Read the following conversation and answer the question.

W: My colleagues at work say I should get a health insurance. What do you think?

M: I think it's important. I can give you my insurance agent's card if you want.

W: But I'm not sure what kind I need. In Germany, we have a national insurance program. But here you have nothing.

M: Yes, I know. Many countries have national health insurance. America doesn't.

W: Why is that?

M: Well, it's because of the American culture. Americans think private companies can do things better than the government. So we depend on private companies for insurance.

W: But isn't that expensive?

M: You're right. It is expensive. And many people criticize it. They say it is not fair to poor people. They say the health systems are better in other countries, especially in Europe.

W: But what do you think?

M: I have no idea. I just do my best to have good insurance. It's important.

Question: Where are the two speakers? 

- In the USA.

- In Europe.

- In China.


In the USA.