Read the following context and answer the question.
Context: While my FICO is good , my debt to income ratio is not the best and I have more than four properties . Some of you might not know this , but borrowers with more than four properties are having problems getting any loans at all . I recently talked to a big time investor that has hundreds of properties . His financials are pretty good , but no one will give him a loan , he has to pay cash .
Question: Why is my FICO good ?
Answer:


Because I pay my bills on time .