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In a dinner theater setting at the Four Seasons in San Francisco, Salesforce.com's Marc Benioff and Google's Eric Schmidt officially rolled out Salesforce for Google Apps, the integration of Google Apps, Gmail, Calendar, and Google Talk with the Salesforce.com platform, in 15 languages.
Benioff said one of the goals is to "get rid of the albratross of IT."Benioff also has referred to Microsoft as a kind of albatross, the old guard of software holding on to the client/server past. Previously, Benioff described Microsoft a dinosaur:
I think Microsoft is still a dinosaur. More than ever, it tries to hold onto its monopolistic position around technology that they hold, whether it's SQL Server, whether it's NT, whether it's Windows, whether it's Office--these are their cash cows they don't want slaughtered.Benioff recognizes that to achieve success he must eventually replace, not just complement, the enterprise software giants. The alignment with Google is a direct shot at Microsoft, as well as Benioff opportunistically aligning his company with the current alpha company in Silicon Valley.
"Customers are demanding a new generation of software, and the standard bearers of the previous generation have not stepped forward," Benioff said during the rollout event. "The power will be to run your applications in the cloud," he proclaimed. Coincidentally, Microsoft is launching on Monday the first day of the free 30-day trial of Microsoft Dynamics CRM 4.
Schmidt also gave his take on the alliance of Google and Salesforce.com. "We know what it takes to build this next generation of services," he said. "You need a company with values," he said, citing the social responsibility leadership of Salesforce.com. Importantly, he said, Salesforce.com figured out the model for making money selling services from the cloud. "That model is the defining model of the new computing cloud age," he said, and it is "a 20- or 30- or 40-year vision."
"Although the two companies are working in the same space in different ways, the models are getting closer and closer. The clouds are beginning to merge," Schmidt said. Google has even changed its tag line to reflect its investment in applications, from search and ads to search, ads, and apps.
Now the question is whether enterprises will be attracted to the merged clouds. Salesforce.com is eating its own dog food, moving its entire company to Salesforce.com for Google Apps. It's a viable, and extremely low-cost, alternative to Microsoft Word, Outlook, Excel, and related products. Salesforce.com has integration with Microsoft Office, but no equivalent to Gtalk.
For customers who need offline capabilities, Salesforce.com provides support. Dave Girouard, general manager of Google Enterprise, said that Google is committed to making all of its apps available offline via Google Gears. (Google Docs currently has offline support.) "As the Internet becomes more persistent it becomes less of an issue," Benioff said.
According to Girouard, Google Apps, at $50 per user per year, has 10x better economics than a well-provisioned suite of Microsoft Office products, which would include some administrative support. Rebecca Wettemann of Nucleus Research told me that the difference between a Google and Microsoft solution on Salesforce.com differed by a couple orders of magnitude, and that the Salesforce.com alliance gives Google a sales channel. She also noted that companies should take a tiered approach; some users might need Excel and others could do fine with just the spreadsheet in Google Apps.
This locking of arms by Benioff and Schmidt should force Microsoft to show its hand sooner than later. On April 24 in San Francisco it plans to offer more details on its Live Mesh service, which reportedly synchronizes data between a variety of devices. That won't quell the call for a nearly free cloud-based, collaborative suite of applications as Salesforce for Google Apps gets some traction.


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New Delhi. The Reserve Bank of India (RBI) is working on a strategy to implement its own digital currency in a phased manner. It will be introduced in the wholesale and retail sectors on a pilot basis, the process of which is underway. RBI Deputy Governor T Ravi Shankar gave this information.
Deputy Governor Shankar said that the RBI’s thinking on digital currency (CBDC) has gone a long way, on which many central banks of the world are working in this context. Shankar said CBDCs need to protect consumers from the “horrific level of volatility” seen in some digital currencies that do not receive any government guarantees.
Also read this news: The family had performed the last rites, when they returned home after 10 days, everyone was shocked, said – I am not a ghost
In an online event organized by ‘Vidhi Center for Legal Policy’, Shankar said that while central banks of various countries are exploring the possibility of CBDC, some countries have also presented such a notion. Participating in the discussion during the online event, he said that the idea of CBDC is probably close to implementation. Apart from this, Shankar said that ‘it can be implemented in the near future on a pilot basis in the wholesale and retail sectors’.
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On day one of Money20/20 Europe, leaders from the world’s biggest banks to newly minted FinTech startups focused on two themes – innovation and partnership – with much of the conversation centering on the increasingly important role of blockchain technology across the industry.
Ripple CEO Brad Garlinghouse took the conversation one step further. In his fireside chat entitled, “Blockchain, digital assets and reimagining global payments,” Garlinghouse bluntly informed moderator Simon Taylor, co-founder of 11:FS, that “experiments are not a business model” and called attention to the hype outpacing reality in the blockchain and crypto space – noting that “it’s way out of whack.”
“Ripple is going deep with customers, solving real problems and seeing real progress,” Garlinghouse went on to say. He explained that Ripple uses blockchain technology and the digital asset, XRP, to address the major pain points in cross-border payments – making them dramatically faster (from days to minutes), lower cost (40-70% savings) and more transparent (similar to other banking services today).
But Garlinghouse was also quick to point out the difference between Ripple’s solutions and other services, such as Apple Pay, that put a slick front-end on the same old infrastructure....
To keep reading, please go to the original article at:
Insights – Ripple
This article was first published on: Insights – Ripple All content is synced from the rightful owners. Copyright on text and images belong to the original source. --


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Coca-Cola and its bottling partners expect to be replenishing 100 per cent of the water used in their factories by the end of 2015, reaching a longstanding conservation goal five years ahead of schedule.
The beverage giant, which announced the replenishment target in 2007, said it's already "balancing" about 94 per cent of the water. That means Coca-Cola is offsetting each litre it uses by recycling or conserving a litre somewhere in the world. The company relies on a mix of systems to accomplish this, including waste treatment at its plants and reforestation projects that help restore watersheds.
"As a consumer of water, the Coca-Cola system has a special responsibility to protect this shared resource," Chief Executive Officer Muhtar Kent said in a statement on Tuesday.
The project is meant to ensure the company will have enough water to meet its needs, as well as reassuring customers who may be concerned about drought in California and elsewhere. Coca- Cola had originally planned to be water-neutral by 2020.
Through 209 projects in 61 countries, the Atlanta-based company and its bottling partners have given back almost 153.6 billion litres of water. The Coca-Cola system has also recycled 126.7 billion litres of water after waste treatment. Combined, these numbers are set to meet the company's goal by the end of 2015 based on 2014 sales volume.
The program isn't philanthropic so much as a strategic business imperative, Greg Koch, global director of water stewardship at Coca-Cola, said in an interview. Local water access is vital to the company's success, he said, since "the price point that we sell our products demands that we manufacture and distribute locally."
When water supply is stressed, "that presents risks, risk to those communities, those ecosystems, and all businesses operating there -- including ours," Mr Koch said.
But there are some parts of Coca-Cola's water use that may not be captured in the data, said Paula Rees, director of the Water Resources Research Center at the University of Massachusetts at Amherst. The company's agricultural water usage, for instance, may not be fully known, she said.
"There's so much water that goes into a single product that it's hard to capture all of the water footprint," Ms Rees said in an interview. "All of the water that's used to grow the corn -- that goes into the fructose that sweetens the Coca- Cola."
As part of its conservation efforts, Coca-Cola has teamed up with other organisations to increase water access and protect river basins.
"There are still watersheds -- regardless of how much we've replenished -- that have stress and therefore are risks to ecosystems and those communities and economies that we're a part of," Mr Koch said. "We have to continue to do work well beyond any per centage of our sales volume because it is a vital business risk and a fundamental of our business model."
Though it hasn't made a high-profile pledge, PepsiCo also is working on water sustainability. The company is focused more on regional and local water-neutrality efforts, rather than a global goal. That includes agricultural efficiency, according to its website.
Food and beverage manufacturers like Coke and Pepsi have a huge water impact, so the efforts are very important, Ms Rees said. "There's always more work to do," she said.
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SACRAMENTO, Calif., May 19, 2022 (SEND2PRESS NEWSWIRE) — The California Employers Association (CEA) is launching a new service, Coaching U, specifically for individuals looking to improve their careers, relationships and life goals. CEA’s Personal Development Coaching program is designed to have positive impact on self-confidence, well-being, leadership and work performance.
SANTA CLARA, Calif., May 16, 2022 (SEND2PRESS NEWSWIRE) — SecuGen, world leader in optical fingerprint technology, is pleased to announce the immediate availability of the Hamster Pro 30 fingerprint reader and U30 OEM sensor. The new contact fingerprint reader and sensor from SecuGen are FBI-certified for use in FIPS 201 PIV and Mobile ID FAP […]
PHILADELPHIA, Pa., May 11, 2022 (SEND2PRESS NEWSWIRE) — Agile, a groundbreaking fintech bringing mortgage lenders and broker dealers onto a single electronic platform, today announced the launch of Agile Chat, a new chat feature designed to increase transparency and efficiency between lenders and broker dealers.
LOS ANGELES, Calif., May 4, 2022 (SEND2PRESS NEWSWIRE) — Legacy Launch Pad Publishing has released “Loose Cannons: A Memoir of Mania and Mayhem in a Mormon Family” (ISBN: 978-195655200 (ebook); 978-1956955217, 978-1956955224 (paperback); 978-1956955231 (hardback)), written by Diana Cannon Ragsdale.
PFLUGERVILLE, Texas, May 4, 2022 (SEND2PRESS NEWSWIRE) — Zeteo Biomedical LLC announced today the availability of the ZEOx1 OrionMRQ™ nasal drug and vaccine delivery device. Zeteo’s latest innovative delivery device provides pharmaceutical and biotech companies developing drugs, peptides, proteins, monoclonal antibodies and vaccines with precise, metered unit dose systemic delivery via the nasal route.
LOS ANGELES, Calif., May 2, 2022 (SEND2PRESS NEWSWIRE) — Seven-year-old author, Sammy Wallace, will release his debut rhyming children’s picture book, “I Slept in My Bed Last Night” (ISBN 979-8985784404; WF Publications), on May 2, 2022, in conjunction with Children’s Book Week. Sammy, a first grader at Sherman Oaks Elementary Charter School (Los Angeles), is […]
SAN DIEGO, Calif., April 28, 2022 (SEND2PRESS NEWSWIRE) — TbSpoon, an authentic Mediterranean meal prep delivery service, announced the launch of its southern California operations, the first Mediterranean meal prep service in the U.S. TbSpoon’s meals are filled with Mediterranean flavors and offer all the positive benefits of a Mediterranean diet.
BROOKLYN, N.Y., April 27, 2022 (SEND2PRESS NEWSWIRE) — Online music school Soundfly has teamed up with dynamic producer Seth Haley, more popularly known as Com Truise, to release a new course on creating sci-fi-inspired electronic music. “Com Truise: Mid-Fi Synthwave Slow-Motion Funk” is available today as part of Soundfly’s premium course subscription program, where students […]
PLANO, Texas, April 27, 2022 (SEND2PRESS NEWSWIRE) — Stack Sports – the global technology leader in sports software announced today that it will be partnering with the NEAR Foundation, a Swiss non-profit that oversees the NEAR blockchain ecosystem, to launch an athlete-focused NFT platform. The new Stack NFT platform will give all athletes an opportunity […]
LOS ANGELES, Calif., April 20, 2022 (SEND2PRESS NEWSWIRE) — Legacy Launch Pad Publishing is releasing “Pressing ON as a Tech Mom: How Tech Industry Mothers Set Goals, Define Boundaries & Raise the Bar for Success” (ISBN: 978-1956955187), a comprehensive guide for mothers working in technology sourced from industry leaders who are mothers themselves.


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The prospect that Covid-19 is transitioning from pandemic to endemic has brought out the bulls on Wall Street. “Meaningful upside to our medium-term economic outlook,” writes Bank of America Corp. “A positive for risk assets,” says JPMorgan Chase & Co. A “silver lining” of the “highly infectious” Omicron variant, says BlackRock Inc.
By “endemic,” they mean Omicron will leave almost everyone highly immune through vaccination, prior infection, or both. Then, they reason, Covid-19 will be a more predictable, less deadly presence, much like flu, and the world will return to normal.
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A new report, being released today by the William Mills Agency, reveals that spending by financial institutions is recovering as the economy and industry rebounds. The tenth annual ‘Bankers as Buyers’ study shares indepth insights and research from more than thirty individuals and organizations regarding what technology, services and solutions banks and credit unions are expected to invest in 2013.
This report is a compilation of viewpoints from many of the most influential research and fintech support institutions in the country and is available as a free download here.
In this year's report, IDC Financial Insights projected that technology spending is expected to increase to $57 billion, with much of the spending expected to occur in the ‘second tier’ of financial institutions ($1 billion - $10 billion) as opposed to the largest banks.
"As technology continues to be central to customer interactions and an improved customer experience, we are constantly reminded that technology in not a banking department, but is everywhere . . . including in the hands of consumers”, states Scott Mills, president of the Williams Mills Agency. “Demographic and behavioral changes, combined with changing technology preferences and the need for improved trust and brand loyalty will force banks and credit unions to evaluate the role of technology in the delivery of services", adds Mills.
Additional findings of this year’s ‘Bankers as Buyers’ report include:
- A total of 14,210 financial institutions make up today’s depository landscape, which is down 3.7 percent from 2011 according to the FDIC and CUNA.
- While much of the focus on payments technology is on mobile, organizations are also looking at improvements in online payments, ACH, P2P and prepaid cards to attract customers.
- Mobile banking gained a stronger foothold in 2012, as FIs strived to meet increasing consumer demand for anytime, anywhere financial services.
- Consumer mobile banking is now used by 33% of mobile consumers according to Javelin Strategy and Research.
- According to the 2012 KPMG Community Banking Outlook Survey, 47 percent of responding institutions identified regulatory and legislative pressures as the most significant barrier to growth over the upcoming year.
- Raymond James predicts North American IT spending will continue to grow at a relatively modest three-year compound annual growth rate of 3.1 percent.
- Branch/teller capture will have a 98 percent expected adoption rate in 2013 and 2014 according to Celent.
- Cloud computing has had a rapid acceptance, with many banks inquiring about alternative cloud strategies, according to Dan Holt, president of CSI.
- Being able to leverage ‘big data’ will be increasingly important to profitably serving both retail and small business customers according to Jim Swift, CEO of Cortera.
- Mobile Remote Deposit Capture (RDC) is being considered by 80 percent of financial institutions according to Celent.
As mentioned above, IDC Financial Insights expects North American financial institution technology spending to increase to $57 billion, with the largest financial organizations seeing slower growth rates than their smaller counterparts. This trend is expected to continue in 2014 and 2015 as shown below.
This post is recapping some of the spending highlights from the 'Bankers as Buyers' report, including those in the areas of mobile banking, compliance and security and payments. Additional areas of spending covered in the 'Bankers as Buyers' study in significant detail include:
- Analytics/Big Data
- Small Business
- Branch Technology
- Cloud Computing
- Community Banking
- Loyalty Programs
- Personal Financial Management (PFM)
This year's report emphasizes that, with the penetration and use of smartphones and tablets continuing to increase, mobile banking technology is expected to impact all aspects of technology spending in financial services in the coming years. “Mobile payments are a major driver behind mobile banking and a potential customer retention and revenue tool for financial institutions”, states Richard Crone, founder of Crone Consulting, LLC.
Ron Shevlin, senior analyst from Aite Group agrees saying, “Aite Group anticipates that mobile banking users will triple between 2012 and 2016 in the U.S.” He continues, “Tablets will become financial management devices, and smartphones will become financial transaction devices. FIs need to invest accordingly.”
Many others in the ‘Bankers as Buyers’ study point to tablet growth as being the foundation for the next phase of mobile investment by banks and credit unions. With growth of this device category far surpassing that of smartphones, financial institutions are currently behind the eight ball, lagging in both offerings and functionality. In fact, some mid-tier banks still do not offer a customized tablet application for tablets, deferring to a reconstructed mobile or web application.
According to David Peterson, executive vice president for Q2 in Austin, TX and a report contributor, “The key for financial institution executives is to understand and leverage the tablet, smartphone and other devices that customers use, and present them with the right capabilities for the right device.”
Additional areas of technology investment for mobile in 2013 will be focused on remote deposit capture capabilities (beyond check capture), improved mobile alert functionality and voice recognition.
Perhaps reflected in the increased technology investment by mid-tier financial institutions, many community banks have lagged their larger counterparts and credit unions in mobile banking offerings. With mobile banking becoming the primary way many consumers interact with their bank on a transactional basis, hesitation to respond to consumer behavioral trends could have a significant impact on customer acquisition growth in the future.
Compliance and Security
Compliance and security costs continue to put a strain on financial institutions of all sizes according to the study. Beyond the extensive investment in human resources required to keep abreast of requirements, data management tools are being used to comply with new regulations and to monitor all areas of the organization for potential security breaches.
Some institutions are adjusting to the new regulatory reality, however, with some costs seemingly being reduced over time. According to report contributor Jimmy Sawyers from Sawyers & Jacobs, LLC, “Some institutions are getting innovative (around the cost of compliance). They are starting to do more with less and adapting to the new playing field.”
Unfortunately, the same can’t be said for security costs, which are increasing and a very high priority for all institutions given the growing threat from a highly creative fraud community. All is not bad news on the security front, however, since the report indicates a direct correlation between superior security and loyalty according to Javelin Research. In other words, the investment in security may have a consumer payback.
While the majority of the focus around payments technology is on mobile, financial institutions are also looking to improve online payments, ACH, P2P and are spending funds to develop prepaid offerings according to this year’s report.
“The challenge banks have is in trying to better understand how people will transact in the future”, said David Wilkes, CEO of Fuze Networks and one of the report’s contributors. “The reality is that there is really no such thing as an ‘unbanked’ consumer.” While some may interact with their financial provider in a non-traditional manner, there is some form of payments system supporting virtually every consumer.
While many theories of how the payments marketplace will finally settle exist, the competition (and the need to keep up with new entrants and innovation from traditional players) will require significant investment to support the payments process.
“Payments will continue to evolve.” says John Balose from ORCC. “Fifteen years ago, few people were using online payments. Mobile solutions have changed everything. It’s a very fractured market.” According to the report, there are nearly 50 digital wallet providers currently, with more expecting to emerge.
It is clear from the report that financial organizations may want to opt for playing a game of ‘payments roulette’, placing smaller bets on a variety of potential outcomes, hoping to hit the jackpot when the competitive dust settles. One thing is clear, however. Financial institutions should not sit on the sideline and wait for a winner. By then it may be too late.
Beyond the insights collected for the development of this year’s ‘Bankers as Buyers’ report, Williams Mills provides four feature articles from some of the best minds in the FI space. The titles of these must-read articles and are included in the free download:
‘U.S. Banks and Core Replacement’ - Jeanne Capachin
‘Technology in Wealth Management: Opportunity or Threat?’ – JP Nicols
‘Mobile Payments Offer a Variety of Payment Opportunities’ – Richard Crone and Heidi Liebenguth
‘Top Ten Trends Impacting Bank Technology for 2013’ – Jimmy Sawyers
FREE Downloadable Report
Bankers as Buyers 2013: William Mills Agency (January, 2013)
Contributors to Report
Aite Group, American Banker, BankInfoSecurity, Banno, Jeanne Capchin, CARDFREE, Clelent, Clientific, Comscore, Cortera, CSI, Credit Union National Association, Crone Consulting, Finovate Group, Federal Deposit Insurance Corporation, Federal Reserve Bank of Cleveland, First Annapolis Consultion, Fuze Networks, IDC Financial Insights, Jack Henry Banking, Javelin Strategy and Research, KPMG, Mercator Advisory Group, MoneyDesktop, Morgan Stanley, Online Banking Report, ORCC, ProfitStars, Q2 Banking, Raymond James, Sawyers & Jacobs, Symitar, Wells Fargo and Zions Bank.


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People on the Move: Dan Schulman and Devin Wenig, eBay Inc.
eBay Inc. announced that Dan Schulman has joined PayPal as president, effectively immediately, and he will become PayPal CEO after PayPal and eBay are separated next year into independent, publicly traded companies. eBay Inc. also announced that Devin Wenig, president of eBay Marketplaces, will become CEO of eBay in 2015.
Schulman—who has nearly 30 years of senior leadership experience, with an emphasis on payments and mobile technology—most recently was president of the enterprise growth group at American Express. He also served as president of the prepaid group at Sprint Nextel Corp., following its acquisition of Virgin Mobile USA Inc., where he led the company as its founding CEO.
Wenig joined eBay in 2011 after more than 18 years at media organization Thomson Reuters, where he served as CEO of Thomson Reuters Markets. He also was chief operating officer at Reuters Group PLC, the media and technology company, where he led Reuters’ consumer media and Internet strategy and the company’s data, information and analytical products, among other functions.


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At least 79 people are believed to have been killed in the fire.
Credit Suisse is out with a slew of coverage on the homebuilders.
Nearly 80 people died in the Grenfell Tower fire.
Fettig will continue in his role as chairman of the company's board.
Marc Bitzer, President and Chief Operating Officer, elected new CEO
Apple Pay growth bodes well for our USAT shares.
We continue to see the Apple-related demand as benefitting both our Universal Display and Applied Materials positions.
Shares of appliance giant Whirlpool have been surging since it left behind a powerful spike low on May 18.
The company accuses the South Korean manufacturers of repeatedly skirting U.S. anti-dumping laws.
Leading national builder to exclusively offer Amana, Whirlpool, Maytag, KitchenAid and Jenn-Air brands in new homes
- Addresses Samsung & LG repeatedly relocating their washer manufacturing facilities to avoid trade sanctions
The most recent short interest data has been released for the 05/15/2017 settlement date, and we here at Dividend Channel like to sift through this fresh data and order the underlying components of the S&P 500 by "days to cover." There are a number of ways to look at short data, for example the total number of shares short; but one metric that we find particularly useful is the "days to cover" metric because it considers both the total shares short and the average daily volume of shares typically traded. The number of shares short is then compared to the average daily volume, in order to calculate the total number of trading days it would take to close out all of the open short positions if every share traded represented a short position being closed.
Through a $17 million investment, company has doubled the FDC's square footage
Appliance maker's commitment to sustainable innovation on display with waste-reducing home products and virtual tour of its research laboratory, ReNEWW House
Integration with the Google Assistant on Google Home to Bring Expanded Voice-Controlled Capabilities to Appliance Maker's Suite of Products
FBI firing, French election, oil prices, retail earnings -- and, oh yes, the markets -- create a dizzying week. We add to a few portfolio positions.
The new location is highly energy efficient and multifunctional
The appliance maker has recently seen a change in its charts.
Hurry up and get that ticket to Washington, DC.
Personalized Digital Recipe Platform Expands On Whirlpool Corporation's Commitment to Delivering Useful Smart Home Consumer Experience
Pet costs are seen surging, as are several other top household categories.
More bad news for Sears raises questions on whether it could survive.
U.S. stock futures are set for solid gains and European stocks soar after the first round of France's elections put centrist Emmanuel Macron in the lead for the presidency.
But also remember that this week earnings will run wild, with nearly 200 members of the S&P 500 reporting.
Here are five things you must know for Monday, April 24.
Full-steam ahead for earnings season in the coming week as a range of industry leaders across a swath of sectors release their recent quarterly performances.


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After sitting empty for months, prime space on the ground floor of the landmark One Charles Center building in downtown Baltimore has signed its first tenant.
Office Depot, the world's second-largest office supply chain, will move into the 22-story office tower at 100 N. Charles St. in May or June. Orioles majority owner and attorney Peter G. Angelos bought the building, designed by the famed architect Ludwig Mies van der Rohe, in 1996.
The Florida-based retailer will occupy more than 16,000 square feet of the 26,000 square feet of retail space in the building.
City development officials greeted the news as a positive sign for the retail economy downtown. Office Depot also opened a store in Little Italy at Pratt and President streets late last year.
"The space has been vacant for quite awhile, so it will be good to have something in there to help boost retail downtown," said Nan Rohrer, director for retail development at the Downtown Partnership of Baltimore, a local business group.
Rohrer and others said they hope new businesses will entice other retailers to look downtown. Five Guys Famous Burgers and Fries, a regional restaurant, will soon move to the 500 block of Charles St., she said.
"It helps the whole area," said Tom Marudas, vice president of Artemis Properties Inc., the development company owned by Angelos. "It's going to be an anchor for the area."
The Charles Street location is part of an expansion plan by Office Depot to open 40 new stores in the Northeast.
Marudas said the new location is ideal because it is in a heavy business area. "You can get a lot of foot traffic," Marudas said. "There's office buildings all around. It's a logical location."


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EUROBANK TRADITIONALLY SUPPORTS THE ''BOOK NIGHT''
14 December 2020.
The regional ‘Book Night’ event will be organised on December 14-18 under the sponsorship of Eurobank.
This long-standing event will be held under the ‘Still Together’ slogan, and Eurobank is its general sponsor for the 18th time.
Culture and education are among the priorities of Eurobank’s CSR activities, and by supporting this relevant event, the Bank continues to promote high-quality literature and reading culture. In line with the current measures and recommendations, it is decided to promote the culture of reading books at 62 locations in 30 cities in the region, but also at the websites laguna.rs and delfi.rs, with free delivery. Furthermore, discounts will be available during five days, in order to avoid crowds in bookstores.
Since 2009, when it was first organised, the ‘Book Night’ event has been the most popular event for readers after the Belgrade Book Fair. Every time, the offering includes more than 50,000 titles and a plenty of interesting special promotions and discounts. This time it will be the same, with a 25% discount for the purchase of one book, 30% for two, 35% for three and 40% for four or more books published by Laguna. A 20% percent will be valid for books of other publishers that joined the Book Night, foreign editions and the gift portfolio.
During all five days of the event, discounts will be available for online shopping 24/7, whereas all visitors of Delfi and Laguna bookstores can purchase their copies of favourite titles during the regular working hours, in accordance with the introduced epidemiological measures.


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This summer we released our findings on a vulnerability we called Devil’s Ivy: a flaw in the gSOAP library that was found while researching a surveillance camera, but whose impact extended far beyond any one device, or any one platform.
This week IoT security company Armis revealed BlueBorne: a set of eight vulnerabilities found in the bluetooth stacks used by a variety of OS vendors. The vulnerabilities impact several billion devices across the Windows, Linux, iOS and Android platforms. Along with a variety of commodity IT devices, any IoT or “smart” devices running any of these OSes are vulnerable.
In both cases the flaws impact, both IoT as well as commodity or ‘ordinary’ computer technology. This doesn’t apply in all cases, but as more research is done, it is highly likely that we’re going to hear more about how the line between problems in IoT and just plain IT is a lot fainter than previously thought
Like software companies in the commodity IT space, manufacturers of IoT devices practice code reuse. When there is a flaw in any given piece of code, code reuse becomes vulnerability reuse. That’s how a vulnerability found in one model of surveillance camera could impact a wide range of cameras, as well as other physical security devices, and potentially some commodity IT. Not all vulnerabilities are readily exploitable in any given IoT device, and an exploitable flaw in an IoT device does not necessarily mean the same flaw is exploitable on a PC or server, but the risk is not zero, so in any sufficiently risky situation, you have to take the time and effort to check.
If Devil’s Ivy or BlueBorne show us anything it is that security practitioners in either domain cannot dismiss out of hand any new security vulnerability that is uncovered in the other domain. Your alert fatigue is about to go through the roof. If you thought you were drowning in threat information before, this is the industry throwing you not a life preserver, but a brick.
People in both the security and business domains have heard the hue and cry about problems in software and hardware before. But in an age of perpetual computing, when the use of computers is becoming more intimate (e.g. wearables and implantables), the need to identify and rectify exploitable vulnerabilities has taken on a new sense of urgency.


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A growing court battle between the Federal Bureau of Investigation and Apple could have a big impact on your privacy and personal security.
"Everyone who has an iPhone and the information contained on all those with similar devices is at stake," said attorney Marc Lamber with Fennemore Craig.
A federal judge has ordered Apple to open the phone of accused terrorist Seyd Farook.
FBI officials say data inside the phone could tell them if Farook worked with ISIS while planning a shooting in San Bernardino that left 14 dead.
In a statement posted on their website Apple says that to open the phone they would have to create a "master key" that could then be used by hackers.
Apple CEO Tim Cook called the technology "too dangerous to create."
"The hackers and the jailbreaking community will figure it out in less than a year. If there is a back door they will figure it out," said MacMaster technology expert Jeremy Cohn.
Apple says it will contest the court ruling.
Apple's letter to customers can be found here.
Lamber has written extensively on legal matters. His blog can be found here.


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Dan Ness, Principal Analyst, MetaFacts – January 7, 2021
Active tablet use by country and year
Tablets have been declining in widespread active use over the last five years. Among American online adults, the penetration rate for actively using a tablet has dropped from 60% in 2016 to 36% in 2020. Usage rates have similarly dropped among online adults in the UK and Germany.
While US and UK usage rates have been similar, tablet use in Germany has trailed.
Dan Ness, Principal Analyst, MetaFacts, November 28, 2020
Tablets are made to be mobile, but are they being used that way? Have tablets made inroads into the workplace or schools? This MetaFAQs reports on the locations that tablets are being used among online adults in three countries and over five years.
Dan Ness, Principal Analyst, MetaFacts, November 24, 2020
Are tablets being used to play games? Is the share higher or lower among households with more persons? This MetaFAQs reports on the percent of online adults regularly playing a game using a tablet by household size and country.
Dan Ness, Principal Analyst, MetaFacts, November 14, 2020
The penetration of Apple iPads has shifted over the last five years, with larger households behaving differently than smaller ones. This MetaFAQs reports on the active market penetration of Apple iPads by household size in the US, UK, and Germany.
Dan Ness, Principal Analyst, MetaFacts, November 12, 2020
Smartphones, tablets, and notebooks are all mobile devices, and yet a desire for mobility alone does not mean that online adults will actively use all three. This MetaFAQs looks at the penetration of at least one actively-used smartphone, notebook, or tablet among online adults in the US, Germany, the UK, and Japan.
Dan Ness, Principal Analyst, MetaFacts, October 31, 2020
The market penetration of actively-used tablets has shifted, following a similar pattern in more than one country. This MetaFAQs reports on the percentage of online adults actively using a tablet in the US, Germany, and UK from 2016 through 2020.
Dan Ness, Principal Analyst, MetaFacts, October 24, 2020
How actively used are tablets? What is the mean number of hours they are used during a week? This MetaFAQs reports on the average (mean) number of hours using a tablet among online adults in the US, the UK, and Germany for 2018 through 2020.
By Dan Ness, Principal Analyst, MetaFacts, April 24, 2020
Busy parents are busier than ever
Parents are busier than ever with the many stay-at-home conditions and school closures across the US now.
Two days ago (April 22, 2020), we surveyed 322 online adults with children 18 or younger. We asked them about the computing devices in their homes, how they share them, what they plan to buy in the next few months, and how an additional home PC might affect their home.
Most parents say they have enough computing devices at home. Nearly two-thirds (61%) have as many or more PCs or tablets as people. Many parents said an additional personal PC is not really wanted, as most (35%) say it would make no difference and feel they have enough (12%).
Those few who would welcome a new home computer value several benefits. One-sixth (16%) expect more efficiency – getting more done with less effort, whether it is more schoolwork or for work from home. Almost as many (14%) expect they would have to share the PCs they have less often. They predict there would be fewer fights between their children. (and who wouldn’t appreciate that!).
Yours, mine, and mine
With the many PCs they have in their home, we asked how and if they share them amongst themselves.
More than half (55%) share PCs, with higher priority given to schoolwork (34%) and working from home (25%). Another half (48%) do not regularly share PCs.


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Search Restaurant Business
DineAmic Hospitality’s Bar Siena in Chicago sold pizza-making kits for couples to make together, post on social media and challenge other couples to top their creations.
As more consumers began cooking from home and supermarkets were slammed, chains of all kinds, from Panera Bread to Subway and Beef ‘O’ Brady’s, began selling groceries in their stores.
Most state reopening guidelines issued in May typically required restaurants to use disposable menus or permanent bills of fare that could be readily sanitized.
Dog Haus launched several delivery-only concepts based on the most-searched-for foods in its markets.
Seattle fine-dining stalwart Canlis (pictured) launched a variety of creative take-home offerings, including family meals, Community Supported Agriculture boxes, cocktail kits and more.
Chicken Salad Chick put up pop-up tents at its locations in strip malls to create quick and easy drive-thru locations.
Sandwich chain Potbelly Sandwich Shop and full-service restaurant Beatrix were among the operators selling preformed cookie dough for customers to take and bake.
Eatertainment chain Chuck E. Cheese, known as a birthday party celebration spot, sold family fun packs and party packs for delivery, including goody bags with toys, a doll, cake and gaming tickets for a future visit.
Shaw’s Crab House hosted online sushi-rolling instruction with its sushi chef. Ingredients could be picked up at Shaw’s and participants could then follow along with the class on Facebook Live.
See the full ranking of the Top 100 concepts, which account for more than $1.8 billion in annual revenue, and learn how they are putting hospitality first.
Peter Romeo highlights the moments restaurateurs miss at their own peril
As restaurants begin to reemerge, one year since it all began, Restaurant Business takes stock of the massive changes the virus has brought.


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These $2,495 boots are made for climbing! Bally re-issues fur lace-ups worn by Tenzing Norgay to conquer Everest in 1953
Sixty years ago, Tenzing Norgay, along with Sir Edmund Hillary, took the first steps at the summit of Mount Everest, the highest point on earth, wearing a pair of Bally’s Reindeer Himalaya boots.
To celebrate their storied ascent, the Swiss shoe manufacturer is issuing a new version of the boots - which are still made of reindeer fur, but the sole is lighter in weight and they lace more easily.
At $2,495 a pop, the revamped boot 'may very well end up in St. Moritz. But it could just as well end up on Madison Avenue on a snowy winter day,' said Graeme Fidler, who, together with Michael Herz, took over as Bally's creative directors in 2010.
High climbing to high fashion: Bally is issuing a new version of the Reindeer Himalaya boots, worn by Tenzing Norgay at the summit of Mount Everest, 60 years ago; the revamped boots retail for $2,495
'This was actually something we discussed when we first arrived at Bally,' Mr Herz told SOMA magazine.
'Being associated with this very expedition and this connection with innovation was something we wanted to explore and make people aware of. It was quite fascinating to discover the imagery in the archive and watch the film footage.'
Top of the world: Norgay was captured by Hillary on May 29, 1953 standing at the summit of Mt Everest, wearing the high performing boots
Norgay was captured by Hillary on May 29, 1953 in what is arguably one of the 20th century's most memorable photos: standing at the summit of Mount Everest, wearing the high performing boots.
Bally, which is perhaps known for its
high fashion more than high climbing, began custom-making boots for serious mountaineers in the Forties.
boot was made of reindeer fur, which is a hollow fiber fur that gives
super isolation and has a natural water repellent coating,' explained Mr
'Ultimately, it is known as the highest performing fur that you can possibly use for that sort of icy environment.'
The new boot features a more modern lace-up system (crafted by the same German manufacturer that made the original hooks and lacing), as well as a newly developed rubber sole.
'We were inspired by the story of the anniversary and the scale of the exploration. But ultimately we had to make a shoe for tomorrow,' said Mr Fidler.
Keeping warm: 'Reindeer fur gives super isolation and has a natural water repellent coating,' explained Michael Herz; (pictured, Norgay, left, wearing Bally's Reindeer fur boots in 1953 and Sir Edmund Hillary)
Redesign: The new boot features a modern lace-up system - crafted by the German manufacturer that made the original hooks and lacing - as well as a newly developed rubber sole; (pictured, Norgay with his Bally boots)
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(NBC) -- A strike that could have crippled 15 major ports on the East Coast and the Gulf and put a crimp in the nation's commerce has been avoided after dock workers, port operators and shippers agreed to a deal that extends the workers' contract, a federal mediator said Friday.
The parties settled on a 30-day extension of the contract after a meeting Thursday with Federal Mediation and Conciliation Service Director George H. Cohen, the FMCS said in a statement.
The parties had faced a Saturday deadline for resolving the labor dispute. The International Longshoremen's Association, which represented the dock workers, had threatened to strike a day later.
The strike would have shut down major ports, including the port of New York and New Jersey, the largest on the East Coast and the second-largest port in the U.S. to handle manufactured goods from China.
Earlier Friday, The White House had urged the parties to resolve their differences. The dispute centered on a cap to payments to dock workers based on the weight of the container cargo, known as "container royalties."
"The container royalty payment issue has been agreed upon in principle by the parties, subject to achieving an overall collective bargaining agreement. The parties have further agreed to an additional extension of 30 days (i.e., until midnight, January 28, 2013) during which time the parties shall negotiate all remaining outstanding Master Agreement issues, including those relating to New York and New Jersey," the federal mediator's statement said.


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China is the world’s largest ecommerce market. What is unique about Chinese cross-border ecommerce is that large amounts of transactions flow both ways. Chinese consumers are heavy buyers of foreign goods, and Chinese merchants sell massive amounts of goods to international markets where people are looking for inexpensive items.
While Chinese businesses sell large amounts of goods online in the B2B market, in this article I will focus on B2C sales.
Total Chinese ecommerce sales (domestic and cross-border) amounted to $1.2 trillion in 2017, an increase of 32 percent over 2016, according to China’s Ministry of Commerce. The ministry predicts ecommerce will grow at an annual rate of 30 percent over the next few years. Much of the growth will occur in cross-border sales.
Merchants Sell Internationally
China-based cross-border ecommerce sales to 200 countries were worth $140 billion in 2017 according to Chinese ecommerce solution provider Azoya Consulting.
Tens of thousands of China-based vendors now sell their products internationally online through Amazon Global Selling, a mechanism that leverages the online marketplace’s branches in 10 countries, including the United States, the United Kingdom, Germany, Canada, Japan, and Australia. Most popular products are smartphones, PCs, and electronic accessories.
JD.com, a Chinese ecommerce behemoth — and recipient of a recent $550 million investment from Google — rolled out its cross-border B2C platform in 2015, with Spanish, English, and Russian versions.
Consumers Buy Foreign
Chinese consumers are eager to buy foreign goods because they believe that foreign products are of a higher quality and are less likely to be counterfeit. This is especially true of cosmetics, baby products, and food. In the past, tainted Chinese baby formula caused the death of some infants. Consequently, Chinese consumers don’t universally trust local brands.
Chinese shoppers will conduct extensive online research on foreign products before purchasing and will also consult with family and friends who may have purchased similar goods overseas.
The top five countries for sales to Chinese consumers are Japan, U.S., South Korea, Germany, and Australia. Japanese and Korean exports comprise mostly cosmetics and beauty serums. Chinese often turn to Western countries for their baby products, food, vitamins, and supplements.
Chinese consumers purchased $100.2 billion on goods from sellers in other countries in 2017, with the average spend per buyer (for the year) at $882, according to research firm eMarketer. The company estimates that in 2018, 249 million Chinese consumers will purchase products through cross-border ecommerce, known locally as “haitao,” or “buying overseas.”
According to Azoya Consulting, cross-border ecommerce shoppers in China come from large cities and are well educated and more affluent. They are relatively young — 36 percent are 19-29 years of age and the remaining 64 percent are 30-40.
Selling in China
Online merchants that want to sell to China-based consumers should use a Chinese marketplace that specializes in cross-border sales versus selling from the merchants’ own ecommerce sites.
This is especially the case for smaller sellers without a name brand. Millions of Chinese shoppers are familiar with domestic online marketplaces. But they may have difficulty finding smaller sites. They also have greater trust in the marketplaces. Chinese consumers rarely buy overseas products from standalone websites or third-party platforms located outside of China. More importantly, the marketplaces are in Chinese and sales are in the local currency, the renminbi — RMB.
It is usually necessary to employ a Chinese third-party service provider, called “TP” for “Tmall Partner” or “Trade Partner.” These agencies offer foreign companies without a business entity in China access to Chinese cross-border ecommerce platforms. The larger platforms such as Tmall Global and JD Worldwide only accept foreign merchants who work with TPs who are certified by these ecommerce platforms.
Prominent Chinese ecommerce marketplaces that host foreign sellers include the following.
Tmall Global is the cross-border version of Tmall — China’s leading domestic online marketplace. Owned by Alibaba Group, it was launched in 2014 and sells only imported merchandise via foreign merchants’ stores hosted on Tmall’s website. Tmall offers country pavilions that bundle products from the same country on one page. It uses Alibaba’s proprietary Alipay for payments.
JD Worldwide operates China’s second largest cross-border online mall, established in 2015. JD dominates in home appliances and consumer electronic goods. For its marketplace model, JD Worldwide hosts foreign brands’ flagship stores. JD uses Tencent’s online payment escrow service, Tenpay, to complete transactions in U.S. dollars.
Suning Global. Launched in 2014, this is the cross-border online mall of China’s largest commercial company, Suning. It features roughly 300 foreign storefronts and offers store operator and financial support services. The most popular product category is electrical appliances. It uses its own online payment escrow service, Yi-Pay, to complete transactions in RMB or foreign currencies.
All of these marketplaces require security deposits and commission fees. All except Amazon China also collect an annual platform fee. They also offer different business models — either allowing merchants to perform logistics themselves or performing the warehousing and delivery for them.
“Hypermarkets” directly purchase large quantities of overseas goods. There are no branded storefronts. Overseas merchants sell their goods to hypermarkets at a negotiated wholesale price. The hypermarkets then charge a markup.
Kaola is a cross-border ecommerce hypermarket with the largest bonded warehouses in China. Merchants from roughly 40 countries sell their products on the Kaola platform.
JD.com also operates a hypermarket business. For this model JD Worldwide acts as a middleman, purchasing inventory from overseas companies and reselling it to Chinese consumers.
Suning also offers a hypermarket model stocked by direct sourcing.


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Farwest Show Announces 2012 Tours
Organizers of the 2012 Farwest Show have announced the lineup of professional tours for this year’s event.
According to Farwest Show director Allan Niemi, there will be three tours that take place Aug. 21 and 22.
The 2012 Farwest Show will take place August 23-25 at the Oregon Convention Center, in Portland, Oregon.
This year’s three tours are themed: “Gen(i)us Acer,” “In the Shadow of Mt. Hood,” and “New Plant Trials.”
“We’ve always structured our tours to serve all the major subsets of our industryretailers, growers, landscape pros and plant buyers,” Niemi said. “This year is no exception, and the tours cover a substantial geographical area of Oregon’s nursery and horticultural industry.”
For registration and more information about the 2012 Farwest Show seminar schedule, nursery tours, show hours and other features, visit www.farwestshow.com or call 503.682.5089.


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Taiwanese PC maker Asustek recently introduced a new gaming laptop under its Republic of Gamers (ROG) brand. The ROG G550JK-DS71 is a 15.6-inch gaming laptop with a 4th generation Intel Core i7 processor and an Nvidia GPU that can be overclocked (up to 5 percent) on the fly using the company’s TurboMaster technology, Asus said in a press release Thursday.
Available for pre-order now from the likes of Amazon, B&H, Newegg and TigerDirect, the $1,099
packs a 15.6-inch full HD LED-backlit IPS display, Intel Core i7 4710HQ processor (2.5-3.5GHz), 8GB DDR3 1600MHz RAM, GeForce GTX 850M with 2GB DDR3 VRAM, 750GB HDD (7,200 rpm), DVD Super-Multi optical disc drive and HD webcam. It measures 15.1 x 10.0 x 1.1 inches and weighs 6 pounds.
For what it’s worth, ten of these G550JK notebooks were part of a recent world record attempt for the “highest elevation LAN party.” Here are the details, as reported in the press release: “HighLANder, an event hosted by Linus Media Group and Tek Syndicate on June 23rd, 2014 in Leadville Colorado, used the ROG G550JK gaming notebook to scale Mt. Elbert, the highest peak of the Rocky Mountains at 14,440 ft., followed by wirelessly connecting via an ASUS RT-AC68U router at the summit in order to set a world record for highest elevation LAN party. The elevation was certified by expert witness Elizabeth Thompson, a PHD student in Atmospheric Meteorology, and has been submitted to the Guinness Book of World Records for review and certification.”
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Rising Crop Prices Come With Risk of Scams
COLUMBIA - It is no surprise that farmers have been hit harder than just about anybody else during this year's drought. The heat has dried up ponds and destroyed crop yields. Some farmers have even had to start selling off cattle because they either can't provide enough water or can't keep up with rising feed prices. All of that will mean higher grocery bills, and a hit to consumers' wallets...eventually.
In the short term food prices at grocery stores and farmer's markets have not drastically increased, and probably won't until close to the end of the year, even if crop prices go up.
Said Director at the Farmer and Agriculture Policy Research Institute Pat Westhoff, "Even if the price of corn, the price of soybeans goes up very dramatically, the net effect on what people will pay at the grocery store for food is going to be relatively small proportionally."
Farmers like Mark Mahnken, owner of Missouri Legacy Beef, have had to cope with the effects of the drought on their livestock. Mahnken has been lucky however. His Salisbury based operation has had more rainfall than other parts of the state and he hasn't had to sell off members of his herd or raise his beef prices. But not all farmers were as fortunate.
Said Mahnken, "There are certain counties in the state of Missouri that are definitely devastated, and as a result many of our cattlemen are having to liquidate their cow-herds."
Since many farmers are selling off cattle, that will create a surplus of beef on the market, which means lower prices for consumers, at least temporarily.
"We could see beef prices stabilize, if not drop here in the next...four...five...six months...", said Mahnken.
However that means there will be a shortage once 2013 comes, and a possible increase in beef prices, especially in speciality beef. For most foods, prices won't increase until late 2012 or even into 2013. For consumers right now the danger is that some stores may increase prices anyways, and claim it's because of the drought.
According to Westhoff, "What people pay for food at the grocery store, only a small share of that goes back to the farmer."
If you see a store drastically increase prices, be wary, it may just be trying to squeeze extra money out of you. Earlier this week Agriculture Secretary Tom Vilsack warned consumers about stores trying to take advantage of the drought. Expect prices to increase, but not until later in the year, and be on the lookout until then.


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Did you change your LinkedIn and eHarmony passwords yet? Good. Now, go change your Last.fm password, too. The company just announced on its blog that it is “currently investigating the leak of some Last.fm user passwords,” and that it advises all users “to change their passwords immediately” — just as a precaution, of course.
At the moment, few details are available about the severity of the possible Last.fm password leak. And it is not clear whether the leak of LinkedIn and eHarmony passwords are in any way connected to the Last.fm warning. Regardless, if you use Last.fm, it would be prudent to change your password. And, as we’ve said before, if you use the same password for Last.fm as you do for other services, you’ll need to your password for those sites as well.
The ongoing wave of leaked passwords first percolated into the news Wednesday morning, as 6.5 million encrypted LinkedIn passwords, and 1.5 million encrypted eHarmony passwords were posted to a Russian hacker site so that they could be cracked. At this time, roughly 3.5 million of the LinkedIn passwords have been cracked — up from 300,000 the day before.
To stay up on the Last.fm situation, the company recommends watching their Twitter feed (@Lastfm), where they will post updates on the situation. We will update this space with further news, as well.


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Black Friday Sales
Barnes & Noble
Bass Pro Shops
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Farm & Fleet
Half Price Books
Pep Boys Auto
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Value City Furniture
added in last 24 hrs
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Newegg 2020 Black Friday Ad
Good news! The Newegg Black Friday ad has been posted! This year's Newegg Black Friday ad is 28 pages long.
View the Newegg Black Friday ad here. If you have access to any leaked Black Friday ads, please let us know.
Previous Newegg Black Friday Ads
Did you know that we have a site that archives older Black Friday ads? BlackFridayArchive.com lets you go back in time and relive Black Friday ads going back as far as 2004. Here are the older Newegg Black Friday ads we have archived:
Newegg Black Friday News Updates
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Newegg Background Information
Newegg Inc. is an online retailer of items including computer hardware and consumer electronics. It is based in City of Industry, California, in the United States. In 2016, Liaison Interactive, a Chinese tech company, acquired majority stake in Newegg in an investment deal.


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A simple study comparing the exports of Pakistan and Bangladesh has busted a myth that a depreciating currency increases exports for a developing nation.
“At least it didn’t happen in Pakistan and Bangladesh’s case,” said CEO Topline Securities, a brokerage house. “Bangladesh’s currency, the taka, has remained stable while the Pakistan rupee depreciated. But Bangladesh’s exports nearly doubled while Pakistan’s exports stood where they were ten years ago.”
According to economic books, when the currency of a country depreciates against an international currency, which is the US dollar, it makes input costs such as labor and raw material cheaper for the country in comparison to the dollar.
For instance, when the dollar rate is Rs150 and the labor cost or per day wage is Rs1500, it would cost $15. But if the dollar rate increases to Rs160, it will make labor cheaper by 7% as it will take $9.30 to pay for the same work.
This means that if an exporter was incurring a cost of Rs10,000 in making a certain product, let’s say a leather jacket, she would be incurring a cost of Rs9,300 after the currency depreciates. It means, the exporter can now sell her goods at a lower price than before, apparently making Pakistani exports cheaper and therefore more competitive in the international market. The exporter is expected to export higher quantity than before.
“Pakistan exports remained $25 billion in ten years in spite of the Pakistan currency falling against the dollar. Meanwhile, Bangladesh’s exports increased from $23 billion to $39 billion with the Takka remaining stable,” Sohail said.
“This certainly shows that a depreciating currency doesn’t always help increase exports. There’s some other factors definitely,” he added.
However, another economist, Muzammil Aslam, pointed out that the causal relationship between currency and exports was actually the other way round.
“The outcome of lower exports is a weak currency and stronger exports is a stable currency,” tweeted Aslam in response to the Topline tweet.
It means a stable currency doesn’t increase exports but the relationship is the other way round. When exports increase, it stabilizes the local currency and not the other way round.
Meanwhile, when exports dwindle or remain stagnant and imports increase, the local currency, such as the Pakistani rupee, becomes weak.
During the last ten years, Bangladesh exports have increased from $23 billion to $39 billion. Pakistan’s exports have remained stagnant at $25 billion. In fact, Pakistan’s exports fell in between below $25 billion for some years.
In financial year 2011, Pakistan exports were $25.4 billion while Bangladesh exports were $23 billion – around 11% less. Now Bangladesh’s exports are 34% higher than Pakistan’s at $39 billion against Pakistan’s $25.63 billion.
During the last ten years, the Pakistan rupee has depreciated against the US dollar from Rs87 to Rs164. Bangladesh’s taka has remained comparatively stable. Ten years ago, a dollar would cost 75 taka and presently it costs 85 taka.


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Building Materials Store in Colombia
Building Materials Stores in Colombia and the whole construction industry had suffered during the pandemic, but innovation and creativity are part of the industry's bouncing.
Sodimac is one of the lead building materials stores in Colombia. Due to the pandemic, the company requested authorization from the board of directors to increase its level of debt on March 21, 2020.
Corona, Homecenter, and Falabella join forces to contribute $ 1 billion against Covid-19. Through a communication published in the Financial Superintendency, Sodimac Colombia, owner of the Homecenter and Constructor brands, responded to a request from the entity and delivered a balance of actions implemented to mitigate contagion risk from Covid-19.
"From Sodimac, we have tuned in with the emergency situation the country is going through, the health crisis caused by Covid-19, and the Mandatory Isolation decreed by the authorities. Regarding which we have a solidary attitude," the company said.
The company recalled that to prepare for the situation, they requested authorization from the Board of Directors to increase their level of indebtedness and that as of March 24, 2020, the decision was made to close all its stores, except for four, which remained enabled as supply centers for sales through Distance Sales channels.
But the industry is asking for a change as well. Traditional, recycled, or new materials are part of the range of options offered by the building sector globally, but which is already present in Colombia.
According to Alejandro Botero, technical and innovation director of the Colombian Chamber of Construction (Camacol), Antioquia regional, "the new commercial, social and regulatory requirements have forced the industry to evolve with new concepts, which include better performance and, with this, a lower environmental impact."


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This news helped throw Bitcoin into a tailspin, where it quickly lost more than 50 percent of its value within a few months. Here’s how the price of Bitcoin has risen and fallen over time as well as some of the trends driving those moves. We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money.
 Fresh #Crypto #Screener #Price #Cap #MarketCap #History #Trend #Cryptocurrency #Currency #Cardano $ADA #ADA #Bitcoin $BTC #BTC#Dominance #USD #OffGridEdition #EndTheFed #Nexit @BrokerHalal https://t.co/4Xo7J7wIEM pic.twitter.com/dOoRtlbuWb
— Honig (@robhonig) March 7, 2023
One Bitcoin owner offered 10,000 bitcoins for two pizzas, an offer that continues to live on in Bitcoin lore. It’s considered the first time that anyone used virtual currency to buy something in the real world. Amid all of this speculation, however, it’s important to remember that Bitcoin is tough to use for everyday purchases.
Gawker Publishes Article About The Silk Road – June 1, 2011
The professors’ study found that tethers being traded for bitcoins revealed a pattern. BlackRock Inc, the world’s biggest asset manager, has launched a spot bitcoin private trust for institutional clients in the United States. The trust tracks the performance of bitcoin, offering direct exposure to the price of the digital currency, BlackRock said. The move comes a week after cryptocurrency exchange Coinbase Global Inc said it had partnered with BlackRock to provide its institutional clients with access to crypto trading and custody services. In November 2013, the University of Nicosia announced that it would be accepting bitcoin as payment for tuition fees, with the university’s chief financial officer calling it the “gold of tomorrow”. During November 2013, the China-based bitcoin exchange BTC China overtook the Japan-based Mt. Gox and the Europe-based Bitstamp to become the largest bitcoin trading exchange by trade volume.
Nakamoto was responsible for creating the majority of the official bitcoin software and was active in making modifications and posting technical information on the bitcoin forum. There has been much speculation as to the identity of Satoshi Nakamoto with suspects including Dai, Szabo, and Finney – and accompanying denials. The possibility that Satoshi Nakamoto was a computer collective in the European financial sector has also been discussed.
SEC Postpones Decision on Bitwise, VanEck Bitcoin ETF Proposals – March 29, 2019
As such when setting up your hardware https://www.beaxy.com/, always remember to keep a copy of the key phrase and put it somewhere safe from fire or flood. The creator is an unknown individual or group that goes by the name Satoshi Nakamoto with the idea of an electronic peer-to-peer cash system as it is written in a whitepaper. Until today, the true identity of Satoshi Nakamoto has not been verified though there has been speculation and rumor as to who Satoshi might be.
Only bitcoin is entirely digital; no one is carrying actual bitcoins around in their pocket. With any Bitcoin price change making news and keeping investors guessing. The crypto-friendly financial institution has felt the brunt of rising interest rates and FTX’s collapse. Deposit crypto to our exchange and trade with deep liquidity and low fees. The Fed has been hiking interest rates since early 2022, with assets furthest out on the risk spectrum getting punished the most.
Bitcoin’s Price History
SoFi will apply a markup of up to 1.25% for each crypto transaction. Bitcoin Halving or sometimes also known as the Halvening, refers to the reduction of block reward to miners by half. This is part of its built-in monetary policy, in which after every approximately 4 years, the mining reward will be halved towards the limited capped supply of 21 million Bitcoin. Once 21 million of Bitcoin have been minted, there will no longer be new supply of it rewarded to miners, and miners are expected to earn revenue by way of transaction fees.
What is clear is that although some of the established financial community has retained its skepticism, Bitcoin has outperformed the stock market and major commodities over the long term. The value of Bitcoin today continues to rise.Over the 10 years ended 1 July 2021, Bitcoin’s price grew at a compound annual growth rate of 116.41%. Data like this makes Bitcoin worth consideration from any serious investor. Any Bitcoin chart showing the BTC exchange rate over time will record that the cryptocurrency languished for three years before embarking upon a bull run in 2017.
Bitcoin wasn’t spared, shedding 50% of its value in less than 48 hours to trade below INR 3,29,464. Some hypothesized that the Covid-inspired dip would be Bitcoin’s final nail in the coffin. “The Mt. Gox case generally demolished investor trust in BTC, and it affected the sentiment toward crypto on a much broader scale,” says Alex Faliushin, CEO of crypto lending platform CoinLoan.io. Success waned the following year after the Tokyo-based Mt. Gox experienced a security breach with hackers stealing INR 4,942 million from its coffers.
The state’s top lawyer alleges Bitfinex used at least $700 million from Tether’s bitcoins price history reserves to cover up the apparent loss of $850 million of client and corporate funds. Its findings were detailed in papers filed with the Manhattan Supreme Court. The owner of the New York Stock Exchange launched its long-delayed market for Bitcoin futures.
There are several cryptocurrencies, and the number continues to rise as regulators, institutions, and merchants address concerns and adopt them as acceptable forms of payment and currency. Another factor that affects Bitcoin’s price also relates to supply and demand. Bitcoin became a financial instrument that investors and financial institutions used to store value and generate returns. As a result, derivatives have been created and traded by investors.
The companies will use an SEC exemption that will allow shares in their VanEck SolidX Bitcoin Trust to be offered to institutions such as hedge funds and banks, but not to retail investors. It was clarified that the product is not a true ETF, although similar. UNICEF will now be able to receive, hold and disburse donations of cryptocurrencies ether and bitcoin, through its newly-established UNICEF Cryptocurrency Fund. In a first for United Nations organizations, UNICEF will use cryptocurrencies to fund open source technology benefiting children and young people around the world. Peter Schiff cannot access his bitcoin wallet and is blaming his “losses” on the blockchain.
Since hashes are completely random, it’s just a matter of trial and error until one miner is successful. No more bitcoins price history can be created and units of bitcoin cannot be destroyed. Bitcoin’s price is renowned for being highly volatile, but despite that, it has become the top performing asset of any class over the past decade – climbing a staggering 9,000,000% between 2010 and 2020. Each bitcoin is made up of 100 million satoshis , making individual bitcoin divisible up to eight decimal places. That means anyone can purchase a fraction of a bitcoin with as little as one U.S. dollar.
What was Bitcoin price at start?
In July 2010, bitcoin began trading at US$0.0008, climbing to US$0.08 by the end of the month.
Supporters of the newly formed bitcoin cash believe the currency will “breath new life into” the nearly 10-year-old bitcoin by addressing some of the issues facing bitcoin of late, such as slow transaction speeds. But while fraudulent credit-card purchases are reversible, bitcoin transactions are not. True to its origins as an open, decentralized currency, bitcoin is meant to be a quicker, cheaper, and more reliable form of payment than money tied to individual countries. In addition, it’s the only form of money users can theoretically “mine” themselves, if they have the ability. Biden will propose changing the tax treatment of cryptocurrency transactions, which could raise $24 billion, The Wall Street Journal reported. Bitcoin, ether, and shares of Coinbase were among the crypto assets that tumbled Thursday following turmoil at crypto bank Silvergate.
- It does not express the personal opinion of the author or service.
- ‘Ode to Satoshi’ is a bluegrass-style song with an old-timey feel that mixes references to Satoshi Nakamoto and blockchains (and, ahem, ‘the fall of old Mt. Gox’) with mandolin-picking and harmonicas.
- This record-setting threshold was unsustainable, and Bitcoin fell victim to its own volatility, which steadily eroded its previous gains.
- US court orders Craig Wright to share cryptocurrency haul with the estate of American programmer David Kleiman.
- Years after it was launched, it is still the most widely used cryptocurrency.
For example, if you have 10 Bitcoins before August 1st, you would now have 10 Bitcoins and 10 Bitcoin Cash. Out of the total 21mln, on January 13, 2018, 16,800,000 BTC have been mined and there’s only 20 percent left for miners to acquire. Satoshi, BTC bitcoin’s smallest unit, is now added to Oxford English Dictionary. The Oxford English Dictionary , published by the Oxford University Press, has officially added the word “Satoshi” to its database.
DID YOU KNOW? 👀
#Bitcoin began its history without having any kind of commercial value ‼
🤯 When the first block was completed, only Satoshi and a small group of CypherPunks knew about Bitcoin.
BUT, which was the initial price of Bitcoin? 👇
— Mundo Crypto EN (@MundoCrypto_EN) March 8, 2023
On top of this, most people who use cryptocurrency-related services worldwide are retail clients rather than institutional investors. This means outlooks on whether Bitcoin prices will fall or grow are difficult to measure, as movements from one large whale already having a significant impact on this market. The CoinDesk Bitcoin Price Index is the world’s leading reference for the price of bitcoin, used by the largest institutions active in crypto assets. It is the crypto market standard, benchmarking billions of dollars in registered financial products and pricing hundreds of millions in daily over-the-counter transactions. Built for replicability and reliability, in continuous operation since 2014, the XBX is relied upon by asset allocators, asset managers, market participants and exchanges. The XBX is the flagship in a portfolio of single- and multi-asset indices offered by CoinDesk.
- These include white papers, government data, original reporting, and interviews with industry experts.
- This in turn may cause the hashing rate to reduce and mining pools may consolidate.
- Buy, hold, and sell cryptocurrency directly within the PayPal digital wallet.
- Previous rumours have suggested the so-called stablecoin, which would be pegged to other currencies to avoid price volatility, would roll out to users of the popular messaging app WhatsApp.
- John Edwards is a licensed attorney with experience in commodities and investments.
Bitcoin’s record-setting rise and fall in 2021 coincided with Tweets by Tesla CEO Elon Musk. Investors who have their bitcoin on exchanges or wallets that support the new currency will soon see their holdings double, with one unit in bitcoin cash added for every bitcoin. But that doesn’t mean the value of investors’ holdings will double. To be sure, only a minority of bitcoin miners and bitcoin exchanges have said they will support the new currency.
Bitcoin ‘millionaires’ increased 140% as BTC price crossed $20K — data – Cointelegraph
Bitcoin ‘millionaires’ increased 140% as BTC price crossed $20K — data.
Posted: Wed, 01 Mar 2023 08:00:00 GMT [source]
The executive order attempts to address the lack of a framework for the development of cryptocurrencies in the U.S., and has been broadly welcomed by the industry and its investors. Critics have said the lack of regulatory clarity could hold the U.S. back when it comes to crypto for the rest of the world to leapfrog. The lack of regulatory clarity has also been cited often as the barrier to greater institutional adoption in the crypto market. The live price of Bitcoin is $ 19,895.86 per (BTC / USD) today with a current market cap of $ 384.26B USD. In January 2014, Zynga announced it was testing bitcoin for purchasing in-game assets in seven of its games. That same month, The D Las Vegas Casino Hotel and Golden Gate Hotel & Casino properties in downtown Las Vegas announced they would also begin accepting bitcoin, according to an article by USA Today.


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- A new Amazon Echo with a 7-inch touchscreen may debut as soon as Tuesday, The Wall Street Journal says
- The Echo will reportedly cost more than $200
- Amazon is said to roll out voice calling features to its Echo units in coming weeks
Amazon may announce a new Amazon Echo with a 7-inch touchscreen display and support for video calls as soon as Tuesday.
The news comes on the heels of a new speaker announced by Microsoft on Monday, powered by the company's Cortana voice assistant, which offers similar functionality to Alexa. A new Echo could put a damper on Microsoft's news, particularly as Microsoft heads into its BUILD developer conference this week.
This may be the most expensive Echo Amazon has launched to date. The Wall Street Journal said the price is expected to be more than $200. While video calls will presumably require at least two of the new Echos, or perhaps a Kindle equipped with a camera, voice calling between Echo units is also reportedly on the horizon. That feature may not roll out for a few weeks, however.
An Amazon spokesperson was not immediately available for comment.
Watch: Amazon announces the Echo Look


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- Facebook reports earnings after Wednesday's closing bell.
- The company is one of the most popular stocks among millennials.
- Check out the live stock price of Facebook here.
Facebook's stock is climbing to record highs ahead of its third-quarter earning report due out after Wednesday's closing bell. The stock is the sixth most popular on the trading app Robinhood, which has a large millennial user base.
Millennial investors are bullish on the stock ahead of earnings, according to Sahill Poddar, a data scientist at Robinhood.
In the week leading up to the results, there were 20% more investors who bought shares of Facebook than sold them on Robinhood's platform. Shares have rallied 6.47% since last Wednesday.
Investors under 30 are a bit more optimistic than their older counterparts, Poddar said. For millennials under 30, 40% more investors bought Facebook shares rather than sold them. For their counterparts over 30, 10% more investors bought shares rather than sold them.
Facebook has drawn some unwanted attention after it revealed an estimated 126 million users saw Russia-backed ads on its platform between 2015 and 2017. Yet investors are optimistic about its pace of user and advertising revenue growth, Mark Mahaney of RBC Capital Markets wrote in a note to clients.
Wall Street is expecting the company to earn $1.28 per share on revenue of $9.84 billion, according to Bloomberg data.
Facebook has gained 55.09% this year.
Get the latest Intel stock price here.


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Fish plants have been a cornerstone of rural Newfoundland and Labrador for so long that its easy to forget that they’re part of the global food industry. One challenge facing the food industry and the environment globally is food waste. In fact, a 2015 report from the Food and Agricultural Organization of the United Nations stated that “if food wastage were a country, it would be the third largest emitting country in the world”.
Like any food producer, fish plants have a responsibility to think about how they’re contributing to food waste, and how they can fully utilize the fish they buy.
Icewater Seafoods in Arnold’ Cove, NL, a member of the Offshore Fishery Association, has been a leader in this area for decades. The company sells 99.8% of the product it buys in some form. When cod is bought from a local fish harvester, only a small portion of that fish can be sold as cod fillets. The company produces various products in order to find uses and markets for as much of the fish as possible:
- Cod loins, portions and tails are sold primarily into European markets that demand high quality, sustainable seafood.
- Cod tongues and cheeks are removed from the head. They’re sold primarily in the Canadian market and are also very popular among locals who stop by the plant to buy cod*.
- The remainder of the cod is sold for various purposes, from fish sticks (or fish fingers as they’re called in most parts of Europe) to the leather and pharmaceutical industry. Some is even sold to the pet food and mink industry, which has the same high standards as human food, including a rigorous metal detecting process.
Icewater has had impressive utilization numbers for decades, driven by its values as a company and the tight margins of the cod industry.
“As a company, we’re proud that we’re able to utilize 99.8% of the cod we buy. It demonstrates our commitment to the environment, to our customers and to our employees,” explains Alberto Wareham, President & CEO of Icewater Seafoods.
Years ago, it was common practice for fish plants to dispose of waste through a barge behind the plant. Icewater Seafoods is committed to being a good environmental steward, keeping waste out of the ocean. So from an environmental perspective, the company’s efforts to find uses for all aspects of the fish not only eliminates food waste, but it means that waste is not directed back to the ocean.
That respect for the oceans that provide food and livelihoods for so many is recognized and appreciated by Icewater’s customers, especially those in Europe. Knowing they’re buying seafood from a company that shares their values, ethics and commitment to doing the right thing is important.
In addition to the environmental impact of food waste, there is an important financial impact. In many ways, reducing food waste has been key to Icewater’s ability to continue its operations with a year-round focus on only cod, despite ups and downs in the cod industry. Finding ways to service the pet food and pharmaceutical industries improves the viability of the Arnold’s Cove plant, helping to keep its 215 local employees working nearly year-round. It allows the company to pay its workers more than many plants, currently $17.09/hour for unionized workers, plus health benefits that includes life insurance. This commitment to the town and people of Arnold’s Cove is the foundation of which the company was formed when the Wareham family decided to officially take over the operation 15 years ago.
*Because of current health measures in place amid COVID-19, members of the public are not currently permitted to stop by the plant to purchase fish from its head office.


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Verne Kopytoff has a recap of yesterday’s press day at Google. I missed the first part of the web cast, but it appears Sergey Brin really doesn’t like Microsoft.
He voiced concerns that Microsoft may use illegal tactics to give its own search engine preferential treatment in an upcoming release of its Windows Vista operating system for computers. He then recalled Microsoft’s past legal battle with the now-defunct Netscape Communications Corp. over Internet browsers in which Microsoft was found by a federal court to have abused its power.
“We certainly see a history with that particular company, Microsoft, behaving anti-competitively, being a convicted monopoly,” Brin said. He then talked about Google taking preemptive action against any future abuse by Microsoft, including lobbying the Justice Department.
So Google Health was a slight-of-hand, what we really got today was Google Co-op (beta, of course). From Google’s press release…
Google Co-op beta is a community where users can contribute their knowledge and expertise to improve Google search for everyone. Organizations, businesses, or individuals can label web pages relevant to their areas of expertise or create specialized links to which users can subscribe.
Once a user has subscribed to a provider’s content, all of that provider’s labels and subscribed links are added to the user’s search results for relevant queries. These contributions serve as meta information that helps Google’s search algorithms connect users to the most relevant information for their specific query. Users interested in contributing can get started at www.google.com/coop.
Listening to the Google Press Day stream, it appears the company
is going to launch has launched Google Trends – basically opening up Google Zeitgeist to marketers.
With Google Trends, you can compare the world’s interest in your favorite topics. Enter up to five topics and see how often they’ve been searched for on Google over time. Google Trends also displays how frequently your topics have appeared in Google News stories, and which geographic regions have searched for them most often.
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Marketing Pilgrim is a proud member of The Pilgrim Network


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The latest guest announced by Anime NYC powered by Crunchyroll and SUNRISE to be attending this year’s Anime NYC is a true legend of the industry. The creator and director of the original Mobile Suit Gundam television series, Yoshiyuki Tomino will be attending Anime NYC as not just a very special guest, but in part to celebrate the 40th anniversary of Mobile Suit Gundam.
Mobile Suit Gundam began its original run in 1979 and since then has become a cultural touchstone that goes beyond anime, dipping into movies, video games, manga, and its popular Gunpla model building figures that have sold over 500 million models and counting. Mobile Suit Gundam has inspired popular franchises across the world like Evangelion, Macross, Code Geass, and Megas XLR.
There is even a live-action film currently in development at Legendary Entertainment.
Yoshiyuki Tomino’s appearance at this year’s Anime NYC will be his only US appearance during the 40th Anniversary. He will be participating in panels, autograph sessions, and special events so fans won’t want to miss it!
Anime NYC will include the final US contest for the 2019 Gunpla Builders World Cup, an annual international competition featuring Gunpla model builders from all over the world, with The US Gunpla Builders World Cup winner going on to compete in Tokyo against model makers from Japan, Australia, Italy, France, China, South Korea, Taiwan, Hong Kong, Vietnam, Thailand, Singapore, Malaysia, Indonesia, and the Philippines.
Anime NYC powered by Crunchyroll 2021 is almost here! Check out the official site to grab your ticket, learn more about exhibitors & attending guests, and what awaits you at Anime NYC!
And stay tuned to Nerdier Tides as we get you ready for it!
(Featured Image Source – Anime NYC powered by Crunchyroll, SUNRISE)


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KUWAIT: Kuwait has witnessed the fastest growth in food consumption rates amongst other GCC states with a rate of 5.5 percent, a food industry specialist said, adding that this rate is expected to growth even more in view of the growing GDP and the expected growth over the next four years as well as prediction of economic growth until 2022 by 3 percent.
CEO Food Choice Company Marwan Fares made those remarks in a statement to the press in which he announced that his company will participate in the 2019 Horeca exhibition as a golden sponsor. Fares strongly praised the Horeca Kuwait exhibition and its ability to attract companies specializing in hospitality, catering and hotel requirements, in addition to travel, transport, oil and construction. “The exhibition will display the latest in food products and food services according to hazard analysis and critical control points (HACCP) food safety standards,” he underlined.
Further, Fares stressed that following the success it has been achieving ever since establishment in 2005, Food Choice plans further growth and international expansion using various unique and creative ideas, while at the same time being very keen on supporting new creations and observing healthy quality standards in catering and retail services needed for hotels, restaurants and department stores. He added that Food Choice offers exclusive high quality international meat brands, basic patisserie ingredients, cheese, seafood and beverages. Fares added that Horeca’s expansion and yearly progress makes it a perfect annual forum where Kuwait’s most effective hospitality and food industry experts meet.
Meanwhile Leaders Group reminded of the success achieved in Horeca 2018 in terms of the growth in the number of visitors. It also hailed the outstanding participation of Food Choice during the past cycles, noting that its section had always attracted large numbers of visitors. The 2019 Horeca exhibition is due to be organized by Leaders Group in collaboration with Hospitality Services Company at Kuwait International Fairgrounds in Mishref in the period of January 14-16, 2019.


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HBO Max is raising the price of its ad-free subscriptions in the US by $1 to $16 a month, joining a parade of .
HBO said Thursday that the higher price for new HBO Max ad-free subscriptions is effective immediately, so anyone signing up from now on will be paying more. Existing subscribers who are paying the old $15-a-month rate will see their charges go up in their next billing cycle on or after Feb. 11.
Over more than three years, Hollywood’s major entertainment companies (and some big tech ones too) have piled on with their own subscription streaming services, taking on the likes of Netflix by embracing streaming as the future of TV. These so-called streaming wars meant, one, that companies were plowing billions of dollars into their services, and, two, that competition for your subscription dollars intensified. Now companies across the field are raising prices to cope.
HBO Max’s hike is the latest after Disney Plus raised prices in December, Apple TV Plus and Hulu increased in October, and Netflix upped US prices early last year.
“This price increase of $1 will allow us to continue to invest in providing even more culture-defining programming and improving our customer experience for all users,” HBO said in a statement.
It’s the first time HBO Max has increased its monthly subscription price since it launched in May 2020. HBO Max also offers a cheaper, ad-supported tier of its service; the company didn’t specify any changes to the price of that HBO Max With Ads option.
HBO Max is in the midst of upheaval, after an ownership change last year. In April, HBO Max became the property of newly formed company Warner Bros. Discovery, a merger of cable network giant Discovery with WarnerMedia, which AT&T had bought for $85 billion less than four years prior.
Now with a mountain of debt and Discovery’s famously frugal CEO, David Zaslav, as its leader, HBO Max has been canceling a laundry list of shows and movies, including a nearly complete Batgirl film that reportedly cost $90 million. It’s also removing some shows, like Westworld, from HBO Max so that the programs can be licensed out to other services — and pull in fresh revenue as a result.
In addition, HBO Max will combine with Discovery Plus into a single service this year. The combo will put prestige fare like House of the Dragon next to basic-cable reality hits like 90-Day Fiancé on the service. But it also means subscribers will get a much bigger library with their memberships: Essentially, the combined service will be bulking up HBO Max with the addition of $7-a-month Discovery Plus, a prospect that was likely to effect pricing at some point.
Joan E. Solsman