<svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="393" height="852" viewBox="0 0 393 852"><g id="html1"><g data-tag="head" id="head1" data-z-index="auto" data-stacking-context="true" aria-owns="script1"><g data-tag="script" id="script1" data-z-index="auto" data-stacking-context="true"/></g><g data-tag="body" id="body1" data-z-index="auto" data-stacking-context="true" role="document" aria-owns="FooterInfo style1"><g data-tag="div" id="FooterInfo" data-z-index="auto" data-stacking-context="true" aria-owns="h21 p1 p2 p3"><g data-stacking-layer="rootBackgroundAndBorders"><rect width="393" height="398" x="0" y="0" fill="rgb(62, 62, 62)"/></g><g data-tag="h2" id="h21" data-z-index="auto" data-stacking-context="true" role="heading" aria-level="2"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Josefin Sans&quot;, cursive" font-size="22.4px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="-1px" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="46.40625" y="55" textLength="300.171875" lengthAdjust="spacingAndGlyphs">Independent Agent vs. Captive Agent</tspan></text></g><g data-tag="p" id="p1" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="15.015625" y="86" textLength="362.953125" lengthAdjust="spacingAndGlyphs">An Independent Agent can obtain insurance quotes</tspan><tspan xml:space="preserve" x="17.75" y="109" textLength="357.5" lengthAdjust="spacingAndGlyphs">from a variety of insurance companies to give their</tspan><tspan xml:space="preserve" x="17.265625" y="132" textLength="358.453125" lengthAdjust="spacingAndGlyphs">clients the best coverage and cost available. In the</tspan><tspan xml:space="preserve" x="34.1875" y="155" textLength="324.625" lengthAdjust="spacingAndGlyphs">event an insurance company was to cancel or</tspan><tspan xml:space="preserve" x="12.515625" y="178" textLength="367.96875" lengthAdjust="spacingAndGlyphs">refuse to renew a policy, the Independent Agent can</tspan><tspan xml:space="preserve" x="32.84375" y="201" textLength="327.296875" lengthAdjust="spacingAndGlyphs">look for the exact same coverage with another</tspan><tspan xml:space="preserve" x="32.84375" y="224" textLength="327.296875" lengthAdjust="spacingAndGlyphs">carrier without the client having to find another</tspan><tspan xml:space="preserve" x="174.25" y="247" textLength="44.484375" lengthAdjust="spacingAndGlyphs">agent.</tspan></text></g><g data-tag="p" id="p2" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="183.59375" y="270" textLength="25.796875" lengthAdjust="spacingAndGlyphs">VS.</tspan></text></g><g data-tag="p" id="p3" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="24.390625" y="293" textLength="344.203125" lengthAdjust="spacingAndGlyphs">A Captive Agent is a person who represents only</tspan><tspan xml:space="preserve" x="42.1875" y="316" textLength="308.609375" lengthAdjust="spacingAndGlyphs">one insurance company and is restricted by</tspan><tspan xml:space="preserve" x="23.078125" y="339" textLength="346.84375" lengthAdjust="spacingAndGlyphs">agreement from submitting business to any other</tspan><tspan xml:space="preserve" x="26.890625" y="362" textLength="339.21875" lengthAdjust="spacingAndGlyphs">company unless it is first rejected by the agent&apos;s</tspan><tspan xml:space="preserve" x="27.375" y="385" textLength="338.234375" lengthAdjust="spacingAndGlyphs">captive company. Therefore, they are restricted.</tspan></text></g></g><g data-tag="style" id="style1" data-z-index="auto" data-stacking-context="true"/></g></g></svg>
<svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="834" height="1210" viewBox="0 0 834 1210"><g id="html1"><g data-tag="head" id="head1" data-z-index="auto" data-stacking-context="true" aria-owns="script1"><g data-tag="script" id="script1" data-z-index="auto" data-stacking-context="true"/></g><g data-tag="body" id="body1" data-z-index="auto" data-stacking-context="true" role="document" aria-owns="FooterInfo style1"><g data-tag="div" id="FooterInfo" data-z-index="auto" data-stacking-context="true" aria-owns="h21 p1 p2 p3"><g data-stacking-layer="rootBackgroundAndBorders"><rect width="834" height="265" x="0" y="0" fill="rgb(62, 62, 62)"/></g><g data-tag="h2" id="h21" data-z-index="auto" data-stacking-context="true" role="heading" aria-level="2"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Josefin Sans&quot;, cursive" font-size="27.2px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="-1px" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="231" y="60" textLength="371.984375" lengthAdjust="spacingAndGlyphs">Independent Agent vs. Captive Agent</tspan></text></g><g data-tag="p" id="p1" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="16.296875" y="91" textLength="801.390625" lengthAdjust="spacingAndGlyphs">An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the</tspan><tspan xml:space="preserve" x="23.140625" y="114" textLength="787.71875" lengthAdjust="spacingAndGlyphs">best coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy,</tspan><tspan xml:space="preserve" x="18.96875" y="137" textLength="796.046875" lengthAdjust="spacingAndGlyphs">the Independent Agent can look for the exact same coverage with another carrier without the client having to find</tspan><tspan xml:space="preserve" x="365.390625" y="160" textLength="103.203125" lengthAdjust="spacingAndGlyphs">another agent.</tspan></text></g><g data-tag="p" id="p2" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="404.09375" y="183" textLength="25.796875" lengthAdjust="spacingAndGlyphs">VS.</tspan></text></g><g data-tag="p" id="p3" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="29.671875" y="206" textLength="774.640625" lengthAdjust="spacingAndGlyphs">A Captive Agent is a person who represents only one insurance company and is restricted by agreement from</tspan><tspan xml:space="preserve" x="10.21875" y="229" textLength="813.546875" lengthAdjust="spacingAndGlyphs">submitting business to any other company unless it is first rejected by the agent&apos;s captive company. Therefore, they</tspan><tspan xml:space="preserve" x="368.09375" y="252" textLength="97.8125" lengthAdjust="spacingAndGlyphs">are restricted.</tspan></text></g></g><g data-tag="style" id="style1" data-z-index="auto" data-stacking-context="true"/></g></g></svg>
<svg xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" width="1440" height="900" viewBox="0 0 1440 900"><g id="html1"><g data-tag="head" id="head1" data-z-index="auto" data-stacking-context="true" aria-owns="script1"><g data-tag="script" id="script1" data-z-index="auto" data-stacking-context="true"/></g><g data-tag="body" id="body1" data-z-index="auto" data-stacking-context="true" role="document" aria-owns="FooterInfo style1"><g data-tag="div" id="FooterInfo" data-z-index="auto" data-stacking-context="true" aria-owns="h21 p1 p2 p3"><g data-stacking-layer="rootBackgroundAndBorders"><rect width="1440" height="219" x="0" y="0" fill="rgb(62, 62, 62)"/></g><g data-tag="h2" id="h21" data-z-index="auto" data-stacking-context="true" role="heading" aria-level="2"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Josefin Sans&quot;, cursive" font-size="27.2px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="-1px" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="534" y="60" textLength="371.984375" lengthAdjust="spacingAndGlyphs">Independent Agent vs. Captive Agent</tspan></text></g><g data-tag="p" id="p1" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="301.953125" y="91" textLength="836.078125" lengthAdjust="spacingAndGlyphs">An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best</tspan><tspan xml:space="preserve" x="283.421875" y="114" textLength="873.140625" lengthAdjust="spacingAndGlyphs">coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy, the Independent</tspan><tspan xml:space="preserve" x="327.765625" y="137" textLength="784.46875" lengthAdjust="spacingAndGlyphs">Agent can look for the exact same coverage with another carrier without the client having to find another agent.</tspan></text></g><g data-tag="p" id="p2" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="707.09375" y="160" textLength="25.796875" lengthAdjust="spacingAndGlyphs">VS.</tspan></text></g><g data-tag="p" id="p3" data-z-index="auto" data-stacking-context="true"><text color="rgb(255, 255, 255)" dominant-baseline="text-after-edge" font-family="&quot;Fira Sans Condensed&quot;, sans-serif" font-size="16px" font-size-adjust="none" font-stretch="100%" font-style="normal" font-variant="normal" font-weight="400" direction="ltr" letter-spacing="normal" text-decoration="none solid rgb(255, 255, 255)" text-anchor="start" text-rendering="auto" unicode-bidi="isolate" word-spacing="0px" writing-mode="horizontal-tb" user-select="auto" fill="rgb(255, 255, 255)"><tspan xml:space="preserve" x="293.984375" y="183" textLength="852.015625" lengthAdjust="spacingAndGlyphs">A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting</tspan><tspan xml:space="preserve" x="300.78125" y="206" textLength="838.4375" lengthAdjust="spacingAndGlyphs">business to any other company unless it is first rejected by the agent&apos;s captive company. Therefore, they are restricted.</tspan></text></g></g><g data-tag="style" id="style1" data-z-index="auto" data-stacking-context="true"/></g></g></svg>
<body><div id="FooterInfo"><h2>Independent Agent vs. Captive Agent</h2><p>An Independent Agent can obtain insurance quotes from a variety of insurance companies to give their clients the best coverage and cost available. In the event an insurance company was to cancel or refuse to renew a policy, the Independent Agent can look for the exact same coverage with another carrier without the client having to find another agent.</p><p>VS.</p><p>A Captive Agent is a person who represents only one insurance company and is restricted by agreement from submitting business to any other company unless it is first rejected by the agent's captive company. Therefore, they are restricted.</p></div></body>

<style>

@font-face {
  font-family: 'Josefin Sans';
  font-style: normal;
  font-weight: 400;
  font-display: swap;
  src: url(https://fonts.gstatic.com/s/josefinsans/v32/Qw3PZQNVED7rKGKxtqIqX5E-AVSJrOCfjY46_DjQbMZhKg.ttf) format('truetype');
}


@font-face {
  font-family: 'Fira Sans';
  font-style: normal;
  font-weight: 400;
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  src: url(https://fonts.gstatic.com/s/firasans/v17/va9E4kDNxMZdWfMOD5Vvl4jO.ttf) format('truetype');
}




@keyframes CSSRotatorCaptionAnimation {
    0% { transform: translateY(150px) rotateY(50deg); opacity: 0; }
    100% { transform: translateY(0deg) rotateY(0deg); opacity: 1; }
}

@keyframes CSSRotatorCaptionAnimationReverse {
    0% { transform: translateY(0deg) rotateY(0deg); opacity: 1; }
    100% { transform: translateY(150px) rotateY(100deg); opacity: 0; }
}


@keyframes ctxRotatorFade {
    0% { opacity: 0; }
    100% { opacity: 1; }
}

@keyframes ctxRotatorSlideLeft {
    0% { transform: translateX(-100%); opacity: 0; }
    100% { transform: translateX(0); opacity: 1; }
}

@keyframes ctxRotatorSlideRight {
    0% { transform: translateX(100%); opacity: 0; ; }
    100% { transform: translateX(0); opacity: 1; }
}

@keyframes ctxRotatorSlideTop {
    0% { transform: translateY(-100%); opacity: 0;}
    100% { transform: translateY(0); opacity: 1; bottom: 0; }
}

@keyframes ctxRotatorShrinkIn 
{
    0% { transform: scale(1.2); opacity: 0; }
    100% { transform: scale(1); opacity: 1; }
}

@keyframes shareAni {
    0% { margin: 0; width: 32px }
    100% { margin: -5px; width: 42px }
}

@keyframes EntityListView {

    0% { box-shadow: 0 14px 21px 7px rgba(237,237,237,1); transform: translateY(-3px); }
    100% { box-shadow: none; transform: translateY(0); }
}

@keyframes EntityListViewHover {
    0% { box-shadow: none; transform: translateY(0); }
    100% { box-shadow: 0 14px 21px 7px rgba(237,237,237,1); transform: translateY(-3px); }
}

@keyframes contactAni {
    0% { margin: 0; width: 32px }
    100% { margin: -5px; width: 42px }
}

::placeholder { color: #d8d8d8; font-style: italic; }
* { box-sizing: border-box; }
 h2 { margin: 10px 0; font-family: 'Josefin Sans', cursive; }
p { margin: 10px 0; }

a { color: #0d20f8; font-family: inherit; }
    a:hover { text-decoration: underline; }

::selection { background-color: #003399; color: #fff; }

body { text-align: center; scrollbar-base-color: rgb(0, 174, 239); vertical-align: baseline; font-style: inherit; outline: 0; font-family: 'Fira Sans Condensed', sans-serif; color: #565555; scrollbar-track-color: #4D4D4D; margin: 0; padding: 0; font-size: 16px; }

h2 { font-size: 170%; color: #52333c; font-weight: normal; letter-spacing: -1px; margin-top: 20px; }
    h2 a { text-decoration: none; color: inherit; }

p { line-height: 23px; }


@keyframes menuAni {
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    100% { opacity: 1; }
}

@keyframes mMenuAnimation {
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    100% { opacity: 1; max-height: 500px; }
}

@keyframes linkAni {
    0% { color: #fff; background-color: #fff; }
    20% { color: #fff; background-color: #003399; }
    100% { color: #fff; background-color: #4D4D4D; }
}

@keyframes panelAni {
    0% { bottom: -80px; opacity: 0; }
    100% { bottom:0; opacity: 1; }
}

#FooterInfo { clear: both; text-align: center; font-size: 100%; background-color: #3E3E3E; padding: 10px; color: #fff; }
    #FooterInfo h2 { color: #fff; }
    #FooterInfo p { max-width: 900px; margin: 0 auto; }

@keyframes notice {
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    20% { opacity: 1; }
    70% { opacity: 1; }
    100% { opacity: 1; }
}

@keyframes caption {
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    100% { zoom: 1; margin-top: 0; margin-left:0; opacity: 1; }
}

@keyframes FFCSSRotatorCaptionAnimation {
    0% { transform: translate(250px) rotateY(50deg); opacity: 0; }
    100% { transform: translate(0deg) rotateY(0deg); opacity: 1; }
}

@keyframes FFCSSRotatorCaptionAnimationReverse {
    0% { transform: translate(0deg) rotateY(0deg); opacity: 1; }
    100% { transform: translate(250px) rotateY(100deg); opacity: 0; }
}


@keyframes register {
    0% { bottom: -40px; }
    100% { bottom:0; }
}

@media only screen and (max-width: 550px) {

    h2 { font-size: 140%; }
}


</style>