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In response to the immediate and essential need for small businesses to establish an online retail presence, the Sierra SBDC is excited to support the launch of Ready Set Pivot: Bringing Nevada County Small Businesses Online. This course is primarily geared toward local brick-and-mortar retailers who understand that adding online sales is critical to business operations going forward.
In partnership with many organizations and led by Robert Trent, Sierra SBDC advisor and executive director of Sierra Commons, the course is a five-part, one-week series to get your business online and making sales by June 1st.
The declared COVID-19 disaster and subsequent shelter in place orders in California have created a significant need for businesses to react and pivot. We have seen our small retailers and restaurants swiftly adjust business models, dig deep for cash reserves, make difficult decisions regarding staffing, apply for disaster-related loans, negotiate with vendors and landlords, and make big changes in order to survive. Although our counties are working towards reopening, the small business landscape is going to be impacted for months to come.
In light of the changes ahead, it is critical for small businesses, especially retailers and storefronts, to make e-commerce accessible to their clients. With curbside pickup, possible limitations on in-store shopping, and events delayed, now more than ever it is imperative that small businesses are able to showcase their goods online, keep inventory updated, and implement online sales.
Sierra SBDC is proud to support the efforts of Rebound Nevada County and the Ready Set Pivot workshops. Classes are online and start May 18th, and registration is required! The ambitious goal of the project is to help 50 Nevada County businesses launch revenue-generating online stores by June 1.
Rebound Nevada County is a collaborative group including the Sierra Small Business Development Center (SBDC), Nevada City and Grass Valley Chambers, the cities of Nevada and Grass Valley, Sierra Commons, Grass Valley Downtown Association, Nevada City Film Festival, Bear Yuba Land Trust, Miners Foundry Cultural Center, Nevada County Arts Council, Nevada County Economic Resource Council (ERC), and Sierra Business Council.
I have seen a tremendous amount of innovation, support, and capacity across all cities and counties as each one responds to the COVID pandemic and prioritizes broadband connectivity and affordability on behalf of their residents, businesses, and anchor institutions. There are several opportunities in 2021 to keep an eye on as we work together to bridge the digital divide. Here’s what’s going on at the county, regional, state, and federal levels.
I know I am not the only one glad to leave 2020 in the dust. At Sierra Business Council we talk a lot about turning challenges into opportunities, about implementing actionable steps that don’t just temporarily solve one-off problems but offer alternative ways of doing business, interacting with the environment, and existing in the Sierra to eradicate what causes those problems in the first place. As an organization, we’re proactive rather than reactive, and our goal is to build a region that is as well.
No one saw 2020 coming, though. Over the course of the last year, everyone has been asked to react to the unexpected, the unimaginable.
As we gear up for the holidays, we’ve been hearing a familiar refrain: Shop Local. The value of supporting local businesses is well established: money spent locally supports a friend or neighbor’s job, charities and youth activities, and thriving downtown districts. The same is true for supporting local non-profits; your investment will be returned directly to the community. But this year, shopping local — let’s call it spending local — means even more.
September is fast approaching, and with it, the six-month mark since the global pandemic brought closures, shelter-in-place orders, and other devastating economic consequences to our Sierra communities and small-business based economies. These are unprecedented times and immense challenges are still to come for small businesses that have already weathered so much uncertainty.
In October of 2018, Sierra Business Council was awarded the role of program administrator for the Martis Fund’s Homebuyer Down Payment Assistance Program (DPAP). This program provides down payment assistance for median income Tahoe/Truckee locals hoping to purchase a home in the region.


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Millions of people around the world are now committed to their homes today to help limit the spread of Corona virus after several countries have implemented home bans, and we have heard that many people have resorted to video games to spend their time at home.
From here several companies decided to offer free offers to players to help them in these circumstances and alleviate them, today Square Square decided to initiate the granting of the game Tomb Raider, which was issued in 2013 with the game of Temple of Osiris for players for free and said via Twitter that it will provide gifts to help players in these conditions under an initiative called ” Stay home and play. ”
Of course, those who wish you can get Tomb Raider game via Steam from this link and all you have to add to your games library on the platform and then you will keep it forever. The offer is valid until March 23 , so hurry and take advantage of the offer.
We remember that there are other games offers that will be granted free of charge to Steam players, including Goat of Duty.

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Accidentally embarrassing spam faux pas? All the cool corporations are doing it these days. A week or so after The New York Times sent out an email about cancelled home delivery that was supposed to go out to 300 people and instead went out to 8 million, Amazon committed its own spamming PR debacle.
As AllThingsD reports, Amazon had to issue an apology last night to Kindle owners who received a notice about automatic enrollment for a subscription to something called the Kindle Compass that: 1. they didn’t sign up for and 2. “would automatically continue at the monthly subscription rate” if they did nothing. Nothing like hearing that the mere act of going about your day as usual now comes with a mysterious additional fee. Read More


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According to the organisers, the most notable among these agreements were:
- A joint venture between Neom and Tabuk Fisheries Company - one of the Middle East’s leading finfish farmers and supports extensive land-based and inshore aquaculture research.
- An MoU between Topian - the company responsible for food production in Neom - and Pure Salmon, to build a land-based salmon RAS in the Kingdom.
- An MOU between Topian and the National Livestock & Fisheries Development Program, with a focus on research and technological development, sustainable aquaculture practices in the Red Sea, and establishing a national seafood market.
- An MOU between Topian and the National Aquaculture Group (NAQUA), Saudi’s largest shrimp producer, and one of the world’s fastest growing multi-species farming companies.
Over the past year, fishery production in the Kingdom surpassed 70,000 tonnes, while aquaculture production grew to 140,000 tonnes. Through initiatives led by the country’s National Livestock & Fisheries Development Program, the country now aims to reach 600,000 tonnes of seafood production by 2030, to increase food security and seafood exports.
Ammar Al Ziter, CEO of City Events, said that exhibition helped to put the country on the international stage, and noted that plans are underway to attract more international exhibitors in the upcoming editions. SIMEC invites companies from around the world involved in the aquaculture and fisheries sector to attend the next edition, in 2025.
“With major collaborative signings, seafood cooking contests and specialized workshops covering aquaculture technologies, algae production, and key investment opportunities in the Kingdom, the exhibition achieved resounding success, drawing significant attention from both local and international participants,” said Al Ziter, in a press release.
James Sibley, a digital seafood digital media creator from the United States, who attended SIMEC this year added: “The opportunities for unique, sustainable and successful aquaculture in Saudi Arabia are incredible. The industry is burgeoning here with growth and excitement that’s hard to find anywhere else. The Kingdom’s involvement of international experts and collaborating firms is set to build one of the world’s most robust aquaculture industries. I’ve always said that collaboration is key with aquaculture, and Saudi Arabia is doing just that.”


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Tuesday Morning Corp. CEO Michael Rouleau has established what he calls an “aggressive set of priorities” to execute the second phase of a turnaround for the closeout retailer.
“While we have made turnaround progress this quarter, I just know how much better we can be,” he said during the company's second-quarter earnings call Thursday.
The Dallas-based retailer posted a $17.7 million profit on $285.8 million in sales, compared to the $21.5 million dollar loss on $285.3 million in sales it reported in the same quarter last year.
Rouleau outlined seven key initiatives he’s planning to implement over the next six months:
- continuing to increase the quality of store merchandise
- executing a successful transition of replacing previously stocked goods with higher-quality products
- reducing clearance items
- increasing disciplined seasonal buying to cut back on overstocked inventory
- relocating stores to areas more likely to increase sales
- increasing the efficiency and effectiveness of supply-chain distribution and transportation
- continuing to limit circulars to four pages
Tuesday Morning's (NASDAQ: TUES) strategy is expected to result in higher sales, higher profit and increased traffic, making up for ground the company recently lost.
The struggling retailer lost $56.4 million and went through four CEOs since 2012.
Rouleau’s goals moving forward are within reach, according to Seth Sigman, analyst with financial firm Credit Suisse.
“They have a handle on some of the legacy issues,” Sigman said. “We’ve started to see some signs that those efforts should bear some fruit over the next year or so.”
And the signs point due north.
In 2013, Tuesday Morning opened four stores, closed 28 and relocated 18. In its second quarter, it opened one store, closed two and relocated one. The goal: move stores out of poor-performing and undersized shops and into potentially more fruitful locations.
While the real estate costs have increased, the strategy is generating positive results, according to Rouleau. The 18 stores that were relocated in 2013 have produced a sales increase in excess of 50 percent, he said.
The bottom line, according to Sigman, is that the retailer needs to improve its same-store sales in its core categories to win back its customer base.
While Rouleau, who also helped turnaround Michaels Stores, still has some hills to climb, he’s on the right path, according to Sigman.
“He’s done a great job of identifying some of the key issues ... and he’s laid out very clear strategies and continued to bring in a strong team to support that,” Sigman said. “Management-driven turnarounds have historically driven the best shareholder returns. It’s one of the reasons we’ve had a favorable view on this story.”


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International gym chain Planet Fitness is offering teens a chance to get in shape for free this summer.
From now through August 31, teens aged 14 to 19 can enjoy all the benefits of a Planet Fitness membership for free with the High School Summer Pass.
Planet Fitness is an international gym chain with over 2,000 locations, most of them within the U.S. It offers a wide selection of free weights, cardio machines, weight machines and yoga equipment.
Teens can sign up for the summer pass online by searching for their zip code or in person at a local Planet Fitness. Those 18 and older can sign up themselves, while teens under 18 require a parent or guardian to sign up. For parents who want to stay involved, Planet Fitness offers a free one-day pass to adults whose kids have signed up for a free summer pass.
Once signed up, teens will have to download the Planet Fitness app from the App Store or Google Play to receive a Summer Pass digital key tag required to enter Planet Fitness gyms.
The High School Summer Pass isn’t just offering a free way for teens to work out, either. Anyone who signs up for the pass will be entered to win a $500 scholarship, with one scholarship being awarded per state.
Any teenager who enrolls in the pass will also be entered to win a $5,000 scholarship awarded to just one student nationwide.
This story was originally published June 8, 2022 2:16 PM.


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A Barclays report on wealthy individuals worldwide notes that 47 percent of rich Chinese intend to move abroad in the next five years
More than a third of Americans are obese, but new pharmaceutical treatments have been slow to take off. Will Contrave figure out how to sell weight-loss drugs in the U.S.?
New data from the CDC show the increase in overdose deaths among whites far outpaced those among other races
The Android One starts at about $105
Calpers thinks hedge funds are too expensive and basically more trouble than they're worth. Could this be the start of a trend?
A business card with a brain can be customized for different recipients
"It's so much more than just a soda for many of us," says Evan Carr, the 26-year-old founder of the Surge Movement
Jeff Brines climbed 1 million vertical feet last year while keeping his day job. Now he's challenging young people to make their own extracurricular odysseys
A report finds high default rates on franchise loans
What it does: Web hosting
Founder: John Xie, 21
Based: New York
Shanghai-born entrepreneur John Xie emigrated to New York with his family in 1998 and started Cirtex in 2003, when he was 13. At first the business resold Web hosting services and collected payment through PayPal. As Web hosting became a more competitive business, Xie, who managed the business himself through high school, expanded. He added video hosting services and more sophisticated types of hosting for businesses—virtual private servers and dedicated servers. By 2007, when Xie headed to Babson College to study entrepreneurship, Cirtex had about 500 clients; it now has more than 10,000 that are supported by 25 employees in the U.S., Canada, India, and Brazil. Customers range from individuals who pay $2.50 per month for basic website hosting to businesses that pay more than $1,000 per month for a managed dedicated server. "Old customers keep referring new customers to us," says Xie. The company has servers in Clifton, N.J. and Chicago. It plans to expand into Europe and Asia next year to keep up with demand. Xie says Cirtex had $1.3 million in revenue in 2009 and expects $2 million this year. —VW


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Ten years ago, cryptocurrency was a niche concern that most people ignored. Now, everyone is angling for a bite of the cake. Governments are thinking of ways to impose regulations and tax the industry. Venture capital has plowed in billions of dollars in expectations of big returns down the line. Various big and small outlets have added crypto to their payment systems.
Colleges and universities have also got in on the act, as crypto continues to grow in recognition and acceptance. For a long time, the involvement of educational institutions in crypto wasn't always salutary. Criminal organizations that attacked school networks often demanded that the universities pay the ransom in crypto. In many instances, the affected schools complied to get their networks restored quickly.
Now, this is changing. With better security protocols in place to protect schools from crypto-demanding hackers, attention has turned to the more positive roles and uses of blockchain technology in education.
In this article, we outline several ways crypto and blockchain technology is transforming interactions between universities and students and donors.
It is worthwhile to situate the growing use of crypto in schools within the overall social trend. In recent years, crypto adoption has grown among the public, with the largest segment of new converts being young consumers. According to a CNBC report, 20% of US consumers have used cryptocurrency in some form. Another report by Ypulse found that 28% of the 13-39 age demographic have bought at least one crypto token. A sister report discovered that interest among that age group in non fungible tokens or NFTs peaked at 38%.
This increased attention to crypto isn't reflected in the industry's financial standing at the moment. Because of the global recession and implosion of some big players, the total capitalization of cryptocurrencies has shrinked from a peak of $3 trillion in November 2021 to just over $800 billion one year later.
Given the current gloomy climate, one might wonder why universities would want to have anything to do with crypto. Yet, research has clearly shown that tertiary colleges continue to utilize the technology in ways that benefit them. Let's look at 3 of these ways.
Schools and colleges are getting more flexible in tuition payment options for local and international students. Some have included cryptocurrency in their list of accepted mediums of payment. Lucerne University of Applied Sciences in Switzerland has been accepting bitcoin for tuition payments since 2017. Bentley University, a private school in Massachusetts has partnered with cryptocurrency exchange Coinbase to accept tuition payments in bitcoin, ethereum and USD Coin.
Some universities restrict cryptocurrency payments for tuition to certain courses, perhaps as a test run for a schoolwide implementation. The Wharton School of the University of Pennsylvania stated that enrollees to its education online certificate program in Economics of Blockchain and Digital Assets can pay program fees with cryptocurrency.
These schools recognize that paying tuition with crypto is easier, faster and cheaper compared to traditional payment methods. And as school admissions become more diverse because of the upsurge in international applications, cryptocurrency is an inexpensive method to democratize payments. By letting non-local students pay using bitcoin, universities can receive payments on time and avoid the multi-day delays synonymous with cross-border payments.
Cryptocurrency is very volatile and universities must find solutions that safeguard the value of tuition received via digital currency. Each crypto-accepting institution deals with this differently. Some, like the University of Nicosia in Cyprus, immediately change the crypto into fiat.
As crypto adoption among schools keeps growing, one imagines consensus will gravitate towards a more stable cryptocurrency like USD Coin (USDC) as the cryptocurrency of choice for tuition payments.
More and more gifts and donations are being paid in digital currency, not just to universities, but to donation-eligible organizations at large. Fidelity Charitable, the largest grant-maker in the US, received $331m in cryptocurrency donations.
Cryptocurrency gifts to universities have continued to grow since Blockchain.com founder Nicholas Cary made a donation of 14.5 bitcoin to the University of Puget Sound, his alma mater, in 2014. In 2018, the developers of the cryptocurrency EOS donated $3m worth of the coin to Virginia Tech, to aid in blockchain teaching and research.
Ripple co-founder Larsen and his wife Lyna Lam went even further in 2019. They donated $25m in XRD, Ripple's native token, to San Francisco State University. Also in 2019, Nikolai Mushegian donated $4.2m in Maker (MKR) tokens to Carnegie Mellon University. Vitalik Buterin, perhaps the most significant figure in decentralized finance and the co-founder of the Ethereum blockchain, gave away $9.4m in cryptocurrency donations in November 2022. The money, donated to the University of Maryland, will help to fund research in public health.
Not every donation to colleges and universities come with a name tag. Some donors choose to remain unidentified. For example, in 2021 the Wharton School of the University of Pennsylvania received an anonymous donation in bitcoin worth $5m.
Cryptocurrency opens up an additional avenue for universities to receive gifts. It also makes it easy for donors to donate their digital assets without having to first convert it to digital cash. Plus, reticent members of the public can easily and directly support their favorite educational institutions while maintaining their privacy. Hence, some schools have published instructions on their websites for those who wish to donate with digital tokens.
Non-fungible tokens, or NFTs, are a class of blockchain tokens that stand for real-world artifacts. They are unique identifiers that cannot be replicated, divided or copied. Universities are leveraging this newfangled phenomenon to foster closer ties with alumni or generate funds for research.
The University of California, Berkeley created headlines in June 2022 when it auctioned an NFT for $50,000, with the proceeds going to immunology research. The NFT was inspired by the research of James Allison, a respected immunologist and winner of the 2018 Nobel Prize in physiology or medicine. The school continues to explore other avenues for NFTs.
Institutions that wish to leverage NFTs have no shortage of inspirations to use or history to mine. In August 2022, the University of Miami minted an NFT of the school's football team's 1989 championship win for $10,000. The school has a website where it lists NFTs commemorating the institution's various sporting successes.
Some universities have gone the extra mile to make NFTs more attractive by doing a tie-in with real-world perks like VIP seating at events. Others like Harvard University made it a badge of academic accomplishment. The school announced in May 2022 that each graduate of Harvard College will get a commemorative NFT. Duke University, meanwhile, offers NFT certificates to students who complete a blockchain technology course.
The blockchain revolution is alive and well despite the recent downturn and universities are taking advantage wherever they can. In accepting tuition and donations and making creative use of non-fungible tokens, universities are showing the rest of the world the real-world possibilities of crypto adoption.
As we stand at the precipice of technological advancement, cryptocurrencies are unequivocally shaping the future of finance, trade, and commerce. The decentralization, transparency, and resilience that cryptocurrencies offer are leading us towards a new era of digital economy, filled with unprecedented possibilities. Yet, as with any nascent industry, the cryptocurrency market faces its own set of challenges and uncertainties. Among these, regulation and market trends form the crux of discussions and debates within the crypto sphere.
In this rapidly changing environment, understanding the existing regulatory frameworks, predicting future trends, and identifying emerging market dynamics are no longer optional, but a necessity for any investor, entrepreneur, or crypto enthusiast.
In this article, we will unravel the complexity of cryptocurrency market regulations and explore the key trends predicted to shape the industry by 2025.
Before we dive into the future, it's crucial to understand the current state of cryptocurrency regulations worldwide. This will provide a necessary context to appreciate the changes that may be on the horizon.
Regulations around cryptocurrencies differ widely from country to country, reflecting a spectrum of attitudes and approaches. Some jurisdictions have embraced the innovative potential of cryptocurrencies and blockchain technology, establishing friendly regulatory environments that foster growth and innovation. Conversely, others have taken a more cautious stance, imposing strict regulations or outright bans due to concerns about financial stability, security, and societal impact.
Key aspects that are typically regulated include Initial Coin Offerings (ICOs), crypto exchanges, digital wallets, and tax implications. More recently, DeFi (Decentralized Finance) and NFTs (Non-Fungible Tokens) have also been coming under the regulatory lens.
Regulators are grappling with issues such as protecting investors from scams and fraudulent schemes, maintaining financial stability, preventing money laundering and illicit activities, and safeguarding data privacy and security. The challenges arise from the fact that cryptocurrencies operate on a decentralized network, making them fundamentally different from traditional financial systems. As such, new, innovative approaches to regulation are needed.
It is also important to note that the regulatory environment is continually evolving. Many countries are in the process of developing or updating their regulations as they gain more understanding of cryptocurrencies and their potential impact. The stance of significant jurisdictions, like the US, EU, and China, also has a profound influence on global trends.
As we look to the future, several critical trends are expected to shape the cryptocurrency market and its regulatory landscape by 2025. Let's explore these anticipated developments:
By recognizing these trends, both investors and regulators can prepare for the changing landscape and ensure they are ready to adapt to the future of cryptocurrency regulations.
The relationship between regulation and market trends in the cryptocurrency industry is dynamic and symbiotic. Changes in regulations often influence market trends, while emerging market trends can shape regulatory approaches. This interplay can be seen through the following:
The interplay between regulation and market trends is a delicate balance: effective regulation can foster market integrity, investor protection, and financial stability, while supporting innovation and market growth. At the same time, market trends can guide regulators in adapting and refining their approach to address emerging risks and opportunities.
As we navigate the future of cryptocurrency market regulation and anticipate upcoming trends, it becomes increasingly evident that partnering with experienced crypto players and leveraging off-the-shelf solutions is a prudent choice for entrepreneurs and investors.
The evolving regulatory landscape presents both challenges and opportunities. Compliance with regulatory requirements is paramount to ensure the legitimacy, security, and long-term viability of cryptocurrency businesses. Choosing a reputable partner with a deep understanding of the regulatory landscape and the necessary licenses can provide a competitive edge and instill confidence in stakeholders.
Kyrrex stands out as a reliable partner in the crypto industry, offering a White Label solution that combines regulatory compliance with technical expertise. With its regulatory licenses and proven track record, Kyrrex provides entrepreneurs and investors with the necessary tools, support, and guidance to navigate the complex regulatory environment.
By opting for a White Label solution from experienced players like Kyrrex, entrepreneurs can focus on their core business operations while benefiting from a comprehensive and customizable platform that adheres to regulatory standards. This allows for a faster time to market and minimizes the complexities associated with developing an OTC platform from scratch
Cryptocurrencies have taken the world by storm, revolutionizing the way we perceive money and conduct transactions. But what exactly are these digital assets, and how can we harness their power for financial gain? In this comprehensive guide, we’ll explore the ins and outs of cryptocurrencies, from understanding their underlying technology to buying, selling, and safeguarding your digital assets, with a focus on crypto.
We’ll delve into the world of Bitcoin and altcoins, introduce you to the concept of blockchain technology and its applications, and provide insights into the best practices for trading, earning rewards, and securing your digital wealth in the crypto sphere. So let’s embark on this fascinating journey and unlock the true potential of cryptocurrencies!
Cryptocurrencies are digital assets that use cryptography to ensure secure transactions and protect transaction data. They come in various forms, including the pioneer Bitcoin and an array of alternative cryptocurrencies, or altcoins, such as solar power, wind power, and geothermal energy. These digital currencies offer a plethora of advantages, including secure transactions, decentralization, and the ability to earn rewards through staking or participating in network activities.
However, the world of cryptocurrencies is not without challenges. For instance, some aspects of cryptocurrency usage, such as geothermal energy extraction, can raise environmental concerns and require stringent oversight, especially in developing countries where the energy is produced.
Despite these obstacles, the growing popularity and adoption of cryptocurrencies continue to reshape the financial landscape and pave the way for a more decentralized and secure future.
Created by the enigmatic Satoshi Nakamoto in 2009, Bitcoin is the first and most well-known cryptocurrency. It serves as a digital alternative to traditional currencies, harnessing the power of blockchain technology to enable secure and decentralized transactions. As a new cryptocurrency at the time, Bitcoin has not only revolutionized the perception of money, but also spawned a novel asset class for investors, attracting the attention of businesses and organizations around the world.
As the trailblazer in the realm of cryptocurrencies, Bitcoin paved the way for a plethora of altcoins that followed in its footsteps, each with its unique features and use cases. Yet, despite the ever-growing number of digital currencies, Bitcoin remains the most popular and valuable, standing as a testament to the transformative power of blockchain technology and the potential it holds for the future of finance.
After the advent of Bitcoin, a diverse array of alternative cryptocurrencies, or altcoins, emerged, offering new features, use cases, and technologies. Some altcoins, for example, focus on providing enhanced privacy features, guaranteeing that only you have access to your transaction data. Others are designed for micropayments or small amounts of transactions, catering to specific market needs.
Altcoins such as:
They have carved their niches in the crypto ecosystem, each with its own distinct consensus mechanisms and applications. They can be utilized for various purposes, including payments, remittances, and decentralized finance (DeFi). As the crypto landscape continues to evolve, these altcoins, alongside Bitcoin, are likely to play a significant role in shaping the future of digital finance.
To buy and sell cryptocurrencies, you need to navigate the world of exchanges - platforms that facilitate trading and conversion between fiat currencies and cryptocurrencies. Exchanges are regulated entities, such as Crypto.com, which is licensed as a Class 3 Virtual Financial Assets Service Provider by the Malta Financial Services Authority. These trading platforms not only allow you to purchase digital assets like Bitcoin, Ethereum, and stablecoins, but also offer various services, including order execution and custodian or nominee services.
Navigating the world of crypto exchanges can be daunting for newcomers, but understanding their features and functions is key to unlocking your digital assets’ potential. In the following sections, we’ll explore the different types of exchanges, their offerings, and how to convert your fiat currency into cryptocurrency.
Cryptocurrency exchanges are platforms that enable customers to trade digital currencies for other assets, operating similarly to stock exchanges. There are three primary types of exchanges:
Exchanges offer a variety of features, such as:
However, it’s essential to weigh the pros and cons of each exchange, as they can be susceptible to hacking and may impose high fees for trading.
Fiat-to-crypto conversion is the process of exchanging traditional currency (fiat) for cryptocurrency, typically carried out through a fiat-to-crypto exchange platform. These platforms enable users to convert fiat currencies like USD, EUR, and GBP into cryptocurrencies such as Bitcoin, Ethereum, and Litecoin.
The process is relatively straightforward.
Although fees for conversion typically range from 0.50% to 2%, it’s essential to thoroughly investigate the exchange platform you intend to use to ensure its security and trustworthiness. Moreover, it’s vital to use a secure wallet to store your cryptocurrency once you’ve acquired it. By following these guidelines, you can safely convert your fiat currency into digital assets and start exploring the world of cryptocurrencies.
Earning rewards with crypto can be an attractive prospect for many, as it provides the opportunity to generate passive income and explore new financial avenues. By staking or lending cryptocurrencies, users can earn rewards in the form of additional cryptocurrency or interest. With the potential to receive up to 10% in annual rewards when investing in crypto, it’s no wonder that more and more people are drawn to this burgeoning market.
In the following sections, we’ll delve deeper into the world of staking and lending, discussing the processes, benefits, and risks involved in earning rewards with crypto. Whether you’re a seasoned investor or a curious newcomer, understanding these concepts can open up new doors to financial growth and prosperity.
Staking is the process of locking up a certain amount of cryptocurrency to support the network, with the potential to receive rewards in return. It has emerged as a popular method of generating passive income in the crypto sphere, allowing users to earn interest or rewards by holding a specific cryptocurrency in a wallet to support the network’s operations.
Staking comes with its fair share of benefits, such as the opportunity to generate passive income and contribute to the network’s security. However, it also carries some risks, such as the possibility of not receiving rewards or the fluctuation of the cryptocurrency’s value. By carefully assessing the various staking options available and understanding the risks associated with each, you can make informed decisions and potentially grow your digital wealth.
Lending and borrowing in the crypto space offer unique opportunities for users to earn interest on their assets or borrow funds using their crypto holdings as collateral. Enabled by decentralized finance (DeFi) protocols, these financial services allow users to lend their crypto assets to others in return for interest or borrow funds by using their crypto holdings as collateral.
The primary benefits of lending and borrowing in the crypto space include the ability to accrue interest on crypto assets, access liquidity, and potentially amplify returns. However, these financial opportunities also come with risks, such as default risk, market volatility risk, and platform failure risk.
By carefully weighing the potential rewards against the risks, you can make informed decisions and explore new financial opportunities in the world of crypto.
Blockchain technology lies at the heart of cryptocurrencies, serving as the foundation upon which they are built. This innovative technology provides:
Understanding the principles of blockchain technology and its various facets can give you a deeper appreciation of the potential that cryptocurrencies hold.
In the next sections, we’ll explore the key features of blockchain technology, such as decentralization and security, as well as delve into the world of smart contracts and DApps. By gaining a solid understanding of these concepts, you’ll be better equipped to navigate the ever-evolving landscape of cryptocurrencies and tap into their full potential.
Decentralization and security are integral features of blockchain technology, working hand in hand to ensure that transactions are transparent, tamper-proof, and not controlled by a single entity. Decentralization refers to the dispersal of authority, power, and decision-making away from a central governing body, which is a core principle of blockchain technology and cryptocurrencies.
This decentralized nature not only allows for greater transparency and control over transactions, but also contributes to enhanced security. Blockchain networks rely on cryptography to secure transaction data and protect it from unauthorized access, making them inherently more secure than traditional financial systems.
By understanding the relationship between decentralization and security, you can better appreciate the unique advantages that blockchain technology brings to the table.
Smart contracts and DApps are programmable applications built on blockchain platforms like Ethereum, which enable a wide array of use cases, such as decentralized finance, gaming, and supply chain management. Smart contracts are self-executing contracts with the terms of the agreement between buyer and seller encoded in lines of code, allowing for the automation of various processes and the elimination of intermediaries.
DApps, on the other hand, are decentralized applications built on top of blockchain platforms that provide users with a range of services and functionalities without the need for a centralized authority. Some examples of DApps include:
The possibilities for DApps are virtually limitless, even for a company looking to explore this technology.
As the world of blockchain technology continues to expand and evolve, smart contracts and DApps are poised to play an increasingly important role in shaping the future of digital finance.
As cryptocurrencies continue to gain traction, their adoption and use cases are growing exponentially. Some of the key use cases of cryptocurrencies include:
The versatility and potential of cryptocurrencies are becoming increasingly apparent. With the Global Crypto Adoption Index providing insights into the countries leading the charge in embracing digital currencies, it’s clear that the future of finance is being shaped by these innovative digital assets.
In the following sections, we’ll delve into the various use cases of cryptocurrencies, exploring their applications in payments, remittances, and decentralized finance. By understanding the wide range of possibilities that cryptocurrencies offer, you can better appreciate their potential impact on the world of finance and beyond.
Cryptocurrencies offer a faster, cheaper, and more secure alternative to traditional payment methods, making them an attractive option for individuals and businesses alike. By using a digital wallet, users can send and receive payments in the form of cryptocurrencies, all without the need for intermediaries or exorbitant fees.
Similarly, remittances with cryptocurrencies offer a more efficient and cost-effective way to transfer funds across borders. Users can leverage their digital wallets to send money to recipients in different countries, who can then receive the funds in their local currency. By bypassing traditional banking systems and their high fees, cryptocurrencies are revolutionizing the way we conduct transactions and send money across the globe.
Decentralized finance, or DeFi, is a rapidly growing sector within the crypto space that leverages blockchain technology to offer a wide range of financial services without the need for intermediaries. By eliminating the need for traditional financial institutions, DeFi protocols enable users to access services such as lending, borrowing, and trading in a trustless, permissionless, and open environment.
The advantages of DeFi include increased access to financial services, reduced costs, and greater transparency. However, as with any nascent technology, there are risks associated with DeFi, such as potential smart contract bugs, lack of regulation, and the possibility of malicious actors exploiting the system.
By carefully navigating the DeFi landscape and understanding its potential rewards and risks, users can unlock new financial opportunities and shape the future of digital finance.
As the world of cryptocurrencies continues to grow and evolve, safeguarding your digital assets becomes increasingly important. Wallets, which are digital storage solutions for cryptocurrencies, provide secure storage by encrypting private keys used to access your assets. Additionally, adhering to best practices for crypto security, such as using strong passwords and enabling two-factor authentication, can further protect your digital wealth from theft and loss.
In the following sections, we’ll explore the various types of wallets available for securely storing and managing your cryptocurrencies, as well as discuss best practices for ensuring the security of your digital assets. By taking the necessary precautions and staying informed, you can safeguard your investments and enjoy the full potential of cryptocurrencies with peace of mind.
Wallets are essential tools for securely storing and managing your cryptocurrencies, ranging from hardware wallets to mobile and desktop applications. These wallets store users’ public and private keys, providing an interface for managing crypto balances. Different types of wallets cater to varying needs, with hardware wallets being the most secure option, while software wallets offer greater convenience for everyday use.
To ensure the security of your digital wealth, it’s crucial to adhere to recommended practices for wallet usage, such as using strong passwords, enabling two-factor authentication (2FA) when available, and never sharing your private keys. By following these guidelines and choosing a reliable wallet, you can protect your crypto assets and rest assured knowing that your investments are secure.
Protecting your digital assets is of utmost importance in the world of cryptocurrencies. Some best practices for crypto security include using strong passwords, enabling two-factor authentication (2FA), and keeping your private keys safe. Strong passwords can help safeguard your digital assets from theft and loss, while 2FA adds an additional layer of security to your account.
Moreover, ensuring the safekeeping of your private keys is crucial, as these keys grant access to your digital assets. By adhering to these best practices and staying vigilant, you can protect your investments and ensure the security of your digital wealth in the ever-evolving world of cryptocurrencies.
In this comprehensive guide, we’ve explored the fascinating world of cryptocurrencies, delving into their underlying technology, the process of buying and selling, earning rewards, and safeguarding your digital assets. As we’ve seen, cryptocurrencies offer a wealth of opportunities for investors and users alike, from secure transactions and passive income to the potential for reshaping the future of finance.
As the adoption of cryptocurrencies continues to rise, understanding their intricacies and nuances becomes increasingly important. By staying informed and embracing the possibilities that cryptocurrencies offer, you can unlock new financial opportunities and boldly navigate the emerging digital landscape.
Cryptocurrency is an extremely high risk investment, so it’s important to go into it with your eyes open. Don’t invest unless you’re prepared to lose all the money, as prices can plunge at any time.
For a safe, yet lucrative crypto investment, experts generally recommend allocating 5-30% of your investment capital per month.
It is wise to stick within the range of 15-50% for optimal returns.
Cryptocurrencies remain high-risk investments due to their volatility and lack of regulation. Exchanges, wallets, and other platforms handling crypto assets could become bankrupt or vulnerable to attack, putting your funds at risk.
Additionally, while Bitcoin technology is safe, it isn’t anonymous, as the address of your wallet is publicly available.
Green energy is renewable energy sources such as solar, wind, geothermal, biogas and eligible biomass, which provide environmental benefits. It also includes low-impact small hydroelectric sources that are generated from natural resources, like sunlight, wind or water.
Bitcoin is the original cryptocurrency, while altcoins are alternative cryptocurrencies developed after Bitcoin that offer different features and use cases.
The cryptocurrency market is a rapidly evolving landscape that offers big opportunities for profit. However, navigating this market can be challenging, particularly for those who are new to the space. In this article, we will explore how you can maximize your profitability in cryptocurrency trading by taking advantage of Kyrrex's wide range of trading opportunities.
Open trades are trades that have not yet been closed. These trades can have a significant impact on profitability, as they represent potential gains or losses. In general, having more open trades can increase profitability, as long as they are managed effectively.
One way to manage open trades is to use stop-loss orders. A stop-loss order is an order that automatically closes a trade when a certain price is reached. By using stop-loss orders, traders can limit their losses and protect their profits.
For example, if a trader buys a coin at $10,000 and sets a stop-loss order at $9,500, the trade will automatically close if the price falls to $9,500. This can help the trader get out of a bad trade before their loss becomes bigger.
Another way to manage open trades is to stay up-to-date with market trends. By staying informed on market trends and using technical analysis, traders can identify potential trading opportunities early and make informed trading decisions.
For example, if a trader notices that the price of a particular cryptocurrency is trending upwards, they may decide to open a long position (i.e. buy the cryptocurrency) with the expectation that the price will continue to rise.
However, it is important to remember that open trades are never risk-free. If the market moves against the trader, they may end up losing money on the trade. To minimize this risk, it is important to use appropriate risk management strategies, such as setting stop-loss orders and diversifying your portfolio. Stop-loss on a winning trade locks in your profits while a diversified portfolio helps to spread risk around.
Trading several cryptocurrencies, instead of just one or a few, is essential for maximizing profitability. By limiting yourself to a small number of cryptocurrencies, you are potentially missing out on gains that could be made by trading in other coins. Additionally, trading more cryptocurrencies can help to minimize risk, as losses in one coin can be offset by gains in another.
Here are some benefits of a diverse cryptocurrency portfolio:
Kyrrex is a leading crypto-fiat platform that offers comprehensive services for individuals and institutional clients alike. With its advanced trading, storage, and payment technologies, Kyrrex is designed to meet the needs of modern cryptocurrency enthusiasts.
One of the main advantages of Kyrrex is its wide range of trading opportunities. Users can access the built-in trading terminal, which allows for seamless transactions in cryptocurrency pairs. Currently, Kyrrex offers a total of 20 currency pairs, including popular options such as AVAX/USDT, ETH/USDT, and XRP/BTC. By offering a diverse range of currency pairs, Kyrrex enables users to trade in a way that best suits their needs and preferences.
The Kyrrex trading platform boasts flexible functionality. Users can easily analyze and track quotes around the clock, select limit and market orders, and enjoy reduced trading commissions. These features make it easy for users to make more trades and analyze market trends, thereby increasing the chances for gains.
In addition to its trading capabilities, Kyrrex offers a comprehensive set of features to help users manage their cryptocurrency assets. With its state-of-the-art storage technologies, Kyrrex ensures the safety and security of user funds. Users can also take advantage of the platform's advanced payment technologies, which enable them to make and receive payments in a variety of currencies.
Maximizing profitability in cryptocurrency trading requires a combination of trading in a wide range of cryptocurrencies and effectively managing open trades. Kyrrex's wide range of trading opportunities, advanced trading tools, low trading fees, and real-time market data make it an ideal platform for those looking to engage with the cryptocurrency market.


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Chick-fil-A is giving away a ton of free chicken sandwiches.
The chain is offering the food to promote its new app, called Chick-fil-A One, which launched on Wednesday.
Anyone who downloads the app between June 1 and June 11 will get their choice of a free original, spicy, or grilled chicken sandwich, the company told Business Insider.
The offer must be redeemed by June 30.
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Friday October 20, 2017
Consumers within Mulgoa will get a fairer deal on event tickets and gift cards, under new reforms proposed by the state government.
Minister for Better Regulation Matt Kean said the government is putting consumers first and listening to their everyday concerns.
“NSW consumers are being price gouged at sporting and entertainment events as tickets are being swept up by ‘bots’ and resold online at hugely inflated prices,” Mr Kean said.
“Consumers are also rightly frustrated at losing up to $60 million every year through unused balances on expired gift cards, and I simply won’t stand for it.
“But that’s exactly why we’ve developed a suite of reforms to tackle both these issues, and help ensure consumers are given a fair go.”
The reforms would prohibit anyone from reselling a ticket to a NSW entertainment or sporting event for more than the original sale price, plus the transaction costs incurred in the original purchase – for example, booking fees.
Additionally, the transaction costs would be capped at a maximum of 10 per cent of the initial sale price, which means that no ticket should be resold for more than 10 per cent above its original price.
The proposed reforms would also see the introduction of a three-year mandatory minimum expiry date on all gift cards sold to NSW consumers.
Businesses would also be prohibited from applying post-purchase administrative fees, which have the effect of reducing the balance left on a card.
Member for Mulgoa, Tanya Davies MP said the reforms will save consumers significant amounts of money.
“It’s not right that NSW consumers can’t access tickets to their favourite sporting team or live artist, simply because scalpers are demanding unfair prices in the resale market — often many times higher than the original price,” Tanya Davies said.
“Nor is it acceptable that consumers are losing millions each year because of the time limit on gift cards.
“These reforms will allow consumers to redeem a gift card or enjoy a live event without being ripped off in the process.”
Bills amending the Fair Trading Act 1987 are currently before State Parliament.


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Littlewoods hit by slow market
PRIVATELY-owned retailer Littlewoods is struggling to persuade Christmas shop-pers to part with their cash, although chairman James Ross is hoping the longerthan-usual New Year holiday may bring a late boost to seasonal spending.
Reporting a 6% advance in interim trading profits to £38.4 million, Ross said that with Christmas Day falling at the end of the week, people are delaying their Christmas spending even more than usual. He also believes some shoppers are determined to wait until after the big day to pick up cut-price presents.
Ross regards Littlewoods' performance as 'solid', given the difficult trading conditions. Sales for the six months to 31 October slipped by £10 million on the retail side, which also includes home shopping and the Index chains, to £887 million. Trading profits edged ahead by 2% to £27.5 million, reflecting reduced losses in both the Littlewoods Stores and Index chains.
Home shopping was hit by price cutting, particularly on the clothing side, and trading profits fell from £43.1 million to £35.3 million. Sales on the leisure side, taking in the betting operations, declined by 13.5% to £105 million, although trading profits were ahead by 17%, to £10.9 million.
At the pre-tax level, profits were sharply lower at £27 million against £65.2 million, reflecting the previous year's sizeable VAT refund.
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Is the Great TV Crunch Coming?
John is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
This week, the biggest players in television and communications have arrived at Sun Valley in an effort to chart out the next year in the industry. Typically, it’s a good place to boast about good earnings, as well as introduce new ways of getting hit shows into more homes, for a fee. While competition has been the driving force in this conference, one man has been publicly taking an alternative approach to competition: consolidation.
Liberty Media’s John Malone has spoken publicly about the benefits of a merger between DirectTV (NASDAQ: DTV) and Dish Network (NASDAQ: DISH) in an effort to lower costs and increase the power of competition. Using the scale economic theory, it is better for companies to merge so that content costs for TV packages can be reduced, making operations cheaper and customers’ bills lower. With a market under threat from companies like Netflix, which charges only $7.99/month for streaming service, and next-day broadcasts from Hulu, a website partially owned by Comcast (NASDAQ: CMCSA), driving down costs to keep customers engaged may be the most pressing matter for the industry, as well as trying to make themselves more technologically advanced.
In programmer vs. provider, the customer never wins
The main concern is obviously reducing costs. According to the theory of economies to scale, some industries that are expensive, like television, require so much investment to be strong, that it is nearly impossible to sustain numerous small players and be affordable. In this case, the limited number of programming companies could raise prices for their products pretty high for smaller companies, knowing that they can, and do, get the deal they want from the big players like Comcast.
In 2012, there was a dust-up between Disney-owned ESPN and Dish over the $6.23 billion subscription fee to carry the channels on the service, which eventually was resolved, but resulted in a 58% net income loss for Dish due to the higher costs that year. Such instances are becoming more common as programming companies like Disney increase their channel offerings, and also increase their costs to companies like Dish to carry them. Also, breaking-up the packages, or “bundling,” is uneconomical because charging by station would drive the prices higher than selling them straight, putting cable and satellite companies in a “my way or the highway” type standoff that leaves customers frustrated and more likely to ditch cable altogether and stick with internet TV, a growing trend over the last few years.
Shaking off Sprint
A Dish-DirectTV merger was Malone’s primary suggestion because Dish has made it known that it's looking to expand its reach in the industry. Dish is coming off a rejected $25.5 billion deal for Sprint and Clearwire that some observers think was only about making it harder for Softbank to close the deal, but was probably an earnest, but late, attempt to help the company in the long run. This means that Dish may be open to joining up with DirecTV to expand the brand. A merger of the two companies would mean a combined 34 million customers in the United States, making it the largest company in the industry with a combined market cap of $54.6 billion, the second largest behind Comcast at $63.2 billion.
Another idea with the same end result would be a proposed merger between Time Warner (NYSE: TWC) and Charter Communications (NASDAQ: CHTR), the latter being 27% owned by Malone, suggesting a potential benefit for him. This combined merger would involve the second and fourth-largest cable companies in the country, a total market cap of nearly $46 billion, and 16 million customers (though Time Warner would provide 12 million of them).
Who can challenge Comcast?
It is worth noting that these potential mergers show how far ahead Comcast is compared to its nearest four competitors in terms of customers and market cap.
In addition, Comcast has announced that, rather than auction off partially-owned Hulu to Time Warner as originally intended, it will spend $750 million on the website for upgrades and additions. Investing in Hulu, and its next-day streams of popular NBC Universal programming, has been a boost to Comcast’s fortunes, as well as an ability to stay competitive with Netflix in the on-demand market. According to Malone, this makes it that much more important that the companies should merge to stay afloat, because it would mean a better ability to challenge Comcast in the industry.
Bottom line - watch the little guys
Merger news is always a cue for investors to buy. When Dish tried to go after Sprint and Clearwire, the stock rose by over 10% that month. If Malone’s suggestions are taken seriously, that could mean big paydays for DirecTV and Dish holders (though Dish, the smaller company, would be a better beneficiary). The same goes with a merger of Time Warner and Charter, with Charter investors being the better beneficiaries.
Merger plans aren’t in the immediate future, but Dish CEO, Charlie Ergen, has flirted with the idea of a mega-satellite company in the past. He may do so again if the need to stay relevant in a changing climate is great enough. Time Warner and Charter may be the more likely alternative due to their small size and the disparity between them and industry-leader, Comcast. This will be something to watch in the coming years, as well as a sign of whether or not the industry can survive with more people going to Netflix to satisfy their TV cravings.
The television landscape is changing quickly, with new entrants like Netflix and Amazon.com disrupting traditional networks. The Motley Fool's new free report "Who Will Own the Future of Television?" details the risks and opportunities in TV. Click here to read the full report!
John McKenna has no position in any stocks mentioned. The Motley Fool recommends DirecTV. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!


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The Digiday Retail Summit is advancing up in February in Austin, TX and has a few spots actual for retail advisers to accompany us with a adulatory pass. Interested? Apply here.
Image Source: staticflickr.com
Two years afterwards developed appearance became a trend, brands are demography notice. Companies like Lionsgate, Hasbro and Kellogg’s are affairs up ad amplitude central apps, creating their own appearance apps and designing branded appearance pages.
For Lionsgate’s blur “Wonder,” the cine flat went to appearance app Recolor to run a three-month attack that appearance a banderole ad at the top announcement the accessible branded appearance pages. Back a user curtains the banner, a branded folio appears with four appearance pages and the cine trailer. Hasbro took a agnate admission in Recolor for its October blur “My Little Pony.” In September, Kellogg’s ran a attack featuring 3-D designs of Tony the Tiger and Pop-Tarts that users can blush in Recolor. And Marvel fabricated its own appearance app, alleged Marvel: Blush Your Own, featuring characters from its movies.
Brands say appearance app buys aftermath college assurance ante than added types of in-app advertising. Appearance apps, such as Recolor, Pigment, Unicorn, ColorBox and Pixel Art, accompany in loyal followings back they are apprenticed by subscriptions rather than in-app purchases, said Adam Cohen-Aslatei, vp of business at ad bureau Jun Group, which works with customer goods, beauty, affluence and accouterment brands on agreement video ads in a array of appearance apps.. Most appearance app users are women in their 30s — an adorable demographic for brands. Women ascendancy 73 percent of domiciliary purchases.
App Annie estimates that in-app announcement will amateur in acquirement to $201 billion by 2021.
Image Source: azcoloring.com
“Our audience are alpha to see appearance apps as a actual applicable abode to abode their ads back it comes to engagement,” said Cohen-Aslatei.
Coloring apps for adults sit amid the top chargeless and top grossing apps in the Apple iOS Store, according to App Annie data. Of the accepted top-50 grossing ball apps, 11 are appearance apps. In November 2017, the top 10 appearance apps in the US collectively saw over 2.3 actor downloads and over 1 actor downloads on iOS and Google Play respectively, according to App Annie data.
Adam Blacker, communications advance at analytics close Apptopia, said appearance apps began extensive the top archive in September, and in December, bristles appearance apps were in the top six chargeless ball apps, sandwiching Netflix at No. 3.
Coloring apps are afterward in the administration in-app announcement is affective toward: carrying alternate ads to users in barter for article they want. Most of the time, ads aural appearance apps arise as opt-in options. Users can accept to watch a branded video to alleviate specific appearance pages. Cohen-Aslatei said the achievement amount for Jun Group’s clients is 91-95 percent, which dwarfs the industry boilerplate of 75 percent for a 30-second video.
Image Source: staticflickr.com
Cohen-Aslatei did not acknowledge which or how abounding audience the bureau is alive with for adjustment in appearance apps, but did say that ads are bought on a CPV basis, abundant like video ads on added types of apps. Jun Group determines the appropriate user in the appearance app based on first-party abstracts and shows them the ad. Already the being clicks on the ad, and afterwards the 15- or 30-second video plays, the being unlocks a exceptional appearance book. The video charge be completed for the exceptional book to be apart and Cohen-Aslatei said the bureau alone accuse audience already a abounding video is watched. So if a being watches alone bisected of a video, the applicant is not charged. Already the video ends, the user is apparent an end agenda with added branding.
This agreeable is accessible alone to Digiday members. Accompany now for access.
Unlike with bold apps area brands mostly accept the best to acquaint application banners or pre-roll videos, some appearance apps action altered ad formats that can advice addition engagement, like Kuuhubb-owned Recolor, which allows advertisers to run their own branded designs. Brands buy these on a CPM basis.
Recolor, a subscription-based app that accuse its 6 actor account users $10 a ages for absolute appearance designs, has formed with Kellogg’s, Hasbro and Lionsgate in the accomplished six months to actualize their own “coloring books.”
Image Source: coloringtop.com
Tero Kuittinen, co-founder and arch architect at Kuuhubb, said branded appearance books on Recolor see an boilerplate assurance amount of 10 minutes. For comparison, the boilerplate assurance amount of a custom alternate ad is 43.7 seconds. Kuittinen said branded banners at the top of the folio get an boilerplate of 60 actor account views.
Brands that accept launched their own appearance ads alfresco of appearance apps are additionally seeing aerial assurance numbers. In December, shoe cast Timberland launched a appearance book ad in a cardinal of gaming and artistic apps. Users could blush in the black-and-white angel of hip-hop artisan Nas as a cartoon video ad for the new shoe played beneath. In the seven weeks the ad attack ran in October and November, 230,000 bodies interacted with the ad, with about bisected watching the absolute video ad, said Mike Isabella, administrator of customer assurance at Timberland.
Studies accept apparent that appearance apps can abate accent and anxiety, so brands additionally see the apps as a agency to affix with users back they are in an accessible and absolute mood, said Cohen-Aslatei. “When you are airy and focused,” he said, “a cast bulletin is a absolute experience.”
9 Ways December Coloring Pages Can Improve Your Business | December Coloring Pages – december coloring pages
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Image Source: coloringtop.com


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Hundreds of email addresses and business cards were swapped as firms around Berkshire headed to Binfield for a business event.
The Business Expo took place at Blue Mountain Golf Course in Wood Lane on Wednesday, March 3, and attracted 550 visitors.
Around 50 businesses from around Berkshire, including Bracknell & Wokingham College, John Mortimer estate agents and Warfield photographer John Cassidy, had stalls at the event.
The show was organised by Finchampstead business growth company The Webster Partnership.
Managing director Paul Webster said: “The event went really, really well.
“We are really delighted with the turnout. We had 550 people which is about what we expected.
“We’ve had some fantastic feedback and a wonderful letter from Thames Valley Chamber of Commerce thanking us for the event.
“I know one of the printing companies was rushing back to prepare a lot of quotes for people interested in their service.
“It’s up to the companies now to turn that interest into proper business.”
The Standard was media sponsor and promoted the event.
As well as the stalls, the event also featured several business seminars from speakers including Mary Flavelle of the East Berkshire Federation of Small Businesses, who spoke on successful networking.
The stands also featured a drawing of David Bowie by the mystery Wokingham graffiti artist known as “pistol”.
Maurice Monk, owner of the Cantley House Hotel, is hoping to auction the painting for charity at event on Friday, May 14.
To book a place visit www.cantleyhotel.co.uk .
Visit www.bracknellbusinessexpo.com for more.


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A quick Google search for "danger of heated seats" reveals any number of news stories about burn risks and the potential for damage to the, um, potency, of men. For most of us, though, we know when a heated seat gets too hot. 26-year-old Emma Verrill doesn't have that luxury.
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SMALL CAP MOVERS: Game over for GAME Digital on main market as it prepares move to AIM
Seeing red this week was video game retailer GAME Digital as it shares sank 13 per cent to 24p after announcing its intention to list on AIM.
While it is currently listed on the main market, the new listing will be cheaper for the firm, which also said it planned to make “certain minor administrative changes to its articles of association and to its employee share plans” that would make it more suitable for the junior market.
A big mover in the other direction was technology firm VR Education, which soared 33 per cent to 13.2p after the commercial release of ENGAGE – its online virtual learning and corporate training platform.
GAME is a popular high street store selling video game consoles, games and accessories
The platform has been designed to overcome some of the limitations of online courses by allowing for virtual face-to-face education and training in a variety of environments regardless of the geographical location of the user.
Another double-digit riser was WANdisco, which surged 20 per cent after bagging a contract with a major US health insurer.
The agreement is valued at roughly £2.39million and will see the client deploy WANdisco Fusion, its patented Big Data and Cloud product.
At the other end of the scale with a 61 per cent plunge to 7p was antennas and telecoms filters maker Filtronic.
The firm’s shares suffered after one of its major customers said it won’t be buying anywhere near as many Massive MIMO antennas as it first thought.
Following behind was gas heating maintenance firm Bilby with a 19 per cent drop to 73p after it issued a profit warning.
Bilby said the decision to cease servicing Ministry of Defence properties, a delay in a gas installation programme and the review of certain activities within its three service divisions would affect this year's financial performance.
The investment firm filed the claim back with the High Court back in May, claiming that Fortune Cookie and its founder Justin Cooke had breached a share purchase agreement.
The AIM All-Share barely moved during the week, nudging 0.12 per cent to 884 while the FTSE 100 rose 1.5 per cent to 6,824.
Mobile payments specialist Bango was on the up, surging 20 per cent to 93p after launching its Bango marketplace product on Tuesday.
The new product increases user numbers and revenues for app developers and opens new revenue streams for mobile operators.
Elsewhere, shares in online retailer MySale lost nearly half their value, falling 45 per cent to 19p after a profit warning for the full year caught investors off guard.
The firm said it now expects revenue and profits for the year to the end of June to be “significantly below market expectations”, with challenges arising from greater than anticipated market disruption due to changes to general sales tax (GST) regulations in Australia, its largest market.
A slice of bad luck: shares in Domino's Pizza Poland dropped 45 per cent to 13p after announcing its "cautious" approach to 2019
There was a similar story for DP Poland, which dropped 45 per cent to 13p after saying it was approaching 2019 with “caution” following a softer fourth quarter for like-for-like sales growth.
The company, which operates the Domino’s Pizza franchise in Poland, said warm and dry weather into November, as well as sustained advertising spend by competing delivery aggregators, had impacted the group’s share of voice and sales performance.
Among the miners, shares in MC Mining surged 17 per cent to 44.5p after it was granted a mining right on Tuesday.
The South African Department of Mineral Resources granted a mining right for MC’s 74 per cent owned Chapudi coking and thermal coal project, which forms part of the longer-term Greater Soutpansberg project in the Soutpansberg coalfield.
Meanwhile, Firestone Diamonds jumped 14 per cent to 3.7p after it unearthed a 46-carat white diamond from its Liqhobong Mine in Lesotho on Friday.
The stone was recovered undamaged and will go on sale at the end of January 2019, the company said in a statement.
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Technology giant Nokia has launched a raft of new products including its first Windows tablet device and two new large-screen smartphones, or "phablets".
The new Lumia 2520 tablet, designed to "work anywhere", was unveiled at a news conference in Abu Dhabi.
Two new 6in (15cm) screen smartphones, or phablets, were unveiled - the Lumia 1520 and Lumia 1320 - offering easier access to apps and other new features.
"At Nokia we have found that tablet usage peaks between six and eight in the morning and between six and nine in the evening. During the rest of the day tablet usage drops quite dramatically," Nokia chief executive Stephen Elop said.
"We are looking to shift this trend - your tablet should be as mobile and as connected as you are."
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“I got a lot of responsibility,” the rapper said in his latest interview.


text: Independent butcher Trevor Hill cuts up a carcass in front of a group of beef farmers. Independent butcher Trevor Hill shows a group of beef farmers how he can utilise every part of a carcass. (Danielle Grindlay) Independent butchers are calling on farmers to unite with them and help develop a gourmet niche market that will challenge the supermarket duopoly. The South Australian chair of Australian Meat Industry Council, Trevor Hill, is calling on farmers to support independent butchers and develop a niche market that will conquer the supermarket duopoly. ( ABC News ) Australian Meat Industry Council representative and Adelaide butcher Trevor Hill said farmers were increasingly embracing the “convenience” of selling direct to supermarkets and accepting lower returns. He said a butcher-farmer alliance could take control of its own supply chain and attract consumers away from supermarkets.


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On April 2, Broadstone Real Estate, a company who sponsors and manages diversified real estate investment offerings, bought the downtown Raleigh Krispy Kreme location for $4.7 million. Krispy Kreme has owned the location since 1985.
The initial public thought was that Krispy Kreme would be shut down, but that’s not the case, as Broadstone signed a 20 year lease on the property. The company recently purchased two other Krispy Kreme locations in Tennessee, one for $1.5 million and the other for $5 million.
Justin Hickland, sophomore and avid Krispy Kreme fan, was shocked when he originally heard that Krispy Kreme could be shut down. “I was shocked [to hear about the purchase] because Krispy Kreme is a Raleigh staple, you can’t take that away from people,” said Hickland.
He also feels very strongly that there should be other shop locations in Raleigh. “There should be more locations especially right here near Leesville. Students would bring lots of traffic to a new store, plus it would be a lot better than travelling all the way downtown,” said Hickland.
The Raleigh location also hosts the annual Krispy Kreme race, which will still begin on Hillsborough Street in 2019. Runners must run 5 miles and eat 2400 calories worth of donuts (a dozen) in one hour in order to complete the challenge. All proceeds are donated to the North Carolina Children’s Hospital.
Although there are no new Krispy Kreme shops sent to open soon, there will be regional offices opening in Charlotte and London, while the headquarters still remain in Winston-Salem.
But for now, there’s no need to worry as the Raleigh Krispy Kreme will not be closing anytime soon.


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May 15, 2018
The J.M. Smucker Co. announced May 15 that it has completed the acquisition of Ainsworth Pet Nutrition LLC in a transaction valued at approximately $1.7 billion, after an estimated tax benefit of $200 million.
The company previously announced the signing of a definitive agreement to acquire Ainsworth on April 4.
Ainsworth is a leading producer, distributor and marketer of premium pet food and pet snacks, predominately within the U.S. Approximately two-thirds of Ainsworth's sales are generated by the "Rachael Ray Nutrish" brand, which is driving significant growth in the premium pet food category, the announcement said.
"We are excited to have completed this transaction, which increases the scale and further accelerates the growth profile of our pet food and pet snacks business," chief executive officer Mark Smucker said. "The Ainsworth team has done a tremendous job growing this business, building Rachael Ray Nutrish into one of the most recognizable premium pet food brands in the U.S. We are pleased to welcome the Ainsworth employees into the Smucker family and look forward to working with this talented team as we continue to grow our pet food business together."
As previously announced, in connection with the closing of the transaction, Ainsworth president and CEO Jeff Watters has joined Smucker and assumes the role of senior vice president and general manager, Ainsworth. In this role, Watters will support the integration of Ainsworth into the company's pet food business as a key member of the pet leadership team.
Smucker funded the acquisition through the combination of a $1.5 billion term loan and borrowings under the company's commercial paper program.
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On Wednesday, April 9, 2014, Senators Brian Schatz (D-Hawaii) and Sherrod Brown (D-Ohio) announced legislation seeking to amend the Fair Credit Reporting Act (FCRA) to protect consumers from inaccurate credit reports and credit scores. Their legislation, the Stop Errors in Credit Use and Reporting (SECURE) Act, is aimed at easing the process by which consumers can dispute, access, and correct their credit reports. It also provides for consumer access to a free annual credit score and report, which had been proposed previously by Senator Bernie Sanders (I-VT).
Additionally, the SECURE Act would:
- Make it easier for consumers to spot errors in their credit reports by requiring that consumers receive a free copy of their credit report if anyone makes an unfavorable decision based on the report.
- Ensure that agencies send consumers’ disputes and supporting documents to the creditor when there is an error on a report, so that they can thoroughly review the consumer’s claim.
- Require the Consumer Financial Protection Bureau (CFPB) to develop procedures for credit reporting agencies to follow as a means to improve accuracy.
- Give courts the ability to stop a credit reporting agency from reporting inaccurate information and provide the Federal Trade Commission with new authority to stop sloppy practices.
“Errors in a credit report can make the difference between whether someone can live the American Dream and buy a home or even get a job,” Senator Schatz said in a news conference to announce the legislation. “Whether you have good credit or not is determined by a dark ecosystem of companies that are not accountable to consumers. When the stakes are this high and your credit can affect whether you get a job or house, consumers deserve to be on a level playing field with banks. Our legislation will make credit reports more accurate, help people to correct any mistakes, give federal agencies more tools to enforce the law, and hold reporting agencies and data furnishers accountable for their mistakes.”
The SECURE Act is cosponsored by Senators Sanders, Elizabeth Warren (D-MA), and Richard Blumenthal (D-CT) and endorsed by the Consumers Union, the National Consumer Law Center (NCLC), the National Association of Consumer Advocates (NACA), Consumer Action, and U.S. Public Interest Research Group.


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Italy-made Jeep true test of Fiat-Chrysler's global ambitions
* FCA targets global Jeep sales of 1 million in 2014
* Jeep to help FCA turn around in Europe by 2016
* Analysts say Jeep truly global brand, but challenges ahead
By Agnieszka Flak
GENEVA, March 4 (Reuters) - The Jeep Renegade, which debuted at the Geneva auto show on Tuesday, will be the first true test of the recent marriage between Italian carmaker Fiat and its U.S. unit Chrysler, meant to allow both to share technology, cash and dealer networks.
Fiat Chrysler Automobiles' new small Jeep should help the carmaker reach an ambitious sales target of 1 million vehicles for the brand this year and will test the world's seventh-largest auto group's ability to compete globally.
Through the alliance, brands like Jeep hope to gain a global manufacturing footprint in Fiat's home turf in Europe and in fast-growing markets such as Brazil, which has long been one of Fiat's strongholds.
"The investment that Fiat has already made, now gives the opportunity to Jeep to expand its manufacturing footprint at lightning speed," Mike Manley, head of the Jeep brand, said at the launch of the Renegade.
Even though analysts believe Jeep is the only truly global brand in FCA's portfolio, they are cautious about the 1 million target, a 37 percent jump from 2013. Continuación...


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No.1 selling Norwegian star Beate Jacobsen has come a long way since her no.1 hit Strand Hotel. The journey has been one of awakening and change. A Journey that as she puts almost led her to quit the industry altogether. Now though, she is back and with a new sound and new energy for creating even more great music. Beate Jacobsen flew into London to perform live for the first time in a while at the G Salvatore fashion showcase in Birmingham at the M-Club.
Hungarian star Marcellina flew in and rocked the house at the G Salvatore fashion showcase in Birmingham at the M-Club. When you look at the profile and career of this amazing lady you soon realize she is a European powerhouse commanding huge areas, TV, and radio constantly. So what brought this Hungarian icon to Birmingham to perform at the M-Club?
January is set to hit with a bang, at least in Birmingham as the buzz around the city is all about the G Salvatore fashion showcase event taken place this weekend at the M-Club. When most are still waking up from the excesses of Christmas and New year it seems Stevie Eagle E of Shlepp Entertainment was busy planning yet another great event. This time it is not the Birmingham Inspiration Awards or Top UK Model 2017 but a fashion showcase for designer G Salvatore This is a unique event, unlike any other fashion showcase we have ever seen in the way it combines fashion and music with an incredible lineup of international stars, top models, and celebrity hosts.
It was little surprise to many at the Birmingham Inspiration Awards at the ICC when Kerry Elliman won most charitable business along with three other awards. Kerry Elliman is well known throughout Birmingham for her tireless work at Greyhound Protection. We share the full story behind Kerry and all the other news concerning the Birmingham Inspiration Awards and Top UK Model finals.
On Saturday the 11h of November at the Birmingham ICC something quite special is about to take place. The Birmingham Inspiration Awards. What makes this event all the more interesting and powerful is that is ‘by the people for the people’. I am sure many of the big media moguls and businesses are scratching their heads wondering, how did this get so big and slip right under our radar for so long? How was something like this done and we did not do it? The basic truth of the matter is that something like this can rarely be done by the super big boys or the media moguls like ‘Simon Cowell’. These types of events need to be thought out and brought to life by Mavericks not tied down to the same rules as everyone else (Commerical constraints and TV schedules). That is the only way something a little different can be done and that is the way the Birmingham Inspiration Awards has come about.
Reality TV seems to have taken over our airwaves these days. The moment you look around it seems a new reality TV show is about to be launched somewhere. So why should we pay attention to African Star Soleil NgoNga when she tells us she is about to launch her own reality TV show ‘A little ray of sunshine’, and what can we expect from this beautiful and talented African socialite that we have not already seen in ‘Keeping up with the Kardashians’?


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Final Fantasy XIV: A Realm Reborn was one of the best MMOs launched last year but for some reason the player base had some problems with the game, mainly because it lacked a traditional PVP and it also brings a lot of grinding of FFXIV Gil and items. Despite these small problems, the title was received in a positive manner by critics and had enough sales to justify the release of an expansion.
It is named Final Fantasy XIV: HeavenSward. The Final Fantasy XIV devs are set to bring some major changes to the game, as well as a new storyline that will show us what we need to do in order to get to the heavens. It’s a little unclear what this means at the moment, but we can think that the developers talk about a new game world, filled with dangers and lots of new enemies to kill.
Another feature in Final Fantasy XIV: HeavenSward comes in the form of an increased level cap. Now you will be able to gain even more experience and level up your character up to level 60, an interesting choice that no doubt was added because many gamers from the player base complained about the low level cap in the original game.
Moreover, Final Fantasy XIV: HeavenSward also comes with a new race that will include both female and male characters as well as new jobs and the ability for guilds to create airships. This one is indeed a very interesting feature and we can’t wait to see how this will work in the expansion.
The game is also set to include new primals, some of them being brought back from previous games in the series, but there will be a new one created specifically for the expansion.
Of course, we will also get the normal content that you would expect from an expansion, such as new dungeons, new areas to explore and new items to use in-game.
There’s isn’t more information available for the moment in regards to other new features or improvements brought by Final Fantasy XIV: HeavenSward, but the lead producer for the game has stated that more announcements and neat stuff regarding the title will be released at the London Fan Fest that will take place on October 25.
The trailer is pretty fantastic, with epic vistas, dragons and a knight in armor that is sure to launch a thousand cosplays. Watch it below.
Alongside the new expansion, the original game is also set to receive a new patch 2.4 that will bring a wide range of new dungeons and jobs that gamers can adhere to as they play the game.
Final Fantasy XIV: HeavenSward is the first expansion for Final Fantasy XIV and the new additions seem to improve the game quite a lot.
The expansion is going to launch during the spring of 2015. For more news about Final Fantasy XIV, stay tuned to Mmogah.com.


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Microsoft unveiled a new collaborative inking app the Microsoft Whiteboard app for Windows 10 at its event in Shanghai on Tuesday. This app works with the company’s Suface devices and offers a “two-way inking for Windows 10.” The app is currently in private preview for Surface Hub devices and is expected to be available on all Surface devices by the end of this year.
The app offers features such as collaborative inking, geometry recognition, table conversion, and automatic table shading, which users in different parts of the world can use to collaborate. It also offers features such as Pencil texture and ink effects which will be available to Office 365 subscribers from next month onwards. This means that the app will also support inking in Microsoft Word, Excel and Powerpoint apps. Furthermore, Office 365 also supports low-latency and tilt options for its Surface Pen, which will allow users to make any adjustments in the thickness and texture of ink in Office apps by simply tilting the Surface Pen while using with the new Surface Pro.


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China's President Xi promises to CUT car import tariffs as he buckles in trade war with Trump and warns against ‘Cold War’ mentality
- His move comes after Donald Trump blasted tariffs imposed on US auto makers
- President Xi insisted that China has a genuine desire to expand imports
- He said there will be significantly lower' tariffs on vehicle imports this year
- Expert said Xi's words will move two countries away from 'abyss' of a trade war
Xi Jinping has promised to cut China's auto tariffs and improve intellectual property protection in concessions aimed at defusing a worsening trade dispute with Washington.
Speaking at a business conference, the Chinese president made no direct mention of his American counterpart, Donald Trump, or the dispute.
But he promised progress on areas that are US priorities including opening China's banking industry and boosting imports.
Xi Jinping delivering his speech during the opening of the Boao Forum for Asia in which he promised to cut auto import tariffs
Trump predicted on Sunday that China would take down its trade barriers, expressing optimism despite escalating trade tensions between the world's two largest economies.
Xi tried to position China as a defender of free trade and cooperation, despite its status as the most-closed major economy, in response to Mr Trump's 'America first' calls for import restrictions and trade deals that are more favourable to the United States.
'China's door of opening up will not be closed and will only open wider. We will take the initiative to expand imports,' Xi said at the Boao Forum for Asia on the southern island of Hainan.
He said Beijing will 'significantly lower' tariffs on vehicle imports this year and ease restrictions on foreign ownership in the car industry 'as soon as possible'.
'China does not seek trade surplus - we have a genuine desire to increase imports and achieve greater balance of international payments under the current account,' he said in his keynote speech.
China charges total duties of 25 per cent on most imported cars - a 10 per cent customs tariff plus a 15 percent auto tax.
Donald Trump had predicted China would lower tariffs on imports
Since December 2016, Beijing also has charged an additional 10 percent on 'super-luxury' vehicles priced above $200,000.
The Chinese leader also promised to encourage 'normal technological exchange' and to 'protect the lawful ownership rights of foreign enterprises'.
He added that 'in today's world, the trend of peace and cooperation is moving forward' while what he called the 'Cold War mentality' was 'outdated'.
Xi did not, however, address key irritants for Washington such as a requirement for foreign companies to work through joint ventures that require them to give technology to potential local competitors.
The two countries have threatened each other with tens of billions of dollars' worth of tariffs in recent days and Chinese officials have said this is not the time for negotiations.
But Trump administration officials have stressed that the tariffs are not yet in place and the dispute could be resolved through talks.
Private sector analysts saw Mr Xi's speech as an overture to help end the biggest global trade dispute since the Second World War.
'President Xi's speech could create a very good platform to launch US-China dialogue at the WTO to find a deal on intellectual property rights that will address US concerns,' said Rajiv Biswas of IHS Markit.
'This would be a victory for the world trading system and an important step away from the abyss of rising global protectionism.'
Mr Trump has threatened to raise tariffs on Chinese goods worth $50 billion (£35 billion) in response to complaints that Beijing pressures foreign companies to hand over technology in violation of its World Trade Organisation market-opening commitments.
Beijing fired back with its own $50 billion list of US goods for possible retaliation.
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Investor intends to invest more than 6 billion rubles in the creation of the aquafarm in Primorsky Territory.
The company “Star of the East” applied for the status of a resident of the Free Port of Vladivostok. As part of the preferential mechanism, investors intend to implement a project in the Primorsky Territory to grow scallops, mussels, kelp, sea urchin and trepang.
It is planned that the sea plantations will be located on the southern coast of Primorye in the bay of Krakowka. The farm for breeding and growing particularly valuable species of marine hydrobionts can produce up to 13.5 thousand tons of products per year. Seafood with high consumer qualities will be presented in the food market of the region.
“We plan to receive the first harvest in 2021,” - Aleksey Lukanin, General Director of “Star of the East” LLC, said.
By the moment the project of a potential resident has been approved. It is expected that the total investment in the creation of a new production will be more than 6 billion rubles. The new enterprise will create 191 jobs.
According to the information of the Far East Development Corporation, within the framework of the implementation of the federal law “On the Free Port of Vladivostok”, signed by Russian President Vladimir Putin in 2015, they have already concluded about 400 agreements with residents of FPV in Primorye for a total of more than 350 billion rubles with the prospect of creating more than 30 thousand jobs in the region.
According to a press release issued by the Government of Primorsky Territory


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The first round of Glastonbury tickets sold out in less than 30 minutes last night (Thursday) with coach and ticket packages snapped up by music lovers.
The 2020 edition of the largest greenfield festival in the world launched ticket sales at 6pm yesterday, selling out of coach and ticket packages that are “part of the festival’s continued commitment to green travel,” in just 27 minutes.
The See Tickets Twitter account posted a message at 6:27pm confirming all coach packages had sold out, pointing fans that missed out to the next phase of sales.
General sale of tickets for Glastonbury, which runs from 24 to 28 June at Worthy Farm in Somerset, kicks off on Sunday at 9am. Standard weekend tickets cost £265 + £5 booking fee.
While thousands of fans secured coach and tickets for Glastonbury 2020, many disappointed hopefuls took to Twitter to voice their disappointment.
— Ricky Carey (@rikky_c4) October 3, 2019
One fan said: “Half an hour wasted trying – and failing – to get tickets for Glastonbury!”
While another said: “Every year this is absolute chaos, Glastonbury. Surely there’s a better way?!?!”
On Monday, registration closed until after the October sales, with all those hoping to attend required to have registered in advance before attempting to book a ticket.
The major British music event confirmed it will increase ticket numbers to 210,000, on the condition that it supports the Mendip District Council’s request for greater public transport provision.
The hike marks a 3.4 per cent increase on this year’s attendance of 203,000, with the 7,000 additional tickets to be used by festival-goers who travel on public transit. 2018 was a fallow year to allow the Worthy Farm grounds to recover.
Image: Andrew Egerton