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A well-groomed man is an attractive man! From an outfit that is well put together, to a nice haircut, not forgetting a mildly scented perfume that whiffs everyone’s nose as you walk by. Grooming boosts your confidence. You are more mentally ready to face the day when you are well groomed! At Hawi Nature’s Touch, we go the extra mile. The aim is to help men not only feel good about themselves, but also look great physically when it comes to their skin and beard. Your skin (and beard) is what people look at first, and first impressions matter.
Let’s start with the face and beard. It is vital to wash your face and beard daily. This gets rid of oil and the dirt that accumulates during the day, preventing clogging of the pores and promoting growth of the beard as well (for the beard gang). Some of the other practices you can embrace to better care for your face and beard are exfoliating, trimming, moisturizing and just combing/brushing through the beard daily. Exfoliating can be done once a week to get rid of dead cells and help unclog the skin pores too. This is as refreshing to the body as it sounds! Don’t forget to exfoliate around the neck too.
After cleansing and exfoliating, the skin needs to be moisturized. Apply a generous amount of your organic moisturizer on the face, beard and neck to lock in the moisture and revitalize the skin. A great option is Hawi’s organic, Men's Lemongrass Moisturizing Balm. You can do this every day, in the morning and evening too. A good trim of the beard, to your desired style, is advisable since the benefits are tremendous! Trimming promotes a fuller, healthier looking beard, prevents tangles, knots and split ends too, gets rid of any stray hairs and promotes hygiene too.
Unfortunately, shaving bumps exist and they may occur after shaving. These small bumps have the ability to mess with your confidence. Apart from the fact that they are more likely to occur in cases of people with curly hair, some of the other reasons they may occur are if you are using an old or dull razer to shave, having dry skin and shaving against the direction your beard grows. Not to worry though, the grooming practices we have already discussed, will help prevent them or prevent further occurrence. In case you are facing this predicament, you can use the Hawi Men's Balm on the bumps. It contains Lemongrass essential oil which has anti-inflammatory properties that aid in reducing the redness, inflammation, itching and swelling. Shea butter, which is the main ingredient in the balm, will heal the skin and gradually fade away any scars left by the bumps. With consistent use of the Balm on your face, beard and neck, your skin will smoothen out and recover its youthful, natural glow!
Did we mention that the Men’s Balm has a fantastic, fresh scent, courtesy of the Lemongrass oil? It does! The scent is mild - just the right amount not to overwhelm and not too little either that it goes unnoticed by those around you. At this rate, this Balm will be all you need as you step out! Moisture? Check! Fresh scent? Check! Glowing skin and healthy beard? Check and check! You will smell and feel great all day long. If your skin is feeling dry and looks ashy, you can apply a generous amount, twice a day. For those with oily skin, a pea-sized amount is enough to set you for the day. The men’s balm helps balance out the amount of sebum that is produced by the skin which greatly helps reducing skin oiliness as it gets well moisturized and nourished.
So why use an organic moisturizing balm, and not the popular, non-organic brands? We are glad you asked. Whatever is applied on the skin gets absorbed into the blood stream in approximately 26seconds! Thinking about this can be quite scary, but you are in safe hands when you know what is in your products. The Hawi Men's Lemongrass Moisturizing Balm is an organic moisturizer ideal for the entire body. It is safe and has been proven to get the job done. It contains natural oils and butters sourced from African farmers & farmers cooperatives. Try it today. Your face, beard & body will thank you!

domain: health


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Diet Doc offers safe and healthy weight loss to patients in even the most remote locations of the country. Diet Plans are strategically designed to promote fast weight loss and priced to fit comfortably into almost any budget.
Escondido, CA -- (SBWIRE) -- 12/20/2013 -- Diet Doc offers everyone the opportunity to become healthy by losing excess weight with the nation’s leading revolutionized prescription hormone treatments that are affordable to everyone. Founded on principles of making healthy food choices, while being less costly, Diet Doc’s customized diet plans are strategically designed to be compatible with each patient’s personal nutritional needs, while fitting neatly into each particular lifestyle and being compatible with almost any medical condition.
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By Leanne Beattie, for SparkPeople
When to Break Up with Your Trainer
How many times have you had to find a new hair stylist because your usual one just wasn't meeting your expectations any longer? The same problem can happen at the gym. Your relationship with your personal trainer can break down over time, just like any other type of relationship. Here are some possible signs that it might be time to part ways:
- You're not seeing results. Your muscles get used to doing the same exercises all the time, so changing your program every few weeks is essential. If your trainer seems to be in a rut and you're not making progress, even with some program adjustments, it may be time to find a more challenging trainer.
- Your trainer pushes you too hard. Being pushed past your physical limits all the time is dangerous. If your workout leaves you injured, perpetually sore, or overly exhausted, ask your trainer to modify the routine. If he or she won't or insists that your comfort isn't important, find a new trainer who will respect your limits but still challenge you in a safe way.
- Your workout isn't customized for you. Have you noticed that all (or most) of your trainer's clients are doing the same cookie-cutter routines? Your exercise program should be tailored to fit your unique fitness levels and goals, whether you're looking to gain muscle, increase flexibility or lose fat. These all require specific exercises and what is right for you isn't right for the person on the next treadmill. If your trainer doesn't tweak a program to fit your goals, it's time to find a new trainer.
- You're ready to move on. If you hired your trainer when you first started out, but feel comfortable working out on your own now, that's okay too. The honorable thing to do is finish your package that you paid for and then branch out on your own.
- Your trainer tries to sell you things. Does your trainer encourage you to buy specific products? While some nutritional supplements may enhance performance, your trainer should never encourage you to buy supplements since none are regulated by the FDA for safety or effectiveness. Many gyms carry a particular line of products, but your trainer should not pressure you to buy them-you should be able to shop around for comparable items and make your own decision. If you trainer is adamant about you using a particular item and pressures you to buy (a sign that he or she is making a commission off the sale), find a trainer who is unbiased.
- Your trainer is unprofessional. If your trainer puts you down, shows up late, holds conversations on his phone (or with other people) during your session, cancels your workouts with little notice, or makes you feel uncomfortable in any way, then it's time to make a break. In some of these cases, you may be able to back out of a contract or receive a refund from sessions you've already paid for.
How to End Your Fitness Relationship
How to Choose a Personal Trainer
6 Things Your Personal Trainer Wishes You Didn't Do
What You Forgot to Ask Your Personal Trainer
SparkPeople is the country's largest health and fitness website. Learn more--and get a free fitness and diet plan.


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Twice The Health
Our favourite matching fitness duo will be gracing the Be:FIT London Live stage to tell us about the world of fitness beyond aesthetics and appearances.
The girls will inspire you to set yourself challenges away from the scale, and tell you about their own journey conquering the fitness world.
This session can not be booked in advance, there will be plenty of seated and standing space available on the day. Please arrive 15 minutes prior to session start time.


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About Aditya Birla Health Insurance
Aditya Birla Health Insurance Company Limited (ABHICL) is a subsidiary of Aditya Birla Capital Ltd, which is the financial services platform of the Aditya Birla Group. Incorporated in 2015, ABHICL is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. Engaged in the health insurance business since October 2016, the company also has a strong presence across asset management, corporate lending, life insurance, structured finance, general insurance broking, wealth management, equity, private equity, project finance, housing finance, online personal finance management, and even more services. With over 17,000 employees and over 2 lakh agents and channel partners, the company shows a nationwide presence.
Aditya Birla Health Insurance offers a wide variety of health insurance plans that offer you and your family full medical expense coverage in case of any illness, sickness, disease or accident. You can enjoy various health services under Aditya Birla Health Insurance such as cashless treatment, cover for ambulance charges, AYUSH treatments, pre-hospitalisation and post-hospitalisation expenses, intensive care, and wellness programs to help you keep a track of your health. One of the most attractive features offered under Aditya Birla Health Insurance plans is wellness and rewards. These help you keep a track of your health and push you towards a better health in order to achieve targets and hence get further benefits.
Aditya Birla Health Insurance Premium Calculation
Calculating the premium amount for different health insurance plans offered by Aditya Birla Health Insurance is not a cumbersome task. You can calculate them online using the premium calculator available on InsuranceDekho. Health insurance premium calculation helps you to get an estimate of the premium you will be required to pay for the selected plan and hence you are able to plan finances accordingly. Health insurance premiums for Aditya Birla Health Insurance plans depend on the following factors:
- Age: One of the most important factors that affect the premium of a health insurance plan is your age. Youngsters are less prone to health issues as compared to older people. This increases the chances of older people making more claims under their policies and hence they are required to pay higher premiums.
- Policy Term: Different health insurance plans are available with different policy terms and your premium varies accordingly. For instance, if you buy a health insurance policy for a period of 1 year, then your premium will comparatively be lesser than if you buy it for a period of 3 years.
- Sum Insured: High sum insured means greater coverage, and hence higher premiums. So, choose the sum insured as per your requirement after considering the coverage features offered under your health insurance plan. But don’t compromise on it to save premiums. Having enough sum insured saves you in the actual time of need.
- Members Included: Family size impacts your health insurance premiums. Some health insurance plans allow you to add up to 19 relationships. But accordingly, charge premiums too. So, as you increase the number of members under your policy, higher your premium will be.
- Health History: Your, as well as your family’s health history, affect your health insurance premiums. Your premium will be higher in case you have any pre-existing disease. Similarly, you will have to pay higher premiums in case anyone in your family has a history of cancer, heart disease, diabetes, etc.
Health Insurance Calculator
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Select the age of all members
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Choose required Coverage for yourself?
Top Aditya Birla Health Insurance Plan Types
1. Aditya Birla Activ Assure Diamond Policy: A popular health insurance plan offered by Aditya Birla Health Insurance, Activ Assure Diamond plan is an ideal choice for individuals and families. You can be covered under this plan if you are aged at least 5 years. The plan offers you a wide range of coverage with the sum insured options ranging between Rs. 2 lakh and Rs. 2 crores. The plan offers you many benefits such as health returns, 150% reload of the sum insured, cover for 586 daycare procedures, AYUSH medical treatments, discount on premiums, and domestic and international emergency assistance including an air ambulance. You can also buy add on benefits like Super No Claim Bonus, unlimited recharge, and accidental cover under this plan.
2. Aditya Birla Activ Health Platinum Policy: Activ Health Platinum Policy covers you and your family members who are aged at least 91 days. The policy lets you choose between sum insured options ranging between Rs. 50,000 to Rs. 2 crore as per your requirements. Available for a policy term of 1 year 2 years, and 3 years, this policy offers you several benefits like cover for 60 days pre-hospitalisation and 180 days post hospitalisation expenses, 527 daycare procedures, cumulative bonus, HealthReturns, 100% reload of the sum insured, etc. You can choose from two variants while buying this plan: Essential and Enhanced, where the latter offers you wider coverage.
3. Aditya Birla Activ Secure Policy: Activ Secure policy offers you and your family the much needed financial protection in the event of an accident as well as major critical illnesses. The plan comes with different variants aiming towards fulfilling the varied requirements of different customers. You can buy this policy with the add-on benefits of a second e-opinion and wellness coach at a little extra premium.
4. Aditya Birla Activ Care Policy: Aditya Birla Activ Care Policy is designed to take care of your parents just like you do. Anyone aged between 55 years and 80 years can be covered under this plan for many coverage features including cover for in-patient hospitalisation expenses, daycare treatment, health assessment, No Claim Bonus (NCB), road ambulance cover and restoration of sum insured limit. To enhance the cover under this plan, you can choose from various add-on benefits such as nursing at home cover, lifestyle support equipment, portable medical equipment cover, advanced health check-up cover, room upgrade and PPN discount.
5. Aditya Birla Arogya Sanjeevani Policy: Aditya Birla Arogya Sanjeevani Policy is an affordable health insurance policy that works the best for you and your family. You can choose it for sum insured options between Rs. 1 lakh and Rs. 5 lakh for a wide range of coverage features such as road ambulance cover, 30 days pre-hospitalisation cover, 60 days post-hospitalisation cover, and even dental treatment and plastic surgery if necessitated due to an injury or a disease.
Aditya Birla Health Insurance Plan List
|Name of Plan||Sum Insured|
|Activ Assure DiamondMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Corona Kavach PolicyMin: 1 day; Max: 65 days||50,000 - 5 lakh||Get Quotes Now|
|Global Health Secure Min: 91 Days; Max: 65 years||3 Crore - 6 Crore||Get Quotes Now|
|Activ Health EnhancedMin: 91 Days; Max: No Limit||2 Lakh||Get Quotes Now|
|Cancer SecureMin: 18 Years; Max: 65 Years||5 Lakh||Get Quotes Now|
|Activ SecureMin: 5 Years; Max: 65 Years||1 Lakh||Get Quotes Now|
|Activ CareMin: 55 Years; Max: 80 Years||3 Lakh||Get Quotes Now|
|Activ Health EssentialMin: 91 Days; Max: No Limit||50 Thousand||Get Quotes Now|
|Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years||1 Lakh - 5 Lakh||Get Quotes Now|
What Is A Health Insurance Top-up Plan and Why Should I Buy It?
Health insurance top-up plans offer additional protection to your existing health insurance plan which otherwise may be insufficient for you to pay for huge hospital bills. These plans usually cover you against many healthcare expenses including pre-hospitalisation and post-hospitalisation expenses, in-patient hospitalisation expenses, emergency ambulance expenses, daycare procedures, domiciliary hospitalisation expenses, and even organ donor expenses sometimes.
You need a top-up health insurance plan to increase the sum insured and get the greater financial protection and hence greater satisfaction. You can contact InsuranceDekho to buy the most suitable top-up health insurance plan for yourself and your family.
Why Choose Aditya Birla Health Insurance?
Listed below are some of the features of Aditya Birla Health Insurance that make it a unique health insurance provider:
- Dedicated Customer Support: Aditya Birla Health Insurance has a dedicated team for customer support where you can get your grievances and queries solved in no time.
- A Variety of Health Insurance Plans: Aditya Birla Health Insurance offers you a wide variety of health insurance plans to choose from for yourself and your loved ones.
- Wide Network Of Hospitals: With a wide network of over 6,000 hospitals across India, Aditya Birla Health Insurance becomes a preferred choice for many. You can avail the benefit of cashless and reimbursement treatment at these facilities.
- High Claim Settlement Ratio: With more than 63,000 claims settled, Aditya Birla Health insurance achieved an impressive Claim Settlement Ratio of 70.81% for the financial year 2019-20. This shows that the insurer has a good claim settling ability and hence you can choose it for your health insurance needs.
- Activ Health App: Activ Health App by Aditya Birla Health Insurance puts the power in your hands to create the healthiest version of you. It allows you to keep a track of your fitness activity, store and access all your health history and even allows you to assess and renew your health insurance policy.
Health Insurance Coverage Calculator
Who do you want to insured ?
Age of eldest insured member ?
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Network Hospitals of Aditya Birla Health Insurance
Every insurer has tie-ups with hospitals where you can avail cashless or reimbursement treatment. The longer the list of network hospitals is, more convenient it is to find one nearby your home. Aditya Birla Health Insurance has more than 6,000 network hospitals in India that offer you good quality treatment at the time of emergency.
1172 Aditya Birla Cashless Network Hospitals in India
Aditya Birla Health Insurance Tax Benefits
The benefits of purchasing Aditya Birla Health Insurance plans are plenty. Apart from protection against healthcare expenses, you can also enjoy tax benefits on the premium paid under these policies under Section 80D of the Income Tax Act, 1961.
See the table below to learn about tax deductions available with Aditya Birla Health Insurance plans under the Income Tax Act:
Deduction under Section 80D of the Income Tax Act
Self, Family, Children
When the policyholder and parents are aged lesser than 60 years
When the policyholder and family members are aged below 60 years with parents aged more than 60 years
When policyholder, family members, and parents are aged more than 60 years
Members of the Hindu Undivided Family
*Tax benefits are subject to changes in Income Tax Act.
Aditya Birla Health Insurance Claim Settlement Ratio
Claim Settlement Ratio (CSR) refers to the number of claims settled out of the total number of claim requests received by an insurance company. Higher the Claim Settlement Ratio, the better it is. Tabulated below is the Claim Settlement Ratio of Aditya Birla Health Insurance Company.
Claim Settlement Ratio
(Source: IBAI’s General Insurance Claim Insights Handbook For Policyholders - 4th & 5th Edition)
Aditya Birla Health Insurance Claim Process
Aditya Birla Health Insurance offers you a smooth claim settlement process. Read below to know about the process of cashless and reimbursement claims under Aditya Birla Health Insurance plans.
How To Make Aditya Birla Health Insurance Cashless Claim?
You can make a cashless claim with Aditya Birla Health Insurance by following the below-mentioned steps:
Step 1: Approach The Network Hospital
To avail of cashless treatment, visit any network hospital. You can find the list of Aditya Birla Network Hospitals here.
Step 2: Patient Identification
Provide the policy number or show the patient's Aditya Birla Health Insurance ID card for identification purposes at the hospital’s reception. Also show a valid ID proof like voter’s ID, passport, PAN card etc.
Step 3: Cashless Hospitalisation Request Form
one the identification process has been completed, the network hospital will submit the pre-authorization form or the cashless hospitalisation request form to Aditya Birla Health Insurance. You can speed up the process by intimating the insurer by filling up a request form.
Note that in case of emergency hospitalisation, you need to submit the pre authorization form within 48 hours of hospitalisation and in case of planned hospitalisation, you need to submit it 3 days before hospitalisation.
Step 4: Hospitalisation Request Review
Aditya Birla Health Insurance will review your request and notify about the decision to the network hospital. The company will also notify you via SMS or an e-mail within 2 hours if the request is received during business hours.
Step 5: Claim Settlement
Once all the formalities are completed, your claim will be settled at the hospital according to the terms and conditions mentioned in the policy.
How To Make Aditya Birla Health Reimbursement Claim?
You can make a reimbursement claim with Aditya Birla Health Insurance by following the below-mentioned steps:
Step 1: Notify The Insurer
In case of emergency hospitalisation, notify Aditya Birla Health Insurance within 48 hours. Whereas in case of planned hospitalisation, notify 3 days before admission in the hospital.
Step 2: Get Admitted
Get admitted at any network or non-network hospital and get treated.
Step 3: Pay Bills At The Hospital
After getting treated, pay the medical bills directly at the hospital as per its process.
Step 4: Collect And Submit The Claim Documents
Collect relevant documents originally from the hospital and submit them to Aditya Birla Health Insurance within 15 days after discharge from the hospital. Submit the documents to the address: Aditya Birla Health Insurance Co. Limited, 5th floor, Modi Business Centre, Kasarvadavali, Mumbai, Thane West 400615.
Documents Required For Aditya Birla Claim Reimbursement
Following documents need to be submitted during Aditya Birla claim reimbursement:
• Claim form Part A and Part B duly filled by you
• Aditya Birla Health ID card or policy copy
• KYC documents (photo ID and proof of age and address)
• Original discharge card, original hospital bill and final payment receipts
• Diagnostic reports, pharmacy or medical bills along with the prescription
• Letter from medical practitioner specifying duration, complaints, past history and treatment details
• All previous consultation papers related to current illness
Step 5: Claim Processing And Reimbursement
After reviewing your documents, Aditya Birla Health Insurance will approve your claim, or seek more documents or information, or reject it on the basis of policy terms and conditions. You will be communicated about the same on your contact number or registered email ID.
Claim Process at Aditya Birla Health Insurance
- Network Hospital
- Non-Network Hospital
Claim AssistanceFor any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
Claim ProcessingFill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
Claim SettlementOnce your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
Claim AssistanceFor any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
Claim IntimationEmergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
Claim ProcessingSubmit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
Claim SettlementOnce your request for reimbursement of expenses is approved, the claim will be settled.
Benefits of Aditya Birla Health Insurance Plans
Aditya Birla Health Insurance offers the following benefits with its plans:
- Lifetime Renewability: Aditya Birla Health Insurance plans offer you a lifetime renewability benefit. This means that there is no restriction as to the maximum age at the time of renewal of your existing policy.
- Chronic Management Program: One of the most helpful features that Aditya Birla Health Insurance offers is Chronic Management Program. With this benefit, you can manage your chronic conditions like diabetes, asthma, and blood pressure and live a healthy life. It allows you to book lab tests, book consultation, order medicine, and manage appointments and orders.
- Health Return Benefit: Aditya Birla Health Insurance offers you Health Return benefits that serve as a motivation to stay fit. It offers you monetary rewards on staying fit that can be accumulated over time and redeemed according to your needs. You can use health returns to pay for diagnostic tests or pay for medicines, save it like a fund for the time of emergency, or even use it to pay for your policy premium for the next time.
- Wellness Coaching: Aditya Birla Health Insurance plans offer you the add-on benefit of wellness coach with some of its health insurance plans. On buying this add-on benefit, you can have access to wellness coaching in areas such as nutrition, fitness, tobacco cessation, and weight management.
- Second E-Opinion: Aditya Birla Health Insurance plans offer you the benefit of second e-opinion in case you are diagnosed with a critical illness during the policy period. You can talk to the panel of medical practitioners to get a second opinion on your health condition.
Aditya Birla Health Insurance User Reviews
- Network Hospitals
- Top up
- Critical Illness
Latest News on Aditya Birla Health Insurance
- Aditya Birla Activ Health Platinum Plan: Everything You Need to Know to Continue reading to find out more.
- Aditya Birla Health Insurance provides a variety of health insurance policies to satisfy the various health insurance needs of consumers. Find out more on Aditya Birla Health Insurance.
- Aditya Birla Health Insurance Co. Ltd.'s Activ Health Enhanced plan is a premium variation of the Activ Health Plan. Find out more about Aditya Birla Activ Health Platinum Plan.
- Regular checkups are a necessary part of life. It is helpful in catching diseases early on. Find out which health insurance plans offer them for free.
- COVID-19, COVID-19 vaccination center in Delhi
What All Is Covered Under Aditya Birla Health Insurance Plans?
Aditya Birla Health Insurance plans keep you protected against many healthcare expenses. Read the inclusions below:
- Emergency Ambulance Cover: Aditya Birla Health Insurance plans cover you against transportation expenses by providing ambulance services till the hospital.
- Domiciliary Hospitalisation Expenses: Domiciliary expenses are the treatment taken at home on doctor’s advice. Aditya Birla Health Insurance plans cover you against domiciliary hospitalisation expenses.
- Organ Donor Expenses: Aditya Birla Health Insurance plans cover you against the medical and surgical expenses related to organ donation.
- Daycare Treatments: Daycare treatments are those which require less than 24 hours of hospitalisation. For instance, sinusitis, dialysis, eye surgery, etc. Aditya Birla Health Insurance plans cover you against such treatments.
- In-Patient Hospitalisation Expenses: Aditya Birla Health Insurance plans cover you against in-patient hospitalisation expenses when you get admitted to the hospital for at least 24 hours. These expenses include nursing, boarding, room rent among others.
What All Is Not Covered Under Aditya Birla Health Insurance Plans?
Aditya Birla Health Insurance plans do not cover you against some healthcare expenses. Read the exclusions below:
- Some Specific Surgeries: Aditya Birla Health Insurance plans do not cover you against some specific surgeries such as joint replacement, dental surgery, and cosmetic surgery.
- Venereal Or Sexually Transmitted Diseases: Another important exclusion under health insurance plans offered by Aditya Birla Health Insurance is venereal or Sexually Transmitted Disease (STDs).
- Self-Inflicting Injuries: Aditya Birla Health Insurance plans do not cover you against self-inflicting injuries such as the attempt of suicide etc. with and intention of self-harm.
- Injuries Due To War: Under Aditya Birla Health Insurance plans, you are not covered against injuries arising due to war, riot, nuclear threats, or strike.
- Injuries Due To Participation In Hazardous Activities: Aditya Birla Health Insurance plans do not cover you against injuries arising due to participation in any hazardous activity, unlawful act, and adventure sports including paragliding and mountain climbing.
Note that the inclusions and exclusions may differ with different Aditya Birla Health Insurance plans.
Aditya Birla Health Insurance Policy Terms
Aditya Birla Health Insurance plans come with the following terms:
Minimum Entry Age
Maximum Entry Age
65 years/no limit
Lifetime renewability offered
Premiums to be paid on renewal and subsequent continuation of the health insurance plan are subject to change.
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A waiting period of 30 days is applicable starting from the date of commencement of the policy.
Note that the terms may vary with different health insurance plans offered by Aditya Birla Health Insurance.
How to Purchase Aditya Birla Health Insurance Policy at InsuranceDekho?
You can buy Aditya Birla Health Insurance plans from InsuranceDekho. Steps for both are given below:
Buy Aditya Birla Health Insurance Plan Online at InsuranceDekho
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You may also mail us at email@example.com in case further support is required.
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Aditya Birla Health Insurance Renewal Process
Aditya Birla Health Insurance allows you to easily renew your health insurance plan online after every 1 year, 2 years, or 3 years, depending on the policy term chosen. Your renewal premium will depend on your age, number of members added or removed from the policy, enhancement of sum insured, and coverage features. Read the steps below:
Step 1: Visit the official website of Aditya Birla Health Insurance and navigate to the ‘policy renewal’ page.
Step 2: Fill in the details (policy number, proposer’s date of birth, and proposer’s mobile number)
Step 3: ‘Click on the ‘Proceed’ tab.
Step 4: Verify the policy details and premium amount for policy renewal.
Step 5: Pay online using the available modes of payment.
On successful payment, your policy will be renewed and you can avail benefits under your Aditya Birla Health Insurance policy thereafter.
Explore Aditya Birla Health Insurance
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FAQ About Aditya Birla Health Insurance
On what factors the eligibility to get a health insurance plan depends?
The two basic eligibility criteria for getting the insurance policy are entry age and medical check-up.
Can I buy a health insurance policy for my 4-year-old kid?
Aditya Birla Health Insurance does not offer any separate health insurance plan for kids. But, they can be covered with their parents either on an individual or a floater basis.
When should a reimbursement claim request be submitted?
Request for reimbursement claim should be submitted within 15 days of getting a discharge from the hospital or clinic.
What is the period in which Aditya Birla Health Insurance settles claims?
Aditya Birla Health Insurance settles claims, including the rejection, within 7 working days of receiving necessary documents, but not more than 30 days.
What is the Incurred Claims Ratio of Aditya Birla Health Insurance for the financial year 2018-2019?
The ICR for Aditya Birla Capital Health for FY 2018-19 is 59%.
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- Looking for ways to safeguard your health? Heard about Activ Health Enhanced Plan by Aditya Birla Capital? If yet to discover it, read along.


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Senior lifestyles: How to navigate hearing loss
Do you ever notice that it’s tough to follow a conversation when you are in a space with a lot of background noise, like a crowded restaurant or public meeting? Have you found yourself asking people to repeat themselves or slow down when speaking to you? Are you slowly pumping up the volume on your TV or radio so you don’t miss the dialogue in your favorite program?
If so, you may be among the millions of people experiencing hearing loss. According to the Mayo Clinic, roughly one third of people in the United States between the ages of 65 and 75 experience hearing loss; that number jumps to one in two people over the age of 75.
Hearing loss is generally an irreversible process involving the outer or middle ear (called conductive hearing loss), the inner ear (called sensorineural hearing loss), or both.
The anatomical process of hearing operates within a delicate system deep inside the inner ear whereby tiny hairs attached to nerve cells in the cochlea transmit vibrations to the brain and are interpreted as sound.
Over the course of our lives, exposure to loud noises, harsh conditions, ear infections and hereditary factors will damage those tiny hairs, causing them to become less and less sensitive. By the time a person reaches the later years of life, after countless music concerts, airplane rides, lawns mowed, babies reared and fireworks displays, it’s no wonder those little hairs can’t keep up!
But despite how common the occurrence or understandable the causes, there is still a kind of stigma that exists around hearing aids that prevents or delays many people from seeking assistance when they start to experience hearing loss. And while hearing loss is clearly a medical condition, most basic healthcare plans do not cover hearing assistance and therefore patients often face a hefty price for reclaiming some of their hearing.
That may help explain why an estimated 24 million people in the United States have hearing loss and aren’t doing anything about it, says Dr. Robert Hartenstein, an audiologist at Audiology Associates in Middlebury and Rutland.
Moreover, with the huge range of services and practices that offer solutions to those facing trouble hearing it can be overwhelming and confusing to navigate the field and figure out what you need and why.
Most agree that the best option for patients is to at least start with a diagnostic evaluation performed by a doctor of audiology.
“Hearing aids are very individual,” says Dr. Julie Bier (pictured, left), one of two audiologists Better Living Audiology of Middlebury and South Burlington. “There are many things that go into making a hearing aid recommendation, and this can only be done by meeting with a professional and reviewing test results and the patient’s communication needs.”
Most (if not all) audiology practices offer a variety of hearing aids that they will recommend and fit to each patient. However, Dr. Bier cautions that even some professionals and offices work exclusively with certain hearing aid brands and therefore will steer clients toward those aids rather than another that might in fact be a better fit for them.
“Also, the hearing aid function is limited to how well the professional is able to program it,” Bier says. She recommends that patients consider the professional’s training and whether they have a full understanding of all of the programming options within the hearing aid to make sure it is programmed accurately to their individual hearing loss.
Additionally, the professional should be able and willing to provide verification (post-fit) measures to ensure that the hearing aid is functioning the way it should in the patient’s ear.
“Many professionals are either unable or unwilling to complete this step due to cost and time,” she says. That could be a red flag.
While it may be wise to start with a visit to your local audiologist, other options do exist for actually purchasing hearing aid devices that could offer other benefits, particularly if you’re on a tight budget.
Hearing aid dispensers, or vendors, are practices that may or may not have trained audiologists on staff, but will rather specialize in knowing a wide variety of hearing aid devices and may offer more competitive pricing.
Bernie Sage (pictured, right) is a hearing aid vendor who owns Advanced Hearing Technologies, with an office in Middlebury as well as in eight other Vermont towns.
With 28 years of experience in the industry and hundreds of hours of specialized training on the wide variety of options that his patience face when selecting hearing aids, Sage is proud to offer individualized care to each customer he works with. He offers in-home hearing tests and works with every brand of hearing aids that he knows about.
“I like to find out what a person’s lifestyle is like and consider which aid I think matches their unique needs,” he says. His style is to present options to the client and offer free trials with as many devices as a client would like before they make a selection.
“The performance of these devices varies significantly,” Sage explains, “with varying numbers of channels and frequencies that each will pick up.” The higher the number of channels and the more frequencies offered, the more nuanced and sophisticated the hearing will be.
When facing a purchase of several thousands dollars, it is wise to do your homework on who is offering the best rates, but make sure that you’re comparing apples to apples.
Some brands will offer a lower-tech model through retailers like Costco, so while it might be the same brand that your audiologist talked about, the devices are not the same.
However, hearing aid dispensers are often part of buying groups that can negotiate very competitive pricing during special sales events even for the highest end models of hearing aids.
“During a special sales event we can offer hearing aids that might normally be $5,900 for $4,000 or so,” Sage said.
But while pricing is certainly a concern for many patients, specialists recommend being careful not to buy just based on price.
While audiologists do go through four years of specialized medical training, vendors do not need any formal education. They do need to complete the state-administered written exam to obtain a license to dispense hearing aids. They will perform hearing tests for the purposes of fitting hearing aids, but generally cannot provide diagnostic explanations for individual patients and help explain the extent of hearing loss or underlying causes or concerns about the ear canal.
So while most providers have the best intentions at fitting you with an appropriate device, in some cases a patient may be able to avoid a many-thousand-dollar set of hearing aids because their hearing problem was really just due to a buildup of ear wax that was resolved with a simple cleaning.
The hearing aids offered at Audiology Associates cost between $1,200 and $6,500 per pair, Hartenstein says, which is a lot of money. Bier agrees. With price tags that can reach up to $8,000, she says, it’s important to get it right.
According to product specifications, devices should last between three and five years, although Hartenstein says he sees patients still happily wearing hearing aids that he fit back in the 1990s. “If they’re happy and don’t need the new technology, I’m happy,” he says.
However, like most things, advancements in hearing aid technology are rapidly changing the industry. And as Hartenstein put it, “about 95 percent of my patients end up choosing the most expensive option when they experience the difference in their quality of hearing.”
EAR SCANNING TECHNOLOGY
THIS 3-D EAR scanner is used to create models of the inner ear — which are used in customized earpieces for hearing aids, earplugs and ear protection. Local audiologist Dr. Robert Hartenstein helped develop this digital scanner made by Lantos. The tip is inserted and inflated within the inner ear, allowing the probe at the end to collect precise imagery of the ear canal.
Photo courtesy of Lantos Technologies
Hartenstein happens to be one of the people really in the know when it comes to new technology. In addition to his practice as a Doctor of Audiology, Hartenstein is also a clinical research consultant for companies working on cutting edge technologies for ear scanning.
Until recently, in order to obtain a model of a patient’s inner ear, the only option was to make a physical mold using silicone. The process is rather laborious and has some obvious risks and drawbacks, Hartenstein explained. “Many doctors are understandably nervous about damaging the ear drum and inner ear and therefore don’t model deep enough into the ear canal to get the measurements that are most important for custom-fit ear pieces.”
However, Hartenstein is working with two companies (Lantos and Otometrics) now offering digital modeling scanners that create a computer model of a patient’s inner ear in a matter of seconds using a non-invasive laser device that outputs a near-perfect 3-D image of a patient’s ear, from the inner ear all the way out the canal to the outer ear. While the doctor scans the patient’s ear with the laser probe, the model takes shape on the screen right before your eyes.
While these scans can be useful for customized hearing aid tips and devices, they are also useful for many other purposes — noise-cancelling for musicians and DJs, muting for machinery techs, as swim plugs for someone with sensitive ears or simply comfortable ear plugs to muffle the snores of your partner so you can sleep better at night.
Customers may be relieved to learn that scans and models performed by even the most cutting edge tools are usually included in the price tag of the hearing aid or earpiece, rather than added on as additional charges.
Customization of hearing aid devices extends beyond the physical shape of a customizable ear piece as well. These sophisticated devices can be programmed using apps that can adjust the magnification based on location and how broad or targeted your hearing needs are in any particular situation. Users can program specific settings for places that they frequent (for example a favorite restaurant or theater) so that with one click of a button their device hones in on the settings that enable optimum hearing.
“Hearing aids now have Bluetooth technology where they can connect directly to cell phones,” Bier adds, “Not only is this a convenience, but it can help people tremendously when talking on the phone, watching TV and movies, or even listening to music.”
“It can really affect quality of life and enjoyment in a meaningful way,” Hartenstein says of fitting his patients with proper hearing aids. “Most frequently, the comment I get is ‘why didn’t I do this sooner,’” he says.
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The Rise of Vaping
In recent years, vaping has gained immense popularity in the United States. Vaping refers to the act of inhaling and exhaling vapor produced by an electronic device, commonly known as an e-cigarette or vape pen. Traditional cigarettes have been on the decline, while the demand for vaping products has been steadily increasing.
Reasons Behind the Surge in Popularity
There are several reasons contributing to the growing demand for vaping products in the US.
Regulations and Policies
With the surge in popularity of vaping products, regulators have been playing catch-up to establish appropriate regulations and policies to ensure consumer safety.
The Food and Drug Administration (FDA) has issued regulations that require e-cigarette manufacturers to register their products and provide ingredient lists. They also restrict the sale of vaping products to individuals under the age of 18, similar to restrictions on traditional tobacco products. Additionally, the FDA has started cracking down on illegal marketing practices targeting younger demographics.
Controversies and Concerns
While the growth of the vaping industry has been significant, it has not been without its controversies and concerns.
One major concern is the increase in vaping among young people. The popularity of flavored e-liquids and attractive designs has attracted teenagers and even children to try vaping. This has prompted the FDA and other organizations to take action to prevent underage vaping and address potential long-term health consequences.
Another controversy revolves around the safety of vaping products. Cases of vaping-related lung injuries have been reported, leading to increased scrutiny of product ingredients and manufacturing processes. As a result, industry standards and quality control measures are being established to ensure the safety of consumers.
The Future of Vaping
The future of vaping looks promising, with new innovations constantly being developed to enhance the user experience and address concerns. The industry is moving towards improved product safety and transparency, ensuring consumers have access to reliable information about the ingredients in e-liquids and the potential risks associated with vaping.
The demand for vaping products is not expected to decline anytime soon. As more individuals become aware of the benefits of vaping and traditional smoking continues its decline, the market for vaping products will continue to expand.
The growing demand for vaping products in the US is driven by various factors, including health concerns, flavor variety, and cost savings. However, it is crucial to address concerns such as underage vaping and product safety. With appropriate regulations and responsible industry practices, the vaping industry can continue to thrive while prioritizing consumer safety and well-being. If you’re looking to delve even further into the topic, https://vapetopia.shop. We’ve handpicked this external material, which contains worthwhile details to expand your understanding.
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Pillow mountain in your bed – If you have a mountain of pillows in your bed exchanging them for the Snoogle pillow will give you the same support but more space.
Patricia Padulchick Sleeping on a body pillow will help to align every part of your body hence helping blood to circulate in the right flow in your body. It will also keep your body elevated thereby increasing the oxygen level in your body.
Typically, a mother begins using a pregnancy pillow when the changes to her body begin to be more noticeable and more apt to interfere in her ability to sleep comfortably, but they can be used prior to this and long after. Many mothers report loving their pregnancy body pillows so much that they continue using them long after their pregnancy is over.
Add to cart Dealer Manual Our panel testers were unenthusiastic about the Wamsutta Quilted Body Pillow; one tester described it as having “a cheap feeling finish that reminded me of a hotel comforter.” Though reasonably supportive, it wasn’t as well-liked as the Newpoint pillow.
Outlet Store Leave A Reply: Nick 22 Jul, 2017 Several Little-Known Uses For a Body Pillow Oversized UShape Pillow Nursing Pregnancy Maternity Boyfriend Full Support Body Cleaning & Floor Care
Big Advantage twitter 8 Steps To Stop Being A Shouting Mom Sciatica: This type of body pillows have many names, U shaped body pillows, full body pillows, comfort body pillows. They are also called maternity or pregnancy body pillows although they are not only useful for pregnant women.
Buy it: Pregnancy Pillow by Cozy Bump, $90, Cozybump.com UPC 680474587070 By submitting your email, you agree to our Terms and Privacy Notice and to receive email correspondence from us.
Watch Now Material:Short plush ,filling material : PP cotton. Communication is important. "Completed" status.
It can be tucked in between the knees, which surprisingly helps control body temperature and gives back support as well
Moonlight Slumber procures the safest and highest quality materials to build their premium products in America's heartland, just outside of Chicago, Illinois. All products are made by the skilled hands of American workers, using domestic components and sourced fabrics.
1. Full body support while you sleep – the length of the pillow gives you full body support and encourages you to sleep in the best position (side sleeping).
Can't give it 5 stars because it's useless under covers. Hard to position when rolling over. Maybe ai just need and smoither cover that doesnt have friction wiyh it.It is firm yet soft. I do like it but at this point cutting it into 3 separate pillows would work better for me. Or at least cut 1 piece off. Works great in summer when room is not too cold.
5. Moonlight Slumber I LOVE MY SNOOGLE. I wrote a blog about it. It is so super comfy and I have no intention of giving it up after the baby is born. I’m six months pregnant and have been using it for about a month or two. I recommend it to everyone. The worst part (I found) is trying to roll over it to get out of bed to pee in the middle of the night…never my most graceful moment.
We tested the remaining five pillows in our Los Angeles office, with a panel of eight Wirecutter staffers. Our testers ranged from 5-foot-1 to 6-foot-1, and included stomach-sleepers, side-sleepers, and back-sleepers.
Refine Results A pregnant woman's body releases a hormone called relaxin. This hormone causes tendons to relax, creating more space between joints. This is an important hormone because it allows a pregnant woman's body to grow without causing too much damage.
This Best Boyfriend is simplistic in a Black and White Design to match any bed decor. This soft pillow is an excellent addition that gives character to any space. It comes with a soft polyester insert...
Secret Fit Belly Stuffing You can use a pregnancy pillow from any time. Start using the pillows early on, so you get comfortable with it before your body starts changing.
ASIN B0010BBN7M This luxurious body pillow cradles you in complete comfort, molding itself to the shape of your body. You'll awaken from a wonderful night's sleep, as this long bed pillow relieves pressure to many areas of the body and eliminates restless nights of tossing and turning. The Comfort-U Body Pillow is great for those who suffer from fibromyalgia or osteoporosis.
Rugs Dealing With Tinnitus During Pregnancy Body pillows are mostly created with a side sleeper in mind and their loft reflects as such. Stomach sleepers looking to support a more healthy sleep position often turn to body pillows to better support their spinal health and begin to influence their body to sleep more comfortably on the side. Some include head and neck support, while others are specific to hip, knee, and back pain alleviation.
Dust and mite resistant ComfySure Pregnancy Full Body Pillow-U Shaped Maternity and Nursing Cushion with Removable White Cover-Back, Neck Hip Support and Relief-Firm and Plush U
Back To The Comparison Table Yard Care Tools Home/Home & Kitchen/Top 10 Best Body Pillows in 2018 Swatch Requests
Pregnancy Pillow Maternity Belly Contoured Body U Shape Comfort Built in Speaker
Anybody looking for extra support for back and neck while sleeping. If you like the memory foam function, this body pillow is for you. It keeps the body pillow firm and it will not go flat. The kool flow cover is comfortable and cool.
5.0 out of 5 starsLOVE!!! Why Pregnant Moms Should Consider Using a Pregnancy Pillow?
Woombie Soothie Sack Name Ideal for Side Sleepers July 8, 2016 at 10:01 am Garden & Patio
When using the pillow, I wrap my leg around the bottom part and hug it like a body pillow, but because the pillow is C-shaped, I also have a place for my head. The bottom part of the pillow also nicely cups my butt as I sleep, allowing me to feel secure and safe. Also, when I toss and turn at night, I can use it the opposite way with the pillow spooning me and still use the bottom part of the pillow to wrap my legs around it. Sometimes when I’m sitting on the couch, I coil the pillow around my stomach and set my laptop on it, using the pillow as a desk. It is also great for watching TV in bed because you can lay down, but also have your head propped up just enough that you don’t have to strain your neck to see.
See All Departments Relief-Mart, the company that sells the Snuggle-Pedic, told us that its pillow is machine washable and dryable, though it doesn’t recommend regular laundering because the memory-foam fill will take a very long time to dry. If you do wash your pillow, wring out as much water as possible before putting it in the dryer. The company says that a periodic 20-minute cycle in the dryer can re-fluff and refresh the pillow.
Online Bill Payment Adjust the bumpy part of the pillow to wedge your tummy properly
Size: 36 x 22 x 13 inches Home Hacks & Answers "Very friendly and professional service, one of the most relaxing massages I have ever had. I would definitely recommend it to all pregnant ladies."
Stephanie Labbe Sold by Play World Toys, LLC and Fulfilled by Amazon. Gift-wrap available. 1. Comfort U Body Support Pillow
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As with any pillow, a natural fiber and low thread count are what will help you keep good breathability and air flow through the night. Most covers are a cotton or cotton blend, is washable, and will easily pull onto the pillow even if it’s an odd shape. Occasionally the full body pillow covers can present a challenge when taking it off and putting on, and how they are constructed can help determine the effort required. Long zippers are usually the most helpful as they expose more of the pillow itself. But other types may only have a folded over flap that requires you to fold the cover back on the pillow.
Other features of this maternity pillow include: $58.59$69.59 (16% off)
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Uncategorized January 11, 2017 at 8:46 am Comfort-U Body Pillow Step-by-step instructions for Savvy Rest products. Click Here Top 13 Massage Chairs This body pillow includes one white 50/50 (cotton/poly) pillowcase. We always recommend getting a second pillowcase for when one is in the wash. Other cases come in different colors and materials.
Plus sized women The word "pillow" evolved from an Old English word - pyle, which, in turn, evolved from a Latin word, pulvinus, meaning a bed of raised earth. The first known use of "pillow" dates back to the unification of England during the 10th Century, CE. Today, some variation of the word pillow is universally understood.
However, there are accurate product dimensions included in the pillow’s official description. In addition, the size is optimal and it allows two people to share a bed comfortably without anyone feeling crowded out due to the pillow’s bulk.
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Soothing Touch Bath Body And Massage Oil - Purifying - Eucalyptus Spruce - 8 Oz
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