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6 Things That Happen to Your Body When You Use a Straw
Sipping on a straw isn't as good for you as you think.
You can have gas and bloat
Using a straw means sipping on more than just a beverage. Nesochi Okeke-Igbokwe, MD, a physician and health expert, says you’re also ingesting excess air which is called aerophagia. “The build-up of excess air in the gastrointestinal tract may translate into more burping to release the ingested air,” Dr. Okeke-Igbokwe says. Similar to using a straw, eating food too fast and drinking super carbonated beverages could contribute to swallowing a lot of air too, she says. Here’s how your body changes when you start drinking enough water, with or without a straw.
You can develop wrinkles
According to board-certified dermatologist and RealSelf contributor Sejal Shah, MD, sipping through a straw is one of the everyday habits that cause wrinkles. Using a straw on a regular basis means your muscles are going through the repetitive motion of pursing the lips. Yahoo! Lifestyle reports that repeating this movement breaks down the collagen near your mouth, causing permanent skin creases.
You could be at a higher risk for cavities and tooth decay
Drinking from a straw seems like a good solution for avoiding cavities and tooth decay, but it might not be as fool-proof as you think. “The sugar from sodas or the acid from wine and coffee still touches your teeth even when drinking through a straw,” says Kami Kohani, DDS. “You may be sending the brunt of it to your molars, where cavities are most likely to result.” Here’s another reason why you should never sip from plastic straws again.
You can stain your teeth
Mark Burhenne, DDS, adds that using a straw doesn’t prevent staining either. It all depends on where the straw is near your teeth. According to Dr. Burhenne, the only way straw use could potentially protect the teeth is if the tip of the straw is in the back of the mouth and the liquid goes straight to the throat without touching the teeth. “Of course, at this point, it’s more like taking a shot than enjoying a juice or coffee, and defeats the whole purpose of drinking it,” Dr. Burhenne says.
You could potentially gain weight
According to the Washington Post, straws could cause you to drink more than if you use a glass or cup— and if you’re sipping on high-calorie beverages, you could gain weight. Plus, drinking through a straw neutralizes the smell of a drink which could also lead to overconsumption, according to the Telegraph. That said, using a straw won’t automatically lead to weight gain, but it could make it more challenging to limit your drink calories.
Your body could be subject to chemicals
Plastic straws are typically made from polypropylene, a type of plastic made from petroleum, the Washington Post reports. And although the Food and Drug Administration finds polypropylene food-safe, chemicals from the plastic could leach into water, the Post reports. Research published in the journal Science also shows that the compounds could affect estrogen levels in humans. Next, check out these obscure facts about the human body.


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This article first appeared in the Morning Brief. Get the Morning Brief sent directly to your inbox every Monday to Friday by 6:30 a.m. ET. Subscribe
Monday, November 22, 2021
Putting money to work in cryptocurrencies remains far from a normal investing exercise, which is something people with grand visions (note this number of people is growing as cryptos reach the mainstream) of getting rich off of dogecoin (DOGE-USD) or Shibu Inu (SHIB-USD) in under 12 hours need to be reminded of consistently.
So allow me to offer that reminder today as bitcoin (BTC-USD) — the benchmark crypto — has been coming under its latest selling spell.
Buying a crypto — despite all the hype of them being an amazing asset class and must-own “things” for the next decade — is not like buying a share of stock in Starbucks or JPMorgan Chase. Am I simplifying things here? Perhaps, but again it’s warranted as more individuals with no investing experience flock to crypto trading.
With Starbucks or JPMorgan, you get quarterly earnings releases, earnings calls, investment bank presentations and media appearances by execs. You generally know how these large, well-known companies are doing financially and likely to do in the years ahead. Even with micro-cap companies (aka penny stocks) that are publicly traded, you get a peek at some form of financial statements. In many cases, management will even pick up the phone when you call them.
But crypto is an entirely different ballgame with extreme periods of volatility (see bitcoin prices below, via a nifty chart compiled by my colleague Julie Hyman), no financial statements and no execs. It simply just exists, and thrives on hype and speculation and crumbles on any number of fears that could appear out of thin air. In other words, you could lose your shirt while investing in cryptocurrencies if you truly do not understand what you are signing up for.
The losing your shirt aspect is only rising in probability as more sophisticated investors get involved in the crypto space and employ an array of trading tactics. Check out what CoinShares Meltem Demirors told us on Yahoo Finance Live about why cryptos still battle through pockets of extreme swings:
“One of the things we can’t forget is crypto markets function differently than traditional markets. It’s still challenging to access leverage. Traders particularly have to pay a funding raise to keep their options open, to keep their positions open. That can be really expensive. So you have to remember unlike traditional markets where there is a tremendous amount of leverage and borrowing you can get at very low costs, crypto leveraged cash is very expensive. The other thing is that sentiment tends to be rather volatile.”
Who am I to argue with a pro like Meltem who has been in the crypto game for a while. You shouldn’t argue either (especially if you have no idea what she was talking about above), just learn as much as you can on crypto before dabbling. That…

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Pushing cycle delivery in Brussels behind the scenes
There are many different ways in which public policy affects what people do in their day-to-day lives. For example, how are goods delivered to your door? This is an example where the CCCB project shows huge potential: 25% of commercial deliveries in EU cities, which are now being made with motor vehicles could be done with cycles.
The European Cyclists’ Federation presented this fact to a panel at the BuyZet (Buy Zero Emissions Transport) final conference recently to see where cycle delivery fits in with zero emissions procurement policies. The project grouped cities aiming to achieve zero emission urban delivery of goods and services.
“In the Brussels region the procurements obligations are getting stricter” said Charlotte De Broux. “This is evidence there IS political will” to achieve zero emission transport. De Broux is the Urban Distribution project manager for the Brussels regional government.
“Brussels region supports cycle delivery companies by giving them regular contracts” said DeBroux. “This means they can develop and grow.”
Mr. Dario Dubolino of the European Commission opened the event and presented the EU Clean Vehicle Directive, which included public procurement targets for clean and zero emission vehicles. He was asked why there were no cycles or cargobikes included. “The EU Clean Vehicles Directive didn’t cover two wheeled vehicles.” He explained. “There are other EU policy tools which do.”
Could bikes have been included? Yes, definitely, said Dubolino. “In fact, it would have been easy to do, as delivery by cycle clearly qualifies as zero emission. But we did not include it because it was not in our original proposal for work in this area and it was not suggested in the public review. “
European Cyclists’ Federation presented Mr. Dubolino with a desk-sized cargobike to be sure he’ll keep in mind that bike delivery is cool, clean, quick – and zero emission transport of course!


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Peter Thiel's Founders Fund closes $1 billion Fund V
Founders Fund, the venture capital firm launched by PayPal co-founder Peter Thiel and others, has raised a fifth fund of just over $1 billion, according to a regulatory disclosure document.
Thiel and fellow PayPal alums Luke Nosek and Ken Howery and partner Brian Singerman are listed as managing members of Founders Fund V Management LLC, the San Francisco-based general partner for the fund.
Launched in 2005, Founders Fund has invested in scores of high-profile tech companies, including Airbnb, Facebook, Palantir Technologies and SpaceX, the space rocket manufacturing and operations company co-founded and run by fellow PayPay co-founder Elon Musk.
Patrick covers technology.
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Chicago's plastic bag fee is scheduled to go into effect Feb. 1, charging customers who don't bring their own reusable shopping bags to the grocery store seven cents per bag. The city hopes the fee will cut down the use of disposable bags, which typically end up in...read more
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A company that makes genetically modified salmon that grows twice as fast as normal may not be able to stay afloat.
Lake Oswego's Galena Biopharma is working toward a breast cancer vaccine, despite a negative online article that sent its stock from $1.98 to $1.40 in one day.
The U.S. Supreme Court will hear arguments in a case from Oregon that affects logging roads and water runoff.
Nike completed the sale of Umbro to Iconix Brand Group for $225 million.
Pendleton and Hermiston are the least expensive housing markets in Oregon.
The Koke family, behind the 100-year old Eugene printing company that bore their name, is attempting a comeback.
The Oregon Fish and Wildlife Commission will vote in Portland on a package of proposals to phase out non-tribal commercial gillnets.


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IN line with the aspiration “to be the household name for small and medium enterprises (SMEs) by 2020”, Credit Guarantee Corporation Malaysia Berhad (CGC) has recently stepped up efforts in strengthening its brand presence among the SME community.
It has ventured into new SME segments and also intensified its outreach via further collaborations with the financial institutions.
“As CGC has laid a strong foundation on its growth, the focus is now directed towards sustaining the growth as well as enhancing our brand presence,” said CGC’s president and CEO Datuk Mohd Zamree Mohd Ishak.
On its branding exercise, CGC doubled its efforts by unveiling its new corporate logo last May.
It also launched the CGC-Glenmarie LRT Station last August and is the financing partner for contractors involved in the development of infrastructure projects like the Mass Rapid Transit, the Light Rail Transit, Pan Borneo Highway and the Pengerang Integrated Petroleum Complex.
CGC also sponsored key events, such as Star’s Outstanding Business Awards (SOBA), SMIDEX 2017 & SME Annual Showcase Conference, the “Tunas Usahawan Belia Bumiputera” Programme that was organised by SME Corporation Malaysia, Association of Development Finance Institutions of Malaysia’s “International CEO Forum”, the National Chamber of Commerce and Industry of Malaysia’s “Economic Forum” and more.
“In January 2016, CGC embarked on a five-year strategic plan from 2016-2020, themed ‘Transforming CGC, Powering SMEs’”, said Zamree.
“This is to ensure its long-term business sustainability and the progress is encouraging.”
The plan will see CGC gearing itself to create a stronger brand presence among the SME community while enhancing its people, processes and technology.
“CGC will continue to create value for SMEs through the provision of a wide range of products and services that would be able to meet their needs,” added Zamree.
Over the last 46 years, CGC has evolved through the different stages of a guarantee-based lending model.
Currently, CGC had introduced more than 45 different products that cater for various segments of SMEs.
As SMEs grow, their needs become increasingly sophisticated and more distinct.
To cater to the demand, CGC has evolved to provide beyond guarantee and financing facilities by providing advisory services in regards to financial and business development, credit information and credit rating services in collaboration with Credit Bureau Malaysia Sdn Bhd.
CBM helps SMEs improve their creditworthiness and bankability in order to enable them in securing favourable financing and credit terms from the banks and other credit grantors on their own merit.
In addition, CGC also offers capacity building services for SMEs under its developmental programme.
The development programme encompasses three main pillars, mentoring programme, market access and cross-border initiatives.
Under market access initiative, CGC assists SMEs in penetrating local, as well as, international markets.
CGC has in the past two years brought more than 10 SMEs to participate in international trade exhibitions such as the China-Asia Exhibition and Canton Fair.
CGC aspires to continue assisting more SMEs to enter the international market space.
Established in 1972, CGC’s role was to facilitate SMEs’ access to financing, by providing credit guarantees on loans/financing extended by financial institutions.
To date, CGC has assisted over 445,000 SMEs to obtain financing needs valued at over RM63.7bil.
■ Call CGC’s client service centre at 03-7880 0088, e-mail firstname.lastname@example.org or visit http://www.cgc.com.my and http://www.fb.com/cgcmy for details on CGC.


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This week’s Apple rumors? Problems With the Retina iPad mini display and new in-store repairs.
All posts tagged ‘Apple’
- 1:20 PM
- 12:02 PM
The iPad Air features an impressively slender form factor and, thanks largely to its A7 processor and optimizations in iOS 7, it still manages to perform twice as fast and deliver just as much battery life as its predecessor.
- 1:39 PM
This week on the Apple rumor front: The iPad mini could be coming November 21, and Apple seems to be working on a curved glass wearable.
- 11:42 AM
With the latest Retina display MacBook Pro, Apple makes a number of thoughtful refinements to what was already a stellar notebook. The result is one of the best laptops on the market right now.
- 6:30 AM
If Apple’s new desktop operating system has one major point of emphasis, it’s battery life. Just installing the new OS can boost your web browsing time by an hour. And that’s just the beginning.


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Keeping in view the convenience of its customers, Dollar East has recently relocated its Panorama branch. Customers can now avail our Currency Exchange, Home Remittance, Telegraphic Transfer, Demand Draft, and Branchless Banking services conveniently.
Our branch will remain open 9am-7pm, Monday till Saturday.
The branch has been shifted to a new location;
New Location: Shop No. 61, Near Panorama Center, 54- Shahrah-e-Quaid-e-Azam, Lahore
Tel +042- 36301960, 36375106-8


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The European Patent Office broke their existing annual record of patent filings after more than 273,110 new patent filings were submitted in 2014.
In January 2015, Toyota released just under 6,000 hydrogen-powered car patents into the public domain.
Investment in assets such as intellectual property increased by more than 10 per cent between 2009 and 2011 to £137.5 billion, according to Government figures.
Acorn Translations would like to wish all its clients a very Happy and Prosperous New Year.
Anybody who did not receive a mouse mat and would like one, please let us know.
We are pleased to announce that the first six correct entries drawn at random were from:
Ian Norton, Paul Smith, Carole Burn, Steve Tulley, Jane Moss and Jackie Day.
They will each shortly receive a £25 M&S voucher.
The invention of the barcode was a revolution in retail checkouts around the globe. Each barcode holds individual, concise information about its product and barcodes are reputedly used around five billion times each day.
The patent was filed in 1952 by Norman Woodland, who invented the barcode, and Bernard Silver under the title ‘Classifying Apparatus and Method’ but because the scanner required to read the barcode was so expensive, it went no further at that time.
Eventually, the patent for the barcode was sold to an American electronics firm for $15,000 (around £9,000) and this was all the money that Norman Woodland and Bernard Silver ever made from the invention of the barcode.
Samsung have been ordered to pay Apple $1.06 billion (approx £665 million) in damages after a US court battle in respect of intellectual property infringement.
The jury’s decision in this case was that Apple software and design patents had been infringed by some of Samsung’s devices.
Apple intend to request bans on imports of these products into the US, although Samsung are expected to appeal the court decision.
Statistics show that if any industry could be considered recession-proof, then interpreting and translation may be one, particularly with the increase of cross border trade and business. Indeed, in the US alone, a recent report projected a large growth in translation and interpreting between 2010 and 2020, much larger than average business growth.
As has been widely reported over many years, it has long been suspected that dolphins, as well as having the ability to understand our language, have their own language and method of communication with each other.
Dolphins have large brains and it is believed their capacity for reasoned behaviour is similar to that of humans. They communicate using sounds such as clicks and whistles but it is only recently that marine biologists have begun to have an idea of what these communications may mean.
It has been reported in the press that Eastman Kodak have received approval to sell off its digital patents, at auction.
Regulations are being put in place which will control the bidding process for around 1,100 of these patents. The total estimate is $2.6bn.


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Hybrid models will not be part of the BMW range for the foreseeable future, the company has revealed.
Instead it will focus on what it calls EfficientDynamics, a package of technologies and energy management systems designed to improve the effectiveness of the vehicle.
And the firm has revealed it will spread through BMW’s model range as it’s renewed.
Speaking about the facelifted 5-Series that went on sale last month, Jim O’Donnell, BMW UK’s managing director, explained: “Noticeable design improvements have been combined with EfficientDynamics to provide tangible performance benefits.”
He said increases of up to 25 per cent in fuel economy and emissions results would save drivers hundreds if not thousands of pounds a year.
O’Donnell added: “We believe customers prefer the driving experience of an ultra-efficient internal combustion engine rather than a hybrid car, with all the associated weight of the battery and motors.”
To prove the point, he compared the new 535d with a Lexus GS450h. “The BMW offers a better driving experience thanks, in part, to its 200kg weight advantage, lower emissions and superior fuel efficiency. And it’s all for nearly £5,000 less,” argued O’Donnell.
EfficientDynamics includes Stop & Go which cuts the engine – for example, at traffic lights – to conserve fuel. There’s also Brake Energy Regeneration, which saves the energy that’s normally lost when the car is slowed by the driver.


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Eleanor Keen, team administrator at Birmingham Children's Hospital's CMIC
Team, said: "We all love our jobs and work with the most incredible children and families every single day.
Kampot Cement has an annual production capacity of 2 million tonnes, while Chakrey Ting can produce 1 million, and the new CMIC
plant adds another 1.
We agreed to license the CMIC
, which is actually a private company, supposedly to initially be the one to deal with errant brokers.
suspended DWCI for allegedly selling as much as P2.
also issued an order preventing DW Capital-which is led by its nominee, Derwin Wong, and associated person, Connie Lozada-from directly or indirectly trading on PSE.
According to the company, the initial consumer response to the Japanese test launch of Zanmira Nail (local brand) conducted by Menarini through local partner CMIC
Group in 2016 was strong.
CMO USA is a contract manufacturing organization that specializes in the formulation development and commercial services for oral solid dosage products.
In addition to the acquisition of KBI, JSR and CMIC
have entered into a joint project to develop design and manufacturing processes and process materials for the next generation of antibody pharmaceuticals.
The new collaboration, which is to be called CMIC
Ashfield, will offer a platform for future development within the Japanese market, USG said.
El mandatario puntualizo que es importante para Hidalgo que se generen empleos, "y quienes integran a la CMIC
en el estado, son empresarios del ramo de la construccion que generan trabajos formales y ofrecen garantias laborales", dijo.
30 Spetember 2010 - US-based fully integrated biopharmaceutical company Dyax Corp (NASDAQ: DYAX) and Japan-based company CMIC
Co Ltd announced today an agreement to develop and commercialise subcutaneous DX-88 (ecallantide) for the treatment of hereditary angioedema (HAE) and other angioedema indications in Japan.
29 September 2010 - AM Best assigned on Tuesday a financial strength rating (FSR) of A- (excellent) and an issuer credit rating (ICR) of "a-" to US company CMIC


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Facebook to Unveil $200 Standalone Oculus VR Headset for 2018
Facebook’s Oculus is reportedly in the early stages of developing a standalone VR headset, which could be used to watch a movie on a plane.
Bloomberg’s Mark Gurman believes that Oculus is seeking to expand to stand-alone devices, setting it apart from existing offerings necessitating a smartphone like Google Daydream or Samsung Gear VR. The report notes that the device will be driven by a Snapdragon processor of some sort, and will hit $200 price point at some point in 2018.
The device allegedly is code-named “Pacific” and on the exterior resembles a compact version of the Oculus Rift. It will feature Oculus branding in most of the world. The first iteration of the technology is not expected to include positional tracking, but it is allegedly on the road map for the future.
In October, Facebook CEO claimed that it had plans for a similar device, to attempt to take the technology main-stream. Zuckerberg said:
“We all know where we want to improve and where we want virtual reality to eventually get—It’s this feeling of real presence. We want hardware that’s a lighter form factor and smaller, that can do both VR and AR, that can do eye tracing and mouth tracking and hand tracking.”
If Facebook can pull off this device at the $200 price point, it can definitely make significant headway in the market. HTC and Lenovo are expected to rollout standalone headsets with Google’s Daydream OS for release in 2017.
Apple’s ARKit will ship with iOS 11 in the fall and will instantaneously make iOS the largest AR platform.


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apple (AAPL) is reportedly interested in the British soccer giant Manchester United (MANU). Meanwhile, the Federal Trade Commission will reportedly challenge the planned Microsoft (MSFT) acquisition of Activision Blizzard (ATVI).
Apple could pay 5.8 billion pounds ($7 billion) for Manchester United, the Daily Star reported. The Dow Jones tech titan has no experience owning a sports team, but CEO Tim Cook reportedly sees great opportunities in such a deal.
Apple+ broadcasts Major League Soccer, as well as Friday Night Baseball. The award-winning comedy Ted Lasso is about an American football coach who runs a football team in the Premier League.
Bowing to fans, the Glazers recently agreed to put the Premier League soccer giant up for sale. They initially set an asking price of £8.25 billion.
Apple shares lost a fraction before the opening in Friday’s trading. The stock rose 0.6% to 151.07 on Wednesday after bouncing back from its 50-day moving average on Tuesday. The Dow remains below its 200-day moving average.
Manchester United shares rose almost 8% early Friday. MANU shares soared 26% to 18.80 on Wednesday, a 13-month high after a nearly 15% gain on Tuesday.
FTC challenges Microsoft-Activision?
The Federal Trade Commission is likely to try to block Microsoft’s $69 billion takeover of video game publisher Activision Blizzard. That’s according to Politico, which says an antitrust case could come in December. The FTC investigation into the Microsoft-Activision deal has not yet been completed.
ATVI stock fell 3% early Friday on the FTC report. Shares rose 0.9% to 76.59 in Wednesday’s regular session. Activision stock has been trading at a significant discount to its purchase price of $95 per share due to regulatory concerns.
Antitrust regulators in Europe and China are also considering Microsoft-Activision.
PlayStation manufacturer Sony (SONY) has objected to the Microsoft-Activision deal, concerned that Activision blockbusters like Call of Duty could become Xbox exclusives.
Microsoft shares were little changed early Friday. The Dow rose 1% to 247.58 on Wednesday.
lease follow Ed Carson on Twitter at @IBD_ECarson for stock exchange updates and more.
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UK Pavilion at the China Fisheries & Seafood Expo 2023
In partnership with Defra and the Department for Business and Trade (DBT) we will be hosting a UK pavilion at China Fisheries Seafood Expo (CFSE) this year. Hot off the heels of the Japan International Seafood and Technology Expo, this will be our second UK seafood pavilion in Asia this year!
China is the sixth largest market for UK seafood (HMRC 2022). In 2022 we exported 11,925 tonnes (live weight) worth £69 million to China, with salmon, mackerel, crab, lobster and whelk being the main species by value.
About the China Fisheries and Seafood Expo
China Fisheries and & Seafood Expo is the largest seafood trade show in Asia, and one of the largest in the world, attracting seafood companies and buyers from across Asia and further afield.
Having recently moved to the Hongdao International Convention and Exhibition Centre in Qingdao, eastern China, it takes place 25-27 October.
This year’s event is expected to attract more than 30,000 seafood professionals from over 88 countries.
About the UK seafood pavilion
The UK pavilion will host an open communal lounge for attending UK seafood companies to hold meetings, as well as a demonstration kitchen and an interpreter service. We are also excited to be able to offer a limited amount of free company pods at the show!
We are delighted to welcome chef CJ Jackson back to the pavilion’s demonstration kitchen. Partnered with food vlogger and social media sensation Max Burns, the pair will be showcasing the fantastic fish and shellfish the UK has to offer.
Max Burns was born and raised in China until the age of 13 when he moved back to the UK with his family. Young Max began vlogging about Chinese culture, with a focus on Chinese food and how to make it at home. His social media following has grown to more than 3 million worldwide subscribers. Now at the age of 20, he is working to promote authentic Chinese food in Britain.
CJ is a familiar face in the UK seafood industry. As Vice Principal of Prue Leith’s School of Food and Wine during the 1990’s, CJ moved onto freelance work with a number of UK retailers. For 18 years she wrote for the BBC Good Food Magazine and authored numerous seafood cookbooks. Her position as CEO of Billingsgate Seafood School in London, saw her deliver a huge range of ‘food lovers’ cookery courses.
The natural charisma between Max and CJ is sure to capture a throng of onlookers to their seafood cookery demonstrations!
The UK Seafood Company Directory
Discover the UK seafood suppliers who are exhibiting on the UK seafood pavilion at the China Fisheries & Seafood Expo in Qingdao.
The UK Seafood Company Directory provides you with the details of the businesses who encapsulate the essence of the UK seafood pavilion. Whether you're a buyer seeking new partnerships or a chef in search of premium ingredients, this directory will help you bridge those important connections.
Get in touch
If you have any queries about our international trade work please contact:
Hannah Thompson, Head of International Trade Promotion
Phillip Quirie, Project Co-ordinator & Administrator


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First, Conde Nast announced they were developing a digital version of their magazines for the tablet even though they hadn't received any confirmation that it exists.
Now DigiTimes is reporting that the Apple Tablet won't be released until the second half of 2010 and that an OLED version could cost up to $2,000.
PCWorld has posted a "fanboy reality" check in which Ian Paul writes,
It's time to accept that the Apple tablet is not coming. After numerous delays the tablet was supposed to appear in late 2009, then as we approached that date it became accepted practice to say the tablet was coming in early 2010.
Now, with Digitimes leading the way, I'm certain it will only be a matter of days before tech pundits and analysts convince themselves that mid-2010 is "probably more realistic" as a launch date. Until we reach mid-2010 that is, when the tablet will be delayed again. All the while Apple tablet rumors will get even more fanciful and ridiculous. Who knows? Maybe the price will get up to $10,000 by then, but only $199 after rebates and a two-year contract.
Let's face it: the Apple tablet is a mirage created by legions of fanboys and tech dreamers. The closer you get to that mirage, the more you realize it's not going to be there when you arrive. But then, off in the distance, an even brighter and more beautiful tablet is envisioned for a day that will never come. It's a nice dream, but it's just not going to happen.


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The Joint Committee of the European Supervisory Authorities (EBA, EIOPA, ESMA - ESAs) has finalised its proposal for regulatory technical standards (RTS) on Key Information Documents (KIDs) for Packaged Retail and Insurance-based Investment Products (PRIIPs).
The proposed KIDs provide retail investors for the first time across the EU with simple and comparable information on investment products in the banking, insurance and securities sectors. A 3-page document increases the transparency and comparability of information about the risks, performance and costs of these products. The new rules will contribute to enhancing the confidence and strengthening the protection of EU consumers of banking, insurance and securities products.
Gabriel Bernardino, Chairman of EIOPA and current Chairman of the Joint Committee, said:
"These new rules prepared jointly by the ESAs are a major step forward for consumers. They are an innovative and pioneering new approach to risk, performance and cost disclosures that we believe lays a strong foundation for the future. Now, for the first time, consumers can easily compare different products and make informed investment decisions fitting their particular needs.
The ESAs reached a significant milestone in managing to transform high-level EU legislative principles into a set of practical cross-sectoral rules. On behalf of the Joint Committee, I would like to thank all the stakeholders for their extensive contributions throughout the entire process."
The new rules benefited from the public feedback received by the ESAs on two Discussion Papers and a Consultation Paper, from extensive consumer testing, which was facilitated by the European Commission across a sample of Member States, and from a consultative expert group.
Click here for more information.


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The installed base of Windows Phones have always been a closely guarded secret by Microsoft.
After Apple announced 80 million Mac computers in use multiple Microsoft-friendly journalists, such as Ed Bott above, however noted this is the same installed base as Windows Phones.
The number seems a bit high however, and I would place it closer to 50-60 million, based on the last two years of sales of Windows Phones sales according to the IDC, but maybe Ed is quoting a statement made by Microsoft at some point.
Apple also announced more than 500 million iPhones sold, but of course not all of those iPhone 3GS are still in use. With the Windows Phone installed base close to 20% of the iPhone base, should our platform be getting more attention?


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Apple joins Google in the fight against spam calls
Good to see more companies getting behind this.
A new patent application suggests Apple could soon get serious about eliminating so-called spoofing calls. Its “Detection of spoofed call information” proposes a system where an iPhone or another mobile device could perform checks on a call to determine whether it’s genuine. If not, the system will warn the device owner that the call is bogus or make sure it doesn’t disturb them.
As noted in the patent application, Apple could introduce session invitation protocol (SIP) invites that could be sent along between phone networks to a user’s device. The SIP invite would contain certain elements that could be manipulated to create a call signature. From there, the system could compare this signature to others. In doing so, it could determine whether the call was legitimate.
Call spoofing is a real issue
In recent years, marketers and spammers alike have used spoofing to reach people on the phone With spoofing, numbers for caller ID are changed in such a way that it’s more likely someone will answer the call. For example, the number might include a local area code or perhaps the name of a trusted company or government agency.
News about Apple’s patent application comes just days after Google announced its new Call Screen feature for Pixel phones. With Call Screen, transcriptions are provided for likely spam calls. In doing so, Google Assistant can answer the suspected spam call and let you decide whether to respond or end the call or ban the number.
How it works is that when you tap the “screen call” button on your Pixel device, Google Assistant will take over to alert the person or service calling that a screening service from Google will be monitoring the conversation and will send the device owner a copy of the conversation. Google Assistant will then ask the caller to state their name and the purpose of the call. All this is performed in real-time.
It could be a while before anything else comes to light
Apple’s plan might take this a step further by automating the process, but that’s unknown for now.
Companies are notorious for filing patent applications for products that are never released. Nonetheless, after Google took the lead, I would expect Apple will announce some type of spam filter for its iPhone users in a future version of iOS. We’ll keep you updated on this.
What type of spam monitoring system would you like to see on your phone?
- Quickly block spam calls with Castle, the anti-robocall app
- After backlash, Amazon offers more money to hourly workers
- Fortnite fans, this is not a drill, Skull Trooper is back in the shop for a limited time


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Square Enix, the Tokyo-based video game giant behind popular franchises such as Final Fantasy and Kingdom Hearts, is getting ready for the launch of its new web3 project, Symbiogenesis. The company has partnered with Polygon, a blockchain network, to create a gamified art collecting experience that will be launched in the spring of 2023.
Symbiogenesis is an interactive Web3 project that leverages the Polygon blockchain network to offer players fast, secure, and sustainable transactions. The game will be built around digital collectible art that is tied to a storyline players will unfold in a virtual turn-based adventure. The art evolves with each strategic move a player makes, and players can unlock numerous engaging stories about the secretive world and its inhabitants by holding or trading digital collectible arts.
Players can earn digital collectibles by completing various missions and can also replicate and sell digital arts for their character, sharing their unique storylines with others and working together as a community to complete the mission. Symbiogenesis offers players multiple endings, but only three players meeting specific conditions will be chosen to participate in the final “World Mission.” These special three will decide the ending of the story, the fate of the world, and everyone in it.
According to a press release, the project will “offer a unique experience built around digital collectible art that is tied to a storyline players will unfold in a virtual (turn-based) adventure. The art evolves with each strategic move a player makes.” Square Enix opted to tap into Polygon’s high transaction speeds, low gas fees, and overall user-friendliness to deliver this unique experience to Web3 fans.
Square Enix has been steadily marching toward Web3 and has pledged “aggressive investment and business development efforts” in blockchain entertainment. The company has several blockchain games based on original intellectual property under development.
The interactive Web3 project leverages the Polygon blockchain network to offer players fast, secure, and sustainable transactions. Polygon is a development and growth team for the decentralized Polygon protocol and has collaborated with Square Enix for Symbiogenesis.
Polygon’s carbon-neutral status ensures that Symbiogenesis is highly sustainable, while at the same time leveraging Ethereum’s robust inherent security and decentralization. The game will comprise a plethora of utility items initially issued off-chain, which players can opt to trade on-chain via Polygon.
Square Enix is also planning a series of campaigns leading to the launch of Symbiogenesis to help prospective players familiarize themselves with the project’s integration of digital assets. With Symbiogenesis, Square Enix is hoping to provide a good experience for both community building and trading. The game will be launched in the spring of 2023.
Square Enix’s partnership with Polygon network to launch Symbiogenesis is a significant example of the industry’s investment in blockchain gaming. By leveraging the benefits of blockchain, gaming companies can offer players a new level of engagement and immersion in their products.


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- USDA puts 2014 beef imports up 19pc
- Russian beef ban impacts EU suppliers
- Russia’s own ‘grey trade’
- Aldi Expands into SA, WA
- New $1.5 million Accelerate Ideas grant program
- Vegetarians found to be shooting blanks
- Scholarship offers $5000 a year for students studying ag
- Mexico, China announce trade deal
- Work continues on US beef access to China
- China poised to overtake US economy: IMF
- Misleading raising claim ‘Free Range’ proves costly
- JBS to favour sustainable cattle purchases in Brazil
- False meat claims see Fortnum & Mason stripped of Royal grocer title.
USDA puts 2014 beef imports up 19pc
Latest USDA forecasts have lifted estimates for 2014 full-year beef imports to 1.22 million tonnes, up 19pc on 2013. US import demand is expected to remain strong in 2015 and is forecast to increase fractionally to 1.23 million tonnes, USDA says. Despite lower production in many countries that supply the US, high US beef prices and expectations of a stronger US$ support higher imports. US imports totalled 851,000t for the 2014 year-to-date to August, up 19pc from a year earlier.
Imports rose nearly 50pc from Australia and accounted for two-thirds of the increase in imports this year. Volumes also rose from NZ, Canada and Mexico due to lower domestic supplies of lean beef. Weekly cow and bull slaughter was down 13pc through to the end of September, compared with the same period last year. In contrast, Australian beef production was up 10pc through August as drought conditions continued in Australia’s cattle producing regions. This surge in production led to a 17pc increase in Australian exports, with most of the increase going to the US. Imports have also been stronger from Canada as high US prices and a favourable exchange rate increase returns for Canadian sellers, says USDA.
Russian beef ban impacts EU suppliers
The Russian ban on beef imports, combined with an exceptional dairy market situation, has left the EU beef market in a parlous state, an industry representative has told the European Commission. The new chairman of the EU’s Copa-Cogeca working party, France’s Jean Pierre Fleury, told the commission the EU beef market was “in a critical state, a state of crisis” as prices had plummeted since the ban imposed by Russia on farm exports. He urged the commission to introduce measures rapidly, including finding new export markets that would help underpin the EU beef trade. “It is not the farmers’ or agri-cooperatives’ fault, but we are the ones paying the price for it,” he said.
Russia’s own ‘grey trade’
Just as China has its ‘grey trade’ in illicit beef through nearby Vietnam and Hong Kong, a similar back-door trade appears to be emerging into Russia. Recent reports suggest that Russian authorities are looking to ban the supply of animal products from Belarus, because of the re-export of meat products from the EU, Canada and elsewhere through Belarus into Russia, in contravention of the food bans currently in place. While the official reason given for possible constraints on exports from Belarus is the “detection of harmful substances”, it is believed that it is the rapid growth of re-exported EU meat products that is at the centre of their concerns.
Aldi Expands into SA, WA
Supermarket retailer Aldi has outlined plans to invest another A$700 million building two distribution centres and as many as 130 stores in Western Australia and South Australia, with the first stores in those states to open in 2016. Capital investment will be funded by Aldi Australia’s cash flows rather than capital injection from its German parent. This reportedly takes Aldi’s total investment in Australia now close to A$4 billion. Aldi will build a 40,000sq m distribution centre at Regency Park in Adelaide and a slightly larger one at Jandakot Airport in Perth. After entering Australia in 2000, Aldi now has an estimated 10pc of the grocery market on the eastern seaboard with more than 350 stores and annual sales around A$5.3 billion. Broker UBS estimates Aldi could almost double sales in the next five years, challenging the major supermarket chains share of the estimated A$85 billion market in Australia. It has taken Aldi and Costco some time to enter the Australian market and get consumer understanding of their different business models, but they now believe there is a real taste for retail formats other than the traditional full-line supermarket.
New $1.5 million Accelerate Ideas grant program
The Queensland Government has developed a new program offering grants of between $25,000 and $50,000 to researchers who want to get their ideas from their labs into the market. The program is seeking projects that are close to market entry; demand-driven; contributing to business growth; overcoming barriers to commercialisation; and providing potential investment opportunities. Queensland researchers and industry are encouraged to work together to build their ideas into reality. Grants will be paid as a co-contribution to project expenditure over a maximum time frame of 18 months. Stakeholders must match the Accelerate Ideas grant with a cash contribution. Applications are due by 30 November. For more information or to apply online visit www.qld.gov.au/accelerateideas.
Vegetarians found to be shooting blanks
A study into sperm count and diet has found vegetarian men to have significantly lower sperm motility and concentration. The study ‘Decreased Sperm Concentration and Motility in a Subpopulation of Vegetarian Males at a Designated Blue Zone Geographic Region’, conducted by the Loma Linda University School of Medicine in California found vegetarians and vegans had 33pc sperm fertility as opposed to 58pc for meat-eaters and lower average sperm concentrations (51 million/millilitre as opposed to 70 million/millilitre for omnivores). The retrospective study looked at the semen of 26 vegetarians, five vegans and 443 non-vegetarians between 2009 and 2013. “We found that diet does significantly affect sperm quality,” researcher Dr Eliza Orzylowska said. Vegetarian and vegan diets were associated with much lower sperm counts than omnivorous diets. “Although these people are not infertile, it is likely to play a factor in conception, particularly for couples who are trying to conceive naturally, the old-fashioned way.” Researchers concluded that while more research is needed, higher levels of oestrogen (soy products) and/or chemical residues in the vegetarians’ diets could be a cause for sperm performance.
Scholarship offers $5000 a year for students studying ag
School leavers looking to start an agriculture-related university degree are being encouraged to apply for the prestigious Horizon Scholarship. Applications are now open and need to be submitted by 30 January 2015. The Horizon Scholarship, an initiative of the Rural Industries R&D Corporation, in partnership with industry sponsors, provides $5000 per year for the duration of a student’s university degree. The program also offers students annual industry work placements that give them first-hand exposure to modern agricultural practices, access to industry leaders, professional development workshops and opportunities to network and gain knowledge at a range of industry events. The Scholarship will appeal to university students who want to broaden their networks, are passionate about agriculture and are ready to develop their leadership skills. To be eligible, students must be entering their first year of university and studying a degree related to agriculture, such as agricultural science, rural science, livestock/animal science, veterinary science or agribusiness and plant science. Applications can be downloaded from the RIRDC website
Mexico, China announce trade deal
Mexico and China have signed an agreement to export Mexican beef to China. The signing took place during the recent Mexico-China Commission meeting where authorities said the exports would begin before the end of 2014. The Mexican Ministry of Agriculture said the agreement also sought to strengthen inspections and certification procedures. Both countries recognised the importance of a bilateral commerce agreement that would generate more trust and understanding regarding food safety, the statement noted. China’s AQSIQ food safety authority will visit three Mexican beef processing plants in the states of Sonora, Yucatán and Jalisco.
Work continues on US beef access to China
The US continues to be frustrated over beef access to China. Over the past 18 months, China has become the fastest-growing market in the world for imported beef. In 2013, China’s beef imports increased nearly 400pc in value from the previous year, reaching $1.33 billion. Through August, China’s 2014 imports were 17pc ahead of last year’s pace, at $961m. China is one of the few markets that never reopened to US beef following the December 2003 BSE case. China’s major beef suppliers are Australia, Uruguay and NZ, with Argentina and Canada also serving the market. US Meat Export Federation said while efforts to regain access to China were progressing, an announcement that the market is reopening was not imminent. USMEF was encouraged by recent developments, including a technical review conducted this summer by officials from China, but it remained a “difficult trade issue that often requires a long time to resolve.”
China poised to overtake US economy: IMF
China is set to overtake the US as the world’s largest economy this year in terms of purchasing power parity, according to a report by the International Monetary Fund. According to the IMF report, China’s gross domestic product is now worth US$17.6 trillion, compared to the US which is at US$17.4 trillion. The calculations took into account China’s low cost of living. The report also stated that growth in China is expected to decline slightly in 2014-15 to 7.4pc but warned that the world’s second-largest economy faces a range of ‘near-term growth risks’, especially in real estate. Earlier this year the World Bank also announced that Chinese GDP in purchasing power parity terms would surpass that of the US by the end of the year. The Chinese government said it had ‘reservations’ about the World Bank’s methodology and “did not agree to publish the headline results for China.”
Misleading raising claim ‘Free Range’ proves costly
The Federal Court recently fined poultry company Pirovic Enterprises $300,000 and ordered the company to contribute to the legal costs of the Australian Competition and Consumer Commission over allegations that they tried to pass off product as ‘free range’ when their hens were housed in crowed barns. It is the first time a Court has defined what constitutes a ‘free range’ claim, and ACCC chair, Rod Sims, said the findings would have repercussions across the whole food industry. “Whether it is free range ham, beef, pork or bacon the Court has now established what a reasonable consumer would think free-range means” Mr Sims said. This has implications for anyone using that term in relation to animals and animal products. The ACCC will soon take legal action against several more egg processors on the same issue. About 40pc of eggs sold in Australia are promoted as ‘free range’ at present.
JBS to favour sustainable cattle purchases in Brazil
In collaboration with a group of organisations, JBS recently launched a program in Brazil to promote sustainable cattle ranching practices in the Amazon region, saying it will favour cattle purchased from ranchers in the program. “JBS believes it is possible to produce quality cattle in a sustainable way in the Amazon biome,” said the company’s sustainability director, Marcio Nappo. “Brazilian cattle ranching doesn’t need to expand its pasture areas to increase output, as long as the entire production chain works together for productivity increases.” The New Field program aims to improve the economic, social and environmental performance of ranchers, reduce deforestation, conserve and replenish natural resources and strengthen local economies. The program is a result of a pilot project started in 2012 that produced positive results, reducing the slaughter age of males from 44 to 36 months and 34 to 26 months for females. The program also saw an increase of 155pc in productivity/ha/year, and improved meat quality and income for ranchers. The project promotes integrated management for rural property with the adoption of good agricultural practices for beef cattle from the Brazilian Agricultural Research Corporation. Participating farmers must be up to date with environmental and labour regulations, and hire a technical assistant accredited by the program. To encourage ranchers’ involvement, JBS will prioritise cattle purchases from those in the program and offer a bonus payment on top of market price.
False meat claims see Fortnum & Mason stripped of Royal grocer title
Up-market English department store Fortnum & Mason been ditched as the Royal grocer after it became apparent it was making false claims on its meat packaging, according to the Mail Online. After 150 years of supplying royalty, the upmarket retailer has had its ties cut with the Queen and has issued an apology after it was exposed for inaccurate meat labelling. A number of meat products claimed to be from farms controlled by the Royal family on the packaging. However it was discovered that the Windsor Estate had stopped supplying Fortnum & Mason, and the meat was coming from elsewhere in the country. The Mail Online reported that Fortnum & Mason was selling ‘Windsor smoked streaky bacon’ and ‘Windsor green streaky bacon’ nearly two months after it had stopped doing business with the Royal farms. Meats labelled with the statement ‘From the Royal Farms in Windsor Park, Berkshire’, actually come from suppliers in Norfolk and Gloucestershire. Fortnum’s claims the incident was due to a simple mistake, a spokesman said.
Locust sightings no cause for alarm
The Australian Plague Locust Commission says pockets of locust activity in NSW and Queensland presented no cause for wider immediate concern. APLC Director, Chris Adriaansen, said surveillance and reports had identified pockets of higher-density locust nymphs scattered across parts of southern Qld as well as the Central West and West regions of NSW over the past four weeks. “Communities in some areas of NSW and Queensland are likely to see flying locusts over the coming weeks,” Mr Adriaansen said. The most extensive area of moderate to higher-density infestation identified is in the area north of Broken Hill, extending to Tibooburra and White Cliffs. There are also some small pockets in the Nyngan area of NSW and around Roma in southern Queensland. However, these areas were characterised by pockets of infestation rather than uniform levels or more-widespread high numbers. The numbers involved did not represent a general threat to agricultural production or regional environments, Mr Adriaansen said. Reports of locust sightings can be made to Local Land Services offices in NSW, DAFF offices in Queensland, or direct to APLC on 1800 635 962.
HAVE YOUR SAY


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Technology Trends Happening Now
Friday, August 17, 2012
Advances in technology over the past several years have been staggering in both number and popularity, and they are not about to stop anytime soon. Touching on everything that’s going on in the world of high-tech would take volumes; here are just a few of the hottest trends sweeping Canada and much of the world today:
Google Glasses - Google Glasses are Internet-connected “reality glasses” designed to help users access, and in some cases store, information about their surroundings. A camera, speaker, microphone, tiny screen, wireless communication and multiple sensors are built in to capture pictures and video, map routes and perform a variety of additional functions. Still in their prototype phase, these “wearable computers” will become available to select software developers in 2013 at $1,500 a pair. They are months, possibly years, from being marketed to the public.
Apps Galore - Keeping up with all of the apps available for smart phones is a full-time job and then some. IT World Canada says these apps will continue to evolve quickly as touch, gesture and voice search change the way apps work. Expect more than 70 billion mobile-app downloads from app stores annually beginning in 2014. Latest to hit the market include apps that use facial recognition to unlock smartphones, an app from the Toronto Police and Crime Stoppers that enables users to anonymously report crimes (including sharing photos and videos of the act) and an app called Fragile Earth, which shows before-and-after photos of places in the world being affected by climate change.
Cloud Computing - Canadian firms are lagging behind in the global shift toward cloud computing, the technology that enables users to access applications and storage through the Internet rather than a local server. The benefits of using cloud computing can include cost savings, higher productivity and enhanced customer service, yet a study by IDC Canada revealed that 71% of Canadian companies refuse to make the shift, either because they are unfamiliar with the technology or they fear security risks. Still, the worldwide trend is expected to continue gaining momentum as more private/public cloud apps are developed and security and governance measures are strengthened.
Media Tablets - As bring-your-own-technology gains momentum, so do tablets. IT World Canada says that tablet usage is growing quickly, with shipments expected to climb to about 50% of laptop shipments by 2015. In fact, tablet us age in Canada is 3.5 times higher than last spring, with 21% of respondents to a survey conducted by CBC/Radio-Canada's Media Technology Monitor in March/April 2012 stating they own a tablet. Of those, 62% use the Apple iPad and 20% Research in Motion’s BlackBerry PlayBook.
Mobile TV Watching - The same survey revealed a strong upward trend in online video and mobile TV viewing, with fully 71% of respondents reporting they had watched an online video within the past month, about 20% reporting having watched a full-length television episode online and 19% a feature film. About 19% said their TV is connected to the Internet – that’s more than twice the number of respondents who reported a TV-Internet connection one year prior. Five percent of respondents said they watch TV on their tablets (about 21% of all tablet users), and another 5% on their smartphones.
Blu-ray Players - In spite of the increase in watching streaming videos, TV shows and feature films, an increasing number of Canadian homes – 34% – now have Blu-ray players, says the CBC/Radio-Canada's Media Technology Monitor study. That’s a 20% increase over the previous six months. 3D technology isn’t quite as hot: In fact, only 4% of survey respondents said they own a 3D compatible TV set.
Sources: Canada.com (Postmedia Network Inc.), The Canadian Press, IT World Canada, Mashable, USA Today, The Vancouver Sun, The Washington Post


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SAWYER, MI – If Scott Sullivan is going to climb a mountain, it might as well be a big one, said the co-owner of Greenbush Brewing Co.
Being considered among the best of Southwest Michigan's breweries and increasing its staff 7 times within two years wasn't part of the plans when Sullivan, Jill Sites and Justin Heckathorn opened the brewery in 2011 in Sawyer. But Sullivan said they aren't finished climbing.
Greenbush Brewing Co. has been voted by Mlive.com readers as one of the best breweries in Southwest Michigan as MLive's John "Gonzo" Gonzalez's searches for the state's best brewery. Gonzo will taste pints at 38 breweries and will crown one the best brewery in the state this month.
Greenbush was named a favorite by readers, along with Bell’s Brewery — the largest brewery in the state — Dark Horse Brewing Co. and Arcadia Brewing Co. Greenbush received 255 votes from Kalamazoo Gazette/Mlive.com readers.
, Sept. 17 before visiting the poll winner, Bell’s Brewery, from 4 to 5 p.m. and Arcadia Brewing Company in Battle Creek from 6-7 p.m. (Gonzo will visit Dark Horse in Marshall at noon Thursday before visiting a brewery in Jackson).
“To be considered in the upper tier of Michigan breweries, as young as we are, is crazy,” Sullivan said. “I never expected that when I was home brewing in my kitchen. Bell’s is the grandfather of the brewing world and to be listed with Dark Horse… that’s excellent.”
Anger American Black Ale
Jadis Winter White Belgian White
Brother Benjamin Imperial/Double IPA
Greenbush Brewing Co. has been building steam since it opened and has tripled production to 13,000 barrels this year but the owners, and the momentum, continue to build. Sullivan expects the brewery to produce 20,000 barrels in 2014.
The brewery underwent its fourth expansion this year by adding 1,500 square feet to its 3,000-square-foot building for a fermentation room, a 15 barrel brew house, additional seating space and a renovated kitchen. The brewery also opened a patio for outdoor seating and made about 70 new brews this year.
The brewery owns a warehouse across the street from its brewpub and has relocated its keg and bottling lines, coolers and grain inventory to the new facility.
Sullivan said future expansions will take place across the street from the brewpub.
They plan to grow out of the current 15-barrel brewing system to a 50-barrel system in the new facility by 2015. Expanding the warehouse will allow the brewery to move its current brewing operations across the street to make way for more tap room space.
While building a bigger facility will take time, Sullivan said the owners do not want to be stuck at a production threshold due to a lack of space.
“It’s not that our mentality was grow as fast as we can, but in the first two years, we just let it grow out of necessity but we realized we had a good thing,” Sullivan said. “We are much more aware of what our potential is and we’ve been able to do everything we’ve done without sacrificing quality. If we are going to climb a mountain, we are climbing a big one.”
Greenbush is one of the main breweries being documented in Rhino Media Production’s “The Michigan Beer Film” which premiered at the Kalamazoo State Theatre on Sept. 14 and chronicles the craft beer brewery boom in Michigan.
Sullivan said when the production crew first arrived, the brewery was a completely different business. The Kalamazoo-based production crew visited dozens of Michigan brewers and raised more than $30,000 to finish the documentary.
“It’s interested to see a timeline, we went from a 7-barrel copper kettle to moving up to a 15-barrel system with a 70-person staff from when they first came,” Sullivan said. “There’s going to be a lot of breweries in the film but we occupy an odd space because we were so new. It’s a timeline of our own growth.”
covers business for Mlive.com/Kalamazoo Gazette. Email her


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In the works is an all bamboo mobile phone that a college student in the UK envisioned.
He placed his idea online and was then contacted by an investor to create and market his bamboo phone idea. This is not a case but an actual phone that will be encased in bamboo. See the pic above for details.
We love the idea and the look. As for the technical aspects, the AdZero phone is rumored to be an Android powered phone with the usual specs but for the camera, it will have a new type of flash called ring flash which is their own creation. The phone is set to launch first in the UK and then possibly in other countries, we will report further when new details emerge.
*** image via Cnet


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As part of its push to channel cash to green projects, Brussels has labeled electric vehicles as sustainable investments — but not the individual components that go into making them.
That's a major oversight, according to car-part makers, arguing that they are spending billions on innovations to improve these components. Unless the rules change, they risk being shut out of investor markets.
"It is from our point of view just unfair if the same product is treated in a different way,” said Wolf-Henning Scheider, the CEO of ZF Friedrichshafen, one of the world’s largest auto-component makers, as he embarked on a lobbying blitz in Brussels aimed at forcing a rethink of the rules.
The EU's taxonomy rulebook — its green finance classification bible for investors — classifies the assembly of zero-emission cars, vans and trucks as sustainable. That means car brands like Volkswagen, BWM, Renault and Stellantis, which piece everything together, then market and deliver a finished vehicle, would get a green label for those activities.
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Not so for suppliers like Bosch, Mahle and Scheider's ZF, which build the axels and transmissions that get delivered to vehicle assembly plants.
“Who does the heavy lifting here? All the investments have to be financed,” said Stefan Hartung, the CEO of Bosch, noting that 70 percent of the value of a car is wrapped up in its components.
Hartung says it makes no sense to classify an electric motor inside an EV as green unless the company that makes it in the first place gets the same stamp, arguing the rules as they stand are "illogical."
The spat gets to the heart of the complexity of drafting detailed guidelines on what can and cannot be considered a green investment. While the taxonomy classification is already fixed into EU law — despite debate over whether nuclear or gas should have been included alongside renewables such as solar panels, wind farms and hydroelectric dams — work continues on refining the list.
The argument against expanding the rules down to suppliers is that some components manufactured for EVs could also be used in combustion engine cars, making them difficult to classify. But industry bosses say modern sensor technology makes it possible to trace parts and make sure they're used in clean vehicles rather than gas guzzlers.
“We have the auditable measures in place to prove where a part goes, so it’s puzzling when such arguments are put on the table,” said ZF's Scheider. “They are just not valid in our view.”
While the rules won't yet shut companies out of the market for investment funds, the EU's taxonomy is increasingly important as a reference point for everyone from major banks to public authorities looking to funnel cash to sustainable projects.
After months of "yelling into the system," the Commission has finally taken note, according to Bosch's Hartung,
"The inclusion of certain automotive components that are used solely in the production of electric vehicles, such as powertrains for electric vehicles, could be ... examined by the Commission," said a Commission official.
An expert panel will soon provide some recommendations for expanding the list to cater for automotive suppliers, the official added.
For now, the standoff sits in the arcane lawmaking of Brussels, but it also raises questions about Europe's competitiveness for companies that have long been based on the Continent but have significant global footprints and could choose to decamp elsewhere.
For example, Bosch employs 400,000 worldwide, while ZF has a 157,000-strong global labor force of which just over 90,000 are based in Europe.
Such a sprawling global chain of plants means it might not make sense in future to produce components inside Europe for export to non-EU markets should regulatory conditions make the Continent less competitive.
"We need a more strategic view when applying state aid rules and swifter decisions," said ZF's Scheider. "Otherwise, we run the risk that some key projects go outside Europe.”


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As summer gave way to fall, Peru was finishing up its third season in the U.S. avocado market, with plans to increase its presence in coming seasons, marketers said.
“Peru will continue to grow significantly in the coming years, as the acreage planted and being planted continues to grow,” said David Fausset, salesman/category manager with Oxnard, Calif.-based Mission Produce Inc.
That does not necessarily mean it will focus solely on the U.S., Faucett said.
“They will spread their efforts to include Europe, Asia, and even close to home with Chile’s consumption continuing to rise annually,” he said.
However, the U.S. is a good marketing opportunity for Peru’s industry, he said.
According to the Irvine, Calif.-based Hass Avocado Board, Peru’s anticipated U.S.-bound avocado volume of 90 million pounds in 2014 would be a 91.5% increase over the 47 million pounds from previous year. In 2012, Peru’s entrance into the U.S. market, the country shipped about 37 million pounds of fruit.
By contrast, Mexico’s 2014 estimate of U.S. volume was about 1.1 billion pounds. California’s volume was 315 million pounds.
“I think they provide another opportunity for our customers and another option,” said Dana Thomas, president of Riverside, Calif.-based Index Fresh Inc., which is involved in the Peruvian deal.
Peru changes the dynamic of the U.S. market, Thomas said.
“Some changes it will make is allow retailers to run bigger promotions and bigger displays, and that overall increases demand — not only short-term demand, but also introducing more consumers and building demand long-term,” Thomas said.
Peru does present some challenges, Thomas said.
For one thing, he said, fruit tends to be bigger.
“It creates a challenge for all of us to market the big-size fruit, and there’s a lot of people working on that challenge to get the price points right.”
There’s also a positive side to that scenario, Thomas said.
“We don’t get the large size fruit in large quantities from California and Mexico and Chile that we do from Peru, so it’s both a challenge and opportunity,” Thomas said.
Peru is taking advantage of its opportunity in the U.S. market, but it also is still trying to find its niche in the market, said Emiliano Escobedo, executive director of the Hass Avocado Board.
“I think they’re learning where they fit in and the differences between the European and U.S. markets,” Escobedo said.
Organics may help Peru find that niche, said Mark Sandell, category director with San Francisco-based Purity Organic Produce and Pacific Organic Produce.
“It’s a pretty good opportunity; they’re trying to open up markets in Asia, as well,” he said.
Peru got a bit of help in 2014 because of a “shorter crop” in California, Escobedo said.
“They saw an opportunity this year to have greater participation in the U.S. market,” Escobedo said.
Peru’s biggest export market remains Europe, Escobedo said.
“This year, they kind of reacted, they expected (better) market conditions in the United States, so that’s why you’re seeing more fruit from them in the U.S.,” he said.
It will take some time for Peru’s presence in the U.S. to mature, said Phil Henry, president of Escondido, Calif.-based Henry Avocado Corp.
“Peru, of course, harvests during the spring and summer, so it provides more product into the market during those periods of time, so it’s going to take a significant amount of advertising and promotions to move the additional quantity of fruit,” Henry said.


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A group of notorious Chinese hackers successfully pulled a con job by staging a perfect plot to fool top executives at the Indian arm of Italian company Tecnimont SpA. The con job is one of India's biggest cyber heists valued at a whopping Rs 130 crore ($18.6 million), which is the amount hackers stole from the company.
While the criminals remain at large, an official investigation has been initiated by the Mumbai Police's cybercrime unit in tandem with a white-collar criminal law and fraud investigating firm MZM Legal. Tecnimont SpA, which specialises in engineering, energy and chemicals, conducted a forensic investigation and also hired a Mumbai-based law firm and Manhattan-based security firm, Kroll, to look into the matter, ET reported.
"This is a very serious case of electronic fraud by a very highly skilled group of international criminals working with high-end technology. We are working with the Mumbai Cyber Cell to investigate the matter and get to the bottom of this," Zulfiquar Memon, managing partner of MZM Legal, said in a statement.
How did the heist take place?
It all started with emails sent to the India chief of Tecnimont Pvt. Ltd. The hackers pretended to be the group CEO Pierroberto Folgiero by using an email account that's deceptively similar to the real one.
The skilled criminals staged the entire operation to be "secretive" and "highly confidential," which made the victims involved in the con subject to discretion. By hosting series of conference calls to discuss a fake acquisition in China by involving various people for the roles of group CEO, a well-known Switzerland-based lawyer and other senior execs of the company, the hackers did everything to make this con appear as real as it can be.
Finally, towards closing the deal, hackers convinced the India chief of the company to transfer the money. By flagging regulatory issues, the hackers then influenced the India head to transfer a total of $18.6 million from India to the banks in Hong Kong.
The total sum was transferred in three tranches - $5.6 million, $9.4 million and $3.6 million. While the hackers attempted for a fourth transfer, the con had been discovered by then. According to the report, Tecnimont SpA chairman Franco Ghiringhelli had visited India in December when the fraud came to light.
The investigations have revealed that the bank accounts where the money was transferred was opened using fake documents and the money had been withdrawn within minutes. The conference calls had fraudulent IDs and the top Swiss lawyer, Luigi Corradi, who has also been named in the complaint, doesn't really exist. It appears the hackers used the name of a well-known Italian engineer and teacher who died in 1921.
The police complaint also revealed that the company head in India alongside the chief of accounts and finance have been sacked following the incident.


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If you want a last taste of Bongo’s Churrasco, now’s the time to act.
Bongos Cuban Cafe at Disney Springs will be serving its final meals this week and permanently closing its doors on Sunday, August 18. 2019.
Long a fixture at Walt Disney World, Bongos Cuban Cafe, has been one of TouringPlans readers’ lowest-rated restaurants. In our most recent reader surveys, Bongos ranked #192 of the #221 food service locations at Disney World.
Serving Cuban-inspired food such as black bean hummus, BBQ guava ribs, empanadas, and churrasco, Bongos couldn’t keep up when faced with competition from the numerous restaurants that moved into the WDW shopping district during its transition from Downtown Disney to Disney Springs.
The Bongos locations in Miami and in Hollywood, Florida are also closing.


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CUSTOMERS complain about a sudden 3 percent surcharge on a popular restaurant’s menu as the owner reveals the shocking reason.
Years after the pandemic devastated restaurants across the US, many are still working to cover the immense financial losses – and inflationary prices have made matters worse.
John Barker, president and CEO of the Ohio Restaurant Association, believes there’s a reason.
“I’ve been in this business for almost three decades and I’ve never seen a cost environment as high as it is now,” he said 10WBNSThis shows that food costs have increased by eight to 15 percent over the past 17 months.
“We’ve never seen anything like this in history, so it’s just a lot of pressure on an industry that’s still recovering from a pandemic,” he said.
Labor costs have also increased about 25 percent over the past three years, Barker added.
He called this increase in costs “unprecedented” for such a short period of time.
To keep up with rising costs, some restaurants like Pizza Cottage imposed a 3 percent surcharge “instead of raising menu prices.”
The restaurant’s website said the price increase was “due to significant price increases in merchandise and increased labor and operating costs.”
Forno, another restaurant, added a three percent transaction fee to all bills paid by credit card.
Bob Szuter, co-owner of Wolf’s Ridge Brewing, said he was considering introducing such a fee because his restaurant is trying to avoid surcharges.
“We all get it from different angles and try to do our economic part and not be too aggressive with our prices,” he said, revealing that menu prices have increased by 20 to 30 percent in the last couple of years, just to stay afloat.
“We didn’t charge any surcharges or fees, we tried to refrain from that.”
Szuter said a transaction fee is something he can support.
“That’s such a significant amount of what we pay, at least three percent on each check,” he said.
According to Barker, the ORA has encouraged restaurants introducing these fees to give their customers advance notice of the change, but it’s not required that they do so.
Barker hopes that customers will also take the new fees into account.
“I’m asking consumers to just be considerate and understand what’s going on,” he said.


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Washington, DC – With small businesses in Rhode Island and across the country struggling in the wake of the recession, U.S. Senator Sheldon Whitehouse (D-RI) has introduced legislation to improve their chances of staying open. Whitehouse’s Small Business Job Preservation Act of 2010 would ensure that small businesses forced to declare bankruptcy have fair opportunities to reorganize and avoid layoffs.
Chapter 11, the process under which big companies reorganize in bankruptcy, is too costly for most family-owned companies and most often leads to a change in ownership.
“Small businesses are the lifeblood of our economy, and we should give them the tools they need to stay afloat, prosper, and keep people working,” said Whitehouse. “My legislation will eliminate some of the unfair barriers for small companies looking to get out of debt.”
The Small Business Job Preservation Act of 2010 will supplement Chapter 11 with an alternative reorganization process appropriately geared toward small, family-owned businesses. This Chapter 11S would allow small business owners to retain ownership, while ensuring fairness for creditors by permitting payments over time. It would also provide for a standing trustee to oversee the reorganization to ensure that all interests are taken into consideration, reduce administrative costs, which can be prohibitively high in Chapter 11, and increase budgetary flexibility by allowing administrative expenses, such as attorneys’ fees, to be paid over time.
A similar process, available only to family farmers and fisherman, helped to end a crisis of family farm failures in the 1980s, and is now in the Bankruptcy Code as Chapter 12.


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|ROCK AND ROLL!|
Miller and pal Heather Lyn Johnston--both stripping at the time--robbed a bank inside a Kroger grocery store. Video later showed the two wearing
stylish sunglasses and laughing as they stole nearly $11,000 from a bank teller, later pinched as part of
The teens then went shopping and got new hairdos, using their own names, before being caught and arrested. Johnston's sentence included probation, but not prison.


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`Social media improves brand equity but distracts employees`
New Delhi: Many Indian companies feel social media sites such as Facebook and Twitter have improved their brand equity and stakeholder engagement but such platforms distract employees at work, says a survey.
The survey by AIMA, grouping of management professionals, found that more than one-third (38 per cent) of respondents believe that social media participation has improved their brand equity as well as stakeholder engagement.
However, about 31 per cent of the respondents were sceptical about using social media for business. Besides, only 24 per cent were found to be allowing employees to use social media sites at work.
On the other hand, 56 per cent of firms surveyed believe that social networking sites distract their employees and another 37 per cent of respondents believe that it would hamper internal and external communication.
The survey, which covered over 100 companies, saw participation of CEOs, MDs, department heads and managers, among others. Among the firms surveyed include NIIT, Axis Bank, HCL Technologies, Titan Industries, Bharat Electronics, ACC and Apollo Hospitals.
According to the report, many Indian enterprises are yet to embrace social media for business though nearly all individual executives are using social media for personal or professional purposes.
Interestingly many firms are still to accept social media as a tool for expanding business in fact they see it as a hindrance to work, it added.
Social networking is widely considered to be one of the most potent tools of marketing, the survey reiterates this belief with 57 per cent of the respondents using such sites to market and promote their brands.
Around 20 per cent of companies surveyed have witnessed improvement in employee contribution because of using social media.
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Since the start of the coronavirus pandemic, scam attempts have skyrocketed across the country. While the volume has increased, the types of crimes have largely remained the same, albeit with a COVID-19 twist. One of the most prevalent scams right now is the “grandparent scam” where an impostor claims to be a grandchild in urgent need of financial help because they are sick with the coronavirus.
According to the FBI, victims in New Jersey and New York alone have lost $1 million to the grandparent scam in recent months. If you get a call from a grandchild or someone claiming to be with your grandchild in urgent need, hang up and call your grandchild on a known number, or another relative who would know their whereabouts. Then report the scam to authorities at ftc.gov/complaint.
AARP MASSACHUSETTS MONTHLY FRAUD WATCH UPDATE FOR JULY 2020
Did you know that someone’s identity gets stolen every two seconds? The AARP Fraud Watch Network provides you with tips and resources to help you spot and avoid identity theft and fraud so you can protect yourself and your family. Our watchdog alerts will keep you up to date on con artists’ latest tricks. It’s free of charge for everyone: AARP members, non-members, and people of all ages. Be a fraud fighter! If you can spot a scam, you can stop a scam. Report scams to local law enforcement. Contact the AARP Fraud Watch Network at www.aarp.org/fraudwatchnetwork for more information on fraud prevention.
The AARP Fraud Watch Network is:


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Cannabics Pharmaceuticals, a US-Israeli company that develops personalized cannabinoid medicine focused on cancer and its side effects, announced this week that it has signed an agreement to partner with Eroll Grow Tech, an Israeli company that developed the Seedo, to produce a fully automated controlled device to grow medical cannabis at home.
Seedo is the world’s first fully automated grow device specifically designed for cannabis. The development of this medical prototype to be used at home will begin the first quarter of 2019, according to a Cannabics company statement.
The product will be controlled by an AI algorithm and monitored by a smartphone app, the company said. It will use technology successfully implemented by Seedo for recreational growth.
Seedo holds a medical cannabis R&D license from the Israeli Health Ministry
According to the agreement, Cannabics will purchase up to 20 percent of Seedo’s common shares and receive up to $8 million in royalties. The agreement has a minimum guarantee of $500,000 in the year 2019.
Seedo will receive a one-year warranty to purchase $1 million Cannabics common shares at $2 per share.
“This initiative will enable patients and eventually businesses to take control of their medical cannabis supply in a revolutionary manner,” said Eyal Barad, CEO of Cannabics.


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After a year away due to restrictions surrounding Covid, Toy Fair is back for 2022 and is shaping up to be another busy and lively show.
Exhibitorsâ€™ response to returning to the event, which will be held from 25 January to 27 January at Olympia London, has been â€˜incredibly positiveâ€™, reflected in the strong re-booking rate from companies such as Playmobil UK, LEGO, Character Options, Moose Toys, VTech/LeapFrog, John Adams, and Orchard Toys plus lots more familiar names as well as many new companies. Space is nearly sold out and companies wanting to exhibit and are encouraged to apply via www.toyfair.co.uk/ as soon as possible.
The Fair, which is organised by the British Toy and Hobby Association (BTHA), will feature a brand-new layout across the Grand and National halls due to the ongoing redevelopment works at Olympia enforcing a change in the floorplan. Attendees will notice extensive works already underway and affecting the external areas of the building.
BTHA Director of Toy Fair Majen Immink said: â€œAs a result of the disruption created by Covid-19, the ambitious Â£1.3 billion redevelopment programme at Olympia London has seen some recent changes in the schedule of its planned construction and demolition work. This has a bearing for Toy Fair: there are some changes in the surrounding area that attendees will notice in such a large site redevelopment.â€
Toy Fair has been assured by Olympia London that its top priority is to continue to ensure events go ahead both safely and successfully with disruption kept to an absolute minimum during the works. Olympia has assured the BTHA that pro-active processes, limits, and measures will be in place to suppress any impact that the works around the site may have on the creation of noise, vibration, rubbish, and dust. An extensive agreement and set of processes between Olympia and its building contractors is in place to ensure the Toy Fair goes ahead safely and comfortably for its exhibitors and visitors. Measures in place from Olympia London have been based on extensive testing and the use of specialist equipment and monitors. Toy Fair has been further assured by Olympiaâ€™s construction director and management team that any unforeseen issues that arise are dealt with swiftly and professionally by the onsite team. The requirements applied to Olympiaâ€™s building contractors on site are particularly stringent during Toy Fair show opening days and hours.
Olympia London has issued the following statement to all Toy Fair participants: â€œOlympia London is committed to ensuring that events and the redevelopment programme can work safely and successfully alongside each other and that both proactive and reactive processes will be in place to mitigate and minimise any disruption during Toy Fair 2022 so that exhibitors are not unfairly disadvantaged and can enjoy the usual high standards synonymous with the venue.â€
Looking forward to the show reopening, Majen added: â€œWe canâ€™t wait to finally open the doors to Toy Fair again and welcome the whole industry back. Itâ€™s been a challenging 18 months for all, and we are extremely grateful for the industry for their patience and ongoing support of the show. The strong re-booking rate is testament to the popularity and importance of the show and Iâ€™m sure it will be a fantastic atmosphere in which exhibitors and visitors can finally meet face to face. We are so looking forward to hosting the industry under one roof again to kick off what will hopefully be an exciting and successful year for the toy industry. We are fully committed to putting on the best platform possible for the industry to achieve a successful three days of business in a safe environment.â€
Health and safety will be a huge priority for the planning of the show to ensure that everyone in attendance is in the safest setting possible and the BTHA will be following government and industry guidance to ensure that the show is in line with relevant regulations with regards to Covid-19.
“Following a long period of uncertainty and holding meetings virtually, we are very much looking forward to attending the London Toy Fair again in January 2022”Jamie Dickinson, head of marketing for Playmobil UK
Returning exhibitor Jamie Dickinson, head of marketing for Playmobil UK, commented: â€œFollowing a long period of uncertainty and holding meetings virtually, we are very much looking forward to attending the London Toy Fair again in January 2022. The event gives us a great opportunity to showcase all our new launches and talk to our customers in a friendly yet professional environment.â€
“After a very challenging 18 months, Iâ€™m so excited that London Toy Fair will return in January 2022, which could well be the first toy show of the year”David Allan, managing director of Toynamics UK & Ireland
David Allan, managing director of Toynamics UK & Ireland, added: â€œAfter a very challenging 18 months, Iâ€™m so excited that London Toy Fair will return in January 2022, which could well be the first toy show of the year. The London Toy Fair is so important to Toynamics UK & Ireland, to meet new and existing customers, showcase our ranges, highlight new products, and catch up with friends and colleagues. A big thank you to the BTHA for all their efforts to make it happen, which I know will be a great success.â€
If you would like to exhibit, there is still time to apply by completing the online application form at www.toyfair.co.uk. Visitor registration will open on the Toy Fair website around 14 October. For all Toy Fair enquiries contact email@example.com or call 020 7701 7127 to speak to the Toy Fair team.
You can keep up to date with the latest news on Twitter @ToyFairUK and via www.toyfair.co.uk


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According to the #DealMonitor of Deutsche Startups, the German-British FinTech SumUp is about to close a finance round for $400 million at a value of $6.5 billion. The Fintech was founded in 2011 by Daniel Klein, Marc-Alexander Christ, Stefan Jeschonnek, and Jan Deepen. SumUp, a European-based competitor to Square or PayPal, provides mobile-powered card readers and other sales technology to merchants. It was most recently valued at between €4 billion and €4.5 billion. However, SumUp is also cutting jobs. Around 100 employees in Brazil have to leave.
SumUp co-founder and CEO Marc-Alexander Christ confirmed the layoffs and justified them with “economic instability” in Brazil, the online portal Finance Forward reported. The fintech industry is also struggling with the many consequences of the Ukraine war. Declines in stock market values, more difficult financing, the end of the Corona stimulus, and fears of a recession are causing problems for companies.
Several financial startups recently had to lay off employees in this country, including Swedish payment provider Klarna, banking startup Kontist, and cryptocurrency specialist Nuri (formerly Bitwala). After a period of hype over the past two years, fintech startups are currently under particular pressure. They need to show that they can also be profitable.


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Tata Motors is offering discounts of up to Rs. 1.1 lakh in November 2019 as it tries to lure in new customers during the year-end sales
Tata Motors endured another tough month in October 2019 as it registered YoY de-growth of 28% as 13,169 units were retailed against 18,290 units during the same month last year. The homegrown auto major lost 1.9% market share in comparison but on Month-on-Month basis posted a massive 61% sales increase.
To capitalise on the momentum created by this festive season, Tata continues to offer good deal of discounts across its domestic portfolio. The Tiago comes with discounts of up to Rs. 45,000 in November 2019 and since the diesel variants equipped with 1.05-litre diesel engine won’t be upgraded to meet BSVI regulations coming into effect from April 2020, Tata will be trying to sell the oil burners as much as it can.
Its sub-compact sedan sibling, the Tigor, gets total benefits of up to Rs. 62,000. The segment has seen a big decline in numbers in line with the industry slowdown. From averaging more than 2,500 units every month, the Tigor’s sales have slipped down and Tata is expected to recover some of the volumes with the year-end discounts.
|S.No||Tata Cars||Discounts In November 2019|
|1.||Tata Tiago||Rs. 45,000|
|2.||Tata Tigor||Rs. 62,000|
|3.||Tata Zest||Rs. 70,000|
|4.||Tata Nexon||Rs. 52,500|
|5.||Tata Harrier||Rs. 70,000|
|6.||Tata Safari Storme||Rs. 75,000|
|7.||Tata Bolt||Rs. 70,000|
|8.||Tata Hexa||Rs. 1.1 lakh|
The Zest, on the other hand, gets total discounts of up to Rs. 70,000 and are offered across the range – as has been the case with Bolt hatchback. The Nexon compact SUV is sold with discounts of up to Rs. 52,500 this month. The firm competitor of Maruti Suzuki Vitara Brezza and Hyundai Venue has witnessed noticeable YoY sales de-growths as well recently.
The new buyers of Hexa are availed with discounts of up to Rs. 1.1 lakh across the country. The Hexa is retailed with a single diesel engine option in two power and torque configurations. The long-running Safari Storme SUV comes with discounts of up to Rs. 75,000 in November 2019 to make the buying choice attractive for customers.
The Harrier created quite a buzz no other SUV had created before its arrival in January 2019. However, the launch of Kia Seltos and MG Hector did take a toll on its sales in the last few months and resultantly, it is offered with discounts of up to Rs. 70,000.