When we considered fixed rate mortgages we also looked into even longer term loans that spanned 30 years as well . Still , having a mortgage close to retirement was not what we were looking for , so we decided to try for a loan with a 15 year fixed mortgage . We felt that there was a great deal of emphasis on paying the mortgage off early . After taking everything into consideration we decided on a 30 year loan instead .
According to the above context, answer the following question.
Why do I search for mortages ?


I do n't have all the money at the moment .