Fact 1: Being distracted while driving can cause people to crash their car.

Fact 2: Repairing a car after a crash will become prohibitively expensive, and insurance rates will skyrocket.

Given the two facts above, answer the question "What can cause your insurance rates to skyrocket?" with the following options: 
- DNA damage and mutations
 - Greenhouse gases
 - insuring an older vehicle
 - energy of moving objects
 - dropping comprehensive coverage
 - being distracted while driving
 - buying a white car
 - exposure to cold


 

      being distracted while driving   