Maybe you pay all your bills with cash , maybe you?re a student , maybe you have never needed a loan for anything . All this will have an effect on your history . Don?t be upset ... if you?re like most people you will get a credit history far sooner than later .
What may be the reason for this advice ?
Pick the best answer from the following options:
- They person needs to get a line of credit .
 - None of the above choices .
 - The person is applying for a credit line .
 - The person does n't have a credit history .


The person does n't have a credit history .