When we considered fixed rate mortgages we also looked into even longer term loans that spanned 30 years as well . Still , having a mortgage close to retirement was not what we were looking for , so we decided to try for a loan with a 15 year fixed mortgage . We felt that there was a great deal of emphasis on paying the mortgage off early . After taking everything into consideration we decided on a 30 year loan instead .
Why do I search for mortages ?
- I want retire with a loan .
 - I want to spend more money in long term .
 - I do n't have all the money at the moment .
 - None of the above choices .


I do n't have all the money at the moment .