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Nov 04, 2015 09:40 AM IST
The Kolkata-based firm had clocked a net profit of Rs 35.29 crore in the year ago period, it said in a BSE filing.
- Oct 30, 2015 03:21 PM IST
The company's standalone net profit in the corresponding quarter of the previous fiscal was Rs 6.13 crore, Uttam Galva Steels said in a regulatory filing.
- Oct 30, 2015 02:59 PM IST
The company posted net revenues of Rs 247.7 crore for the quarter under review, up 9.4 percent from Rs 226.4 crore for the year-ago period, a company statement said here.
- Oct 30, 2015 02:24 PM IST
The stock dipped by 1.99 percent to Rs 6,156.50 at BSE. On NSE, it was down 2.23 percent to Rs 6,150.
- Oct 30, 2015 09:34 AM IST
The company's net profit was at Rs 25.83 crore in the same period a year ago. Total income of the company during the quarter under review rose to Rs 215.55 crore as against Rs 178.69 crore in the year-ago period, it said in a BSE filing.
- Oct 30, 2015 08:49 AM IST
This is against a net profit of Rs 49.15 crore in the year-ago period. The company's income from software development, support and BPO services increased nine percent to Rs 517.67 crore in the said period from Rs 476.89 crore in the July-September 2014 quarter, Polaris said in a statement.
- Oct 30, 2015 08:49 AM IST
The company's net income was USD 6.1 million for the same quarter last fiscal. Revenues for the quarter under review increased 33.4 per cent to USD 163.5 million from USD 122.5 million during the same quarter last fiscal.
- Oct 29, 2015 12:49 PM IST
The stock climbed 8.97 percent to Rs 199.80 -- its 52- week high -- on BSE. At NSE, shares of the company surged 9.11 percent to touch its one-year high of Rs 199.90.
- Oct 29, 2015 09:49 AM IST
The financial performance between the two corresponding period "are not comparable" as the company is in the process of amalgamation of Torrent Energy Limited (TEL) and Torrent Cables Limited (TCL) with Torrent Power Limited (TPL) which was approved Gujarat High Court in August.
- Oct 29, 2015 08:18 AM IST
Economists had expected gross domestic product to expand at an annual rate of 1.6 percent last quarter, according to a Reuters poll. Many, however, raised their forecasts after the Commerce Department reported that the goods trade deficit fell to USD 58.6 billion from USD 67.2 billion in August.
- Oct 28, 2015 09:00 AM IST
The company's profit for the corresponding quarter last year stood at Rs 24.7 crore, MHRIL said in a statement. The total income went up by 18 percent in the second quarter and stood at Rs 236.3 crore as against Rs 200.1 crore in the financial year 2015.
- Oct 28, 2015 08:14 AM IST
Shares of the world's most profitable company initially rose 3 percent in extended trade after Apple beat Wall Street's sales and profit forecasts, but the gains largely evaporated later.
- Oct 26, 2015 03:25 PM IST
The company had clocked a net profit of Rs 166.06 crore in the year ago period. Total income from operations during the July-September quarter rose to Rs 2,801.46 crore from Rs 2,662.32 crore in the year ago period, as per company's BSE filing.
- Oct 26, 2015 02:34 PM IST
The company's net profit stood at Rs 12.56 crore in the year-ago period, Sterlite Technologies said in a statement.
- Oct 26, 2015 02:28 PM IST
The stock had opened the day with a gain of 1.74 percent was trading 1.95 percent down at Rs 351.75 in the afternoon on the BSE. On the NSE, shares of the country's top telecom operator were down 2 percent at Rs 351.60 after the initial spike.
- Oct 26, 2015 09:22 AM IST
Beijing is hoping that private consumption will pick up the slack as exports fall and it tries to rebalance the economy - now heading for its slowest full-year growth in 25 years - away from a reliance on trade and government spending.
- Oct 21, 2015 09:31 AM IST
Ministry of Finance data showed exports rose just 0.6 percent in the year to September, against a 3.4 percent gain expected by economists in a Reuters poll.
- Oct 20, 2015 03:42 PM IST
For the entire year, an estimate from 4G handsets sale would be Rs 1,000-1,200 crore, he added. Kalirona said the number of 4G devices in the company's portfolio (4G plus, Turbo 4G, Trend and Ace) will be expanded to 10 by March 2016.
- Oct 20, 2015 02:33 PM IST
The company had posted a consolidated net profit of Rs 39.75 crore for the same quarter a year ago. Kajaria Ceramics follows July-June fiscal year.
- Oct 20, 2015 12:43 PM IST
In a statement, SAP posted a 19-percent rise in third-quarter operating profit, excluding special items, to 1.62 billion euros (USD 1.84 billion) as revenue rose 17 percent to 4.12 billion euros. In constant-currency terms, revenue rose 10 percent.
- Oct 19, 2015 10:26 AM IST
The company's consolidated net income, however, was lower at Rs 327.90 crore in the July-September quarter from Rs 350.76 crore in the same quarter of 2014-15, it said in a BSE filing.
- Oct 03, 2015 12:55 PM IST
After suffering their worst quarter in four years amid fears about a China slowdown, US rate uncertainty and emerging market risks, equities have crept up at the start of the fourth quarter.
- Aug 31, 2015 06:17 PM IST
India‘s fiscal deficit came in at Rs 3.85 lakh crore for the period between April and July. government data released today show.
- Aug 24, 2015 09:08 PM IST
According to bulk deal data available with the National Stock Exchange, Credit Suisse (Singapore) sold 72 lakh shares of Gujarat Pipavav Port at an average price of Rs 173.06 valuing the transaction at Rs 124.60 crore.
- Aug 20, 2015 05:59 PM IST
The ministry in its statement on May 29, 2015 had said that the June quarter GDP data will be released on August 28.


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RBI to soon launch pilot project of digital rupee
In a concept paper, the Reserve Bank of India said the e-rupee will be freely convertible against commercial bank money.
The Reserve Bank of India on Friday said it will soon commence limited pilot launches of digital rupee for specific use cases.
The digital currency is an equivalent to the banknote but will be issued in electronic form.
In a concept note released on Friday, the central bank said it has been exploring the pros and cons of e-rupee for some time and is working towards a strategy to implement it in a phased manner.
The Reserve Bank of India added that it is examining use cases for digital currency in a way to ensure there is minimal or no disruption to the financial system.
The central bank backed digital currency will be freely convertible against commercial bank money, according to the note. “It must be accepted as a medium of payment, legal tender, and a safe store of value by all citizens, enterprises, and government agencies,” the note added.
The bank also indicated that it may consider both retail and wholesale digital currency, saying there maybe merit in introducing both. The retail digital currency will be available for use to private sector, non-financial consumers and businesses. In its wholesale form, it will be for restricted access to select financial institutions.
On February 1, Union Finance Minister Nirmala Sitharaman had announced in the annual Budget speech that the Reserve Bank of India will introduce a digital rupee during the course of the financial year.
“Introduction of a central bank digital currency will give a big boost to the digital economy,” Sitharaman had said in her speech. “Digital currency will also lead to a more efficient and cheaper currency management system.”

domain: news


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Subway Canada has apologized for a sign outside a Calgary restaurant advertising free face masks with the purchase of sub sandwiches.
The large billboard sign seen outside a Subway in the Westbrook Mall on Thursday advertised that if a customer bought two regular size sandwiches, they’d get a free medical face mask.
“FREE medical mask to protect you and your kids,” it read.
It also featured images of two people wearing face masks.
In an emailed statement, Subway Canada country director Cristina Wells said the company didn’t direct the franchisee to put up the sign.
“This was an unsanctioned and completely inappropriate promotion undertaken by a franchise owner,” Wells said.
“This was addressed with the franchisee immediately upon becoming aware and the sign has since been taken down.
“Subway Canada in no way condones this regrettable incident, and sincerely apologizes for the insensitivity in the message.”
Face masks have been in high demand since the coronavirus outbreak started, with pharmacies and suppliers across the country facing shortages and resale sites banning and removing online ads for them.
Community groups, organizations, post-secondary schools and suppliers are also ramping up production of the masks — and other health supplies and equipment — to provide to front-line health workers amidst worries about a possible shortage.
In Toronto, at least two hospitals have started rationing protective gear as they face supply shortages.


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(hennemusic) The Alice In Chains & Friends Fantasy Football League has launched its fifth annual charity auction. The Seattle band have partnered with Music For Relief to auction one-of-a-kind items and memorabilia to raise funds for the victims of Typhoon Haiyan in the Philippines.
Proceeds from the auction will help Music For Relief deliver critical medicine, emergency medical services, water, sanitation and disease prevention efforts to the 12 million people impacted by the storm.
The 17 day-long auction includes collectible items donated by league participants and friends, such as original paintings by Alice In Chains' Jerry Cantrell; a trip for two to NYC to attend the Porsche Design Fall/Winter 2014 Runway Show at New York Fashion Week with Chester Bennington of Linkin Park; a custom Gibson Les Paul guitar signed by Green Day's Billie Joe Armstrong; a Fender acoustic guitar and acoustic bass autographed by Mike Inez and more. more on this story


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Autumn leaves setback at Courts
HOME furnishings retailer Courts has blamed a difficult autumn and a raft of store openings for a drop in year-end profits. The group said the 'exceptional events of autumn' - such as the fuel crisis and floods - had kept customers away. And new stores in Hull, Leicester, Salisbury, Stockport and Warrington, as well as 12 overseas openings, had also taken their toil.
Pre-tax profits for the year ending 31 March were £54.8m against £47.9m a year ago. But once one-off costs and an exceptional gain, caused by floating its Malaysian arm last September, were stripped out, profits stood at £40m against £45.4m a year ago. Turnover rose from £658m to £732m, mainly due to successful advertising campaigns and trade picking up after the autumn.
Chief executive Bruce Cohen is optimistic about the future. He said: 'With the spread of our operations and the further development of merchandise and credit offers, we believe that we are well placed for the year ahead.'
Shareholders receive a total dividend of 5.7p per share, up from last year's 5.55p.
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DETROIT (AP) Police say a Chevrolet Camaro used in promotions for pizza chain Papa John”s has been found after it was among three vehicles stolen from around a Detroit-area event showcasing classic cars.
Officer Shanelle Williams says the vehicle was found Monday in Detroit. She says a truck and trailer were recovered Sunday.
A spokesman for the Louisville, Kentucky-based pizza company says the striped black-and-gold vehicle is a replica of the 1971 Camaro Z28 owned and later sold by founder John Schnatter to help his father”s tavern in Indiana.
Schnatter received $2,800 for the original Camaro. He used the money to save the family business and launch Papa John”s.
The replica was displayed for the Woodward Dream Cruise on Saturday in suburban Detroit.
This story has been corrected to show that the stolen car was a replica of the Camaro Z28 owned by John Schnatter.


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In April, orders for durable goods in the United States went down by about 1…
China's factory surge marginally declines in February
In February, China's manufacturing sector reported another month of relatively firm surge notwithstanding long Lunar New Year holidays as well as a tough pollution clampdown that affected factory operations.
The official manufacturing Purchasing Managers' Index is supposed to have dived a bit to 51.2 this month versus January's outcome of 51.3. That’s what a median poll of 29 market experts revealed in a Reuters survey.
For Chinese manufacturers it would mark the 19th expanding month, backing views that the world's number two economy will only face a moderate slowdown in surge in 2018. The 50-mark actually separates contraction from expansion on a monthly basis.
However, just like much of China's earlier data, the trends might be affected by the timing of the week-long Lunar New Year holidays that burst out in February 2018.
Many offices and factories start scaling back operations prior to shutting for the whole holiday or even longer, but some manufacturers have shipments front-loaded or replenish their inventories before the break.
Some China’s steel mills are supposed to be actively building up inventories of raw stuff, including iron ore so they could spring back to full output once winter smog limits are removed in the nearer future.
Considering intact external demand, mild inflation as well as steady labor costs many market experts are assured that the Asian country’s manufacturing sector will still demonstrate a good health in 2018.
For the first three quarters 2017 the corporate lending rate tacked on 49 basis points hitting 5.76% prior to sagging 2 basis points during the period of September-December.
Financial experts expect a private poll on the country’s factory activity this week to demonstrate a similar descending trend as the official outcome, right after January’s activity extended at multi-month maximums.
The private Caixin manufacturing PMI is going to be uncovered on March 1, while the Caixin services PMI will emerge on March 5.
America’s on the verge of starting an investigation into whether thermoplastic components utilized in some Japanese as well as German vehicles sold in the country violate its patent laws or not…
On Monday, gold headed south in European trade, making its way toward a three-week minimum after American congressional leaders came to an agreement to fund the government via the fall, thus easing worries as for a shutdown of the federal government…
On Tuesday, crude prices traded weaker because a poll on Chinese manufacturing came in weaker than expected and market participants looked ahead to American inventories on oil as well as refined products to set the overall tone…


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Apple took the wraps off its next-generation smartphones, the iPhone 14, which promise faster performance and feature larger 6.7-inch screen sizes on the high-end models. It’s also boosted the photo and video features of the devices — with a new 12-megapixel main camera on the regular iPhone 14s and a 48-megapixel main camera on the Pro series.
The standard iPhone 14 and iPhone 14 Pro have a 6.1-inch screen, while the iPhone 14 Plus and iPhone 14 Pro Max have a larger 6.7-inch display. The new phones feature an upgraded “action mode” video capture with advanced stabilization, supporting Dolby Vision HDR. The iPhone 14s also support the eSIM, a virtual subscriber identity module, so you don’t have to deal with a physical SIM card to enable wireless service.
The standard iPhone 14 will start at $799 and the Pro model will start at $899. They’re available to order starting Sept. 9, with the iPhone 14 shipping Sept. 16 and the iPhone 14 Pro shipping Oct. 7. The Pro model starts at $999 and Pro Max starts at $1,099; they’ll ship Sept. 16.
The new iPhone 14s include the ability to detect an extreme-impact collision, to contact emergency services and notify your emergency contacts automatically (something Android has offered for some time). The iPhone 14 also includes an Emergency SOS feature that uses communications satellites — to cover areas where terrestrial wireless mobile networks don’t reach. The Emergency SOS feature will be free for two years and will launch in November, starting in the U.S. and Canada.
Apple CEO Tim Cook called the iPhone 14 Pro devices “the best iPhones we’ve ever created.”
For the June 2022 quarter, sales of iPhones — which is by far Apple’s biggest business segment — were $40.67 billion, up 2.8% year over year despite headwinds including COVID-related supply-chain constraints and restrictions in China.
The tech giant held its annual fall product announcement event Wednesday at the spaceship-like Steve Jobs Theater at its Cupertino, Calif., headquarters. Also at the event, titled “Far Out,” Apple announced the Apple Watch Series 8 and new versions of AirPods wireless earbuds.
Apple Watch Series 8 features crash detection, which includes the emergency crash-detection capaiblity; and ovulation-cycle detection with the device’s enhanced temperature sensor. The company also is introducing a low-power mode for its smartwatches providing up to 36 hours of battery life on a full charge (vs. 18 hours on average in regular mode).
The new Apple Watch Ultra sports watch is touted as the company’s most durable smartwatch to date with the product line’s biggest, brightest display and up to 60 hours of battery life using new low-power management features. Ultra, designed to withstand extreme climate conditions and deep-water diving, also includes a customizable “action” button.
Apple Watch Series 8 starts at $399 (for GPS) and $499 (for cellular connectivity), shipping starting Sept. 16. The second-generation Apple Watch SE, its lower-end line, is priced at $249 (GPS) and $299 (cellular) and also ships Sept. 16. Apple Watch Ultra is $799, shipping Sept. 23.
On the AirPods front, the company announced a new iteration of AirPods Pro that features a new personalized spatial audio capability, improved noise-canceling features, and a “find-me” tone for individual earbuds. The new AirPods Pro will cost $249, shipping Sept. 23.
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At Bethesda’s E3 2019 press conference, acclaimed game director Shinji Mikami took to the stage to present his team’s next game, Ghostwire: Tokyo.
Following the name drop, Mikami introduced the game’s creative director Ikumi Nakamura to provide more details.
Nakamura called Ghostwire: Tokyo “a new kind of action-adventure game” that incorporates “spooky” elements. However, she made clear that the new project was not survival horror, unlike the team’s previous efforts, The Evil Within series.
Few real details were forthcoming, though Nakamura mentioned that players will have to uncover why people are disappearing. On this quest, players will meet with both spirits and survivors.
The debut closed with a haunting, exciting trailer:
For all the latest on Ghostwire: Tokyo and much more from the world of single-player gaming, be sure to bookmark OnlySP and follow us on Facebook, Twitter, and YouTube. You can also join the discussion in our community Discord server.


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Northern Australia tourism businesses given new edge
29 February 2016
Joint media release between:
Minister for Industry, Innovation and Science, the Hon Christopher Pyne MP
Minister for Small Business and Assistant Treasurer, the Hon Kelly O'Dwyer MP
Minister for Resources, Energy and Northern Australia, the Hon Josh Frydenberg MP
Minister for Tourism and International Education and Minister Assisting the Minister for Trade and Investment, Senator the Hon Richard Colbeck
Minister for Northern Australia, Senator the Hon Matt Canavan.
The Australian Government is unlocking the vast potential of northern Australia small and medium tourism businesses with a new team of experts deployed to provide one-on-one business advice.
This $13.6 million Northern Australia Tourism Initiative is one of a suite of new programmes announced in response to Our North, Our Future: White Paper on Developing Northern Australia.
The initiative will combine the Entrepreneurs’ Programme with the Australian Small Business Advisory Services (ASBAS) Programme to meet the needs of tourism businesses in northern Australia.
This team of five expert Entrepreneurs’ Programme Business Advisers and Facilitators have an understanding of the challenges tourism businesses in the north face and will provide businesses with the right tools and advice to overcome these challenges.
Tourism businesses in northern Australia with a turnover or operating expenditure of $750,000 or more will have access to the new dedicated team.
“The north has untapped potential, abundant natural beauty and talented people,” Minister for Industry, Innovation and Science Christopher Pyne said.
“It is also close to key trading markets in Asia. More business, trade and investment in the north helps all Australians through economic growth, more jobs, higher incomes and better living standards.”
“The Government is committed to seeing northern Australia reach its full economic potential. This initiative furthers this pursuit by helping northern tourism businesses to market themselves to the world and to give them a competitive edge,” Minister for Northern Australia Josh Frydenberg said.
Minister for Small Business and Assistant Treasurer, Kelly O’Dwyer, said the successful ASBAS programme would also be extended and tailored for small tourism businesses in northern Australia.
“Australia’s two million small businesses employ over 4.5 million people and deliver $340 billion for our economy every year,” Minister O’Dwyer said. In Northern Australia alone, there are around 100,000 small businesses.
“This initiative will support small tourism businesses to lead the economic charge in northern Australia.”
Established not-for-profit small business advisory services can now apply for funding through the ASBAS programme to increase their capacity to provide low cost advice to tourism small businesses in northern Australia.
Small businesses can expect to be able to receive this tailored assistance from ASBAS Northern Australia Tourism Initiative providers from mid-2016.
“Tourism is one of five key sectors that will provide economic growth into the future – this initiative will help businesses in the north capitalise on that growth,” Minister for Tourism Senator Richard Colbeck said.
"It will encourage more tourists to visit our spectacular rural and regional areas which will bring widespread benefits to local communities, including jobs."
“I am particularly eager to see growth in indigenous tourism - to support genuine employment while retaining connection to country. We are seeing a surge in demand for indigenous tourism experiences from our high value tourism markets.”
“My office in Rockhampton is 30 minutes’ drive from the waters of the Great Barrier Reef and I recognise the economic contribution tourism in northern Australia already makes to the national economy,” Minister for Northern Australia Senator Matt Canavan said.
“This initiative will boost that contribution still further and is great news for tourism operators throughout the north.”
Mr Pyne’s media: 02 6277 7070 Pynemedia [at] industry.gov.au
Mr Frydenberg’s media: 02 6277 7180
Mr Canavan’s media: 02 6277 7739
Department media: media [at] industry.gov.au


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WALTON, Ky. – Messier-Bugatti-Dowty will expand its Walton plant, adding about 80 new employees, the company announced Thursday.
The $100 million expansion will increase the plant’s capacity to meet expected airline demand for wheels and carbon brakes, according to the announcement.
The company expects to begin construction this year and complete it in 2018.
Messier-Bugatti-Dowty introduced carbon brakes in 1986 and their Walton plant supplies them for several major North American airlines. Carbon brakes can absorb more energy than steel brakes and reduce operating costs for airlines, according to the announcement.
The company opened the Walton plant in 1999 and has “undergone constant development there to keep pace with [their] sales growth,” CEO Vincent Mascré said.
Messier-Bugatti-Dowty has two other production plants, located in France and Malaysia.


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If anyone doubted that Whole Foods Market would get a temporary traffic bump after being acquired by Amazon.com Inc., the proof was easy to find.
Shelves of Gala apples, bananas, ground beef and rotisserie chicken, all organic, sat empty or nearly empty at the Whole Foods store in downtown Minneapolis Monday afternoon.
Whole Foods slashed prices in an attention-getting first day of business after Amazon officially took control. The companies signaled the selective cuts last week.
Major supermarket chains and grocery sellers, including Kroger Co., Sprouts Farmers Market Inc., Supervalu Inc., Costco Wholesale Corp. and Wal-Mart Stores Inc., already were grappling with growing pricing pressure when Whole Foods and Amazon announced their $13.7 billion merger in mid-June. Shares in those food sellers have fallen on worries that Amazon could disrupt the grocery business in the same way it did with other product categories.
Amazon relies on convenience and product availability more than low prices to attract customers. It sets prices competitively, often below average, but it rarely offers the best price on any product, analysts note. Even so, customers perceive enough value on price, along with Amazon’s ability to quickly move any product from one of its warehouses to a customer, that over two decades they have made the Seattle-based company a leading seller of virtually every good.
With Whole Foods, Amazon has plenty of room to make selective price cuts to spur store traffic, but some analysts estimate that Whole Foods would have to cut prices by 10 to 15 percent overall to truly compete with ordinary grocery stores.
Whole Foods shoppers in downtown Minneapolis on Monday saw 30 percent savings on two popular meat items. Organic rotisserie chickens that were $14 last weekend no longer roosted on the shelf after the price was lowered to $10 for 32 ounces. Organic, grass-fed 85 percent lean ground beef dropped from $9.99 to $6.99.
Other items that saw prices slashed were salmon, tilapia, almond milk, eggs, butter, salad greens and avocados. One employee said that more than 1,000 items throughout the center store (canned and packaged items) saw discounts. Most were marked with orange Whole Foods + Amazon signs with the old price and the new, lower price.
The merger sent shock waves through an already competitive industry. Supermarket chains nervous about cutthroat competition are seeing even more reasons to freshen stores, add new locations and expand their organic and grab-and-go selection.
Aldi is spending $34 million in Minnesota to refresh 28 of its stores. Target spent $10 million to remodel its downtown Minneapolis store and just finished updates in the St. Paul Midway and St. Louis Park stores. Hy-Vee has been adding two to three stores per year in the Twin Cities after opening in 2015.
John Creager of Santa Rosa, Calif., said the Amazon deal made him curious enough to go into a store where he rarely shops.
“I could see myself stopping by once a week instead of every other month,” he said as he shopped the Minneapolis Whole Foods with his wife and a Twin Cities friend. “Pretty much everything I have in my shopping basket is at a lower price — bananas, avocados, milk.”
Amazon is hoping to sway shoppers who patronize other supermarkets into Whole Foods with the lower prices.
“Lower prices would make a difference for me,” said Amy Kern of Minneapolis, who was shopping at Lunds & Byerlys in Uptown on Monday. “Organic is so outrageously expensive and I like the wider variety of produce at Whole Foods.”
The Amazon Echo, a voice-activated electronic assistant, was also featured in the store at $99.99, down from its regular price of $180. The smaller version called Dot was selling for $45, a $5 savings.
Reuters contributed to this report.


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Consumer advocate Mick McAteer is challenging the industry to join with third-sector organisations to develop alternative solutions to support elderly people who are not commercially viable for mainstream providers.
In the Chartered Insurance Institute’s latest Thinkpiece article, Financial Inclusion Centre director McAteer says increasing numbers of consumers are not future-proofed because the state is unable to protect them or they are underinsured.
McAteer calls on the insurance industry to develop alternative, innovative quasi-market solutions. He says: “A partnership model between the insurance industry and third-sector providers – charities and other not-for-profit organisations, NGOs, trade unions, and local authorities – offers the best way of changing the economics of access.”
He says the four pillars that people used to rely on for protection and support – the state, family, employers and pers-onal provision – are crumbling. He says: “The UK needs a new, radical vision of how to fund a dignified and secure old age for all its citizens.”
McAteer says alternative solutions are needed to meet the needs of consumers who need to be insured against longevity risks but are not commercially viable for mainstream retail insurers.
He says: “The need for insurance has arguably never been greater in modern times. If the industry can persuade consumers that it has the products and services they need and can be trusted, then the rewards for the industry will be great.
“Seismic changes in society surely point to a huge opportunity for the insurance industry to help consumers build on the core level of state provision. After all, the essence of insurance is about helping consumers protect themselves against risk. Despite the litany of mis-selling scandals over the past two decades which have left a legacy of mistrust and the doom-mongering about the future of the industry, it is hard to think of a consumer sector with so much potential.”


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The number of consumers making contactless payments on their phones will hit 148m this year, driven by adoption of Apple and Samsung’s mobile wallets. That’s according to a new report from Juniper at least, which predicts that between the pair of them the companies will account for nearly 70 per cent of new customers using NFC for the first time this year. The firms have ruled a duopoly in the handset space for a number of years now so in some ways it’s no surprise that their mobile wallets are dominating the space.
Juniper points to the influence of their brands in onboarding consumers to mobile payments, with Apple Pay launching in China, though not without its problems, triggering 40m payments cards to be registered on the service in the space of 24 hours.
Of course, for meaningful adoption to happen customers also need to be able to actually use NFC on the ground – in shops, restaurants and bars. While contactless spending is booming in markets like the UK due to heavy investment in the country’s contactless acceptance infrastructure, that’s not the case in the US.
That’s set to change however with Juniper forecasting that this year, nearly one in five point of sale terminals in the US will be contactless – meaning that the hardware is in place for contactless to experience traction. It will be phones, not cards driving adoption initially due to the comparatively limited number of contactless cards available in the region.
HCE, Banks & Stickers
Interestingly, the report predicts that banks will “widely deploy” solutions based on host card emulation (HCE) technology. In this case, sensitive data is secured in the cloud, rather than the device and is already being used by more than 50 financial institutions including Barclays by Juniper’s reckoning.
“The combination of HCE and tokenisation is extremely attractive to banks,” says Juniper analyst Windsor Holden.” HCE means that they are not dependent on a mobile operator to enable the service; tokenisation reduces the burden on the issuer and allows them to use their existing infrastructure.”
Meanwhile the research is less optimistic about the NFC sticker solution that was conceived to patch the interim time before NFC capability was baked into a device due to security concerns.
The problematic US EMV rollout and the larger question: Is EMV actually protecting retailers against fraud?
In this guest post, Vlad Branin, VP, Professional Services, Zooz, talks about the ins and outs of US EMV adoption: process of rolling out and the specific benefits.
New data from Worldpay, which surveyed 4,000 shoppers in Europe, shows the continent is becoming more tech-savvy and a keen adopter of new payment technology.
Berlin neo bank N26 talks new products, UK launch and the advantages of being based in Berlin.
Just under twenty percent of all card purchases are now being made on contactless cards, according to new data from the UK Cards Association.


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Connected TV is probably the fastest-growing advertising sector out there at the moment.
The transition from linear television to streaming has unleashed a boom in streaming-based digital ads, also known as Connected TV, which offer better targeting than traditional TV ads and give both the media publisher and advertiser much more data about who is watching.
A November 2020 report by eMarketer.com forecasts that the CTV market will grow 40% in the U.S. to $11.36 billion this year, and the market should continue to expand rapidly as a number of new services have just entered the streaming TV market.
And it now appears that digital advertising kingpin Facebook (META -1.92%) could be the latest company to have its eye on the CTV prize.
Dynamic ads for streaming
On Monday, Facebook announced a new ad product: dynamic ads for streaming. The tool allows Facebook and Instagram users to click on an ad for a streaming service and see personalized, relevant titles based on their own interests on Facebook and Instagram. The solution replaces the old way of doing business, in which a streamer would have to advertise individual titles to show off their content. Now streaming advertisers can set up their campaigns once and automatically generate unique ads for each title, rather than having to create individual ones for each time.
James Smith, head of entertainment at Facebook, explained, "With Dynamic Ads for Streaming, advertisers no longer have to manually create new campaigns for each individual title. Once an advertiser uploads their content catalog to Facebook, the dynamic ads deliver personalized recommendations, giving people a similar personalized experience they're used to seeing from their streaming services." Advertisers that have tested the new product, like Brazilian streaming service Globoplay, have seen strong engagement so far.
It's unclear if Facebook has a goal with these ads beyond their current implementation, but they could serve as a beachhead to build relationships with streaming services from which the company can further expand into streaming and Connected TV. The company's user data is unique, and no other social platform can identify users' streaming content preferences the way Facebook can -- and that's a valuable asset to streamers. Additionally, the company's user profiles offer considerable value for ad targeting, so an account obtained through a Facebook ad could potentially have more value than a direct sign-up.
An old idea
Facebook made a play for the CTV ad market back in 2016, but it eventually shut down its audience network for the category in 2018. Part of the reason was that Roku, the leading streaming device maker and a powerful force in CTV, blocked Facebook from selling ads on its platform, as it saw advertising as a valuable business.
There were other challenges as well. Facebook didn't separate its streaming ad inventory on the audience network, and advertiser awareness of the CTV option seemed to be too low. Additionally, Facebook's base of advertisers didn't align well with a product that users can't easily click on. CTV tends to be more suitable for "brand advertising," or brand-awareness-building campaigns, rather than the kind of performance marketing with easily trackable data that Facebook typically serves.
However, the Connected TV market was much smaller in 2018, and Facebook may have a different experience today. Since it pulled the plug, ad-based services like Hulu, now owned by Walt Disney, have grown significantly, and a number of others have hit the market, like Comcast's Peacock, ViacomCBS's Paramount+, and Discovery Communications' Discovery+. In other words, CTV has reached a tipping point over the last year, so it's not surprising that Facebook might want a piece of the market.
The company is at a disadvantage against fellow tech giants like Apple, Alphabet, and Amazon, all of which offer their own streaming devices and services -- and Facebook Watch, which was billed as the company's answer to YouTube, has underwhelmed since its 2017 launch. But the dynamic ads product is a reminder that the company can do things with customer targeting that none of its peers can, and that could give it a unique inroad into streaming ads.
It's still unclear if the new product will lead to anything more than just a convenient way for streaming services to attract new users, but it's a reminder to investors that even as the stock is priced for slowing growth, Facebook has plenty of optionality in its arsenal -- including in VR/AR, e-commerce, payments, and new ad products like dynamic ads for streaming.
It's a good bet that at least one of those emerging businesses will pay off big down the road.


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Jo Field, Board Member of Women in Transport, talks to women working in the transport sector about their experiences through the COVID-19 pandemic.
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Filter the results
Nexus introduced ticket machines that accept card and contactless payments, as well as notes and coins, in 2013.
Modernisation of key infrastructure will ensure Tyne and Wear Metro can continue to operate reliable, safe and efficient metro services.
Research revealed that women still remain under represented in the transport sector, accounting for only 20 per cent of workers.
Nexus implemented changes to Metro’s social media so that customers can have access to more information and travel updates.
Passenger flow, experience and sense of safety will all be improved with a more reliable fleet of Metro trains, thanks to extra funding.
New technology and equipment will soon be introduced to the Tyne and Wear Metro control room as a result of their modernisation programme…
Tyne and Wear Metro has joined a number of rail and light-rail service operators in the UK in equipping some of its staff with body cameras to improve safety and curb anti-social behaviour, following a successful trial in 2017...
With the increase of card payments overtaking cash purchases, Nexus are trialling card only machines, with intent to use them at all metro stations…
Nexus, the public body which owns and manages the Tyne and Wear Metro, is to build an £8.4 million railway-skills training centre in South Shields...
12 September 2017 | By Intelligent Transport
Business organisations in North East England have come together to urge the government to fund new trains for the Tyne and Wear Metro.
21 June 2017 | By Intelligent Transport
Mr Paul Patrick has been appointed as Head of Fleet Engineering at Tyne and Wear Metro Depot in Newcastle.


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Reliance Jio has been a known name for bringing disruption in whatever industry it steps in. Being the latest entrant in the telecom war, the Mukesh Ambani led operator has fared exceedingly well in just a matter of two years. Using the ways of competitive pricing and attractive offerings the telco has proved its domination in the market. Now with a similar vision, Reliance Jio is ready to launch its fibre broadband services in India with the name of GigaFiber. Under this name, Reliance Jio is planning to extend its internet provision services to homes where the carrier will be providing broadband connections with the impressive speed of 1Gbps. Also, the operator will be providing entertainment services under the name of GigaTV (a dependent service on GigaFiber) using which Jio subscribers will be able to enjoy seamless video and audio content using the high-speed internet connection. For the first phase rollout of GigaFiber, Mukesh Ambani has announced that the registrations will be open starting August 15. Initially, the company plans to roll out GigaFiber in 1,100 tier I and tier II cities.
Another point which must be taken into consideration while analysing Jio’s entry in the broadband segment is the goal which Jio is eyeing for the coming years. As per official news, the number of broadband subscribers in India accounts for three crores of the total population. That is even a lesser number of users which Reliance Jio wants to target. In coming years, under the banner of Jio GigaFiber, the telco aims to rake in 5 crore customers, an audacious goal given the current number of broadband users. This massive aim of achieving five crore broadband subscribers means that Reliance Jio will have some heavy work to do. The telco will need to double down on investment, quality and speed of service alongside providing attractive pricing to the customers.
The reason for this measly number of total broadband subscribers in the country has been because of high pricing, poor quality of service and support and also because of speed issues. Customers have repeatedly been disappointed by their ISPs for these reasons leading to the massive adoption of mobile data over the conventional broadband connection. However, existing broadband users have resorted to telecom operators like Bharti Airtel and BSNL out of need. These two telcos are also going to be the big names opposing the entry of Reliance Jio in the broadband segment. Unfortunately, they might also be the one taking the blow once the Mukesh Ambani led telco steps in with its extremely competitive pricing, thus delivering a dent to their subscriber base.
Another face of this story is also the increased focus of government on broadband customers. The state-owned telco, BSNL is also not shying away from rolling out offers beforehand to retain its existing subscriber base. Moreover, ex-telecom minister Ravi Shankar Prasad had said in 2015 that the government aimed to touch the mark of 50 crore internet connections by the end of 2018. Keeping that in mind it can be said that the centre is also going to allocate significant funds along with accelerating its efforts in the field of broadband expansion. The government is already keen on the task of connecting 2.5 lakh Gram Panchayats via the use of fibre. It has also doubled down on bringing open public Wi-Fi hotspots to train stations, with plans now brewing to expand the hotspots to other public places.
In a scenario like this, it is very apparent that while Reliance Jio is gearing up for a solid entry, it is not the only competitor with a big goal. Other telecom operators like Bharti Airtel and BSNL are going to attempt to seize a sizeable chunk of the customer base. However, the thing which will work in favour of Reliance Jio will be its attractive pricing. Looking at the current picture, it is an undeniable conclusion that the intensity of the broadband tariff war is only going to increase along with the number of broadband users in the country as the days pass.
Do not forget to tell us about what you feel about this development in the broadband home service segment from all sides. Also, if you are a broadband customer let us know about whether you are considering switching to Jio GigaFiber or not.


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Google has taken one step closer towards making Youtube a portal for original content and longer movies. While Youtube has experimented with it in the past, the latest deal with MGM puts it a step closer toward it becoming a media portal.
U.S. and Canadian users will be able to rent from more than 600 MGM titles such as Rocky, Robocop, and The Terminator on Youtube and Google Play. MGM joins five of six major studios such as Paramount, Warner Bros and Sony Pictures, as well as ten independent movie studios to offer content to rent on Youtube and Google Play. The move is to further cement Youtube and Google Play as a place for substantial online video content, striking deals with different production companies in an effort to compete against Apple and other online streaming services.
Announcing on their blog, the manager of TV/Film Content Partnerships for Youtube Jonathan Zepp wrote: "For nearly 90 years, MGM has brought some of the best and most memorable films to the silver screen...Thanks to MGM, you'll be able to join in this trend [online movie viewing] and grab its movies online and on the go."
The deal gives Google Play users and more importantly mobile users more options as to what to download from the store. Google Play, which is a redesign of Google's mobile and online marketplace, is the company's answer to Apple's iTunes, a media hub where music, film, books and apps can be downloaded onto Android devices.


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Samsung’s next major announcement will be the Galaxy S23 series flagship. As usual, the series will have a Galaxy S23, S23+, and the S23 Ultra, and the renders of the phones have already surfaced.
Typically, the company will announce its renowned flagship series of smartphones in the first quarter of the year. However, according to Korea IT News, Samsung will push the launch date forward this time.
Rumors suggest that the Galaxy S23 series could be unveiled as early as the end of 2022, in time for the holiday shopping season. In addition, reports from the parts supply industry predict that the launch will be two to three weeks earlier than its predecessor when part production is taken into account. This points to mid or late January launch event.
These are unusual claims from Samsung, which deviates from the norm. Some see this as a move to compete with the iPhone 14 series in its home market. The iPhone 14 Series will be released in South Korea next month and is expected to be more expensive.
The early release of the Galaxy S23 series may give the company an advantage in terms of year-end sales, as well as drawing people away from buying iPhones. More information should become available in the coming weeks.


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Amazon surprised many on Tuesday by announcing it had taken over Ring, a company specializing in smart home security products. According to an anonymous source the deal is worth around $1.1 billion, and is a strong indication that Amazon has grand ambitions for the home security market.
So, Amazon is further investing in the home security market, following the success of its Echo range of devices. It makes sense then, that the company have bought Ring, which has developed a doorbell combined with a security camera. The camera also comes with an app allows users to check out who's at their front door wherever they are.
You might also of heard about Amazon Key, which takes advantage of the smart home technologies so that you can get your packages delivered when no one's home. It sounds a little risky, but maybe less so now Amazon will benefit from Ring’s security devices.
It’s interesting that Amazon has bought, and not made a partnership with Ring, which suggests that it has big plans. Echo Spot already has a similar features to that mentioned above, allowing users to see footage from Ring’s doorbell camera on the device. Amazon reportedly invested in Ring through Alexa Fund, which also helps start-ups that implement Alexa into products.
Amazon isn’t the only one with its eye on the smart home security market. Google too has its own products with cameras, smart speakers and an integrated doorbell in collaboration with Nest. With Ring and its already existing courier service, Amazon may well have the edge over the competition right now.
Are you going to take advantage of the home security products developed by Amazon?
Source: New York Times


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SUVs were most popular search at Consumer Reports in 2010
American drivers love their SUVs. At the first hint that the country is emerging from a financial recession, car leasing
shoppers have flooded back into showrooms.
One measure of the growing economy is the types of cars that people buy, and judging from the web traffic at Consumer Reports magazine, the answer is SUVs.
Before signing a new vehicle lease
, many shoppers check out the magazine's vehicle reviews. In 2010, the three most common searches for new cars included the Subaru Forester, Honda CR-V and Acura MDX.
Further down the top-ten list were crossovers like the Subaru Outback and Chevrolet Traverse, followed by additional SUVs like the Hyundai Santa Fe and Toyota RAV4.
Used vehicle shoppers leaned more toward fuel efficiency, giving Honda a clean sweep of the four most popular searches. The magazine's web visitors searched most for Honda's Accord, Civic, CR-V and Pilot.
Across the auto industry, manufacturers reported similar results, as U.S. car sales in December rose 11 percent over last year, to their highest rate in 16 months. The rising tide helped generate strong results as companies like GM and Chrysler emerge from bankruptcies and continue to pay back their government rescue funds.
Automotive Industry News
Car Dealer News
Car Leasing News


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FrieslandCampina introduces a fully recyclable and lighter version of the resealable packaging for cheese. With this, the company achieves a plastic reduction of 30% for its most sold cheese packaging in Europe.
This can lead to a decrease of more than 300,000 kg of plastic per year and reuse in other applications. This saving comes on top of an earlier plastic reduction of more than 20%. The dairy multinational is the first in the market with such a cheese pack.
It is FrieslandCampina’s ambition to lead with sustainability and to make all packaging globally fully recyclable by 2025. Ultimately, the company wants to use fully circular packaging.
Minimising environmental impact
Patrick van Baal, Global Director of Packaging Development at FrieslandCampina: “Resealable packaging is needed to protect the cheese, prevent food waste and guarantee quality. We are constantly working on improving our packaging, making the production process more sustainable and better recycling options. I am proud that we have succeeded in significantly reducing the environmental impact of our cheese packaging. ”
Van Baal explains: “Most cheese packages are made from different types of plastic, which means that they cannot be recycled. We now have a solution for that. Our new cheese packaging consists of polypropylene, a material that can be separated and recycled and can be used for a new life as, for example, a vacuum cleaner.”
FrieslandCampina wants to take major steps in recycling, renewability and a reduction in the use of fossil raw materials for packaging. That is why the company has also set its objectives through international and national partnerships such as the Plastic Pact and ‘the new plastics global commitment’ of the Ellen MacArthur Foundation.


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Eli Lilly and BI's Jardiance hits shelves
Less than a month after FDA approval, BI and Eli Lilly's SGLT-2 inhibitor Jardiance (empagliflozin) is on pharmacy shelves. The drugmakers announced the daily tablet's rollout Tuesday. “Our alliance is proud to make Jardiance available so quickly following its approval by the FDA” BI marketing SVP Kathleen Dowd said in a statement. The 10mg and 25mg tablets are used in tandem with oral hypoglycemic drugs or insulin.
BI and Lilly's candidate is the third in its class: Johnson & Johnson's SGLT-2 inhibitor Invokana (canagliflozin) wrangled the first-in-class approval last year, and was soon followed by AstraZeneca's Farxiga (dapagliflozin). Although Evoke Health's science and medical healthcare VP Brian Whalen said in March that the SGLT-2 category was already crowded, he said Jardiance's profile made it a product to watch. Among its distinguishing characteristics: the FDA has not flagged it for safety concerns, whereas Farxiga has been associated with bladder cancer, and patients with severe liver damage are told to stay away from Invokana.
BI and Lilly are supporting the launch through efforts that include a savings program being promoted online and in physician offices. MM&M also found an informational pamphlet in a dispenser in the cold and flu aisle at a local CVS.


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Florida is home to 15 Fortune 500 companies
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- Staff Tampa Bay Business Journal
The annual Fortune 500 list ranking the largest companies in America by revenue includes 15 Florida companies.
Tops on the list is Miami-based World Fuel Services. The largest company in the Bay area is the Publix Super Markets chain (108th) followed by Tech Data Corp. of Clearwater (119th) and Jabil Circuit of St. Petersburg (163rd), the Tampa Bay Times said.
Florida has one less company on the list than it did last year due to the acquisition of the Winn-Dixie supermarket chain by a South Carolina company. However, on the day the list was released it was announced that Florida will gain a Fortune 500 company when rental car giant Hertz Corp. moves its headquarters from New Jersey to Estero, the Times said. Hertz ranks 293rd this year.
- Most popular
- Richard Gonzmart acquires Tampa's iconic Goody Goody burger brand
- Crescent Bayshore sold for $111.5 million
- Maddon opts out of Rays contract, won't manage team again
- New tavern-style restaurant on Beach Drive to break ground soon
- Work to convert old Ybor warehouse into condos to begin by year's end
- Bella Brava's menu changes embrace St. Pete's 'foodie evolution'
- Simon confirms construction on Pasco outlet mall, opening date
- Rays president talks stadiums at Tampa EDC annual meeting
- TECO has deal to sell TECO Coal
- Google exec to speak at free digital seminar in Tampa
A look at the day's business stories from media outlets around Tampa Bay.
Audience Development Director Tampa Bay Business Journal | Tampa, FL
Retail Sales Representative Verizon Wireless | Sarasota, FL
Sr. .Net Developer Robert Half Technology | Sarasota, FL
Furniture Sales Representative (Retail Sales Consultant) Kane's Furniture Corporation | Sarasota, FL
Customer Service Representative OfficeTeam | Tampa, FL


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Colfax International is one of the first vendors out of the gate to have certified Intel Cluster Ready systems based on the new Sandy Bridge Xeon E5 processors. To get customers up and running quickly, the company announced that it will include a free trial of Bright Cluster Manager on its new Intel Xeon E5 processor-based HPC clusters.
Our partnership with Bright Computing is a key step in expanding our HPC product offerings,” said Gautam Shah, CEO of Colfax International. “This partnership provides our customers with powerful, compute-ready HPC systems. Colfax customers can get to work immediately, without the complexity and time-consuming task of setting up and testing their clusters.
Read the Full Story.


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CMA wants consumers to vote with their feet
Today the Competition and Markets Authority has published the long awaited recommendations it believes that can help lower our energy bills. These recommendations come 22 months after Ofgem first recommended the CMA to look into the energy market, which was done essentially to kick the issue into the political long grass after Ed Miliband’s price freeze announcement had electrified political debate around energy. The CMA has however steered away from any radical structural changes in the energy market and stymied calls for the breaking up vertically integrated companies. It has rather focused on empowering consumers, increase switching and giving greater transparency. Tellingly, the CMA has indicated that Ofgem was wrong to suggest fewer tariffs would increase competition and has reversed that decision. Critics will argue that the CMA has shied away from taking on the large energy companies and favoured putting the responsibility on the consumer. However, the CMA has identified that there are significant savings to be made if there is greater consumer engagement so have taken a more softly soflty approach. This is very much in line with Government's policy and investment in greater switching campaign and Smart Meter rollout. However, maintaining a database of customers on standard tariffs will however be hugely difficult.
Shadow Energy Secretary, Lisa Nandy this morning has made no attempt to reignite the policy, rather highlighting that there are no measures to stop energy companies from mis-selling. Nevertheless, since the investigation was launched there has been a notable increase in switching and independent energy companies have grown their share of the energy market. Enabling consumers to switch and promote new entrants was always going to be lengthy strategy because habits are sticky. But the signs are there that Ed Miliband’s price freeze increased exposure and encouraged greater switching; the Government will hope that these announcements will also play their part in raising awareness, as well as taking concrete measures themselves.


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THE BRITISH motoring marvel that produced one of motor sports most spectacular victories and historic victories is set to appear at this year’s Coventry Motofest.
The Mini Cooper S will swap the streets of Monte Carlo for the ring road of Coventry more than 50 years after securing the the Monte Carlo Rally.
It was in 1964 that the Mini Cooper S completed its faultless run across the country roads, mountain passes and tight corners of the Monte Carlo Rally – in turn cementing its enduring place in the hearts of British fans.
With its legendary racing number of 37, the motor will leave its current home at the British Motor Museum in Gaydon to take to the road and thrill crowds in the city centre.
James Noble, Coventry Motofest director, said: “We are very excited to have Paddy Hopkirk’s Mini Cooper S at this year’s Coventry Motofest.
“The Mini Cooper S’s victory in the 1964 Monte Carlo Rally is one of the most iconic performances in motor sport history and so to have it run here on our sprint circuit over 50 years on from its greatest triumph is incredible.
“We thank the British Motor Museum for their assistance in bringing the Mini Cooper S to Coventry Motofest and we look forward to this iconic car thrilling the crowds at this year’s event.”
To add to the booking of the 1964 Mini Cooper S, organisers have also confirmed that classic vehicle fans can now register their cars, bikes and scooters for the Road to Coventry classic run.
With display space available for 500 bikes and scooters and 300 cars, organisers are asking classic vehicle enthusiasts to make Coventry Motofest 2016 the biggest ever.
A number of classic car clubs including the Porsche Club GB, Club Peugeot UK, The Dolomite Club and the Jaguar XJS club having already signed up for the event, with many more expected to follow.
After gathering at an agreed meeting point, Road to Coventry crews will drive on the Ring Road circuit before taking up their dedicated parking positions to enjoy the action available on the Motofest circuit.
Motorsport enthusiast Peter Nedin, who has been actively involved in organising classic and historic road events throughout Europe, said: “I am delighted to be planning the Road to Coventry run.
“This year there will be two start locations with the aim of increasing the number next year – I know that everyone who enters will have a great day.”
Visit www.coventrymotofest.com for full details on how to enter the Road to Coventry run.


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The Chinese smartphone brand Vivo took the attention of the smartphone industry with the launch of Vivo NEX, as it came with lots of new innovative features and one of them is the slider camera. That said, we also saw that Oppo also implemented the same technology in the Oppo Find X. Well, now it seems that another Chinese brand is all set to follow the trend, as today a new leak suggests that Lenovo implemented the slider camera technology in the Lenovo Z5 Pro.
Having said that, an alleged video of the device surfaced online and it reveals that the device will have the slider camera and it gives the small glimpse of it. And it also reveals that the company has the concept which is similar to the Oppo Find X, but it is completely manual. Furthermore, the video also reveals that the device will have FullView display.
Apart from this, there is no other information available at this moment but we believe that we can able to hear more about the device in the coming days. That said, when the name Lenovo Z5 appeared first thing that comes to my mind is the misleading teasers which the company vice president did ahead of the Lenovo Z5 launch in this year. Let’s hope that the company will not do the same mistake again.


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Lockport Union-Sun & Journal — When Hannah Sharp began getting into fitness two years ago, she found that gym clothes which were both quality and affordable were difficult to find.
“There was nothing that I could find to wear to the gym that fit my budget,” Sharp, 24, of Lockport said.
With some inspiration from her boyfriend Justin Hosey, Sharp decided to make her own athletic wear similar to the styles made by Nike and Lululemon.
Soon, friends and family were asking Sharp to make them yoga pants, shorts and tank tops — some of which Sharp customized for their owners.
About three weeks ago, Sharp and Hosey certified their clothing line, “High Spirits Clothing,” as a business in Niagara County and obtained their tax ID number. They will be selling their athletic wear through their shop on Etsy, which will hopefully have products listed by next weekend, Sharp said.
“We’re finishing up the final patterns, and we just got the size tags in a few days ago,” Sharp said.
Laura Igoe, of Igoe 2 Yoga studio in Lockport, has the couple in one of her classes and says that their athletic wear comes in creative designs which are fashion-forward.
“Hannah has an edgy playfulness about her clothing line, it makes her pieces truly one of a kind,” Igoe said. “She has been incorporating creative cutouts from the beginning. Now it seems to be the “must-have” feature of established high end yoga apparel.”
The clothes will all bear the “High Spirits” brand name and logo, which Hosey, who has a background in graphic design, created.
Sharp hopes that the “High Spirits” brand will become synonymous with a positive lifestyle as well as sportswear.
“I chose the name because I want it to represent happy and healthy living,” Sharp said. “When I started working out and making the clothing, the idea was to create a better life.”


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Apparently, today is Blue Monday.
The third Monday in January is said to be the most miserable day in the year due to a combination of Christmas credit card bills, winter weather and the reality of the post-festive back to work grind.
Obviously, it’s a crock of nonsense which was invented by a travel company that wanted to flog holidays.
The 5pm Dining blog no more believes in Blue Monday than it believes in Father Christmas, the tooth fairy or the possibility of an orderly Brexit.
However, if anyone does need a little encouragement to struggle through the day, we will point you in the direction of the West Coast Whisky Feis, a new whisky festival taking place in July in Oban.
Running from noon to 6pm on Saturday 22nd July, the West Coast Whisky Feis is the brainchild of Oban Whisky and Fine Wines.
Euan Finlayson, proprietor of Oban Whisky and Fine Wines, said, ‘We wanted to create an event that shows off the incredible whiskies that the West Coast has to offer. The aim is to offer a range of whiskies and masterclasses that can appeal to newcomers and aficionados alike’.
From Springbank and Kilkerran to Glengoyne and Loch Lomond, seventeen distillers and bottlers have been announced and further attendees are in the pipeline.
The main venue for the event will be Skipinnish Ceilidh House. This will have stalls from distillers all along the west coast of Scotland.
Ticket holders will be given their own dram glass and will be able to take samples from all of the exhibitors. Water will be available and there will also be spittoons for those who want to try the different whiskies without ending up worse for wear.
Local food producers
In addition, Oban Distillery will be holding masterclasses in their own premises. These will be based around their world famous whiskies. Other masterclasses will be available on the day.
Local food producers will be selling their wares in the Ceilidh House should anyone get a bit peckish after a few drams.
There will also be a nosing competition where attendees can attempt to identify various whiskies by smell alone. The entrant who is closest to being correct will win a bottle of single malt whisky.


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With just six weeks to go until the arrival of the sugar tax, Coca-Cola European Partners’ sales director of wholesale and convenience Gary Black briefs RN on the company’s plans to help stores
RN With just over a month until the soft drinks tax arrives, what do you think retailers need to do?
GB We want independent retailers to see this month as an opportunity to review their…
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20 April 2017
Digital credit is on the rise in many developing countries. Here are three things you may not know about this fast-evolving form of lending.
17 April 2017
What if the institution that financed your business could also light up your house? Microfinance institutions are getting into pay-as-you-go solar, bringing microfinance into consumer lending.
12 April 2017
Getting market facilitation right and making markets work for the poor starts by asking the right questions.
10 April 2017
India’s new financial infrastructure could connect hundreds of millions of people to financial services, but at its core is a biometric ID system that has stirred controversy around data privacy and security. What are the risks, and what can be done to minimize them?


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Can you spot the turtle hidden amongst the other marine life and plastic debris?
It also aims to highlight the fashion industry’s responsibility for 20 per cent of all industrial water pollution
Rheanna Coleman, supply chain lead at Teemill, said: “Organic cotton is a biodegradable and natural material, all the products we make are designed to be sent back at the end of their life and remade. That means no pollution ends up on land or in the sea as your products use no plastic whatsoever.”
At the current rate of decline, sea creatures like the critically endangered Eastern Pacific leatherback turtle will vanish within 60 years.
As well as the usual sea life suspects, you’ll notice plastic bottles, bags and cutlery scattered across the image. That’s because washing clothes releases the equivalent of 50 billion plastic bottles of microplastics every year but each tiny fibre is small enough to be absorbed by plankton and go upwards into our food chains. Polyester does not break down in the ocean so it can never be cleaned up by nature.
Scroll down for answer.


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Originally appeared in Busan Beat magazine, September 2018.
Seeking to slake a thirst only a quenching cold one can conquer? There are more options in South Korea than ever before.
Since the turn of the decade, an explosion of international beer choices began to occupy supermarket and convenience store shelves. Even more recently, however, thanks to the relaxation of strict laws that once required companies to produce one million liters of beer annually before going to market, more and more humble Korea-based craft brewers are producing and selling sensational suds. While the trend first flourished in Seoul, craft beer has since also taken hold throughout Busan.
Nowhere has the craft caught fire faster in the country’s second-largest city than in the Gwangalli Beach area. Besides several breweries calling Gwangan home, many tap houses, restaurants and pubs have also begun to offer a pleasing variety of India Pale Ales, sour ales and saisons for an evolving, discerning palate.
It all started in 2013 with Galmegi Brewing Company. Debuting within shouting distance to the beach, their beers, first brewed by contract from their own recipes, were a revelation and an instant success. A year later, Galmegi took full control of their hopped-up hopes and opened their own brewery nearby. Today, Galmegi Brewing Company beer can be enjoyed throughout Busan and throughout South Korea. There are currently six Galmegi locations, including the brewery and five franchises in the Kyungsung University/Pukyong National University area, Pusan National University area, in Seomyeon, Nampo and Haeundae.
But, Galmegi is far from the only craft beer option available here these days. Gorilla Brewing Company launched in a fresh but modestly-sized location in the Millak-dong neighborhood in 2016. Quickly seeing a need for expansion, they moved early the following year to a much larger space, a short walk down the road from Galmegi Brewing Company.
Praha 993, based in the F1963 building, located next to Costco in Mangmi-dong, has brought Czech craft beer to South Korea since early 2017. Besides their brewery, Praha 993 beer can be enjoyed in their second location in Seomyeon and at many bars throughout the city. Brewmaster Matěj Žaba, who came to South Korea from the Czech Republic in late 2016, notes the craft beer scene in South Korea is still developing. “I have found more and more people are getting interested in craft beers and the older breweries are increasing their capacities,” he says.
Wild Wave Brewing opened its brewery in Songjeong in 2017. Starting in Gwangan in 2015 as a primarily sour beer collaboration with other breweries, Wild Wave today produces a number of beer styles, from sour to ale, kolsch to IPA. Frank Kang, one of Wild Wave’s founders, notes the incredible growth the Korean craft beer industry has seen in the past five years, especially in Busan. “Many people all over the country have come to Busan for craft pub-crawling,” he says, adding that the city has officially chosen to support the craft beer industry here as one of Busan’s signature tourism products.
Steven Allsopp, CEO of Galmegi Brewing Company, also highlights Busan’s place in Korean craft beer. “There are a limited number of breweries here in Busan but it is considered a mecca among beer enthusiasts,” particularly the Gwangan area, he says. Ryan Blocker, one of Galmegi’s head brewers, says when their first location opened, a foreign clientele already accustomed to craft beers were their main customers. But, that has changed as more and more Koreans have fallen in love with craft beer. “It’s a big change, how much more knowledgeable Koreans are about craft beer now versus then,” he says, noting that “seasonal trends,” how some beers are more popular during hot summer months than those that dominate during cold winters, have emerged.
On Busan’s north side, not only is Galmegi’s Pusan National University location holding court, the Hurshimchung Brau continues to impress. Long before the city’s craft beer revolution had taken hold, this German beer hall influenced destination located in Nongshim Hotel had been one of the preeminent opportunities to try a larger variety of beers. This is especially true every fall, as Hurshimchung Brau has held its own Oktoberfest celebration for over a decade.
Further southwest on Busan Metro line 1, in Nampo-dong, Akitu Taphouse is serving up several beers from Gijang’s Advanced Brewing. Until earlier this year, both the taphouse and brewery were known as Akitu. It is far from the only place to enjoy beers by Advanced, however, which currently does not have its brewery open to the public.
Indeed, with so much craft beer available, much of it brewed right here in Busan, it’s about time the city’s breweries take a tip from the popular “wine trails” of the world and establish a “Craft Beer Trail.” From west to east, north to south, there is a weekend of fun and delicious exploration ahead. We hope you’re thirsty.
For the complete Busan “craft beer trail,” check out the original article on Busan Beat!
JPDdoesROK is a former news editor/writer in New Jersey, USA, who served a one-year tour of duty in Dadaepo/Jangnim, Saha-gu, Busan from February 2013 to February 2014. He is now a teacher in Gimhae.


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A key Ogilvy & Mather client has become a partner in the agency’s e-commerce practice.
IBM has agreed to supply the analytics and cloud technology for eCommerce@Ogilvy, a relatively new unit run by Carl Hartman, a former WPP Group lieutenant and account leader at Young & Rubicam. Hartman became practice lead on the unit in January.
Ogilvy CEO Miles Young has ambitious goals for eCommerce@Ogilvy, which already works for the likes of Louis Vuitton, Kimberly-Clark, Nestlé and British Airways. Young hopes that the unit will generate more than $100 million in revenue annually by 2016.
The specialized practice, which creates online and mobile brand experiences, is “in keeping with our model to add new offerings that leverage changes in our industry,” Young said in a statement. “IBM’s technology solutions in this space are unequaled and will add to the solutions eCommerce@Ogilvy delivers.”
Hartman, who is based in New York, leads a collective of e-commerce specialists at Ogilvy offices around the world, including those in the U.K., France, Australia, Brazil, China, Singapore, Taiwan and Korea.
Before ecommerce@Ogilvy, Hartman steered shopper marketing efforts for WPP and was a global client leader on Kimberly-Clark, a company that employs multiple WPP shops, including Ogilvy, Mindshare and Kantar.


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Declan McCullagh of CNet:
"Former presidential candidate Al Gore has joined conservatives at the Heritage Foundation and Americans for Tax Reform in expressing reservations about controversial Hollywood-backed copyright legislation.
Gore actually went a bit further than the Republican-affiliated groups: in a now-deleted YouTube video of a speech at a CareerBuilder event, the ex-veep warned that proposals to levy an Internet death penalty against allegedly piratical Web sites "would very probably have the effect of really shutting down the vibrancy of the Internet."
Video linked from Liveleak.com
Vision Pro is here and it’s a surprisingly capable device. Apple has also loaded the headset with a ton of options and features that aren’t obvious at first glance.
Apple announced that its Major League Soccer Season Pass (through Apple TV) will include new immersive video content covering the 2023 playoffs. Apple TV is the exclusive provider of online Major League Soccer broadcasts via the MLS Season Pass subscription.


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BOSAGORA Launches Its BizNet to Build Business Network
This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20220629005377/en/
BOSAGORA Foundation launched BizNet to provide a blockchain network that supports developers to learn and adapt to smart contracts. (Graphic: Business Wire)
The announcement of the BizNet launch was streamed live on YouTube to ensure free communication with its users.
The blockchain network of BOSAGORA, the first initial coin offering (ICO) project in South Korea, aims to realize decentralized autonomous organization by executing commons budget accumulated through active participation in the project by node operators via parliamentary activities and generation of blocks.
The Foundation developed the BizNet to provide a blockchain network that supports developers to easily learn and adapt to smart contracts, which are essential for delivering non-fungible tokens (NFTs) and DeFi.
And the consensus engine of the BizNet is designed to provide a variety of conveniences, including compatibility with the Ethereum network, reduced latency time needed for finalizing blocks, block generation cycle identical with the Ethereum network, and avoidance of inflation.
Moreover, its compatibility with the Ethereum network, which has the largest business ecosystem, is expected to contribute to the expansion of the business ecosystem of BOSAGORA as it allows for collaborations and combinations with various Ethereum-based global services.
The BizNet publishes Biz-BOA, its proprietary native token. Users can convert points or tokens accumulated by using services offered in the BizNet into Biz-BOA through the swap function of the BizNet. The swap function enables users to compatibly use diverse services that join the BizNet.
And, through the bridge function that will be consecutively provided by BizNet, its tokens can be exchanged with ERC20-based BOA coins listed on the exchange.
Based on the BizNet, the Foundation plans to sequentially launch S2E (Service-to-Earn) services including DeFi, P2E (Play-to-Earn), and M2E (Move-to-Earn), as well as NFT.
“With the launch of the BizNet, the value of BOA coins is expected to rise as it will create more efficient and richer network ecosystem,” said Kim In-hwan, President of BOSAGORA Foundation. “Through the BizNet, we will strive to move closer to BOSAGORA’s vision of ‘Making a Better World’.”
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Asaf Ashkenazi Named CEO of Verimatrix28.7.2022 19:00:00 EEST | Press release
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Wal-Mart Stores Inc. on Tuesday identified the supplier partners that will participate in its first Sustainable Product Expo, a three-day collaborative event to expand the availability of products “that sustain people and the environment,” the company said. Together, the participating suppliers represent more than $100 million in sales at Wal-Mart.
Some of the largest food companies have pledged to ensure that tomorrow’s food supply is affordable and sustainable, Wal-Mart said. The companies include Campbell’s Soup, Dairy Farmers of America, General Mills, Kellogg’s and PepsiCo.
The commitments are intended to drive more collaboration and efficiency across the current food system. In total, the effort is expected to bring eight million acres of farmland into sustainable agriculture programs and eliminate six million metric tons of greenhouse gas emissions.
In addition, Wal-Mart and the Wal-Mart Foundation plan to launch a recycling initiative called the Closed Loop Fund, whose goal is to make recycling available to all Americans. The fund plans to invest $100 million in recycling infrastructure projects to spur private and public funding for transforming the recycling system in the U.S.
The Coca-Cola Co., Goldman Sachs, Johnson & Johnson, Keurig Green Mountain, PepsiCo and the PepsiCo Foundation, Procter & Gamble Co., SC Johnson and Unilever are “coming together because we jointly face a system problem: Recycling rates are stagnant and we can’t get enough recycled material in packaging and products,” Wal-Mart said. “We recognize that the solution is to ensure that all Americans have convenient access to recycling. We are calling the rest of our peers and competitors to join us on this journey.”
@tradesy is turning the concept of a showroom upside down with its new space in Santa Monica. Here, the company plans to hold events, art exhibits and a showcase rare fashion pieces like this Louis Vuitton boxing set. Get all the details on Tradesy’s first showroom on WWD.com. #wwdnews
Spotted last night at the @erdem x @hm launch event: Kate Bosworth, Rashida Jones, Kirsten Dunst and Selma Blair. The party, which took place in LA, also marked the opening of their pop-up shop. “I was interested in creating a collection that wasn’t in any way disposable. It was about pieces you’d create and keep forever, things that have a permanence to it,” designer Erdem Moralioglu said. #wwdeye (📷: Katie Jones)
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As one of the most recognizable models in the world, Christy Turlington Burns has an insider’s view of the fashion industry and the allegations of sexual harassment swirling around it. “I can say that harassment and mistreatment have always been widely known and tolerated in the industry. The industry is surrounded by predators who thrive on the constant rejection and loneliness so many of us have experiences at some point in our careers,” Turlington told WWD, along with her suggestions for how the modeling world should protect younger women and men. Read more on WWD.com. Link in bio. (📷: Tony Palmieri) #wwdnews
@asics America has tapped a new brand ambassador: famed DJ/record producer @steveaoki. This initiative is intended to set the tone for the new brand identity and philosophy and will include partnerships with influencers and in-store and off-line activations that will continue into next year. This is Asics’ most significant marketing effort in two decades, and is expected to attract younger consumers to the brand. #wwdfashion
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SHANGHIA (Bloomberg) -- General Motors Co. reported China sales in November rose at the fastest pace in 10 months, led by deliveries of Wuling light trucks and Buick Excelle sedans.
Deliveries to Chinese dealers last month climbed 20 percent from a year ago to 237,130 vehicles, GM said.
That's the fastest increase China's largest foreign carmaker has reported since January.
Sales of mini commercial vehicles and sedans at SAIC-GM-Wuling Automobile Co. jumped 40 percent after GM, poised to overtake Toyota Motor Corp. in global annual sales, cut prices of Wuling light trucks.
The gains were a contrast to Ford Motor Co. and Honda Motor Co., which posted drops in deliveries last month as overall demand in the country slows.
"GM gained a lot of market share from their minivan competitors this year through discounts and a strong reputation," said Marvin Zhu, a Shanghai-based analyst at researcher LMC Automotive.
Wuling's quality and service is perceived to be better than other local brands, Zhu said.
For the first 11 months of 2011, GM's deliveries increased 8.2 percent to 2.35 million in the world's largest automobile market. Still, that's slowing from 2010, when sales climbed 29 percent, after the government phased out sales-tax breaks and rebates for rural buyers in January.
The carmaker aims to expand its luxury car and sport-utility vehicle lineup to double deliveries in the country to 5 million by 2015.
Not all carmakers saw demand rise, adding to indications that the world's second-largest economy is cooling.
China's central bank last week cut lenders' reserve requirements for the first time since 2008 to pump money into the financial system.
Ford's China sales fell 7 percent in November to 43,338 units, led by a 19 percent decline in deliveries at its commercial-vehicle joint venture, according to a statement released Tuesday.
Honda said it sold 58,228 vehicles in China last month, 3.3 percent fewer than a year earlier. The company said deliveries decreased by 8.4 percent to 539,442 units in the first 11 months.
Auto sales in China surged 32 percent to 18.06 million vehicles in 2010, according to the China Association of Automobile Manufacturers.
Growth slowed to 3.2 percent during the first 10 months of this year, according to the association, which will report November industry figures later this month.
Chinese auto demand may expand 5 percent to 10 percent in 2012, led by demand for passenger cars, Kevin Wale, president of GM's China unit, said in an interview on Nov. 17. Sales of commercial vehicles will probably grow 5 percent, he said.
GM is banking on China to offset a shrinking market in Europe, where researcher IHS Automotive estimates car demand will fall 1 percent in 2012, the fifth straight annual decline.
Sales by SAIC-GM-Wuling, GM's minivan venture with SAIC Motor Corp., rose to 119,133 vehicles, a record for November, according to the statement. The partnership makes China's best-selling vehicle in 2010, the Wuling Sunshine minivan.
Shanghai GM, the U.S. carmaker's sedan venture with SAIC that produces Buick and Chevrolet-branded cars, boosted sales 7.6 percent to 113,120 vehicles.
Sales of Buick Excelle passenger cars climbed 25 percent to 23,885 units. Sales growth at Shanghai GM may slow to 12 percent next year as the automaker faces capacity constraints and few model rollouts, LMC's Zhu said.
The passenger carmaker is expected to deliver 19 percent more cars this year, he forecast.
GM's Buick, Chevrolet and Wuling are among the most successful international brands in China, and their dealerships are well-positioned in less-developed cities with high growth prospects, Alexander Potter, senior research analyst with Piper Jaffray Cos., said in a report on Dec. 5.
"When the European debt crisis passes, GM will be well- situated to ride China's growth for at least the next five years," Potter wrote.


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10 Sonoma, Marin, Solano companies make Inc. 5000 fast-growth list in 2019September 10 2019
NORTH BAY BUSINESS JOURNAL
North Bay companies on the Inc. 5000 in 2019
Listed by ranking on the list.
151: Waggl, Sausalito
615: AdvisoryCloud (formerly The ExecRanks), Novato
655: NativePath (Lexicon Health), Sonoma
658: SH Mechanical, Suisun City
808: Health+Commerce, Santa Rosa
1,232: Sorry Robots (GIR, Voltaire), Novato
1,999: Moore Home Services, Santa Rosa
3,574: Merrimak Capital Company, Novato
3,722: EO Products, San Rafael
4,515: Equator Coffees, San Rafael
From a Sausalito startup that helps employees participate in decision-making to a 2-decade-old San Rafael personal care products maker that continues to see high growth in sales, 10 North Bay companies made it onto this year’s list of fast-growing firms nationwide.
The 2019 North Bay contingent on Inc. magazine's annual list of 5,000 high-growth firms collectively employ 741 and had revenues of $329.0 million last year, according the Inc. 5000 list and the companies. And one of the four local newcomers debuted near the top of the list.
Since it started publishing in 1979, Inc. magazine has been featuring companies with rapid revenue growth to showcase entrepreneurial success. Notable companies that have appeared on the list over the years include Microsoft, Dell, Yelp, Pandora and 7 Eleven.
To qualify for this year’s Inc. 5000 list, published Aug. 14, companies must have had revenues of at least $100,000 in 2015 and over $2 million last year. And as of the end of 2018, firms must have been privately owned, based in the U.S. and not a subsidiary or division of another firm. The least three-year growth on the list this year was 52%, and the most was 36,680% for Arizona marketing firm Freestar, with $36.9 million last year.


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Below is the entire press release from the Kroger.com website.
CINCINNATI, OH – April 1, 2011 –The Kroger Co. (NYSE:KR) notified its customers today that there has been a breach of the database that stores customers’ names and email addresses only. The incident occurred at Epsilon, a third-party vendor that Kroger and other companies use to manage email communications.
Kroger stressed to its customers that the only information obtained was names and email addresses of customers. Epsilon manages Kroger’s customer email database.
Kroger urged customers not to open email from senders they do not know and reminded customers that Kroger will never ask for personal information such as credit card numbers or social security numbers in an email. Kroger apologizes to customers for any inconvenience.
Kroger customers can call 1-800-KROGERS or visit www.kroger.com/email_faq
for additional information.