Based on the context and the answer, generate a question. 

Context: I ran up a good amount of credit card debt in my twenties and did n't get it under control until the government came in and took 25 % of my paycheck for back taxes . I always had the choice of paying it off a little at a time but , I did n't make that choice . That was then and this is now .

Answer:

I wanted to spend money



Why did I choose to have debt ?