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Scotsman fintech event: what has fintech ever done for us?
Fintech has made a huge impact on the financial services sector and the wider economy of Scotland – but what did it ever do for us?
That’s the subject of a quick-fire panel discussion at Strathclyde Business School in Glasgow on Wednesday, 5 June, with experts from across the fintech field, including Nicola Anderson of Fintech Scotland, Professor Eleanor Shaw of the University of Strathclyde and Louise Smith, Head of Intelligent Automation at RBS.
The panel is completed by young entrepreneur Daniel Sloan of BankPal, Chris Brown of Deloitte and Callum Sinclair of Burness Paull.
If you are a member of the fintech community, or interested in the sector in any way, we would love to see you there for the rapid-fire discussion around seven key topics, each representing a letter of fintech:
Last year’s discussion asked if fintech could be an agent of positive social change. How are we doing in terms of financial inclusion and does fintech in Scotland still have that social purpose?
How is the sector coming together in a collaborative way to deliver genuine innovation, through initiatives like the Glasgow City Innovation District? Are we seeing any tangible outputs?
NEXT GENERATION ENTREPRENEURS
How is Scotland doing at creating a generation of fintech entrepreneurs who can provide the economic powerhouses of tomorrow?
TRUST AND TRANSPARENCY
What are Scottish fintech businesses doing to build customer trust – and are they being fully transparent about their use of data? Can Scotland use trust and transparency as its fintech USP?
Last year, Fintech Scotland’s company map had 40 businesses on it. This has now doubled to 80-plus. Scotland is also attracting fintech jobs in large financial institutions. Is fintech starting to drive significant employment growth?
As consumers become more aware of the importance of their data to large tech companies, how can fintech help them to realise value from that data?
How can fintech have a positive impact on the way we buy and sell homes? Does it have the power to bring together the whole home-buying journey in a simpler, more seamless way? And can this approach be rolled over into other aspects of our lives, such as travel and tourism?
To book your free place to this event click here: https://www.scotsmanconferences.com/


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The last three of five Brooklyn, N.Y., residents who used counterfeit credit cards to fund a high-end retail shopping spree in Waikiki in 2012 were each sentenced to 20 years in prison Tuesday, Prosecuting Attorney Keith M. Kaneshiro announced.
Sean Khani, Isatta Bassie and Shawnese Adams pleaded guilty to multiple counts of first-degree identity theft in February.
Co-defendant Falysha Pierre-Lys pleaded guilty to first-degree identity theft last year and was sentenced to 20 years in prison. The fifth co-defendant, Tamel Vaughn, pleaded no contest to second-degree identity theft last year and was sentenced to prison followed by court supervision.
The five traveled to Honolulu in April 2012 and used counterfeit credit cards to purchase merchandise at Chanel, Louis Vuitton, Fendi, Gucci, Ben Bridge, Neiman Marcus, Nordstrom and Kaimana Kai Rolex. In all, they conducted, or attempted to conduct, fraudulent transactions in excess of $325,000.
The five were located in New York and Aruba and extradited to Honolulu as part of a multi-agency operation involving the prosecutor’s office, Honolulu police, the U.S. Secret Service, U.S. Marshals, the Department of Homeland Security and the New York Police Department.
“Law enforcement in Honolulu is serious about identity theft and will pursue and prosecute criminals who come here to target local businesses or residents,” Kaneshiro said. “No one should think they can get away with these crimes by simply leaving the Islands.”

domain: news


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The Lucky 7 Find of seven Ty Cobb T206 cards found in a rundown house more than a year ago have sold for a total of around $3 million.
Even prior to earning a trip to the Super Bowl, Tom Brady football cards have been and continue to be strong sellers on eBay.
Whether it is in auction house auctions or online sales, Ty Cobb trading cards continue to demand high dollars from collectors.
Love of the Game Auctions is selling rare Cracker Jack baseball cards featuring “Shoeless” Joe Jackson, Walter Johnson and Ty Cobb.
When Ty Cobb was kicking off his baseball career, he penned several letters to friend Erwin Manley, on subjects from the games he played in to his relationships. With the letters comes a previously unknown photo of Cobb as a member of the Georgia Tourists.
A Near Mint example of the 1952 Topps Mickey Mantle is just the beginning of a robust grouping of high-grade cards and rare signatures in Memory Lane’s Summer Auction that kicks off Aug. 2.
The online portion of the Goldin Auctions Spring Auction closed May 7, generating $1.7 million in sales. Combined with the record breaking live auction held on April 30 at the New York Yankees Steak House, the 1,400+ lots of memorabilia sold for $4.6 million.
While it’s possible that one of these was prominently displayed in every candy store and five-and-dime that sold Cracker Jack in 1915, the number of surviving specimens can be counted on one hand, and the featured item was found it in a barn in the Midwest, where it likely sat for the duration of its existence.
One of two 1888 Allen & Ginter cards of Buck Ewing graded PSA 9 joins The Babe, Ty, Honus, Ted, Jackie, Willie, Mickey and more in Memory Lane’s upcoming I Own It Now catalog that opens Friday, Mar. 4. Buy or make an offer.
A friend of a member of the Ty Cobb family unearths some rare, touching material related to the legendary Hall of Famer.


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UPLAND >> A half-century old Upland shopping center has a new, er, lease on life after its new owners have announced a slate of new tenants and renovations.
City officials and real estate experts say the redevelopment of the Upland Village Center, 229 E. Foothill Blvd., northeast of Foothill Boulevard and Euclid Avenue, should revitalize the center and bring more shopping opportunities and revenue for city services.
The Upland Village Center, home to Laser Island, and a 99 Cents Only store, was recently acquired by the Laguna Beach-based Wood Investments Inc., for $18.5 million from limited partnership known as Upland Village Center.
“I think it will be extremely successful shopping center,” Upland Development Services Director Jeff Zwack, said by phone. He he projects the renovation work and move-ins to be complete by the first quarter of 2018.
“It has great visibility from Foothill. … It’s a great location. It’s been such an under-utilized shopping center for at least a decade,” Zwack said.
Built in 1968, Upland Village Center is in the heart of an established retail corridor along Foothill Boulevard and northeast of an intersection that sees more than 100,000 cars drive by daily, according to real estate brokerage firm Cushman & Wakefield. The center’s previous owner held the property for more than 35 years, according to the firm.
“Anytime we can revitalize a center and bring new businesses to that location is a positive move for Upland,” Interim City Manager Martin Thouvenell said by phone.
The center was once occupied by a 65,000-square-foot Dick’s Sporting Goods which has been vacant for seven-plus years.
Wood Investments Inc. and its partners plan a phased redevelopment of the property. The first phase will include the addition of new tenants: Ross, Burlington and a chicken fingers restaurant called Raising Cane’s. Wood Investments Inc. is currently pre-leasing stage for phase two, according to the firm.
Zwack said the company plans to add an additional 30,000-square-feet of retail space to the main retail building.
A representative for Wood Investments could not immediately be reached for comment.
Doug Hornecker, the owner of Laser Island, has leased space at the center since 2008. Hornecker said by phone he has three years left on his lease and staying at the center will depend on whether the cost of future rents.
“We’re hoping to stay, but we haven’t negotiated a new lease yet, and we don’t know if we’ll be able to get a reasonable rate for the new lease,” Hornecker said.
Hornecker said he is looking forward to the renovation and new tenants.
“Just having the center cleaned up, because it’s pretty run-down,” Hornecker said. “That will be nice. … It’s good for the remaining time we have if we have to move because it is really run down.”
Competitive Edge Cyclery, which had occupied a space at the center for the past 29 years, moved several blocks west on Foothill Avenue last week after the rent was raised from 77 cents a square foot to $4 a square foot, owner Mark Ceccarelli said by phone. The business is now at 1869 W. Foothill Blvd., between Central and Benson Avenues in Upland.
“I know we’re going to do way better because we’re a little closer to Claremont. Visibility is unbelievable being next door to an In-N-Out Burger, so in the long run we’ll be doing better,” Ceccarelli said.
The bike shop proprietor said he wishes the new Upland Village Center owners the best.
“The only problem I see with that center is it’s going to be big corporate businesses, and you’re not going to get that personal mom-and-pop experience,” he said.


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With the news that the European Parliament has voted on a new rule requiring all new phones and small electronics that use a charging cable to be equipped with a USB-C port, Apple has some big decisions to make. The change only applies to products sold in Europe, but will likely affect Apple’s worldwide product line.
While Apple has moved to USB-C on Macs and most of its iPads, some products still use the proprietary Lightning port that was introduced with the iPhone 5 in 2012, including the iPhone 14. Here are 10 devices you will need to switch , since as soon as Apple updates them:
Last updated: September 2022 (iPhone 14)
The iPhone 14 is probably the last model with a Lightning port. While the next iPhone arrives on the EU deadline of 2024, rumors suggest that Apple will move to USB-C with the iPhone 15. Not only will it provide universal charging with your MacBook and iPad, but USB-C will open up as well. the door to faster data transfer, which will be a welcome new feature now that the iPhone 14 Pro can capture 48MP ProRAW photos.
Last updated: September 2021 (9th generation)
Rumor has it that Apple won’t even wait until 2023 to upgrade its last remaining Lightning-based iPad to USB-C. An update to the entry-level model is likely to arrive in October, with a rumored new design with thinner bezels and a larger display.
Charging case for AirPods/AirPods Pro
Last updated: March 2022 (3rd generation) / September 2022 (2nd generation)
While the AirPods and AirPods Pro cases received MagSafe charging last year, they still use Lightning for cable charging despite having enough room for a USB-C port on the bottom of the case. Apple only recently released both models of AirPods, so they’re unlikely to get another update until 2025, but it’s possible that Apple will quietly release a new USB-C case for existing models alongside the iPhone 15.
Last updated: December 2020 (1st generation)
When Apple introduced the AirPods Max in December 2020, they didn’t have a charging case. Instead, Apple included a Lightning cable on the side for charging (or wired listening via an optional Lightning to 3.5mm audio cable). If Apple updates the AirPods Max with an H2 chip for adaptive transparency or introduces new colors in 2023, that Lightning port will almost certainly change to USB-C.
Magic keyboard, magic trackpad, magic mouse
Last updated: March 2022 (new colors)
Apple hasn’t redesigned its trio of Mac accessories for almost a decade, but introduces new colors fairly regularly. In 2021, all three accessories – Magic Mouse, Magic Trackpad, and Magic Mouse – received new colors to match the new 24-inch iMac, and the Magic Keyboard received a Touch ID sensor. Then earlier this year, Apple began offering black versions of accessories along with the Mac Studio and Studio Display. While we don’t expect Apple to surprise us with a Magic Mouse that charges properly (meaning you don’t have to turn it over to connect the charger), if Apple updates an iMac with an M3 processor next year, as rumor has it, it will also USB-C accessories need to be updated.
Last updated: September 2016 (1st generation)
Apple started bundling Lightning EarPods with iPhones back when it removed the headphone jack from the iPhone 7. These days, you’ll have to buy them separately for $19 if you want a pair, but we’re guessing they’ll be discontinued. as soon as Apple switches iPhone to USB-C.
Last updated: June 2020 (new colors)
While most Apple Beats products use USB-C or micro-USB for charging, there is one – the PowerBeats Pro – that still uses a Lightning-to-USB-C cable for charging. The next time Apple releases new colors or updates the PowerBeats Pro, things will change.


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There’s been a lot of reporting in the news lately about our food in both in not-so-good light and in some promising rays . Over the course of the last week I’ve selected a few to pass along and share with the great collective. This is going to be a new catergory I plan to incorporate called Field Notes, where I can pass along what I believe are useful links and/or news stories to share for the common good. It could be monthly or it could be weekly, so come on back and check in on the Waxing Mind.
The meat industry and the concerns around their ‘farming’ practices are once again a topic of an NPR story. Again, it’s all around us and yet we continue, myself included, to bury our heads and then unwrap that cellophane wrapped cut from our grocery store and we still eat it. I’m making progress in moving forward with hunting and fishing my own meat, but it takes time, so my immediate issue is how to fend for it in the mean time.
Assessing Consumer concerns about the Meat Industry
The mere fact that this is even a story and this is even going on, just is so sad. That these PA minimum wage workers use the past dated food to feed their family. There is no need for a food shortage anymore.
School Cafeteria Workers
My wife and I just hit up our farmer’s market this past weekend and it was the second market this season. While we were there we picked up some kale, not really knowing what to do with it, but we also know that its a superfood packed with nutrients. In the past we’ve just sauted it with olive oil and garlic, but I wanted to try something different and then I saw this tweet. Love it when life works out that way. Now I just need to decided which way to try it.
10 ways to Prepare Kale
Even in the face of bad farming practices that are not sustainable or even that healthy. I remain optimistic about the future of farming, Jamie Oliver’s Food Revolution has been doing work to promote progress in the food industry and currently there is the possibility for some changes that US senate is debating right now in congress for our Farm Bill, for some additional info check out:
If you are up for the change, and like me, want to support your local small farmer then I’d encourage you to take action here:
Food Farm Bill


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New Delhi, July 30 () : India has resisted the US bid to sell its electronic goods duty-free by getting it to be member of the Information technology Agreement (ITA) second version.
The first pact was signed in 1996 and US now wants it to cover flat panel TV, tablets and cellphones. Joe Biden, the US VP did some lobbying but it did not work. China too has backed out of the proposed ITA 2 and US-EU say that this could have opened trade globally to tune of Rs 48 lakh crore.
India feels it should have been part of ITA since it did more harm than good. WTO members numbering 20 are trying to get Asian countries into the new pact. US and EU know that India’s demand for IT products in another 7 years be Rs 24 lakh crore.
Now, efforts are on to reopen the talks in September but India turning up is doubtful. US IT majors lobbied hard to get India sign on the expansion of new products on the no import tax list.
John Kerry, US secretary was to convince External Affairs Minister Khurshid as to how important it was to Indo-US ties and Biden was expected to give it a push. Google, Microsoft and IBM are part of the companies wanting removal of trade barrier.
FM Chidambaran while on his visit to US told that investors would come knocking if the hurdles and selective blocking of entry into some sectors were removed. US investors felt that India trade policy was one that loaded heavily against the foreign investors.
A preferential market access policy which US IT said was hurting their entry was suspended by India – a move promptly welcomed by US biz. This policy suspension means that MNCs need not buy equipments from Indian manufactures. Unlike the situation in 1996 when India unilaterally signed ITA-1, the industry bodies and the opposition parties would not give the chance to commit a mistake again.


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Samsung are really getting their tablet act together and already offer more variations on the Android tablet formula than any manufacturer to date.
This rather impressive line up, however is set to grow a little larger with a newer 8.9 inch tablet offering. The new 8.9 inch Android tablet has recently been spotted out and about in Germany and features a new incredibly thin body, even thinner than the iPad 2!.
Gizchina News of the week
It is expected that this new, sub 10-inch tablet may hit shelves during summer this year.
Follow us on Twitter for more Android and Samsung tablet news.


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Canada Stocks Erase Gains as BlackBerry Tumbles on Sales ConcernEric Lam
Canadian stocks erased gains as the biggest plunge in BlackBerry shares in five weeks overshadowed speculation that Cyprus will reach a deal to prevent a financial collapse.
BlackBerry fell 8.1 percent after analysts raised concern about sales of its Z10 smartphone. Walter Energy Inc. rose 2.7 percent after saying it will close two mines to cut costs. Royal Bank of Canada and Bank of Nova Scotia gained at least 0.5 percent. Lululemon Athletica Inc. fell 3.7 percent after Credit Agricole lowered its rating on shares of the yoga-clothing maker.
The Standard & Poor’s/TSX Composite Index rose 9.48 points, or less than 0.1 percent, to 1,2757.35 at 4 p.m. in Toronto, paring earlier gains of as much as 0.6 percent. The S&P/TSX fell 0.6 percent this week, a second weekly decline. Trading volume was 20 percent lower than the 30-day average.
BlackBerry plunged 8.1 percent to C$15.19 for the biggest decline since Feb. 13. The shares rose as much as 4.2 percent earlier. The Waterloo, Ontario-based smartphone maker began selling its latest product, the Z10, in the U.S. today, two months after its debut in other countries.
Ahead of the U.S. debut, analysts with Deutsche Bank AG checked inventory in the U.K. and Canada. Sales have been slow and store employees aren’t promoting the devices, the firm said in a report.
European and Cypriot officials are negotiating a solution to avert a financial collapse in the island nation after Russia spurned a bid for a loan and German lawmakers dismissed a rescue proposal.
Averof Neofytou, deputy president of Cyprus’s ruling Disy party, said he believes lawmakers will reach a deal today. The European Central Bank will withdraw funding from Cyprus’s lenders next week if the two sides fail to come to an agreement.
Royal Bank of Canada rose 1 percent to C$61.37, its biggest gain in four weeks. Scotiabank climbed 0.6 percent to C$59.45, and Toronto-Dominion added 0.4 percent to C$83.96.
Finance Minister Jim Flaherty yesterday released a fiscal plan that eliminates the country’s deficit in two years. The proposal limits spending growth to the slowest pace since the 1990s and relies on an accelerated recovery. The world’s 11th-largest economy is expanding at the weakest rate since emerging from recession in 2009.
Lululemon, the yoga retailer that recalled see-through pants, slumped 3.7 percent to C$63.80, the lowest since August. Huei Suen Ng, analyst with Credit Agricole Securities, cut the stock’s rating to a sell on concerns the company is making mistakes as it accelerates global store openings.
“Until Lululemon solves its execution problems, we do not think it makes sense to own the stock,” Ng said in a note to clients after the close of regular trading yesterday.
Walter Energy, a Birmingham, Alabama-based metallurgical coal producer, advanced 2.7 percent to C$30.26 after announcing it will close mines in Alabama and British Columbia.
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Good news for travelers. Now you can travel by air for only 899 rupees. As the impact of the virus is decreasing in India, efforts are on to normalize things in every way.
New Delhi: Good news for travelers. Now you can travel by air for only 899 rupees. As the impact of the virus is decreasing in India, efforts are on to normalize things in every way. In such a situation, the sale has been announced for the passengers traveling by air. SpiceJet has launched Book Befikar Sale. In which you can travel by air for less money.
This Book Befikar Sale by SpiceJet is for January 17. In such a situation, book it soon to enjoy air travel for less money. Ticket booking has started from 13 January. The company said that the price of the voucher will be the same as the base fare of the booked ticket.
Giving information in this regard, the company said that Book Befikar Sale! Book domestic tickets starting at 899 only. Plus enjoy the freedom to change or cancel tickets with zero fees. what’s more; The duration of the visit will be from 1 April to 30 September. Ticket sales expire on 17 January.
Apart from this, the country’s first Kovid vaccine consignment has already been sent to Delhi by Spyjet Flight. In connection with this, SpiceJet has shared the photos of the consignment.
SpiceJet launches 21 new flights from 12 January
SpiceJet has started 21 new domestic and international flights from 12 January. In a statement issued by the company, earlier information was given about starting the flight. SpiceJet had announced the start of two weekly flights between Mumbai to Ras Al-Khaimah, UAE and also informed to increase the ferries between Delhi to Ras Al-Khaimah. It was told in the statement that it will start new flights between Jharsuguda in Odisha between Mumbai and Bengaluru.


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153.60 +0.72 (0.47%)
After hours: 7:29PM EDT
|Bid||153.30 x 1000|
|Ask||153.60 x 900|
|Day's Range||147.06 - 155.10|
|52 Week Range||124.46 - 292.76|
|Beta (3Y Monthly)||2.50|
|PE Ratio (TTM)||28.86|
|Earnings Date||Aug 15, 2019|
|Forward Dividend & Yield||0.64 (0.47%)|
|1y Target Est||183.42|
Volvo and Nvidia announced a new partnership today aimed at developing thenext-generation decision-making engine for Volvo Group's fully autonomouscommercial trucks and industrial service vehicles
Recently, there has been significant turmoil surrounding the electronics component sector, specifically in wireless equipment and semiconductors. This was mostly due to the US blacklist of Huawei in May, coupled with increased US-China trade war tensions.
Nvidia Corp. and Volvo Group team up to go against the likes of Tesla Inc., Alphabet Inc. and others developing the commercial vehicles of the future.
The Volvo Group and Nvidia Corporation (NASDAQ: NVDA) have announced a joint partnership to develop artificial intelligence (AI) for self-driving trucks. Work will begin immediately in Gothenburg, Sweden and Santa Clara, California. The announcement comes a week after Volvo, the world's second-largest truck maker after Daimler, said its self-driving truck "Vera" would begin transporting goods from a logistics center to a port terminal in Gothenburg in collaboration with logistics firm DFDS.
is proving why it's one of the leaders in the autonomous driving movement. As Nvidia CEO Jensen Huang explained on a media conference call on Tuesday, the deal is the company's first end-to-end A.I. development, simulation and in-car partnership.
In the latest AI news, Nvidia (NASDAQ:NVDA) has partnered up with Volvo in order to develop the next generation in self-driving vehicles in the form of autonomous commercial trucks and industrial service vehicles.Source: Nvidia The partnership among the two companies will use Nvidia's Drive artificial intelligence platform, which combines processing data from sensors, perception systems, localization, mapping and path prediction, as well as planning. Volvo has already developed some freight vehicles with autonomous technology in early service, but these are only being deployed in very controlled environments and operate in a supervised manner at the Swedish port of Gothenburg.Nvidia and Volvo decided to team up in order to help test and deploy a number of autonomous vehicles with AI decision-making features on board, while also ensuring that these commercial vehicles are able to operate on their own on public roads and highways.InvestorPlace - Stock Market News, Stock Advice & Trading TipsThe two businesses are making the move for more than just transporting freight as they are hoping to build autonomous systems and vehicles capable of handling garbage and recycling pickup. Plus, they are aiming to create vehicles that can operate on construction sites, at mines, as well as in the forestry industry.Nvidia revealed on its blog that the solution will help to address increasing demand for global shipping, which has been driven by a higher demand for consumer package delivery.NVDA stock is up 5.7% on Tuesday. More From InvestorPlace * 10 Stocks to Buy That Wall Street Expects to Soar for the Rest of 2019 * 7 Top-Rated Biotech Stocks to Invest In Today * 5 Stocks to Buy for $20 or Less Compare Brokers The post AI News: Nvidia (NVDA), Volvo Team Up on Self-Driving Trucks Project appeared first on InvestorPlace.
Chip stocks climbed higher on Tuesday on a surge of optimism over a possible trade deal between the U.S. and China. President Trump wrote in a tweet that he and China's President Xi Jinping will meet next week at the G20 summit in Japan, and that the two had "a very good telephone conversation" ahead of the summit, which begins on Jun.
Semiconductor stocks have spiraled upwards today. The VanEck Vectors Semiconductor ETF (SMH) is up 4.6% currently, while the iShares PHLX SOX Semiconductor ETF (SOXX) is up 4.9%. Though trade war concerns remain, some stocks like NVIDIA might be undervalued due to their recent declines.
Nvidia is teaming up with Volvo, the world’s second-largest commercial truck manufacturer, to develop self-driving capabilities for a range of commercial vehicles.
Micron's (NASDAQ:MU) situation continues to deteriorate. With its margins waning and its revenue and profitability falling, MU stock price has fallen meaningfully from its highs. Just two months ago in April, Micron stock was trying to break out and exceed $45. What happened?Source: Shutterstock While the trade war was seemingly heading towards a friendly resolution a few months ago, a tweet from President Trump sent those assumptions down the drain. The tweet sank the stock market, as the PowerShares QQQ ETF (NASDAQ:QQQ) calmly shed 11.5% in the month of May.However, it's had a much more devastating impact on semiconductors, chip makers and memory producers. For instance, Nvidia (NASDAQ:NVDA) tumbled more than 23% in May, MU stock dropped almost 26% from peak to trough and Lam Research (NASDAQ:LRCX) dropped roughly 18%.InvestorPlace - Stock Market News, Stock Advice & Trading Tips * 5 Stocks to Buy for $20 or Less Comments that Broadcom (NASDAQ:AVGO) made in conjunction with its second-quarter results didn't help. On Thursday evening, the chip maker said it expects first-half headwinds to persist in the second half of the year, after previously expecting them to lift. That caused Broadcom to issue full-year revenue guidance that was well below analysts' average estimate ($22.5 billion vs. $24.31 billion), inflicting even more pain on the group. What About the Valuation of Micron Stock?Too many people look at MU stock and assume it's a buy because of its low valuation. Many understand how price-earnings (P/E) ratios work, but some don't. They see Micron stock trading at four or five times its earnings and say, "That's a buy to me!"What they don't consider is the very basic equation of the P/E ratio. Quite simply, the ratio is price divided by earnings. When a company's stock falls and its earnings stay flat, its valuation or P/E ratio falls, making it more attractive. However, when companies' earnings fall, their stocks become more expensive.When both price and earnings fall -- which is what's been happening to Micron -- the company's P/E can remain almost constant. Last July, MU stock was trading at almost $60. Analysts' average estimate called for earnings of almost $12 per share during the fiscal year, giving MU stock a forward P/E ratio of about five. Fast forward to June 2019 and the forward consensus earnings estimate has cratered almost 50%, down to $6.35 per share. So, too, has the stock price, which is also down almost 50%.That's not surprising. The decline in estimates, in conjunction with the decline of MU stock, has kept the P/E ratio relatively constant. Thus, MU stock isn't that much cheaper now than it was in the past. Micron's Underlying BusinessNAND memory is a component of Micron's business, making up roughly 30% of its total revenue last quarter. However, another form of memory, DRAM, is the largest piece of MU's pie, making up 64% of its total revenue.Micron's President and CEO, Sanjay Mehrotra, said this about NAND and DRAM:"NAND markets remain oversupplied from the acceleration in bit growth driven by the industry transition to 64-layer 3D NAND. Although fiscal Q2 pricing came in below our expectations, we are optimistic that demand elasticity and seasonal trends will support improving demand growth in the second half of the calendar year.Since our last earnings call, DRAM pricing weakened more than expected. Our demand outlook for calendar 2019 has moderated, led by somewhat greater levels of customer inventory, weakening server demand at several enterprise OEM customers and worse-than-expected CPU shortages."Other executives have made unfavorable observations about memory:Anthony Neri, president and CEO of Hewlett Packard Enterprise (NASDAQ:HPE): "So the overall commodity environment continue to be favorable and there is an oversupply now compared to last year's as you recall there was shortages and costs going up. The DRAM prices are down."Dion Weisler, CEO of HP Inc (NASDAQ:HPQ): "I think broadly speaking, we have seen some easing around the overall supply chain costs in the basket of commodities and logistics."Kelly Kramer, CFO of Cisco Systems (NASDAQ:CSCO), also said the company was benefiting from reduced DRAM prices. Trading MU Stock Click to EnlargeMicron's price action was very discouraging last week , with MU stock topping out near $36. It's now down about 8% from those levels.If MU stock falls below Friday's lows, it could be in some trouble. Those lows buoyed Micron stock in late May and early June. If they can't do so now, then MU stock could tumble to $30. If the selling pressure doesn't relent, it could continue even lower.Now that semis and tech have caught a bid, see if Micron can hurdle $34 and its 20-day moving average. Otherwise, Micron stock looks risky on the long side in the short-term, particularly with a percolating trade war.With all that said, Micron is a boom-bust company. When its business is tough -- like now -- the ride is rough for investors. When its business is good -- and it eventually will be -- MU stock will be a huge winner. Even if MU slides further from here, it will likely be a good hold over the long term. DRAM and NAND aren't going anywhere, and neither is MU stock.Bret Kenwell is the manager and author of Future Blue Chips and is on Twitter @BretKenwell. As of this writing, Bret Kenwell is long NVDA. More From InvestorPlace * 4 Top American Penny Pot Stocks (Buy Before June 21) * 5 Red-Hot IPO Stocks to Buy for the Long Run * 5 Stocks to Buy for $20 or Less * 4 Dow Jones Stocks Ready to Rise Compare Brokers The post Should Micron Stock Be Bought or Sold? appeared first on InvestorPlace.
When you first start learning how to read stock charts, it can be a little intimidating. But you can quickly get up to speed with this new series on Chart Reading For Beginners.
Goldman Sachs’ chief US equity strategist, David Kostin, thinks that “rising market concentration” and geopolitical tensions pose a “regulatory risk” to companies, which could harm their fundamentals.
Unless there's a negative update about another escalation in the US-China trade war, the expected rate cut decision could trigger market-wide buying, including in tech stocks, in the near term.
Sweden's AB Volvo is joining forces with Nvidia Corp to develop artificial intelligence used in self-driving trucks, in a boost for the U.S. chipmaker that was dropped by Tesla Inc last year. The agreement announced on Tuesday by Nvidia and Volvo, the world's second-biggest truckmaker after Daimler AG, is a long-term partnership spanning several years.
Intel (NASDAQ:INTC) stock is cheap. The Intel stock price sits at just over 10 times earnings. Combined with a 2.7% dividend yield, there's a value case for INTC stock at current levels.Source: Shutterstock But I've been skeptical about that case for some time -- and recent developments don't change my mind. Fundamentally, Intel stock looks cheap. As a business, however, there are plenty of reasons why that is, and should be, the case. Fundamental Concerns for INTC StockIntel stock was rolling not all that long ago. As of mid-April, the Intel stock price had risen nearly 30% in 2019 alone. And then first-quarter earnings sent the stock plummeting. INTC stock dropped 9%, wiping out some $23 billion in market value. * 7 Top-Rated Biotech Stocks to Invest In Today The catalyst was reduced guidance for 2019. Analysts and investors had been looking for a rebound in the second half of the year, after what looked like an early-year pause in datacenter spending. Intel's guidance undercut that case.InvestorPlace - Stock Market News, Stock Advice & Trading TipsIntel followed up a little over two weeks later with its three-year outlook -- and that, too, disappointed. Intel is looking for flat sales in PCs -- which investors might see as overly optimistic. Gross margins are going to be pressured amid Intel's 10nm ramp. Three-year revenue growth, on the whole, even with double-digit growth in datacenter, is supposed to be in the low single digits.It's worth remembering that in both cases, INTC stock fell -- and not because of investor overreactions. The guidance is coming from Intel itself and, in combination, it suggests that Intel's growth is going to be rather meager for three years. Cyclical semiconductor stocks with minimal growth aren't going to see big earnings multiples, which, alone, suggests that the Intel stock price at least is in the right ballpark. How Many Mistakes?There's a broader problem with the disappointing guidance, however. It's difficult for investors to trust Intel at this point, after a series of missteps. As Dana Blankenhorn pointed out last month, Intel is four years late in 10nm; Taiwan Semiconductor (NYSE:TSM) already is at 7nm.Last year, it was discovered its chips were susceptible to hackers. This year, chip shortages have put its datacenter lead at risk, allowing Nvidia (NASDAQ:NVDA) and Advanced Micro Devices (NASDAQ:AMD) to take share in a market that Intel once dominated.In CPUs, Intel seems at risk as well. AMD's new Ryzen line has been a hit. Intel's shortages are frustrating customers like Dell Technologies (NASDAQ:DELL). Intel's long dominance in PCs may have allowed it to rest on its laurels; it does not, at the moment, have an answer for AMD's rise.So, can investors trust that PC revenue is going to stay flat -- when AMD clearly is taking market share? Is datacenter revenue going to rise double-digits every year when Intel can't keep up with even slower demand? Guidance was disappointing -- and it looks far from certain Intel will be able to even meet its projections.The fundamentals don't look great. The qualitative aspects look even worse. Nvidia and, in particular, AMD clearly are taking share. Intel not only doesn't have an answer right now, it actually seems to be shooting itself in the foot. Given trade war concerns and overall chip weakness, there are plenty of reasons for investors to be worried. The Intel Stock Price Can Get CheaperAll told, it's not a surprise that Intel stock has fallen so far. Indeed, it wouldn't be surprising if Intel stock fell further. 2019 expectations clearly are at risk. 2020 and 2021 growth doesn't look particularly impressive. In a chip space with no shortage of cheap stocks -- think Broadcom (NASDAQ:AVGO) and Qualcomm (NASDAQ:QCOM), to name two -- INTC hardly looks like an attractive pick. * 10 High-Yield Monthly Dividend Stocks to Buy Admittedly, that could change. But it requires that Intel start fixing its mistakes -- and start improving its products. It seems we're still a ways off on both fronts. Until then, INTC is likely to trade sideways at best.As of this writing, Vince Martin has a bullish options position in Dell Technologies. He has no positions in any other securities mentioned. More From InvestorPlace * 4 Top American Penny Pot Stocks (Buy Before June 21) * The 7 Best Tech Stocks to Buy for the Second Half of 2019 * 7 Top-Rated Biotech Stocks to Invest In Today * 4 Semiconductor Stocks to Sell Compare Brokers The post Repeated Mistakes Are Bound to Haunt Intel Stock appeared first on InvestorPlace.
SANTA CLARA, Calif., June 17, 2019 -- NVIDIA today announced that it has named Donald Robertson as vice president and chief accounting officer, reporting to Colette Kress,.
The DGX SuperPOD consists of 96 Nvidia DGX-2H supercomputers, making the DGX SuperPOD the world's 22nd-fastest supercomputer. Some may wonder why we're not talking about a top-five or top-ten supercomputer announcement, but that would be missing the point. For starters, 22 of the world's top 25 most powerful supercomputers are powered by Nvidia's GPUs.
Immigration is an important driver of the United States technology industry – without immigrants, it’s not quite clear that many of the biggest tech companies would have been started. While immigrants make up less than 15% of the nation’s population, they started one out of four new tech businesses over the last couple of decades.
Nvidia's full stack of AI and HPC software will be made available to the Arm ecosystem by the end of 2019, the company said. The stack will include all CUDA-X AI and HPC libraries, GPU-accelerated AI frameworks and software development tools like PGI compilers with OpenACC support and profilers. The announcement is the result of 10 years of collaboration between Nvidia and Arm-based HPC systems.


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ZTE is expected to announce their ZTE Gigabit at MWC 2017 alongside some other smartphones.
The Chinese company describes the phone as a "forward-looking smartphone" for 5G era, although we won't see the successor to 4G LTE in wide usage until 2020.
The phone will allow for 1 gigabit per second download speeds. ZTE believe that this feature will improve 360 VR videos, streaming, and more.
Because this phone is coming out this year, it is very unlikely to have anything to do with actual 5G. However, companies like Qualcomm do have modems capable of Gigabit speeds already.
I would expect that this ZTE device will feature either Qualcomm's Snapdragon 835 or their Snapdragon X16 modem. Both of these have Gigabit LTE capability.
Unfortunately, not much is known about the phone, so we don't know the specs or the price.
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A charity handed out food packages and supermarket vouchers in Aberdeen as the cost of living crisis pushes more to seek emergency help.
Islamic Relief UK joined forces with the Masjid Al Hikmah mosque on Nelson Street for the charitable drive yesterday.
A new report by the resolution foundation finds that there are large increases in people unable to afford essentials compared to the pre-pandemic period.
In November 2022, 28 per cent (up from 9 per cent pre-pandemic) of adults say that they could not afford to eat balanced meals, and 11 per cent or 6 million adults (up from 5 per cent pre-pandemic) reported being hungry in the past month but they didn’t eat as they lacked enough money to buy food.
The food packs contain essential items such as bread, pasta, tea, biscuits, oil, sugar and others.
Tufail Hussain, Director of Islamic Relief UK said: “Food banks are not a sustainable or dignified way to help people who are struggling to survive because they do not have a sufficient or reliable income. We will continue to support the most vulnerable through our programmes, but food banks should not exist in one of the wealthiest countries in the world.”
“The current cost of living crisis has revealed just how much the UK’s benefits system is failing to support those on the lowest incomes. Only long-term structural change will give people the best chance of escaping poverty and living with dignity.
“The UK government must do more to deal with the immediate impacts of the cost of living crisis, but also undertake a fundamental review of the UK’s social security system with a view to ensuring benefits provide people with an adequate income to cover their essential needs.”


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Montana Sustainable Agriculture and Trade
By ruin of farmers and rural communities, by erosion, pollution, and various kinds of industrial and urban development, we have ominously degraded and reduced the long-term food-producing capacity of our country.
– Wendell Berry, Citizenship Papers
One of our core beliefs at Northern Plains is our belief that family-based sustainable agriculture and ranching are good for Montana’s economy, our environment, and our rural communities. Montana is a better place when family farms and ranches are thriving.
“If we could increase the carbon in all of the Earth’s agricultural soils by just 1%, we could reverse climate change” – Kristin Ohlson, speaker at Northern Plains’ Annual Meeting 2015
Healthy soils provide every advantage to farmers and their communities: higher yields, better water storage, less erosion, healthier food, and carbon storage. But this all takes a lot of time and resources. Join us in learning how to build healthy soils, monitor them, and find policy solutions to make it all possible.
We’re building local food systems to put the power and money into the hands of our local producers and local economies in a big way.
Montanans spend $3 billion each year on food and more than 90% of the food products sold in Montana now come from outside the state or outside the country. If Montanans were to consume only 1% more locally produced food, we would keep nearly $30 million in our state. This could translate to over $110 million as each purchase of locally produced food multiplies into additional purchases, providing local jobs, and promoting locally owned businesses, thus resulting in community prosperity.
Every time consumers spend money, we are determining the kind of local economy we would like to have. Our votes as consumers – especially organized consumers – are easily as powerful as any election ballot we will ever cast.
Genetically modified wheat is a threat to Montana’s largest industry, whose buyers refuse to buy GM crops. It must be stopped from introduction into the marketplace until protections are put in place for Montana wheat growers.
In 2014, genetically modified wheat, unapproved by the U.S. Department of Agriculture, was found in Huntley at Montana State University’s Southern Agriculture Research Center, formerly a testing location for Monsanto’s GM wheat between 2000 and 2003.
Dena Hoff, an organic farmer near Glendive and member of Northern Plains Resource Council, has been working to strengthen test plot rules to protect organic and conventional farmers from contamination. “The USDA needs to be held responsible for this,” she said. “It is their lack of regulation and rule-making that has allowed this to happen. They decided to ignore the side of common sense, that we can’t control nature, and instead to go with industry control.”
Family-based sustainable agriculture and ranching are good for Montana’s economy, our environment, and our rural communities. Montana is a better place when family farms and ranches are thriving, and we need a Farm Bill that supports that.
A good farm bill will:
- Provide a reasonable rate of return to farmers, to sustain farm families, agricultural infrastructure, and rural communities.
- Assure a reasonable rate of return to public and private providers of farm inputs (seeds, fertilizers, etc.), information, services, and technology.
- Preserve and regenerate soil, water, and biological resources upon which farming depends, and avoids adverse impacts on the natural environment.
- Increase productivity and per-acre yields at least in step with the growth in demand.
- Adhere to social norms and expectations of fairness, equity, compliance with regulations, food safety, and ethical treatment of workers, animals, and other creatures sharing agricultural landscapes.
We’re restoring competition to the meatpacking industry by boosting the 16% of independent meat processors and taking power from the Big 4 meat packers who take profits from ranchers and exploit consumers. We still believe that Country of Origin Labeling is an important right of all ranchers to have their products labeled born, raised, and slaughtered in the U.S.A.
Four giant meatpacking corporations control over 84% of the U.S. livestock market. Northern Plains has fought for ranchers and consumers to get fair prices, and not let the big 4 have all the power. Now, instead of breaking down the powerful and wealthy 84%, how can we boost the 16% of the meat processors that are independent, family run businesses that pay our producers competitive prices?
Country-of-origin-labeling (COOL) History
Country-of-origin labeling is a standard practice for most products, with the notable exception of the food we eat and feed to our families.
Northern Plains, in cooperation with WORC and other farm and ranch groups, had succeeded in gaining passage of country-of-origin labeling in the 2002 Farm Bill. However, years passed without the U.S. Department of Agriculture promulgating the rules necessary to make country-of-origin labeling a reality until 2008.
In the meantime, we moved forward with action at the state level in 2005. After two packed hearings, contentious debates in the Legislature, and a dozen amendments, the Montana Country-of-Origin Labeling Act was signed into law. It gave Montana producers of beef, pork, lamb, and poultry the ability to label their products as Made in Montana.
In 2011 the World Trade Organization challenged the U.S. COOL requirements, stating that they set an unfair trade barrier, and were too expensive for packers. The USDA responded by strengthening the rules. Now, labels must state where the animals were born, raised, and slaughtered, rather than just “Product of North America.” The proposed rules also prohibit packers from commingling livestock from different origins.
In 2015, the WTO slapped a $1.1 billion fine against the U.S. for COOL, so Congress repealed the law.
Northern Plains has led grassroots efforts in Montana to stop the TPP, NAFTA, and other international deals that give more power to corporations and take away the rights of individuals and small businesses. These deals are not about trade, as we support trade of goods and services between countries.
Trans-Pacific Partnership Free Trade Agreement:
TPP would give:
- Rights for foreign companies to acquire land, natural resources, factories without government review
- Incentive to offshore to low wage countries
- Compensation for loss of “expected future profits” from health, labor environmental, laws
- Rights to move capital without limits
- New rights to cover intellectual property, permits, and derivatives
Biggest issues with the TPP:
FOOD SAFETY: The U.S. currently rejects a significant portion of food imports from TPP countries like Vietnam and Malaysia as unsafe, but TPP would require us to accept food imports that do not meet U.S. safety standards.
ISDS LAWYERS: TPP will allow foreign corporations to sue the U.S. government in private tribunals/ corporate courts run by three corporate lawyers who rotate between judging these cases and representing corporations, which is a conflict of interest, and there is no outside appeal.
ISDS FUTURE PROFITS: Under TPP, the American taxpayers could be forced to pay foreign corporations compensation for any American law or safety rule. They can sue for their current losses but also future expected profits, and there is no limit to the amount they can win from U.S. taxpayers.
LOWER WAGES/FEWER JOBS: TPP will pit American workers against workers in Vietnam making less than 65 cents an hour. Economists who have looked at this deal say it will lower wages for 90 percent of Americans and gives corporations more incentives to move American jobs overseas.
ISDS CORPORATE RIGHTS: TPP gives foreign corporations that come to the U.S. even more rights and privileges than the American people and our businesses, and elevates foreign corporations to the status of the U.S. government by allowing them to sue our country in special tribunals/corporate courts.
SECRET CORPORATE NEGOTIATIONS: The terms of the new TPP trade agreement were negotiated in secret with over 500 corporate advisors, but the people, the press, and even the U.S. Congress were shut out so it favors corporations, not working families.
BIPARTISAN DISAPPROVAL: For the first time, the presidential nominees of both parties, Donald Trump and Hillary Clinton, oppose this new trade agreement because it does nothing to stop currency manipulation, will hurt U.S. wages and jobs, and means higher drug prices.
BAD FOR CLIMATE: All of the countries in the world are working to combat climate change, but TPP would forbid many of the policies we need to stop the climate crisis.
For more information, see Landowner Rights under “The Issues.”


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Kids Eat Free on Black Friday and Free Mac Bites and Bonus Gift Cards
Boca Raton, Fla. – (November 14, 2019) – I Heart Mac & Cheese, a fast-casual concept specializing in customizable, made-to-order macaroni and cheese bowls and grilled cheese sandwiches, today announced several promotions sure to make the season extra-merry and bright (and delicious!), including:
FREE 15-piece order of Mac Bites with any catering purchase, picked up Saturday, November 23, through Saturday, November 30
- Kids eat FREE on Black Friday, November 29
- $5 in BONUS Cards with every $25 Gift Card purchase from Friday, November 15 until Sunday, January 5; and
- $10 in BONUS Cards with every $25 Gift Card purchase on “Pre-Black Friday,” November 22, and Black Friday, November 29.
“We are excited to welcome the holiday season by offering our customers their favorite comfort food as well as exciting promotions throughout the stressful holiday shopping season,” said Steve Giordanella, CEO and Chairman of I Heart Mac & Cheese. “With the recent rollout of our vegan options, our menu is ready to cater to every age, lifestyle, and craving, to provide a fast and affordable option for those trying to avoid packing on extra holiday pounds.”
Well-known for build-your-own macaroni and cheese bowls and grilled cheese sandwiches, I Heart Mac & Cheese offers versatile in-store and group catering menus. These feature healthy lifestyle choices such as broccoli, cauliflower, quinoa, plant-based proteins, dairy-free alternatives and gluten-free pasta, as well as more traditional components.
I Heart Mac & Cheese also recently debuted its signature “Mac Bites” or baked, bite-size mac-and-cheese snacks perfect for little hands or those on the go. Guests can enjoy a variety of flavors like Classic, Pepperoni and Buffalo Chicken.
“We think the Mac Bites will be a great addition to this holiday’s catering orders. The bite-size portion makes a perfect easy-to-eat appetizer for holiday celebrations and social gatherings with friends and family,” added Giordanella.
About I Heart Mac & Cheese
I Heart Mac & Cheese is a fast-casual concept specializing in customizable, made-to-order macaroni and cheese bowls and grilled cheese sandwiches. Also, on the menu are lifestyle choices with quinoa, broccoli or cauliflower bowls, as well as gluten-free pasta. In 2019, the brand unveiled a new vegan menu featuring plant-based options through an official partnership that was launched with Beyond Meat®. The menu combines award-winning recipes resulting in a grown-up approach to this classic childhood dish. Guests in search of an easy-to-eat treat can enjoy the brand’s newest menu item, Mac Bites, that are baked, bite-size portions perfect to eat while you are on the go in flavors like Classic, Pepperoni, Lobster and Buffalo Chicken. The first location opened in 2016 in Fort Lauderdale. Florida locations include Pembroke Pines, Jupiter and Boca Raton. Additional locations are slated to open in Colorado, Florida, Georgia, Illinois, Indiana, New York and Texas. In 2017, the company launched its franchising program nationwide and has franchisee locations in Florida in Coral Springs, Davie, and Tallahassee and in New York in Patchogue and Bayside.
Lacey Outten / Stephanie Davis
305-778-5776 or [email protected]
This message was sent to [email protected].
1510 SE 17th Street, Suite 200A
Fort Lauderdale, FL 33316


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The American company Walmart, the world's largest supermarket chain, has revealed its interest in creating a cryptocurrency and selling virtual goods in several brand requests recently delivered to the Patent Office, as reported on Sunday the CNBC media.
Walmart delivered at the end of December almost a dozen requests to the regulator in which he suggests his intention to launch a virtual currency and a collection of NFT assets (non-fungible token), in addition to producing and selling virtual goods such as appliances, clothing, clothing,Personal care toys or products.
Walmart would thus add to an increasingly long list of companies that are preparing to operate in metovers -an immersive virtual reality -, including Facebook, which has changed its name to the finish line for that reason;Retailers of the fashion sector such as Nike or GAP, or the Disney entertainment giant.
The supermarket chain avoided ruling on that possibility in a media stateWith his "innovation".
Walmart is the largest employer in the US private sector.UU.And since the beginning of the Covid-19 Pandemia, it has seen its electronic commerce business grow strongly, which according to its latest quarterly results-last November-has increased its sales in the country by 87 % compared to two years ago.


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Van Nuys Airport Goes Electric as Tenants Install Over 100 EV Chargers
Press Release Published: Los Angeles World Airports, August 25, 2021
In another major step toward its industry-leading sustainability goals, the businesses at Van Nuys Airport (VNY) now offer more than 100 new electric vehicle (EV) charging stations for use by customers and employees.
Five Van Nuys Airport businesses installed EV charging stations, including: Western Jet Aviation (41 stations), fixed-base operator Clay Lacy Aviation (40 stations), Jet Aviation (16 stations), Signature Flight Support (7 stations) and Aeroplex/Aerolease (3 stations). There are now a total of 107 EV stations at VNY.
To learn more about LAWA’s sustainability efforts, click here.
Continue reading the full press release at lawa.org.


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International Capital Taps into China's Agricultural Sector
China Stakes | August 06, 2008
by Leanne Wang
When God closes a door, somewhere he opens a window. While the WTO Doha trade round collapsed amid the row between the United States, China, and India over freer trade of farm products, investors from developed economies have entered the market from the back-door. Goldman Sachs recently invested US$300 million to acquired full control of more than 10 poultry farms in China. Previously, the company has acquired stakes in two top meat products manufacturers in China.
The private equity firm’s series of investment moves sparked concerns among some Chinese intellectuals, especially at a time when inflation led by high poultry prices has forced some Chinese to tighten their belts. Some experts expect China to be more dependent on foreign direct investment when more international institutions set their eyes upon the country’s fragmented agriculture sector, which operates at a low level of efficiency.
Goldman Sachs already holds a 13% stake in China Yurun Food Group, a Chinese meat products manufacturer, and 60% of Shuanghui Investment and Development, another key player in the retail meat packing industry. The company’s recent investment in poultry farms is an upstream move after setting its foot in the meat processing and retail markets.
Deutsche Bank is also exploring China’s livestock industry, with an intention to invest US$60 million for a 30% stake in a poultry farm in Shanghai. It is also eyeing the Tianjin Baodi Agriculture and Technology Co Ltd, which plans to build ten meat processing industrial parks across the country, and is poised to challenge the leading market position of Yurun and Shuanghui. If successful, Deutsche Bank would also enjoy a share of the consumer market for meat products in China while securing a supply of poultry.
Agricultural products are seen as the most valuable investments in China. The market volume for agriculture products is huge, both for domestic sales and export. The cheap labor costs in China ensure a low price for farming products and a wide margin on packaged foods after being processed. This is potentially a great business model for attracting investors. Both Yurun and Shuanghui have successfully been listed on the bourses in Hong Kong and Shanghai respectively.
While most local agricultural products manufacturers are run by households, individuals, and collective or private enterprises, foreign investors can easily enter the market and quickly take up a significant market share. Moreover, China has not yet set any threshold for foreign investment in the agricultural sector, as opposed to life-line industries, such as energy, finance, mining, and telecommunications.
At the other end of the market, China’s new-rich class has developed a taste for finer foods, which has attracted a group of foreign companies to set up manufacturing bases for farming products. In 2006, Asahi Breweries, Itochu Corp, and Sumitomo Chemical leased 100 hectares of land in Shandong province to grow vegetables and fruits using organic methods. Technology, capital, and management are believed to bring together farmers and optimize productivity and efficiency. The venture, starting with funds totaling US$13 million, is expected to start reaping profits by 2011.
In China, where the agricultural population is still the majority and urbanization is accelerating, the agriculture industry has been long associated with poverty and often fails to attract investment locally. With the country’s entry into the WTO, the market mechanism will help lead international capital to find where it is needed, a trend hard to reverse with trade tariffs set by the government.
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During the 2020 pandemic lockdown, many Americans found themselves spending significantly less of their disposable income, and some of that extra money went to paying down credit card debt at a record-setting pace last year.
The opposite is happening now.
In the second quarter of 2021, consumers added $47.5 billion in new credit card debt, an all-time quarterly record that nearly wiped out progress consumers made on their debt during the first quarter. And the spending on credit is expected to continue.
“We’re seeing a projection that consumers will end the year with a net addition of $100 billion in credit card debt. To put that into context, that is more than double of what we’re typically spending just in one year,” said Jill Gonzalez at D.C.-based personal finance site WalletHub, which recently released its 2021 credit card debt study.
The average household credit card debt in the second quarter in Virginia was $9,545, ranking in the top 10 among states. In Maryland, it was $9,282, which ranked No. 15. D.C. was not included in the rankings.
Gonzalez said some consumers are making up for lost time.
“Consumers have started to return to not-so-good habits. I think it’s a combination of that, and also just consumer enthusiasm about being able to go places and do things and ultimately spend money. And we certainly are spending money that we might not have,” she said.
The spike in credit card debt has not, as of yet, led to an increase in delinquencies. In the second quarter, the credit card charge-off rate, or balances lenders consider uncollectible, was 2.54%. That’s a 13.8% decrease compared to the first quarter of 2021.


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Woman charged with shoplifting at Kohl's
Published 6:57 am, Tuesday, April 15, 2014
Laise Santos, 20, of Arctic Street, Bridgeport, was charged with sixth-degree larceny last Friday after she allegedly tried to steal $159.98 worth of merchandise from Kohl's department store, 290 Tunxis Hill Road.
Santos hid 13 pieces of clothing in her purse and left the store, according to the report.
Police discovered that Santos was also driving an unregistered car, and she was also charged with that motor vehicle violation and the car was towed.
She was released on a promise to appear April 21 in Bridgeport Superior Court.


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What’s your wallet made of – leather, or bits and bytes? At CUNA’s recent Government Affairs Conference held in Washington that was a key question raised among those close to the evolution of payment transactions.
You don’t need cash to buy a box of Girl Scouts’ Thin Mints from David Cale, CEO of Financial Plus Credit Union.
At 80 million strong, Gen Y will soon control the nation’s wealth, posing a mammoth opportunity for credit unions. Born during the early 1980s and the late 1990s, the group is more than three times the size of Generation X and exerts major influence on American culture.
Move is meant to draw more merchants.
West Virginia United in Charleston to adopt startups P2P solution.
Des Moines-based payments innovator also eyeing extending business beyond Iowa.
Members’ preference for on-demand information doesn’t have to mean the end of personal relationships.
Mobile and P2P payments specialist is now offering “Proxi,” a smartphone app that will allow users to exchange money with other people and merchants in their proximity.
A new white paper from The Members Group suggests mobile banking is enabling credit union members to take over the notion of customer service.
Des Moines startup says more on the way, and not just in Iowa.


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Garden furniture website FarawayFurniture.com predicted that naturist holidays are going to be a travel trend that is set to take over 2020, with a whopping 543,000 average monthly searches made globally on Google.
FarawayFurniture surveyed 4,281 people to see what their views are and started by seeing what European country is most open to nudism. Germans are most open to going to a nudist beach (83%), followed by Spain (76%) and France (74%). On the other end of the scale and not so ready to bare it all are Brits (41%) and Turkey (35%).
Tanning evenly was the main reason 68% of participants were willing to bare all in the sun. Connecting with nature was next with 43%, followed by trying something new (39%). Helping the planet was another main reason 30% were willing to go on a nudist holiday.
The main reason people said they wouldn’t go on a nudist holiday is they are body conscious, women (72%) more so than men (63%). The second reason was they don’t want people to see their partner naked. 65% of men were worried about this compared to 46% of women. The other reason why people said they wouldn’t go on a naturist holiday is they think it’s not for them, (32%).
Source: Travel Daily
Original publication 18 February, 2020
Posted on NatCorn 25th March 2020
Reference to an article does not infer endorsement of any views expressed.


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With Intellectual Property (IP) contributing upwards of 70% of the value of your business, can you afford not to invest in your IP protection strategy? Here are our top 5 tips for start-ups thinking about how to handle their IP.
CEO of A City Law Firm Karen Holden discusses UK plastic laws and what duties businesses have to the environment.
CEO of A City Law Firm Karen Holden’s guide on what organisations need to know when it comes to employees disclosing suicidal thoughts.
While the recent announcement of Bill and Melinda Gates’ divorce may not have come as a surprise, many have raised eyebrows about their commitment to continue to work together to promote their Foundation
Despite the pandemic having a severe impact on global economic activity it has triggered a surge in business start-ups across major economies including the UK with substantial increases in new company registrations.
The best way to avoid a legal battle is to draft an agreement that is reasonable to all parties. Liam Tolen examines the importance of devising ‘restrictive covenants’ which are likely to be accepted by the law courts.
COVID-19 vaccinations are to become mandatory for staff working in care homes for the elderly in England.
Do you want to prevent other people from taking advantage of your creative assets without paying you? Understanding and using Copyright law can help you do this.
As lockdown is being lifted and we are all trying to get back to some kind of ‘normality’, will the new version of normality be the same as the old?
With many businesses looking to downsize their office or change the type of office space they have it may be necessary to renegotiate the existing lease.


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(Ping! Zine Web Hosting Magazine) – MTV Networks (MTVN) recently revealed the results from “Love ‘Em or Leave ‘Em: Adoption, Abandonment and the App-Addled Consumer,” a thought leadership study conducted in partnership with research consultancy Latitude. The study investigated the underlying psychology and current behaviors surrounding app adoption, use, and abandonment for heavy app users, and ultimately uncovered top characteristics and features of a successful app.
The study included a round of initial qualitative interviews, a deprivation phase (normal app users were asked to go app-free for three days), and a quantitative survey of more than 1300 app-engaged smartphone owners between the ages of 13 and 64.
“Our use of creative qualitative and quantitative techniques, including deprivation, ultimately helped us uncover a simple shorthand for how apps are addressing and extending user needs and desires; essentially, ‘apps can improve me, my life, and my world,’” explains Neela Sakaria, Senior Vice President at Latitude.
More specifically, MTVN and Latitude found that apps are changing us in these three fundamental ways by creating personal moments, improving everyday routines, and allowing users to discover new skills and experiences.
1. Apps Create “Me” Moments: Apps allow intense personalization and hyper-focus, filling our idle moments with on-demand “me time.” This growing expectation for offerings with a powerful, instantaneous “me focus” is making its way into desired in-app entertainment and ad experiences.
87 percent of participants said: “Apps let me have fun no matter where I am or what I’m doing.”
2. Apps Make Everyday Life Better: Apps are enhancing our day-to-day experiences directly by enabling productivity and achievement of our personal goals – and, indirectly, through the resulting creation of free time, improved mental well-being, opportunities for positive discovery, and more.
77 percent of participants said: “Apps are my personal assistant.”
“Apps don’t have to relieve stress because it’s not even there to begin with; the problem is already solved,” explained Joe, a 23 year-old study participant.
3. Apps Open Us to New Worlds: Whether it’s learning new languages or overlaying a map of the sky onto some old-fashioned star-gazing, the possibilities seem endless as apps open people’s imaginations to the new and “magical.”
91 percent of participants said: “Apps expose me to new things.”
“We learned that apps not only provide small doses of fun, but also offer real emotional and functional value to people’s everyday lives,” says Sakaria. “People welcome the opportunity for apps to open their eyes to new experiences, skills, relationships, and even a greater sense of well-being. This presents a unique opportunity for content providers like MTV Networks and their advertising partners to extend the entertainment experience into deeper realms of relevance and engagement.”
As one young participant put it, “I probably wouldn’t be able to function if I didn’t have the apps that are available to me now.”
The study also uncovered the life-cycle that app adoption tends to progress through, helping to offer direction to mobile developers, content creators, and advertisers depending on their various goals:
Word-of-mouth rules when it comes to the discovery and adoption of mobile apps; 53 percent of participants said that personal recommendations are most important in deciding which apps to download.
For paid apps, price is the top factor. However, offering a free or lite version of the app for previewing can go a long way, with 49 percent of participants saying this was the most important thing to them.
While 38 percent of TV and movie apps are deleted within the first three weeks after download, 44 percent of participants said they check them several times a day.
4. Abandonment or Long-Term Usage
For TV and movie apps, users will hang onto apps that are easy to use (79%) and have frequently updated content (55%). The presence of better alternatives (55%) and lack of new content (42%) will drive a consumer to delete an app.
“In a remarkably brief period of time, mobile apps have come to occupy a vital space in consumers’ lives, meeting a variety of needs from entertainment to information,” says Stuart Schneiderman, Senior Director of Digital Research at MTV Networks. “Through this study, we revealed how and why consumers forge connections with apps, and what factors ultimately cause those connections to fade or endure.”
For more information about the study, see MTVN’s EVP/CRO Colleen Fahey Rush’s presentation from MediaPost’s OMMA Mobile Conference:http://www.ustream.tv/recorded/15228927.
About MTV Networks
MTV Networks, a division of Viacom, is one of the world’s leading creators of entertainment content, with brands that engage and connect diverse audiences across television, online, mobile, games, virtual worlds and consumer products. The company’s portfolio spans more than 150 television channels and 400 digital media properties worldwide, and includes MTV, VH1, CMT, Logo, Nickelodeon, Nick at Nite, Nick Jr., TeenNick, AddictingGames, Shockwave, Neopets, Comedy Central, Spike, TV Land, Atom, and GameTrailers.
Latitude is an international research consultancy helping clients create engaging content, software and technology that harness the possibilities of the Web.http://latd.com
To learn more about working with Latitude, contact: Ian Schulte, Director of Technology and Business Development at [email protected]. View an overview of Latitude’s research and consulting services here: http://www.scribd.com/doc/60662753/Latitude-Research-Engagement-Levels.
For more news updates and research findings, follow Latitude on Twitter @latddotcom and become a Facebook fan at http://facebook.com/latituderesearch.
Subscribe to Latitude’s open innovation newsletter at http://latd.com/about-latitude/#maillist.


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Free trade has been key for the US chemical industry to boom, but the threat of trade wars with other countries has become the major worry among companies in the country, the CEO of the American Fuels & Petrochemicals Manufactures (AFPM) said on Monday.
Chet Thompson said that the US petrochemicals industry’s relationship with the US Administration led by Donald Trump has “dramatically improved” compared to the previous administration, but then added that tariffs imposed in manufactured goods coming from abroad were likely to darken the optimistic mood in the industry.
President Donald Trump announced earlier in March tariffs in foreign steel and aluminium, which were complemented last week by more tariffs on goods manufactured in China specifically, which caused chemical stocks in the US to plummet.
Both the US chemical trade group the American Chemistry Council (ACC) and its European peer Cefic have said that the spectre of trade wars would only harm the industry.
“Free and fair trade has been good for our country, for US consumers and for us [the chemical industry]. Global demand for our projects continues to rise [and] this is why we support NAFTA [the North American Free Trade Agreement between the US, Mexico and Canada],” said Thompson.
“Trade in chemicals has more than tripled during the two decades of NAFTA, and our NAFTA partners account for a third of our exports. NAFTA needs to be maintained as a strong investment mechanism… [Tariffs would not be] good for the economy or consumers, and they could start a trade war.”
Thompson was speaking at the opening of the 2018 International Petrochemical Conference (IPC) hosted by AFPM in San Antonio, Texas, on 25-27 March.
On 25 March, the CEO for North America at Swiss producer Clariant also said on the sidelines of IPC that the fact Canada and Mexico had been excluded from the steel and aluminium tariffs was a positive thing.
Deepak Parikh said that gave him a glimpse of hope that NAFTA will be maintained intact, despite a campaign promise by Donald Trump to reverse that trade deal, which in his view has damaged the US manufacturing industries.
Apart from that, however, Thompson described a thriving environment for US chemicals, although he admitted that the industry needs to think about the life cycle of the products it produces – a hot topic at a time when other major producing regions such as Europe are talking about circular economy where all products are reused, a prospect which would damage chemicals that are hardly recyclable.
“These are exciting times, things are going quite well. Demand is vibrant and growing, and the IEA [International Energy Agency] projects demand will rise by 5m bbl/day by 2040. Global rising middle classes are driving this growth,” he said.
According to figures by AFPM, by 2028 there will be 5.2bn people considered middle class in the world, up from the current 3.2bn – a scenario where “the majority of people [globally] will live a middle class” life style, a fact which will only benefit US chemicals production, said Thompson. He added that in the coming years, exports of chemicals out of the country are expected to grow by 60%.
The AFPM CEO added that “despite the negative headlines, the tweets, and all the craziness which surrounds” President Trump’s administration, his tenure had been “undoubtedly good” for US chemicals and manufacturing in general.
He described the tax reform as “big and historical”, which for the first time in 30 years – the last major tax reform was passed by President Ronald Reagan in the 1980s – had freed up resources to invest in facilities and workers, which will allow the industry to thrive further.
“On regulatory reform, the EIA [Energy Information Administration] is currently in the process of reversing 60 regulations which added an unnecessary burden [to the industry] but had no environmental benefit. [There will also be] an infrastructure reform this year, which is critical for projects [the chemical industry needs],” said Thompson.
As part of challenges that should prompt the chemical industry to communicate better, said the CEO, he mentioned public opposition to infrastructure projects which are vital for future development, as well as opposition in some quarters to plastics bags or other packaging products.
“[These are] real threats [and] we need to address them, just like with any challenge. This means we have to find ways to address the life cycle of our products, we need to lead, we need to do a better job in telling the story of our industry,” concluded Thompson.
Pictured: A steam cracker being delivered to an ExxonMobil’s facility in the US Gulf Coast
By Jonathan Lopez
Source: ICIS News
BASF will build a commercial scale battery recycling black mass plant in Schwarzheide, Germany. This investment strengthens BASF’s cathode active materials (CAM) production and recycling hub in Schwarzheide. The site is an ideal location for the build-up of battery recycling activities given the presence of many EV car manufacturers and cell producers in Central Europe.
Clariant says it is reducing its number of businesses from five to three, by merging units, under a reorganization that is in line with the company’s purpose-led strategy and cultural transformation. The moves will position Clariant for long-term sustainable growth, the company says.
Chemicals & plastics industry has the most diversified end-use market across all manufacturing industries. The industry returned to growth in 2021 but a supply chain crunch prevented it from becoming stronger. The market is likely to stabilize in the second half of 2022 with a supply-demand balance.


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Following up on my earlier post about Vitamin Water’s crowdsourcing efforts to create and name a new flavor, a winner has now been selected. The new flavor, voted on by the brand’s Facebook fans, will be called “Connect” – with Facebook’s logo prominently displayed on the packaging. All told, one million people participated in the initiative. That’s a lot of people who will no doubt be interested in buying the product. What a great example of crowdsourcing!
Full details about the can be found here.


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During 2016, Gateway Theatre of Shopping made it their personal mission to grow the bottom line of at least 40 independent retailers over the course of 12 months. “It was a mammoth task given the tough trading conditions in the retail sector, coupled with a limited budget,” recounted Bradley Knowles, executive: marketing at Primedia Unlimited Malls.
“However the big idea created by our team ticked all the boxes – inside one big box in fact.”
Entitled ‘Out the Box’, the centre created a campaign that showcased the wares of up to six of its independent retailers each month. A giant glass enclosed box doubled as a retail store strategically located in one of the mall’s busy centre courts, which allowed multiple retailers to sell their just-unpacked items to shoppers.
“Our smaller independent stores have world class offerings in line with the centre’s expectations, but limited marketing budgets make it difficult to take this offering to a larger market,” said Michelle Shelley, Primedia Unlimited Malls marketing manager at Gateway.
“This way, the centre was able to play matchmaker between retailer and shopper, with multiple outlets literally available in one ‘box’, offering the shopper mini visits to several outlets, all within one location.”
The objective was to increase the turnover of each independent retailer above the country’s retail statistics.
As Knowles explained, “With the assistance of influencers, social media support, monthly mini launch events, luxury goodie bags for our influencers and consistent refreshing of the box, we achieved 75% ahead of our average turnover targets for our participating retailers, leading to Gateway achieving its overall growth objectives.”
Different installations within the box each month kept the look fresh and appealing to shoppers which in turn encouraged sales with participating stores all year round.
“Gateway’s Out the Box event became a hot topic around the province, to the extent that well-known personalities were calling in to ask to be included on the guest list, along with the general public pleading for an invitation.
“Our independent retailers have benefitted greatly from the extended exposure this campaign provided, and to top it off, Out the Box has just been awarded a Gold Footprint Award from the South African Council of Shopping Centres.”


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Press Release – Temporis International Gala Awards 2023
TEMPORIS International Awards Gala Returns to Zurich for its 10th Anniversary
Zurich, October 27, 2023: The TEMPORIS International Awards Gala celebrated its 10th anniversary with a spectacular red-carpet event held yesterday in the heart of Zurich. The gala gathered an exclusive audience excited about the latest trends and innovations in the world of watches.
Founded by Dan Vardie in 2011, the TEMPORIS International Awards Gala is considered to be one of the most sought-after European events dedicated to the watch industry. The positive feedback received by TEMPORIS International Awards over the years has motivated the event to expand further internationally for its 10th edition. The gala gathers an educated-elitist public, united by their passion for watches and genuine brands. It is an important event for the watch industry, as key executives of the industry, well-known watchmakers, and watch enthusiasts attend the event.
Every year, award-winning brands and watches in various categories, such as “Best Ladies Quartz Watch” and “Watch of the Year” are announced. For this year’s award event in Zurich, watch enthusiasts from more than 70 countries were able to select award winners from 14 categories chosen by the international TEMPORIS Jury members. Today, the TEMPORIS Jury is on of largest independent watch jury, consisting of 23 of the world’s most renowned watch experts from three continents. With Jean-Marc Wiederrecht and Thomas Campion, two experienced watch experts have joined the jury this year.
The TEMPORIS International Awards gala was held at the historic Petit Palais ballroom of the Hotel Baur au Lac in Zurich. It opened with a cocktail reception that welcomed an exclusive group of industry experts, watch collectors, and celebrities. The evening was enriched by a series of magic performances, musical entertainment, and an exquisite 3-course menu. Finally, Jean-François Mojon, Technical Director at Cyrus and founder of Chronode, was announced as a new member of the TEMPORIS Hall of Fame, a unique gallery of the most important watchmakers, designers, and inventors of Haute Horlogerie.
The highlight of the event was the announcement of the winners in 14 categories:
- Watches & Wonders Masterpiece 2023: Lange & Söhne Odysseus Chronograph
- Best Everyday Lady’s Quartz Watch: Longines Dolcevita X XVY
- Best Everyday Lady’s Watch: Frederique Constant Highlife Ladies Heart Beat
- Best Everyday Men’s Watch: IWC Ingineur Automatic 40 Titanium
- Best Travel Watch: Seiko Prospex 1968 Diver’s Modern Re-interpretation GMT
- Best Red Carpet Lady’s Watch: Chopard L’Heure Du Diamant Oval Joaillerie white gold
- Best Value for Complication Watches: TAG Heuer Carrera Chronograph Tourbillon 42
- Best Complication Watch: Patek Philippe Grand Complication 5316/50P
- Best Maverick Watch: Girard-Perregaux Laureato 42 mm Green Ceramic Aston Martin
- Best Connected Watch: TAG Heuer Connected Calibre E4 45 mm Sport Edition
- Best Sustainable Watch: Breitling Super Chronomat Automatic 38 Origins
- Best Start-up Watch: Bianchet Tourbillon Grande Date B 1.618
- Jury Watch of the Year: Parmigiani Tonda PF Minute Rattrapante
- Watch of the Year: Jaeger-LeCoultre Reverso Hybris Artistica Calibre 179
Each TEMPORIS International Award was handed to a representative of the winning brands as a symbol of their remarkable achievements and dedication to their respective fields.
Dan Vardie, founder of the TEMPORIS International Awards, expressed his excitement about the event: “We are thrilled to celebrate the 10th anniversary of the TEMPORIS International Awards Gala here in Zurich. This event has always been a matter of love for watches, and it’s wonderful to see it grow and become an international celebration of the watch industry. It is also a celebration of people who are passionate about watches around the world as they vote for the winners in all categories. Our system was a world first, and we look forward to another decade of continuing to recognize excellence and innovation in the world of watches.”
The TEMPORIS International Awards Gala was made possible through the generous support of VINFAST, the new star of the global car industry and official partner of the TEMPORIS International Awards, which shares the event’s commitment of recognizing excellence and fostering innovation.
+41 79 227 98 31
About TEMPORIS International Awards
The TEMPORIS International Awards Gala is considered to be one of the most sought-after European events dedicated to the watch industry. The last successful edition was held in Zurich and promised a grand return.
TEMPORIS International Awards gathers an educated-elitist public, united by their passion for watches and genuine brands. The gala is an important event for the watch industry, as key executives of the industry, well-known watchmakers, and watch enthusiasts attend the event. The positive feedback received by TEMPORIS International Awards over the years has motivated the event to expand further internationally for its 10th edition, which took place in Zurich in October 2023.
Both the TEMPORIS International Awards and the TEMPORIS Hall of Fame were created by Dan Vardie, founder of TEMPORIS Media and the international TEMPORIS Jury.


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Oh..and CEO of Rat Shack resigned today...so bad example. I wondered for some time if the RS was successful. There are just too many big chains (BB, CC, walmart, etc) taking away their customers.http://news.com.com/RadioShack+CEO+r...l?tag=nefd.top
RadioShack CEO resigns
RadioShack said on Monday that its board accepted the resignation of David Edmondson from his posts of president, chief executive and director.
Edmondson has been under pressure after admitting that he lied on his resume and after the company posted disappointing quarterly results last week.
The consumer electronics retailer said it has named Claire Babrowski, who most recently served as executive vice president and chief operating officer, to the posts of president and acting CEO of RadioShack.
Babrowski will retain the title of COO. The company said it has begun its search for a new CEO.
In a press release the company said the resignation resulted from a series of mutual discussions about what is best for the company and its constituencies.


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Federal judge orders stop to Qualcomm chip sales
IDG News Service - A U.S. federal judge has clamped further restrictions on Qualcomm's ability to sell and support certain wireless chipsets, saying that they infringe on three patents held by rival Broadcom.
The injunction, issued Monday by U.S. District Court Judge James Selna, prohibits Qualcomm from making and selling certain third generation (3G) chipsets, used to provide Internet access to mobile phones. Qualcomm is also barred from engaging in a range of marketing and customer support activities related to its WCDMA (Wideband Code Division Multiple Access) and EV-DO (EVolution-Data Only) chips, which are used to process data on high-speed wireless networks.
The ruling is the latest in a series of actions in the long-running dispute between the two chip vendors. In July, the U.S. International Trade Commission (ITC) ruled that Qualcomm infringed Broadcom patents and barred Qualcomm from importing chips to the U.S., but the Commission allowed mobile phone vendors to ship the chips in their products.
"The ITC order did not go nearly as far in prohibiting other activities from Qualcomm," said David Rosmann, vice president of intellectual property litigation with Broadcom. "The U.S. District Court order has in some respects much broader remedies. So the activities that are going to be barred by this injunction go a long way to stopping Qualcomm's continued operations in support of these infringing chips."
Broadcom sued Qualcomm in May 2005, claiming that Qualcomm's chips violated three of the company's patents. In May of this year, a jury found in Broadcom's favor and awarded the company US$19.6 million in damages. Monday's injunction stems from that decision.
Broadcom is also suing Qualcomm on other patent infringement and antitrust claims, Rosmann said. The antitrust case is expected to go to trial in 2009.
Qualcomm executives could not be reached immediately for comment.
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HENRICO COUNTY, Va -- A Richmond man is accused of trying to take a picture up the skirt of a woman at a Willow Lawn store .
Henrico Police said the victim saw Jonathan Terry Hanning on his hands and knees trying to take the picture Thursday.
The incident happened at A. C. Moore, sources told CBS 6.
Hanning was detained by the store manager until police showed up.
Shoppers called the arrest concerning.
"It’s very sickening. Just as a woman and someone who shops in this area it’s alarming," said Meghan Meleski.
Hanning had been banned from Willow Lawn due to similar incidents. Back in 2011, he was charged with three counts of unlawful filming.
He now faces trespassing charges along with his unlawful filming charge.
The documents state two of the incidents happened at the Staples and Hallmark in Willow Lawn.
Meleski said she will now be more alert when shopping.
"It’s a shame that there’s people that do that, the guy is obviously a pervert," said Meleski.
EDITOR'S NOTE: A previous version of this story indicated the victim was an underage female. That sentence was corrected to indicate the victim was not a minor.


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Mar 28, 2022
Bitcoin Dark Web
Bitcoin is a cipherliterally and figuratively. The crypto-currency conjures a William Gibsonesque panorama of dark web Tor servers. Cryptocurrency crimes and scams are inevitable, but here's a way to trace them through the blockchain and on the dark wek. Investigators cracking down on illegal drug sales on 'dark web' involving cryptocurrencies The meteoric rise of bitcoin and other. Hydra accounted for 80 percent of all darknet market-related cryptocurrency transactions last year, according to the bitcoin dark web. Justice Department. Trade in chemical and biological weapons on the dark web includes as advising investigators on how to transact in cryptocurrency.
Over the crypto-payment analytic firm, Chainalysis, shows that Bitcoin The firm projected that Bitcoin transactions on the dark web will reach more than. The popularity of digital currencies like bitcoin could erode the last Bitcoin's use in black market prescription drugs for sale transactions that once fueled the dark Web,. Sanctions Hydra Market, Garantex, Along with 100 Crypto Wallets Associated with Dark Web Marketplace: 25 Million in Bitcoin Seized. By A ElBahrawy 2022 Cited by 15 We analyse 24 separate episodes of unexpected marketplace closure by inspecting 133 million Bitcoin transactions among 38 million users. We. Fraudsters are increasingly dealing in bitcoin, with a new report showing the value of bitcoins transferred across the dark web was up by 65.
Many dark web websites contain only information rather than the ability to buy or sell something. It is true, though, that cryptocurrencies, such as Bitcoin and. Dark Web is almost an anonymous virtual environment of the Internet where websites are distributed and black market illegal drugs accessed with privacy and anonymity and. That's part of the reason why the Reserve Bank hasn't formally recognised cryptocurrencies. Flagging illegal trades. Bitcoin exchanges in India. Don't miss the big stories. Like us on Facebook. The birth of bitcoin is shrouded in mystery. Its history is filled with controversy. In 2009, a paper titled. Katie Haun on the Dark Web, Gangs, Investigating Bitcoin, and the New Magic of Nifties (NFTs) (#499). 10 Comments. Topics: CategoriesThe Tim.
The data from Chainalysis predicts that Bitcoin spending on the darknet will top US1 billion AUbitcoin dark web billion in 2022. By RRP Braga 2022 Cited by 4 Palitot black market drugs Braga, R., & Barbosa Luna, A. (2022). Dark web and bitcoin: an analysis of the impact of digital anonymate and criptomoids in the. Silver Law PLC wants to share with you about the alternative currency, the dark web, bitcoin, death, and taxes. Contact us today at (480). However, a number of studies confirm that cryptocurrencies are used minimally on the Dark Web. According to the latest analysis by Chainalysis. British investigators said a site on the dark web selling stolen credit card information in exchange for the digital currency voluntarily shut.
Law enforcement met with Le at a Norwood hotel on March 27, 2022, to exchange 200,000 Bitcoin for cash and was later arrested. Investigators. By A Afilipoaie 2022 Cited by 18 Acquiring Bitcoin. Since the majority of Dark Net marketplaces only accept Bitcoin11, customers bitcoin drugs market must acquire some in order to purchase. It's the dark web's currency of choice: for drugs, blackmail and The blockchain technology behind Bitcoin, the distributed ledger, is. Russian dark web marketplace Hydra cryptocurrency transactions reached bitcoin dark web in 2022 The market is used to trade everything from drugs to. Bitcoin News Articles from Deep Web tag. Unusual Goods You Can Purchase on the Darknet With Cryptocurrency. Feb 24, 2022.
They have been testing the waters with bitcoin dark web DDoS attacks and seizures. This shadowy and obscure corner of the internet is often bitcoin dark web used by ordinary citizens and whistleblowers to protect their privacy rights. Tor has many legitimate use cases for those seeking privacy online, or for those prevented from accessing sites due to censorship in any given country. The drugs are just as lethal, if not more so. The above is the best and most authentic list of markets that is there currently and can be used as a guide when you are looking for markets to buy your products and services. The one that came as a shock was Lux, the owner of Hurt2theCore, the most heinous site to ever exist of the dark web. Thanks, will be checked, and if we will have the impression that its legit, we will add it at the next update. The moving average convergence divergence (MACD) is a trading indicator used in technical analysis that utilizes moving averages to analyze the momentum of an asset. AlphaBay2, one of the most important darknet marketplaces and active for about two years, shows that the vast majority of drugs sales originated from the same three countries identified in the 2015 study. William seeks to protect Kelly from further trauma, but he also helps her learn to find strength from within.
Rex Tillerson: April 27, Goldman Sachs bitcoin dark web is looking into opening a bitcoin trading desk. Additionally, all the listings that the vendors list out first go for moderation to the Monopoly Market admins, which prevents the vendors list out any products that are not accepted by the darknet market. And because the payments are always in anonymous Cryptocurrencies, it does offer a ton of privacy to the buyers.
Distributed by Арпад-роберт, LLC.


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The ongoing Auto Expo
in Greater Noida
is attracting automobile lovers and speed junkies alike, but there’s one section that has art connoisseurs going gaga, and it’s the zone with installations by Cartists
– a group of artists who give a creative makeover to vehicles. Be it traditional designs on terracotta or abstract art and paintings themed around films like Mughal-e-Azam and Shree 420
, the group has created several interesting arty vehicles. The group has struck a deal with Delhi’s car dealers to paint seven different themes and have also invited artists and art students to work with them.
Artist Dhiraj Singh painted a replica of a vintage car at the expo
‘It’s a Bad idea to leave cars on the road with selfie-loving Delhiites’
The artists told us that the students who joined them for car painting suggested that they park the cars at various places to see people’s response. Akhlaq, an artist from Delhi, told us, "It is definitely a bad idea to leave cars without barricades, thanks to the selfie-loving janta! However, it’s great to see that people come and admire our work and take pictures."
Shailesh, a DU student who painted a car at the expo, said, "I was told that painting a car takes over one-two months. They have used a lot of popular images, like Amitabh Bachchan’s characters from his popular films, posters of Mughal-e-Azam and Shree 420, and even catchy lines like Tu chal, main aayi." Not just visitors, but even corporate employees of car companies visited the Cartist zone to paint cars.
This blingy scooter was full of pebbles, shells and pearls embedded on it
‘What better than the Auto Expo to show art?’
Another major attraction at this year's Auto Expo is graffiti
walls created by the Delhi Street Art
Group. The artists have created two walls at the Auto Expo. Yogesh Saini, founder of the Delhi Street Art Group, said, "We have created two walls at the Auto Expo. Our aim is to take art to the public, and with the event seeing thousands of visitors every day, what better than the Auto Expo to showcase our work?"
The installations make for a pretty background for the click-happy visitors
Several artists and art students joined the group in painting vehicles