.”
The study, commissioned by furniture retailer DFS, also found more than a quarter of adults (28%) are also dissatisfied with the number of hours of sleep they’re getting.
While 18% admitted their sleeping routine has worsened since the pandemic.
Watch now: Tips if you are struggling to sleep
More than half of those (53%) put this down to feeling more worried and anxious about everyday issues, and 20% found it difficult to switch off from reading news notifications on their phone.
However, one in five said their quality of sleep has improved since March 2020, with 28% of those investing more time into their bedtime routine and relaxing in the evening.
Working from home has also helped 27% to sleep better, and 30% are able to sleep in longer.
The research, conducted via OnePoll, revealed the typical bedtime routine consists of going to the toilet, brushing teeth, and checking if all the doors are locked and lights are off in the house.
The average adult’s bedtime prep takes 32 mins to complete, but they then spend an additional 22 minutes trying to fall asleep.
It also emerged a third of adults claim to nod off more quickly when reading a physical book or magazine, with 18% admitting they tend to fall asleep much slower when playing video games before bed.
A spokesperson for DFS added: “It’s clear that using our devices - whether it's our mobile phones, game consoles or watching TV - can have an adverse effect on how quickly or slowly we can fall asleep.
“That’s why it is important to have a more set routine which does not involve using digital screens and focuses on establishing a comfortable sleeping environment, from the mattress you lie on to the darkness of your bedroom.”
Additional reporting by SWNS


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Ever get that feeling like you knew you forgot something before leaving the house, but just can’t figure out what it was? That could maybe kind of perhaps explain why a woman recently visited a few stores in upstate New York recently, totally and completely naked. Or hey, could be she just decided it was a nude kind of day.
The Times Union in Albany, N.Y. says a woman visited a lumber yard sans clothing and told an employee, “Have a good day” on her way out.
The manager says she asked a few employees what time it was before exiting.
“No one wanted to say much to her,” he said. “It’s not a situation you want to be involved in.”
Nope, no one wants to be the one caught in a long conversation with a naked stranger.
She then went to another shop, where an employee said she was asked if she knew what was going on with her attire situation.
“The manager said ‘Ma’am, are you aware you have no clothes on?’ She was kosher and cool about it, and the manager told her she needed to leave,” said the employee.
She was finally picked up by the sheriff’s office, and by that time, had managed to clothe herself.
‘Ma’am, are you aware you have no clothes on?’ [Times Union]


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TOKYO A fund backed by the Japanese government has proposed buying Toshiba Corp's electric appliances business, the Yomiuri newspaper reported.
The Yomiuri, citing unnamed sources, said the Innovation Network Corp of Japan would make a 100 percent investment after Toshiba split off the business.
The INCJ is considering merging the business with the appliances unit of Sharp Corp, whose business reconstruction the fund also plans to support, the paper said.
Toshiba has embarked on a large-scale restructuring after a $1.3 billion accounting scandal.
(Reporting by Chris Gallagher; Editing by Stephen Coates)
This story has not been edited by Firstpost staff and is generated by auto-feed.
Updated Date: Jan 21, 2016 06:15 AM


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[OSM-talk] fwd: Two thirds of mobile users want driving AND walking navigation
j.k.stewart at ed.ac.uk
Mon Feb 15 09:10:19 GMT 2010
> MWC 2010: Two thirds of mobile users want driving AND walking navigation
> by Stuart Dredge | Email a friend | PrintAdd a comment
> Two legs good, four tyres not necessarily better
> A survey conducted by Nokia's mapping division Navteq claims that at least two thirds of mobile users want their mobile navigation services to offer both driving and walking directions.
> The study also appears to show that mobile navigation is picking up steam fast. Two thirds or more of people currently using maps or directions on their phones have been doing it for less than a year, while a third have only been doing it for six months.
> Meanwhile, the proportion of people making daily or weekly use of mobile navigation apps was between 33% and 40% across the nine countries surveyed.
> Getting back to those walkers, though. Navteq says it's identified four features requested by large numbers of users when they're on foot.
> They are: public transport information including real-time data; “logical guidance” which can provide specific pedestrian routing and shortcuts; visual cues during guidance such as landmarks; and micro maps of destinations such as airports and shopping malls
The University of Edinburgh is a charitable body, registered in
Scotland, with registration number SC005336.
More information about the talk


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That's clear from the number of accessory makers here at Macworld. But it's also apparent at the nearest Best Buy or Circuit City store, where a significant amount of shelf space is devoted to all things iPod. And it's not just tech-oriented retail. Gear for the iPod can be found at the convenience store and in some of the world's priciest boutiques.
Macworld is iPodworld in 2006
At Apple show, accessories abound
It's a far cry from a few years back, when a.
"The bar has been raised," said Brian Baucom, director of marketing for Digital Lifestyle Outfitters, a company that makes nothing but iPod gear. At one time, a smattering of companies, such as DLO, Griffin Technology and Belkin had the market largely to themselves. Now, Baucom said, there are more than 200 rivals.
But along with the increased competition has come. Researcher NPD says the market for iPod accessories topped $850 million last year, not counting gear sold over the Internet.
And sales of the player itself have continued to skyrocket, meaning there's no reason the accessory business can't double this year, according to NPD analyst Stephen Baker.
The result is that the tiny companies that became overnight successes with cases and car stereo adapters are now big operations.
Gary Bart got into the accessories market in 2002 when he stitched together his first prototype case. Now his company, XtremeMac, has 60 employees and a huge 1,600-square-foot booth with a snazzy new logo and tagline: "The iPod Xperts." The company plans to double the size of its booth next year, and the only vendor with a booth that size this year is Apple itself.
Many of the bigger name PC accessory makers have also launched iPod gear. Belkin was an early leader, but others such as Kensington, Targus International and Logitech have also added a range of iPod gear. And Baker says the broader players have an advantage.
"They can leverage a whole relationship with the retailer across a range of accessory categories that guys like DLO, Griffin and XtremeMac can't," Baker said. "Those guys have to be more nimble and unique to be able to compete."
More and more, Baker said, the iPod accessory market will become a standard retail business. But retailers from Target to Urban Outfitters love the products, with their 20 percent to 50 percent profit margins. The products are particularly appealing to electronics stores, which make relatively little off the sale of the player itself, Baker said.
To stay ahead of the curve, all the makers are in a constant battle to one-up both their competitors' products and their own offerings. For instance, speaker maker JBL's latest creation is the "JBL On Time," a $299 device that combines an alarm clock, iPod dock and speaker system.
The first iPod alarm clock, the $99 iHome, has been a hit, filling a niche that the speaker makers had somehow missed. JBL is hoping its product, with dual alarm and higher-end speakers will also find a place on the digital nightstand.
Apple itself has been getting in on the act in two ways. The iPod's creator has slowly started to add more accessories of its own, from the in 2004, to the armbands and silicon "tubes" Apple launched with the Nano last year, to the $49 FM radio/remote thatTuesday.
But Apple is also looking to gain some control over--and profit from--other companies' products. Last year, the company the iPod's electrical connections. In exchange, Apple gets a royalty for each specially labeled accessory., which certifies products as compatible with
The program was initially an option for gear makers, but it'sfor products that hook up to the dock connector port at the bottom of the iPod.
Baker said he thinks Apple is mostly dabbling with its accessory effort, "focusing on just a few products and then taking their pound of flesh for the logo program."
But, he said, Apple needs to be careful since it benefits from the wide range of accessories that exist for its products, something that rivals can't match.
"They aren't likely to want to do every type of product," he said.
Despite all the competition, the iPod accessory market continues to attract newcomers.
Catalog seller The Sharper Image is not on the Macworld show floor, but the company has jumped headfirst into the market. The company includes iPod connectors on a wide range of gear, from speakers that light up, to its $700 iJoy massage chair.
Maxell, the Japanese brand known for its recordable tapes and CDs, has also made a big bet on the Apple player, introducing a line of accessories including cases, international travel chargers, docks, speakers and an attachment that lets the iPod Shuffle use accessories built for the standard iPod dock connector.
"We were a little bit late coming to market," said Gordon Tetreault, a director of sales and marketing at Maxell. But, he said, the iPod add-ons now make up 20 percent of Maxell's accessories business. "It's a huge business."
The company, which does have a significant presence at Macworld, is using its well-known brand to land its gear on the shelves of mass market retailers like Tower Records, Walgreens and Rite Aid.
"We're one of the only name brands out there," Tetreault said.
Small Dog Electronics, known for its business of selling discontinued and refurbished Macs, along with new ones, has also gotten into the act. In addition to selling older-model iPods and other companies' accessories, the Vermont-based business has its own line of add-ons, including two new products announced this week.
Small Dog also set up PodJungle, a separate Web site devoted to such add-ons.
"Finding your way through the jungle of iPod accessories, cases and add-ons is difficult even for a techno-geek like me," Small Dog owner Don Mayer said in a statement announcing the new venture.
And plenty of smaller operations are still trying to jump on the Pod wagon.
At both last week'sin Las Vegas and this week's Macworld there were small booths, with start-ups looking to find distributors for their collection of iPod gear.
One of those at Macworld was Case-ari. The Atlanta-based company was founded by a group of engineers who had a background in making cases for Weber grills. But the company saw a niche for affordable leather cases and decided to throw its hat into the ring.
The company started last year by developing a prototype for the iPod Mini. But when Apple introduced the Nano, the group switched gears and came out with a leather Nano case instead.
A few weeks later, when the video iPod was introduced, the Case-ari crew was ready, ordering one immediately. As soon as it arrived, the team sent one of its number on the first plane to China.
"We said we can do this," said Richard Jones, who heads Case-ari's sales effort. "If we can get them (to sell) for $30, we've got a winner."
CNET News.com's Michelle Meyers contributed to this report.


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In a very strange issue that is only effecting Xbox One players, Epic Games have taken to Twitter to address an issue that Fortnite players on the Xbox One are experiencing stability issues.
Epic Games have noted that while they are looking into the issue, they have found a quick fix which involves you disconnecting your Kinect. The company states:
We’ve identified that Xbox One players with a Kinect plugged in may encounter stability issues when starting up Fortnite. We’re investigating a fix for this issue, but players can work around it in the meantime by disconnecting their Kinect.


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CDB’s chief coconut development officer Rajeev George said that three products — coconut biscuits, flavoured coconut juice and coconut chunks — will help in supplementing the income of coconut growers and help in cutting their dependence on demand for coconut oil and copra.
"At present, around 15 per cent of the 21,665 million coconuts produced in the country go for industrial use. Our aim is to increase it to 25 per cent," he said.
CDB intends to offer the technology for manufacturing these products free to 53 coconut producer companies that have been formed in the southern states to promote value-added products from coconut.
These companies have been focussing on the production of neera, the non-alcoholic drink taken from coconut palms, and its subsequent byproducts.
Download The Economic Times News App to get Daily Market Updates & Live Business News.


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Cryptocurrency prices are currently in the red on October 30.
The global crypto market-cap is $2.65 trillion, a 0.95 percent increase over the last day, according to CoinMarketCap. And the total cryptocurrency market volume over the last 24 hours is $125.90 billion, which makes a 28.66 percent decrease.
Further, the total volume in DeFi is currently $13.32 billion, 10.58 percent of the total crypto market 24-hour volume. The volume of all stable coins is now $98.09 billion, which is 77.91 percent of the total cryptocurrency market 24-hour volume, as per the exchange data.
Bitcoin's price is currently Rs 48,58,000 lakh, as per WazixX and it is down by 0.08 percent over the previous day. Its dominance is currently 44.23 percent, CoinMarketCap said.
Ether, the world’s second largest cryptocurrency, hit a all-time high on Friday, a little over a week after larger rival bitcoin set its own record. The token, which underpins the ethereum blockchain network, rose as much as 2.6 percent to $4,400 in Asian hours, breaching the previous top of $4,380 set May 12.
Cryptocurrency markets have rallied sharply in recent weeks, and ether is up over 60 percent since its late September trough.
Also, South Korean juggernaut ‘Squid Game’ now has its own brand of cryptocurrency that has gained 2,400 percent in 24 hours, to trade at $2.22, CNBC reported. Market capitalisation of the novelty token ‘SQUID’ was above $174 million.
The crypto began pre-sale on October 20 and its whitepaper claims it sold out “in 1 second”. The token was launched as “exclusive coin” for the Squid Game project – a crypto play-to-earn tournament that launches in November.
As of 7.46 am on October 30, these are the prices of largest cryptocurrencies (data from WazirX):
|NAME||PRICE (INR)||24H %|


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NATIONAL Audio 11:45 a.m. ET
(Canadian Press Broadcast Wire (Canada) Via Acquire Media NewsEdge) 120 - (Business Minute)
TORONTO. x--60s. (Malcolm Morrison) The Canadian Press Business Minute. (SOURCE:The Canadian Press) (1145a)
121 - (US-Target-Security-Breach)
SAN FRANCISCO. x--05s. Target says the U-S Justice Department is investigating the theft of credit and debit card information from about 40 million customer accounts. At the same time, consumer perception about the Target brand has dropped steeply since news of the data breach broke. This Target shopper says the charges keep being added to his account because of a bank feature he signed up for.
(``...money back in.'') (SOURCE:The Associated Press) (1145a)
TAG: More than a dozen Target customers have filed suit against the retailer following the theft of information from about 40 million credit and debit card accounts.
122 - (Small-Talk-Huge-Impact)
UNDATED. x--28s. (Karen Chase) Did you see the game last night? How about this weather? While such common chatter may sound unimportant, a new study finds small talk is neither small nor trivial. (SOURCE:ABC) (1145a)
(c) 2013 The Canadian Press
[ Back To Technology News's Homepage ]


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May 11, 2020
Business Leader magazine features the IFT impact report with quotes from Chairman, Steve Swayne.
Businesses told to ‘avoid unnecessary insolvencies by exploring turnaround options’.
The Institute for Turnaround (IFT) is urging businesses in distress to avoid unnecessary insolvencies by exploring turnaround options that could protect people’s jobs and livelihoods, ensure continuity of service to to customers, support suppliers and boost UK plc.
Read the full article here.


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PESHAWAR: Federal Finance Minister Hamad Azhar has recently given a hint about possible resumption of trade ties with India during a press conference in Islamabad and explained that the Economic Coordination Council (ECC) had decided to import cotton and sugar from the neighboring country.
The summary of the said report had been signed by Prime Minister Imran Khan, but the decision of trade with India got postponed later by the government.
According to the Pakistan government, India should reverse the decision of 5 August, 2019 in Indian Occupied Kashmir and restore its constitutional status. It said there can be no trade with India until it restores Article 370.
Postponing the decision, the cabinet has offered to import cotton from Afghanistan and Central Asian countries instead of India.
Khyber Pakhtunkhwa’s business community has expressed satisfaction with the decision to import cotton and sugar from Afghanistan and Central Asian countries, saying that if trade through Afghanistan is further strengthened, not only the relations with neighbouring countries will remain good, furthermore it will also bring a favourable impact on business in KP.
In an exclusive interview with TNN, Taimur Shah, a textile industrialist from KP and a member of the Gadoon Chamber of Commerce, endorsed the decision not to import cotton from India and said there was no doubt about it that India is the largest producer of cotton as compared to Afghanistan, but if we start import from India, the cotton farmers across the country will have to suffer as they will most likely lose their source of income.
“Importing cotton from India is a good deal for me because it is great in volume and low in price, but it will be detrimental for Pakistani farmers,” he said.
Upon asking about the effect of the export of cotton from Afghanistan on KP’s textile production, he said that there are 13 textile mills in KP which are mostly dependent on the cotton cultivated in Punjab province. Now that Pakistan’s production is very low, importing cotton from Afghanistan will have a very little positive impact on the province as Pakistan needs 224 million kg and Afghanistan imports 56 million kg cotton.
Taimur Shah said that Pakistan was the second-largest country in the world in cotton production in the 90’s but unfortunately today it ranks sixth.
According to him, on one hand, the demand for cotton has heightened and on the other hand, our farmers are unaware of the high quality of cotton seeds as well as the scientific methods of cotton production.
Ziaul Haq Sarhadi, the convener of Pak-Afghan Transit Trade, a joint trade organization of Pakistan and Afghanistan, said that trade with India is more in India’s favour and less in Pakistan’s. “If trading with Afghanistan is made feasible for Pakistan then not only the relations between the countries will thrive but also the economic conditions and business of the people will be improved,” he said.
Is it important to keep in mind the political differences between the two countries and some issues regarding other matters, in terms of business?
In response to this question, the Chairman of the Economics Department of the University of Peshawar, Zalakat Khan said that for the welfare of the people the differences between the two opposing countries should be put aside.
He said that no country in this whole wide world is self-sufficient in the production of all its needs. And Pakistan is no exception. Hence most of the consumer goods of the citizens have to be imported from abroad.
According to him, doing business with India is not a bad thing but resolving the Kashmir issue is also a need of time.
When asked why did the cabinet postpone the decision to trade with India? He said when the Indo-Pak Sub-Continent was divided in 1947, the issue of Occupied Kashmir came to the surface which resulted in various conflicts between the two countries. He said Article 370 of the Indian Constitution declared Occupied Kashmir as a disputed territory. Whereas on August 5, 2019, Modi’s government abolished the special status of Kashmir with the negation of Article 370 and Kashmir was declared a part of India.
The Pakistani government condemned this decision and reacted strongly to the cessation of the special status of Occupied Kashmir, and requested the United Nations that India’s step is against the decision of the United Nations that it made in 1948, according to which it gave Kashmiris their right to self-determination.


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In his weekly Power On newsletter, Gurman stated that users should not expect body temperature sensing, along with blood glucose and blood pressure tracking on the successor to the Apple Watch Series 7. “Body temperature was on this year’s roadmap, but chatter about it has slowed down recently. Blood pressure is at least two to three years away, while I wouldn’t be surprised if glucose monitoring doesn’t land until later in the second half of the decade,” Gurman notes in the newsletter.
Gurman was not the only one to predict that Apple would bring body temperature monitoring to the Apple Watch Series 8 last year. Apple market analyst Ming-Chi Kuo had also suggested that Apple was working on a temperature monitoring feature, while the Wall Street Journal, which also predicts upcoming Apple features, had hinted that Apple could add the feature in the next smartwatch generation. Temperature monitoring could be used for better sleep monitoring, as well as for fertility tracking, as suggested by the Wall Street Journal.
Meanwhile, Apple Watch owners will no longer be able to book Uber rides from the watchOS app, which was first launched in 2015, according to a report by MacRumors. The company appears to have dropped support for the app last month, and users are shown a message asking them to switch to the Uber mobile app on their iPhone. However, the app itself was still listed on the App Store at the time of publishing this story. The company’s support page has now been updated to state that the Apple Watch app is no longer supported.
Catch the latest from the Consumer Electronics Show on Gadgets 360, at our CES 2022 hub.


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Two former Somali specialty market owners in Columbus, Ohio, are facing more than $10 million in food stamp fraud charges, authorities say.
Hassan Nuriso and Abdurahim Nuriso, the former owners of Towfiq Market on Sullivant Avenue, have been charged by a federal grand jury with conspiring to fraudulently redeem more than $10 million in Supplemental Nutrition Assistance Program (SNAP) and WIC program benefits between 2010 and 2019, WCMH reported.
“It’s very clear in all the regulations what you can and can’t do,” said Assistant U.S. Attorney David Bosley. “You can’t give food stamps for cash, you can’t buy items that are not allowed under the food stamp program, you can’t buy things that aren’t food, and you can’t give credit.”
The Nuriso brothers are also accused of trading illegally obtained benefits into cash to spend the money for other purposes.
The five-count indictment also alleges that the Nurisos allowed the benefit recipients to use their benefits to purchase items that could not be redeemable through SNAP, WIC, or other programs.
In total, the Nurisos are accused of redeeming $8 million SNAP benefits and $2.1 million WIC benefits between 2010 and 2019. The federal government says the majority of them are fraudulent.
Investigators often uncover millions, sometimes billions, of dollars worth of food stamp fraud and other welfare fraud charges, mostly from people who run convenience stores in low-income areas where many customers receive food stamps through the Supplemental Nutrition Assistance Program (SNAP) or WIC benefits.
A January 2019 Government Accountability Office (GAO) report found that at least $1 billion in food stamp benefits had been trafficked each year in the U.S.


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A little bit higher now
A little bit higher now. And now a little higher. The crypto market grew steadily this week, gaining over $ 2.5 billion in market capitalization. Led by Litecoin (18.63%), Binance coin (27.50%) and asked (18.03%), the market grew healthy two percent Over the week. As for the top three coins:
Bitcoin won the week with one 1.43% Price increase. It's getting closer and closer to the $ 4,000 mark.
ether hardly moved, only growing 0.36%, The price stays just under $ 140.
XRP experienced a slight decline of 2.57% to $ 0.30.
Bye, visa. Hello Bitcoin: Last week, Kroger, a prominent food chain in the US, announced a ban on visa payments from April. The move is the answer to Visa's exorbitant processing fees, which appear to make it difficult for the chain to maintain low prices for its customers.
The advocates of the Bitcoin were naturally fast in the employment. Anthony "Virus Spreads" Pompliano urged Twitter to ask fans to contact him on the Kroger leadership team. And, Satoshi damn it, it actually worked. Pompliano continued this week and informed the Twitter crowds that he had spoken with the Kroger Digital team. Bitcoin Lightning Network payments could go into a grocery store near you.
Who knows someone from the leadership team?
The Morgan Creek Digital team will fly to them and connect to the Lightning network nationwide. 🔥🙏🏽
– Pomp 🌪 (@APompliano) March 2, 2019
Denver tests blockchain-based voting: The mile high community is planning to pilot a mobile voting app for their May election. They make the Blockchain-based app available to the active military and their eligible dependents, as well as to all foreign voters. Moving the out of office decision process to a mobile app improves the tedious process of printing and scanning the required documentation. Overall, this should help to increase turnout.
Advancing reconciliation efforts are being undertaken in partnership with Tusk Philanthropies, an organization dedicated to "advancing mobile reconciliation and anti-hunger programs across the country".
People say things
Dorsey, more like Hoardsey: Bitcoin fanboy and Twitter / Square CEO Jack Dorsey makes sure he's on the right side of the story when Bitcoin becomes mainstream. This week, Dorsey found on the podcast "Tales from the Crypt" podcast that he recently gobbled up $ 10,000 worth of cryptos a week, the maximum amount per cash app.
IoTeX founder Raullen Chai on the Internet of Things (IoT) and privacy: We talked to the team to make sure your smart fridge does not blackmail you for Bitcoin at some point.
The Argentine Crypto Market Defies Crypto-Winter: They could win either the hemisphere or the questionable banking sector, but the Argentine crypt winter is hot.
Social Media Giants Facebook and telegram for introducing your own digital currencies: Because you should obviously entrust your business with the financial livelihood soo ethical with personal information.
Over 150,000 bitcoins collected by Bitcoin whales in 60 days: Mampf mampf Mampf. Looks like the whales are finally starting to have lunch.
Bitcoin does not die, it's just hibernating: "Bitcoin is dead!" We have heard a million times. That is clearly not the case.
What is the Pastel Network (PSL)? | A Guide to Digital Art Blockchain: We recapitulate how this blockchain platform demonstrably makes digital art rare and completely tradable.
And behind the Quadriga door number three …: Nothing, apparently. Bloomberg reports that five of the six Cold Wallet addresses that have held the majority of user funds since QuadrigaCX, the Canadian Stock Exchange, have been empty since April last year. In summary, the CEO of Quadriga, Gerald Cotton, died abruptly this year, allegedly bringing the passwords to most of the stock exchange's cold wallets.
Now, Ernst and Young is checking the stock market to try to find hundreds of millions of dollars in user money. So far, they were not lucky. Your next line of attack is through Amazon Web Services (AWS). They are looking for the legal aid to charge Amazon with the details of the platform. Since the account is in the name of Cotton, Amazon is unable (or does not want to) to hand it over without a court order.
If Mining Crypto is cool, consider me Myles Davis: The verdict is out. According to a recent Cisco study, the college campus is officially the second coolest place to mine the cryptocurrency. The birthplace of beer pong and keg stalls came second to energy / utilities. Twenty-two percent of all cryptocurrency activities are conducted for university reasons, probably due to the school's free stream.
However, Cisco threat researcher Austin McBribe does not believe that students will also infect campus computers with cryptojacking. He states, "If you do not have to pay these costs, you are in a really good position to make money from the university."
The Contribution This Week in the Cryptocurrency: March 8, 2019 first appeared on CoinCentral.
TheBitcoinNews.com is there for you around the clock to keep you informed about Krypto. How do we do? Tap Satoshi with the exciting new Lightning Network Tippin.me tool!
Contribution Source: This Week in Cryptocurrency: March 8, 2019
More Bitcoin news and cryptocurrency news on TheBitcoinNews.com


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Netflix has once again kept the pedal to the metal on subscriber additions, bringing in 7.41 million net new subscribers, well ahead of its 6.35 million net adds forecast for the first quarter.
The subscriber growth was also ahead of Wall Street consensus, which had Netflix only slightly beating its own forecast. A trend of Netflix well outpacing its subscriber forecasts is emerging.
Netflix added about 8.3 million net new subscribers in the fourth quarter of 2017 after it predicted it would add 6.3 million. And in the quarter before that, Netflix added 5.3 million subscribers after predicting it would add 4.4 million.
“The variance relative to our guidance was driven by continued strong acquisition trends across the globe which we attribute to the growing breadth of our content and the worldwide adoption of internet entertainment,” Netflix wrote in an earnings release.
Netflix now has a total of 125 million subscribers after adding nearly 2 million new U.S. subscribers and nearly 5.5 million new international subscribers. The growth likely comes as somewhat of a relief to investors, who may have been concerned that recent price increases could have led to elevated churn.
Netflix’s revenue and earnings per share came out right in line with analyst estimates. Wall Street was predicting that Netflix’s first-quarter revenues will come in around $3.69 billion on earnings per share of $0.64, both slightly ahead of the company’s forecast.
Streaming revenue represented an overwhelming $3.6 billion of Netflix’s total $3.7 billion in revenue. The company said the 43% growth in revenue was the fastest quarterly rate of growth ever for its streaming business. It attributed the rise to a 25% increase in average paid streaming memberships and a 14% rise in average selling price.
The results caused Netflix’s stock to go up more than 6% in after-hours trading.


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Feeling guilty about spending more than you should have at that artisan bakery this week? Give back by putting your money toward one of these cool Bay Area crowdfunding campaigns, including one super-awesome drought-busting showerhead.
It’s been a busy summer for craft beer in San Francisco, with six new places opening in almost as many weeks. If you're inspired to seek out a new place to enjoy a couple of cold ones, pull up a stool at any of the following recently opened bars.
You probably already knew that Oakland is a diverse and ever-changing city with a mix of eclectic neighborhoods, award-winning restaurants, and exciting attractions. But did you know how to spend two perfect day there?
Oakland's vibrant culture and busy port are getting recognition from an unlikely source: the U.S. Navy.
For the last decade or so, Clement Street's Burma Superstar has drawn the devoted, who wait for an hour or more, to dine at the cult favorite eatery. But in fact, the restaurant had been a quieter neighbor in the Richmond since 1992. Why the sudden fuss? It has something to do with that now-legendary tea leaf salad.
Your guide to the tastiest foodie happenings going down this week. Bon appetit!
Telecommuting is awesome. But as working from home becomes the norm, social life can fall by the wayside. In Oakland, a new crop of multifunctional spaces are combining housing and office space with shops and social spaces to keep folks connected, not to their devices, but to other humans.
A local marijuana reporter opens his notebook and shares all the latest gossip and happenings in the San Francisco Bay Area's budding cannabis social scene. Here's what's happening this month.


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Leading e-retailer Flipkart on Thursday announced partnering with Mumbai's world famous Dabbawalas for last mile delivery to its customers in the country's financial capital.
By Nivedita Bhattacharjee
* Ramalinga Raju, B. Rama Raju, eight others found guilty
Amazon has claimed that Echo has been updated to support a variety of connected devices from companies including Belkin WeMo and Philips Hue.
Xiaomi sold more than two million smartphones during an event on Wednesday.
American electric car company Tesla has released a new entry-level Model S 70D, which offers a 70 kWh battery and all-wheel drive.
Reliance Jio Infocomm, the telecom firm of the Mukesh Ambani-led group, has launched its instant messaging application on iOS and Android mobile phones, which went live on April 7, according to sources.
(Reuters) - A court sentenced the founder of Satyam Computer Services Ltd, Ramalinga Raju, to seven years of imprisonment after he was found guilty of forging documents and falsifying accounts, in
April 9 (Reuters) - An Indian court sentenced the founder of Satyam Computer Services Ltd, Ramalinga Raju, to seven years of imprisonment after he was found guilty of forging documents and
A new study has provided a deeper insight into how Inkjet-printed liquid metal can help in producing wearable flexible tech and soft robotics.


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Image source: Getty Images
Goodfood Marketplace (TSX:FOOD) shares recovered 12% on Wednesday, with the meal-kit delivery service seeing shares comeback from 52-week lows.
Goodfood stock seems to be flipping back and forth over the last week, gaining 12%, losing it, and gaining it back once more. And unfortunately, it really doesn’t have much to do with what the company has been doing lately.
Most recently, Goodfood stock seems to have experienced a solid recovery after hitting 52-week lows, followed by a stronger market sentiment. The Asia-Pacific markets came out strong on Wednesday, leading to growth in many areas of the market. This positive outlook led to investors wanting in on these potential growth stocks once more.
While it’s important to note that there haven’t been any developments for Goodfood stock, it’s not that you should ignore it altogether. In the case of this company, analysts continue to weigh in on the stock. Most recently, two analysts announced target prices for Goodfood at $3 and $4.25. Both prices are far higher than the current $2.30.
That being said, many investors (me included) have been burned in the past. True, no one could have predicted the Ukraine crisis that now hurts the market. However, we couldn’t have predicted the pandemic growing the stock either.
Goodfood stock may see growth eventually, hitting those targets by analysts. But it’s going to take some time. The pandemic isn’t over, but, unfortunately for the company, many Canadians don’t see the purchase of a Goodfood meal kit as necessary anymore. Instead, they’re heading back to in-store shopping or even picking up their groceries online.
Goodfood stock does have a few tricks up its sleeve, rolling out on-demand delivery across the country, with even more options and fulfillment centres. But only time will tell how much this will help. For now, even after this growth, I’d recommend watching the company from a safe distance.
Goodfood stock is up 11.5% as of writing, trading at 2.59 times book value.


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The bears took charge early on Monday, and held that control all day long. By the time the closing bell rang, the S&P 500 was at 2168.48, down 0.30% for the session.
Barrick Gold Corporation (USA) (ABX)
Barrick Gold led the majority of gold mining stocks lower today, but not because of anything the company did wrong, or did poorly. The setback was mostly driven by another pullback in gold prices, making it tougher for gold miners to make a buck.
The 0.7% dip in the price of gold today wasn’t horrifying, but it marks the renewal of a downtrend that extends back to early July and has shaved 3.7% off the value of gold … with no end to the downtrend in sight.
Since the pullback in gold is getting a little more serious, so is the pullback from gold stocks like Barrick Gold. ABX lost 3.5% of its value today, moving to its lowest level since late June on fears that gold is headed for even lower lows.
G-III Apparel Group, Ltd. (GIII)
Upscale apparel brand Donna Karan has been sold to peer and rival G-III Apparel Group, but if the 14% selloff GIII shares have dished out today is any indication, shareholders aren’t too happy about the price paid for it.
Donna Karen International, a division of French clothing designer group LVMH Moet Hennessy Louis Vuitton SE(ADR) (OTCMKTS:LVMUY), is selling the brand to G-III Apparel for a sum of $650 million, including debt.
Widely viewed as an expensive distraction for LVMH that needed to go, the Donna Karen label had not done well of late under the LVMH umbrella, with the parent talking of shelving the brand altogether late last year. Those whispers prompted the exit of the Donna Karen near the end of 2015, which has only exacerbated the struggle.
G-III Apparel Group already owns upscale brands like Calvin Klein and Tommy Hilfiger, and could do well with the Donna Karen name.
Roper Technologies Inc (ROP)
Last but not least, technology outfit Roper Technologies saw its shares get hit hard on Monday following a lackluster Q2 report and a similarly disappointing full-year outlook.
Last quarter, Roper Technologies earned $1.56 per share on revenue of $931.6 million. Analysts, however, were calling for a bottom line of $1.61 per share of ROP stock on sales of $948.2 million. CEO Brian Jellison explained, “Continued weakness in oil and gas and some traffic project delays impacted our results, while the balance of our businesses performed well in the quarter.”
Investors weren’t sympathetic though, perhaps more concerned about the guidance for the quarter currently underway. The company says it’s looking for earnings of somewhere between $1.59 and $1.63 per share, coming up short of the $1.83 per share of ROP the pros had been expecting.
ROP closed down nearly 6% on Monday.
As of this writing, James Brumley did not hold a position in any of the aforementioned securities.


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Cryptonite October 2021
Shenanigans in the cryptoverse.
This is the last weekend of the month so its time for Cryptonite - our monthly roundup of all things crypto - with Tejaswi Nadahalli.
The big news this week was the launch of the long-awaited Bitcoin ETF. Trading under the ticker symbol BITO, the fund, offered by ProShares, lets investors buy into Bitcoin without actually buying it on a crypto exchange.
BITO does not directly hold Bitcoin, but instead trades on Bitcoin futures.
When the SPDR S&P 500 ETF debuted in 1993 it traded about $40 million on its first day. By the end of the trading session BITO had traded about $984 million in volume. CNBC
It may not be the perfect Bitcoin ETF fans of crypto expected but its a foot in the door.
The casino is open.
Degens pumped $SHIB to the moon and one of them became a multi-billionaire.
And Indians joined in.
WazirX claims that over 7.3 million users have registered on the platform and it has clocked over $21.8 billion in trading volume in 2021 till date. Tier-II and Tier-III cities have driven almost 55% of total user signups. LiveMint
When you think things can’t get any more cringe in the cryptoverse, it does.
A few years ago, I was very bullish on the promise of crypto creating a better world. The book Radical Markets – Uprooting Capitalism and Democracy for a Just Society (Amazon; review) had laid out some fascinating ways in which this could come about. But now, I look at it as yet another speculative asset.
Odds & Ends
On setting closing prices
In the early aughts, the tech writer Julian Dibbell devised the concept of ludocapitalism, a term inspired by watching World of Warcraft players mine gold in the game to making a living in real life. Ludocapitalism was an attempt to explain the growing gamification of society through technology. Dibbell admits the concept’s parameters are vague, but at its most basic it identifies that capitalism can harness the human play drive for better or worse — and that increasingly, games aren’t allegories that say something about our lives; they are our lives. As people move toward more data-driven existences where points are accumulated from health apps and status is accumulated in identifiable quantities on social media, gamification becomes so total that it can sometimes mask whether what we’re doing has any inherent utility outside the game that surrounds it. Verge
Driving Ferraris and Watching Tungsten
'What is the biggest cube we can make?' We have an answer that creates a bit of a problem. The answer is 14" and 1,784 lbs (809 kg). The problem is, what do with it if we make it. Shipping and receiving can be a problem.
So here's our solution:
An NFT with rights to visit a 14" cube. We will make the 14" cube. This NFT represents a real-world physical cube that will be stored at Midwest Tungsten Service headquarters and owned by the NFT owner. One visit to see/photograph/touch the cube per calendar year will be allowed and scheduled with a Midwest Tungsten Service representative. Unlockable content required for scheduling and proof of ownership required for entry. The cube will be stored in a room of its own that will be locked and only accessible by the NFT owner.
Subsequent owners of the NFT cannot visit the cube in a year in which the cube has already been visited. The cube will not be available to view until 12 weeks after the first sale. Burning the NFT will result in shipment to the most recent owner via freight truck, owner will be responsible for alerting Midwest Tungsten Service of the intention to burn and transport after freight drop-off.
Minimum bid on opensea is 47.74 ETH ($208,390.35)
Previously: Cryptonite September 2021


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When Snapchat, the ephemeral messaging service, launched in 2011 the collective response among PR pros was decidedly lukewarm. Communicators were cool to the idea of a social platform in which the message disappears after less than a day.
But PR execs are probably going to have to change their tune about Snapchat, which is now seeing a new round of funding that would value the company as high as $19 billion, according to Bloomberg.
The Los Angeles-based social platform, which delivers more than 700 million disappearing "snaps" daily, wants to raise as much as $500 million to reach that valuation. With those numbers, Snapchat would be ranked behind only mobile car-booking application Uber Technologies Inc. and Chinese smartphone maker Xiaomi Corp. in valuation of startups backed by venture capital firms, according to data compiled by researcher CB Insights.
As Uber has disrupted the transportation industry, Snapchat could end up disrupting the social media sector. Communicators of all stripes need to prepare.
PR execs on the brand side first need to invest the time to figure out whether Snapchat is an appropriate media vehicle for their products and services and, if so, budget accordingly.
PR managers on the client side have to determine—depending on the account, of course—whether they should offer Snapchat as a new platform to sell to buyers (and figure out a proper rate).
Snapchat seems to be riding the crest of a wave, as more and more consumers (read: millennials) get conditioned to the idea that their online messages should be short-lived.
The rub for brands and organizations is how to craft their messages so they fit within that framework and serve as a springboard for bringing people to alternative media channels such as websites and other social platforms.
To learn more about to how to make Snapchat work for your brand or organization, register for the PR News Webinar, Create Snapchat Content and Reach New Audiences. The Webinar takes place March 19, from 1:30-3 p.m. ET.
For more information on Snapchat, check out the February 23 issue of our premium print product.
Follow Matthew Schwartz on Twitter: @mpsjourno1


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The internet is an interesting place when it comes to news and information. What’s new to some sites isn’t actually new in the grand scheme of things. For example, I saw a post on Facebook a couple days ago sharing how the next generation of the MINI JCW Hardtop Hatch would have 230 hp. Obviously that’s pretty exciting news for JCW fans who were looking for bigger power numbers. Only trouble is, this is actually old news. Following that link led to another link, which led to another, and where did the trail end? It ended at our exclusive back in February.
So to celebrate the other outlets from catching up, we’re re-running our story from seven months ago in case a few of you missed it.
(Originally published February 15th 2014) For the past few years we’ve been told by insiders that the next generation JCW power plant would be shared with a BMW. First we thought that might be the i8 with it’s 225 hp three cylinder. Then we were tipped off it would instead be based on a 2.0L four cylinder making more power than today’s car. Finally a few months ago we got a code-name for the new engine: B48B20O0. And after some digging we discovered it matched a code-name used for the (at the time) soon to be released BMW 225i Active Tourer – also based on the MINI platform of course. Finally with the release of the new BMW 225i we finally saw a power figure for the B48B20O0.
That figure is 170 kW/231 hp. As luck would have it, that number matches what our sources have been telling us in terms of output, giving us confidence that the 2015 JCW will have approximately 230 hp. But this number also makes sense if we just do the math. Historically JCW power plants have had around 20% more power than the Cooper S equivalent at the time.
Naturally MINI and even JCW has never been about power and the rest of the car and as expected the 2015 JCW will come with updated four piston front brakes (it retains the standard items in the rear) and a revised suspension. But with plenty of high performance $30K cars on the market, MINI had to up the HP game considerably to remain relevant in that market. Going from 208 (US spec) to around 230 hp will go a long way in doing that. Furthermore this power figure represents an almost 20% power increase over the new F56 Cooper S. A car that I (and other reviewers) can attest to as having R56 JCW levels of on-road performance.
Performance figures should be impressive of not at the level of all-wheel-drive rivals. Expect 0-60 times below six seconds and a top speed likely around 150 mph. More importantly it should be a little monster on the track and between the cones.
What you see above in the JCW concept is what you’ll get. Minus the stickers and the extra coat of paint on the wheels. Look for 17″ wheels standard with 18s optional from the factory. The areo-kit will be a tweaked version of the JCW aero-kit due on the JCW Exterior Pack option expected late this summer – also seen above. Changed will include an additional lip spoiler (on the wing itself) and subtle fender flares that cover the JCW’s wider track.
Speaking of that wider track we expect the JCW to come with a more aggressive sport suspension lowering the car further than the Cooper S.
Finally expect a GP-esque diffuser standard.
MINI is planning to debut the 2015 JCW on the internet in December of 2014. This means we should see a production debut at the 2015 Detroit Autoshow in early January of 2015. Production should start in March of 2015 with the first cars hitting dealers in April throughout Europe and May in the US.
We’ll have much more on the 2015 JCW in the coming weeks and months. In the meantime expect plenty of cold-weather testing photos of the new car to crop-up. However don’t be fooled by the lack of the final body-kit. The current mules being tested make due with just the front of the new JCW (minus the MCS grille) and are using standard Cooper S pieces elsewhere.


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Edgar Brothers Announces Partnership with Sentinel Photonics as the Exclusive UK Distributor1 August 2023
Macclesfield, UK, 1st August 2023. Edgar Brothers is pleased to announce its partnership with Sentinel Photonics as the exclusive and sole distributor for all Sentinel Photonics products within the UK MOD and Police Markets. This exclusive collaboration underlines Edgar Brothers commitment to providing cutting-edge solutions to its customers.
Sentinel Photonics has been rapidly emerging as a market leader in the Laser Detection and Protection industry. Their revolutionary products, including FROST, LASERD® MAX, and LASERD® MICRO, have garnered significant attention for their exceptional performance and innovative design.
Mike Newman, Director of Edgar Brothers expressed his excitement about the partnership, stating, “Having collaborated with Sentinel for several months, we firmly believe that their innovative solutions in the laser detection and protection markets will be game-changing for our customer base. Our ability to expedite the product to market will be a significant advantage for our End-Users, who will ultimately benefit from these exceptional products.”
Dr Chris Burgess, CEO and co-founder of Sentinel Photonics says, “If I have seen further it is by standing on the shoulders of giants.” Isaac Newton
“Sentinel Photonics is proud to announce a collaboration with Edgar Brothers as the exclusive UK distributor of Sentinel Photonics products; LASERD® MAX, FROST and LASERD® MICRO. This collaboration with a leading distributor will accelerate the delivery of our products into the hands of the people who need them”.
For further information, please contact:
Alex Wilson – Marketing Manager
About Edgar Brothers:
Edgar Brothers is a trusted distributor in the defence and law enforcement industries, offering unparalleled expertise and a wide range of high-quality products. With a customer-centric approach, Edgar Brothers strives to deliver innovative solutions that meet the unique requirements of its clientele. To learn more, visit www.edgarbrothers.com


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June 24th, 2020
Both companies will work together to drive real-time digital remittances, interoperability, financial inclusion and drive adoption of cashless payments.
Netherlands , June 24th 2020 — TerraPay, a global payments infrastructure company and Visa have today announced a strategic partnership that aims to develop and deliver payment solutions to drive financial inclusion and cashless transactions for domestic payments and global remittances.
The TerraPay and Visa global partnership is aimed to develop and deliver solutions to drive repeat consumption of the mobile wallets and digital currency for digital payments and remittances.
“We at TerraPay view the Visa partnership as a next step towards the development of sustainable and scalable interoperable payment options for our Partners and their consumers’ payment requirements” said Ambar Sur, Founder and CEO of TerraPay.
TerraPay has established itself as a global Partner to leading Money Transfer Operators, Mobile Wallet Operators, and Financial Institutions to facilitate digital transactions without borders. As a B2B company, TerraPay partners with other businesses and helps them leverage its agile, secure, and scalable technology platform to enhance their customer proposition for remittances, payments, and cross border spends. TerraPay is regulated in 45+ countries around the world.
“We want our partners to remain focused on their customers' payment needs and we assist them technologically to deliver payment solutions in an agile, reliable, and secure method to fulfill their customer needs” said Ambar Sur, Founder and CEO of TerraPay.
Global m/e-commerce continues to evolve and is expected to reach $4,574 Billion by 2023 according to Allied Market Research*, up from $601 billion in 2016. Interoperability with payment methods and seamless consumer journey to conclude the transactions will be key focus to drive consumption.
The partnership is part of Visa’s global strategy to open up Visa’s network and support a broad range of players that are developing new commerce experiences, and transitioning to digital channels.
“Partnerships are fundamental to Visa’s business model and we look forward to collaborating with TerraPay to drive seamless and interoperable financial services and products to push much desired financial inclusion in our communities,,” said Otto Williams, Vice President and Head of Strategic Partnerships, Fintechs and Ventures in CEMEA at Visa. “Interoperability is key to a digitally connected payments ecosystem and we are excited that TerraPay is part of our growing Fintech Fast Track program as we work together to connect more communities with these solutions.”
TerraPay is a licensed digital payments infrastructure and solutions company helping connect diverse payment systems seamlessly to move funds in real-time. We believe in the power of interoperability to transform financial inclusion, and are building the digital payment rails to fulfill our vision of being able to send money to any financial instrument.
About Visa Inc.
Visa Inc. (NYSE: V) is the world’s leader in digital payments. Our mission is to connect the world through the most innovative, reliable and secure payment network - enabling individuals, businesses and economies to thrive. Our advanced global processing network, VisaNet, provides secure and reliable payments around the world, and is capable of handling more than 65,000 transaction messages a second. The company’s relentless focus on innovation is a catalyst for the rapid growth of connected commerce on any device, and a driving force behind the dream of a cashless future for everyone, everywhere. As the world moves from analogue to digital, Visa is applying our brand, products, people, network and scale to reshape the future of commerce. For more information, visit About Visa, https://usa.visa.com/visa-everywhere/blog.html and @VisaNews.


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By Chris Spahr
Florida’s statewide approach to freight infrastructure investments has been highlighted in the Brookings-Rockefeller Project on State and Metropolitan Innovation’s Top 10 State and Metropolitan Innovations to Watch.
Latin America is the fastest growing regional trade partner for the United States. Between 1998 and 2009, total U.S. merchandise trade (exports plus imports) with Latin America grew by 82 percent compared with 72 percent for Asia, 51 percent for the European Union, 21 percent for Africa, and 64 percent worldwide. The State of Florida has recognized the significance of this growth in trade with Latin America and has decided to invest heavily in its ports and increase freight capacity.
Following up on a huge investment in the Port of Miami, which is pursuing $1 billion in improvements to increase freight capacity with a new tunnel and intermodal exchange upgrades, Governor Rick Scott established the Office of Freight Logistics and Passenger Operations (FLP). This office is meant to better connect, develop, and implement a freight planning process that will maximize the use of existing facilities and integrate and coordinate various modes of transportation. This strategy is unique in that it aligns infrastructure systems across the state through Florida’s Strategic Intermodal System and the state’s first ever Freight Mobility and Trade Plan, thus allowing the FLP to consider the entire state’s freight interests rather than just those of individual ports and intermodal centers.
Judith Rodin, President of the Rockefeller Foundation, and Bruce Katz, Vice President at the Brookings Institution, in their criticism of the Federal Government’s gridlock, have praised this effort as a small but smart, pragmatic and bipartisan solution to a national economic challenge. However, Mike Breen, Senior Director of the international department of the Jacksonville and Northeast Florida regional economic development initiative (JAXUSA) spoke cautiously when the proposal was first presented to him at a stakeholder meeting in August 2012. “You have to pay to play. We can talk about investment, but we need to actually fund these projects,” said Breen.
Chris Spahr is a Graduate Assistant with SSTI.
By Chris Spahr


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An interactive tool from City Index reveals which of the world’s biggest brands made their first 1 billion the fastest,and how long it takes them to make it today. What we can reveal is that is It wasn’t Apple Amazon or Google.
This interactive asset from global financial trading provider City Index compares over 30 of the world’s biggest brands including Walt Disney, Google, Apple, Amazon, McDonalds, Fitbit, Starbucks and more. It reveals the company that made their first billion in revenue the fastest since starting up.
The study displays data from financial reports over the past 50 years revealing how many years it took each brand to make their first billion in revenue in their native currency. The data then displays how long it takes them to make a billion in revenue now.
Data reveals Booking Holdings beat Amazon, Google and Facebook to their first 1 billion
It might not be a huge surprise that brands such as Apple and Amazon make 1 billion in a matter of days, but how long did it take them to make their first 1 billion?
Amazon reported their first 1 billion in revenue five years after first launching their site, whereas it took Apple 14 years.
However, according to the study, it was travel retailer, Booking Holdings (Owner of Booking.com and Kayak), who made their first billion in revenue the fastest – in just under three years.
The top 10 quickest brands to make their first billion in revenue:
Booking Holdings – 3 years (28.8 days now)
Amazon – 5 years (2.1 days now)
Google – 5 years (3.3 days now)
Sky Group – 6 years (28.3 days now)
Facebook – 6 years (9 days now)
Expedia Group – 6 years (36.3 days now)
Time Warner Inc – 7 years (11.7 days now)
Spotify – 8 years (89.2 days now)
Fitbit – 8 years (255.9 days now)
Home Depot – 8 years (3.6 days now)
UK retailer Debenhams took the longest to make their first billion in revenue
Despite being one of the most recognisable brands in the UK, it took Debenhams over two centuries (215 years to be exact) to report their first billion in revenue. This makes them, along with Walgreens and Target, one of the world’s slowest brands to reach this milestone.
The top 10 slowest brands to make their first billion in revenue:
Debenhams – 215 years (176.8 days now)
Walgreens – 110 years (2.8 days now)
Target – 87 years (5.1 days now)
IBM – 79 years (4.6 days now)
Hilton – 78 years (39.9 days now)
Walt Disney – 69 years (6.1 days now)
Burger King – 48 years (299.4 days now)
Weightwatchers – 41 years (279.3 days now)
Comcast – 35 years (4.3 days now)
CVS Health – 31 years (2 days now)
Despite the first billion taking a long time, data reveals that they are much faster to make a billion now. It takes Walgreens just 2.8 days and Target 5.1 days to make £1bn in revenue.
While faster than 200 years, it takes Debenhams a sizeable 176 days to make £1bn in revenue. This could be a sign of changing consumer habits on the high street, as online companies don’t see the same revenue struggle that traditional businesses do.
Although companies in the travel and communications sector were the first to hit this milestone, tech companies such as Apple and Amazon are making multiple billions in revenue every single week.
What is the fastest brand in the world to make £1bn in revenue now?
Now that these brands have built up a global presence, who makes their 1 billion in revenue the fastest now?
Walmart tops the chart, reporting £1bn in revenue every 16 hours.
The top 10 quickest brands that make £1bn now:
Walmart – 0.7 days
Apple – 1.4 days
CVS Health – 2.0 days
Amazon – 2.1 days
Walgreens – 2.8 days
Google – 3.3 days
Microsoft – 3.3 days
Home Depot – 3.6 days
Comcast – 4.3 days
IBM – 4.6 days
Fiona Cincotta, a senior market analyst at cityindex.co.uk said, “The markets have changed dramatically over the past 30 years, not just in composition, but also how quickly a firm can grow. From the data, the earlier the business was founded, the longer it took to reach its first billion in revenue.
“While firms founded at the turn of the last century, such as Walgreens or Target, have taken over 100 years to hit the $1bn mark, more recently founded companies such as Facebook or Amazon have hit the milestone in next to no time. Potential for growth in today’s market is significantly greater than before.
“It also comes as no surprise that while tech firms and retailers are among the quickest companies to hit $1bn in revenue, but traditional retailers are the slowest. This is yet another piece of evidence highlighting the struggles that more traditional retailers on the high street are up against as shopper’s habits move away from bricks and mortar stores to online shopping and technology”.


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Mahindra Electric, part of the diversified USD 17.8 billion Mahindra Group has announced its partnership with Zoomcar. Under the aegis of this strategic association, both companies will encourage and promote the concept of shared mobility of electric cars in India.
This partnership will enable individuals to buy the new all-electric Mahindra e2oPlus on ZAP, Zoomcar’s fractional car ownership program. The ZAP program allows individuals to purchase the e2oPlus on Zoomcar’s self-drive platform, list the vehicle on a dynamic basis whenever idle, get bookings from Zoomcar’s customer base and earn cash to help offset the monthly ownership costs (by sharing in the profit on a daily, weekly and monthly basis).
As an e2oPlus owner, this brings down the initial cost of acquisition for the vehicle. Through this program, the buyer can save as much as Rs. 15,000 per month. To start with, this program will be implemented in Bangalore, Delhi and Pune and will soonbe launched in other cities as well.


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A multimillion-pound marketing campaign has been launched to promote shot liqueur Jägermeister for mixing with ginger beer.
The signature Root56 serve, which is already promoted in the brand’s native Germany, sees the liqueur served over ice with ginger beer and a wedge of lime.
Its name is inspired by the complex and secret blend of 56 roots, herbs, blossoms and fruits, which includes ginger.
The five-month UK campaign began this month and includes outdoor, print, digital and social media to drive awareness of the serve into the key summer season.
Support in the on-trade will include recipe cards, point-of-sale materials and bespoke activity developed with the Mast-Jaegermeister UK sales team.
Nicole Goodwin, director of marketing at Mast-Jaegermeister UK, said: “While the ice-cold shot is still our number-one serve, Root56 provides additional drinking occasions and is a refreshing new way to enjoy Jägermeister.
“As the nation’s drinking habits are evolving, there is a great opportunity to tap into changing tastes with a serve suited to year-round enjoyment.”
The new creative features the Jägermeister bottle with a Root56, both presented on a block of ice which is in keeping with the classic Jägermeister ice-cold serve, with a ginger root seemingly connecting the two encased within the ice below. The strapline reads, “Discover Our Roots”.
As well as outdoor advertising in over 3,500 sites across the UK, the campaign is running in 100 key railway stations and across the London Underground network and also on posters in bars. It will feature in news, lifestyle, sports and music titles including FHM, GQ, Esquire, Q, Shortlist, Sport, Time Out, NME and Mixmag as well as online.
Nicole added: “We are investing significantly in this campaign to raise awareness and education amongst consumers and the trade on the perfect Root56 serve, with the ultimate aim of driving trial and enhancing the drinking repertoire of consumers looking for new and exciting drinks.”
To make the perfect Root56, pour 50ml of ice-cold Jägermeister into a glass and fill up with ice-cold ginger beer and ice. Garnish with a wedge of fresh lime and cucumber.


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14 Feb Security Breach – 14 Feb 2020
Phishing Scam Invokes Executive to Trick Employees
An employee of an aged care facility in Australia fell for a complicated phishing scam that compromised patients’ protected health information. The fraudulent message was sent from a company executive, a scenario that inherently gained the employee’s trust to provide authority for sharing data via email.
The episode is indicative of how phishing scams have evolved to become more personal and difficult to detect. With data breaches only becoming more expensive and consequential, every business should review and update its security awareness training to ensure that it accounts for the latest threats and trends.
In other words, identifying unsophisticated spear phishing emails with a spam filter won’t be enough to combat today’s phishing scam trends.
Australia – Yarra Tram – Melbourne-based tram network
Exploit: Accidental data exposure
Risk to Small Business: Moderate: A Yarra Tram officer email to 91 commuters rejected their compensation requests, but the employee failed to conceal the email addresses, exposing them to the other recipients. Embarrassingly, in a follow-up email that attempted to recall the initial message, the sender once again failed to conceal recipient names. Victims took to social media, complaining about the error. Despite being entirely avoidable, this unforced error will result in a reputational black eye for the company, which will have to work with its customer base to restore trust after this incident.
Risk to Exploited Individuals: Moderate: Recipients’ email addresses were exposed in the message. While this information doesn’t pose a significant threat to data security, it could be used to send phishing emails, and users should carefully evaluate any unusual incoming messages.
Customers Impacted: 91
Australia – Metrix Consulting – Strategic insight consultancy
Exploit: Phishing scam
Risk to Small Business: Severe: A Metrix Consulting employee fell for a phishing scam that compromised the personal data for visitors of the Perth Mint. The data was provided by visitors who completed a survey that was stored on Metrix Consulting’s servers. This is the second data breach at Perth Mint in the past two years, and it could have significant implications for Matrix Consulting, as they may have a difficult time maintaining contracts if they can’t protect their customers’ data.
Risk to Exploited Individuals: Severe: The personal data included visitors’ names, email addresses, home addresses, and telephone numbers. This information can be used in everything from identity fraud to spear phishing campaigns, so those impacted by the breach should carefully monitor their online accounts for suspicious activity. In addition, The Perth Mint is providing identity monitoring services to all victims and enrolling in this program can help provide long-term identity protection.
Customers Impacted: 1,480
Being proactive in developing a cybersecurity plan can be the difference in successfully defending a breach or losing millions to a harmful attack.
Protect your data, privacy and reputation, talk to a TCT sales team member today.
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The United States on Tuesday banned imports from three Chinese companies on accusations they use the forced labor of Uyghur minority Muslims. Photo by Wu Hong/EPA-EFE
Sept. 27 (UPI) -- The Biden administration has banned imports from three more Chinese companies, as it cracks down on the use of forced labor of the Asian nation's minority Uyghur population in the U.S. supply chain.
The United States has accused China of committing genocide against its Uyghur Muslim population in the northwestern Xinjiang Uyghur Autonomous Region, where Beijing is estimated to have interned about a million of them in concentration camps since 2017.
While China denies the accusations, stating the Uyghurs are being held in re-education facilities in order to stamp out extremism, the United States maintains they are being arbitrarily imprisoned and subjected to forced sterilization, torture and labor as well as draconian restrictions on freedom of religion, expression and movement.
According to a report produced Friday by the Congressional Research Service, Uyghurs are pressured by the Chinese government to work in textile, apparel, agricultural, consumer, electronics and other labor-intensive industries, with those who refuse punished with detention and other measures.
Effective Wednesday, goods produced by the three companies Xinjiang Zhongtai Group, Xinjiang Tianshan Wool Textile and Xinjiang Tianmian Foundation Textile will be restricted from entering the United States.
"We do not tolerate companies that use forced labor, that abuse the human rights of individuals in order to make a profit," Secretary of Homeland Security Alejandro Mayorkas said in a statement.
"The Department of Homeland Security and its partners across the Biden-Harris administration will continue to prosecute these companies, fight for the rights of the abused, and work towards the elimination of Uyghur forced labor in the People's Republic of China."
The United States has restricted imports from 27 countries since the Uyghur Forced Labor Prevention Act was signed into effect by President Joe Biden in December 2021 that bans goods produced in Xinjiang or by identified companies.
According to statistics from the Department of Homeland Security, since the law went into effect in June 2022, a total 5,346 shipments worth more than $1.8 billion have been reviewed by CBP agents, of which 2,325 were denied.
From 2019 to 2021, U.S. Customs and Border Protection blocked the importation of goods suspected to have been produced by Xinjiang forced labor under the Tariff Act of 1930, the CRS report said.
The United States has also imposed sanctions against Chinese officials deemed responsible for the human rights abuses being committed against their Uyghur citizens.
The move on Tuesday comes after the Biden administration banned the importation of two China-based companies in early August.


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As cost-of-living crisis bites, how can financial services support their customers?
By Gaia Lamperti
Earlier this month, the World Bank warned of “stagflation” with the global economy facing weak growth and high inflation reminiscent of the 1970s, as the impact of a two-year pandemic is compounded by Russia’s invasion of Ukraine. While inflation and living costs hit record levels across the globe, financial services have the responsibility and opportunity […]
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Jul 10, 2013
Specialist timber window and door manufacturer Allan Brothers has fulfilled the CE Marking requirements for its full range of products, ensuring it meets strict new European legislation.
Jul 01, 2013
One of the UK’s largest timber window manufacturers, Allan Brothers, has welcomed a new industry report that shows timber windows provide a greater lifetime value and twice the expected lifespan of PVC-u windows.
Jun 24, 2013
Customers can now view a range of Allan Brothers’ aluminium-clad products on the specialist timber window and door manufacturer’s website.
May 20, 2013
Allan Brothers has strengthened its operations in London and the South East with the appointment of Martin Planes as Business Development Manager.
Apr 26, 2013
A team from timber window and door manufacturer Allan Brothers helped raise more than £1,200 for Comic Relief when they took part in a charity football tournament last week.
Apr 08, 2013
Timber window and door manufacturer Allan Brothers has launched its latest campaign to promote wooden products at the National Home Building & Renovating...


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Only one week after BIOG association and NATURATA celebrated their 30 years anniversary together, there was a new occasion to cheer on the 24th of October: the opening of the 11th NATURATA store in Altrier was celebrated with minister of the environment Carole Dieschbourg and agriculture minister Romain Schneider.
(f.l.t.r.) Camille Kohn (Mayor of Bech), Änder Schanck (chairman of the OIKOPOLIS Group), Minister of agriculture Romain Schneider and Minister of the environment Carole Dieschbourg
Änder Schanck, co-founder of the BIOG cooperation and chairman of the OIKOPOLIS Group and NATURATA CEO Sigmund Walbaum started the evening with a special thank you to family Demuth, who gave the starting position to the new NATURATA farm shop with their neighbouring Demeter garden shop in 2016. The garden market and the shop represent a little circular economy: NATURATA sells fresh vegetables and on cold days, the lost heat from the cooling storage is used for the heating system of the greenhouses.
Both ministers consider the new store as an "aditional value" in the region. According to Schneider, the store is an important "contribution for the urban development", since retail stores not only belong to cities, but also need to secure the supply of people in urban areas, where the production is taking place.
Minister of the environment Carole Dieschbourg and Minister of agriculture Romain Schneider with store manager Caroline Kass
Minister Dieschbourg said that people "don't have time anymore to get to know something" because they can buy "ready to eat products in the stores". This is different in the NATURATA store in Altrier. This place stands in relation to nature, clients are consulted and organic businesses can sell their products at fair prices.
Beginning the 1st of July, the NATURATA store in Altrier is open Mo-Fr 9:00-19:00 Uhr and Sa 9:00-18:00. The store is located on the main route from the city to Echternach.
The store offers around 7.000 organic products on 400 m2 : Fresh fruits and vegetables, hand crafted bread, traditional cheese and natural cosmetics.


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Half of Euro online travel purchases legally unsafe: EU
Thursday 26 November 2009
More than half of all people who buy flights, hotel rooms and hire cars online risk being left without compensation if companies fail under outdated law, the EU said Thursday.
Fifty-six percent of travellers use the Internet, rather than high street travel agents, to organise their own trips, and protection fit for the digital age has fallen by a corresponding amount, said European Union Consumer Affairs Commissioner Meglena Kuneva.
Brussels is in particular targeting so-called "dynamic packages," which see punters pick up separate services as a bundle from single websites.
According to commission research, "for dynamic packages where the consumer has experienced problems, the average loss they face is 600 euros (900 dollars) - which is 80 percent of the average cost of the package.
"For the 17 countries covered by the study, this translates into one billion euros annually," a statement added.
The existing legislation dates back to 1990, the boom years for package holidays in the likes of Spain sold on a diet of sea, sun and sex - only for the reality of sometimes half-finished building sites to stir anger.
While the EU Package Travel Directive introduced rules covering what tour operators could promise in glossy brochures, Brussels now wants to find ways to stop online consumers from being left high and dry when firms go bust.
According to commission statistics, in Britain it is estimated that less than 50 percent of passengers on leisure flights are protected under the directive, compared to 98 percent in 1997.
The impetus for the new drive stems from the collapse in recent years of the XL Airways, Air Madrid, EU Jet and Sabena airlines - with thousands of people left stranded or out of pocket in foreign countries.
Kuneva wants the tourism industry to agree a new set of consumer rights standards.
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Fans are reacting online after a morning of trying to get Justin Bieber tickets in the pre-sale.
Those trying to get tickets were placed into a queue with the pre-sale selling out within 90 minutes.
The rest of the tickets will go on sale tomorrow at 8am for the shows at the Barclaycard Arena on October 17 and 18.
It was a different reaction to the outrage seen when fans struggled to get their hands on Adele tickets.
Most of the posts on social were ones of jubilation as Beliebers managed to snag tickets to see their superstar.
However it was also disappointing to see many on sale so soon as some had obviously bought tickets with the intention to tell them immediately.
We won't be helping them shift those tickets and haven't included their posts.
Tickets are predictably already available for Justin Bieber on GetMeIn but the same inflation seen for Adele tickets has not been repeated.
The face value of tickets was £65 and you can get a ticket from the site from £98.44. GetMeIn will then add £17.75 to the cost of the ticket.
Take a look at the happy reactions from fans below.


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Winnebago Industries Inc. said Friday, June 20th, its third quarter profit skidded 73 per cent as high gas prices, tighter credit and a soft economy drive motor homes sales lower industry wide.
The Forest City-based manufacturer earned $3-million (U.S.), or 10 cents a share, in the three months ended May 31 compared with a profit of $11.3-million, or 35 cents a share, a year ago.
Sales fell almost 40 per cent to $139.7-million from $231.7-million a year ago.
The latest net income figure included a tax benefit of $8.9-million.
The company reported an operating loss of $6.9-million compared with an operating income of $14.7-million a year ago.
Analysts surveyed by Thomson Financial expected earnings of 3 cents a share on higher sales of $157.6-million. The estimates typically exclude one-time items.
“The motor home market has changed significantly in the past year, with dramatic declines in the past few months,” CEO Bob Olson said in a statement. “Discretionary purchases have declined in the United States as the country is faced with unstable fuel prices, consumer confidence at 16-year lows and a tighter credit environment.”


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Google's dominance of the search engine market is facing the biggest challenge in its history, but not from a competitor.
Instead it is the US government challenging its dominance.
At the opening of the biggest US antitrust trial this century, the Department of Justice argued Google's dominance of internet search engines has locked out competitors and stifled innovation.
The core of the argument revolves around the simple question, when was the last time you searched for something on the internet without using Google?
Why is the US government taking Google to court?
Kenneth Dintzer, the Justice Department’s lead litigator said at the opening of the trial: "This case is about the future of the internet and whether Google’s search engine will ever face meaningful competition."
Over the next 10 weeks, federal lawyers and state attorneys general will try to prove Google rigged the market in its favour by locking its search engine in as the default choice in a plethora of places and devices.
Top executives at Google and its corporate parent Alphabet Inc as well as those from other powerful technology companies are expected to testify.
The Justice Department filed its antitrust lawsuit against Google nearly three years ago during the Trump administration, charging that the company has used its internet search dominance to gain an unfair advantage against competitors.
Government lawyers allege that Google pays $10bn (£8bn) a year to potential rivals like Apple and Mozilla's Firefox to keep the default search engine on their products as Google.
The US says this disincentivises rivals from investing in a competitive product.
Google Chrome also has a more than 50% market share of the web browser market.
Regulators also charge that Google has illegally rigged the market in its favour by requiring its search engine to be bundled with its Android software for smartphones if the device manufacturers want full access to the Android app store.
"Google’s contracts ensure that rivals cannot match the search quality ad monetisation, especially on phones," Dintzer said.
"Through this feedback loop, this wheel has been turning for more than 12 years. It always turns to Google’s advantage."
Dintzer said that Google strong-armed other companies into giving its search engine a default position as a condition for getting revenue-sharing payments.
"This is not a negotiation," he said, "This is Google saying: Take it or leave it."
He said that Google's anticompetitive tactics prevented Apple from developing a search engine of its own.
Dintzer said the more searches Google processes, the more data it collects – data that can be used to improve future searches and give it an even bigger advantage over its rivals.
This in turn makes its ad optimisation better than any competitor could ever hope.
Dintzer said this is why Google pays so much for its search engine to be the default option on products from Apple and other companies.
US District Judge Amit Mehta likely won't issue a ruling until early next year.
If he decides Google broke the law, another trial will decide what steps should be taken to rein in the California-based company.
What does Google say?
Google counters that it faces a wide range of competition despite commanding about 90% of the internet search market, pointing to Microsoft's Bing and Amazon.
From Google’s perspective, perpetual improvements to its search engine explain why people almost reflexively keep coming back to it, a habit that long ago made "Googling" synonymous with looking things up on the internet.
Off the back of the success of its search engine Google's parent company Alphabet is one of the most valuable businesses on the planet employing almost 200,000 staff.
Most of its £180bn turnover comes from ad sales flowing through a network of digital services anchored by a search engine that fields billions of queries a day.
What could the case mean for Google?
The Justice Department's antitrust case echoes the one it successfully filed against Microsoft in 1998.
Regulators then accused Microsoft of forcing computer makers that relied on its dominant Windows operating system to also feature Microsoft’s Internet Explorer - just as the internet was starting to go mainstream.
That bundling practice crushed competition from the once-popular browser Netscape.
Several members of the Justice Department's team in the Google case - including lead Justice Department litigator Dintzer - also worked on the Microsoft investigation.
Google could be hobbled if the trial ends in concessions that undercut its power. One possibility is that the company could be forced to stop paying Apple and other companies to make Google the default search engine on smartphones and computers.
Or the legal battle could cause Google to lose focus. That’s what happened to Microsoft after its antitrust showdown with the Justice Department. Distracted, the software giant struggled to adapt to the impact of internet search and smartphones.
Google capitalised on that distraction to kickstart its monumental growth.
What could the case mean for the internet?
Although several businesses have tried, most notably Microsoft's Bing, no company has ever posed a real threat to Google's dominance.
Google dominates the search market it so heavily it effectively controls the results people find when looking for something on the entire planet.
Although it has faced some criticism for what results it presents Google mostly offers a wide variety of results.
Nevertheless, this is extremely powerful.
On top of this, all of the data these searches generate are analysed extensively and used when deciding what adverts people see.
Combine this with data harvested from Gmail, YouTube and Google Maps you can learn an awful lot about a person.
Google uses this data to select adverts people see when using their products.
They also sell products that show highly optimised adverts on other websites.
This means while companies like Facebook do similar things with adverts Google is too dominant in the US's view.
If Google was to be broken up or forced to change its business practices the most apparent change would likely be the introduction of other search engines into the market.
The US government alleges Apple would have entered the market long ago if Google did not effectively pay it not to.
Combining this hobbling of Google with the rapid growth of Artificial Intelligence it could mean the search engine market sees dramatic changes.
Microsoft and Google are already working on using AI to improve search quality even further, a successful antitrust suit could see smaller AI firms entering the market too.
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