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Wells Fargo Launches Path to Good Credit Website
A recent Wells Fargo & Company survey unveiled some very interesting information. According to this study, 78 percent of people in America want to learn more about how to manage their money, and 53 percent of the people who responded wanted to learn specific information about credit. To help these people learn what they need to know, the company has announced that they are launching the Path to Good Credit. This initiative includes a series of interactive websites that give consumers important information about building credit and improving their credit scores. The Path to Good Credit allows people to take quizzes, view videos and learn from informative, tip-filled articles. The end result that the company hopes is to make people more knowledgeable about their credit reports and scores.
According to Gary Korotzer, an executive with Wells Fargo’s Consumer Credit Solutions group, “Understanding how to manage credit is an important ingredient in economic self-sufficiency and success. We want to provide our customers with an informative and engaging experience that can help them chart a path to better credit.”
With so many people, especially younger people, having credit-related issues these days, this study could not have come at a better time. It is clear that people don’t have a good handle on the behind-the-scenes things that affect their credit score. Hopefully, people who need this valuable information will make use of the Path to Good Credit to become more financially responsible in the future.
Here is a brief sampling of the information that people can find on the Path to Good Credit websites:
Content that is very user-friendly and able to be accessed on a wide variety of devices, including smart phones.
Videos, infographics and quizzes, available in both English and Spanish, to help consumers test their current knowledge and to learn new ways to improve their credit ratings.
Clear cut information about common credit myths and misconceptions, including information about whether or not people should use their credit if they have had previous problems.
Topics and tips to help people rebuild their credit scores, stay on top of their payments and tutorials on how to review credit reports regularly as a personal finance best practice.
The new content will enjoy the existing Path to Good Credit website that was launched back in 2014 to help millennials understand more about credit.
Interesting Credit Statistics
Here are some interesting bits of information revealed from the Wells Fargo survey:
• 43 percent of respondents graded their understanding of credit as being average, below average or poor.
• 39 percent graded their overall understanding of how credit works as average, below average or poor.
• 75 percent of the respondents said that having good credit is important, while 54 percent said that they are proud of their credit scores.
• 37 percent of those surveyed said that they are concerned about their current credit scores.
About the Survey
The survey was conducted on behalf of Wells Fargo. The Ipsos group surveyed close to 3,000 U.S. adults between the ages of 18 and 65 in June of 2014. The survey was conducted online and was designed to help the group to understand perceptions and attitudes about current economic and personal financial scenarios. The survey was weighted on gender, age, education and income levels, in addition to other metrics. The survey is titled “How America Buys and Borrows.” It was first conducted in 2013 and it is planned for the survey to be completed on an annual basis from here on out.
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LUBBOCK, Texas– Tis the season to hang Christmas lights, and did you know there is a magnetic option?
Shawn Genenbacher, owner of Lite-Netics, introduced the world to his idea on Shark Tank several years ago and since then his business has grown.
“We hit a target, a market that nobody has ever reached before,” Genenbacher said. “Now that has kind of boomed, mostly in the commercial businesses.”
Now that the holidays are here Christmas lights are popping up across town, and he said this is an easier option.
“It takes a fraction of the time of the traditional instillation adding all the clips and stuff,” Genenbacher said. “Just put it on like a magnet and you can stretch it tight and move in different directions depending on how you want it to look on your building.”
Residential buildings are also popular when it comes to these magnetic string lights, which are built to withstand rain, snow and heavy wind.
There are no nails, clips, screws and it does not ruin the integrity of the roof or building.
“There is no hassle to it, it’s easy to take down,” Genenbacher said. “[People] don’t spend hours of putting this stuff up and down, I think time is valuable to people.”
Although Christmas is a month away, Genenbacher said people began installing lights as early as August.
“People want to have their lights out longer – they are paying for it,” he said. “The longer they can keep them out the happier they are.”
Lite-Netics is sold to wholesalers, distributors and independent buyers, and this family-owned business is not stopping anytime soon.
“We are busy, I think like anyone else, but that’s why we are here to get this product out to people,” Genenbacher said.

domain: news


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When Did Halloween Come Out In 2020
Most Americans say they can’t imagine Halloween without trick-or-treating. One doctor says “I just don’t see how it’s feasible to do this safely.” . With many traditional public events canceled due to coronavirus, all our holiday energy has to go somewhere. And so far it appears 2020 will be the year we go wild on holiday decorations, starting . Halloween spending is forecast to drop, as retailers start putting their holiday shopping season plans into place amid the ongoing coronavirus pandemic. .
HALLOWEEN KILLS Official Trailer TEASER (2020) Jamie Lee Curtis
- Halloween Kills (2021) IMDb.
- Halloween: Origins, Meaning & Traditions HISTORY.
- When is Halloween 2020?.
Netflix has revealed the first photos and release date for Hubie Halloween, a new Adam Sandler movie. We have our first look at Hubie Halloween, the latest collaboration between Adam Sandler and . which found that 74% of millennial moms and young parents said Halloween is more important than ever this year.While the survey found that fewer people plan to hand out candy this year .
Halloween 2020 is first full moon on 10/31 in 19 years, and falls
Los Angeles County has banned trick-or-treating and Halloween parties for its residents this year over COVID-19 concerns. Los Angeles County Department of Public Health (LACDPH) released its official Watch the trailer for Netflix’s new comedy, which comes after Sandler warned what would happen if he didn’t win an Oscar. .
When is Halloween 2020?
- 31 Horror Movies We Can’t Wait to See in 2020 Bloody Disgusting.
- 2020 Halloween Costume Trends For Women: Costume Ideas You’ll Love .
- Did Spirit Halloween Say It Would Not Open Stores in 2020?.
Halloween (2018 film) Wikipedia
The Long Halloween is one of the greatest Batman comics ever penned, but adapting the book in just two parts will prove to be a challenge. . When Did Halloween Come Out In 2020 Sure, candy’s a big part of lots of our holidays in the United States—but why is Halloween the one where we go door-to-door asking for it? .


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SHANGHAI – SAIC, China’s largest state-owned automaker and partner of GM and Volkswagen, vowed to invest more funds to boost its own car brands, reported China Securities Journal, citing SAIC chairman Chen Hong on June 19.
The automaker plans to launch a venture capital unit in Silicon Valley, according to Chen, who took office in Shanghai last month.
Chen believes that some joint venture brand models below the ¥100,000 ($16,000) price range have posed a great challenge to Chinese brands.
The automaker has two independent brands, the Roewe and MG. Sales of the Roewe and MG models rose 0.1 percent in the first five months of this year to 85,155 units, compared with the 7.4 percent sales increase of SAIC’s JV with GM. Currently, SAIC gains the bulk of its profits from JVs with foreign partners.
Chinese brands accounted for 21.5 percent of industry car sales last month, a decline of 5.1 percentage points from a year earlier, according to industry data.
SAIC will also attach great importance to EV development as part of the efforts to cope with China’s sever air pollution, said Chen.


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Samsung Electronics has applied for the trademark 'Galaxy H' in in its home country of South Korea, prompting speculation about a new mobile device product line.
Showing results 1 to 20 of 88
Microsoft has filed a contract dispute suit against Samsung over Android patent-licensing royalties.
Filing 2,179 patents for mobile phone technologies, the Korean smartphone maker claims top spot among its peers worldwide, according to stats from Thomson Reuters report.
Samsung Electronics' soon-to-be-launched Galaxy S5 Prime, a premium version of its flagship phone, will support download speeds up to 225 megabyte per second (Mbps) in Korea, reports ZDNet Korea's Park Soo-hyung.
The new XS1715 can process 500GB of data, "equivalent to 100 Full HD movies 5GB in length," in less than 3 seconds.
Talk about a lump of coal for Samsung today as the European Commission officially files to charge the tech giant over potential misuse of patents.
[UPDATE] Swedish telecoms company takes legal action in the U.S. after Samsung allegedly refuses to sign a licensing agreement under Fair, Reasonable and Non-Discriminatory (FRAND) terms despite a two-year negotiation.
The upcoming version of Office will fully support Strict Open XML and Open Document Format (ODF) 1.2, while Word 2013 will also be able to open and edit PDF files
Despite Apple and Samsung's pleas to keep sensitive data private, the judge overseeing the design patent spat releases a whole wealth of valuable, broken-down data relating to the two companies' sales.
Samsung has filed a new patent infringement lawsuit against Apple, despite previously saying they wouldn't take legal action against them in Korea.
'Those two' are at it again. Apple strikes Samsung with another lawsuit, while Samsung keeps batting them away with its industrial-sized legal baseball bat.
Dropbox doesn't actively track consumer vs. business accounts but out of 1 billion files, "100s of millions" have formats---.PDF, .XLSX, .PPTX---associated with enterprise use.
Adobe has put out a version of its PDF reader software for Apple's iOS, addressing devices including the iPad, iPhone and iPod Touch.The free and fully-featured Adobe Reader hit iTunes on Monday, allowing users to read PDF portfolios and password-protected PDF files.
Adobe has taken a few security hits lately, from the Flashback Mac Trojan and another zero-day exploit in Flash Player to malware-laden PDF files being the hacker's weapon of choice. So what gives?
Security researchers from Sophos and F-Secure have spotted a currently circulating Mac OS X trojan.
A newly discovered Mac vulnerability disguises itself as a PDF to trick users into opening it, which installs an Apache server on your Mac. Luckily it hasn't been weaponized. Yet.
The malware installs a backdoor that contacts a remote server for instructions and can be used to steal files or capture a screenshot of the infected computer system.
Things are not what they once were for Adobe. There was a time when Flash's hegemony on the Web was virtually unchallenged. It was also once common to hear people refer to PDF documents as "Adobe files," signaling the ubiquity of Adobe Reader.Now, times have changed.
Apple launched its latest lawsuit against Samsung with an ITC complaint as the war between two key partners continues.
The war between Apple and Samsung has taken another turn as the iPhone maker has filed a lawsuit in South Korea against the company behind the Galaxy S smartphone.
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- 1 ZDNet Cloud TV: Hurdles to overcome (highlights)
- 2 Perfectly legal ways you can still get Windows 7 cheap (or even free)
- 3 34 ways to improve your iPhone's battery life
- 4 How much does an iPhone 6 really cost? (Hint: It's way more than $199)
- 5 So you have an app idea and want to make a bajillion bucks


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2011 is shaping up nicely for Amber Heard. The actress will take a break from filming the NBC pilot Plaboy and film work to shoot the new GUESS campaign with famed fashion photographer Ellen Von Unwerth.
“I’ve been a huge fan of Guess for a long time and to be the new face of the Fall 2011 campaign is very exciting,” Amber said in a released statement. “It was such an amazing experience to have been able to work with some of the most creative talents in the industry, such as Paul Marciano and Ellen Von Unwerth, who have collaborated on some of the most iconic campaigns in Guess history.”
Ellen and Amber will shoot the campaign next month in Los Angeles, and GUESS’ creative director Paul Marciano said he thinks Amber “embodies the essence of the true Guess girl with her natural beauty and classic all-American good looks.” Agreed!
Ellen’s previous work with GUESS includes their campaigns with Claudia Schiffer and Anna Nicole Smith.
GUESS certainly has a type! The fact that they are using out actress Amber Heard as their new it girl shows they have their finger on the pulse of the zeitgeist, just as they always have.


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Mini-Movie: Hydrofoil Pro Tour 2018
Published on June 19th, 2018
The 2018 Hydrofoil Pro Tour came to the USA on June 7-10 in San Francisco, CA. The best riders in the world gathered for four days of racing with some of the hardest conditions on tour. Filmed and edited by Quinn Wilson – published on June 19, 2018.
Tour details – Event details – Results – Photos – Facebook


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Not so long ago, Deep Silver has declared that Metro Exodus will be a timed Epic store exclusive and will not launch on Steam come next month. Even though the Steam pre-order will still be honored for the game and it’s DLC, Valve has termed the new exclusivity as “unfair”.
In a statement, Valve has responded to the news on the game’s Steam store page, which retells the content available for potential customers before adding, “We think the decision to remove the game is unfair to Steam customers, especially after a long pre-sale period”.
Valve has further apologized to the Steam customer, “We apologized to Steam customers that were expecting it to be available for sale through the February 15th release date, but we were only recently informed of the decision and given limited time to let everyone know.”
Valve’s frustration is comprehensible, since not only is the game being removed from its distribution platform, but it’s also being sold at a much lesser price on the Epic Game Store. Customers in the US who buy Metro Exodus from Epic will pay $50, which is equal to a full $10 discount over the Steam price.
Despite the frustration, customers who pre-ordered the game from Valve are lucky and will still get access to the game and future DLC on Steam after the game is launched on February 15th. However, the sales for the new customers will be discontinued later today.
The price reduction clearly speaks clearly how Epic Game is luring developers to its platform. That only means one thing, Valves is taking 30% cut of all sales on Steam. On the other hand, as a new challenger, the Epic Games takes just 12% and that reduced revenue seems to correlate to Deep Silver’s reasons for lower the price on the Epic store.
“Epic’s generous revenue terms are a game changer that will allow publishers to invest more into content creation, or pass on saving to the players,” said Deep Silver CEO Klemens Kundratitiz in the company’s announcement on Monday. “By teaming up with Epic we will be able to invest more into the future of Metro and our ongoing partnership with serious developer 4A Games, to the benefit of our Metro fans.”
Deep Silver’s announcement has triggered THQ Nordic, the Austrian video game publisher that acquired Deep Silver parent company Koch Media last February, also tweeted about the decision to publish Metro Exodus on the Epic Store was “made entirely” by Koch. Since Koch is considered to be “a sister company,” which was the reason they declined to comment.
Nonetheless, the tweet further said that was “a timed Epic Store exclusive,” suggesting that it could eventually be available on Steam if Valve allowed it.
Deep Silver further affirmed that the purchase through third-party key seller like Humble Bundle will be honored too, even though the specifics are still not clear. Due to that confusion, Humble Bundle’s is not accepting new orders but still specifies that they need an account to access the game.


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- Hasbro said $100 million in revenue is at risk as it suspends shipments to Russia.
- The note was part of the toy giant's guidance for the year ahead, which outlined low-single digit revenue growth despite the hit from its business in Russia as well as operating profit growth in the mid-single digits.
- For the first quarter, Hasbro's revenue grew 4% year over year to just under $1.2 billion while operating profit fell nearly 20%. In its consumer products segment, the company suffered from supply chain delays, and higher freight and inventory costs.
For brands and retailers, there's little relief in sight from global and macroeconomic headwinds. Backups and bottlenecks have become part of daily operating reality at this point. In China, widespread lockdowns in Shanghai are already sparking warnings of more supply chain pain ahead.
Hasbro said in its Q1 earnings release that disruptions have hurt availability of product, which in turn has led to delays in spring sets on retail shelves. Hasbro's consumer products division has also weathered longer transit times, and the company has been purchasing earlier to hedge against out-of-stocks. Both of those things have led to an increase in inventory.
The increased supply chain costs Hasbro plans to mitigate with price hikes on consumers that start in Q2.
Russia's invasion of Ukraine has complicated the landscape further. Many brands have opted to halt or close down business in Russia as a response to the country's actions. Moreover, Russia's status as a major fossil fuel producer has sent oil prices soaring, adding further upward pressure on transportation and input costs.
Hasbro Chief Operating Officer Eric Nyman told analysts that the company has "paused" all shipments to Russia for now, but didn't elaborate on how the company arrived at the decision to do so. "That's a situation that we're all continuing to evaluate day-by-day and week-by-week," Nyman said, according to a Seeking Alpha transcript.
Hasbro is managing all of these difficulties at a critical time for the company, with new CEO Chris Cocks settling in and an activist investor pressing the company to spin off its successful game division, Wizards of the Coast, and prepping for a fight over the company's board.
Cocks said in prepared remarks Tuesday that management has "commenced a comprehensive review of our strategy and operations," with a focus on growing operating profit and an eye toward multi-generational entertainment and direct-to-consumer opportunities.
The company's Q1 earnings missed consensus estimates by 7 cents per share, according to Seeking Alpha, though the company's results were in line with its own plans.


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Chrysler Group LLC (Chrysler) is recalling certain model year 2008-2012 RAM 2500 4X4 and 3500 4X4 trucks, 2008-2012 Dodge RAM 3500 4x2 Cab Chassis, and model year 2008 Dodge RAM 1500 Mega Cab 4x4. The left tie rod assembly may break.
A failure of the tie rod assembly may result in a loss of steering control, increasing the risk of a crash.
Chrysler notified owners in December 2013 and offered through its dealers installation of a new left tie rod assembly, free of charge. On or about February 27, 2014, Chrysler ceased its recall remedy program due to parts quality concerns. Chrysler expects to reinitiate the recall remedy campaign, but with limited parts availability, on or about the week of April 14, 2014. Owners may contact Chrysler at 1-800-247-9753. Chrysler's recall campaign number is N49
2012 DODGE RAM 3500
August 06, 2013
POWER TRAIN:AUTOMATIC TRANSMISSION
Chrysler Group LLC (Chrysler) is recalling certain model year 2012 RAM 3500 trucks manufactured May 4, 2012, through August 7, 2012; and model year 2012 RAM 4500 and 5500 trucks manufactured May 3, 2012, through August 7, 2012. Due to a loose snap ring inside the transmission, there may be a loss of power transfer through the transmission to the wheels.
An unexpected loss of power transfer may increase the risk of a crash.
Chrysler will notify owners, and dealers will replace the transmission assembly free of charge. The recall began on October 17, 2013. Owners may contact Chrysler at 1-800-247-9753. Chrysler's recall campaign number is N50.


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Honda Cars India continuing its growth rate retailed a total of 16,902 units in February 2015. Last year for the same period, the automaker retailed 14,543 units, thereby registering a growth of 16 per cent. Last month company also exported 1,119 units.
Also during April 2014-Feb 2015, Honda India registered an overall growth of 44 per cent and sold 1,66,366 units compared to 1,15,913 units during the corresponding FY 2013-14. Segment wise, the automaker sold 1,397 units of Brio hatch, while the majority of the sales came from Amaze and City. Carmaker sold 7,163 units of Amaze and 6,505 units of City while the MPV Mobilio contributed with 1,697 units.
Recently, Honda has introduced a new Petrol/ CNG bi-fuel version of its Amaze compact sedan. Christened as Amaze 1.2 S MT Plus, the new variant is available in the cities where the alternative fuel is on offer.
Moreover, the sales of company will further increase once the premium hatchback Jazz is launched. Globally Honda Jazz will be launched in the upcoming Geneva Motor Show and then it will make its way to the Indian showrooms. Powering the Honda Jazz this time is the new 1.5-litre i-DTEC diesel engine churning a power of 98 bhp while the petrol model gets 1.2-litre i-VTEC engine giving an output of 86 bhp.
Source : CarDekho


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Local governments in New York, from small towns and villages to the biggest cities, have until December 31 to decide whether to ban adult-use marijuana retail and consumption spaces in their municipality.
Some decided against the market early on, like Somers in northern Westchester, where the town board voted unanimously in June to opt out of allowing the spaces, and Town Supervisor Rick Morrissey declared he was “adamantly” opposed to the idea because weed is a “gateway drug.”
Others saw market capitalism clear as day: Seneca Falls, home to the Cayuga Indian Nation, agreed not to draft a law banning cannabis retail in September, seemingly based on the fact that the tribe was poised to get rich and not them.
Doug Avery, a town board member, said his decision to opt-in “rested on the fact that we’ve been told the Cayuga Nation will be quite active in the growing and distribution of cannabis.” The Seneca Falls town supervisor added that all citizens should have access to “this new economic opportunity, not just Cayuga Nation citizens.”
The myriad thought processes behind the politics will be a focus during New York Cannabis Insider’s conference on Thursday, Oct. 28. (Tickets available here). During the half-day event, Mayors RuthAnn Loveless of Hamilton, Svante Myrick of Ithaca and Kathy Sheehan of Albany will explain their decisions about entering the emerging market, and how they think local cannabis businesses can become quality community partners.
In advance of the event, NY Cannabis Insider interviewed Loveless, an executive committee member of the New York State Conference of Mayors and a third-term mayor in a village of roughly 2,000 people (when Colgate University isn’t in session).
What follows is a Q&A with her, edited for length and clarity.
NYCI: The Village of Hamilton will allow cannabis retail space. Tell me a bit about what went into that decision.
LOVELESS: I felt very strongly, and my board did as well, that it was a community decision. It was important for the community to buy into whatever we chose to do.
There were two board meetings about it and we didn’t have a lot of people show up, maybe six to 10 people at each of those. The majority were in favor. And for a number of them, it was because of the medical side — very strong comments about how medical marijuana has allowed them to manage their lives when they weren’t able to before.
I received probably six to 10 letters from people urging us not to do it.
We felt that we had acquired enough data.
NYCI: Yet you will probably opt-out of consumption spaces?
LOVELESS: We didn’t see that as a necessary thing.
If people want to purchase marijuana, they have the right to do that, and they can do it in the village. But then take it home or go to friend’s house or do whatever.
We didn’t see a need for having a place where people had to gather. And there is still concern, although it’s very mixed, about driving and issues like that. And why complicate things?
It is also a nod to those who were against Hamilton having a shop.
NYCI: Do you expect tax income from cannabis to be significant for Hamilton?
LOVELESS: No, not at all.
A lot of people who were supportive of retail said it is ridiculous not to take advantage of any tax money that you can get. So we don’t anticipate that it will be much. However, we’re glad to get anything we can.
NYCI: Hamilton is roughly 95% white and, being a university town, would you call it liberal leaning?
LOVELESS: I would consider Hamilton to be a more liberal spot in a conservative county.
NYCI: So I’m curious if MRTA’s social equity components played any role in your village’s decision?
LOVELESS: I don’t think that was a relative issue for us and not one that we were considering to be near the top of our lists. As I said, it became more about the medical aspects as well as people who wished to use it socially.
NYCI: What concerns you most about the NY cannabis industry going forward?
LOVELESS: My biggest concern is: I hope the Cannabis Control Board limits the number of dispensaries that can be within certain geographic areas.
I know they’re pretty good about that with liquor stores. But a town like Hamilton that’s very small can’t have 10 dispensaries. No. People wouldn’t find spots for them.
I’m hopeful that it will be based on geographical size or population in terms of the numbers allowed in any one area.
New York Cannabis Insider is hosting a can’t-miss conference on Oct. 28 with a focus on market preparedness. Head here to see the lineup and purchase tickets.


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- Polygon NFTs listed on Opensea are now aggregated on Rarible.
- Polygon community marketplaces will now automatically aggregate OpenSea orders.
- More aggregated chains will bring more liquidity and more amazing NFTs to the users.
In a recent announcement made on the official Twitter handle of Rarible, it was disclosed that the Polygon NFTs that are listed on OpenSea are now aggregated on Rarible. This came following the launch of Rarible 2 back in the month of October last year, post which, Rarible.com became a full-on aggregated marketplace on Ethereum.
The rolling of Rarible 2 brought more liquidity and ensured easier discovery and a clear overview of the NFT market. Well, now, users can access and purchase any Ethereum NFT via Rarible at the best prices that the market has to offer.
In addition to this, it was announced that they are now commencing the aggregation of the orders of other marketplaces on Polygon in order to offer the users enhanced liquidity. This paves the way for growing both your Ethereum and Polygon collections under one roof.
The update is applicable to Polygon community marketplaces that are created with Rarible, which implies that they now automatically aggregate OpenSea orders.
This clearly means that users with their own collection on Polygon can use their zero-code community marketplace builder in order to launch their own marketplace and that too with instant liquidity. What adds more to its value is the fact that users can get instant liquidity for free.
As for how users can gain access to the aggregated Polygon liquidity on Rarible.com and community marketplaces, it is a really easy process and doesn’t demand any significant step. In order to find the new liquidity on Polygon, the user can just navigate to ‘explore’ next to the search bar and click on ‘Polygon.
It should be noted that OpenSea orders are now also available on Polygon community marketplaces created with the Rarible builder. Moreover, they are currently marked as ‘Mirrored’ there.


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The largest U.S. packaging trade show has sold out for 2012, says PMMI, owner and producer of the PACK EXPO trade shows. PACK EXPO International 2012 will be held Oct. 28-3 at ; McCormick Place in Chicago.
"The sold out status of PACK EXPO speaks volumes to its value as a showcase for the packaging and processing industries," said Charles D. Yuska, president & CEO, PMMI. "With space completely gone three months out, the show has surpassed even our expectations."
PACK EXPO International 2012 will be the largest edition of the show since 2002, with a record 1,800 plus exhibitors showing off the latest in packaging and processing innovation across more than 1.1 million net square feet of exhibit space.
Customer Centric Strategy Highlights Innovation
With all of the packaging and processing technology on display, the customer-centric focus of the show will ensure attendees can make the most of their time on the show floor.
"With new and returning industry pavilions and lounges, partnerships with innovators like Material ConneXions and Mintel, and industry expertise across the show floor and in the conference halls, PACK EXPO International 2012 will be an event that highlights all the best these industries have to offer," Yuska added.
In addition to lounges dedicated to the beverage, baking and snack, confectionery and pharmaceutical industries, the show will feature expertise from the National Confectioners Association (NCA), the Association of Independent Corrugated Converters (AICC), the International Society of Beverage Technologists (ISBT), and several chapters of the International Society for Pharmaceutical Engineering (ISPE).
Lecture Series Returns
PACK EXPO 2012 will also see the return of the PACK EXPO Lecture Series, with comedian and pundit Dennis Miller and commentator James Carville taking the stage on Sunday, Oct. 28.
"The discussion between Carville and Miller promises to be not only engaging and entertaining, but particularly relevant in this election year," Yuska said. "We're looking forward to a great event."
Tickets for the PACK EXPO Lecture Series with Dennis Miller and James Carville are available online at www.packexpo.com and cost $125 per person ($100 per person for groups of 10).
PMMI also announced that the Sustainable Packaging Coalitionwill be a show partner. Located near The Brand Zone, the SPC booth (N-5823) will focus on its COMPASS (TM) (Comparative Packaging Assessment) tool. COMPASS helps packaging designers make informed decisions about the lifecycle impacts of their designs, factoring in resource consumption, emissions, life-cycle phases and packaging materials. This allows designers to balance the needs of brand, cost and service with environmental performance when faced with a range of options to fulfill new packaging design requests and track progress over time.
"The unprecedented industry access we'll see at PACK EXPO is something we can't get anywhere else, and it provides the perfect stage for our COMPASS tool," said Minal Mistry, Senior Manager, SPC. "We know the SPC and PACK EXPO can help designers more fully realize the impact their products are having on the world and encourage them to think holistically."
The Sustainable Packaging Coalition (SPC) (http://www.sustainablepackaging.org/) is an industry working group dedicated to a more robust environmental vision for packaging. Through strong member support, an informed and science-based approach, supply chain collaborations and continuous outreach, we endeavor to build packaging systems that encourage economic prosperity and a sustainable flow of materials.
To register for PACK EXPO International 2012 visit www.packexpo.com. Discounted registration rates of $30 apply until October 8, 2012. Costs increase to $60 after that date.Learn more about the PACK EXPO trade shows at www.packexpo.com.


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Commuters of the Namma Metro can now travel without a smart card or physical token. They will be able to buy the tickets on their smartphones using the ‘Namma Metro’ mobile application.
From October 2022 onwards, Namma Metro passengers can travel without a smart card or physical token. The Bangalore Metro Rail Corporation Limited (BMRCL) has decided to introduce QR-based tickets which will allow commuters to buy tickets through the ‘Namma Metro’ mobile application.
Commuters will be able to purchase tickets through a mobile app by specifying the origin, destination, and number of passengers. This will allow commuters to save time and avoid long queues for buying tickets at the metro stations, reported Times Now.
The app will show the QR code, which can be shared at the QR-enabled Automatic Fare Collection (AFC) gates at Metro stations.
Once the new system begins, the commuters will no longer need to carry plastic smartcards and wait in long queues for physical tickets/tokens and top-ups. However, commuters can still buy tokens and use smartcards as they will still remain valid along with the new system.
“Passengers can place the QR-code tickets on the Namma Metro app. Once they enter a station, passengers could place the QR-code electronic ticket against a scanner at the AFC gate to gain entry to the platform level,” said BMRCL managing director Anjum Parwez, reported TOI.
Advanced AFC gates
Advanced NCMC (National Common Mobility Card) and QR-code-compliant AFC gates have been installed at the new Phase two Metro stations from the start unlike the old AFC gates at Phase one Metro stations.
However, AFC gates in all Metro stations are now compatible with both QR-code and open-loop NCMC.
Additionally, the QR-code-based ticket users will also be allowed a five percent discount. Currently, the five percent discount is applicable only to smart card users.
“We will start with QR-based ticketing from next month and NCMC will be rolled out later. In the first phase, it will be available only through the Namma Metro app and will allow other digital wallet firms to provide this facility. We will provide a five percent discount to QR-code users,” said Parwez, the TOI report added.


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Doing Business : Bloc-Buster Deal : Pepsico’s $3-billion-plus Soviet expansion was the ‘deal of the century.’ Then, the deal crumbled along with the country. Here’s how Pepsi put it back together.
The deal was one of the biggest that a U.S. company had ever signed with the Soviet Union, and as far as Pepsico Inc. was concerned probably the best.
Over 10 years, Pepsi-Cola International would double its soft-drink sales here, open two dozen new bottling plants and launch its Pizza Hut restaurants in the country’s biggest cities.
To finance the expansion, Pepsico would increase its sales of Russian vodka in the United States and begin a new venture selling and leasing Soviet-built ships abroad.
The retail sales of cola and vodka alone were to total more than $3 billion, according to Pepsico’s estimate in 1990, and the ship sales were likely to be worth at least $300 million.
“It was an agreement that people in East-West trade dream about,” Karl G. Nigl, a Pepsi-Cola vice president for Russia and Eastern Europe, recounted almost rhapsodically. “Steady growth was locked in over a long term, there was good technology transfer, our partners were able to add value to their exports all along the way, financing was built in. . . .
“It was barter, sure, but there was profit at very step, and structurally it was beautiful, assuring us convertible currency for our profits while financing a massive expansion.”
But when the Soviet Union disintegrated late last year, with it went what Pepsico had called its “deal of the century.”
The shipyard that was building the double-hulled tankers that Pepsico was selling to finance its Pizza Huts and new bottling plants in Russia was now in a different country, Ukraine, and the new Ukrainian government wanted the revenues from the ship sales.
The chemical plant that was to produce plastic two-liter bottles to expand Pepsi sales was in Belarus, also now independent, but the bottling plants that were to fill them were mostly across the border in Russia.
And the mozzarella cheese needed by the two newly opened Pizza Huts in Moscow had become a very expensive import--it was coming from Lithuania, which wanted to sell the cheese elsewhere or at least to be paid in dollars.
“All of a sudden, the whole thing was in pieces--hundreds of pieces,” Donald M. Kendall, Pepsico’s retired chairman, who had put the original deal together, said in an interview during a recent visit here. “We had a multibillion-dollar contract with a nonexisting entity--the Soviet Union.
“Put another way, one of our biggest partners, the Soviet Union in this case, had just gone out of business, and that’s a major problem for any company.”
While Pepsico has been able over the past six months to salvage its deal, Western business people say that scores of others collapsed along with the Soviet state.
And even in success, Pepsico’s efforts illustrate the difficulty that American and European companies are having in doing business in Russia and the other former Soviet republics as those independent new states emerge from a single, centrally planned, state-run economy.
Selling to the Soviet Union, as well as other socialist countries, was always difficult because the ruble was not an internationally accepted currency and Moscow’s foreign currency holdings were limited. So companies like Pepsico engaged in barter or counter-trade arrangements, taking payment in commodities that it could resell, such as cola syrup for ships.
On top of that longstanding problem, the collapse of the Soviet Union means that old contracts often are simply no longer valid under new regulations. The former Soviet partners may be bankrupt or unable to get raw materials; perhaps they have lost their managers. Suppliers and customers are now frequently in different countries, with tariff barriers going up almost every day. And taxes are imposed at rates that can turn an attractive profit into a serious loss.
Daimler-Benz AG, Germany’s largest manufacturing company, for example, signed contracts in late 1990 to produce 2,500 buses a year outside Moscow. With Russia’s economy continuing to contract at a rate of more than 15% a year and the country’s foreign earnings almost totally consumed by old Soviet debts, Daimler-Benz’s partner cannot pay the $132-million fee for the production license and technical assistance, and only limited production is under way.
“We have signed contracts, but they have told us they cannot stand up to the financial commitment,” Edzard Reuter, the Daimler-Benz chairman, told a conference on Russian trade this month. Counseling patience, Reuter added, “It is in our interest to do what we can. . . . It’s a dramatic transition.”
Chevron Corp. had to renegotiate an agreement it had signed with the former Soviet government to develop the Tengiz oil field in Kazakhstan after the republic became independent--and in the process had to accept a 20% share of after-tax profits compared to the 28% it had originally won. Chevron will now invest about $10.9 billion over 40 years to develop a field likely to produce 700,000 barrels of oil a day and generate $5 billion a year in revenues.
“Chevron will make money in Tengiz, but not nearly as much as it expected,” the Moscow representative of another U.S. oil company commented. “What’s more, its investment will have to be greater. . . . All in all, it’s an OK deal because Tengiz will be another ‘Alaska’ (as a rich new oil region), but it took a heck of a lot of work to put it back together.”
In Pepsi’s case, both Nigl and Richard M. Norton, a Vienna-based vice president of Pepsi-Cola International, concluded that the underpinnings of the original counter-trade deal were still sound--that an expansion of company sales here could be underwritten by the increased, profitable export to Western nations of agricultural products and the ships. But the arrangement would have to be divided into separate deals for Russia, Ukraine, Belarus and the other former Soviet republics.
Pepsi negotiated new contracts with a variety of partners--individual bottling plants now owned by their employees, local corporations suddenly freed from Moscow’s control, governments of the newly independent republics and a dairy farm in southern Russia that could produce the mozzarella.
It also found its way through a maze of often conflicting laws, regulations and policies adopted by the new governments in Russia, Ukraine and other former republics, each of which has its own program for economic reform.
And it dealt with the broadening collapse of the old Soviet economy, a liquidity crisis that has left customers and suppliers alike unable to pay their bills, and the government’s virtual seizure of all foreign currency coming into the country to pay $80 billion in debts.
“We had no option,” Norton said. “After two decades of investment and effort to develop business in the Soviet Union, we were not going to walk away. And while we did not have to start from scratch, everything had to be redone in an environment where the only constant was change. . . .
“We had to restructure all the elements of the 1990 contract so that we had the appropriate deal in each republic,” Norton said, shaking his head both in disbelief at the speed with which everything fell apart and in amazement at the way it was slowly put back together.
“We were no longer dealing with a highly centralized government in Moscow,” Norton continued, “but with new partners in 15 different countries, all independent and sovereign, each with its own policies and approaches to economic reform.
“That has meant, for example, expanding our business much faster in Ukraine--we are bringing in prefabricated Pizza Huts there--in order to use the revenues from the ship construction. But we are really going to have to work to expand our vodka sales in the United States and to buy more apple juice and other products in order (to generate enough cash) to meet the demand for Pizza Huts in Moscow and St. Petersburg.
“And we are looking very hard at what we can buy from Kazakhstan and from other former Soviet republics--timber, tomato paste, fruit juice, industrial waste, cotton, oil maybe--in order to do business in other places. The basic principle is the same, but the partners are different and the business environments are totally different.”
There are other problems, according to Norton. “To the major and continuing problem of finding goods we can buy and export to pay for the equipment, services and products we sell, we now must work through dozens of new regulations, tax laws, import and export tariffs and almost daily amendments to them all. With each change, we have to reassess to ensure we are within the law--and still profitable. This is a place you must make sure you don’t fall asleep.”
Russia, for example, virtually priced its vodka exports out of world markets in January with a new export tax introduced as part of the government’s economic reforms. Pepsi warned, as did other Western buyers, that Russian vodka sales would drop to zero unless the tax was cut by three-quarters--and it was.
“The direction in which they are headed is good, and our business will grow as a result,” Kendall commented, “but there are many, many missteps along the way.”
Lawrence S. Eagleburger, the American deputy secretary of state, warned the Russian government in a recent speech to a business conference here that American businessmen were finding “their ability to contribute as partners to economic recovery is severely, if not fatally, hampered by regulatory and fiscal practices at all levels of government.”
A survey of American companies doing business in Russia and the other former Soviet republics by the U.S. Commerce Department last spring concluded: “Firms see high risks and costs . . . but not large profits.
“And they are concerned,” the report continued, “that the governments (of the newly independent states) believe the opposite: that (foreign) investors face little risk and can make large profits overnight.”
Business executives, economists and government officials attending a top-level meeting here of the World Economic Forum told Russia’s new leaders that they had far to go before the country would attract the foreign capital it needs to grow, diversify and compete internationally.
“Russia is a vast potential market, one of the great markets of the future,” participants said in a letter sent to the Russian government last week, “but it is not an easy one to penetrate, and it is unlikely that there will be a magic moment when it will suddenly open.”
Calling for “a more stable, certain business environment,” the group made several recommendations--"a clear indication of who is in charge and who can commit to an agreement,” sound commercial laws and courts, a “welcoming” environment for foreign investment through “incentives that justify the risk” and removal of the obstacles to operating a business here.
Reforms must go much faster and deeper if Russia is to develop an economy driven by market forces and entrepreneurship, participants said. They urged the government to abolish the many state controls that remain on the economy, to end the virtual monopolies prevalent in most industries and to accelerate the selloff of state-owned enterprises.
Kendall, a pioneer in Soviet-American trade, agrees on the need for reform. “Clearly, a vibrant, robust, market-oriented economy is the most attractive place to trade in and invest in,” he commented. “It will take years, but once we are through this period of upheaval, Russia and the other former Soviet republics are going to look even better to companies like Pepsico than they did before.”
He is particularly enthusiastic about opportunities for U.S. companies in agriculture, food processing and distribution. “These are areas where our companies have solved the problems that face Russia,” he said, adding the energy sector as another attractive area. “We have solutions we can sell. The trick will be structuring the deals.”
Kendall argued, however, that U.S. firms should not wait for everything to be in place, but forge ahead, helping to shape the business environment.
“A lot of people are worried about the political and economic stability here, and they are hesitant to come in,” Kendall said. “But if you wait for everything to come right, for a convertible currency, for all the growth curves to head up, then the French, the Japanese and the Germans will be in here so tight Americans won’t find a place.
“Truly, the best way we can help Russia is by coming in and doing business. With the trade agreement ratified, small and medium-size companies can get financing from the U.S. Export-Import Bank, guarantees from the Overseas Private Investment Corp. and most-favored-nation tariffs. And those small- and medium-size businesses will liven things up and get people the management training a market economy will require.”
Kendall recalled how in the early days of Soviet-American trade he would come to Moscow, negotiate with the Soviet minister of foreign trade and be received in the Kremlin by Prime Minister Alexei N. Kosygin. Later, he dealt with Prime Minister Nikolai I. Ryzhkov on reselling Soviet-built ships to pay for increased Pepsi sales.
“Two, three guys made all the decisions at the top, and the deal was sealed in the Kremlin,” Kendall said. “Now, the focus will be narrower--'What can we do here, what can we do there?’ But this will let smaller companies get into the market, companies that don’t have $19 billion in sales a year, but that can make some money for themselves and, in the process, help Russia.”
Bartering Billions Pepsico’s complex deal with former Soviet Union includes: CHEESE FROM RUSSIA--Company obtains mozzarella from southern Russia to supply its Pizza Huts in Moscow. COTTON FROM UZBEKISTAN--Pepsico buys and then resells farm product to finance sales of cola syrup and equipment. Above, Pepsi stand in Uzbekistan. SHIPS FROM UKRAINE--Sale of double-hulled tankers helps finance Pizza Huts and bottling plants in Kiev and expansion of Pepsi sales in Ukraine.
Diagram of a Deal PRECEDE: PepsiCo’s operations involve interlocking contracts with nations carved out of the defunct Soviet Union. Some highlights:
WHAT PEPSI DOES
1 In Russia
Runs 16 bottling plants for Pepsi, Diet Pepsi, etc.
With Moscow city government, operates two Pizza Huts.
With partners, manufactures Tanez, an orange-flavored soft drink, and Fiesta, a lemon-flavored soft drink, for Soviet market to get ruble income
Developed bottles, caps, labels used for export production and brought in equipment for the distilleries.
2 In Belarus
Joint venture with Eastman Chemical Co., Chimvolokno and Mposht Textile Mill at Mogilev manufactures polyethylene terephthalate resin, used for new, two-liter bottles of Pepsi. Half of production goes to Eastern and Western Europe; balance to Belarus and Russia, which supplies the raw materials for the Chimvolokno plant.
3 In Ukraine
Runs 7 bottling plants for Pepsi, Diet Pepsi.
WHAT PEPSI GETS 4 From Russia
Stolichnaya, Cristall and Priviet vodka for resale in the United States to compensate for its supply of cola syrup and bottling equipment to Russians.
Miscellaneous oil products in payment for equipment sent to Russia.
Buys tomato paste in southern Russia for use by Pizza Hut and Kentucky Fried Chicken outlets in Western Europe. Also purchases apple juice for use in its products in Western Europe.
5 From Ukraine
Double-hulled tankers, built at Kherson for resale by Pepsi and a Norwegian partner on world market. Proceeds to finance Pizza Huts in Kiev and expansion of Pepsi sales in Ukraine.
6 From Baltics
Buys waste plastic products, which are resold for recycling in Europe, to finance cola and equipment sales.
7 From Uzbekistan
Buys cotton and resells to finance its sales of cola syrup and equipment.
8 From Kazakhstan
Buys miscellaneous industrial products for resale to finance its cola and equipment sales.
Pepsi’s bottling plants PepsiCo uses 42 bottling plants in the former Soviet Union; some are owned jointly. All cities marked on the map have plants.


text:
Copyright © 2015
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The CEO of HBO, Richard Plepler has confirmed that the online streaming HBO service, HBO Now, has 800,000 subscribers. When criticized for the seemingly low number, Plepler noted that the still nascent service was bound to Apple exclusivity during the fifth season of Game of Thrones. Plepler declared during the Time Warner quarterly earnings conference call marketing for the online-only offering would be enhanced in 2016. While HBO Now's critics are slamming the low numbers, the service must also compete against itself on cable, in addition to Netflix and other streaming services. http://on.recode.net/1QWoLHe
Unsafe IoT called threat to humanity
US Director of National Intelligence James Clapper told two different Senate committees yesterday that the Internet of Things posed a clear and present danger, and could be weaponized by governments. Before the Senate Armed Services Committee and the Senate Select Committee on Intelligence, Clapper declared that insecure IoT "will bring new security vulnerabilities" and "will connect tens of billions of new physical devices that could be exploited" by those wishing to perpetrate violence or eavesdrop on the populace of the world. http://bit.ly/23Xvcky
Apple public betas for iOS 9.3, OS X 10.11.4
Following Monday's release of betas for the iOS and OS X, Apple has unveiled public betas for both operating systems. The iOS 9.3 beta includes all of the previously reported enhancements for education customers, along with Wi-Fi calling for Verizon iPhone owners, and a carrier update for T-Mobile users. The OS X 10.11.4 third beta includes enhancements to Twitter URL opening, Live Photo viewing and sharing, and Evernote note importation into Notes.
Google given NHTSA SDS waivers
In contrast to the California Department of Motor Vehicle's approach, the US National Highway Traffic and Safety Administration (NHTSA) has confirmed that it is declaring the software in autonomous cars is the legal driver of a so-equipped vehicle. In a letter to Google, the NHTSA says that it "will interpret 'driver' in the context of Google's described motor vehicle design as referring to the SDS [self-driving system], and not to any of the vehicle occupants." Other matters, such as legally-required rear-view mirrors for occupied vehicles has yet to be determined. However, regulations specifying the "driver" need no longer be interpreted as meaning a person behind the wheel, as the agency writes that self-driving cars "will not have a 'driver' in the traditional sense that vehicles have had drivers during the last more than one hundred years" http://1.usa.gov/1QrAGtR
Dropshare 4 for Mac now available
Dropshare 4 for Mac has shipped, introducing support for uploading files and screenshots to Amazon S3 API-compliant services, like DreamObjects and OpenStack. The update also introduces a new popup design, an in-app editor for custom landing pages, an improved upload history window, and security improvements when using SSH connections. The paid upgrade costs $25, though it is free for customers who bought the previous version this year and half-price for those who acquired version 3 of the app last year. http://bit.ly/1XixV3q
Google starting phase-out of Flash ads
Search engine and advertising giant Google will shortly no longer accept Adobe Flash-created ads for its AdWords network. Starting June 30, ads in the once-ubiquitous format will no longer be accepted. Additionally, after January 2, 2017, the network will no longer serve Flash-based advertisements, and the network will be completely HTML 5 based. http://bit.ly/1PNx1uc
Sonos now works with Apple Music
Wireless music system manufacturer Sonos has announced that its systems worldwide will gain compatibility for streaming the paid Apple Music subscription service starting today, February 10. "Music fans worldwide will have access to Apple Music features like For You, New, Radio, and My Music, and will also be able to stream the entire Apple Music catalog through Sonos smart speakers tuned for great sound in every room of their homes," the company said in an email to journalists. Apple Music's streaming service costs $10 per month, with a free three-month trial. http://bit.ly/1Wdi2Ko


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- Power is to acquire solar PV module distributor Menlo Electric from Edison Energia
- It will strengthen the Polish company’s international expansion in times of price volatility and logistical issues being faced globally
- Menlo Electric will purchase over 1 GW solar PV modules annually under the new parent company
Menlo Electric, a solar module distributor in Poland, has announced it is to be acquired by the ‘largest’ developer of solar PV farms in the country, R.Power that now adds distribution activities to its business portfolio.
R.Power did not disclose the purchase price, but shared that the investment aims to strengthen the position of the company and the group in the international market, also through the distribution activity of PV equipment.
Local news portal Gramwzielone quoted R.Power’s President Przemek Pięta as defending the acquisition of a module supplier at a time when the world is facing ‘rapidly changing prices and breaking logistic chains’.
With a distributor in its pocket, R.Power will be able to expand its international presence and ‘better use access to capital and purchasing position’. Menlo Electric will purchase PV modules with a capacity of over 1 GW annually under the new ownership. R.Power recently entered the Romanian solar market for 100 MW capacity to be developed with a local company (see Poland’s R.Power Enters Romanian Solar Market).
For Menlo Electric, having R.Power as its parent company will help it to expand its distribution activities in Poland and internationally, while also enabling it to expand its product portfolio, it added. Menlo Electric was till now owned by Edison Energia which itself is being taken over by Polenergia.
In October 2021, Menlo Electric launched a tender to secure 250 MW solar module supply for Europe (see 250 MW Solar Module Tender For Europe).


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The chart containing top 10 selling SUVs in July 2018 has encountered Maruti Suzuki Vitara Brezza heading the way ahead of Hyundai Creta
Maruti Suzuki’s recent vehicles have worked wonders as Baleno, facelifted S-Cross and Vitara Brezza are thriving in volume. The Vitara Brezza has been posting stunning sales ever since it entered the market in March 2016 and soon become the best-selling SUV in the country by overtaking Hyundai Creta.
The Creta compact SUV is enjoying a prominent run in the domestic market as 10,423 units were sold in July 2018. With segment’s potential largely remains untapped, new manufacturers are stepping in to rival the Creta in the near future, but until then the Korean SUV can have a dominant reign.
|S.No||Top 10 Selling SUVs In July 2018||No. Of Units Sold|
|1.||Maruti Suzuki Vitara Brezza||14,181|
|3.||Maruti Suzuki S-Cross||5,308|
The S-Cross has finished at third with 5,308 examples while Ford EcoSport, the early benchmark in its subcompact SUV segment, ended up fourth with 4,040 deliveries. Mahindra & Mahindra’s Scorpio workhorse is the leading SUV in the brand’s lineup in terms of sales as 3,876 examples were sold.
At the second half of the table, Tata Motors’ Nexon was positioned sixth with 3,840 units. The introduction of AMT has helped Nexon to maintain its decent run in the Indian market. The WR-V crossover has been a hit since its market entry in March 2017 and is responsible for the Japanese brand registering 16.9 percent YoY growth last month.
Mahindra’s flagship XUV500 completed in eight position with 2,776 units, ahead of TV300 with 2,091 units. The homegrown brand’s fortunes will be revived soon as three new products are launching in the next few months. One is called Marrazo that will rival Toyota Innova Crysta and the other is rebadged version of SsangYong Rexton.
However, the most important of them is going to be the S201 compact SUV as it will compete against Maruti Suzuki Vitara Brezza and Ford EcoSport in the highly competitive subcompact SUV space.


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The FBI has received a total of more than four million Internet crime complaints from users since the year 2000.
According to its Internet Crime Complaint Center (IC3) 2017 Internet Crime Report, the Bureau received its four millionth Internet crime complaint on 12 October 2017. Users submitted tens of thousands of additional reports in the first five months of 2018. As of 7 May 2018, this activity increased the total number of complaints collected by the IC3 since its founding in 2000 to 4,063,933 at an average of 284,000 per year or more than 800 per day.
2017 surpassed those averages. Over the course of the year, the FBI acquired 301,580 complaints. Reported losses stemming from those filings exceeded $1.4 billion.
2017 Internet Crime Report page 17
Breaking down those figures, some crime types were more costly than others. Business email compromise (BEC) scams, for example, led the pack at $676,151,185. In so doing, it was more expensive than the six crime types that followed: confidence fraud/romance ($211,382,989), non-payment/non-delivery ($141,110,441), investment ($96,844,144), personal data breach ($77,134,865), identity theft ($66,815,298) and corporate data breach ($60,942,306).
Those crime types also varied in the number of victims they claimed. Non-payment/non-delivery, instances where goods are shipped out but never paid for or where payment is received but goods and services aren’t delivered, ranked on top at 84,079 victims. It was followed by personal data breach and the most common types of phishing (including vishing, smishing and pharming) at 30,904 and 25,344, respectively.
The FBI received 90 percent more filings of tech support fraud in 2017 than it did the previous year. Over the same period, it received 1,783 complaints of ransomware, which was down from 2,673 in 2016.
The Bureau re-articulated its stance in the report that organizations should never fulfill ransomware attackers’ demands:
The FBI does not support paying a ransom to the adversary. Paying a ransom does not guarantee an organization will regain access to their data; in fact, some individuals or organizations were never provided with decryption keys after having paid a ransom. Paying a ransom emboldens the adversary to target other organizations for profit, and provides for a lucrative environment for other criminals to become involved.


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4 hours ago 31By Bla1zeIf you're part of the BBM beta through the BlackBerry Beta Zone, you'll want to go ahead and check for the newest release which has now arrived for BlackBerry 10. Unlike the last release, this update doesn't pack in as many new features but there's still one worth mentioning.
23 hours ago 25By Brent ZaniewskiThis year we're combining Black Friday, Cyber Monday, and Giving Tuesday into one huge sale where you can save 25% on everything at ShopCrackBerry through midnight, December 2.
25 November 2015 79By Dan Thorp-LancasterGoogle Play has busted out the deals for the holiday weekend, bringing price cuts to several popular apps, games, movies, TV shows and more. It's a great time for new Priv owners to load up on some awesome goodies.
CrackBerry is in no way Affiliated with BlackBerry. We take pride in our unbiased content, however do occasionally receive free products from vendors that we review or discuss. For more info click here.


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The Amazon rainforest is the key to the health of our planet. For decades, campaigns have been organized by conservationist groups to save this essential terrain.
But the problems that the rainforest is facing aren’t stopping. On the contrary, they seem to be getting worse. The rainforest got back into the spotlight in 2019 when major fires ravaged the precious forest.
Now, for the first time, scientists have confirmed that the Amazon is releasing more CO2 than the amount it’s capable of absorbing. This is bad news since the forest’s capacity to absorb CO2 has been the key to the balancing of global carbon emissions.
The Amazon Rainforest Is Officially Releasing more Carbon than it Absorbs
The study published recently showed that the Brazilian rainforest is giving off around 20 percent more CO2 than it absorbed in the period from 2010 to 2019.
Deforestation and the fires directly influenced this data since there was a difference between the eastern and western areas of the rainforest.
According to the lead author of the study, Dr. Luciana Gatti from the Brazil INPE, in the east of the rainforest, which is approximately 30 percent deforested, there was 10 times higher release of carbon than in the west where the deforestation is around 11 percent.
This news confirms that there are permanent and severe consequences to the relaxing conservation laws and the failure to enforce proper laws. The president of Brazil, Jair Bolsonaro, has come under fire for his lax environmental policies that included a major budget reduction for the environmental agency of the country.
Moreover, in 2019, Bolsonaro also fired the then-director of INPE for releasing the deforestation figures to the public.
Record Temperatures Noted in the Amazon Rainforest
The southeast region of the Amazon is witnessing record temperatures. In the two hottest months of the year, the temperatures were three times the global average and are comparable to the temperature rise seen in the Arctic.
Another contributing factor is the absence of precipitation that scientists emphasize is related to the change of climate.
For Dr. Gatti, there are a lot of issues with precipitation like the electricity from hydropower becoming more costly and heavy loss in agriculture.
She emphasizes the need of associating these changes with the deforestation of the Amazon and change this faulty behavior.
Is There a Solution to this Major Problem?
Some EU countries are looking to make a deal with Brazil and other countries. For example, Ireland, Austria, and France said that they won’t sign the agreement unless Bolsonaro pledges to do more about the rainforest.
Bolsonaro had claimed in the past that the rainforest is pristine and issued a 120-day ban on unauthorized outdoor fires. However, without proper and ongoing change, this won’t suffice.
If you want to make a difference, you can help protect the rainforest, regardless of where you live. No matter how small, every help is welcomed when it comes to the Amazon and it’s urgent to do something before the damage becomes unstoppable.


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New Fashion Pork has earned a 2015 Spirit of Excellence Award from Hormel Foods. NFP is 1 of 87 suppliers to receive the award. “The Hormel Foods Spirit of Excellence Award program recognizes the suppliers that truly go above and beyond in helping us continually improve our products and services,” said Tyler L. Hulsebus, director of purchasing at Hormel Foods. “We’re honored to partner with these outstanding suppliers.”
Congratulations to the NFP team!


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SAN JOSE, Calif., Jan. 31 - Sun Microsystems Inc. said Monday that it would offer remote computing resources to business customers, allowing them to purchase computer time over a network as easily as they buy electricity and water through wires and pipes.
The Sun Grid will cost clients $1 an hour for each microprocessor used and $1 a month for each gigabyte of storage. Customers will pay only for what they use when they use it, Sun said.
Grid computing is not new, but faster networks and new standards are making it easier for companies to outsource certain computing-intensive tasks to data centers owned by others and not worry about the cost of the computers or paying for electricity and other support costs.
Sun said its grid had 10,000 microprocessors in data centers in Texas, New Jersey, Virginia and Scotland, with more coming online this year. The company is working with pilot customers in the financial and oil industries, and it plans to make the service more widely available this spring.
I.B.M. has been selling remote computer services since 2003. Albert J. Bunshaft, I.B.M.'s vice president for sales and business development for grid computing, said the technology had helped many companies reduce costs.
By making a large number of computers available to solve a problem and distributing the workload, it can cut a task that once took months to a matter of days. But it is not used in critical jobs like transferring money to and from bank customers' accounts. Those are still handled by mainframes owned by the banks.Continue reading the main story
"It's not a technology that everyone will be using in every enterprise in the next six months," Mr. Bunshaft said. "It is a technology that provides breakthrough value in some very specific areas."Continue reading the main story


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(Bloomberg) -- buyers continued to shrug at economic statistics surprises this week, including in Australia and China, amid distortions led to by the pandemic.
Markets are reputedly inured to every so often eye-popping gyrations in everything from financial growth to jobs to retail earnings data, in the wake of months of social distancing and periodic lockdowns.© Bloomberg chinese language stocks resume develop after July retail statistics omit
The CSI 300 -- China's fairness benchmark -- drifted in short reduce earlier than rebounding again to a profit of 1.5% via the afternoon, whereas the yuan was little-changed Friday, after records showed a much less-than-anticipated 4.8% growth in industrial output in July, and an unexpected 1.1% contraction in retail income.
CONSTELLATION manufacturers, INC.
study extra: China's business-Led healing Continues but Retail Stays susceptible
On Thursday, the Australian dollar rose 0.1% in opposition t the greenback while the S&P/ASX 200 dropped 0.7% regardless of a robust July jobs file. The statistics confirmed employment expanding by way of 114,seven-hundred versus expectations of 30,000, and that the unemployment cost turned into lower than projected at 7.5%.
Strategists are also digging beneath the hood of fresh reviews reminiscent of U.S. jobless claims and inflation facts, warning that headline numbers may additionally no longer give the whole photograph. for example, John Mauldin, president at funding advisory company Mauldin solutions LLC, has previously mentioned that Covid-19 wrought "havoc" on employment data.
The fog of figures makes it even tougher to gauge the outlook for markets, after a rally in asset classes such as shares, gold, bonds -- even Bitcoin -- from March's pandemic-induced lows.
(Updates with chinese stocks benefit in third paragraph.)
For more articles like this, please discuss with us at bloomberg.com
©2020 Bloomberg L.P.


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Amazon Fire TV 4K Max goes sale today comes with Dolby Vision, Dolby Atmos, Wi-Fi 6 features in India for Rs 6499.
The Fire TV 4K stick has support 4K UHD, HDR 10. HDR 10+ in streaming comes with Alexa Voice Remote (3rd Gen), offers access to Google Play Store apps and Channels has Live View Pictures-in-Picture.
The Bluetooth 5.0 LE supports Bluetooth speakers, headphones, video games controllers, and HDMI ARC output. The Amazon Fire TV 4K Max is priced at Rs, 6,499 is for pre-order on Amazon. and the sale will begin shipped from October 7th.
Fire TV has millions of active users in India, who enjoy hours of content every day. With Fire TV Stick 4K Max has become the best-selling streaming media player will providing a faster experience and the last connectivity without slowing down your home Wi-Fi with the integration of the latest Wi-Fi 6.


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Bob Marsden started his new role as UK country manager at Bauformat at the beginning of September after six months of gardening leave.
He joins the German kitchen firm days before Germany’s famous Küchenmeile fair, where all the big kitchen brands showcase their new products and designs to the market.
Marsden, who previously worked for rival brand Nolte for six-and-a-half years, said: “Bauformat is a really nice company. It feels a little more relaxed than some of the German kitchen companies I have worked with. It’s tag line is: Bauformat – part of the kitchen family. And it really does feel like that. I can’t wait to get going.”
Being on gardening leave since the start of the year, the former UK country manager for Nolte, was hesitant about giving his opinion on how trading has been affected by uncertainty surrounding Brexit.
But he said that he’d been hearing that sales had been fairly flat this year, but whether London was to blame or other parts of the country were also being affected by fragile consumer confidence, was “difficult to know”.
“Perhaps if the media stopped talking us into a problem, things might be easier,” Marsden speculated, but said that Bauformat, like its competitors, would just have to “ride out the storm”.
He said that Bauformat was the fifth biggest kitchen brand in Germany, but its UK presence didn’t reflect that.
Marsden, who has been working in the industry since 1980, said he would focus on building his relationships with studios in the UK and take on rivals Häcker, Schüller and Rotpunkt and his former employer, Nolte, to boost brand awareness of Bauformat in the UK.


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Suzuki returned to draw attention to the world automotive enthusiasts after the patent sketches of their latest motorcycles circulating in cyberspace. From these patent drawings, allegedly the motorcycle is a GSX-R family series. However, there are important news of this latest patent sketches. Yes, Suzuki apparently also pinned the turbo device on the motorcycle.
As reported by Autoevolution on Monday, April 25, 2016, with the released of the patent sketches, of course the rumors that widely discussed about the latest figure of Suzuki motorcycle have been answered. In addition to Suzuki GSX-R turbocharger, also the previous rumors of a turbocharged Hayabusa.
|The Suzuki's patent drawings, allegedly the motorcycle is a GSX-R family series. (Picture from: http://adf.ly/1ZoRlh)|
Here are several patent sketches of Suzuki's new motorcycle. (All pictures taken from: http://adf.ly/1ZoRlh)
Although it's difficult to say how much realistic the Suzuki was, to be launching the motorcycle in the near future, but of a reliable source stated that the motorcycles will be on display in this year. Possibly, the newest Suzuki motorcycles will be exhibited at the Intermot event or upcoming EICMA.
|It's not the first time when Suzuki and turbochargers are in the same sentence, especially considering that Hamamatsu unveiled the Recursion 600 cc forced-induction concept years ago. (Picture from: http://adf.ly/1ZoSl4)|
After Kawasaki spawned the two motorcycles mentioned above, the public and manufacturers today is seeing if there is the potential and the benefits to be gained from the motorcycle which is equipped with a turbocharger. Moreover, with stringent emission regulations in a few years in a number of countries, would make the motorcycle manufacturers were forced to find a surefire method to maintain the strength and character of their engines and shall comply with the pollution standards.
That's what causes the Supercharging and Turbocharging will now be considered as a new refresher that will offer the savagery of power while remaining environmentally friendly. The trend is predicted to continue prevails in the future. *** [EKA | FROM VARIOUS SOURCES | AUTOEVOLUTION]
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Windows 11 may soon make it way to the cloud in a bid to reach a larger user base, according to private internal documents recently made public in Microsoft’s continuing legal battle with the Federal Trade Commission over its acquisition of Activision Blizzard.
Despite the fact that Microsoft already provides a cloud-based service called Windows 365 for enterprises, these documents suggest that the company is thinking about making this option available to consumers. This implies that it’s possible that people will be able to stream and use Windows 11 on any personal device they possess in the not too distant future.
This development is clearly mentioned in the paper, which was spotted by spotted by Windows Central, on page 30 of the digital PDF. Microsoft defines its objectives for the fiscal year 2022 in the “Modern Life strategy and priorities” section, one of which is to broaden the appeal of cloud PCs by utilizing Windows 365. On page 39, the company goes into greater detail about its plan to use Windows 365 to make it possible to stream the entire Windows operating system from the cloud to any device.
Microsoft’s desire to combine “the power of the cloud and client” to improve AI-driven services and enable seamless mobility of customers’ digital experiences is particularly intriguing.
The integrations within Windows 11’s taskbar and the capability to quickly switch between local and cloud-based Windows PCs after authenticating onto a physical Windows computer are examples of the innovations already made possible by Windows 365.
The software maker has made significant investments in cloud computing for a significant amount of time and has had outstanding success in this area. Customers can already play Xbox Cloud Gaming through it, and over time, applications like Microsoft Office have completely moved to the cloud. So it makes sense to incorporate Windows into this field as well. It’s important to note that this is not the first time the idea of a Windows cloud has been brought up.
Windows Central’s Zac Bowden previously discovered internal docs indicating potential features for a consumer version of Windows 365, including a rumored monthly fee of $10 and the ability for parents to access their child’s cloud PC session. It is crucial to note, however, that none of these specifics have been formalized, and they remain speculative rumors at this time.


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The mobile phone users will be able to verify their mobile numbers through Aadhar without having to visit the stores of telecom companies from January 1, 2018. The foreign nationals who don’t have an Aadhar number do not have the option to get their mobile numbers verified can do so by visiting their telecom company’s outlets. Such people have to submit their passport details, the department of telecom (DoT) told. A representative from the respective telecom company can also visit the subscriber for mobile number verification.
Mobile Number Reverification for NRIs and Senior citizens
The Department of Telecom has directed the telecom companies to re-verify the mobile numbers of NRIs (Non-Resident Indians) and senior citizens who don’t have an Aadhar card. People who have their mobile numbers registered with Aadhar can use 14546 as an IVRS helpline number to generate a one-time password and get their mobile numbers re-verified.
The telecom companies have to make sure that the NRIs and senior citizens should have their mobile numbers re-verified through alternative methods by January 1, 2018. Department of telecom has laid the procedure for telecom companies for online re-verification. DoT does not allow telcos to use electronic CAFs (Customer Application Forms) for the online verification process.
DoT Introduces New Process For Mobile Number Reverification
The clear instructions from DoT will enable the telecom companies to frame the processes and start the process of online re-verification from January 2018. For example, telecos will need to create an online portal or webpage, especially for the NRI customers. DoT has also listened to the demand of telcos to extend the implementation of the mandatory process for four to six weeks.
The Cellular Operators Association of India said that they are looking to implement the process defined by the DoT. The Supreme Court has directed the Department of Telecom to re-verify all the mobile numbers latest by February 6, 2018. It is tough for telcos to meet the deadline within a month. The process can be fastened if new methods are used for verification.
Mobile phone user will not be required to visit the telecom outlets from December 1 after the DoT introduced new methods of re-verification. Using OTPs (One time password) through SMS, IVRS and through mobile apps of telcos are the three new methods to be used for verification.