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As the year winds down to a close and the months get colder, car shows begin to dwindle. However, there are still good excuses to pack up the classic car and get out to see folks. There are still numerous monthly meet-ups happening where car enthusiasts can get together to talk shop.
One such event is held monthly in Georgetown. Pistons on the Square began in 2015, and takes full advantage of the downtown scenery to make for a quaint, cruise-in setting. Every third Saturday of the month antique, classic, muscle and late-model cars and motorcycles arrive, beginning at 8 a.m. and continuing until 10 a.m.
It’s a come-and-go affair, with some attendees taking off afterward for further shared activities, and others simply go to the house. The event is not officially tied to any other car clubs, though various groups have attended. According to organizer Troy Bryant, there are usually 40-70 cars that show up for the gathering.
“We have a beautiful square in Georgetown,” Bryant said. “There’s no one there in the morning, so the goal is to get people out there and then by the time the stores all open, we’re gone.”
While Pistons on the Square is an informal gathering, there are occasionally special events happening in conjunction with the meet-up. For the gathering in November, there was an associated toy drive that brought in 55 toys and $305 which will be used to benefit the Blue Santa program carried out by the Georgetown Police Department.
The next Pistons on the Square will be held Dec. 15.


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id Software Opens Mobile Division, Sets Plans For Quake and Wolfenstein
Mobile phone have turned into the Americas of the 21st century and no self-respecting developer would miss the opportunity to expand into the new territory. id Software made no exception and now announces that an entire mobile division popped up in its yard.
November 16, 2007
"We are operating on the assumption that mobile gaming has a potential for huge growth," Carmack told USA Today. "It's at a tipping point. Everybody has a phone, and almost every phone is powerful enough to do good games on it.
The first development plans for the division revolve around id's well-known IPs: both Quake and Wolfenstein are to have mobile versions of their on, while Doom RPG will have a sequel.
Doom RPG was released two years ago and managed to sell over 1 million copies. Last year id launched another mobile title dubbed Orcs & Elves, with sales of around 400,000 units. This December will see id launch Orcs & Elves II, with EA Mobile acting as publisher.

domain: news


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In 2017, Tiffany Haddish became everyone’s new favorite celebrity, thanks to Girls Trip and her supreme hilarity in general. In perhaps what was the greatest late-night interview of all time, Haddish described a wild trip she took with Will Smith and Jada Pinkett Smith—and now that has led to an endorsement deal.
On January 15, Groupon announced that Haddish would be the new spokesperson for their brand, and she’ll be starring in an upcoming ad to run during the Super Bowl. And that makes perfect sense, since her trip with Will and Jada was a swamp tour she got on Groupon. Yes, as she told Jimmy Kimmel, she got a Groupon for Will and Jada. “Tiffany, what the f--- is a Groupon?” she said Jada asked her. “I thought it meant you had a boat that you could take a group of people on.”
But it wasn’t just the big swamp tour that got the company’s attention. According to a press release from Groupon, it turns out Haddish ranks in the top one percent of the most frequent Groupon purchasers, and she has saved literally thousands of dollars using the site. “Nobody knows Groupon like I know Groupon. I’ve been speaking out for them for years,” Haddish said in the press release. “In fact, I should have already been their spokesperson.”
More From ELLE
So far, she has starred in a series of short videos for Groupon, talking about her perfect date, her favorite Groupon memories, and more. These are already perfect, so it’s unclear how the Super Bowl ad is going to top this.
Haddish’s Super Bowl ad will air during the fourth quarter of the game; it’s Groupon’s first Super Bowl commercial in seven years. In the meantime, Haddish has picked out her favorite Groupon deals and collected them on her own special site. So the next time you save money on yoga classes or ski lift tickets, you have Tiffany Haddish to thank.
Update, 1/25: Groupon has released Haddish's full Super Bowl commercial online. It features Haddish asking what heartless person wouldn't want to save money and support local businesses. The ad then cuts to that heartless person—a greedy, rich man—getting what he deserves. You can watch the full clip above.


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Bluecoat online fundraising art auction to include works by Yoko Ono, Adrian Henri, Sonia Boyce and Jeremy Deller
Bluecoat is to launch a two-week online art auction in partnership with Paddle8. Over 50 works will be available to purchase, generously donated by artists who have previously exhibited at the Liverpool venue. The money raised will help the UK’s oldest arts centre continue to support artists.
The 54 artworks available in the auction are by artists included in Public View, Bluecoat’s exhibition earlier this year that started its 300 th anniversary programme. That show displayed work by some of the many hundreds of artists who have shown at the gallery, and reflected Bluecoat’s curatorial interests and distinctiveness over a 50 year period.
There will be a wide variety of original artworks available in the auction, including paintings, sculptures, photographs and prints. Bidders can expect to find work by figures of local, regional, and international significance, as well as a mixture of both established and up-and- coming contemporary artists, including Derek Boshier, Sonia Boyce, Jeremy Deller, John Monks, Yoko Ono, The Singh Twins and Yinka Shonibare MBE.
Mary Cloake, Chief Executive of Bluecoat, said, “We are holding this auction at a vital time for Bluecoat. As we near the end of our 300 th anniversary year, we begin to look forward to the future, and the funds raised in this auction will allow Bluecoat to continue supporting creativity, freedom of expression and the cultural community of the region. We are truly grateful to all the artists who have kindly donated to our auction. Bluecoat has always cared for and supported artists, and we truly appreciate having that care and support reciprocated.”
The auction will be coordinated by the international online auction house Paddle8, who specialise in connecting artists and galleries with a worldwide network on collectors.
The auction is available to preview from Mon 16 Oct, with the auction live from Mon 23 Oct–Mon 6 Nov.
To find out more about the auction and to sign-up, visit https://paddle8.com/auction/bluecoat/


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TRUNKRS: DELIVERY SERVICES FASTER, GREENER, FRIENDLIER
“The thing about ecommerce is that, even if you live in a small village, the internet offers everything at your fingertips. It’s awesome,” says Jan Wijn, CEO of Trunkrs, a logistics company based in Nieuwegein, the Netherlands, that is out to improve the delivery services that make that accessibility so awesome. “We had two main ideas,” Jan explains. “We wanted to be consumer-centric and we wanted to be sustainable.” From his long experience working in logistics, Jan argues that logistics companies are typically not sensitive enough to the needs of their clients and there’s a lot of customer frustration with inflexible deliveries. Instead, Trunkrs offers a service that is more customer-friendly and flexible: “We designed our IT system ourselves with the end-consumer in mind, making it as convenient as possible. We built it all in such a way that the consumer is in control. For example, you can change delivery […]
GREENFLUX AMONG EUROPE’S FASTEST GROWING COMPANIES
GreenFlux, the leading provider of electric vehicle charging software solutions, has been named to the FT 1000 2021 ranking of Europe’s fastest growing companies. The FT 1000, compiled annually by the Financial Times and Statista, identifies the European companies in 33 countries that achieved the strongest revenue growth rates. “It’s an honor to be recognized for the rapid growth we’ve achieved and is a testament to our team’s ability to deliver innovative solutions that help customers quickly grow their e-mobility fleets and networks,” said Floris van den Broek, Chief Executive Officer of GreenFlux. “We continued this fast growth momentum through the challenging 2020 economic climate, and expect 2021 will be our strongest year yet.” GreenFlux is the 11th fastest growing company in the Netherlands on the prestigious FT 1000. See the full FT 1000: Europe’s Fastest Growing Companies 2020 list.
GREENCOM AND HOCHFREQUENZ NEW OFFER FOR SAP USERS
eibp:empower from GreenCom Networks offers efficient creation of dynamiclifestyle-relevant electricity tariffs and the ability to quickly update andrefine existing tariffs Collaboration between GreenCom and Hochfrequenz provides flexible tariffsto expand SAP IS-U billing systems No expensive or risky adaptations of existing ERP systems Built on similar principles to Service Mediation from within the telecommunications sector, GreenCom Networks’s eipb:empower sitting alongside billing solutions for instance SAP, enables the efficient creation of dynamic lifestyle-relevant tariffs and the ability to quickly update and refine existing tariffs. The product is based on complementing existing billing systems, with no expensive and time-consuming adjustments required. New customer-oriented tariffs can therefore be configured by the product or propositions team in a cost-effective and scalable process, with no excessive effort or expense required for implementation. In addition to time- or load-variable pricing, tariffs can also be linked to events; for example, football supporters take advantage of a “football tariff” […]
SET AND CENTRICA INVEST IN GREENCOM
GreenCom Networks provides end-to-end solutions for distributed energy resources management (DERM), enabling energy retailers and energy device OEMs to offer innovative digital energy services to their residential customers. Amsterdam, 19 February 2019 – GreenCom Networks has successfully closed a significant fundraising round led by international energy and service company Centrica. The current shareholders SET Ventures, Munich Venture Partners and Cosmos were also participating in this round. The funding will be used to finance a further international expansion of GreenCom’s Energy Internet of Things (IoT) platform in the European market. As the future energy markets will be heavily based on distributed assets like solar PV, batteries, electrical heating devices or electric vehicles, the number of those devices is expected to grow by a factor of five over the next 15 years. This provides significant opportunities for energy service companies to offer end-to-end services for customers. GreenCom’s Energy IoT platform is the […]


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Chicago outlaws almost all food carts. No matter how safe, no matter how popular, no matter how delicious, no entrepreneur in Chicago may sell prepared foods from a cart on the sidewalk. Yet, food carts operate safely and legally in the parks and beaches, as well as farmers markets and street festivals.
Because Chicago outlaws almost all food carts, current vendors operate in fear of being stopped. Vendors who are working hard to earn an honest living by serving food to hungry neighbors are ticketed, fined, insulted, and even arrested by Chicago police. To hear a vendor tell her story, watch this video. Aspiring vendors with great business ideas, like a bicycle trailer with kegs of iced coffee, or a sidewalk cart selling handmade bagels to commuters, are informed by BACP that their entrepreneurship is not welcome in Chicago. Chicago turns its back on the small businesses that could send a child to college, feed a hungry tourist, enliven a lonely corner, or even grow into a major corporate citizen. After all, Shake Shack started as a hot dog cart in New York and just went public.
A change is long overdue.
On May 28, 2014, Alderman Maldonado introduced a sensible ordinance to make sure these small businesses are both regulated and respected in our city. The ordinance would allow vendors to apply for a license to sell snacks and drinks that were prepared and packaged in licensed kitchens. The ordinance requires inspections and health consultations and safe operations. The ordinance was written by the Street Vendors Justice Coalition, in consultation with the Department of Public Health. That ordinance has received coverage in almost every major news publication in Chicago, including the Tribune and the Sun-Times. It has also earned the support of the nearly 2500 Chicagoans who signed our petition.
We are asking you to support the street vending ordinance. Urge the License and Consumer Protection committee to hold a hearing. Vote for the ordinance. Open Chicago up to vibrant cultural experiences in public spaces. Allow ordinary people to start businesses affordably selling affordable, fresh food in neighborhoods where it is needed. Allow Chicagoans with a small budget and a great recipe to earn an honest living.
Please take action today.


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| submitted by /u/ayanamirs
Fundstrat's Thomas Lee is emerging as a voice of reason for cryptocurrency investors even as bitcoin continues to trade in the doldrums. JPMorgan Chase's former chief equity strategist is applying the lessons of the stock market to bitcoin investing. Trying to time the market is “challenging” because …
Google Alert – bitcoin
This is comical. Same as Hong Kong. It hasn't even been 24 hours and participants are backing out.
Fuck this agreement. BIP148 is the only way forward.
The post Segwit Now, Bigger Blocks Later, Says Bitcoin Pool F2Pool appeared first on CryptoCoinsNews.
This question already has an answer here:
Hi I sent money on Monday twice and it’s now Wednesday and it still says uncomfirmed. I used bitcoin wallet to send my transaction & so the fee was automatically added. I did not deduct or select my own fee. So I’m not understand why it’s still not confirmed. One of the transactions says spent next to it so I’m confused . I would like to kno if I can get this reversed bac to my wallet or if there is a way to get it pushed to the site.


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New Delhi, Oct 30 () Chennai-based TVS Motor Company on Wednesday said it is has partnered with Cadisa Group for setting up sales outlets in Guatemala and El Salvador as part of its plans to strengthen presence in Central America. As a part of this association, Cadisa -- one of the largest business groups across Guatemala and El Salvado -- will facilitate the opening of 15 flagship outlets for TVS Motor Company in a phase-wise manner, the company said in a statement.
TVS Motor Company will also be present in 17 multi-brand outlets and over 150 retail stores across Guatemala, it added.
Moreover, the company will also operate over 25 service outlets besides supplementing its range of two-wheeler and three-wheeler offerings with retail finance schemes, TVS Motor Co said.
Commenting on the development, TVS Motor Co Executive Vice President - International Business R Dilip said: "Cadisa has rich experience and immense knowledge and understanding of the needs of customers in this region...The unique network of distribution that Cadisa has developed makes them the best strategic ally for TVS Motor Company."
He further said, "With this partnership, we will be able to offer customised products with complete service and spare parts for our customers throughout Central America and consolidate our presence in the region."
"The technology and quality prowess of TVS Motor Company combined with our network facility will definitely create an impact in Guatemala and El Salvador," Cadisa Senior Director Jorge Siekavizza said.
Currently, TVS sells its motorcycles, scooters and three-wheelers range, including Apache RTR 200 4V, Apache RTR 180, Apache RTR 160 2V, Stryker 125, Wego and King Deluxe. RKL SHW SHW


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Native American tribes have suffered a history of staggering unemployment rates, limited opportunities, and a lack of access to fundamental resources. Tribes began financial services businesses to combat this history and create real change for the future. E-commerce has been a vehicle for supporting economic growth, tribal services, and tribal development.
The Latest Financial News
Last month, the Catawba Indian Nation in South Carolina passed a banking code to attract both traditional and new financial activity to its reservation. It is headed by the Catawba Digital Economic Zone (CDEZ), a legal entity that was created to help increase economic...
A new PYMNTS report in collaboration with LendingClub found that 73.2 percent of millennials, nearly three quarters, are living paycheck to paycheck, which is a significantly higher share than other generations. 60.1 percent of total consumers surveyed were living...
Last month, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corp. (FDIC) warned financial institutions about overdraft practices that they consider unfair or deceptive, saying that continuing with those practices could put them at...
Our Digital Financial Literacy Program
Too many consumers mismanage their budgets, make poor investment decisions, and fail to properly plan for the future. NAFSA is committed to empowering people with the skills they need to change this trend and thrive financially. NAFSA’s Financial Literacy Program offers an assortment of digital modules covering a wide variety of financial topics, including building emergency savings, mortgage education, and retirement planning.
Tribal Online Lending Best Practices
NAFSA has developed Best Practices for the exclusive use of all NAFSA Members as it relates to their Tribal Online Lending businesses. We believe these Best Practices will help ensure consumer protection, quality service, and positive customer and industry interactions during the life of the loans made by tribal lending entities who are NAFSA members. Our Best Practices apply to all stages of the loan, including marketing, origination, servicing, collecting, and ongoing data privacy.
The Impact of Tribal Financial Services
Coming from a history of staggering unemployment rates, limited opportunities, and lack of access to fundamental resources, Native American tribes began online lending businesses to create real change for the future. Internet commerce has been a vehicle for supporting economic growth, tribal services, and tribal development. These are their stories.
There are more than 570 federally-recognized tribes in the United States, many of whom are spread across in diverse areas. This has left a need for other tribal economic development opportunities to create sustainability and jobs on Native American reservations.
Tribal Financial Services:
Create jobs & economic development on tribal lands
Increase the financial independence of tribes
Deploy sovereignty & bolster tribal self-determination
To advocate for tribal sovereignty, promote responsible financial services, and provide better economic opportunity in Indian Country for the benefit of tribal communities.


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Five doors open up Mini to fleet
13 August 2014
Mini is growing again, finally gaining a five-door hatch that's set to present the BMW-owned brand with new fleet opportunities, as Paul Barker discovers
The first five-door version of the Mini hatchback joins its long-standing three-door sibling in October, and the baby premium brand is looking for the more practical new model to deliver a step up in corporate sales.
As well as the additional doors, the new car is 161mm longer, 100mm of which is in the wheelbase to improve passenger space, which Mini claims is now better than key rivals identified as the Ford Fiesta, Peugeot 208, Audi A1 and VW Polo. There's a third rear seat, unlike the three-door, and boot space rises by 67 litres on the five-door to 278 litres, just two litres shy of the Polo and 10 litres behind the Fiesta, although it's 10 litres up on the A1.
"We have so many companies that want Mini on their fleet but haven't because they need a five-door," explains Mini corporate development manager James Morrison. "We run a direct sales business within corporate and have hundreds of customers with direct sales terms, so we talk regularly about fleet policies and which cars from BMW Group would fit. If there is a five-door only policy then we have been restricted to the Countryman, and that's a bigger car, so we've been restricted in the smaller hatchback segment."
He says the single biggest reason for Mini three-door customers leaving the brand is due to the need for a larger or more practical car.
"We know people love Mini but have to change because the car gets too small for their lifestyle," says Morrison. "We really want to show corporates that Mini is open for business and is right for many fleets where it wasn't before."
According to Morrison, 70% of the supermini segment is five-door models, an area Mini has never competed in before.
"There is an opportunity for natural growth for Mini," he says. "We want a bigger share of that 70%."
He says 90% of Peugeot 208s into the corporate sector are five-door, while it's 80% for the Fiesta, 68% for the Polo and 61% for the Audi A1, a figure he believes Mini will most closely replicate.
"We will definitely see some movement from three-door into five," he says. "Five-door is where the market is, but Mini will always be known as the iconic three-door hatch, so our transition into five-door will be longer.
"We need to be explicit that we now have a Mini with five doors. I think for corporate it's perfect, but there will be a big retail demand for the car as well, and it's an awareness job that Mini now has five doors."
As well as the brand prestige and looks, Morrison also claims the interior is a selling point for the new model.
"When you look at the competitor set, Mini is in a different class," he declares.
The five-door costs £600 more than the three-door, and there is a slight pay-off in terms of emissions, thanks to the larger car weighing 70kg more than its more established sibling.
The 116hp Cooper D model, likely to be the most popular corporate seller, is up 3g/km to 95g/km, while the 170hp Cooper SD goes up 2g/km to 109g/km, although the latter at least still stays in the same company car tax band. The rest of the range is made up of the petrol Cooper and Cooper S models, while all engines offer an automatic option.
Morrison says Mini is in a buoyant mood thanks to the market's response to the new three-door, which went on sale earlier this year.
"It's not just head and shoulders above the old car but head, shoulders and waist," he claims.
Mini's corporate development boss also says that the brand had 4000 orders at the launch of the three-door, the largest order bank in its history.
"This car forms the basis of the next generation of Minis, so we're delighted it's been so well received," he concludes.
The view from inside the vehicle
Mini held an exclusive fleet preview event at its Bracknell, Berkshire, headquarters earlier this month, giving BusinessCar a chance to have a look around the car it sees as having a big opportunity in fleet.
The first noticeable thing is that the rear door opening itself is very narrow compared with rivals, but the claims of interior space that beats those key competitors seem genuine once you're inside. A six-footer could sit comfortably enough behind a similarly sized driver, which is certainly as much as you could expect from a car this size.
The larger boot will be as welcome as the extra doors for many customers, with an extra
67 litres making a huge difference to what used to be a Mini weakness. Models with Chilli and Pepper packs will get the useful and easily operated three-position boot floor, which adds to Mini's new-found practicality.


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All about payments
Leading digital platform consultant Applico has created ripples in the rapidly changing B2B marketplace scene with record-breaking fundraising figures.
The future of embedded banking models like BaaS remains promising if participants adapt to evolving compliance expectations.
A recent report in the Wall Street Journal has stirred the pot, suggesting that Goldman Sachs might be reevaluating its relationship with Apple Card as it grapples with internal pressure to exit the consumer-lending space.
Monzo's venture into investment offerings with BlackRock has attracted significant attention and this partnership aligns with a broader industry trend of asset managers and banks targeting younger, tech-savvy consumers.
In this blog, we'll delve into the exciting world of wearable payment technology and explore how it's poised to reshape the future of transactions.
In the ever-changing fintech and banking ecosystem, where technological advancements are a constant, the importance of adept dashboard design can't be overstated.
Loyalty programs are no longer just about rewards; they are the bridges that connect brands and consumers on a deeper, more meaningful level.
Financial institutions face growing competition and changing customer expectations, necessitating ongoing innovation in their mobile banking apps for superior user experiences.
In this blog, we'll delve into the key findings of this study and explore the factors that influence consumers' payment choices.
PayPal has been a major force in digital payments since its debut in 1998, leading the charge in online financial interactions. However,...
In the wake of the COVID-19 pandemic, our world witnessed an unprecedented shift towards digitalization. The banking industry, in particular, has been...
In this blog, we will explore two exciting developments that have everyone talking about Nubank: its potential for exponential growth in share value and its remarkable expansion to serve more than 90 million customers across Latin America.


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West Coast Cooler FASHIONWEEK is set for a “blooming” spectacular Spring/Summer event with the announcement of the schedule for the four day fashion festival which offers some serious style inspiration for the season ahead.
Taking place from 23-26 March at venues across the city, the busy schedule sees the return of the sell-out high street and designer runway shows alongside popular fashion fringe events – Sushi Saturday at Asian favourite Zen, as well as Style Sunday, which this season is held at Coco on Mother’s Day for the perfect day out for a stylish mum.
Budding new events include the stylish Lavazza Coffee Style Saturday brunch at Robinson & Cleaver on Saturday 25 March.
This event offers the ultimate fashion filter with key looks from across the fashion spectrum selected by some of the country’s top stylists including Courtney Smith and Cool FM’s Rebecca McKinney as well as London-based Jamie Russell and Lewis Cameron.
A make up masterclass courtesy of FASHIONWEEK’s new title make up sponsor, KARAJA is also planned while hair partners ALFAPARF Milano will ensure the models’ locks are luscious throughout all events by teaming up with some of the country’s best hair salons including Paul Stafford and Ben Close as well as Chrysalis and Scissor Sisters from Newry, among others.
Director Cathy Martin said of the season’s key trends: “We’re looking forward to having some of our regular designers and brands on the runways this season, but we’ve opened up the catwalks to the likes of ASOS, Zara, River Island, H&M and TOPSHOP via our stylist picks at the high street shows and at our wonderful new Style Saturday event. It’s an exciting season for us and I look forward to wowing the audiences with the collections we’ll have on show.”
Laura Blair, Brand Manager for West Coast Cooler, which sponsors the event, said: “At West Coast Cooler we love to celebrate individuality and style, especially with the launch of campaigns like our #WCCStyleSquad which integrate our audience with our brand activity – we love the fresh opportunities to engage with a fashion conscious customer. This sponsorship really is an ideal fit with the West Coast Cooler brand.”
For further information and links to the full show schedule and tickets, go to www.belfastfashionweek.com. Catwalk tickets, which cost £20 (or £30 for a limited number of exclusive front row seats), are available from the Belfast Welcome Centre on 028 9024 6609 or via the website.
Sushi Saturday, Lavazza’s Style Saturday and the perfect Mother’s Day day out, Style Sunday, can be booked directly with the FASHIONWEEK team at 02890421509 or via firstname.lastname@example.org. Each show’s ticket price includes a goodie bag and a refreshing West Coast Cooler.


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Sony is standing firm when it comes to the price of PS5 games, and has stated that $70 for a title like Demon’s Souls is fair considering “the hours of entertainment” it provides.
Speaking to The Telegraph, CEO and president of Sony Interactive Entertainment Jim Ryan defended the company’s approach to price PS5 exclusive games at $70 / £70 / $AU109.
When asked about Demon’s Souls RRP, Ryan was asked whether he feels the new price for PS5 first-party games is fair.
“Yes, yes, I do. If you measure the hours of entertainment provided by a video game, such as Demon’s Souls compared to any other form of entertainment, I think that’s a very straightforward comparison to draw.”
Ryan was also asked whether some titles could even exceed $70 in the future, based on a recent report from Bloomberg that suggests that Sony is considering an even higher price point in the future.
“I can say that that report that we were considering higher prices for first party games is categorically false,” said Ryan.
The interview also touched on a few more interesting points, such as whether the PS5’s 667.2GB of usable storage will prove problematic.
“We’re not hearing that,” Ryan responded in regards to the PS5’s perceived lack of storage. “We’ll obviously watch what happens as people unbox their PlayStations and start to use them. We think we think we’ll be okay. We obviously are able to monitor hard drive usage on the PS4 microscopically and everything that we saw there indicates that we should be fine.”
More people will get to “unbox their PlayStations”, as Jim Ryan puts it, on November 19, when the console finally release in all territories. We’re monitoring where to buy a PS5, and will be providing regular stock checks to try and help you secure Sony’s elusive console.


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A prototype of an Apple phone has been uncovered and it dates all the way back to 1983. Designer Hartmut Esslinger came up with the design whilst working for Apple on other projects such as the Apple IIc. Wikipedia has it noted that Esslinger was contracted to Apple in a $1,000,000 a year deal.
In 1982 he entered into an exclusive $1,000,000 per year contract with Apple Computer to create a design strategy which transformed Apple from a "Silicon Valley Start-Up" into a global brand. Setting up shop in California for the first time, Esslinger and Frogdesign created the "Snow White design language" which was applied to all Apple product lines from 1984 to 1990, commencing with the Apple IIc and including the Macintosh computer.
This information is confirmed in the recent Steve Jobs biography too but there was no mention of an Apple phone prototype. Looking at the picture, it is obviously a fixed line phone rather than a mobile device. It is interesting to note that even in the early 1980’s the device still has some form of touch input; even if it was via a stylus!


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Guyana Restaurant Week starts Friday, Nov. 20, 2020 and extends through Sunday, Nov. 29, 2020. Before the influence of the British and Dutch colonialism, the Indigenous people to the country as guiana, meaning ‘land of water.’ It’s the perfect name for the country located right off of South America’s northern Atlantic coast.
The people of Guyana are a diverse bunch and their cuisine is sure to embody the fullness of their heritage. Restaurant week seeks to show off the wonders of Guyanese cuisine and it comes smack dab before the holiday season kicks off. Sponsored by the Tourism and Hospitality Association of Guyana (THAG), local restaurants will provide special Restaurant Week menus, giving old patrons and new guests, alike, the opportunity to sample their best.
There’s nothing like good food to put you in the holiday spirit and even the pandemic is not stopping Guyana Restaurant Week. Restaurants like Terra Mare, have their dine-in instructions (regarding Covid-19) listed on their menu. Other restaurants will provide take-out, delivery and outdoor dining options, which can be seen on the Guyana Restaurant Week website.
You can find a list of participating restaurants for Guyana Restaurant Week at thag.co.


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On October 16, 2020, Primarius Technologies is participating at GTC 2020 EMEA, the second event of Global Technology Conferences (GTC) 2020 series. Primarius will exhibit virtually as a GTC partner sponsor and showcase its entire product line related to collaboration with GlobalFoundries (GF).
On September 24th, Primarius Technologies participated GTC 2020 North America, the first event of Global Technology Conferences (GTC) 2020 series, virtually as a GTC partner sponsor and showcased its entire product line related to collaboration with GlobalFoundries (GF).
The one-day conference, themed ‘Accelerating the Digital Future’, was an opportunity for hundreds of customers and industry experts to engage and gain insights into how GF is helping to shape the digital transformation with the latest approaches and solutions for AI, IoT and 5G.
Primarius Technologies offers a complete line of products and services for semiconductor testing and simulation.
For testing, the 9812DX and FSPro provide an excellent generic parametric analyzer for accumulating data.
The BSIMProPlus modeling software and FastLab convert the data into simulation input, such as SPICE models.
The ME-Pro tool qualifies the model for performing benchmarking between different foundry models or PDKs.
The Primarius Pcell-Lab tool generates the Pcell and the PQLab tool qualifies the Pcell.
For simulation, the NanoSpice family, comprising NanoSpice, NanoSpice Giga, NanoSpice Pro and NanoYield provides more accurate results, roughly 2x/3x times that of its alternatives. These SPICE simulation tools are widely adopted by leading semiconductor companies for simulating analog, memory, large-scale flash or SRAM.
Having these tools integrated together, Primarius Technologies provides a complete solution from device simulation and modeling to testing.
Primarius Technologies will also attend upcoming GTC 2020 EMEA, Taiwan and Shanghai events.


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November 5, 2018 at 10 15:56:
Saturday, November 10 at noon At 22:00 in the X018 event, the Inside Xbox release starts. During last Twitter, Microsoft approved additional content that will be displayed in the next topic.
As announced by Microsoft a few months ago, the Xbox community can expect this year to return the annual X0 fan events.
The X018 will be held next weekend in Mexico City and will provide one or another surprise after official information. They will be featured in the latest Inside Xbox edition. This edition will be held on Saturday, November 10, at noon. 22.00
Next month, the X0 event returns to Mexico. According to a recent rumor, among the new statements made during X018 …
Other content X018 Inside Xbox Edition has been approved
As part of recent tweets, Microsoft confirmed the content of the next Inside Xbox edition. Consequently, Xbox One players can not only hope for various updates to the state of decay survival adventure, but also have great announcements about the PUBG version of Xbox One. The new "Forge" scene, the new extension "Shadow of the Tomb Raider", is promising.
But that will not stay with that content. Instead, Microsoft promises more notifications and surprises. A few days ago it was confirmed that the new Xbox Game Pass titles, as well as further information on the upcoming Zalgiris news, will be revealed at X018.
Touch it # X018 at noon 3.00 CT on November 10th for:
?Big #PUBG news
Forge Expansion Shadow of the #TombRaider
?# StateofDecay2 updates
?It has a more exclusive look: https://t.co/II5cAODlxn pic.twitter.com/7P0csGpVba
– Xbox (@ Xbox) November 5, 2018


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Posts: 14,445 +170
Apple is widely expected to adopt a bezel-less display with its next iPhone, a redesign that all but guarantees the removal of the phone’s dedicated Home “button.” Much debate has ensued with regard to where the Home button’s displaced Touch ID fingerprint scanner will end up.
Thus far, we’ve heard two arguments. Some believe Apple will move the Touch ID sensor to the back of the device as we’ve seen on other smartphones while others think the technology will be integrated directly into the iPhone’s display, thus eliminating the need for a standalone sensor.
Qualcomm fueled the fire for the second option last month when it announced an ultrasonic fingerprint sensor that works under glass, metal and water. This solution certainly sounds more appealing aesthetically although rumors of manufacturing issues have led some to doubt that it’ll happen with this year’s refresh.
Now, we’re hearing rumblings of a third scenario.
KGI analyst Ming-Chi Kuo, well-known for his iPhone predictions, said in a new report on Monday that the OLED iPhone will ship with a virtual Home button. Critically, however, this virtual button won’t support fingerprint recognition.
We predict the OLED model won’t support fingerprint recognition, reasons being: (1) the full-screen design doesn’t work with existing capacitive fingerprint recognition, and (2) the scan-through ability of the under-display fingerprint solution still has technical challenges, including: (I) requirement for a more complex panel pixel design; (ii) disappointing scan-through of OLED panel despite it being thinner than LCD panel; and (iii) weakened scan-through performance due to overlayered panel module.
One key takeaway here is that, by abandoning the under-display fingerprint sensor, Apple won’t have to further delay production ramp-up. Kuo previously projected that production would be postponed until at least late October.
Kuo didn't comment on whether or not he thinks the Touch ID sensor will be relocated to the rear of the device or abandoned totally. The latter option seems unlikely given how widely used Touch ID is.


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SHANGHAI: China's massive car sector is on track to bring its climate-warming carbon dioxide emissions to a peak by 2027 but on current trends it is unlikely to meet the country's 2060 "net zero" target, environment group Greenpeace said on Tuesday.
The sector's total carbon emissions are likely to plateau at 1.75 billion tonnes, and will steadily drop 11% by 2035, Greenpeace estimated in a research report.
But it will need to cut emissions by at least 20% by 2035 if it is to stay on track towards net zero by 2060, Greenpeace said.
China needs to bring zero emissions vehicle sales to 63% by 2030 and 87% by 2035 if it is to meet its targets, the environmental group estimated.
"The ideal response is for car makers in China to completely phase out internal combustion engine vehicles by 2030," said Bao Hang, project leader for Greenpeace Asia in Beijing.
China said in a 2021-2035 development plan for the sector in late 2020 that pure electric vehicles should make up 20% of sales by 2025 and then become the "mainstream" by 2035.
The country's cabinet said in an action plan on bringing emissions to a peak last year that total new and clean energy vehicle sales should reach around 40% of the total by 2030.
Chinese sales of battery-powered electric vehicles, plug-in petrol-electric hybrids and hydrogen fuel-cell vehicles grew 157.5% to 3.52 million units in 2021, official data showed.
German luxury carmaker Mercedes Benz, which has recently launched its second electric offering EQS 580 sedan for India, said that while the electric car is manufactured in Germany, India is the only country to locally assemble the EV outside of the home country. With this, Mercedes will also be the first and only luxury carmaker to assemble an EV in the country, thereby giving it an edge over its rivals in terms of pricing.
According to a complaint filed by Vivek Gupta, the Chief Financial Officer of JBM Group, Sector 44, it was on Friday that he received messages on WhatsApp requesting to transfer certain sums to bank accounts indicated in the messages.


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Integrated payments company Shift4 acquired the Swiss company Online Payments Group for $125.9 million in September, according to its most recent quarterly filing with the Securities and Exchange Commission.
Allentown, Pennsylvania-based Shift4’s acquisition of the European payment service provider arms the payments company with capabilities that further its global ambitions, CEO Jared Isaacman said last week. Shift4 paid a mix of cash and stock, including potential contingent payments, for the acquisition, according to the filing.
Shift4 specializes in offering payments services to the restaurant, hospitality, sports stadium, and casino industries, pitting it against rivals Toast and FreedomPay, among others, in those sectors. Specifically, 100,000 restaurants now use Shift4 payments technology, Isaacman said during an appearance Wednesday at the Credit Suisse annual technology conference.
With the Online Payments Group acquisition, Shift4 aims to compete with other major payments companies such as Stripe and Adyen, Isaacman suggested.
Shift4 had about 1,753 employees as of the end of last year, per the company’s annual filing. Nate Hirshberg, Shift4’s VP of marketing, declined to comment on Online Payments Group’s headcount, but said in an email that Shift4 expects to grow the Online Payments Group team.
The acquisition enables Shift4 to offer e-commerce merchants in the U.S. and Europe online checkout via an easy integration capability and gives the company the means to process payments in Europe, Isaacman said during a webcast of the company’s third-quarter earnings call in November.
It’s the most recent acquisition for Shift4, which has made several this year. Isaacman, who founded the company in 1999, said earlier this year the company aimed to pursue more acquisitions.
The company disclosed it made six other acquisitions in the quarter: Shift4 also acquired Pinnacle Hospitality Systems, FPOS Group, Retail Control Solutions and three other restaurant technology companies, per the company quarterly filing. Hirshberg declined to identify the names of the restaurant tech companies. Shift4 made all the acquisitions for $80.3 million in a mix of cash and stock, including possible contingent payments, the filing said.
In March, Shift4 announced that it was buying Finaro, a Tel Aviv-based financial services firm.
With the Online Payments Group and Finaro acquisitions, Shift4 executives believe the company is “well situated to cover most of Europe and the U.K.,” but has “plans for many other geographies,” Hirshberg said in an email.
The Online Payments Group acquisition brings tech capabilities, such as recurring billing and fraud protection, that will help Shift4 attract and integrate new customers at a faster pace, Shift4 executives said.
With those new international capabilities, benefits from the acquisition will be apparent in the fourth quarter, Isaacman said last week.
OPG’s capabilities are complementary to the back-end banking and settlement tools that Finaro possesses, Isaacman said. The Finaro acquisition is expected to close early in the first quarter, Isaacman said. That acquisition has taken more time due to a Russian oligarch’s ownership stake in Finaro and European regulatory approval.
By bringing those pieces together to serve U.S. and European markets, “we’re starting to get into that rare air” with the “Stripes, Adyens of the world that can have that global commerce capability,” Isaacman said.
Although Shift4 won’t “surprise anyone with new markets” in the fourth quarter, the company in early 2023 will explore organic expansion into new markets, “and that might change where we choose to allocate some capital in the year ahead,” Isaacman said.


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Brazil’s retail sales stronger than expected in July
Retail sales in Brazil rose 4.3% year-on-year in July, improving sharply compared to the 0.1% gain recorded a month earlier, CEEMarketWatch reported citing figures released by the statistics office IBGE.
The expansion beat the consensus expectation of 1.95% growth and it represents the highest monthly result since November 2018. Higher employment and better credit conditions for households were the main drivers of sector’s hike during the month of reference.
The positive performance was mostly underpinned by food, beverages and tobacco sector which climbed 1.9% y/y in July, accelerating from 0.8% in the previous month. Pharmaceutical and cosmetics sales improved 3.5% to 8.5% y/y hike.
Overall, Brazilian retail sales increased 1.2% y/y in the first seven months of 2019 and 1.6% in 12-month terms.Original source: CEEMarketWatch


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Snapdragon 888: These Upcoming Smartphones Will Use Latest Qualcomm SoC
Recently, Qualcomm took the wraps off the Snapdragon 888 SoC, the latest flagship chipset that will power the next-generation Android biggies slated to debut in 2021. As the processor has been unveiled, several OEMs are gearing up to announce that they will bring their flagship smartphones powered by the processor shortly. However, there is no word regarding their exact launch date. Here is a list of all the upcoming smartphones that could use the Snapdragon 888 SoC.
Xiaomi Mi 11
Xiaomi Mi 11 is one of the first smartphones that has been confirmed to use the Snapdragon 888 SoC. The company confirmed that the smartphone will bring cutting-edge technologies and high-end features. While not many details are known regarding the smartphone, it is believed to feature a 48MP ultra-wide camera sensor, Android 11 OS topped by MIUI and 6GB RAM for the entry-level model.
Soon after the Qualcomm Snapdragon Tech Summit 2020, Realme announced that it will launch a new flagship smartphone carrying the codename Race. The Realme Race is said to be launched with upgraded 5G connectivity, improved gaming, and other aspects. As per existing reports, the upcoming Realme flagship smartphone might arrive with 12GB RAM and 256GB storage space and flaunt a circular camera setup at the rear.
OnePlus 9 Series
The OnePlus 9 series smartphones is likely to include three devices - OnePlus 9, OnePlus 9 Pro and OnePlus 9 SE and these are expected to use the latest Qualcomm chipset. We have been coming across numerous rumors and speculations regarding these smartphones of late. It is believed that the Snapdragon 888 SoC will bring in improvements in the camera, gaming and other aspects of the OnePlus 9 series that could be launched in the first half of 2021.
Red Magic 6, Nubia Z, ZTE Axon 30
ZTE's Nubia and Red Magic lineups are gearing up to unveil three premium smartphones with the Snapdragon 888 SoC. The Red Magic 6 gaming smartphone will be one of these upcoming smartphones. The Nubia Z is believed to be a non-gaming device and the Axon 30 will be the sequel to the Axon 20 that features an in-display selfie camera sensor.
Oppo Find X3
Oppo Find X3 is an upcoming smartphone that could arrive with the Snapdragon 888 SoC. This smartphone is believed to be the first 5G smartphone in the Find X series. It has already been confirmed that the Find X3 will have system-wide 10-bit color support and use the new full-patch Color Management System that will support High-Efficiency Image Format (HEIF) and full DCI-P3 wide color gamut.
Vivo X60 Pro
Vivo X60 Pro is anticipated to launch a new flagship smartphone - the Vivo X60 Pro with the Snapdragon 888. It is speculated to feature a curved display and boot on Android 11 topped with OriginOS. A recent Geekbench listing shows that the device could arrive with 12GB RAM as well.
Besides these, at the Qualcomm Snapdragon Tech Summit 2020, the chipmaker highlighted that manufacturers including Asus, LG, Black Shark, Meizu, Lenovo, LG, Sharp, and Motorola will also be key partners for the latest Snapdragon 888. Having said that, we can expect further announcements to take place in the coming days.


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Hyundai plans to launch new range of EVs for ride-hailing firms
Recently, Hyundai Motor Group invested in major cab aggregator Ola and self-drive car-sharing platform Revv, and now it is planning to launch all new range of electric vehicles by 2021 especially for ride-hailing firms. The carmaker will manufacture the vehicles under the Smart EV platform. As per the reports, the vehicles can be supplied under the brand names of both Hyundai and Kia. No specific date has been mentioned.


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Eric Lefkofsky recently acquired a new position. According to a report from DRIVIN, Eric will serve on the company board of directors. The report also indicates that Eric Lefkofsky will be taking his position immediately. Lefkofsky is known to many as the co-founder and chairman of a company known as Groupon.
DRIVIN is a very popular startup that was established several years ago to bring changes in the car industry. The institution has been focusing on achieving this goals by using the latest technology in all their operations. With the new technology, the dealers will be able to source and acquire cars for their clients in the competitive industry.
Eric Lefkofsky is a serial entrepreneur who has achieved a lot in several sectors. Lefkofsky has made several investments in several organizations in the country. Erick has worked with Groupon for several years, and he is also considered to be one of the co-founders of DRIVIN. The successful entrepreneur has made his investment in the company through an organization known as Lightbank.
Lightbank is a powerful venture capital organization that focuses on investments made in the disruptive technology. The successful organization was established by Eric Lefkofsky and Brad Keywell, his close business associate. Under his leadership, Lighthouse has been doing well, transforming the lives of many people in business.
While accepting his latest appointment, Eric Lefkofsky said that he was happy to be part of the board of directors at DRIVIN. He also said that the organization was dedicated to bringing the change needed in the used car department. As a member of the board of directors, Eric Lefkofsky said that he would work closely with the top management to advance the mission of the company to deliver high-quality services to the investors in the growing industry.
DRIVIN has been in the car industry for a while now. The institution specializes in the growing trends, and its greatest concern is the car purchases the cost of new vehicles in the modern times has increased significantly. Most of the consumers are not able to buy new vehicles, and this is why DRIVIN wants to make sure that all consumers get quality cars. The organization has partnered with investors and business associates from different parts of the country to make sure that this mission is accomplished. The team has also integrated the latest technology in its operations to ensure that everything runs smoothly. Eric Lefkofsky will work hard to make sure that the company achieves its dreams.
There is no denying that business practices have changed a lot over the years. Previously, it was easy to wait the whole year for projects central to a business to be completed. However, things have been really changing and this is creating issues with the reporting practices. Currently, many companies are finding it easier to create shorter and more convenient project time tables, which are also affecting the type of feedback given. The annual reports are being thrown out the window in favor of more short term reporting practices.
The CEO at Scoutahead, Raj Fernando feels that employers are moving more in favor of employees getting the random checks into their progress for a number of reasons.
- For the annual report to be created, resources like time, human resource and labor have to be invested into the process.
- The results of the annual reports tend to be restrictive because the creativity of the employees is inhibited a lot in the process. This leads to the working environment turning adversarial, especially on the people that carry out the reporting.
- The outcome of the process is usually employees feeling somewhat undervalued, especially after a year of hard work. This increases the annual turnover
The Harvard business review notes that the conventional annual reports have been abandoned altogether in favor of talent development of company staff. The companies realized that to beat their competition, they had to search among their ranks to find the person who would best fit various positions, hence the talent based search. Since businesses have moved away from annual cycles and are focusing on short term projects, the annual reports no longer make sense.
About Raj Fernando
Raj is the CEO and founder at Scoutahead. He was at the helm of Chopper trading before he created the current company. The long journey he has taken to economic success started with a job as an employee at the board of trade in Chicago. Chopper trader was started after the successful sale of the first business. His successful resume reflects his intelligence as a business leader.
For more details please visit http://www.rajfernando.com
Don Ressler is the brains behind Intelligent Beauty Company. Back in 2001, Intermix Media bought his first start-up, FitnessHeaven.com. He then collaborated with Adam Goldenberg, who was Intermix Media’s Chief Operating Officer at that time, to form Alena Media. This joint venture focused on performance advertising and e-commerce. It amassed millions of dollars in revenue and was the only revenue source for Intermix on latimes.com. In 2005, News Corp bought Intermix. Several months after this acquisition, Ressler, Goldenberg, and other Alena members came up with Brand ideas, which resulted in the formation of Intelligent Beauty.
Intelligent Beauty’s first creation was known as DERMSTORE. This creation focused on online cosmetics and skincare products. Intelligent Beauty also deployed to the market a weight-loss system known as SENSA on entrepreneur.wiki. Dr. Alan Hirsch was hired for SENSA product development while Brett Brewer, who founded Intermix, was hired as the CEO. Intelligent Beauty received $43 million from Technology Crossover Ventures as funding in 2008. The company later launched its third creation known as JustFab in 2010 that also received $33 million. JustFab is a recognized online subscription retailer that targets emerging markets. It bought a fashion subscription service for kids known as FabKids and a European e-commerce site known as Fab Shoes.
Don Ressler and Fabletics
Fabletics is an activewear brand created in 2013 that primarily sells its products through e-commerce business models. The brand offers the latest fashion in athletic wear at a cost effective price. To be precise, full outfits for VIP members retail at $4.95. Fabletics’ products target people who engage in physical fitness exercises regularly. It is a part of the brand portfolio of JustFab. Fabletics generates 30% of JustFab total revenue.
Don Ressler is the CO-CEO of JustFab who is passionate about fitness. In an interview with brandettes.com, Don mentioned how he participated in college athletics together with his wife. He also pointed out how Fabletics is on the verge of creating fashion-athletic products. In the interview, Don also spoke about the recently launched FL2 brand, clothing line for men. Don Ressler said that the clothes are suitable for men, who are working out in the gym or teaching their kids to play football. When asked about expanding the business to retail stores, he said that his company is also looking forward to serving clients who prefer retail to e-commerce shopping. This plan confirms that Don is committed to meeting the ever-changing fashion preferences and needs of his clients.
Learn More About: https://pando.com/2014/08/28/breaking-justfab-raises-85m-at-what-sources-say-is-a-1b-valuation/


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According to a report by Andriasang, Famitsu have confirmed that Final Fantasy 13-2 is getting some Mass Effect DLC.
Sadly, the DLC are not for omni themed weaponry for Serah and Noel but they’re just costumes. The DLC will allow the two characters to dress up like Commander Shepard.
Siliconera has reported that the DLC will be available on March 27. There will be additional coliseum monsters to add on the same day as well, Ultros and Typhon from Final Fantasy 6.


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Chat with us in Facebook Messenger. Find out whats happening in the world as it unfolds.
Why this strategist thinks the US will avoid a recession
Strategist: Increasing immigration will help the economy
Peloton files for IPO despite never turning a profit
Rise in insider selling a yellow flag for bull market
Kosik: Some traders skeptical about China G7 phone call
China mum after Trump says Beijing wants to resume talks
Powell doesnt tip hand about what Fed will do next
Federal Reserve chief facing no-win situation
Strategist: Global manufacturing recession is underway
Trump: Irrelevant if trade war hurts economy in short term
Trump considering payroll tax cuts amid recession fears
Economics professor: Theres an argument for more easing
Short seller defends GE after fraud accusations
Goldman Sachs CEO doesnt expect a recession soon
London (CNN Business)Happy Tuesday. A version of this story first appeared in CNN Business Before the Bell newsletter. Not a subscriber? You can sign upright here.
For the first time since the eurozone crisis, the worlds biggest wealth manager is bearish on stocks.
In a note to investors, UBS Wealth Management Chief Investment Officer Mark Haefele said that the group, which manages more than $2.4 trillion, has shifted to an underweight recommendation on equities.
The bank advised its wealthy clients to lower the proportion of stocks in their portfolios following President Donald Trumps decision toraise tariffson all exports from China by 5% last Friday.
Heres why: The US-China trade dispute has escalated in recent days, raising the risk of a cycle of retaliation that undermines global growth and equities markets, Haefele said. That justifies a reduction in risk in our portfolios in order to lower our exposure to an uncertain political environment.
Theres no arguing that geopolitics have sent stocks on a wild ride in the past month, largely driven by the presidents haphazard moves on trade. Take a look.
still thinks the United States can avoid a recession in 2020, helped by additional easing from the Federal Reserve and strong consumer spending.
And he cautioned that investors shouldnt sell stocks as if they were preparing for a typical recession or the next Great Financial Crisis.
Insiders are selling stock like its 2007
But UBS makes clear it does not see the current environment improving. Downside risks are increasing for both the global economy and markets, Haefele said.
Watch this space: The leaders of Corporate America are alsoselling stocks, my CNN Business colleague Matt Egan reports from New York.
Corporate insiders have sold an average of $600 million in stocks per day in August, according to TrimTabs Investment Research, which tracks stock market liquidity. August is on track to the be the fifth month of the year in which insider selling tops $10 billion.
Read more:Insiders are selling stock like its 2007
Readers ofthis newsletterknow that market bulls have been pointing to the strength of the US consumer as evidence that the economy has more runtime.
, seen as a bellwether of consumer spending,raised its guidancefor the rest of the year. Such resilience, the thinking goes, is enough to offset some of the problems were seeing in themanufacturing sector.
The question now: Can consumers keep holding up their end of the bargain?
Well get fresh evidence on Tuesday, when the Conference Board releases its Consumer Confidence Index for August. The index rebounded in July after a sharp decline in June, driven by an escalation in trade tensions.
Investor insight: A recent University of Michigan survey showed that sentiment declined in early August. Investors will want to know if the Conference Board data mirrors that trend.
Its another light day for earnings, though investors in consumer staples may watch
The S&P Case-Shiller Home Price Index for June arrives at 9 a.m. ET.
The US consumer confidence reading for August hits at 10 a.m. ET.
Coming tomorrow: How has Tiffany & Co. fared amid weak global growth?


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Con artists are trying to steal money from people by falsely claiming they are associated with the federal courts, the U.S. Department of Justice (DOJ), and the Federal Trade Commission (FTC). The imposters tell people they are entitled to refunds as part of cases brought by the FTC against companies that engaged in timeshare resale fraud. People are told they must pay several hundred dollars in “court costs,” “processing fees” or “filing fees” to get their refunds. The scammers may use an actual FTC case number to lend some legitimacy to their pitch. DO NOT GIVE THESE IMPOSTERS MONEY. THIS IS A SCAM.
Starting October 1, people will have new ways to buy health insurance under the Affordable Care Act. As opening day approaches, the media will no doubt carry more stories about the Health Insurance Marketplace, how to enroll, and where to get legitimate help. Now that’s the kind of news you can use.
One other piece of news that’s useful: federal and state agencies are working together to encourage consumers to report scammers who use the Health Insurance Marketplace as bait.
What would you do if you thought your insurance benefits were on the line?
The FTC has charged AFD Medical Advisors in a telemarketing scheme that allegedly targeted older people and convinced them to pay $299 for a "YourRXCard" or "RXrelief' prescription benefit card that would supposedly give them big discounts on prescription drugs. According to the FTC, the company claimed it was affiliated with Medicare, Social Security, or legitimate insurance companies, and led people to believe they had to buy the cards to continue receiving their existing insurance benefits.
It’s heartbreaking to see people lose their lives, homes, businesses, pets and livestock to ravaging floodwaters. But it’s despicable when scammers exploit such tragedies to tug at your heartstrings and appeal to your sense of generosity.
That’s why the Federal Trade Commission, the nation’s consumer protection agency, urges you to be cautious of potential charity scams in connection with the ongoing flooding in Colorado.
Who doesn’t like to get something for free? That’s what scammers are hoping when they send out messages like this:
You've been selected for a free $1000 giftcard!
Enter the code 'FREE' at yourfavestore.com.shop.biz to get it now.
Only 112 left! Text OUT to stop.
But if you do as the text says, you’ll end up at a website that requires you to give up your personal information to claim your “free” gift. Once you’ve shared your information, the site pushes you to sign up for more than a dozen risky trial offers (which aren’t free) to qualify for the supposedly free gift card they promised you.
As we kick off Hispanic Heritage Month celebrations, we think of all the wonderful contributions Latinos have made throughout U.S. history. From Civil War Admiral David G. Farragut to union leaders César Chávez and Dolores Huerta, baseball’s Roberto Clemente, Nobel Prize winner Severo Ochoa and Supreme Court Justice Sonia Sotomayor, the list of Latinos who have empowered the U.S., and all of its communities, is endless.
As part of its ongoing effort to end illegal robocalls, the FTC announced settlements with two more unscrupulous companies that made prerecorded calls to trick consumers into paying for deceptive credit card interest rate reduction plans.
You get a call from someone saying she works for the U.S. Citizenship and Immigration Services (USCIS). She seems to know exactly who you are. She might already know your name and address, and might even know what kind of visa you’ve applied for. She says you have to pay a new fee – and, if you don’t wire money immediately, your hopes of immigrating will be lost. She might even threaten you with arrest or deportation.


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WTFB provides sneak peek at Innovative Gardens during Empty Bowls
The West Texas Food Bank’s annual Empty Bowls event will look a little different this year. Empty Bowls will take place from 11 a.m. to 2 p.m. Saturday at the Food Bank’s Midland location, 1601 Westcliff Drive.
To keep the event safe, the WTFB will not serve food this year, according to a press release. Handmade ceramic bowls created by students and faculty from Odessa College, Midland College, University of Texas Permian Basin, Odessa High School International Baccalaureate Program, The Boys and Girls Clubs of the Permian Basin and Trinity School of Midland will still be available for $15 each.
The event also will provide a sneak peek at the new Innovative Gardens, where the bowls will be displayed throughout at the Midland location. The event is outdoors and masks are mandatory but can be provided, if needed.
Empty Table sponsorships will be available for $500 and will include six “Pick of the Kiln” bowls. Those bowls are hand-picked by the artists and are the best of the bowls. “Pick of the Kiln” bowls will be prepackaged and ready to go for easy pickup. Sponsorships also include six WTFB insulated cups and a gift card to The Garlic Press. For sponsorship opportunities call the WTFB at 697-4003.
Tickets are available online at https://www.facebook.com/events/1046773909069237. There will also be a silent auction starting the day of the event, which will run for a week. The silent auction will be virtual and items can be viewed at https://www.32auctions.com/EmptyBowls2021 starting Saturday.
Catfish and Co. in Odessa and Jason’s Deli in Midland, which have provided soups at previous Empty Bowls events, will be back at next year’s event, according to the press release.


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BANGKOK — Feed, play with, and pet a little tua mom as it grows and evolves – right from the comfort of your phone.
Himmapan Marshmello Saga is a virtual pet app, similar to the Tamagotchi toy from the late 90s, featuring Thai mythical creatures found in rural temples that went viral online for their cute, unusual appearance.
“In my day we played Tamagotchi and Digimon games,” creator Tinnapop Sornpom, 33, said. “Then I saw the hashtags about non, who were so cute.”
Read: Rural Temple Statues of Magical Beasts Melt Hearts, Inspire Fanart
In early December, photos of awkward-looking statues of little-known magical creatures in some rural temples were widely shared on social media in the hashtag #HimmapanMarshmallow, after the mythical Himmapan forest.
Some of the most popular creatures for the online crowds appear to be hera (a half-crocodile, half-Naga) and tua mom (a half-lion, half-dragon in Lanna folklore). Netizens nicknamed them nonnnn (น้อนนนนน), an endearing diminutive of the term nong (น้อง).
The app, produced under Fairplay Studio, is still in beta testing and will be fully launched in mid-February,
Tinnapop says he’s been bowled over by the high level of interest – the app has been downloaded more than 50,000 times since the first version of the beta test was released Dec. 24.
The app’s full release will include microtransactions, some proceeds of which will go toward the temples where the original statues reside. The app also indicates where those temples are located, which will hopefully encourage domestic tourism and pilgrimages when the COVID infections go down, Tinnapop said.
หิมพานต์รีรีข้าวสารรรรรรร! วิ่งวนกุบกับๆๆๆ #หิมพานต์มาร์ชเมลโล่ pic.twitter.com/ni6yxkXW89
— Lujitear III (@Lujitear_Pupae) December 4, 2020
“Of course, we asked for the temples’ permission to feature the nons,” Tinnapop said. “Some abbots were like, ‘do you want me to share it on our page right now?’”
Tinnapop says while an English version is possible in the future, translating the words isn’t the hard part – it’s translating the “very Thai context” in which the little creatures reside. For example, the app will feature elements from Thai temples, such as siam see, fortune telling practice where a person requests answers to a question by shaking sticks from a container.
“The nons are something that most people can easily fall in love with,” he said.
The beta test version of the app can be downloaded on the Google Play Store. Sorry, iOS users – as of Monday, beta testing on the Apple Store is full.


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When Apple released their new Mac Book Air last week, there were posts that came out from the PC perspective which talked about how competitors like Sony had released laptops years before that were as small and more powerful. In a situation like this, people who defend PCs talk about how their products were more powerful and therefor Apple’s product is not innovative. What those people miss is that bringing a product to market is different than brining innovation to market.
While being thin alone doesn’t make the Mac Book Air an innovative product, it’s the combination of different elements that make it one. That combination of elements which creates a innovative product, then makes it fundamentally different than an incrementally product.
If a product comes to market with all the features that are expected and with better specs, then it lacks an innovative quality. Meanwhile, the Air is an innovation in size, in attention to how people use laptops, in aligning the product design with how the company perceives the trend (that they are pioneering) in mobile computing, and in hardware performance and construction.
The arguments that less features and power were made four years ago when the original iPhone came out because of it’s lack of a hardware keyboard. Since then, other smart phones OS’s have surpassed the feature set of iOS, and other phone manufacturer’s have been more powerful hardware like 8 megapixel cameras into their phones for more than year. None of these phones are selling as well though. While people think of the app store as the main distinguishing factor between iOS devices and other smart phones, I don’t believe, nor have I ever come across any reports that actually point to 300,000 applications being the key decision factor for new iPhone buyers.
The tech specs, the price, and the size of the MacBook Air can each be challenged when looked at in isolation. But in isolation is not the way to compete anymore.
When you see a PC vs Mac argument now, what’s different is the environment these discussions take place in is much broader, and the context of the discussion needs to change. Think of the many people who only started buying Macs after getting an iPhone. Whoever is right in a Mac Vs PC argument becomes moot if people do the buying based on which philosophy and brand they associate with when it comes to their phone, their tablet, and soon, their television experience as well.
My question is: How do you compete against this?


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This year has turned out to be a big one for celebrating Charles and Ray Eames, the late husband-and-wife design duo who helped give shape to the 20th century with their groundbreaking furniture, architecture, and toys. Their work is currently included in three Los Angeles museum exhibitions and is the subject of a PBS documentary airing on December 19, while their iconic L.A. home is undergoing an important renovation. Adding to the flurry is Collecting Eames, a new book published by noted Hollywood furniture dealer Joel Chen, featuring highlights from his extraordinary trove of 425 Eames designs, now on display and for sale in his cavernous warehouse gallery, JF Chen.
Many of the items came from the collection of Daniel Ostroff, a film producer (The Missing, Dogtown and Z-Boys) and self-professed “Eames nerd” who wrote an essay for the book and cocurated the show. Both projects have been prepared in close collaboration with the designers’ grandson, Eames Demetrios, who plays a key role in preserving their legacy as director of the Eames Office and chairman of the Eames Foundation. Architectural Digest sat down with all three men to discuss several of the couple’s most storied creations. Click here to see a slide show of iconic Charles and Ray Eames designs.
“Collecting Eames” remains on view at JF Chen through January 14; 323-466-9700, jfchen.com. The book is available from the gallery or at amazon.com ($65).


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Fitzroy Island Resort will undergo a $2.5 million refurbishment
the 2018 Virtuoso Luxe Report surveyed its travel advisors on sustainability as a factor in consumer choice in travel
A series of high-end conceptual art and design experiences is currently sweeping Australia's vineyards
Hamilton Island is challenging guests to strengthen their bravery muscles with BRAVE
The funding is part of a $7 million joint State and Federal government funding package set up to help the tourism industry bounce back
Compiled based on a mixture of criteria including web traffic statistics, customer reviews, bookings and digital exposure
This month, let the latest and greatest products drive you to experience something new in Queensland.
The new look brochure, with fresh photography and layout, introduces the company’s Expedition Leaders and Guest Lecturer
On February 11, 2018, Coral Expeditions would like to celebrate and acknowledge their women marine biologists
Two of Australia’s natural World Heritage sites – the Great Barrier Reef and the Daintree Rainforest – feature in a brand new package offered by Majestic Whales Encounters
The Clipper Round the World Yacht Race crews have
A rodeo set on the beautiful coastline of the Great Barrier Reef has been hailed a huge success with more than 2,500 people pouring through the gates
Guests taking part will come away armed with
who took out Australia's number one place in 2018?
There was a warm welcome for China Southern Airlines at Cairns Airport
Listen up mountain bike fans!
Whitehaven Beach is regularly recognised as being one of the top spots in Australia but now the iconic 7km stretch of white silica sand has been named the second best beach in the world
The annual Whitsundays Tourism Exchange (WTE) was another runaway success according to operators and agents
Guests can now choose to maximise their cruise holiday and enjoy additional days pre or post their cruise
Five things you need to know about these six luxury islands...


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New Delhi. Google has released a new update for its Google Home Android app, which will allow your smartphone to control every Android TV. Along with this, a change is also being brought in the Google TV app. After the new update of Google Home app, users will no longer need a separate remote and Google TV app for face-to-face Smart Android TV. Let us know more about it.
This is how your smartphone will become the remote of Android Smart TV
In September, Google announced that it would soon be adding remotes for Google TV and Android TV devices to its Google Home app. Let us tell you that according to the news, a new, updated version of the Home app has been released on Google Play. After this update, users of Google TV and Android TV devices will no longer need a physical remote.
Now Android TV will work like this
According to 9to5Google, any device that works on Android TV will now come with a new option. Under this option, an option will be given to select the virtual remote at the bottom of the device’s display. With the built-in remote of the app, you will be able to control the TV comfortably.
How to set-up the remote
To set-up this remote, first you have to open the Google Home app on your smartphone. After this, on the left side, at the bottom, you will see an option of ‘Open Remote’. After selecting this option, you can control the TV comfortably. You have to swipe to surf the channel and tap to select. All the other features are given in this app but in this virtual remote there is no button to increase or decrease the volume.
Let us tell you that with this a change has also been made in the Google TV app. After the new update, you can also watchlist movies and shows on the Google TV app.


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Activity tracker giant, Fitbit, has been on the hot seat since filing to go public. Right off the bat, unsatisfied clients sued the San Francisco-based company, alleging that the activity tracker’s sleep tracking functions were falsely advertised and caused detrimental health effects. Then, Fitbit’s top competitor, Jawbone, launched not one, but two major lawsuits within two weeks against its chief competitor.
Last week, Jawbone alleged that Fitbit has actively poached talent from its chief rival over the past year. Additionally, Jawbone claims that these five members of staff passed on trade secrets before leaving, resulting in intellectual property theft. Now, Jawbone has filed another lawsuit against its rival, for patent infringement. The complaint requests the court to prohibit Fitbit from producing certain health trackers because allegedly its rival has breached a patent for “a wellness application using data from a data-capable band.”
Jawbone furthermore claimed that it’s elevating the complaint to the International Trade Commission, an action that could possibly detain Fitbit’s shipments to the United States at the border. A similar halt on shipment occurred recently during the well-documented legal squabble between Samsung and Apple.
Although Fitbit CPO Marty Reaume admitted to poaching Jawbone staff, he dismissed claims of stealing trade secrets. “We are unaware of any confidential or proprietary information of Jawbone in our possession and we intend to vigorously defend against these allegations,” he said. Jawbone’s lawsuit coincides with their rumoured financial difficulties, despite the company asserting that this is untrue.
Both electronic makers have released new health trackers in the last few months. As the market for fitness trackers grows, the competition will no doubt increase for both moguls.


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By James Wells
PERTH: Retravision WA CEO Paul Holt has said he will target 400 independent electrical retailers mainly in the eastern states with his Best Buy Electrical sub-brand concept which was introduced earlier this month.
The Best Buy Electrical sub-brand was launched after 12 former Betta Electrical stores decided not to join the new Betta Stores Retail (BSR) group.
According to an article published in yesterday’s West Australian newspaper, Holt said he decided to establish a new brand after failing to purchase the rights to the Betta Electrical and Chandlers brands in Western Australia, South Australia and the Northern Territory from PricewaterhouseCoopers which was rumoured to be between $300,000 and $500,000 or 10-15 per cent of the overall franchise business.
In the article, Holt said the Best Buy sub-brand provided “an alternative for retailers who wanted to join the franchise network but were already near an existing Retravision outlet”.
“We have created a platform that other independents can join in any state,” the article said.
“I would estimate there are probably about 400 Australia-wide. In WA, South Australia and the Northern Territory there are about 50,” Holt said in the article.
Earlier this month in an interview with Current.com.au, Holt hinted that the brand might be adopted by retail businesses outside of Western Australia.
"The new brand provides an excellent platform for any existing independent electrical retailer, particularly those operating in rural areas in any state in Australia, who may be reviewing supply chain options and wish to join forces with a strong and vibrant business partner with the ability to bring the strength and benefits of a national buying platform,” he said.
The Best Buy Electrical brand will operate in a very similar way to the existing sub-brands which already trade under the company’s buying and management structure – Fridge & Washer City and West Coast Hi Fi.
Over 20 Betta Electrical franchisees in Western Australia attended a meeting in November and voted overwhelmingly in favour of a proposal to join the Retravision WA group, but not every business that wished to defect was accepted into the group.


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Kia Nixes Plans for Sports Car?
We vividly remember the GT4 sports car concept Kia introduced earlier this year, as this model marked a major first for the brand. But according to a new report, it looks like a sports car may not be in the cards for Kia, at least not anytime soon. Kia needs to first focus on strengthening its image and establishing itself as a volume brand, according to overseas marketing chief Lee Soon-nam. But right now, Kia is not ready for a sports car. "The volume will be smaller and then we can't enhance the brand image fully," Lee told Automotive News. "We would like to build our brand image to some level. Then we can maximize the effects of the new car launch."Lee expressed two concerns with a sports car for the Kia lineup. Firstly, the car's sales may be too small to bring in sufficient profits, and secondly, Kia's global brand recognition needs to strengthen before it can justify an upmarket sporty model. Kia recently introduced the $66,000 K900 sedan, an upscale model that indicated Kia may be taking a dramatic turn towards luxury and performance. After all, Kia has been looking to differentiate itself from its sister brand, Hyundai. But it looks like Kia's plans aren't as radical as we thought, at least for now. Source: Automotive News
The new Golf comes with more standard features.


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ATLANTA (AP) — Some Delta Air Lines employees are using a less familiar runway to show off new uniforms created by fashion designer Zac Posen.
Employee models took to a fashion runway to debut the clothing Wednesday on Facebook .
Delta says the uniforms will be worn by more than 60,000 of its employees, from technicians to flight attendants. The company says the uniforms “elevate the look and brand of Delta employees.”
Posen says in a statement from Delta he worked “alongside employees to understand how they interact with the clothes” to create his designs.
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In addition helming his own collection, Posen is working as creative director for a Brooks Brothers line of women’s clothing. He’s also a judge on Lifetime’s “Project Runway.”


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Behind every successful business you will likely find one or two key visionaries putting everything they have literally and figuratively into it.
That is no more true than for three winners at last year’s awards.
Zen Internet, led by its founder Richard Tang, has been taking huge strides to become a leading independent telecoms provider and take on so-called ‘big four’.
The Rochdale-based internet service provider, which provides a full range of data, voice and cloud services to business and residential customers across the UK, saw revenues climb to £57.2m in 2017, an achievement which saw it win the Robert Walters Turnover £50m-£100m category.
Since winning the award, Zen has grown further with revenues increasing to £63m, a rebrand, its first TV advert and a new board with former Sage executive Paul Stobart at the helm and a shared goal of making it a £100m business by 2020.
Martin O’Donnell, managing director for Zen’s corporate and mid-market division, said: “Nearly all of Zen’s staff work in its Rochdale headquarters, so winning the North West’s premier business award has been widely celebrated.
“We are a company with national reach but many of our customers are in the North West, so the award also provided excellent PR opportunities.
“Perhaps more than anything, to win an award after such a thorough selection procedure reinforced our belief that we are going about business in the right way, and that our ‘people-first’ approach works. That people-first approach priorities the happiness of staff, customers and suppliers, and has just resulted in us being placed at 44 in the Sunday Times 100 Best Places to Work list.
“Richard has recently reiterated his commitment to that approach, to the continuing independence of Zen, and to a kinder, more responsible vision of capitalism. The MEN award was a welcome confirmation of our progress and principles.”
Chris Poole, managing director of Robert Walters Manchester, which returns as sponsor, said: “We are always impressed by the quality and innovation of the entrants in the Turnover £50m-£100m category.
“Many of the companies we met in previous years have achieved significant expansion and development, illustrating Manchester’s position as one of the country’s leading regions for business growth.
“Given the city’s growing reputation as a vibrant commercial hub, we look forward to seeing companies from Manchester bring fresh ideas, original products and vital business solutions to market across a range of industries.”
Carrs Foods International
To the south of Manchester, Carrs Foods International enjoyed huge success after finally breaking the American market.
The Wythenshawe-based bakery business, which supplies European bakery products into the UK, Ireland and worldwide export markets, saw US turnover reach £18m of the company’s total of £49m, thanks to the determination of owners Jeremy Gilboy and Paul Baker. Next year, with the launch of four more products in the US, it could reach £28m.
It was this export success that saw Carrs win the Hill Dickinson turnover between £25m and £50m category.
Gilboy said: “Winning Business of the Year was a highlight for us at Carrs Foods. Since then, the business has continued to go from strength to strength.
“We have embarked upon the evolution of the Baker Street brand with a complete new look and feel, which will be rolled out across the whole range in the coming months.
“We are also very excited to have had our first listing for Baker Street within the multiples, with the part-baked baguettes and petits pains launching in Waitrose earlier this month. We have lots more exciting plans for 2018.”
Hill Dickinson will once again sponsor the category this year.
Geraldine Ryan, head of Manchester office and Commercial Litigation, said: “The £25m-£50m category was well contested last year with businesses from three diverse sectors making the final shortlist. Carrs Foods was a worthy winner of the award.
“The judges were impressed by this expansion into international markets showcasing Carrs Foods International as a Manchester business with a truly global reach.
“We are looking forward to meeting with the region’s entrepreneurs as part of the judging process this year, who continue to demonstrate why Manchester is a leading region for business growth.”
Travel expert Inspire was started by Keith Herman and Peter Pantelides in a small office in Altrincham.
It now has 90 employees, including 65 at its base in Bramhall, 20 working across the UK and 10 in Brazil and South East Asia and Honk Kong.
An extensive rebrand and global expansion helped Inspire, which specialises in loyalty and sales promotion, record its best every financial results in 2017 and helped it win the Manchester Evening News Turnover £10m-£25m category.
Keith Herman, managing director of Inspire, said: “Since winning last year not only have we invested in the launch of a new luxury travel brand called Hidden Retreats but we’ve also recently expanded the business into the Far East following a high demand for our services from companies in the region.
“Scooping the big prize definitely brought the Inspire name into the spotlight.
“We were approached by a global travel company that saw the news and now they sell their product into our expanding client base. If it weren’t for our win, it’s unlikely they’d know who we were.
“We’re delighted that the award win has had such a positive impact on business and look forward to further growth in 2018.”
The MEN Business of The Year Awards 2018 is now open for entries. Deadline for entries is Friday, April 6.
To enter, visit www.menbusinessoftheyearawards.co.uk


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The rodents, vermin, and fuzzy four-leggers of New York City deserve categorizations of their own. They're not like the animals elsewhere. They're fearless, dirty, and probably eat more human food than they should. Just ask pizza rat, bagel pigeon or pizza squirrel, who was actually Canadian, but had recently moved to Nova Scotia after years in New York City, probably.
However, a new champion has risen, taking human food to new heights, like a branch in a tree. The newly christened Taco Squirrel has been photographed chilling in a tree, chomping down on a hard shell taco, like you do.


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Yesterday we got a lot of details on Resident Evil Village, the next title in Capcom’s survival horror franchise. PS5 owners even got a very small taste of what’s to come. However, the game is a follow up to one Resident Evil 7, the first mainline game in the series to utilize a first person viewpoint. It seems it could also also be getting some news of its own soon if a new rumor is to be believed.
We found out that Village will, in fact, be coming to previous gen consoles on May 7th. According to known insider/leaker Dusk Golem who has leaked a lot of material on the series for years now, there is also a plan for a “Next-Gen patch” for RE7. He said this is 100% happening, unlike a VR mode in Village, which he said was in the game at one point but seems to have been shelved.
Golem has been very accurate in the past in regards to the franchise, but even still, we have to treat this as a rumor for the time being. It is worth noting that on yesterday’s showcase, which showed a lot of the upcoming Village, there was a digital bundle that included a Village pre-order and the current Gold Edition of Resident Evil 7 that includes the base game and all post-launch DLC. It’s quite odd they would announce that and make zero mentions of a planned patch to that game. It could indicate that it, like the alleged VR mode in Village, has indeed been shelved, or that the update will not be huge enough for Capcom to warrant making a big announcement. We’ll just have to see in the coming days.
Resident Evil 7 is available now on PlayStation 4, Xbox One and PC. It is, of course, also playable on PS5 and Xbox Series X/S via backwards compatibility. It’s successor, Resident Evil Village, will release across all of those platforms on May 7th.
I know VR was in at some point, I don't know the current status. To do VR they need a consistent performance for motion sickness, I guess to see. There is other things that are 100% happening they for some reason didn't mention here though, like the RE7 Next-Gen patch though. https://t.co/1zNHti0k0x
— AestheticGamer aka Dusk Golem (@AestheticGamer1) January 21, 2021


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- Stock Markets on Monday: FII selling, US market corrections remain a pain point for domestic equities; Anil Singhvi gives trigge
- Even as US markets fell, Nasdaq gets into deeper correction; sees 10% drop from November highs and worst week since 2020
- ICICI Bank Q3FY22 net profit rises 19% to Rs 6,536 cr
- Budget 2022 Expectations: USD14 bn warehousing industry ready with its wishlist ahead of budget
- Mutual Fund in 2021: Equity outperforms Fixed Deposit, gold loses sheen while debt schemes least favoured by millennials
Stocks that Morgan Stanley thinks may cross $10 billion market cap in the next three years
On the back of double-digit and two-year forward earnings growth, there are 14 "mega stocks" dominated by private sector financials and consumer discretionary, which will outperform the markets in coming three years, a Morgan Stanley report said.
BSE and NSE reached their all-time peaks earlier this month before cooling off. Analysts expect more foreign money to flow into Indian markets as Indian stocks gain weight in the MSCI Emerging Markets (EM) index.
Morgan Stanley, in a research report dated August 13, 2017, said, "Calling the performance of mega caps will likely become more important for institutional portfolios."
It said, ''As India's domestic institutions grow in size, they will no longer be able to rely on mid- and small-cap stocks to generate outperformance. Making the right mega- and large-cap call may become crucial to generating alpha."
Based on this, Morgan Stanley has come up with its list of 7 companies that are likely to cross $10 billion in market capitalisation over the next three years.
Ridham Desai and Sheela Rathi of Morgan Stanley, in the report said, "The criteria for our shortlist is a combination of growth and valuations and include: double-digit, two-year forward earnings growth; positive change in return on capital; attractive valuations (implied long-term earnings growth and earnings yield relative to return on assets); and beta (<1.1)."
If you look at the above chart, the mega cap list includes mainly private sector banks and consumer stocks, considering these sectors are most attractive.
Desai and Rathi pointed out that the reason behind picking private banks is because of the high liquidity in banks which will help loan growth recovery in the coming months. At the same time, the duo mentioned that while margins are under pressure for corporate banks, retail banks, non-banks and property companies look fine on the margin front.
For selecting discretionary consumer stocks, Desai and Rathi believes that strong consumer loan growth, positive real incomes and a jobs recovery is driving our positive view.
"Over the longer term, the expanding household balance sheet augurs well for both sectors, as households leverage more than before to advance discretionary consumption and drive loan growth, especially for non-banks and retail banks," analysts said.
Get Latest Business News, Stock Market Updates and Videos; Check your tax outgo through Income Tax Calculator and save money through our Personal Finance coverage. Check Business Breaking News Live on Zee Business Twitter and Facebook. Subscribe on YouTube.


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Giving Tuesday & end of the year campaign
Big box stores have Black Friday, small businesses have Small Business Saturday, and online retailers have Cyber Monday. So the Tuesday after has been designated for philanthropy - and it’s called #GivingTuesday.
On #GivingTuesday, LoVEUSA is kicking off an end-of year campaign to raise a little bit extra we hope to send to South Africa and Zimbabwe this holiday season and raise awareness of our work. We have 36 days from #GivingTuesday til the end of the year, during which we aim to raise $21,000 - about $100 per child at our three children’s villages: Lily of the Valley, iKhethelo and Lirhanzo. $100 per child means a years worth of school supplies and stationery, school uniforms and other needed items (either a school bag or new pair of shoes) - basic items but sometimes hard to supply when funds are tight. Help us get these children and teens ready for the new year and new school year for many (in January).
The first $3000 donated will be matched by a sponsor to get us started so give now to make sure your impact is doubled!
Also - a little share goes a long way. Please support us by being an advocate of this cause on #GivingTuesday.


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D'Arrigo Brothers Puts Side Dishes in the Spotlight this Thanksgiving
NEW YORK, NY - D’Arrigo Brothers, a full service distributor of fresh produce in the Northeast, is looking to bring focus to sides this Thanksgiving, calling on its customers to give thanks for the fruits and vegetables that make up so much of a Thanksgiving meal.
“For far too long, some of the most exciting produce of the season has been forced to play the role of simple accompaniment to a turkey that hogs center stage on so many Thanksgiving tables, and that has to stop. Americans need to realize how much of the meal is comprised of all that is NOT turkey,” said Marketing Director Gabriela D’Arrigo, in a press release.
The company is keen to highlight some of the ways in which fruits and veggies are already a big part of our holiday experience:
- Cranberries enjoy an annual harvest of almost 860 million pounds—five times the weight of the Empire State Building
- 40 million green bean casseroles are expected to be served this Thanksgiving, 60 million pounds of the side—more than the weight of the Intrepid Air/Sea/Space Museum
- More than 3 billion pounds of sweet potatoes will be harvested this year—the weight of 36,000 NYC subway car
- Approximately 1.31 billion pounds of pumpkin are produced annually, and they’re made into the roughly 50 million pumpkin pies eaten each Thanksgiving—enough pie to stretch from Harlem to the Battery and back 315 times
- To meet the needs of Brussel sprouts enthusiasts each Thanksgiving, the U.S. turns out 32,000 tons of the vegetable each year, the weight of 142 Statues of Liberty
- Celery is key for stuffing. The U.S. produces 950,000 tons of celery every year—the weight of two Freedom Towers
- Carrots wind up in stuffing, salads, casseroles, and on their own. 2.3 billion pounds of the year-round staple are harvested each year; if laid out they would reach around the circumference of the world—24,874 miles
Retailers looking to boost sales this season can take note of the enormous opportunities veggies offer them and help prove that they don't play second fiddle to turkey.
For more on all things produce, check back with AndNowUKnow.